Nadia District Coordination Meet-29.12 - Amfi...
Transcript of Nadia District Coordination Meet-29.12 - Amfi...
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AMFI-WB Brief reporting of District Level MFI Coordination Meeting for
the district of Nadia
Time: 11:00 A.M... The Meeting continued up to 3.30 PM
Date: 29.12.12
Venue: Society for Model Gram Bikash Kendra, Purnanagar branch, C/o Mr. G C
Modak, Vill. Purnanaga, P.O. Puratan Chapra, P.S Ranaghat, Dist. Nadia. Pin 741202.
List of Participants:
Sl
no
Name of the
Participant
Organization
Designat
ion
Contact no
Email Id
1 Ranjit Basak SWWS ZM 7278028372 [email protected]
2 Prakash Ghosh SWWS RM 7278028367 [email protected]
3 Abdur Rashid Khan SWWS BM 7278028334 [email protected]
4 Mohanta Das SWWS BM 8145776976 [email protected]
5 Rana Ghosh ASA DM 9333573962
6 Arun Chandra Mondol KDS DM 9830827917 [email protected]
7 Ashis Banerjee KDS RM 9231198090 [email protected]
8 Dipankar Ghosh KDS BM 9232898274 [email protected]
9 Subodh Nandi BFSPL
Asst.
Mgr -
OPS 9732769342
10 Raghunath Adhikary BFSPL BM 9872177393 [email protected]
11 Biswajit Barman BFSPL RM 9126025399 [email protected]
12 Rupam Kashyapi Ujjivan CRM 8420190415 [email protected]
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G. C. Modak
GBK
Secretary
cum CED
9230082300
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Sukriti Mukherjee
GBK
Operation
al
Manager
9230023899
15 Jayprakash Dutta GBK AM
16 Utpal Khan GBK BM 9233708177 [email protected]
17 Malay Sharma SKS Asst. Area
Manager 9163678924 [email protected]
18 Raju Biswas SKS
Unit
Manager 9163678959 [email protected]
19 Sanjoy Sarkar SKS
Unit
Manager 8420017088 [email protected]
20 Partho Ghosh SKS
Unit
Manager 9126015520 [email protected]
21 Amaresh Mondal SKS
Unit
Manager 9641005264 [email protected]
22 Achintya Sasmal VFSPL
Zonal
Manager 9874816534 [email protected]
23 Goutam Sarkar Ujjivan 8420190610 [email protected]
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Sl
no
Name of the
Participant
Organization
Designat
ion
Contact no
Email Id
24 Asit Kumar Mitra AMFI-WB
Coordina
tor 9007508415
25 Dipankar Das SKS UM 9163678889 [email protected]
26. Pushpen Baidya ASA RM 9333575251
Pushpen.baidya@asa-
international.in
27. Samar Pramanik Arohan Branch
Head 9836669700 [email protected]
28. Mrinal K. Guria Arohan
Area
Manager 9836194443 [email protected]
29 Wasim Reja ASA RM 9333572961 [email protected]
30. Sukumar Monda ASA RM 9333575290
Sukumar.mondal@asa-
international.in
31. Ripan Mazumdeer ASA RM 9378167619
ripan.mazumder@asa-
international.in
32. Goutam Barman BFSPL
Senior
Officer,
Ope (HO) 9830215512 [email protected]
INTRODUCTION:
Mr G.C Modok, Secretary and CEO, GBK and also Joint Secretary of AMFI-WB addressed the
participants present in the meeting. The participants were given a small introduction about AMFI –WB
where they were briefed regarding the reason behind the formation of this Association and the kind of
work which is being done by it and the purpose of the district level coordination meeting. After that the
he shared about the objective and agenda of the meeting which are follows:
Objective of the Meeting: • To establish effective and meaningful coordination and cooperation among the members of AMFI-WB in
Howrah District.
• To understand the issues of district in order to smooth implementation of the activities.
• To assess the external threat being faced by the MFIs branches/centre and how we can combat the situation
in collective manner.
• To select an MFI/Organization to take a lead role for the district for coordination on behalf of AMFI-WB
• To discuss about credit Plus activities of the member organization and if possible initiate some collective
effort in the district.
• To prepare a joint action plan on increase relationship with different stakeholders like – District
administration, Municipal Corporation, Panchayat, Politicians, economist, bankers, press and medias etc.
and so on. Find a suitable date for district level stakeholders meet for Howrah District.
Agenda of the meeting: • Welcome address by Mr. G.C. Modok, Joint Secretary of AMFI-WB
• Brief introduction among the participants
• Sharing of objective of the meeting
• Expectation from the participants of the meeting
• Sharing by MFI Heads/second line leaders on critical district level micro finance issues.
• Sharing by the grass root participants as individual organization on field based problems. How we can
combat the external threat in joint cooperative manner.
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• Discussion on credit plus initiatives by individual organization. Possibilities of joint program initiatives
particularly in areas where many MFIs are working together.
• Discussion of need of lead MFI in the district. If so, then select the lead MFI with certain timeline.
• Preparation of district level joint action plan of AMFI-WB.
• Plan on district level stakeholders meet. Find out a possible date of meeting with details plan and
responsibilities.
• Vote of thanks.
EXPECTATIONS OF THE PARTICIPANTS:
Each organization presented their expectations from this meeting:
• VFSPL: Shared about multiple borrowing issues. Also shared that few MFIs doing jumping loan
from Rs.10000.00 to directly Rs.50000.00. few MFIs are not putting their data in Credit Bureau
and sometimes they also manipulating the data. HDFC has entered into micro finance activities and
is flouting all norms applicable to MFIs. Many MFIs including HDFC providing loans to default
borrowers of other MFI.
• SKS Microfinance: they shared that many small MFIs are not sharing data in credit bureau. They
also shared that staff should get No objection Certificate those who are leaving the organization.
They also stated that MFI should verify the past record of other organization staff while recruit the
concern staff of other MFI.
• Arohan: stated the importance of District level coordination platform of MFIs. Given importance of
sharing of information about Overdue/default borrowers among MFIs. Sharing of information
about club donations and concern issues. They stated that a good coordination is needed among the
members to settle the donation issues. They also stated about the NOC concern of staff (in few
cases earlier organization do not provide NOC and that create problem for getting the new job) –
whether the effected staff can inform to AMFI-WB! They stated that MFIs jointly should meet
local self governance like Panchayat, Municipalities and share the organization data and activities
so that in time of need MFIs also can get support from them.
• Sarala: Most of the MFIs are not following code of conduct & RBI guidelines
• ASA: Performance based Incentive system among employees should be stopped forthwith; there
should be well coordination among BMs of different MFIs at local levels.
• Bandhan: An MFI will not be able to fight external threats in case of non coordination among
MFIs, therefore, good coordination is needed in local as well district level.
• Ujjivan: Data sharing with Credit bureaus should be made compulsory.
• KDS: Coordination among all stakeholders in MFI sector is essential to make further progress.
• GBK: Periodical meeting is needed among MFI members at Block/Local levels.
LEAD ORGANIZATION:
It was told to the participants that a lead organization will be decided from Nadia District which will
take the responsibility for such coordination meetings in future. This will help to solve issues which
won’t go up to the management level of various MFI organizations. This will act as an important
catalyst to enhance district level coordination meeting. It was unanimously decided that GBK will act
as Lead organization for Nadia District for one year i.e. 2013.
Mr. G.C. Modok described the following role and responsibilities of lead organization:
• Coordinate the district level AMFI-WB initiatives and keep regular contact with AMFI-WB Office.
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• The Lead Organization will work as district level representation of AMFI-WB.
• Facilitate and guide District level MFI Coordination Committee and organize at least one meeting
in each month with committee members. Keep regular contact with Committee members and listen
their views.
• Organize District level MFI Coordination Meeting in regular basis with different venues. The Lead
organization will decide the agenda, budget of the meeting after consultation with AMFI.
• Identify the prioritized issues in the district raised by the member organizations. Make a possible
action plan for combating those issues in priority basis.
• Plan and organize joint credit plus/development activities of under the banner of AMFI-WB.
• Lead Organization will act for one calendar year. After that another organization will act as Lead
Organization.
• The Lead Organization will implement the program that would be decided in district level MFI
Coordination general meeting.
• Lead organization will maintain meeting register and other documents of district level meeting and
will provide a very brief monthly report to AMFI-WB.
• AMFI-WB will bear the simple food cost of general MFI coordination meeting. It is requested to
district level MFIs to provide their meeting venue/meeting place with free of cost. The travel and
other cost will be contributed by individual MFIs.
• Distribute time to time introduced or published newsletter or leaflet of AMFI-WB among the Govt.
official and other offices of respective districts by lead organization and/or through dist. level
committee members
• If any sensitive issues arises like publish any anti-micro finance propaganda, attempt to suicide of
MF borrowers, any unethical work done by any AMFI members etc. then this respective lead
organization will immediately inform to President and/or Secretary of AMFI-WB
• Lead organization should declare the key person’s name of their organization who would
volunteer/represent the lead organization.
However, as per decision taken in AMFI-WB Core Committee Meeting the Lead organization shall
be GBK for the one year i.e. for 2013 for Nadia District.
In that case, Mr. Joyprakash Dutta from GBK will be Lead Coordinator for the district.
District Level Coordination Committee: A list given below was provided by the participants with
regard to the contact person for the notification of further district level program:
Name of the
organization
Contact Person Designation Contact
number
SWWS Tapesh Ghosh 7278028360
ASA Rana Ghosh DM 9333573962 [email protected]
KDS Arun Ch. Mondal DM 9830827917 [email protected]
BFSPL Saranan Singh 9830178456 [email protected]
Ujjivan Goutam Sarkar 8420190610 [email protected]
GBK Joyprakash Dutta AM 9230023916 [email protected]
SKS Maloy Sharma 9163678924 [email protected].
VFSPL Achinta Sasmal ZM 9874816534 [email protected]
Arohan Mrinal Kanti Guria AM 9836194443 [email protected]
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These ten designated person will keep in touch among themselves and with AMFI-WB in regular basis
in order to have better and meaningful coordination. Mr. AK Mitra described the following Role and
responsibility of District level MFI Coordination Committee:
• The district level MFI Coordination Committee will work under the leadership and guidelines of
Lead Organization of the district. The responsible person of each organization for the district will
be the member of such Coordination Committee.
• The responsible person for the district of Lead Organization will act as Convener of the District
level MFI Coordination Committee Meeting.
• This type of meeting can be a preparatory meeting of general District level Coordination meeting.
It can be called as a Core Group of District MFIs.
• The Coordination Committee will finalize the issues in district level before it place it for general
meeting.
• The Coordination Committee will meet at least once in a month.
• The committee members will interact with themselves in regular basis for any kind of grass root
level difficulties.
• The committee members will keep regular contact with AMFI-WB personnel for effective
coordination.
• AMFI-WB would not bear the food cost for Coordination Committee Meeting as it will be a very
short duration meeting with limited members. The respective MFIs may contribute for tea and
snacks for such meeting.
• MFI Co-ordination committee should collect news letter/leaflet from lead organization and
according to their request distribute it to the masses.
SCHEDULE FOR FURTHER DISTRICT LEVEL MFI COORDINATION MEETING:
Mr. A.K. Mitra facilitated the process of details scheduled of Coordination meeting for Nadia district
which are as follows:
Venue of the meeting: It was decided that such meetings would be kept at branch or any other kind of
office of the MFI organizations in rotational basis. So, five organizations gave the areas where such
meeting could be held in quarterly basis.
• ASA office at Krishnagar during February 2013
• Arohan office at Ranaghat during May 2013
• Bandhan Divisional office at Krishnagar during August 2013
• SKS office at Krishnagar during November 2013.
• Sarala office at Kalayni during February 2014.
Frequency or interval of the meeting: after 3 to 4 months.
Participants: 3-4 Persons from each organization, ensuring participation of Branch Manager and
above level. (One person to be common for each meeting).
Other agenda that discussed in the meeting:
Credit Plus activities:
• Mr. G.C. Modok shared that credit plus activities need to implement in well organized manner. By
all the organizations.
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• Mr. Modok also felt the need of coordination among the members for implementing credit plus
activities.
• Many organizations shared few of their credit plus activities like - Eye camp and health camp,
Sports, Plantation, promotion of Water Purifier etc. however, it was suggested that every
organizations would send their details credit plus activities in Nadia district to AMFI-WB so that
AMFI-WB can prepare a consolidated data base to submit it to District authority for its credentials.
District level Stakeholders Meet: the matter was discussed in the meeting with high priority.
Everybody felt the need of District level stakeholder meet at least once in a year inviting DM, SP
OICs, other related Govt. officers, Panchayat people, MP and MLAs ideal borrowers, local clubs etc.
and so on for mass awareness information sharing. The proposed meeting will be held in the month of
May 2013 at Krishnagar area with the facilitation of district coordination committee/district core
committee led by GBK.
District Coordination Commiittee or District Core Committee Meetings: it was discussed
that the said meeting should be held at least once in a month to be facilitated by Lead Organization.
Donation for Puja and other purposes: Puja/any festival/party donation should be given from one
MFI after proper discussions among all members.
The meeting was ended with vote of thanks to all the participants and hosted organization.
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