MONEY SAVING TIPS FOR YOUR HOUSEHOLD BUDGET

Using the Web and more.

FUEL

NOT REALLY ALTERNATIVES:

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FUEL

Average American drives 12,000 miles a year at 22 mpg:

$3 - 1599 3.30 - 1758 3.45 - 1838 $239 difference when paying even .45

more a gallon.

SO HOW DO WE SAVE?1.Avoid High Speeds As your speed increases, your aerodynamic drag increases in an exponential fashion. Driving 62 mph (100 km/h) vs 75 mph (120 km/h) will reduce fuel consumption by about 15%.

2.Do Not Accelerate or Brake Hard By anticipating the traffic and applying slow steady acceleration and braking, fuel economy may increase by as much as 20%.

3.Keep Tires Properly Inflated Keep tire air pressure at the level recommended by your vehicle manufacturer. A single tire under inflated by 2 PSI, increases fuel consumption by 1%.

4.Use A/C Sparingly When the air conditioner is on it puts extra load on the engine forcing more fuel to be used (by about 20%). The defrost position on most vehicles also uses the air conditioner.

5.Keep Windows Closed Windows open, especially at highway speeds, increase drag and result in decreased fuel economy of up to 10%.

6.Service Vehicle Regularly Proper maintenance avoids poor fuel economy related to dirty air filters, old spark plugs or low fluid levels.

7.Use Cruise Control Maintaining a constant speed over long distances often saves gas.

8.Avoid Heavy Loads Remove the sand bags from your trunk in the spring and pack lightly for long trips.

9.Avoid Long Idles If you anticipate being stopped for more than 1 minute, shut off the car. Restarting the car uses less fuel than letting it idle for this time.

10.Purchase a Fuel Efficient Vehicle When buying a new vehicle examine the vehicle's rated fuel efficiency. Usually choosing a small vehicle with a manual transmission will provide you with great fuel economy.

ALSO:

Gasbuddy.com – Gives you fuel saving tips, and you can find the best prices on gas nearby.

Apps- Look for fuel saving apps for your brand of phone or service

Fuel up between Tuesday morning and Thursday Afternoon

Take advantage of Promotions and partnerships (Kroger gas savings, etc).

Pick stations with large stores (but don’t buy anything there!)

SLOW DOWN!!!!!!!Munis need revenueTime saved?Is it Safe?Wear and tear

Do you have $150 to toss away?

HOME SWEET HOME

HOME

Tech Services- Go a la carte or bundleCould you do Internet Only? Hulu.com atdhe.eu Justintv Veetle

Phantom Power- Unplug when not in use

Moolanomy.com - tips on how to get your property taxes lowered

Tech Toys- Are you keeping up with the Jones’s?data plans and service adds up!

USE THE INTERNET

Free Software- freewarehome.com Buy and Sell Online

Craigslist.com ebay.com etsy.com you'd be surprised who wants your junk.

Get it for free- freecycle.org Discount codes- search for discount codes for

ANYTHING you buy online Do it yourself- Youtube tutorials

GROCERY

Shop on Mondays or Tuesdays Go to more than one store- watch the

circulars Join Clubs or get the card Grocery Game.com Coupons Coupons Coupons!

Groupon.com Circulars

ENTERTAINMENT

Library Card – movies galore as well as online storybooks

Ask for discounts- student, job, etc. Never Know Watch for special discount days Search free events on local event sites

Metromix.com cincinnati.com cincinnatiusa.com Go early Entertainment books- I love them and they help

your school Go to College- numerous free events, world class http://www.clicker.com/ online television

EXTRAS

Set up a discount email account- Yahoo, Gmail

Stay away from vending machines and Stop and Go’s

Spending Triggers- find yours and be aware

Waiting period for purchases over ______

Use the envelope system for cash Account for all your dollars by

preplanning

MANAGE YOUR MONEY

http://www.squawkfox.com/ http://andthenwesaved.com/ http://www.thesimpledollar.com/2007/01/3

1/31-days-to-fix-your-finances-a-wrapup/ http://www.retailmenot.com/ http://www.mysurvey.com, free to sign up

for program (must have email address to receive surveys), free surveys to take and get paid for them (gift cards, money, charity donations, etc)

GROCERY AND COUPONS

http://www.bargainstobounty.com/store-matchups/ Matches coupons with weekly specials

http://www.target.com, coupons to target (various items)

http://www.grocerymom.com, free to join, includes coupons for various items

http://www.coupons.com, various grocery coupons http://www.valpak.com/coupons/savings/groceries http://thepeacefulmom.com/

MISC.

- Groupon: http://www.groupon.com, It is a free website that you can receive specials on various activities, restaurants and merchandise.

- http://www.BuyWithMe.com, similar to groupon deals- http://www.Bookingbuddy.com, deals on travel- http://www.livingsocial.com, similar to groupon and buywithme- http://www.techbargains.com, deals on laptops, GPS devices, etc- http://www.shesaved.com, links to various sites that tell you where to shop

for the best savings (site has daily deals, coupons, ways to get freebies, giveaways, etc)

- http://www.billshrink.com, a 24 hour customer service that helps with usage on credit cards, wireless service, tv, gas stations, etc

- http://www.goldstar.com, free website for activities such as comedy shows, sport events, plays, etc

- http://www.mycoupons.com, various coupons (shoes, food, clothes, online companies, auto, etc)

- http://www.valpak.com, various coupons

COOL, AND SAVES MONEY

http://www.dinnertool.com/ lets you plug in ingredients you’ve got on hand so you can whip up a meal in a flash without wasting a thing.

http://allrecipes.com/search/default.aspx?qt=i&rt=r  another supah-bad ingredient search site, you’ll never waste another half-pound of produce again. 

http://freebies4mom.com/ has about a bazillion freebies every day.

http://www.gazelle.com/ sell your old tech