Merchant-Retail-Fraud-Infographic-V6…ACI WORLDWIDE ONLINE RETAIL TRENDS 2015: New ACI Worldwide...
Transcript of Merchant-Retail-Fraud-Infographic-V6…ACI WORLDWIDE ONLINE RETAIL TRENDS 2015: New ACI Worldwide...
CNP FRAUD PREDICTIONS
FRAUD TRENDS TO WATCH(2015 FRAUD ATTEMPT RATES BY VOLUME AND DELIVERY METHOD)
PAYMENTS RISK MANAGEMENT SOLUTION
ACI WORLDWIDE ONLINE RETAIL TRENDS 2015: New ACI Worldwide benchmark data of top global retailers reveals surge in ‘card-not-present’ fraud activity, warns of new pathways to fraud in EMV environment.*
INCREASE IN CARD-NOT-PRESENT (CNP) FRAUD
Fraudsters will continue to attempt
eCOMMERCECHANNEL FRAUD
due to the shift to more secure
EMV chip cards (e�ective October 1),
which will tighten controls on
CARD PRESENT TRANSACTIONS.
BUY ONLINE/PICK UP IN STORE
fraud will increase more than
25%THIS HOLIDAY SEASON
as retailers do not always require consumersto re-run cards in store.
*Source: Payments transaction data analysis from a sampling of leading global retailers using ACI ReD Shield between January and July 2015 compared against the same period in 2014.
Copyright ©2015 ACI Worldwide, Inc.
FRAUD ATTEMPT RATESBY VOLUME
+30%compared to 2014.
FRAUD ATTEMPT RATESBY VALUE
+33%compared to 2014.
CURRENT TRENDLOWER fraudulent
SPEND AMOUNTS — but at a
HIGHERfrequency.
FRAUD AVERAGETICKET VALUE (ATV)has DECREASED by
USD$9.00over the past year.
NEXT DAY/OVERNIGHT
6.57%
INTERNATIONAL
2.38%BUY ONLINE/PICKUP IN STORE
2.15%
INF5849 11-15
1 86OUT OF
TRANSACTIONS is aFRAUDULENT ATTEMPT
vs.
1 114in 2014.
OUT OF
DIGITAL DOWNLOADS(VIRTUAL GIFT CARDS OR eGIFTING)
9.55%