Money Advice Scotland – 2012
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Money Advice Scotland – 2012 Steven McWhirter Compliance Manager Jim McCartan Investigation Manager 20 Jun 2022
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Money Advice Scotland – 2012. Steven McWhirter Compliance Manager Jim McCartan Investigation Manager. Summary. Who we are and what we do Complying with regulation What customers can do What you can do to assist. Gambling Act 2005. Rules of three. Gambling Act 2005. - PowerPoint PPT Presentation
Transcript of Money Advice Scotland – 2012
Money Advice Scotland – 2012Steven McWhirterCompliance Manager
Jim McCartanInvestigation Manager
20 Apr 2023
Summary
Who we are and what we do Complying with regulation What customers can do What you can do to assist
20 Apr 2023
Gambling Act 2005
Rules of three
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Gambling Act 2005Role of Gambling Commission
• Regulator for gambling in Great Britain, except spread betting and national Lottery
• Took over from Gaming Board: licensing of bingo, bookmakers, casino operators, pools operators, certain lottery operators and managers, gaming machine manufacturers and suppliers, remote gambling operators
• Issue codes of practice and guidance (best practice)
• Issue operating and personal licences
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Gambling Act 2005Role of the Local Authority
• Responsible for licensing of gambling premises
• Grant permission for lower stake gaming machines i.e. permits
• Register society lotteries below certain prescribed thresholds
• To uphold the licensing objectives
• To publish a three-year licensing policy for the local authority’s area
• To hear applications for premises licenses from applicants who held
relevant operating licences on 1st September 2007. (Part 8)
• Regulate members clubs – club gaming and machine permits (Sch.12)
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Gambling Act 20053 Licensing Objectives
The three licensing objectives are
• Preventing gambling from being a source of crime or disorder, being associated with crime or disorder or being used to support crime
• Ensuring that gambling is conducted in a fair and open way and
• Protecting children and other vulnerable persons from being harmed or exploited by gambling
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Gambling Act 2005
3 Authorities
• DCMS – Make the rules and determine (mostly) the maximum fees
• Gambling Commission – The National Regulator which deals with Operators’ and Personal Licences (i.e.. People and corporate bodies), gives guidance and liaises with Government
• Local Licensing Authority – Deals with local and premises issues, including alcohol licensed premises.
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Gambling Act 2005
3 Activities
Gaming means playing a game of chance for a prize (GA 2005 s.6). It does not matter if anyone else is involved or money is to be lost
Betting means accepting a bet on the outcome of a race, competition or other event or
process the likelihood of anything occurring or not occurring or whether anything is or is not true (GA 2005 s.9)
Lottery means a situation where people pay to participate in an arrangement where prizes are allocated to one or more members of a class by process which relies wholly on chance (GA 2005 s.14)
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Gambling Act 2005
3 Legal Concepts
• Gambling can be lawfully offered under the terms of a licence or permit issued under the Act
or• Gambling can be lawfully offered if it is entirely within
the terms of an exemption defined in the Act
or• Gambling is unlawful
The law is set out so that every offer of gambling facilities is an offence unless the Act says it is not
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Complying with Regulation
Compliance audits Licence conditions Codes of practice Notification of offence or
breach Personal licence conditions Social responsibility codes
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Social Responsibility Codes
Compliance is mandatory Non-compliance is an offence Under-age gambling Information on how to gamble
responsibly Customer interaction Customer self-exclusion
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Social Responsibility Codes Provision of credit and use of
credit cards Identification of multiple
accounts Fair and open provisions Incentives or rewards Complaints and disputes Marketing and Advertising
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Premises Licences
Betting premises (including tracks)
Bingo premises Casino premises Adult gaming centres Family entertainment centres
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What customers can do
Seek help from the operator Self-exclude Seek help e.g. Gamcare,
Gordon Moody Association Emphasis is on ‘self’ help Highlight and identify non-
compliance
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What you can do
The system relies upon responsible operators
It may not always work perfectly Share information and
intelligence Encourage customers to seek
help / exclude Contact the Commission with
concerns
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Who could you contact
The Commission or LA? Compliance and Investigations
Managers based in Scotland Intelligence hotline
0121 230 6655 The Scottish Government
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Contact Details
Steven McWhirter [email protected]
0121 230 6729
Jim McCartan [email protected]
0121 230 6603
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Questions?
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