Microinsurance for the Poor, by the Poor: The CARD MRI Experience

8/9/2019 Microinsurance for the Poor, by the Poor: The CARD MRI Experience

1/15

Mv"KanhdAvnu}g}ldF"Alns

EAVMHVN,OgtbmdvabmHabajnbjMnvde}gv

VdjngbalEgbodvdbedgbDb`abenbjUgenalSvg}de}ngbnb}`dAunaabmSaenone

Vdjngb

Asvnl61

66,

6313

Habnla,S`nlnssnbdu

HNEVGNBUTVABEDOGV]@DSGGV,

F^]@D

SGGV

]@DEAVMHVNDPSDVNDBED

Mnuelanhdv; ]`d ndzu dpsvduudm nb }`nu sasdv'svdudb}a}ngb avd }`d ndzu go }`d at}`gv abm mg bg}

bdeduuavnl~ vdolde} }`d ndzu gv sglnendu go }`d Aunab Mddlgshdb} Fabi (AMF., gv n}u Fgavm go Jgdvbgvu,gv }`d jgdvbhdb}u }`d~ vdsvdudb}" AMF mgdu bg} jtavab}dd }`d aeetvae~ go }`d ma}a nbeltmdm nb }`nu sasdv

abm aeeds}u bg vdusgbunfnln}~ ogv ab~ egbudqtdbed go }`dnv tud" ]dvhnbglgj~ tudm ha~ bg} bdeduuavnl~ fd

egbunu}db} zn}` AMF goonenal }dvhu"


2/15

EAVMHt}tall~

Vdnbogvenbj

Nbu}n}t}ngbu

Hja Nbu}n}tu~gb

ua nnuabj Hnu~gb

1>0?

1>>:

1>>>

6334

633?

633:

633:


3/15

Sav}bdvu`ns

Svgjvahnb

@gbjigbj

unbed633:

Hgvd}`ab

1,3:6Goonedu

allgdv

}`d

S`nlnssnbdu

unbed1>0?

Sav}bdvu`ns

Svgjvahnb

Nbmgbduna

unbed

Odfvtav~

6330

Onvu}

Nb}dvba}ngbal

BJGGoonednb

Eahfgmna

unbed633?

Sav}bdvu`ns

Svgjvahzn}`

]^Hnb

_nd}bah

unbed6334

BJGgoonednb

Laguu}av}nbj

633>

Jdgjvas`nealsvdudbedgoEAVMHVN


4/15

Odfvtav~ 6313

Bthfdv go Elndb}u; 1,35=,030

(50"56$ egb}vnft}ngb nb }`d HON gt}vdae` nb }`d egtb}v~ gv

63"?>$ egb}vnft}ngb }g Sgdv}~ Vdmte}ngb.

Bthfdv go Nbutvdm Nbmnnmtalu; =,003,444

(1>$ egb}vnft}ngb nb }`d gdvall nbutvdm Onlnsnbgu.

Elndb}u(nbel"Uadvu.;>>0,?>? Goonedu;1,3::LgabElndb}u;>:?,111 ]g}alAuud}u;S`s?"5FLgabGt}u}abmnbj;S`s5"?F ]g}alLnafnln}ndu;S`s=">FUanbju;S`s6"4F ]g}alDqtn}~;S`s1"=FVdsa~hdb}Va}d;>>"35$ Gsdva}ngbalUtoonendbe~;11:"=?$U}aoonbj;4,5== OnbabenalUtoonendbe~;13>"14$


5/15

EAVMHFA

}g dp}dbm onbabenal auunu}abed }g n}u hdhfdvu nb }`d

ogvh

go

mda}`

fdbdon}u,

hdmneal

utfunm~,

sdbungb'vd}nvdhdb}uanbjuabmlgabvdmdhs}ngb"

abm}gae}ndl~nbgldn}uhdhfdvunb}`dmnvde}

habajdhdb} go }`d Auugena}ngb nbeltmnbj ogvhtla}ngb

abmnhsldhdb}a}ngb

go

sglnendu

abm

svgedmtvdu

jdavdm

}gzavmuutu}anbafnln}~abmnhsvgdmudvnedu"

+Fdbdon}un"d"43i'133i

+Sa~hdb}Ue`dhd

1;5;4


6/15

EAVMHFASVGMTE]U

LnodNbutvabedSvgjvah

]g}al

abm

Sdvhabdb}

Mnuafnln}~

Fdbdon}

Hg}gv _d`neld Aeenmdb}al @gusn}aln{a}ngb Fdbdon}u

(H_A@.

Vd}nvdhdb}

Uanbju

Otbm

(VUO.


7/15

EAVMHFASVGMTE]U

VdotbmgoEgb}vnft}ngbu

AlllgabNbutvabedSaeiajd

Hauu

Zdmmnbj

EAVMHVNMnuau}dvVdlndoAuunu}abedSvgjvah(EMVAS.

Evdmn}Ftvdat

ElanhuUd}}ldhdb}


8/15

FGA]SvgjvahFtnlm,Gsdva}dabm]vabuodvSvgjvah

(1. mddlgsnbj}`deasaen}~go}`dEAVMHFAu}aoonb}`d

nhsldhdb}a}ngbgo}`dbdz}de`bglgj~}vabuodvvdm9

(6.svgnungbgo}de`bglgj~hgmdlogv}`dz`gldhnevgonbabed

nbmtu}v~

}`vgtj`

u`avnbj

go

nbogvha}ngb

abm

dpsdvndbedu

abm9

(5.mddlgsahabtalgogsdva}ngbuusdenone}g}`dFGA]Svgjvah"

16etvvdb}FGA]Sav}bdvu


9/15

EAVMHFAAIASEAVMAbj nb~gbj Ialtutjab A~Sabjabjalajaab bj EAVM

Eabfdsanmnbeau`(S`s1,033"33abbtalsvdhnth.

gv

}`vgtj`

`dal}`

lgab

sa~afld

nb

43

zddiu

zn}`

S`s=4"33

zddil~egb}vnft}ngb

Nbsa}ndb} (@gusn}aln{a}ngb. Eavd

Gt}sa}ndb} (Egbutl}a}ngb. Eavd

Dhdvjdbe~ Eavd


10/15


11/15

Nba6336

qtaln}a}nd

utvd~

egbmte}dm

f~

Ovddmgh

Ovgh@tbjdv,16gt}go6:ogetujvgtsunb}dvndzdm

bahdmHFAnbutvabedau}`dhgu}altafldausde}go

}`ddb}nvd

EAVM

svgmte}

sgv}oglng"

Nhsae}}gelndb}u


12/15

Nhsae}}gelndb}u

Nb6335,

}`d

vdutl}

go

}`d

u}tm~

EAVMu dpsdvndbed

gb

Mvgsgt}u;Vdutl}u/OnbmnbjugoabDpn}Utvd~vddaldm

}`a}}`dnbutvabedsvgjvahgoEAVMzauvabidm

udegbm(=1"4$.

ao}dv

gbl~

}`d

lgabu

}`dhudldu

(=?"5$.

z`db}`dhdhfdvuzdvdauidmz`a}n}nu}`d~lnidm

fdu}afgt}EAVM"


13/15

LduugbuLdavbdm

1" Doode}ndegllde}ngbhde`abnuhabmhnevgonbabed

ae}nn}nduavdn}al"

6"Hnevgnbutvabed sglnenduu`gtlmalnjbzn}`hnevgonbabed"

Bghdhfdvuu`allfdaeeds}dmno}`dnvnb}dvdu}nb

kgnbnbjnu

gbl~

}`d

fdbdon}u

eghnbj

ovgh

}`d

hnevgnbutvabed svgjvah"

Bghdhfdvuegb}vnft}ngbogvhnevgnbutvabed znllfd

aeeds}dmno}`dvd

nu

bg

sa~hdb}

ogv

lgab

ahgv}n{a}ngb

abmbguanbjugvEFT"


14/15

LduugbuLdavbdm

Onvu}S`s 63"33htu}fdasslndm

Elanhusa~hdb}htu}fdmnuftvudma}}`dfvabe`lddl}g

hdd}}`d

6=

`gtv

}avjd}

nb

elanh

ud}}ldhdb}"

evguuudllnbjgosvgmte}uabmudvnedugo}`dhnevgonbabed

abmhnevgnbutvabed gsdva}ngbumtvnbj}`dnvvdusde}nd

nbogvha}ngbmnuudhnba}ngbeahsanjb"

]`dhdhfdvulnidEdb}dv LdamdvuabmHFAEggvmnba}gvu

}gjd}`dvzn}`

EAVM

HVN

u}aoo

avd

nbgldm

nb

elanhu

ud}}ldhdb}}gjndsdvugbaln{dudvned}ghdhfdvuddb

a}}`d}nhdgomda}`"


15/15

Microinsurance for the Poor, by the Poor: The CARD MRI Experience

Documents

Transcript of Microinsurance for the Poor, by the Poor: The CARD MRI Experience