Mortgage Amortization Sheet - Mortgage Overpayment Comparison

24
7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 1/24 Annual interest 4% Monthly overp Amount to borrow £100,000.00 100 Months 300 Standard amortization scenario Overpayment  Total interest paid -£!,31.0  Total interest p  Total repaid -£1!,31.0  Total repaid Month "alan#e $apital repayment nterest payment Total &ayment 'verpayment 1 £100,000.00 -£1(4.0 -£333.33 -£)*.!4 -£100.00 ) £((,!0.0 -£1(.1 -£33).+! -£)*.!4 -£100.00 3 £((,+10.34 -£1(.!0 -£33).03 -£)*.!4 -£100.00 4 £((,414.4 -£1(+.4+ -£331.3! -£)*.!4 -£100.00 £((,)1!.0( -£1(*.11 -£330.*3 -£)*.!4 -£100.00 + £((,0)0.(! -£1(*.** -£330.0* -£)*.!4 -£100.00 * £(!,!)3.)1 -£1(!.43 -£3)(.41 -£)*.!4 -£100.00 ! £(!,+)4.*! -£1((.0( -£3)!.* -£)*.!4 -£100.00 ( £(!,4).*0 -£1((.* -£3)!.0( -£)*.!4 -£100.00 10 £(!,)).( -£)00.4) -£3)*.4) -£)*.!4 -£100.00 11 £(!,0).3 -£)01.0( -£3)+.* -£)*.!4 -£100.00 1) £(*,!)4.44 -£)01.*+ -£3)+.0! -£)*.!4 -£100.00 13 £(*,+)).+( -£)0).43 -£3).41 -£)*.!4 -£100.00 14 £(*,4)0.)+ -£)03.10 -£3)4.*3 -£)*.!4 -£100.00 1 £(*,)1*.1+ -£)03.*! -£3)4.0+ -£)*.!4 -£100.00 1+ £(*,013.3! -£)04.4+ -£3)3.3! -£)*.!4 -£100.00 1* £(+,!0!.() -£)0.14 -£3)).*0 -£)*.!4 -£100.00 1! £(+,+03.*! -£)0.!) -£3)).01 -£)*.!4 -£100.00 1( £(+,3(*.( -£)0+.1 -£3)1.33 -£)*.!4 -£100.00 )0 £(+,1(1.44 -£)0*.)0 -£3)0.+4 -£)*.!4 -£100.00 )1 £(,(!4.) -£)0*.!( -£31(.( -£)*.!4 -£100.00 )) £(,**+.3+ -£)0!.! -£31(.) -£)*.!4 -£100.00 )3 £(,+*.** -£)0(.)! -£31!.+ -£)*.!4 -£100.00 )4 £(,3!.0 -£)0(.(! -£31*.!+ -£)*.!4 -£100.00 ) £(,14!.) -£)10.+! -£31*.1+ -£)*.!4 -£100.00 )+ £(4,(3*.! -£)11.3! -£31+.4+ -£)*.!4 -£100.00 )* £(4,*)+.4* -£)1).0! -£31.* -£)*.!4 -£100.00 )! £(4,14.3( -£)1).*( -£31.0 -£)*.!4 -£100.00 )( £(4,301.+0 -£)13.0 -£314.34 -£)*.!4 -£100.00 30 £(4,0!!.10 -£)14.)1 -£313.+3 -£)*.!4 -£100.00 31 £(3,!*3.!( -£)14.() -£31).(1 -£)*.!4 -£100.00 3) £(3,+!.(* -£)1.+4 -£31).)0 -£)*.!4 -£100.00 33 £(3,443.33 -£)1+.3+ -£311.4! -£)*.!4 -£100.00 34 £(3,))+.(* -£)1*.0! -£310.*+ -£)*.!4 -£100.00 3 £(3,00(.!( -£)1*.!0 -£310.03 -£)*.!4 -£100.00 3+ £(),*().0! -£)1!.3 -£30(.31 -£)*.!4 -£100.00 3* £(),*3. -£)1(.)+ -£30!.! -£)*.!4 -£100.00 3! £(),34.)( -£)1(.(( -£30*.! -£)*.!4 -£100.00 3( £(),134.30 -£))0.*) -£30*.11 -£)*.!4 -£100.00 40 £(1,(13.! -£))1.4+ -£30+.3! -£)*.!4 -£100.00 41 £(1,+().1) -£))).)0 -£30.+4 -£)*.!4 -£100.00 4) £(1,4+(.(3 -£))).(4 -£304.(0 -£)*.!4 -£100.00 43 £(1,)4+.(( -£))3.+! -£304.1+ -£)*.!4 -£100.00 44 £(1,0)3.31 -£))4.43 -£303.41 -£)*.!4 -£100.00 4 £(0,*(!.!! -£)).1* -£30).++ -£)*.!4 -£100.00

Transcript of Mortgage Amortization Sheet - Mortgage Overpayment Comparison

Page 1: Mortgage Amortization Sheet - Mortgage Overpayment Comparison

7/23/2019 Mortgage Amortization Sheet - Mortgage Overpayment Comparison

http://slidepdf.com/reader/full/mortgage-amortization-sheet-mortgage-overpayment-comparison 1/24

Annual interest 4% Monthly overp

Amount to borrow £100,000.00 100

Months 300

Standard amortization scenario Overpayment

 Total interest paid -£!,31.0  Total interest p

 Total repaid -£1!,31.0  Total repaid

Month "alan#e $apital repayment nterest payment  Total &ayment 'verpayment1 £100,000.00 -£1(4.0 -£333.33 -£)*.!4 -£100.00

) £((,!0.0 -£1(.1 -£33).+! -£)*.!4 -£100.00

3 £((,+10.34 -£1(.!0 -£33).03 -£)*.!4 -£100.00

4 £((,414.4 -£1(+.4+ -£331.3! -£)*.!4 -£100.00

£((,)1!.0( -£1(*.11 -£330.*3 -£)*.!4 -£100.00

+ £((,0)0.(! -£1(*.** -£330.0* -£)*.!4 -£100.00

* £(!,!)3.)1 -£1(!.43 -£3)(.41 -£)*.!4 -£100.00

! £(!,+)4.*! -£1((.0( -£3)!.* -£)*.!4 -£100.00

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4 £(0,*(!.!! -£)).1* -£30).++ -£)*.!4 -£100.00

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