Making busienss processes paperless
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Transcript of Making busienss processes paperless
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Digitisation -
Making business
processes paperless
Tom Scharning, Nets
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SECURITY
STABILITY
DIGITAL
MONEY
Creating the future of digital values
DIGITAL
INFORMATION
DIGITAL
IDENTITY
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Market forces shaping
our industry
NEW
CONSUMERS ANALYTICS
REGULATIONS
API ECONOMY ALTERNATIVE
PAYMENTS
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SEND
DOCUMENT
DIGITALLY
SIGN WITH
YOUR E-ID
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Enter/supply information Approve or deny loan Produce documents
for signing
Sign mortgage if approved
Pay out loan
Chose relevant insurance Enter/supply information
Produce documents for signing
Sign claim Settle claim
Car
Loan
Insurance
claim
Gather information for statement
Add relevant campaign information
Identify relevant output digital channel
Distribute Track&Trace Statement
distribution
MULTI
CHANNEL
MULTI
COUNTRY
MULTI
ID
MOBILE OTP
AUTHORISATION
ARCHIVING DISTRIBUTION
SIGNING
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2015 2018
Annual spend (Nordic) more than 10 bSEK on paper distribution In addition og internal process cost
• High direct cost savings for banks
and businesses
• Consumers demand instant
response
• Digitisation increases revenue
• Digitisation improves CSI
Digitisation effects
-11%
13%
CAGR
2015-2018
-6%
7%
13 bSEK 11 bSEK
eInvoicing Paper invoices Digitisation
services
Paper
distribution
Paper
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As the compexity is increasing - the need for a strong
hub grows
VS HUB
PAYMENT SCHEMES REGULATORS
CHANNELS
INVOICE
ISSUERS
BANKS
PAYMENT SCHEMES REGULATORS
CHANNELS
BANKS
INVOICE
ISSUERS
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9
Digitisation – an example Introduces change to businesses
Due to digitisation of the society:
Enterprises are expected to offer an
increasing number of document delivery
and payment channels
Digitisation is no longer a pure matter of
internal cost reduction, but also compliance
• Business and consumer e-networks are
not tied together, and maintenance
of numerous integrations steals
internal resources.
Epost
Aksesspunkt
So… how can digitisation still be cost efficient?
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10
Digitisation – an example Digtisation made simple
Epost
Aksesspunkt Yo
ur
bu
sin
ess IT
la
nd
sca
pe
ediEX
IT systems
IT system
ediEX customized layer ediEX standardized layer
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11
ediEX simplifies digitisation Benefits to invoice issuer
Yo
ur
bu
sin
ess IT
la
nd
sca
pe
ediEX
IT systems
IT system
No changes to existing it systems ! Compliant with formats and regulatory requirements
FAST IMPLEMENTATION
SELF SERVICE CUSTOMISATION
ALL RELEVANT CHANNELS AVAILABLE
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• Digitisation partner for banks
• eInvoice provider
• Multichannel invoice distribution
• Signing and identification services
• A full service provider
Nets - Making business processes paperless
across the Nordic region
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SECURITY
STABILITY
DIGITAL
MONEY
DIGITAL
INFORMATION
DIGITAL
IDENTITY
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THANK YOU