Mobile banking

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WELCOME TO OUR PRESENTATION

Transcript of Mobile banking

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WELCOME TO OUR PRESENTATION

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Name:Aysha Akter Shimu(11102055)Imran Hossen(11102065)Kaniz Fatema Kona(11102048)Md.Shams Akhter (11102075)Md.Shamim Hossen(10202016)

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Mobile Banking

Mobile Banking is a process of no branch banking which provides financial services to unbanked communities in both urban and rural area at affordable cost.

Mobile banking is a new technology in Bangladesh Most of the bank provides services in Bangladesh A person can withdraw or deposit money in any branch of the bank he has

account with

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Services from Mobile Banking

1. Cash Deposit2. Cash Withdrawal3. Fund Transfer4. Utility Bill Payment5. Merchant Payment6. Inward Foreign Remittance Disbursement7. Salary Disbursement

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List of the name of mobile banking Banks name

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SL# Bank Name Product Name

1. Duch-Bangla Bank Limited. Mobile-Banking

2. BRAC Bank Limited. bKash

3. Prime Bank Limited. EasyCash

4. Islami Bank Bangladesh Limited. mCash

5. Trust Bank Mobile Money

6. National Credit and Commerce Bank Limited SureCash

7. Bank Asia Limited. Mobile Banking

8. Dhaka Bank SMS Banking

9. Mercantile Bank Mobile Banking

10. AB Bank SMS Banking

11. South East Bank SMS Banking

12. First Security Islamic Bank SureCash

13. Bangladesh Commerce Bank SureCash

14. Standard Bank

15. United Commerce Bank SMS Banking

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CHARGE COMPARISON

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Subject Per Transaction Amounts

Maximum Transaction Amounts

International Remittance

Minimum Maximum Per Day Per Month

BDT 50 BDT 150,000 BDT 150,000 BDT 150,000

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Mobile Banking - The Benefits:

• Actual Online Banking Services• Nationwide anytime, anywhere service guarantees• It is convenient, accessible and secure• Mobile Banking is more effective for improving the

habit of savings• The fast and low-cost money transactions and to

make access to modern banking services• Mobile banking is more secure and reliable

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Disadvantage of mobile Banking:

• If mobile banking is not managed properly passed to others or has the opportunity to grab fraudulently.

• Misuse of the technology • Videos unfortunate happening• The almighty weapons as cheating or not so

nobody can use it , pay attention to this important crime .

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Why people ignore this service:

• They actually don’t believe in virtual money transfer.

• Our people do not have sound technological knowledge

• It is very easy to hijack and transfer the deposited amount to hijacker mobile account.

• The current legal environment most of the people do not feel comfort and secure to deposit enough in mobile account.

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Conclusion

• Mobile Banking’s customer number one core (10 million) of the blade exceeds miles. 11 November, the subscriber has 1 lakh 35 thousand core

• The number of clients receiving services in September was 89 lakh 30 thousand. October 99 lakh 80 thousand suggests increased Approximately 11.79 percent of the monthly rate of customer growth. In October,

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