A Presentation

on ‘‘HDFC MUTUAL FUND AND RELIANCE

MUTUAL FUND‘‘

Presented By:

SOAEB MANSURI (2019)

NIRALI BAMANIYA (2024)

ZAKHANA PARMAR (2030)

RAHUL VAGHELA (2041)

What are Mutual Funds?

• Mutual funds are a type of investment that

takes money from many investors and uses it

to make investments based on a stated

investment objective.

• Each shareholder in the mutual fund

participates proportionally (based upon the

number of shares owned) in the gain or loss of

the fund.

HDFC Mutual FundMutual Fund HDFC Mutual Fund

Setup Date Jun-30-2000

Incorporation Date Dec-10-1999

Sponsor Housing Development Finance

Corporation Limited, Standard Life

Investments Limited

Trustee HDFC Trustee Company Limited

Chairman N.A

CEO / MD Mr Milind Barve

CIO Mr Prashant Jain

Compliance Officer Mr Yezdi Khariwala

Investor Service Officer Mr John Mathews

Assets Managed Rs. 141480.78 crore (Sep-30-2014)

Cont…

Other Details

Auditors M/s. Deloitte Haskins & Sells (HDFC Mutual Fund) / M/s

Haribhakti & Co. (HDFC AMC)

Custodians HDFC Bank Limited & Citibank N.A

Registrars Computer Age Management Services Ltd.

Address “HUL House”, 2nd Floor, H.T. Parekh Marg, 165-166, Back

bay Reclamation, Churchgate, Mumbai 400020

Telephone Nos. 6631 6333

Fax Nos. 2282 1144

E-mail cliser@hdfcfund.com

HDFC ASSET MANAGEMENT

COMPANY LIMITED (AMC)

Particulars % of the paid up equity capital

Housing Development Finance

Corporation Limited

59.81

Standard

Life INVESTMENTS Limited

39.87

Other Shareholders (shares issued

on exercise of STOCK Options)

0.32

Cont…Former Name New Name

Zurich India Equity Fund HDFC Equity Fund

Zurich India Prudence Fund HDFC Prudence Fund

Zurich India Capital Builder Fund HDFC Capital Builder Fund

Zurich India TaxSaver Fund HDFC TaxSaver

Zurich India Top 200 Fund HDFC Top 200 Fund

Zurich India High Interest Fund HDFC High Interest Fund

Zurich India Liquidity Fund HDFC Cash Management Fund

Zurich India Sovereign Gilt Fund HDFC Sovereign Gilt Fund*

Product

Children's Gift Fund

Debt/ Income Fund

Equity / Growth Fund

Exchange Traded Funds

Fund of Fund Schemes

Fixed Maturity Plan

Quarterly Interval Fund

Liquid Funds

Reliance Mutual FundMutual Fund RELIANCE MUTUAL FUND

Setup Date Jun-30-1995

Incorporation Date Feb-24-1995

Sponsor RELIANCE Capital Limited

Trustee Reliance Capital Trustee Co. Ltd.

Chairman N.A

CEO / MD Sundeep Sikka

CIO N.A

Compliance Officer Mr Muneesh Sud

Investor Service Officer Mr Bhalchandra Joshi

Assets Managed Rs. 122068.36 crore (Sep-30-2014)

Cont…

Other Details

Auditors Haribhakti & Co., Chartered Accountants

Custodians Deutsche Bank AG

Registrars Karvy Computershare Pvt. Ltd.

Address One India Bulls Centre - Tower One, 12th flr, Jupiter Mills,

Elphinstone Rd, Mum – 400013

Telephone Nos. 022-30994600/Touchbase 30301111

Fax Nos. 022-30994699

E-mail customer_care@reliancemutual.com

Product

Diversified Large Cap Diversified Multi Cap

Sector Diversified Mid Cap& Small Cap

Tax Saver Index

Arbitrage Balanced

ETF Close Ended

Equity

The aim of growth funds is to provide capital appreciation over the medium to long- term.

Such schemes normally invest a major part of their corpus in equities. Such funds have

comparatively high risks. These schemes provide different options to the investors like

dividend option, capital appreciation, etc. and the investors may choose an option

depending on their preferences.

Cont…

Ultra Short Term Liquid Funds

Short Term Funds Long Term Funds

Monthly Income Plans

Debt

The aim of income funds is to provide regular and steady income to investors. Such

schemes generally invest in fixed income securities such as bonds, corporate

debentures, Government securities and money market instruments. Such funds are

less risky compared to equity schemes. These funds are not affected because of

fluctuations in equity markets. However, opportunities of capital appreciation are also

limited in such funds. The NAVs of such funds are affected because of change in

interest rates in the country. If the interest rates fall, NAVs of such funds are likely to

increase in the short run and vice versa. However, long term investors may not bother

about these fluctuations.

Cont…

Gold Exchange Traded Fund Gold Savings Fund

Gold

Gold is seen as a symbol of security and a sign of prosperity. Indian consumers consider

gold jewellery as an investment and are well aware of gold’s benefits as a store of value.

Gold is also recognized as a form of money in India, a tradable liquid asset. It is one of the

foundation assets for Indian households and a means to accumulate wealth from a long

term perspective. GOLD INVESTMENT has been in the culture of Indian tradition and has

been on rise amongst the modern investors as well due to the financial uncertainty and

inflationary pressures.

Systematic Investment Plan (SIP)

Systematic investment plan (SIP) is tool that allows you to invest in

mutual fund through small, periodic instalments.

SIPs help you set aside a fixed amount every month every for

investment thus contributing towards your goals. For investment

purpose, we often wait to collect a large amount of money and

investment it all at once. Through SIP you can start with smaller

amount on a monthly basis and crate wealth over the long term.

COMPARATIVE HDFC AND

RELIANCE MUTUAL FUND SIPSIP RETURN AS ON 30th JUNE 2014

Starting July Month Of 2013 2012 2011 2010 2009

Year 1 2 3 4 5

Invested Amount 1,20,000 2,40,000 3,60,000 4,80,000 6,00,000

Schemes (Diversified Equity Schemes) Returns % - CAGR

HDFC Capital Builder-Gr 70.44 38.27 28.55 20.95 18.75

HDFC Core and Satellite Fund - Gr 105.58 44.92 29.02 19.73 17.05

HDFC Equity Fund - Div. 92.09 43.92 31.19 22.32 19.78

HDFC Focused Large-Cap Fund - Gr 51.74 25.11 18.49 13.28 12.34

HDFC Growth Fund Gr 68.08 31.41 22.85 16.71 15.291

HDFC Mid Cap Opportunities Fund -Gr 105.28 51.75 37.27 28.60 26.00

HDFC Premier Multi-Cap Fund - Gr 96.11 41.92 27.00 18.62 16.11

HDFC Top 200 Fund - Div. 77.39 38.25 28.06 20.43 17.99

Reliance Equity Opportunities Fund - Gr 82.94 40.00 31.07 23.89 22.30

Reliance Growth Fund Gr 82.82 38.17 27.30 19.17 16.18

Reliance Long Term Equity Fund - Gr 117.10 52.56 36.78 26.20 22.27

Reliance Quant Plus Fund - Gr 47.53 26.83 20.97 15.43 13.92

Reliance Regular Savings Fund Equity Plan -

Gr

76.42 35.32 26.54 18.79 16.03

Reliance Small Cap Fund - Gr 163.98 71.58 48.47 - -

Reliance Top 200 Fund - Gr 75.42 37.46 28.65 21.11 18.15

Reliance Vision Fund Gr 90.45 39.92 27.05 18.70 15.59

ELSS (Equity Link Savings Scheme)Starting July Month Of 2013 2012 2011 2010 2009

Year 1 2 3 4 5

Invested Amount 1,20,000 2,40,000 3,60,000 4,80,000 6,00,000

ELSS / Tax Saving Scheme Returns % - CAGR

HDFC Long Term Advantage Fund

- Gr

69.44 38.29 28.59 21.19 18.97

HDFC TaxSaver - Div. 94.27 45.58 31.60 22.68 19.83

Reliance Tax Saver Fund - Gr 131.06 57.08 40.10 29.43 25.30