YOUR GOALS + OUR PLANNING = TOTAL STRATEGY

Do you view your mortgage as a loan or a financial instrument?For most people their mortgage represents their largest and most important debt obligation while their home represents their most significant and largest asset. Yet, most consumers lack a plan to manage their mortgage. This isn’t the fault of the consumer. Quite simply, the tools and training necessary to provide complete analysis have been absent from the mortgage industry until now. I view your mortgage as a financial instrument. I deliver a comprehensive Mortgage Plan to allow you to consider several mortgage options and determine the strategy to integrate your mortgage into your overall financial plan that best helps you to accomplish your goals. I do this by listening to your needs and educating you on the long-term effects of different options to maximize financial gain.

What is the difference between a loan officer and a mortgage planner?A Mortgage Planner will have a powerful impact on your overall financial plan. Those clients who secure the services of a Mortgage Planning professional are uniquely empowered to make solid decisions. Whether optimizing equity or debt, aligning the mortgage with financial goals, adjusting for life events or saving money through identifying the lowest cost transaction, a Mortgage Plan clarifies your options and illuminates quality decisions.

My Experience and credentials:Robert Ratimorszky is one of a rare group of mortgage planners in the nation who has invested in the technology, tools and training necessary to deliver a comprehensive mortgage plan. Has passed and holds all licenses required by the state of Illinois.He has earned state requirements for continuing education over the last 7 years. Has originated mortgages for residential purchase and refinance clients since 2001.Has the knowledge to originate small balance commercial loans.

Client Testimonials:“Robert immediately responded to our application and diligently strove to accommodate our needs. He provided knowledgeable, professional and friendly service and was always available when called upon.” Jodie and Jeff “We would like to bring to your attention the superior service we received from Robert Ratimorszky and his team. What normally would be a very stressful time was turned around Robert, explaining the steps to us and keeping in touch and returning calls to questions that we had and even staying late to accommodate our hours. We look forward to future dealings with you and will make sure others are aware of the superior service.” Joe and Wayne

“Robert was very professional and kept me informed all the way. Thank you.” Bill

“Robert was great to work with. He worked extremely hard on our loan and we really appreciate it. I will recommend and refer everyone to Robert. Thank you very much.” Dawn and Chad