-\f fordable and Il ua l i t y Hous ing I-

NATIONAL HOUSING ENTERPRISE

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o t *

APPLICATION FOR LOAN

ResidentialAddress

First Names

Client Type

Cell Phone

Namibia lD No.

Marital Status

Iax Registration No

Pension Fund

Client No.:

Class:

Branch:

Acc. No.:

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Bank Details

SPOUSE INFORMATION

Names:

Maiden name:

Birti date:

lD. No.:

lD. Type:

Langud@r Date married:

Dependants: No. of children:

Occupalion:

Employer:

Address:

c , .

Tel.: Fax:

Start date:

i , :r i a-l ir i:, ' j i : . j li : . : ; . . - . ' ; - . ' . : .

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PROPERTY DETAIT$

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Suburb Code:

YESH NOE

Project No.:

Purchase date:

Freehold:

,ffitii'l Size:

Section No.:

Tel. No.

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BOND APPLICATION

Product Type:

Amount applied for:

Cost to be included: YES n NOTDown payment bydeoosit account: YES r N0n Deposit Amount:

Repayment term: months

Repayment by:

Asset type:

Life insurance: YES n N0 I | Own lile only f Combined I Spouse only l-I

TMDE REFERENCES

Accorintlh,:

'U0'.VoU nave;anvinsriAnc'd.iioii6ii;s?. .

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Payments Per month

F

GENERAI. DEGLARATION

1. Haveyoueverbeensummonedfornon-paymentofdebts? YES E N0 E2. tfyes: Date: lnstitution: Amount N$:

3. Hastheamountnowbeenpaid? YES E N0 f]4. lfN0,amountofmonthlypayment? N$:

5. Haveyoueverbeendeclaredinsolvent? YES [|6. tfYEs,areyourehabilitated? YES E N0 E

NOE

7. lt is a condition of NHE to obtain any information regarding my credit worthiness lrom any institution.

8. lr^vVeacceptthatNHE'svaluationofthepropefiisconfidentialandforitsownuseonly.

9. lf fiis loan is granted l/we agreeto thefollowing:

(a) Thatthe title deed of fie property be approved by NHE's attorneys;

(b) TosignsuchdocumentsasarenecessarytoregisteramortgagebondwhichwillsecuretheloaninfavourolNHEandtopayallcostsrelatingthereto.'l 0. lAile accept that no raising fee needs to be paid to an agent if tiris loan is granted. lAVe declare that to the best of my/our knowledge and belief , the parliculars recorded

inthis application aretrue and correctand no information has been withheld which could affectthe bank's decision.

1 1 . In the event of any loan being granted to me/us, |/we agree to be bound by the Rules of NHE, the Letter of Advice and the conditions as set out in the Mortgage Bond to

be passed and the Schedule of Conditions.

1 2. Loans are offered in terms of the Rules of NHE and Management may, without giving any reason, decline an application for a loan agreed to but not actually advanced.

13. lflVe certify that the foregoing answers and statements are true and correct, and l/we understand that any material mis-statement reserves t0 NHE the right to cancel

any loan madeto me/us.

Signalure of Applicant:

Signature of Spouse:Date:

FOR OFFICE USE ONLY

FINANCIAL INFORMATION

1 . 25 % of Household Income plus housing allowance:

2. Total Monthly Repayments:

It 1 is larger than 2, continue with the scale process:

Gompleled by: Dale:

Dale:

Dale:

Checked / Recommended by:

Approved by:

Applicalion Ghecklisl Dale lnil

1. Copy lD (Self)

2. Pay slip

3. Housing Scheme Forms

4. Affordability Check (.xls sheet)

5. Copy Maniage certificate

6. Copy Pay slip - Spouse

7. Copy lD - Spouse

8. Approved building plans (Building and Upgrade Loan)

9. Tender (Building and Upgrade Loan)

10. Waiver of Builders Lien (Euilding and Upgrade Loan)

1 't.

12.

13.

14.

15.

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prime press 062006