MEMBERS FIRST CREDIT UNION r DIRECT DEPOSIT · PDF fileMEMBERS FIRST CREDIT UNION r DIRECT...
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April-June 2016 MEMBERS FIRST CREDIT UNION DIRECT DEPOSIT Sign up for Just imagine the possibilities of what a Home Equity Loan could do for you! Whether you're looking to make home improvements, consolidate debt, or go on your dream vacation, we can help with an easy application process & either no closing costs or a lower rate. You choose! Signing up for your first Direct Deposit ever could earn you $25! To find out more about our Direct Deposit promo, visit www.m1st.org and click on the Current Promotions button on our home page! May is Home Equity month! April is Direct Deposit month! How To Qualify for Direct Deposit $25! Member Name:______________________________________ Member Account No:__________________________________ Date of First Direct Dep:_______________________________ Amount of First Direct Dep:_____________________________ Teller Name:______________ Referral Date:_______________ Date Paid:__________________________________________ To qualify for the $25 Direct Deposit credit, this must be the very first Direct Deposit of any kind between any account and/or account holders, opened or closed. The Direct Deposit must be recurring weekly, bi-weekly, or monthly and must total at least $400 per month. Require- ments must be met and coupon must be turned in within 45 days of the first Direct Deposit. If over 45 days this offer is void and no longer available. M1st employees will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice, and cannot be combined with any other offer.
Transcript of MEMBERS FIRST CREDIT UNION r DIRECT DEPOSIT · PDF fileMEMBERS FIRST CREDIT UNION r DIRECT...
April-June 2016
MEMBERS FIRSTCREDIT UNION
DIRECT DEPOSITSign up for
Just imagine the possibilities of what a Home Equity Loan could do for you! Whether you're looking to make home improvements, consolidate debt, or go on your dream vacation, we can help with
an easy application process & either no closing costs or a lower rate. You choose!
Signing up for your first Direct Deposit ever could earn you $25! To find out more about our Direct Deposit promo, visit www.m1st.org and click on the Current Promotions button
on our home page!
May is Home Equity month!
April is Direct Deposit month!
How To Qualify for Direct Deposit $25!Member Name:______________________________________Member Account No:__________________________________Date of First Direct Dep:_______________________________Amount of First Direct Dep:_____________________________Teller Name:______________ Referral Date:_______________Date Paid:__________________________________________
To qualify for the $25 Direct Deposit credit, this must be the very first Direct Deposit of any kind between any account and/or account holders, opened or closed. The Direct Deposit must be recurring weekly, bi-weekly, or monthly and must total at least $400 per month. Require-ments must be met and coupon must be turned in within 45 days of the first Direct Deposit. If over 45 days this offer is void and no longer available. M1st employees will not be responsible for tracking or keeping coupons. This coupon is the sole responsibility of the member. This offer is subject to change or discontinue anytime without notice,
and cannot be combined with any other offer.
77th ANNUAL MEETING
ATM/Check Card Security
Members First held it’s 77th annual meeting on Thursday March 3, 2016. Approximately 52 members attended the business meeting. The Annual Report is now posted Online.
The following information is a list of safety precautions regarding the use of Automated Teller Machines (ATM’s) and Night Deposit Facilities. Be aware of your surroundings, particularly at night. Consider having someone accompany you when the ATM or night deposit facility is used after dark. If another person is uncomfortably close to you at the time of your transaction, ask the person to step back before you complete your transaction. Do not write your personal Identification number (PIN) or code on your ATM/Debit card or where it could be obtained along with your card.Refrain from displaying your cash at the ATM or night deposit facility. As soon as your transaction is completed, place your money in your purse or wallet. Count the cash after you are in the safety of your car or home. If you notice anything suspicious at the ATM or Night Drop, consider using another ATM or Night Drop or come back a different time. If you are in the middle of a transaction and you notice something suspicious, cancel the transaction; take your card or deposit envelope and leave. If you are followed after making a transaction, go to the nearest public area where people are located. Report all crimes to law enforcement officials immediately.
We Now Offer TUTMA Accounts With Kids Klub! WHEN YOU OPEN A KIDS KLUB ACCOUNT FOR A CHILD 12 OR YOUNGER, WE’LL
DEPOSIT $10 TO GET THEM STARTED! GET THE COUPON ON THE NEXT PAGE!
June is Kids
Klub month!
New Members Name: ________________________________ (Child’s Name)
Account #: _________________________________________
Referred by: ________________________________________ (Current members last name & Account #)
Teller:__________________ Date:______________________To qualify for the $10 Refer a Kid, this must be the first Kids Klub account they have ever had. Only 1 coupon per
child/and or Social Security #, and this coupon must be turned in within 45 days of opening the account.
Refer a kid 12 or under to open a Kids Klub Account and we’ll deposit $10 in their new account to get them started!
K I D S K UL B
It is the policy of Members First Credit Union to review and update our account records periodically. Our records show that we are holding unclaimed funds that may belong to members named below. When an account has no activity for three years, and contact has not been made with the member within past year, it is considered to be a dormant account. These accounts have attained dormancy status. Under Texas state law, we are required to deliver these funds to the Texas Comptroller of Public Accounts, on or before July 1, 2016 if the funds are not claimed. If your name or the name of someone you know is listed below, please contact the Member Service Dept. by June 10, 2016 at (361) 991-6178 or 1-800-242-3037 to prevent remittance of your account to the state.
Dormant Account Notice
Jerry TorresCarolanne CastilloWilliam MurphySarah DavidsonChris SenglerJohn PortalesJacqueline EscalanteChristine EscalanteDario MartinezSavana PerezMick JuarezJaime AyalaDarlene ChavezMichelle RodriguezJulia CowanEunice MartinezAriel CuevasJaime DeleonMegan ReynaJason PerezAaron PinedaFabian CarrionLaurie ScottAdrienn ForgueAndrea CerdaDeanna DonaldDaniel SaldanaMyrissa GarciaAndrew GaulinDerek RallsTereza SanchezZoe AguirreMary GlassonJessie YbarraDarrell WhitePaul GonzalesAdrien MartinezSharon WilliamsLarry SchmidtArnold CanoChristopher TapiaDavid MedranoFernando RamirezChristopher TapiaArmando QuirozAristeo CisnerosRaul PuenteEliot GarzaMario SaenzElizabeth LongoriaMoyna ClaytonMaria BoacJuan LugoMartin ObregonLori BenesEdmond FloresChris HartDavina GarciaLee BlakeTyrone HarbinEnrique MoralesNorma RiosCarolyn Mcclanahan
Dinhora SerdaLonny AkinLarry MillsMichael MacmahonTommie LuskEliverto CarralesArlene ZmeskalDaniel GarciaKelly TaylorJoe PenaBarry PickensJason BradyHoracio GonzalezRobert SierraRamiro LermaCharles WestShane SymaJason AguilarArchie CriswellVelma AlexanderTy CrowleyAaron PinedaMatthew MitchellGabriel ReynaZonia VeselyCathryn DavenportJavier GonzalezMiguel EverettBetsy HerringSylvia GuzmanTana WadeOmar SalinasRandolph HorrellCarolyn GeorgeRoel SalinasLouis AlvaradoAlyssa SaenzPaul LopezDaniel LewisDonald TaftVictor HerreraArturo MartinezAlfonso DavilaLarry ButcherAlice GreenBeatrice ReyesAdam HinojosaStephen HinojosaRaul GodinesNeville HanomanKevin SmithAndrea CuevasEmily TrevinoElizabeth IbarraRoy GarciaCrystal SuarezCarol LopezRamon LozanoAriana MorinChristiana MorinSantos MendozaMarisela CaylorRaelyn Curiel
Crystal SamoraJesus LopezSara TrevinoMedarda MayenTi�any MolinaGeraldin WilsonBilly DentonLisa CorderAlezabeth CadenaCooper PrinceAudrei WigsmoenSidney WeikelRodolfo RochaMurtaza NarejoGary WetherbeeDabian CavazosJoshua TurkKevin BabonisBecky KitchenYolanda FuentesMichele RodriguezErika RothwellJesus SaucedoCynthia KeenEric StevensJoseph CurtisSamantha SanchezMonica BayardoChristine DeleonMarissa PenaSylvia RodriguezAnthony RoutonDaniel LopezSouth Texas Prop.Michelle RichardsonCharles ZapataLinda FloresPatricia TorresIrma MorenoRyan HylandAvery BorcheltJacob GuerreroMonicaC adenaMa Xeni GenturalezCarlos CastilloNicholas FikesShawn SchaeferBrandon SchaeferMonica GalvanFabian CarrionChelsae BrionesDaniel OlivoAntonio AguilarFrancisca KumpfScott UdklerElisa ParraDevin GuevaraAaron AlemanSteven JacintoLauren GardnerMark Del BosqueBelinda MontesAlina Longoria
Lea ManifrediLuis DuranTricia PradoBryan BulardChristine JonesOswaldo MedellinFernando DeleonRudy MesquiasCarlos CastanedaKendall HarperLisa MarquezTimothy ValdezAshley WeightmanOmar BenavidesDalia GonzalezRoberto SalinasRobert FarleyNathan Ortegon-rendonDevin Ortegon-rendonAustin RameeJulissa WalkerJuanita Cervantes
Maria RoccoPatricia HarmsKristen HarmsLisa HortonKate linWeikelDawson WeikelDeborah GarciaEvan GaulinEduardo SalasStephanie LoriaJanie MelendezAshley TrevinoJohnathan QuinteroAaron CavazosCynthia ChapaSara RamirezAaron CamposIsabella LiraChristina PolancoSteven GravisShelley FloydTimothy AlonzoCameron CoronadoLadislao HinojosaJesus MunozJesus TrevinoLucy MurilloKarlo ManriquezKaren MurilloArriana ValdezLeticia CantuRoberto LopezSophia BorcheltRobert SimmonsAvery SimmonsBethany SimmonsShauna AdairMalarie MartinezPriscilla HernandezAdela VegaZoila VegaMateo FrancoMonica DavilaShayna CraigJimmy MorenoAntonio SalazarIsaiah SalazarAriana SalazarAntonio SalazarAnais MartinezAdam MartinezFrancisco LermaVicki DonerMarisol CasasScott ComstockEdward LopezJacob KernTony TranJustin GarciaBelen CruzSonia HigueraLorenzo CuevasJessica Marquez
Adan Americo CavazosRonald FosterTeresa BrooksYana BenoitMarisa MorenoValarie TrevinoRamon LopezOrlando AguilarFrancisco CruzGale NicolayDebra RamirezElias GonzalesRamiro LermaNatalie SteeleMichael MartinezJacob MusichRenee WerickScott UdklerRaul RodriguezChelsea SmithDaniel SanchezJose HinojosaKenneth GoodmanMarcus TorresAdam GranJason CamachoJulie MartinezMartin VillacanaPaul MorrowJonathan SanchezAntonio BernalRoy GarciaAaron ChavezMayra HernandezEsperanza OrtizMark GarciaMatthew UranoEladio CastanedaCarlos AcostaJuan SantamariaManuel EspericuetaRomeo VillalobosTracy WaltersTandy WilkersonTamara RaneyEdwin DeanJacob GonzalezJane StejskalBriana TrevinoNathan WorleyNicholas RodriguezIsabella TrevinoSamuel OrtizKenitra BodyJuan Zapata-santiagoLindsay LopezLaura CastilloSarah MillerEsther IzaguirreCourtney HaywoodMichelle RuizJames AdairBobby Naranjo
LOAN TYPE APRNew/Used Vehicles 3.20 - 14.95%Other Secured 4.70 - 13.45%Personal 7.90 - 17.90% Credit Cards 9.90 - 17.90%Unimproved Property 5.95 - 8.95%First Mortgage 3.45 - 8.45%Home Equity 3.70 - 8.45%Share Secured Last Rate + 3.50%CD Secured CD Rate + 2.00%Rate determined by Credit rating, amount financed, and term of the loan. Rates are as of March 31, 2016 but subject to change without notice. All loans subject to usual credit standards.
LOAN RATES Share Accounts APYShare Savings 0.25%Kids Klub 0.25%Money Market 0.401 - 0.602% CD’S Set DailyIRA Savings 1.005%Rates for Share Savings and Kids Klub are set at the end of each quarter for the previous quarter. The rates stated are for the quarter ending March 31, 2016. All other rates are subject to change at any time. Contact Financial Services at 361-991-6178 for most up-to-date rates and for information about fees and other conditions which could change the dividends/interest on these accounts.
DEPOSIT RATES
Credit Union documents available for review are our most recent statement of �nancial condition, annual audit summary, IRS form 990, and credit union bylaws.
Members First will be closed the following holidays:
Memorial Day - Monday, May 30
Please visit us Online at www.m1st.org to see our current vehicles for sale. Our website will show you the make, model, year, mileage and price. It also has pictures of the vehicles side and front. If you like it, you can now apply with our simple Online application!If you need further information about our vehicles for sale that’s not listed on the website, call Chris at 361-986-6912.
Ray Almaguer - ChairmanSam Shores - Vice ChairmanHector Garcia - Secretary/Treasurer Yolanda Lozano - DirectorLarry Dreyer - DirectorMark Kulwicki - DirectorManuel Esquivel lll - Director
Greg Fair - CEOWanda Muessel - COORachael Storr - Marketing DirectorAdriana Crisp - HR/O�ce Debbie Garza - Home Loans Eric Flores - Auto LoansChris Vega - Collections Paul Besse - AccountingSherry Hernandez - Financial ServicesBelinda Reeves - Member ServicesBrenda Collins - Harlingen Blake Kemmis - IT
Main Branch 5444 S Staples St.
Corpus Christi, TX. 78411Ph: 361-991-6178Fax: 361-993-1704
SPID Branch 1430 SPID
Corpus Christi, TX. 78416Ph: 361-882-8841Fax: 361-882-4060
Lobby Hours: Monday - Friday 9 AM - 5 PMSaturday 9 AM - 1 PM
Drive Thru Hours:Monday - Friday 7:30 AM - 6 PMSaturday 9 AM - 1 PM
Violet Branch 11166 Up River Rd.
Corpus Christi, TX. 78410Ph: 361-241-0045Fax: [email protected]
Harlingen Branch 722 S Loop 499
Harlingen, TX. 78550Ph: 956-428-8711Fax: 956-428-3520
Toll Free Phone: 1-800-242-3037
BOARD OF DIRECTORS
MANAGEMENT TEAM
HOLIDAY SCHEDULE
VEHICLES FOR SALE
OFFICE LOCATIONS
OFFICE HOURS
Ask about our Auto Loan Rate Discounts!
