New endowment policy from lic of india start at age 25 for term 33 years get maturity at 58

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SPECIALLY PREPARED FOR MR. SAMEER Presented By NANDINI BHATNAGAR 1

description

PURCHASE/TAKE A NEW ENDOWMENT POLICY FROM LIC OF INDIA WHICH STARTS AT AGE 25 FOR A TERM OF 33 YEARS AND GETS YOU AT HIGH MATURITY VALUE AT AGE 58

Transcript of New endowment policy from lic of india start at age 25 for term 33 years get maturity at 58

Page 1: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

SPECIALLY PREPARED FOR

MR. SAMEER

Presented By

NANDINI BHATNAGAR

1

Page 2: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

MR. SAMEER

Plan Number :

Term :

Prem Term :

Sum Assured

Total Premium :

814

33

33

Rs. 1000000

Rs. 28449 [27596+853(ST)]

NANDINI BHATNAGAR

YearlyMode :

NEW DLEHIUTTAM NAGAR

T-62, SHUKAR BAZAAR,

2

Page 3: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

NANDINI BHATNAGAR

T-62, SHUKAR BAZAAR,UTTAM NAGARNEW DLEHI

Phone: -

E-mail :-Mobile: 9873927723

Specially prepared for : MR. SAMEER Age: 25D.O.B :11/11/1988

NilMedical Requirements :

NEW ENDOWMENT(814)

Plan Mode Term PPT Sum Assured Premium Total Premium

Yearly 33 33 1000000 27418 28449

Rider Description Term PPT Rider Sum Premium

Accidental Death and Disability Benefit Rider 33 33 1000000 1031

Year Age Risk Cover

Normal

Risk Cover

Accidental

Premium Tax Saved

Net Premium

Amount Received

Risk Yield (%)

Loan Value

Encashment Value

2014 25 1048000 2048000 28449 5690 22759 0 0 0 0

2015 26 1096000 2096000 28022 5604 22418 0 818 0 0

2016 27 1144000 2144000 28022 5604 22418 0 320 11000 18260

2017 28 1192000 2192000 28022 5604 22418 0 183 17750 29340

2018 29 1240000 2240000 28022 5604 22418 0 124 25250 41876

2019 30 1288000 2288000 28022 5604 22418 0 92 33750 56065

2020 31 1336000 2336000 28022 5604 22418 0 72 43250 72070

2021 32 1384000 2384000 28022 5604 22418 0 59 54250 90056

2022 33 1432000 2432000 28022 5604 22418 0 49 66250 110251

2023 34 1480000 2480000 28022 5604 22418 0 42 79750 132841

2024 35 1528000 2528000 28022 5604 22418 0 37 95000 158172

2025 36 1576000 2576000 28022 5604 22418 0 32 112000 186392

2026 37 1624000 2624000 28022 5604 22418 0 29 130750 217808

2027 38 1672000 2672000 28022 5604 22418 0 26 151750 252754

2028 39 1740000 2740000 28022 5604 22418 0 24 175000 291491

2029 40 1793000 2793000 28022 5604 22418 0 22 200750 334393

2030 41 1846000 2846000 28022 5604 22418 0 20 229250 381743

2031 42 1899000 2899000 28022 5604 22418 0 18 260500 434089

2032 43 1962000 2962000 28022 5604 22418 0 17 295250 491759

2033 44 2030000 3030000 28022 5604 22418 0 16 333250 555380

2034 45 2108000 3108000 28022 5604 22418 0 15 370750 617654

2035 46 2206000 3206000 28022 5604 22418 0 14 421750 702637

2036 47 2354000 3354000 28022 5604 22418 0 14 472750 787603

2037 48 2502000 3502000 28022 5604 22418 0 13 528750 881035

2038 49 2650000 3650000 28022 5604 22418 0 13 582000 969705

2039 50 2798000 3798000 28022 5604 22418 0 12 641500 1068836

2040 51 2966000 3966000 28022 5604 22418 0 12 708250 1180199

2041 52 3134000 4134000 28022 5604 22418 0 11 784000 1306353

2042 53 3302000 4302000 28022 5604 22418 0 11 870000 1449890

2043 54 3540000 4540000 28022 5604 22418 0 11 976000 1626338

2044 55 3788000 4788000 28022 5604 22418 0 10 1094750 1824304

2045 56 4086000 5086000 28022 5604 22418 0 10 1228250 2047021

3When someone depends on you,you can depend on life insurance Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC

Page 4: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

Year Age Risk Cover

Normal

Risk Cover

Accidental

Premium Tax Saved

Net Premium

Amount Received

Risk Yield (%)

Loan Value

Encashment Value

2046 57 4384000 5384000 28022 5604 22418 0 10 1379250 2298726

2047 58 0 0 0 0 0 4384000 0 0 0

925153 185018 740135 4384000

4384000

5384000

925153

185018

740135

4384000

Maximum Risk Cover Normal

Maximum Risk Cover Accidental

Total Premium Paid By Policy Holder

Total Tax Saved

Net Premium Paid By Policy Holder

SB/Maturity Amount Recievable By Policy Holder From LIC

( Yield : 8.7% )Summary Of Presentation

4When someone depends on you,you can depend on life insurance Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC

Page 5: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

NANDINI BHATNAGAR

T-62, SHUKAR BAZAAR,UTTAM NAGARNEW DLEHI

Phone: -

E-mail :-Mobile: 9873927723

Specially prepared for : MR. SAMEER Age: 25D.O.B :11/11/1988

(Commission Chart)

Year Age Premium First Year Commissn

Second/ Third Year Commissn

Sub. Year Commissn

Single Commissn

Bonus Commissn

Total Commissn

2014 25 28449 6899 0 0 0 2760 9659

2015 26 28022 0 2070 0 0 0 2070

2016 27 28022 0 2070 0 0 0 2070

2017 28 28022 0 0 1380 0 0 1380

2018 29 28022 0 0 1380 0 0 1380

2019 30 28022 0 0 1380 0 0 1380

2020 31 28022 0 0 1380 0 0 1380

2021 32 28022 0 0 1380 0 0 1380

2022 33 28022 0 0 1380 0 0 1380

2023 34 28022 0 0 1380 0 0 1380

2024 35 28022 0 0 1380 0 0 1380

2025 36 28022 0 0 1380 0 0 1380

2026 37 28022 0 0 1380 0 0 1380

2027 38 28022 0 0 1380 0 0 1380

2028 39 28022 0 0 1380 0 0 1380

2029 40 28022 0 0 1380 0 0 1380

2030 41 28022 0 0 1380 0 0 1380

2031 42 28022 0 0 1380 0 0 1380

2032 43 28022 0 0 1380 0 0 1380

2033 44 28022 0 0 1380 0 0 1380

2034 45 28022 0 0 1380 0 0 1380

2035 46 28022 0 0 1380 0 0 1380

2036 47 28022 0 0 1380 0 0 1380

2037 48 28022 0 0 1380 0 0 1380

2038 49 28022 0 0 1380 0 0 1380

2039 50 28022 0 0 1380 0 0 1380

2040 51 28022 0 0 1380 0 0 1380

2041 52 28022 0 0 1380 0 0 1380

2042 53 28022 0 0 1380 0 0 1380

2043 54 28022 0 0 1380 0 0 1380

2044 55 28022 0 0 1380 0 0 1380

2045 56 28022 0 0 1380 0 0 1380

2046 57 28022 0 0 1380 0 0 1380

925153 6899 4140 41400 0 2760 55199

5When someone depends on you,you can depend on life insurance Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC

Page 6: New endowment policy from lic of india  start at age 25 for term 33 years get maturity at 58

6When someone depends on you,you can depend on life insurance Abv. Fig. are based on certain assumptions which are liable to be changed according to the rules of LIC