Mutual Fund 10 February 2015

“ ERIC ”

Ericson Menor Business Development Officer

Rampver Strategic Advisors

(02) 894-1811 /

(02) 812-1995

0917-718-0325

Unit 2202, 22nd floor, Antel 2000 Corporate

Center, Valero Access Road 3, Valero

Street, Makati City.

Financial Intermediary

Mutual Fund Distributor

Money and Asset Management Advisory

Training, Consulting, and other Financial Services

A good influencer.

Rex Mendoza Senior Adviser AIA Group

• Winning the lotto

• Getting a huge inheritance

• Marrying it

• Working hard for it

• to cope with inflation

•To attain a financial goal

- General increase of prices

of basic goods year after year

2011 2012 2013 2014

Year 2003

P25.00

Year 2006

P45.00

Year 2009

P55.00

Year 2012

P69.00

Year 2014

P79.00

When are you going to act to increase your

financial value?

Man's Economic Life

MAN AT WORK!

MAN AND MONEY AT WORK!

MONEY AT WORK!

THE MUTUL FUND CONCEPT

MUTUAL FUNDS

Investment Companies

(Investing, Re-Investing, Trading

of Securities).

Pools money from

various investors

having the same

investment

objectives.

MUTUAL FUNDS

Investor 3

Fund Manager Investor 1

Investor n

Pool of Funds

Investor 2

.

. . .

Investment 1 PLDT

Investment 2 Ayala Land

Investment 3 BPI

Investment n

• Invest in (Philippine) Stocks

Equity / Stock Fund

• Invests in Philippine Government and Corporate Bonds and Stocks

Balanced Fund

• Invests in Philippine Government and Corporate Bonds

Bond Fund

MUTUAL FUNDS

TYPE

INVESTMENT

COMPOSITIO

N

OBJECTIVE AVERAGE

EARNING

BOND

FUND

fixed-income

instruments

stability plus

reasonable growth 6% MONEY

MARKET

FUND

short-term fixed-

income instruments

stability plus

minimal growth 2%

STOCK

FUND

shares of stocks;

"equity funds"

long-term

capital growth 18% BALANCE

D

FUND

stocks &

fixed-income

medium to long -term

for moderate investors 12%

MUTUAL FUNDS

Our Financial Partners

Benefits

Diversification (≤10%)

Low capital requirement

Liquidity

Potential for higher return

Professional Management

Tax-Exempt (RA 8482)

Benefits and Risks

Sample Composition

Cash

Bank

Holding

IT

Telcos

Mining

Media

Real Estate

BOND FUND

BALANCED FUND

STOCK FUND

Cannot invest more than 10% of its assets in any security other than the government.

Benefits

Diversification (≤10%)

Low capital requirement

Liquidity

Potential for higher return

Professional Management

Tax-Exempt (RA 8482)

Benefits and Risks

Risks

Not guaranteed by PDIC (RA 3591)

Fees associated with investment

Risks of negative return or loss of

capital

Fund Name NAVPS YTD

SALEF 5.8109 4.26%

SALBF 2.9209 4.41%

SALFIF 2.2232 1.71%

OWN 1.0866 4.58%

This is the percentage growth in NAVPS over the indicated time frame.

Net Asset Value Per Share as of February 5, 2015

AUM : Php12,600,000,000.00

(September 19 , 2014)

Fund Name

Net Asset Value Per

Share* -

February 5, 2015

YTD Returns

Philam Bond Fund 4.0965 1.85%

Philam Dollar Bond Fund USD$ 2.1314 2.70%

Philam Fund 17.5134 4.36%

Philam Strategic Growth Fund 570.68 5.57%

Philam Horizon Fund 3.9047 4.57%

* - Annualized Returns

** - Formerly known as GSIS Mutual Fund Inc.

AUM : Php 46,150,558,271.26

(September 24, 2014)

AUM: Php 13B

September 2014

Performance as of: February 5, 2015

FUND NAVPS YTD Performance

Philequity PSE Index Fund, Inc 5.078 5.44%

Philequity Peso Bond Fund, Inc 3.6699 4.26%

Philequity Fund, Inc 38.1378 2.55%

Philequity Dividend Yield Fund, Inc 1.3076 4.04%

Philequity Dollar Income Fund, Inc 0.0554578 1.36%

Fund Name NAVPS YTD

ATRKE Philippine

Balanced Fund 2.4086 2.53%

ATRKE Equity

Opportunity Fund 4.5089 2.33%

ATRKE Alpha

Opportunity Fund 1.6481 -0.92%

This is the percentage growth in NAVPS over the indicated time frame.

Net Asset Value Per Share as of February 5, 2015.

AUM : Php85.37B (September 30, 2014)

Fund Name NAVPS YTD

SOLDIVO Strategic

Growth Fund 0.9849 4.87%

SOLDIVO Bond Fund 0.9720 1.38%

WHY LONG-TERM?

To maximize the potential return of your investment, you need to let it grow over time.

Year Amount Actual Returns Current Market Value

2007

100,000.00 20.09% 116,187.08

2008 -38.13% 71,884.94

2009 47.41% 105,965.59

2010 55.81% 165,104.99

2011 2.66% 169,496.79

2012 29.19% 218,972.90

2013 10.68% 197,075.61

Year Amount Actual Returns Current Market Value

1994 1,000,000 14.00% 1,117,200.00 1995 20.80% 1,349,577.60

1996 58.50% 2,139,080.50

1997 -5.30% 2,025,709.23

1998 30.00% 2,633,422.00

1999 35.90% 3,578,820.50

2000 6.90% 3,825,759.11

2001 2.90% 3,936,706.12

2002 -5.20% 3,731,997.41

2003 35.60% 5,060,588.48

2004 28.40% 6,497,795.61

2005 15.25% 7,488,709.44

2006 52.24% 11,400,811.26

2007 18.33% 13,490,579.96

2008 -40.71% 7,998,564.86

2009 65.05% 13,201,631.30

2010 54.08% 20,341,073.50

2011 6.12% 21,585,947.20

2012 33.69% 28,858,252.81

2013 0.87% 29,109,318.00

MONEY IN BANK VS. MONEY IN

MUTUAL FUNDS

Year Amount Mutual Fund

Actual Returns

2009 100,000 65.05%

2010 165,050 54.08%

2011 254,309 6.12%

2012 269,872 33.69%

2013 272,219 0.87%

Year Market Value Time Deposit

Rate

2009 100,000 *2.5%

2010 **102,500 *2.875%

2011 **105,446 *1.625%

2012 **107,159 *1.125%

2013 **108,364 *0.750%

*Average Time deposit rate of PH banks for 100,000 capital.

** Still Subject to 20% Withholding tax.

9,281 SHARES x 38.1378 NAVPs of

Feb 5, 2015

= 353,956.92

Current Market Value

353,956.92 Current Market Value

- 25,000 Initial

Investment = 328,956.92

Capital Gains

328,956.92

Capital Gains

/ 25,000.00 Initial

Investment = 1316%

Return on Investment (ROI)

959,140

SHARES x 4.0965

(NAVPS as of Feb 5,

2015)

= 3,929,117.01

Current Market Value

19,948 SHARES x 38.1378 NAVPs as of Feb 5, 2015

= 760,772.83

Current Market Value

760,772.83 Current Market Value

- 215,000.00 Initial

Investment = 545,772.83

Capital Gains

545,772.830 Capital Gains

/ 215,000.00 Initial

Investment = 254%

Return on Investment (ROI)

Recommended Asset Allocation

Risk Profile Recommended Asset Allocation

Conservative 40% Stocks, 60% Bonds

Balanced 60% Stocks, 40% Bonds

Aggressive 80% Stocks, 20% Bonds

The above recommended asset allocation is only a suggestion and would depend on what

you are comfortable with

End of Slide.