Merger Decisions 2010 - FDIC: Federal Deposit Insurance Corporation

Merger Decisions 2010

Federal Deposit Insurance Corporation

FEDERAL DEPOSIT INSURANCE CORPORATION

MERGER DECISIONS

ANNUAL REPORT TO CONGRESS

Bank Merger Act Reporting Requirements (Friday, January 01, 2010 through Friday, December 31, 2010)

The Merger applications listed below have been approved by the FDIC during 2010. Regarding each application, the FDIC considered and found favorably with respect to the relevant statutory factors, including financial and managerial resources; future prospects of the existing and proposed institutions; convenience and needs of the community to be served; and the effectiveness of each depository institution involved in the merger in establishing programs to combat money laundering activities, including in overseas branches.

Except as noted, reports regarding the competitive factors were requested from the Attorney General, and the Summary Report by the Attorney General indicated the transaction would not have a significant adverse effect on competition.

In each case, the FDIC has determined that the transaction would not result in a monopoly or further any combination or conspiracy to monopolize or attempt to monopolize the business of banking in any part of the United States. In addition, the FDIC determined the transaction would not have the effect in any section of the country to substantially lessen competition or tend to create a monopoly or in any other manner restrain trade, unless the anticompetitive effects of the transaction were clearly outweighed in the public interest by the probable effect of transaction in meeting the convenience and needs of the community to be served.

Finally, the FDIC determined that, for each interstate merger case approved on or after July 21, 2010 (other than a case involving an insured depository institution in default or in danger of default), the resulting insured depository institution, including its affiliated insured depository institutions, upon consummation of the transactions would not control more than ten percent (10%) of the total amount of deposits of all insured depository institutions in the United States.

Note: This Report is available from the FDIC's Public Information Center Web site at: www.fdie.govlbanklindividual/merger

Regular Mergers

Applicant Institution Other/Target Institution

Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application City, State (OOO's) City, State Acquired Acquired Approved Reply Date Number

(OOO's)

Calhoun County Bank 178,620 88 Signature Bank of Arkansas 77,118 2 89 10/12/2010 07/30/2010 20101943 HAMPTON,AR FAYETTEVILLE, AR

California United Bank 532,023 57904 California Oaks State Bank 125,720 1 34579 11117/2010 1110112010 20102915 ENCINO,CA THOUSAND OAKS, CA

Grandpoint Merger Corp. 0 N/A Santa Ana Business Bank 27,330 1 58390 05/28/2010 02/26/2010 20100260 LOS ANGELES, CA SANTA ANA, CA

California General Bank, NA 59,677 58674 Professional Business Bank 305,755 5 57148 12102/2010 1011412010 20102382 PASADENA, CA PASADENA,CA

First General Bank 208,643 58060 American Premier Bank 110,649 4 57198 12114/2010 12/0312010 20103100 ROWLAND HEIGHTS, CA ARCADIA,CA

First Republic Bank 0 59017 Bank of America, National Association 19,761,000 57 3510 05128/2010 05105/2010 20101349 SAN FRANCISCO, CA CHARLOTTE, NC

Grandpoint Bank 95,184 58390 First Commerce Bank 335,346 2 32193 11110/2010 11104/2010 20102706 SANTA ANA, CA ENCINO,CA

The Eastern Colorado Bank 193,489 16125 Home State Bank 25,979 0 1875 0611 812010 05/20/2010 20101370 CHEYENNE WELLS, CO ERIE, KS

The Eastern Colorado Bank 193,489 16125 First National Bank 19,047 I 14420 06118/2010 05/2012010 20101371 CHEYENNE WELLS, CO GOODLAND,KS

Union Savings Bank 1,919,238 18190 The First National Bank of Litchfield 527,439 9 2500 03117/2010 0111412010 20093026 DANBURY, CT LITCHFIELD, CT

Liberty Bank 3,183,991 17943 Connecticut River Community Bank 174,459 3 57475 10/29/2010 1011412010 20102716 MIDDLETOWN, CT WETHERSFIELD, CT

Florida Shores Bank - Southeast 89,602 58331 Florida Capital Bank, National 25,000 I 26323 08/19/2010 12117/2009 20101790 POMPANO BEACH, FL Association

JACKSONVILLE, FL

Heritage Bank of the South 568,766 50028 The Park Avenue Bank 101,950 5 19797 04/23/2010 04/02/2010 20100698 ALBANY,GA VALDOSTA;GA

Two Rivers Bank & Trust 542,022 58013 American Bank and Trust Company, 40,268 2 34955 04119/2010 04/02/2010 20100783 BURLINGTON, IA National Association

DAVENPORT,IA

United Bank of Iowa 861,382 958 Moorhead State Bank 18,920 960 1lI23/2010 1110412010 20103056 IDA GROVE, IA MOORHEAD, IA

Green Belt Bank & Trust 216,181 26760 Liberty Bank, F.S.B. 49,111 2 20594 06/23/2010 0611112010 20101483 IOWA FALLS, IA WEST DES MOINES, IA

Washington Savings Bank 211,867 29227 Centrue Bank 22,258 3744 05/28/2010 05103/2010 20101178 EFFINGHAM, IL STREATOR,IL

Farmers State Bank & Trust Co. 62,267 10458 Timewell State Bank 7,520 I 11331 0311212010 01/27/2010 20092902 MOUNT STERLING, IL TIMEWELL, IL

Regular Mergers (Page 1 of 5, of 90 records)

Data Date(s) 0110112010 to 12/31120lO



(OOO's)

Peoples Bank & Trust 216,514 17320 The Citizens National Bank of Paris 52,338 I 3721 06/07/2010 05/2012010 20101365 PANA,IL PARIS, IL

Providence Bank, LLC 301,828 57754 First Choice Bank 45,000 I 57212 12/08/2010 1II2212010 20103218 SOUTH HOLLAND, IL GENEVA,IL

Bank of Springfield 637,559 19506 First Bank 28,049 I 12229 07/26/2010 06/2512010 20101803 SPRlNGFIELD,IL CREVE COEUR, MO

Gennan American Bancorp 1,235,822 17393 Farmers State Bank of Alto Pass, TIl. 55,237 2 11299 04/0512010 04/0512010 20100795 JASPER, IN ALTO PASS, IL

Gennan American Bancorp 1,348,668 17393 Bank of Evansville 325,669 3 57122 12/0812010 12/03/2010 20103075 JASPER, IN EVANSVILLE, IN

The Citizens State Bank 93,912 15111 The First National Bank ofLe Roy 26,592 I 4715 08/05/2010 07/30/2010 20101972 GRIDLEY,KS LEROY,KS

The First Security Bank 25,780 4752 Patriots Bank 3,805 1 18019 02/2512010 02/0312010 20100171 OVERBROOK, KS GARNETT,KS

The Bank of Protection 39,431 23099 The Coldwater Native Bank 13,040 1 4645 09/02/2010 08/2612010 20102146 PROTECTION, KS COLDWATER, KS

The Riley State Bank of Riley, Kansas 44,882 16120 The Fanners and Merchants State Bank 21,863 2 1871 06/09/2010 04/21/2010 20101018 RlLEY, KS WAKEFIELD, KS

The Wilson State Bank 38,765 12136 The Hoisington National Bank 21,986 4688 02/0412010 02/0312010 20100185 WILSON,KS HOISINGTON, KS

The Wilson State Bank 63,951 12136 Midwest Community Bank 10,050 I 10925 12/0612010 12/02/2010 20103065 WILSON,KS PLAINVILLE, KS

The Cecilian Bank 406,515 8774 Integra Bank National Association 43,000 2 4392 04/20/2010 04/02/2010 20100756 CECILIA, KY EVANSVILLE, IN

Lewisburg Banking Company 70,153 297 Citizens Union Bank of Shelbyville 23,486 5840 11/22/2010 1110412010 20103143 LEWISBURG, KY SHELBYVILLE, KY

FNB Bank, Inc. 195,693 2759 Integra Bank National Association 145,640 3 4392 07/2612010 07/02/2010 20101874 MAYFIELD, KY EVANSVILLE, IN

First Security Bank of Owensboro, Inc. 226,458 34524 Integra Bank National Association 189,169 8 4392 06/2212010 04/2112010 20100956 OWENSBORO, KY EVANSVILLE, IN

Citizens Deposit Bank & Trust 122,159 12165 Integra Bank National Association 71,000 4 4392 08/31/2010 0811312010 20101593 VANCEBURG, KY EVANS VILLE, IN

Community Trust Bank 1,156,910 12614 Madison County Bank 66,000 3 57242 02/17/2010 02/0312010 20100136 CHOUDRANT, LA MADISON,MS

Farmers State Bank & Trust Co. 81,070 16114 First Louisiana National Bank 2,270 1 24679 04/08/2010 04/0212010 20100900 CHURCH POINT, LA BREAUX BRIDGE, LA

EastemBank 6,721,974 32773 Wainwright Bank & Trust Company 1,051,812 12 27009 09127/2010 0812612010 20102456 BOSTON,MA BOSTON,MA

Citizens-Union Savings Bank 699,439 90196 Bank of Fall River, a Co-operative Bank 163,291 4 26551 10/21/2010 09/3012010 20102675 FALL RlVER, MA FALL RIVER, MA

Regular Mergers (Page 2 of5, of90 records)

Data Date(s) 0110112010 to 12/3112010



(OOO's)

Colonial Co-operative Bank 74,862 26556 Monadnock Community Bank 7,119 0 34167 07115/2010 06/1112010 20101622 GARDNER,MA PETERBOROUGH, NH

Lowell Co-operative Bank 106,022 26467 Omega Mortgage Corp. 3,760 NIA 12114/2010 07/30/2010 20102192 LOWELL,MA SUDBURY,MA

Skowhegan Savings Bank 422,365 19532 Border Trust Company 22,297 I 20012 0711912010 05120/2010 20101205 SKOWHEGAN, ME AUGUSTA, ME

Farmers & Merchants State Bank of 37,621 10184 American Bank of St. Paul 25,584 2 20843 08117/2010 0711512010 20101852 Clarkfield SAINT PAUL, MN CLARKFIELD, MN

Citizens State Bank of Hayfield 60,261 10957 Equity Bank 1,500 I 16635 04/02/2010 02/26/2010 20100403 HAYFIELD, MN MINNETONKA, MN

PrinsBank 83,812 10191 Minnwest Bank Metro 18,000 I 17898 10/2512010 0911312010 20102620 PRINSBURG, MN EAGAN,MN

The First State Bank of Red Wing 49,002 8191 Americana Community Bank 24,570 8205 11110/2010 09/30/2010 20102746 REDWING,MN SLEEPY EYE, MN

Farmers State Bank 160,699 13897 Exchange Bank of Fairfax 14,729 8563 10/1312010 09130/2010 20102668 CAMERON,MO FAIRFAX, MO

First State Community Bank 992,609 17323 Truman Bank 68,234 2 27316 0211212010 01/1412010 20100073 FARMINGTON, MO ST. LOUIS, MO

First State Community Bank 1,097,745 17323 Premier Bank 107,000 3 34016 05113/2010 0412112010 20100859 FARMINGTON, MO JEFFERSON CITY, MO

First State Community Bank 1,092,871 17323 Sun Security Bank 2,040 I 20115 10/28/2010 08113/2010 20102277 FARMINGTON, MO ELLINGTON, MO

Peoples Community Bank 91,591 22394 Security Bank 22,714 2 9806 12/0712010 11/22/2010 20103156 GREENVILLE, MO RICH HILL, MO

AlliantBank 105,752 1946 Citizens Bank and Trust Company 81 2 4533 07/0612010 06/11/2010 20101580 MADISON,MO CHILLICOTHE, MO

UNICOBank 219,735 10608 Planters & Merchants Bank 434 I 19722 06/30/2010 0611 1/2010 20101525 MINERAL POINT, MO GILLETT,AR

Great Southern Bank 3,639,987 29546 Southern Bancorp 530 I 11244 04/08/2010 04/02/2010 20100662 REEDS SPRING, MO TRUMANN,AR

Bank of Rothville 46,542 10628 Union Bank 21,858 I 19582 06/07/2010 05105/2010 20101266 ROTHVILLE, MO KANSAS CITY, MO

Pony Express Community Bank 36,664 22185 United Bank of Kansas 16,404 I 17104 03/23/2010 0212612010 20100500 SAINT JOSEPH, MO LENEXA,KS

STIFEL BANK AND TRUST 1,159,367 57311 Anheuser-Busch Employees' Credit Union 35,457 NIA 03111120 I 0 02126/2010 20100420 SAINT LOUIS, MO d/bla American Eagle Credit Union

SAINT LOUIS, MO

Empire Bank 859,783 17633 Citizens National Bank of Springfield 254,379 5 27465 09116/2010 08126/2010 20102391 SPRINGFIELD, MO SPRINGFIELD, MO

First State Bank of North Dakota 206,933 8387 Cornerstone Bank 63,376 4 13198 10/27/2010 10/14/2010 20102875 ARTHUR,ND ENDERLIN, NO


Data Date(s) 01/0112010 to 12/3112010



(OOO's)

Pinnacle Bank 2,642,574 10634 American National Bank of Fremont 150,316 3 24481 1011212010 09/3012010. 20102686 LINCOLN, NE FREMONT,NE

Security First Bank 699,301 5415 The First National Bank of Valentine 102,872 5485 0111112010 12/03/2009 20092463 LINCOLN, NE VALENTINE, NE

BCB Community Bank 630,512 35541 Pamrapo Savings Bank, SLA 558,536 10 30579 0412312010 11120/2009 20092395 BAYONNE,NJ BAYONNE,NJ

The Bank of Princeton 264,764 58513 The Provident Bank 300 1 12010 03/0412010 0111412010 20092243 PRINCETON, NJ JERSEY CITY, NJ

The Bank of Princeton 289,708 58513 MoreBank 72,607 2 57871 08/04/2010 06/28/2010 20101626 PRINCETON, NJ PHILADELPHIA, PA

Investors Savings Bank 8,840,622 28892 Millennium BCP Bank, National 633,552 15 35280 07/30/2010 0611 II201 0 20101430 SHORT HILLS, NJ Association

NEWARK,NJ

Emigrant Bank 9,798,648 12054 New York Private Bank & Trust, FSB 0 0 58204 10/2812010 NIA 20103108 NEW YORK, NY WILMINGTON, DE

The Fanners & Merchants State Bank 870,297 5969 First Place Bank 27,838 1 34657 0611412010 05/20/2010 20101298 ARCHBOLD,OH WARREN,OH

First Commercial Bank 267,270 34377 Liberty Savings Bank, F.S.B. 52,576 2 32242 04/27/2010 02/03/2010 20100110 EDMOND, OK WILMINGTON, OH

BancFirst 4,303,806 27476 First State Bank, Jones, Oklahoma 35,714 1 4126 02/0512010 03/0512010 20093013 OKLAHOMA CITY, OK JONES, OK

BancFirst 4,611,132 27476 Union Bank of Chandler 136,810 2 4057 10108/2010 10/08/2010 20102565 OKLAHOMA CITY, OK CHANDLER, OK

Welch State Bank of Welch, Okla. 199,930 9472 Regent Bank 15,444 1 4160 I III 9/20 10 10/14/2011 20101883 WELCH, OK NOWATA, OK

Graystone Tower Bank 1,474,516 58166 First National Bank of Chester County 1,394,914 23 7802 05/13/2010 05/05/2010 20100803 LANCASTER, PA WEST CHESTER, PA

Reliabank Dakota 177,796 16221 Farmers State Bank 12,599 2 9935 I II29/2010 11104/2010 20103130 ESTELLINE,SD MARION, SD

Great Western Bank 5,332,471 15289 F&MBank-Iowa Central 470,988 10 10904 03111/2010 0212612010 20100431 WATERTOWN, SD MARSHALLTOWN,IA

Legends Bank 322,469 34936 Red Mountain Bank, National Association22,786 I 57764 06/2912010 06/2812010 20101526 CLARKSVILLE, TN BIRMINGHAM, AL

Fanner's and Merchants Bank 225,158 8439 Peoples State Bank of Commerce 34,850 1701 12/13/2010 1112212010 20103278 TREZEVANT, TN NOLENSVILLE, TN

Security State Bank 78,132 11552 Legend Bank, N.A 21,084 3108 0911012010 09/09/2010 20102282 ANAHUAC, TX BOWIE, TX

Prosperity Bank 8,845,088 16835 U.S. Bank National Association 420,000 4 6548 02/2412010 02/03/2010 20100266 ELCAMPO, TX CINCINNATI,OH

Prosperity Bank 8,845,088 16835 First Bank 500,000 19 12229 04/0112010 0311912010 20100563 ELCAMPO, TX CREVE COEUR, MO


Data Date(s) 0110112010 to 12/3112010

Applicant Institution OtherlTarget Institution

Institution Name City, State

Total Assets Cert # Institution Name Assets

Happy State Bank HAPPY,TX

The First State Bank LOUISE, TX

Independent Bank MCKINNEY, TX

Security State Bank PEARSALL, TX

Town & Country Bank SAINT GEORGE, UT

Lee Bank and Trust Company PENNINGTON GAP, VA

Towne Bank PORTSMOUTH, VA

State Bank of Cross Plains CROSS PLAINS, WI

Horicon Bank HORICON, WI

AnchorBank, fsb MADISON, WI

Peoples State Bank PRAIRIE DU CHIEN, WI

(OOO's)

1,385,881

228,363

907,738

368,049

67,602

166,985

3,732,744

721,645

525,256

1,052,000

380,536

City, State Acquired (OOO's)

10359 City Bank 28,871 LUBBOCK, TX

17588 Commercial State Bank ofEI Campo 19,155 ELCAMPO, TX

3076 Town Center Bank 39,370 COPPELL, TX

1497 Medina Valley Bancshares, Inc. 11,192 DEVINE, TX

Medina Valley State Bank 78,533 DEVINE, TX

58522 ADB Bank dba Allegiance Direct Bank 2,368 CEDAR CITY, UT

11582 The Peoples Bank 750 EWING, VA

35095 The Bank of Currituck 167,552 MOYOCK,NC

15091 The Black Earth State Bank 45,574 BLACK EARTH, WI

11236 Westbury Bank 17,919 WEST BEND, WI

29979 Royal Credit Union 74,500 EAU CLAIRE, WI

12814 The Woodhouse & Bartley Bank 28,538 BLOOMINGTON, WI


Data Date(s) 0110112010 to 1213112010

Offices Cert# Action DOJ Application Acquired Approved Reply Date Number

4 25103 12113/2010 12103/2010 20103367

2409 04/29/2010 04/21/2010 20100882

2 57826 07/08/2010 05/20/2010 20101246

0 NIA 05/18/2010 05/05/2010 20101017

2 15513

0 57962 12/07/2010 12/03/2010 20103408

0 10730 03/15/2010 02/26/2010 20092678

6 2039 11105/2010 09113/2010 20102463

1 12787 04/20/2010 03/19/2010 20100480

1 28400 12/02/2010 11102/2010 20103199

11 NIA 06/10/2010 02/03/2010 20100053

I 12790 12/20/2010 11/12/2010 20103236

Corporate Reorganization Mergers



(OOO's) See Note I

De Witt Bank and Trust Company 109,168 1522 Planters & Merchants Bank 26,662 2 19722 08/06/2010 20101678 DEWITT,AR GILLETT,AR

Alliance Bank of Arizona 1,403,274 57512 First Independent Bank of Nevada 558,774 8 35202 1211012010 20103193 PHOENIX,AZ RENO,NV

American Premier Bank 110,649 57198 American Premier Bancorp 0 0 N/A 12114/2010 20103101 ARCADIA,CA ARCADIA,CA

Royal Business Bank 258,574 58816 RB Merger Corp. 0 N/A 10128/2010 20102383 LOS ANGELES, CA LOS ANGELES, CA

Point Lorna Community Bank 75,167 57808 Bank of Escondido 106,146 I 57590 01115/2010 20092320 SAN DIEGO, CA ESCONDIDO, CA

Sumise Community Bank 42,323 I 58487 PALM DESERT, CA

Sunrise Bank Of San Diego 84,048 I 57067 SAN DIEGO, CA

Point Lorna Community Bank 75,167 57808 Bank of Escondido 106,146 I 57590 03/2312010 20100778 SAN DIEGO, CA ESCONDIDO, CA

Sunrise Community Bank 42,323 I 58487 PALM DESERT, CA

Sumise Bank Of San Diego 84,048 I 57067 SAN DIEGO, CA

Torrey Pines Bank 1,190,560 57577 Alta Alliance Bank 213,000 3 58400 12110/2010 20103192 SAN DIEGO, CA OAKLAND,CA

Union Bank, National Association 83,842,126 22826 Bank of Tokyo-Mitsubishi UFJ, Ltd 54,000 0 N/A 1011512010 20103076 SAN FRANCISCO, CA NEWYORK,NY

Savings Bank of Mendocino County 759,847 8011 Bank of Willits 132,396 2 11647 05/27/2010 20101045 UKIAH,CA WILLITS, CA

First Western Trust Bank 458,251 57607 First Western Investment Advisors, LLC 11,050 0 N/A 06/2112010 20101477 DENVER, CO DENVER, CO

The First Stale Bank of Hotchkiss 55,772 12373 Orchard Valley Financial Corp 0 0 N/A 04115/2010 20101091 HOTCHKISS, CO DENVER, CO

Paonia Financial Services, Inc 0 0 N/A PAONIA,CO

PNC Bank, National Association 251,296,862 6384 MIdland Loan Services, Inc. 0 0 N/A 12/2012010 20103881 WILMINGTON, DE OVERLAND PARK, KS

PNC Bank, National Association 251,296,862 6384 PNC Multifamily Mortgage LLC 0 0 N/A 12/20/2010 20103883 WILMINGTON, DE CALABASAS HILLS, CA

BBUBank 273,347 57815 Banesco International Bank Corp. 21,902 N/A 07/2112010 20100209 CORAL GABLES, FL HATOREY,PR

The Jacksonville Bank 452,445 34941 Oceanside Bank 274,259 3 34284 10/29/2010 20102267 JACKSONVILLE, FL JACKSONVILLE BEACH, FL

Corporate Reorganization Mergers (Page 1 of 7, of 122 records)

Data Date(s) 0110112010 to 12/3112010



Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application (OOO's) City, State Acquired Acquired Approved Reply Date Number

Florida Bank of Commerce ORLANDO, FL

Columbus Bank and Trust Company COLUMBUS, GA

169,376

7,202,014

58081 Prime Bank MELBOURNE, FL

873 First Commercial Bank BIRMINGHAM, AL

(OOO's)

72,384

1,985,416

Community Bank and Trust of Southeast 539,293 Alabama DOTHAN,AL

First Commercial Bank of Huntsville 727,872 HUNTSVILLE, AL

The First National Bank of Jasper 573,369 JASPER,AL

Sterling Bank 675,970 MONTGOMERY, AL

CB&T Bank of East Alabama 294,815 PHENIX CITY, AL

The Bank of Tuscaloosa 511 ,206 TUSCALOOSA, AL

First Coast Community Bank 270,316 FERNANDINA BEACH, FL

Synovus Bank of Jacksonville 226,699 JACKSONVILLE, FL

COASTAL BANK AND TRUST OF 1,777,337 FLORIDA PENSACOLA, FL

Synovus Bank 1,347,152 SAINT PETERSBURG, FL

Tallahassee State Bank 344,530 TALLAHASSEE, FL

SB&TBANK 611,107 ALBANY, GA

Bank of North Georgia 5,082,865 ALPHARETTA,GA

AFB&T 1,543,106 ATHENS,GA

The Coastal Bank of Georgia 552,066 BRUNSWICK, GA

Georgia Bank & Trust 467,076 CALHOUN,GA

Commercial Bank & Trust Company of 315,363 Troup County LAGRANGE, GA

Bank of Coweta 336,462 NEWNAN,GA


Data Date(s) 0110112010 to 12/3112010

2 57832 03/04/2010 20100184

14 26359 05/29/2010 20100794

8 19649

5 25645

7 2808

3 21194

4 9055

5 27209

I 27075

4 57725

25 20830

24 34172

4 21866

7 20246

47 31203

17 28225

6 16911

3 27173

4 15848

5 20827



(OOO's)

Columbus Bank and Trust Company 7,202,014 873 Citizens First Bank 359,404 1 27797 05/29/2010 20100794 COLUMBUS, GA ROME,GA

Sea Island Bank 777,609 9 5707 STATESBORO, GA

Commercial Bank 562,505 2 190 THOMASVILLE, GA

First Community Bank of Tifton 347,797 2 15647 TIFTON, GA

First State Bank and Trust Company of 560,039 3 10073 Valdosta VALDOSTA, GA

CB&T Bank of Middle Georgia 531,106 6 25804 WARNER ROBINS, GA

The National Bank of Soutb Carolina 4,546,216 46 2111 SUMTER, SC

Cohutta Banking Company 368,565 10 57913 CHATTANOOGA, TN

Synovus Bank 31,645,577 873 Trust One Bank 374,412 9 34059 06125/2010 20101521 COLUMBUS, GA MEMPHIS, TN

The Bank of Nashville 692,585 10 32713 NASHVILLE, TN

First Choice Community Bank 117,905 58539 First Choice Community Bank 1874 220,938 6 16574 02/01/2010 20081999 DALLAS,GA NEWNAN,GA

Bryan Bank & Trust 257,384 32744 The Savannah Bank, National Association 0 1 33120 1112612010 20102940 RICHMOND HILL, GA SA V ANNAH, GA

Bank of Valdosta 51,999 58185 Sunrise Bank of Atlanta 58,733 1 58211 06/18/2010 20101066 VALDOSTA, GA ATLANTA,GA

Peoples State Bank 26,081 I 19786 JEFFERSONVILLE, GA

Fidelity Bank & Trust 392,387 14382 Iowa Bank 51,435 3 34694 02/19/2010 20093001 DUBUQUE,IA BELLEVUE, IA

United Bank of Iowa 854,006 958 American National Bank 242,732 6 33993 08/20/2010 20101876 IDA GROVE, IA HOLSTEIN,IA

Archer Bank 521,154 18625 Allegiance Community Bank 178,359 3 34987 03/29/2010 20100443 CHICAGO,IL TINLEY PARK, IL

Harris National Association 44,942,523 16571 ARP Holdings, LLC 348,019 0 N/A 11/15/2010 20102960 CHlCAGO,IL ROCKFORD, IL

Marquette Bank 1,817,776 16250 Marquette Investments LLC 0 0 N/A 01/25/2010 20092669 CHICAGO,IL CHICAGO,IL

The PrivateBank and Trust Company 12,640,063 33306 The PrivateBank, NA 187,275 1 58455 07/07/2010 20101337 CHICAGO,IL MILWAUKEE, WI


Data Date(s) 0110112010 to 12/3112010


Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Applica tion City, State (OOO's) City, State Acquired Acquired Approved Reply Date Number

(OOO's)

Midland States Bank 1,650,960 1040 Strategic Capital Trust Company 0 0 57205 12/28/2010 20103501 EFFINGHAM, IL CHAMPAIGN, [L

First State Bank of Forrest 61,872 11669 Erie State Bank 18,556 1 16232 11/05/2010 20102881 FORREST,IL ERIE,[L

The Heights Bank 42,068 1 20930 PEORIA HE[GHTS, IL

Iroquois Farmers State Bank 40,391 11746 Central Bank 38,182 2 21982 02/22/2010 20100182 IROQUOIS, IL ASHKUM,IL

West Suburban Bank 1,965,792 18509 West Suburban Rea[ty, LLC 0 0 N/A 11116/2010 20103400 LOMBARD,IL LOMBARD,IL

West Suburban Management Company, 0 0 N/A LLC LAS VEGAS, NV

Goshen Community Bank 81,248 57037 Elkhart Community Bank 94,167 1 35270 03/12/2010 20100015 GOSHEN, IN ELKHART, IN

First Merchants Bank National 4,345,939 4365 First Merchants Trust Company, National 24,143 1 57573 07/29/2010 20101817 Association Association MUNCIE, IN MUNCIE, IN

The Baxter State Bank 25,381 12432 The Bank of Quapaw 6,877 1 11865 12/14/2010 20102929 BAXTER SPRINGS, KS QUAPAW, OK

Community Trust Bank 1,156,910 12614 First Louisiana Bank 123,842 4 34984 02/12/2010 20100145 CHOUDRANT, LA SHREVEPORT, LA

Community Trust Bank 1,439,592 12614 COMMUNITY TRUST BANK OF 224,323 3 5504 06/03/2010 20101356 CHOUDRANT, LA TEXAS

DALLAS, TX

First NBC Bank 1,154,177 58302 Dryades Savings Bank, F.S.B. 82,425 4 33933 11118/2010 20103181 NEW ORLEANS, LA NEW ORLEANS, LA

Citizens Bank & Trust Company of 139,007 19744 Magnolia Home Mortgage, Inc. 0 0 N/A 08/30/2010 20102306 Vivian, Louisiana BOSS[ER CITY, LA V[VIAN,LA

EastemBank 6,721,974 32773 Wainwright Bank & Trust Company 1,051,812 12 27009 09/27/2010 20102457 BOSTON,MA BOSTON,MA

1889 Bank (in organization) 0 N/A Norwood Co-operative Bank 401,944 1 26555 03/08/2010 20091446 NORWOOD,MA NORWOOD,MA

Michigan Commerce Bank [,107,629 33134 Bank of Auburn Hills 35,547 1 57984 03/25/2010 2009[415 ANN ARBOR, MI AUBURN HILLS, M[

Michigan Commerce Bank 1,107,629 33134 Paragon Bank & Trust 107,019 1 33126 03/25/2010 20093176 ANN ARBOR, MI HOLLAND,MI

Exchange State Bank 116,564 15064 Exchange State Bank Mortgage Company 0 0 N/A 10/26/2010 20102895 CARSONVILLE, MI CARSONVILLE, MI

The State Bank 361,298 11406 Fentura Mortgage Company 0 N/A 01127/2010 20093177 FENTON,MI MASON,MI

Independent Bank 2,737,802 27811 Independent Mortgage Company 951,829 0 N/A 11/05/2010 20102893 IONIA,MI IONIA,MI


Data Date(s) 0110112010 to 12/3112010



(OOO's)

Monroe Bank & Trust 1,441,761 12181 MBT Credit Company, Inc. 0 N/A 02/05/2010 20100068 MONROE,MI MONROE,MI

United Bank & Trust 512,610 13177 United Bank & Trust -Washtenaw 393,820 5 57133 03/30/2010 20100274 TECUMSEH, MI ANN ARBOR, MI

First State Bank of Bigfork 44,422 10991 Citizens State Bank of Kelliher 16,064 I 16633 12/03/2010 20103657 BIGFORK,MN KELLIHER, MN

Frandsen Bank & Trust 739,711 1399 Valley Bank 258,881 8 18845 03/01/2010 20100119 LONSDALE, MN WATERVILLE, MN

First Security Bank - Sleepy Eye 157,381 5252 First Security Bank - Evansville 20,772 8186 11/30/2010 20103028 SLEEPY EYE, MN EVANSVILLE, MN

First State Community Bank 992,609 17323 Progress Mortgage Company, L.L.c. 0 0 N/A 01/15/2010 20092831 FARMINGTON, MO FARMINGTON, MO

Hancock Bank 5,291,120 12441 Hancock Bank of Louisiana 2,857,580 50 33029 12/21/2010 20103460 GULFPORT, MS BATON ROUGE, LA

Bank of America, National Association 1,496,322,000 3510 Merrill Lynch Commercial Finance Corp. 6,975,475 0 N/A 07109/2010 20101113 CHARLOTTE, NC CHICAGO,IL

First-Citizens Bank & Trust Company 18,108,502 11063 IronStone Bank 2,805,493 59 34340 12/23/2010 20103033 RALEIGH,NC FORT MYERS, FL

Drayton State Bank 47,411 8386 Bank of Minto 22,865 I 17829 01/2512010 20100072 DRAYTON, NO MINTO, ND

Geneva State Bank 210,476 18740 Farmers State Bank 9,904 I 18739 08/16/2010 20102174 GENEVA,NE FAIRMONT, NE

F&MBank 110,496 14922 Dakota County State Bank 93,694 3 18944 08/1212010 20102008 WEST POINT, NE SOUTH SIOUX CITY, NE

Farmers & Merchants State Bank of 41,390 I 33235 Wayne WAYNE, NE

Sugar River Bank 256,225 18028 Sugar River Bank (in formation) 0 0 N/A 1212812010 20102673 NEWPORT,NH NEWPORT,NH

Bank of Las Vegas 74,408 57276 Black Mountain Community Bank 173,361 I 35421 01115/2010 20092028 LAS VEGAS, NV HENDERSON, NV

Desert Communi ty Bank 107,249 1 35253 LAS VEGAS, NV

Red Rock Community Bank 138,544 1 35357 LAS VEGAS, NV

Glens Falls National Bank and Trust 1,588,707 7074 U.S. Benefits, Inc. 200 0 N/A 07/29/2010 20101970 Company GLENS FALLS, NY GLENS FALLS, NY

Royal Bank America 900,365 18962 Noah Bank 115,471 4 58196 09/29/2010 20112772 NARBERTH, PA ELKINS PARK, PA

Citizens & Northern Bank 1,298,126 7799 First State Bank 54,821 2 591 07/30/2010 20101825 WELLSBORO, PA CANISTEO, NY


Data Date(s) 01/0112010 to 12/3112010



(OOO's)

Banco Santander Puerto Rico 6,560,192 20828 Santander International Bank Inc. 165,000 0 N/A 11129/2010 20102902 SAN JUAN,PR SAN JUAN,PR

Farmers & Merchants State Bank 49,393 6080 Farmers State Bank 54,059 I 17821 0811212010 20102112 IROQUOIS, SO STICKNEY, SO

First Bank & Trust 378,083 27078 Meta Trust Company 200 0 NIA 12106/2010 20103591 SIOUX FALLS, SO SIOUX FALLS, SO

Wells Fargo Bank, National Association 1,065,890,000 3511 Metropolitan West Securities, LLC 22,100 N/A 09/09/2010 20102197 SIOUX FALLS, SO LOS ANGELES, CA

Wells Fargo Bank, National Association 547,690,000 3511 Calibre Advisory Services, Inc. 4,000 0 N/A 01/2512010 20112780 SIOUX FALLS, SO WALTHAM,MA

Wells Fargo Bank, National Association 1,065,890,000 3511 Wells Fargo Education Finance, Inc. 10,660,800 0 N/A 07/22/2010 20112781 SIOUX FALLS, SO RANCHO CORDOVA, CA

Wells Fargo Bank, National Association 1,073,280,000 3511 Wells Fargo Retail Finance, LLC 778,000 0 NIA 09/23/2010 20112783 SIOUX FALLS, SO BOSTON, MA

Wells Fargo Bank, National Association 1,073,280,000 3511 Wells Fargo Trade Capital, LLC 428,000 0 NIA 10/1212010 20112785 SIOUX FALLS, SO NEWYORK,NY

Wells Fargo Bank, National Association 1,073,280,000 3511 Wachovia Financial Services, Inc. 9,100,000 0 N/A 11/04/2010 20112789 SIOUX FALLS, SO CHARLOTTE, NC

Wells Fargo Bank, National Association 1,073,280,000 3511 Wachovia Shared Resources, LLC 1,800,000 0 N/A 11/0412010 20112791 SIOUX FALLS, SO CHARLOTTE, NC

Wells Fargo Bank, National Association 1,073,280,000 3511 Wells Fargo Alaska Trust Company 6,132 0 57755 1011212010 20112792 SIOUX FALLS, SO ANCHORAGE, AK

Civic Bank & Trust 127,289 58040 Civic Bancorp 1,380 0 N/A 07/2812010 20101898 NASHVILLE, TN NASHVILLE, TN

TIB The Independent Bankers Bank 2,300,552 23647 Bankers Bank Card Services Company 16,004 0 N/A ll/04/2010 20102928 IRVING, TX LAWRENCEVILLE, GA

Independent Bank 947,108 3076 First Bank 95,289 4 14552 08/3112010 20102603 MCKINNEY, TX FARMERSVILLE, TX

Capital One, National Association 125,305,048 4297 Capital One Auto Finance, Inc. 15,113,600 0 N/A 11118/2010 20102400 MCLEAN, VA PLANO, TX

Issaquab Community Bank 35,034 58620 Bank of Bellevue 57,093 1 58002 01115/2010 20092027 ISSAQUAH, WA BELLEVUE, W A

Bank of Everett 44,232 I 58337 EVERETT, WA

Bank of Tacoma 43,936 1 58477 TACOMA,WA

Sterling Savings Bank 10,021,924 32158 Golf Savings Bank 558,290 I 35362 06/24/2010 20101363 SPOKANE, WA MOUNTLAKE TERRACE, WA

Capitol Bank 236,103 34074 Capitol Investments, Inc. 0 0 N/A 09/15/2010 20102340 MADISON, WI LAS VEGAS, NV


Data Date(s) 01/0112010 to 12/3112010



Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ Application (OOO's) City, State Acquired Acquired Approved Reply Date Number

The Park Bank MADISON, WI

ANZ Guam, Inc HAGATNA,GU

834,110

158,149

19608 Park Investment, Inc. MADISON, WI

33316 America Samoa Bank PAGO PAGO, AS

(OOO's)

o

134,196


Data Date(s) 0110112010 to 12/3112010

o N/A 07/12/2010

2 23671 0912712010

Note 1: The Bank Merger Act does not require that the responSIble agency request a report of competitive factors from the Department of Justice when the merger transa:tion solely involved an insured depository institution and one or more of the affiliaes of such depository institution. See 12 U.S.c. 1828(c)(4).

20101658

20102381

Interim Mergers

Applicant Institution OtherlTarget Institution

Institution Name Total Assets Cert # Institution Name Assets Cert# Action DOJ City, State (OOO's) City, State Acquired Approved Reply Date

(OOO's) See Note 2

River City Bank 1,006,218 18983 RCB Corporation 126 NIA 0811912010 SACRAMENTO, CA SACRAMENTO, CA

Alta Pacific Bank 87,579 58275 AltaPacific Merger Subsidiary, Inc. 0 NIA 09/22/2010 SANTA ROSA, CA SANTA ROSA, CA

MidCoast Community Bank 167,010 58498 Interim MidCoast Community Bank 167,010 N/A 06/23/2010 WILMINGTON, DE WILMINGTON, DE

Bank of Chestnut 14,496 10885 Interim Bank of Chestnut 0 N/A 06107/2010 CHESTNUT, IL CHESTNUT, IL

Harvard Savings Bank 160,050 28938 Harvard Interim Bank I 0 NIA 02/12/2010 HARVARD,IL HARVARD,IL

Harvard Savings Bank 160,050 28938 Harvard Interim Bank II 0 NIA 02/12/2010 HARVARD,IL HARVARD, IL

First Community Bank 23,902 22355 First Community Interim Bank, Inc. 1,847 NIA 05/27/2010 VANCEBURG, KY VANCEBURG,KY

Sykesville Federal Savings Association 95,205 32393 Carroll Community Bank 0 N/A 06/25/2010 SYKESVILLE, MD SYKESVILLE, MD

Haven Savings Bank 728,054 30039 Haven Interim Bank II 728,054 N/A 03/0812010 HOBOKEN,NJ HOBOKEN,NJ

Western Liberty - Service I st Interim 0 N/A Service 1st Bank of Nevada 231,525 58473 09/2412010 Bank (WL-SI Interim Bank) LAS VEGAS, NV LAS VEGAS, NV

American State Bank 220,203 9967 ASB Acquisition Corp 0 N/A 11122/2010 ARP, TX TYLER, TX

Choice Bank 122,794 58244 Choice Interim Bank 0 N/A 07114/2010 OSHKOSH, WI OSHKOSH, WI

Interim Mergers (Page 1 of 1, of 12 records)

Data Date(s) 0110112010 to 12/3112010

Note 2: An interim merger is a merger (other than a purchase and assumption transaction) between an operating institution and a newly formed institution that will not open for business, which exists solely for the purpose of facilitating an acquisition and would have no effect on competition. Therefore, similar to the corporate reorganization-type mergers, the responsible agency need not request a report of competitive factors from the Department of Justice.

Application Number

20102086

20102123

20101455

20101217

20092291

20092292

20100949

20101033

20091553

20100265

20103504

20101490

Failed or Closed Bank Mergers


Institution Name Total Assets Cert # Institution Name Total Assets Offices Cert# Action DOJ Application City, State (OOO's) City, State at Closing Acquired Approved Reply Date Number

(OOO's) See Note 3 See Note 3

First State Bank of St. Joseph 132,413 8546 St. Stephen State Bank 22,895 2 17522 0111512010 SAINT JOSEPH, MN SAINT STEPHEN, MN

First American Bank 2,865,573 3657 Town Comm\lllity Bank & Trust 70,758 I 34705 01115/2010 ELK GROVE VILLAGE, IL ANTIOCH,IL

Columbia State Bank 3,200,432 33826 Columbia River Bank 955,112 21 22469 01122/2010 TACOMA, WA THE DALLES, OR

Umpqua Bank 9,378,123 17266 Evergreen Bank 395,980 7 20501 0112212010 ROSEBURG, OR SEATTLE, WA

Columbia State Bank 3,200,432 33826 American Marine Bank 329,246 11 16730 01129/2010 TACOMA, WA BAINBRIDGE ISLAND, WA

Community & Southern Bank 0 59010 First National Bank of Georgia 840,633 11 16480 01129/2010 CARROLL TON, GA CARROLLTON, GA

First-Citizens Bank & Trust Co. 15,789,930 11063 First Regional Bank 2,082,684 8 23011 01129/2010 RALEIGH, NC LOS ANGELES, CA

United Valley Bank 15,589 15478 Marshall Bank, N.A. 58,566 3 16133 01129/2010 CAVALIER, ND HALLOCK,MN

Heritage Bank of Nevada 402,176 34072 Carson River Community Bank 51,095 1 58352 02/2612010 RENO,NV CARSON CITY, NV

Umpqua Bank 9,378,129 17266 Rainier Pacific Bank 717,806 14 38129 02126/2010 ROSEBURG, OR TACOMA,WA

Heartland Bank and Trust Co. 1,448,270 20369 Bank ofIllinois 211,711 2 9268 03/05/2010 BLOOMINGTON,IL NORMAL,IL

First-Citizens Bank 15,789,830 11063 Sun American Bank 535,724 12 27126 03/05/2010 RALEIGH, NC BOCO RATON, FL

Community & Southern Bank 0 59010 Appalachian Community Bank 1,010,075 10 33989 03119/2010 CARROLL TON, GA ELLIJAY, GA

Bank of Upson 315,105 17041 Century Security Bank 96,535 2 58104 03119/2010 THOMASTON, GA DULUTH,GA

First Citizens Bank 102,297 23152 First Lowndes Bank 137,175 4 24957 03119/2010 LUVERNE,AL FORT DEPOSIT, AL

Northern State Bank 179,748 15242 State Bank of Aurora 28,159 1 8221 0311912010 ASLAND,WI AURORA,MN

New York Community Bank 40,150,052 16022 Desert Hills Bank 496,552 6 57060 03/26/2010 WESTBURY, NY PHOENIX,AZ

Bank of the Ozarks 2,755,222 110 Unity National Bank 300,590 5 34678 03/26/2010 LITTLE ROCK, AR CATERSVILLE, GA

Bank of North Carolina 1,627,579 33527 Beach First National Bank 590,024 7 34242 04/0912010 THOMASVILLE, NC MYRTLE BEACK, SC

Failed or Closed Bank Mergers (Page 1 of 4, of 71 records)

Data Date(s) 0110112010 to 12/3112010



(OOO's)

Whidbey Island Bank 1,045,598 18412 City Bank 981,9l3 8 21521 04/16/2010 COUPEVILLE, W A LYNNWOOD, W A

Center Bank 2,079,813 26610 Innovative Bank 266,816 4 23876 04/16/2010 LOS ANGELES, CA OAKLAND,CA

Republic Bank of Chicago 1,466,577 19333 Citizens Bank & Trust Co. of 73,490 3 34658 04/23/2010 OAK BROOK, IL Chicago

CHICAGO,IL

Community First Bank 119,155 10595 BC National Banks 52,204 4 17792 04/3012010 BULTER,MO BULTER,MO

First Michigan Bank 100,318 58132 CF Bancorp 1,599,122 22 30005 04/30/2010 TROY, MI PORT HURON, MI

Oriental Bank and Trust 6,371,235 31469 Eurobank 2,453,138 22 27150 04/30/2010 SAN JUAN,PR SAN JUAN,PR

Scotiabank de Puerto Rico 1,858,402 22946 R-G Premier Bank of Puerto Rico 5,681,177 29 32185 04/30/2010 SAN JUAN, PR HATORAY,PR

Prins Bank 54,311 10191 Access Bank 31,996 2 16476 05/07/2010 PRINSBURG, MN CHAMPLIN, MN

Commerce Bank of Ariwna 205,456 57279 Towne Bank of Arizona 120,246 1 57697 05/07/2010 TUCSON,AZ MESA,AZ

Bank of Ann Arbor 547,651 34120 New Liberty Bank 111,239 1 35586 05/14/2010 ANN ARBOR, MI PL YMOUTH, MI

Ameris Bank 2,358,022 20504 SatiBa Community Bank l35,688 1 35114 05/14/2010 MOULTRIE, GA SAINT MARY'S, GA

Coulee Bank 195,620 18361 Pinehurst Bank 61,215 1 57735 05/2112010 LA CROSSE, WI ST. PAUL,GA

Tri Counties Bank 2,168,349 21943 Granite Community Bank, NA 102,9l3 3 57315 05/2812010 CHICO, CA GARNITE, BAY, CA

The Jefferson Bank 54,850 11445 First National Bank (MS) 60,449 1 15814 06/04/2010 FAYETTE,MS ROSEDALE, MS

Great Western Bank 5,558,788 15289 TierOne Bank 2,824,737 69 29341 06/0412010 SIOUX FALLS, SD LINCOLN, NE

Umpqua Bank 10,507,616 17266 Nevada Security Bank 492,491 5 57110 06/18/2010 ROSEBURG, OR RENO,NV

First American Bank 621,499 2240 High Desert State Bank 80,343 2 35279 06/25/2010 ARTESIA, NM ALBUQUERQUE, NM

Commercial Bank 341,579 18584 Mainstreet Savings Bank, FSB 96,584 2 28136 07/16/2010 ALMA,MI HASTING,MI

Bank of the Ozarks 2,863,340 110 Woodlands Bank 382,803 8 32571 07116/2010 LITTLE ROCK, AR BLUFFTON, SC

Roundbank 224,856 5271 Community Security Bank 100,649 I 34486 07/2312010 WASECA, MN NEW PRAGUE, MN


Data Date(s) 0110112010 to 12/3112010



(OOO's)

Renasant Bank 3,588,488 12437 Crescent Bank and Trust Company 970,235 II 27559 07/2312010 TUPELO,MS JASPER, GA

South Valley Bank & Trust 615,818 22401 Home Valley Bank 250,488 5 23181 07/23/2010 KLAMATH FALLS, OR CAVE JUNCTION, OR

Plaza Bank 193,900 58100 Southwest USA Bank 203,690 I 35434 07/23/2010 IRVINE, CA LAS VEGAS, NV

The Bennington State Bank 375,164 16402 Thunder Bank 28,248 2 10506 07/23/2010 SALINA, KS SYL VAN GROVE, KS

First Citizens Bank & Trust 8,492,142 15504 Williamsburg First National Bank 130,411 5 17837 07/23/2010 Company KINGSTREE, SC COLUMBIA, SC

Heritage Bank 854,955 29012 Cowlitz Bank (The) 489,019 9 22643 07/3012010 OLYMPIA, WA LONGVIEW, WA

Home Federal Bank 845,594 25258 Liberty Bank 714,574 15 31964 07/30/2010 NAMPA, ID EUGENE, OR

State Bank and Trust Company 2,597,324 57870 Northwest Bank & Trust 160,763 2 57658 07/3012010 MACON,GA ACWORTH,GA

Pacific Western Bank 5,141,858 24045 Los Padres Bank 866,459 14 32165 0812012010 SAN DIEGO, CA SOLVANG,CA

Urban Partnership Bank 0 59051 Shore Bank 2,166,431 15 15640 08/2012010 CHICAGO,IL CHICAGO,IL

Bank of the Ozarks 2,863,340 110 Horizon Bank 187,819 4 35061 09110/2010 LITTLE ROCK, AR BRANDENTON, FL

Community & Southern Bank 1,881,660 59010 Bank of Ellijay 168,820 2 58197 0911712010 CARROLL TON, GA ELLIJAY, GA

Community & Southern Bank 1,881,660 59010 First Commerce Community Bank 248,151 2 57448 0911712010 CARROLL TON, GA DOUGLASVILLE, GA

Community & Southern Bank 1,881,660 59010 Peoples Bank(The) 447,185 14 182 09/1712010 CARROLLTON, GA WINDER, GA

Whidbey Island Bank 1,598,713 18412 North County Bank 288,776 4 35053 09/24/2010 COUPEVILLE, W A ARLINGTON, WA

GBC International Bank 313,969 22366 Shoreline Bank 92,980 3 35250 1010112010 LOS ANGELES, CA SHORELINE, W A

Ameris Bank 2,430,634 20504 First Bank of Jacksonville 73,922 2 27573 10/22/2010 MOULTRIE, GA JACKSONVILLE, FL

United Bank 949,824 172 First National Bank of Barnesville 126,622 2 2119 10/22/2010 ZEBULON,GA (The)

BARNESVILLE, GA Seaway Bank and Trust Company 411,930 19328 First Suburban National Bank 143,451 4 16089 10/2212010 CHICAGO,IL MAYWOOD,IL

Morris Bank 335,647 17910 Gordon Bank (The) 29,259 I 33904 10/22/2010 DUBLIN,GA GORDON,GA


Data Date(s) 0110112010 to 12/3112010


Institution Name Total Assets Cert # Institution Name Assets Offices Cert# Action DOJ City, State (OOO's) City, State Acquired Acquired Approved Reply Date

(OOO's)

Bay Cities Bank 568,362 35066 Progress Bank of Florida 94,823 2 32251 10/22/2010 TAMPA,FL TAMPA, FL

Grandpoint Bank 99,339 58390 First Vietnamese American Bank 48,000 1 57885 11105/2010 SANTA ANA, CA WESTMINSTER, CA

Heritage Bank 1,098,544 29012 Pierce Commercial Bank 221,082 1 34411 11105/2010 OLYMPIA, WA TACOMA, WA

First California Bank 1,496,696 22819 Western Commercial Bank 98,635 1 58087 1110512010 WESTLAKE VILLAGE, CA WOODLAND HILLS, CA

Ameris Bank 2,430,634 20504 Darby Bank & Trust Co. 654,714 7 14580 1111212010 MOULTRIE, GA VIDALIA,GA

Ameris Bank 2,430,634 20504 Tifton Banking Company 143,729 I 57831 11112/2010 MOULTRIE, GA TIFTON, GA

VISTBank 1,341,013 7748 Allegiance Bank of North America 106,595 5 35078 1111912010 WYOMISSING, PA BALA, CYNWYD, PA

First Michigan Bank 1,271,741 58132 First Banking Center 750,724 17 5287 11119/2010 TROY,MI BURLINGTON, WI

Level One Bank 211,726 58604 Paramount Bank 252,744 4 34673 12/10/2010 FARMINGTON HILLS, MI F ARMINTON HILLS, MI

Peoples Bank of East Tennessee 170,016 34517 Appalachian Community Bank, 60,656 3 58495 12/1712010 MADISONVILLE, TN F.S.B.

MCCAYSVILLE, GA Bank of the Ozarks 3,164,143 110 Chestatee State Bank 244,376 4 34578 12/17/2010 LITTLE ROCK, AR DAWNSONVILLE, GA

State Bank and Trust Company 271,255 57870 United Americas Bank, NA 242,339 2 35065 12/17/2010 MACON,GA ATLANTA,GA


Data Date(s) 0110112010 to 12/3112010

Note 3: The "Other/Target Institution" is an institution that failed during 2010. The respective "Applicant Institution" is the competitive bidding winner to purchase certain assets and assume the liabilities to pay certain deposits of the "Other/Target Institution." The FDIC's Board of Directors found that immediate action was necessary, and, therefore, the publication of notice and solicitation of reports on the competitive factors were not required. Thus, there is no "Department of Justice Reply Date," nor an "Application Number."

If the "Applicant Institution" is a non FDIC-supervised financial institution, the Primary Federal Regulator processed hat merger application, and that application is not included in the FDIC's annual merger report.

Application Number

Federal Deposit Insurance Corporation

550 17th Street, NW

Washington, DC 20429

P 6211-01-10

Design by the FDIC-DOA-CSBaGraphic Design Unit

Merger Decisions 2010 - FDIC: Federal Deposit Insurance Corporation

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