MEET TODAY’S

IMAGING & PAYMENTS PROCESSING

- Steve Jobs

Innovation distinguishes

between a leader and a

follower.

“

”

1

INTRODUCING PROFITSTARS®

A leader in software, solutions, and technology innovation. Unmatched in the

market for our expertise, support, and customer service, we meet you at the

cross-section of your business challenges and your technology needs with

solutions that elevate your performance and help you succeed. We power the

performance of the largest financial institutions in the world to the smallest

community institutions, in addition to a wide variety of businesses. As a diverse,

global division of Jack Henry & Associates, we combine a solid technology

background with the latest breakthroughs in six performance-boosting

solution categories –

n Financial Performance Solutions

n Retail Delivery Solutions

n Imaging Solutions

n JHA Payment Solutions

n Information Security & Risk Management Solutions

n Online & Mobile Solutions

IMAGING & PAYMENTS PROCESSING

3

I AM PROFITSTARS Here to serve you with the latest subject matter expertise and solutions that

have been crafted to power your performance. I am inquisitive, passionate,

and an innovator – constantly searching for the answers to your business

challenges. I am here to educate, inform, and enable business efficiencies.

I am nimble and configurable. Able to work with the largest financial

institutions in the world as well as the smallest community institutions

and small to mid-size businesses. Sitting at the cross-section of operations,

people, and technology, I help boost productivity, maximize ROI, and

ensure consistency. I am your performance optimizer. Your power player.

Your not-so-secret key to success.

When you want to take the guessing game out of budgets, loans, profit margins, asset-based lending and cash flow options, customer relationships, and more, this powerful lineup keeps you performing at the highest levels.

FINANCIAL PERFORMANCE

Asset/Liabi l ity Management, Budgeting, and Financial Reporting Solutions

PROFITstar® ALM Budgeting™ – Asset/Liability management and budgeting system that provides a strategic approach to budgeting; comprehensive balance sheet management, liquidity planning, interest rate risk analysis, and board reporting

PROFITstar® Budget™ − Budgeting, forecasting, and financial reporting

PROFITstar® ALM Reporting Service™ – Outsourced asset/liability management and financial reporting service

Commercial Lending Solutions

Commercial Lending Center™ – Workflow management tool that helps lenders grow their commercial loan portfolio and compete in the alternative lending market

CADENCE – Commercial portfolio management system for asset based lending, inventory and equipment lending, invoice discounting, factoring, A/R financing, and other forms of commercial finance – all on a single platform

BusinessManager® – Web-based, turnkey asset-based lending

LendingNetwork® – Alternative commercial financing

Customer Relationship Management

Synapsys® – Automated sales, marketing, and customer service

5

Loan and Relationship Pricing Solutions

Margin Maximizer Interactive™ (MMi) – Hosted net interest margin solution

MaxConnect Interactive™ (MCi) – Hosted integration between MMi and core processing systems

Rate Sheets – Consumer loan and deposit pricing tool

Business Profitabi l ity and Reporting Solutions

Optimizer™ – ProfitStars’ financial performance suite portal

Relationship Profitability Management™ (RPM) – Enterprise-wide customer profitability

Product PROFITability® Analysis System™ – Customized product cost accounting system

Organizational PROFITability® Analysis System™ – Customized branch, department, and organization cost accounting system

PROFITability® Reporting Service™ – Outsourced organizational and product profitability reporting service

PROFITability® Budget™ – Organizational profitability, budgeting, forecasting, and financial reporting system

When it comes to offering the best products for your retail customers, we bring the latest innovations to your front door, including ATM management, custom forms and supplies, and more.

ProfitStars® Direct™ – Enterprise-wide forms and supplies

RETAIL DELIVERY

7

ProfitStars Imaging Solutions deliver convenient data and image capture, comprehensive conversions, detailed report creation, and easy-to-access archiving – all to power the deposit and remittance process, inform decision making, deliver time-saving organization, and drive efficiency.

IMAGING

Enterprise Conversion Solutions™ (ECS)

ECS Digital Data Conversion™ – Image and data conversion solutions

ECS Web™ – Secure, outsourced storage of converted check image, document image and COLD report data in a completely web-based retrieval system

ECS Paper-to-Digital Conversion™ – Enterprise scanning solutions that reduce paper records and make researching a breeze

Image

CheckCollectPlus™ – Full-service, image-based solution for collecting returned check items on behalf of a bank’s commercial clients

Genesys Check Imaging Suite™ – Check imaging and branch capture

ImageCenter™ – Comprehensive teller and branch image capture, check imaging & processing, ATM deposit automation and management, and real-time check and account status notification

Enterprise Content Management (ECM)

Synergy Enterprise Content Management™ – Modular ECM solution suite for enterprise-wide document management and automated report capture and retrieval

Synergy Express™ – Outsourced enterprise content management

Remittance Solutions

RemitPlus®/Lockbox™ – In-house software that provides intuitive remittance and lockbox processing ranging from a single user scanning one check a day, to large lockboxes processing over 350,000 items a day

RemitPlus for HRCM™ – Electronic check processing and remittance for health care providers

RemitWeb™ – Hosted or in-house RemitPlus® module for online image review and reporting

RemitCentral™ – Hosted RemitPlus® link combining multiple electronic account payment sources

RemitPlus® Express™ – Hosted and intuitive remittance processing solution for checks, coupons, and documents

IMAGING (CONTINUED)

9

Today’s dynamic payments market demands agility and innovation. That’s why ProfitStars delivers the latest in performance optimizing solutions that simplify the complexity of payments, deliver a strong ROI, and help ensure a superior customer experience.

JHA PAYMENT SOLUTIONS

Alogent® Deposit Automation Solutions

Alogent® Interactive Capture™ – Web-based, unified, image-capture, deposit acquisition platform that allows transactions to be originated anywhere in the branch environment: teller stations, universal associate applications, tablets, self-service kiosks, and then continued at any different point in the financial institution

Alogent® Front Counter™ – Full featured teller image capture solution that scans and converts paper checks, deposit slips, and other items to electronic images upon receipt by the teller in the branch and automates manual processing tasks

Alogent® Back Counter™ – Processes transactions deferred through Front Counter and supports standalone branch back counter and regional capture

Alogent® Payments Gateway™ – Collection point for images and data received across the financial institution enterprise supports image-based processing and endpoint routing

Alogent® Enterprise Duplicate Detection™ – Real-time duplicate item detection across multiple points of presentment

Alogent® Image ATM™ – Image ATM processing solution that supports the ability to operate multi-vendor ATM networks and helps ensure consistent processing of deposits across all channels and solutions, including teller image capture

Alogent® AWARE™ – Custom, multi-day reporting and analysis infrastructure

Alogent Deposit Automation Solutions (continued)

Alogent® Remote Deposit Interactive™ – Web-based, universal remote deposit solution and management console, providing flexible scanner support and smart field capabilities for all remote deposit channels

Alogent® Mobile Remote Deposit™ – In-house, remote deposit solution allowing deposits anytime and anywhere using a mobile smartphone

Alogent® Payment Web Services™ – In-house, remote deposit solution supporting integration of commercial and retail remote deposit functionality into any online application

Alogent® Enterprise Duplicate Detection™ – Real-time duplicate item detection across multiple points of presentment

Comprehensive ATM Solutions

ATM Manager Pro® – ATM channel management

Enterprise Payment Solutions

Remote Deposit Complete™ (RDC) – Web-based remote deposit capture with ProfitStars proofing and balancing services

Remote Deposit Express™ (RDX) – Web-based remote deposit capture with merchant balancing

Remote Deposit Now™ (RDN) – Web-based remote deposit capture that supports customer proofing and balancing

Remote Deposit Anywhere™ (RDA) – Mobile remote deposit capture

Mobile Remote Deposit Complete (ProfitStars® mRDC™) – Mobile-based check image capture, storage, and processing solution that supports the electronic deposit of a wide variety of paper checks

Remote Deposit Scan™ (RDS) – Remote deposit capture with merchant amount entry and correction

ACH/Check Conversion Services™ (ARC/BOC/POP/RCK) – Electronic check processing and conversion for ARC, BOC, POP, and RCK transactions

ProfitStars® EPS SmartPay Express™ – Provides small businesses, nonprofits, and other organizations with a secure online portal to accept online payments and donations

SmartSight® – EPS business intelligence dashboard and risk management tool with actionable insights and drill-down research capabilities

ACH Client™ – Advanced web-based ACH solution that meets robust origination needs, supporting data entry and/or file transmission/conversion for all domestic and international types of ACH

ACH Manager™ – ACH processing solution for financial institutions that consolidates and simplifies processing of inbound and originated transactions while providing risk management, OFAC checking, reporting, and more

ACH Origination – Web-based ACH origination service that supports collections/payments for TEL, WEB, PPD, CCD and RCK transactions

PAYMENT SOLUTIONS (CONTINUED)

11

iPay Solutions™

iPay Consumer Bill Pay™ − Retail online bill payments

iPay Business Bill Pay™ − Small business online bill payment suite

BillSimple® – Bank-branded electronic invoicing and receivables management

iPay Resource Center – Customized subscriber adoption marketing

Prepaid Cards

Prepaid Cards™ – Turnkey MasterCard® prepaid cards

ProfitStars protects your organization from the latest threats and risks, both external and internal, while helping to ensure regulatory compliance, data security, and peace of mind for customers and executives.

INFORMATION SECURITY & RISK MANAGEMENT

13

Business Continuity & Disaster Recovery

Centurion Business Continuity Planning™ – Enterprise-wide business continuity consulting

Centurion Disaster Recovery® – Disaster recovery services for core and complementary solutions

Centurion Emergency Notification™ – A reliable, automated incident notification solution

Centurion Enterprise-Level Recovery™ – Enterprise data protection and disaster recovery solution

Centurion Hosted High Availability™ – Managed hosted data replication services

Gladiator® Enterprise Information Security Services

Gladiator® CoreDEFENSE Managed Security Services™ – Around-the-clock management, correlation, and monitoring of multiple security layers

Gladiator® Advanced Malware Protection™ – Cloud-based proactive defense against malware

Gladiator® eShield™ – Email filtering and encryption

Gladiator® IT Regulatory Compliance/Policy Products™ – Compliance/policy solutions and customized training

Gladiator® Consulting Services™ – Comprehensive information security assessments, proactive planning, and IT regulatory compliance consulting including remote services

Gladiator Enterprise Security Monitoring™ (ESM) – Security monitoring and reporting for core solutions

Gladiator® NetTeller® Enterprise Security Monitoring™ – Security monitoring and reporting for NetTeller Online Banking™

Gladiator® Network Services

Gladiator® Hosted Network Solutions™ – IT infrastructure outsourcing

Gladiator® Managed IT Services™ – Monitoring and management of mission-critical IT infrastructure

Gladiator® Enterprise Network Design, Implementation & Support Services™ – LAN/WAN design, implementation, and support

Gladiator® Enterprise Virtualization Services™ – Server and desktop virtualization

Gladiator® Managed Unified Communications Services™ – In-house and hosted converged networks for simultaneous data, voice, and video

Infrastructure

jhaEnterprise Workflow™ – Automated multi-step business processes

Regulatory Reporting

Annual Disclosure Statement Online™ – Automated annual disclosure statement and lobby notice generation

Basel Report Pro™ – Simplified FFIEC 101 form submission

Branch Deposit Reporting Pro™ – Simplified summary of deposits form submission

Call Report Pro™ – Simplified Call Report form submission

DataLink CU™ – Faster and easier quarterly report preparation for Symitar® Episys® and Cruise® system clients

Fed-File Pro™ – Simplified FR Y-9SP, FR Y-11, and FR Y-11S form submission

Today’s customers are constantly connected and on the move. That’s why ProfitStars’ lineup provides you with unmatched tools for website design and hosting, mobile site conversion, and creative payment processing solutions.

ONLINE & MOBILE

15

Mobile Solutions

Alogent® Mobile Remote Deposit™ – In-house, remote deposit solution allowing deposits anytime and anywhere using a mobile smartphone

Remote Deposit Anywhere™ (RDA) – Mobile remote deposit capture

Mobile Remote Deposit Complete (ProfitStars® mRDC™) – Mobile-based check image capture, storage, and processing solution that supports the electronic deposit of a wide variety of paper checks

Banno Mobile™ – Mobile banking

Mobile Website™ − Websites designed distinctively for the mobile channel

Website Design & Hosting™ – Custom, responsive website design for PCs, smartphones, and tablets, plus hosting, and maintenance

Online Solutions

Website Design & Hosting™ – Custom, responsive website design for PCs, smartphones, and tablets, plus hosting, and maintenance

Website Security Services™ – Security suite for bank websites

Mobile Website™ − Websites designed distinctively for the mobile channel

Banno Marketing – Insight-driven digital marketing

IMAGING & PAYMENTS PROCESSING

Trusted by more than 11,000 clients worldwide,

ProfitStars has been recognized again and again for

leadership and innovation throughout the industry.

THAT’S TODAY’S PROFITSTARS. Glad we’ve f inal ly met.

To get further acquainted, contact

GetToKnowUs@profitstars.com or call 877-827-7101.

17

TO STAY CONNECTED WITH PROFITSTARS

Follow us on Twitter:

twitter.com/ProfitStars

Like our page on Facebook:

facebook.com/ProfitStars

Connect with us on LinkedIn:

linkedin.com/company/ProfitStars

Read our blog:

Strategically SpeakingThe latest industry wisdom and fresh ideas brought to you by the thought leaders and experts at ProfitStars.

www.profitstars.com/strategicallyspeaking

IMAGING & PAYMENTS PROCESSING

© 2015. Jack Henry & Associates, Inc.® ProfitStars is a registered trademark of Jack Henry & Associates, Inc.

Financial Performance | Retail Delivery | Imaging | JHA Payment Solutions Information Security & Risk Management | Online & Mobile

1025 Central Expressway South | Dallas, TX 75013

www.profitstars.com