Creating A New Retail Methodology

• On Line Virtual Malls (over 1000 merchants)

• In-store Retailers (Local and National)

• Merchant Processing (incl: merchant loans)

• Mobile Payments

• Mobile Marketing (Free for participating Merchants)

• Internet Marketing (Free for participating Merchants)

Up To 30% in Rewards and 60% in Discounts

Members Earn & Redeem Through Thousands of Merchants …and one of them should be you!

Through Online Mall

In-store Participating National Stores

In-Store Participating Neighborhood Stores

We Bring the greatest number of shoppers and merchants together to drive traffic

to merchants who earn multiple revenue streams. (on-line and in store)

Your Store

and/or Ecommerce

Website

*

Web Mall Purchase

Transactions

In-Store Purchase

Transactions

Web Mall Redemption Transactions

In-Store Redemption Transactions

You Will Be Appointed As An Authorized Give and Redemption Center

• YOU choose the amount of the customer rewards

• We advertise your participating store offer to our

Members (Free)

• No new equipment required

• Seamless processing

YOU HAVE TWO PARTICIPATION OPTIONS

(1)Members using only

(2)Members using and registered cards

Sponsors - Consumers - Card issuance - Retailers

This card is issued by First California Bank ("FCB") pursuant to a license from Discover® Network. Discover and the Discover acceptance mark are service marks used by First California Bank under license from Discover Financial Services PaycardUSA is a registered MSP of First California Bank.

• YOU choose the amount of the customer rewards on

purchases using the MUST Discover Card

• We will list and advertise participating store offer to our

Members (Free) on the Local Sponsored Mall

• We will link to YOUR store web sites and advertise YOUR

store offer to our Members (Free) on the Local Sponsored

Mall. (Member can utilize any payment form you accept on your web site)

This card is issued by First California Bank ("FCB") pursuant to a license from Discover® Network. Discover and the Discover acceptance mark are service marks used by First California Bank under license from Discover Financial Services PaycardUSA is a registered MSP of First California Bank.

• YOU choose the amount of the customer rewards on purchases using the Member registered Cards

• We will list and advertise YOUR store offer to our Members (Free) on the Local Sponsored Mall

• We will link to YOUR web site and list and advertise the participating store offer to ALL OF our Members (Free) on ALL OUR MALLS.

YOU Choose the Alliance as your Merchant Processor and then

Members can utilize any REGISTERED payment form

Money When You Need It

• Discover Network – Debit Card and Retailer network

• MUSTeam – Program Developer and Card Issuer

• BCC Merchant Solutions – Payment Processor and Gateway

• mFunds/Pay Card USA – Card Program Manager and Mobile Technology Provider

• PageLot - Web Mall Developer

The 5 Experienced Players

Martin Berns

MUSTeam

Phone: 877-666-1299 ext. 801

Direct: 561-213-5155

Email: martin@musteam.com