Major Companies

Major Companies in Romania

2010

Edited by INTERNATIONAL BUSINESS PROMOTIONGeneral Manager: Executive Manager: Project Coordinator Project Assistant: Associate Editor: Marketing & Communication: DTP & Graphic Design: IT & Web Development: Dumitru Ion Diana Dumitracu Teodora Danciu Diana Stoica Ioana Ursu Ctlin Zafiu MissInk Design srl Raluca Butnariu Bogdan Comrniceanu Ramona Raicu Costin Marga Dan Caramihai

Key Account Manager: Key Account Executive: Key Account Executive:

Distribution: Major Companies in Romania is distributed for free. Copy available only free of charge, not for sale. Copyright2010

INTERNATIONAL BUSINESS PROMOTION srl Strada Emile Zola nr. 3, ap. 1, sector 1, Bucureti Phone: +40 21 528 0408 Fax: +40 21 528 0409 E-mail: [email protected] www.doingbusiness.ro

ACKNOWLEDGEMENTSIn order to achieve accurate company profiles, we have used the following information sources: APAPR - Asociaia pentru Pensiile Administrate Privat din Romania (www.apapr.ro) BNR - Banca Naionala a Romniei (www.bnro.ro) BVB - Bursa de Valori Bucureti (www.bvb.ro) CSA - Comisia de Supraveghere a Asigurrilor (www.cas-isc.ro) INS - Institutul National de Statistic (www.insse.ro) Ministerul de Finane (www.mfinante.ro) ONRC - Oficiul Naional Registrul Comerului

Note: The publisher, cannot, under any circumstances, assume responsibility for damages resulting from the use of the information provided by this publication. The information contained was provided by sources believed to be dependable (ONRC, CSA, BVB, APAPR, Companies). However the publisher cannot accept responsibility for its accuracy. The exchange rates Eur/ Ron was 1 Eur = 3.2373 Ron. No part of this publication may be reproduced, copied or distributed in any form or by any means, electronic or printed, without the permission of the publisher or the contributor.

ISBN 973-8006-13-9 Printed by PROTIP srl


2010

3

Contents6 8 11 14 17 From the Editor Annual Turnover Reported results for 2009 Net Profit Reported results for 2009 Annual Turnover Growth - Reported results 2009 vs 2008 Banking & Finance Banking Non Banking Financial Institutions Leasing Fleet Management and Operational Leasing Consumer Credits Factoring Insurance Insurance Companies Insurance Brokers Pension Funds Managers Mandatory Pension Funds Voluntary Pension Funds Fund Managers / Investment Funds Open-end Funds Closed-end Funds Capital & Commodities Markets Energy Oil & Gas Producers & Distributors Services & Equipment Power Producers & Distributors Services & Equipment Chemicals Industrial Chemical Products Producers Distributors Paints, Varnishes & Lacquers Plastics & Rubber Producers Distributors Pharmaceuticals Producers Distributors Major Companies in Romania 85 79 Glass & Ceramics Glass Ceramics Metal Metallurgy Metalworking Metal Import - Export Machinery Electric & Electronic Equipment IT& C IT Software & Integrators Hardware Distributors Telecom Service Providers Equipment Industrial Engineering Building Industry Construction Companies Architecture Companies Civil Engineering Interior Design, Decoration & Gardening Project Management in Construction Infrastructure Project Developers Building Products Concrete Masonry Metallic Products Doors & Windows Insulation Finishes Roofing Materials Installations Heating, Ventilation & AC Systems Elevators, Escalators & Parking Systems Building Machinery & Equipment Real Estate Agencies Developers Investors & Asset Managers Property & Facility Management

95 101 109

123 127

45

59

161

71

4

169

Wood, Paper & Furniture Home & Office Furniture Producers & Exporters Importers Wood Paper, Cardboard & Packaging Producers Distributors Textile & Leather Textile Clothing Leather & Footwear Agriculture Agricultural Products Fruit & Vegetables Breeders FMCG Food Coffee Confectionery Sugar Milk, Dairy Meat, Meat Products & Fish Margarine, Oil Spices, Herbs and Food Additives Bread, Pasta & Pastry Beverages Soft Drinks Wine Beer Spirits Tobacco Home & Personal Care Distribution Companies Traders Wholesalers & Warehouses Cash & Carry Retail Hypermarkets Supermarkets Do It Yourself Stores Discount Stores Malls & Shopping Centers Department Stores Drug Stores Electric, Electronic & Home Appliances Stores Gas Stations Transport & Cargo Road Transportation Rail Transportation Air Transportation Maritime & River Transportation Freight Forwarders & Custom Agents Couriers & Messengers Moving Companies

267

Automotive Industry Vehicles Producers & Importers Vehicles Dealers Automotive Parts Producers Automotive Parts Distributors Business Services Legal Management Consulting Audit & Accounting ISO Consulting & Certifying Companies Executive Search & Recruitment Training & Business Schools Market Research Business Process Outsourcing Professional Services Business & Conference Centers Fairs & Conferences Organizers Security Companies Relocation Companies Professional Cleaning Companies Voucher Providers Office Supplies Healthcare Medical Centers Medical Equipment Dental Centers Media & Advertising News Agencies Advertising Agencies Media Agencies PR Agencies Media Sales Houses Outdoor Promotional Articles Printing Advertising Production Business Travel Travel Agencies Airline Agencies Car Rental Companies HoReCa Hotels Restaurants Catering Services Equipment Suppliers Luxury Goods

283

181

189

303

199

315

325

229

235

339

347

249

355

360

Advertisers Index Major Companies in Romania 5

From the Editor

How well do you (want to) know your business partners?

6


It is almost a truism to say that knowing your business partners, how well or bad theyre doing and the whole context of their activity is a condition that can make the difference between your own success or failure. Nevertheless, during the troubled times we all live nowadays, marked by a widespread sense of uncertainty and insecurity, this state is probably truer than it has ever been before. Hundreds of thousands of companies went bankrupt or became insolvent over the last two years, the number of businesses that put locks on the door is constantly growing and many industries that used to grow with double-digit paces in the past, collapsed. If, until recently, the main concerns of any manager were to increase the market share of his own business, to find new ways to expand, to enter new markets and to surpass the competition, there is a totally new normality that everybody has to deal with today. In this whole new picture, in this hostile context, knowing the business, knowing the business partners and their evolution is not an option, but a must. This is what this new edition of Major Companies is offering you: a powerful business tool that gathers together information about the business, the portfolio, the management and the projects of the largest 3.500 companies in Romania. Overall, Major Companies covers over 80 of the most important and relevant industries in Romania, from Banking and Financial Institutions, IT&C, Real Estate, FMCG, Commerce to Media & Advertising, Tourism, Health, Professional and Business Services, Textile Industry etc. Feel free to browse them all, to find potential partners there and, why not, new markets to expand to, or to go directly to what chapter is of your interest. At the beginning of each chapter you will also find short analyses of the evolution and the main events that marked the covered industry and also short rankings of the most important players on those specific markets. Moreover, we decided to go even further and to offer you more valuable information that, we are sure, will help you better understand the whole picture of the Romanian economy. Thus, we are proud to present, at the beginning of this book, three rankings that will undoubtedly capture your attention. First, you will find the most important private companies according to the reported results for 2009, then the 100 most profitable private companies ranking and last, but not least, the best performers (according to their turnover increase) in 2009. Maybe it will not be a huge surprise for you that the biggest private companies last year (according to the reported turnover) act in the industries like Banking and Financial, Auto, Commerce or Energy. Still, take your time to carefully review this x-ray picture of the Romanian economy; you will be surprised, for sure, to find new players there, to discover interesting trends and to better understand the whole picture. On the other side, it is also interesting to note that the turnover of the biggest 100 companies in 2009 totaled more than EUR 61 bn, a value that is more than a half of the Romanias GDP. Once you have done this, go one step further and put it into a different perspective the one of the most profitable private companies last year. By doing this, you will observe that, while the banks clearly dominate the upper part of the ranking of the biggest

companies (six of them being listed in the top 10), only two managed to find the way in the top 10 ranking according to the reported profit. It is also true that, for the financial and banking industry, the last two years represented an abrupt shift from ecstasy to agony. The players in these markets experienced a powerful combined effect between the difficulties encountered by the parent groups in their home markets and the problems of the Romanian economy. Following an abrupt drop in the funding received from the parent banks, and also an increase of the risks on the domestic market, the main growth engine of the banks in recent years - the credit collapsed. However, for the bankers last year ended with a net profit of about EUR 186 mn, according to the central bank, mainly on account of the biggest players. By far, the most profitable company in Romania is OMV Petrom, followed by the mobile operators Orange and Vodafone, by the gas and energy providers GDF Suez Energy, respectively Enel Distributie Muntenia, the tobacco company BAT and the cement producers Lafarge Ciment and Carpatcement Holding. The image this ranking offers is quite revealing due to the fact that in a year when spending decreased beforehand and various markets faced new obstacles (such as black market in tobacco, that reached almost a third of the total volumes sold; or the freezing of the construction area), these companies managed to obtain, in some cases, record margins. The cumulative profit of this first ten private players (of almost EUR 1.5 bn) accounts for almost 42% of the total profit of all the players in this ranking. In the end, take your time to discover which are the private companies that managed to achieve the most important growth (according to the turnover they reported) last year. Once again, the banks are leaders in this area, as BCR increased its turnover with more than RON 5.2 bn (about EUR 1.2 bn) and in the first 10 players there are no less than 7 banks. Each of the top three performers - BCR, Nokia and Bancpost - recorded pluses of over half of billion Euros in 2009 compared to the previous year. If you will change, again, the perspective (and make some simple calculations) you might notice that the number of the companies that also registered some two and three-digit growth rhythms is not to be neglected. Keeping in mind that in these situations the starting point was lower, their performances are, however, impressive. It is worth to pay attention, in this respect, to companies like KDF Energy (which had an increase over 100 times), SanofiAvensis Romania (4 times) or Europharm (3 times). It is interesting to note that two of the best performers from the growth point of view come from the health industry, for which 2009 was a good year, with large increases in the players turnovers. In 2010 similar results are expected, so the major players estimate important increases of turnover this year too. Summing up, it is our hope that, as always in the past, this new edition of the Major Companies will provide you with all the information you might need in order to better position your business in the new reality in which we evolve. And if what you learn here will help you find yourself (one place above) in the Major Companies rankings, the pleasure is ours.

Major Companies in Romania Editorial Team


7

Annual TurnoverReported results for 2009No. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 8 Company BANCA COMERCIAL ROMN S.A. BRD - GROUPE SOCIT GNRALE S.A. AMERICAN EUROPEAN MARKETING & ENTERPRISES S.A. PETROM S.A. AUTOMOBILE DACIA S.A. ROMPETROL RAFINARE S.A. METRO CASH & CARRY ROMANIA S.R.L. ROMPETROL DOWNSTREAM S.R.L. ORANGE ROMANIA S.A. BRITISH AMERICAN TOBACCO (ROMANIA) TRADING S.R.L. NOKIA ROMANIA S.R.L. CARREFOUR ROMANIA S.A. VODAFONE ROMANIA S.A. KAUFLAND ROMANIA SOCIETATE N COMANDIT GDF SUEZ ENERGY ROMANIA S.A. ARCELORMITTAL GALAI S.A. ROMTELECOM S.A. LUKOIL ROMANIA S.R.L. real,- HYPERMARKET ROMANIA S.R.L. SOCIETATEA NAIONAL DE GAZE NATURALE "ROMGAZ" S.A. SELGROS CASH & CARRY S.R.L. E.ON GAZ ROMANIA S.A. COMPANIA NAIONAL DE TRANSPORT AL ENERGIEI ELECTRICE "TRANSELECTRICA" S.A. SOCIETATEA COMERCIAL DE PRODUCERE A ENERGIEI ELECTRICE N HIDROCENTRALE "HIDROELECTRICA" S.A. PHILIP MORRIS TRADING S.R.L. SOCIETATEA NAIONAL DE TRANSPORT FEROVIAR DE CLTORI - CFR CLTORI S.A. MEDIPLUS EXIM S.R.L. ENEL ENERGIE MUNTENIA S.A. MOL ROMANIA PETROLEUM PRODUCTS S.R.L. COCA-COLA HBC ROMANIA S.R.L. RON 17,482,888,215 16,476,717,325 15,474,732,000 12,842,384,017 9,004,409,833 6,281,160,059 5,746,571,428 5,247,772,523 4,425,242,036 4,406,839,150 4,355,066,124 4,352,594,422 3,938,188,599 3,693,962,118 3,628,834,031 3,586,372,958 3,338,655,609 3,291,454,788 3,223,566,592 3,193,503,820 3,042,424,047 2,557,667,969 2,485,127,373 2,420,799,964 2,189,039,969 2,003,047,333 1,964,697,645 1,919,519,114 1,895,164,627 1,864,293,388


31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64.

ELECTROCENTRALE BUCURETI S.A. ENEL ENERGIE S.A. OMV ROMANIA MINERALOEL S.R.L. J.T. INTERNATIONAL (ROMANIA) S.R.L. RCS & RDS S.A. JT INTERNATIONAL MANUFACTURING S.A. REWE (ROMANIA) S.R.L. SOCIETATEA NAIONAL "NUCLEARELECTRICA" S.A. RENAULT INDUSTRIE ROUMANIE S.R.L. E.ON MOLDOVA FURNIZARE S.A. COMPANIA NAIONAL POTA ROMN S.A. COMPANIA NAIONAL LOTERIA ROMNA S.A. CONTINENTAL AUTOMOTIVE PRODUCTS S.R.L. ALRO S.A. ROMANIA HYPERMARCH S.A. PIRUZE COM S.R.L. SOCIETATEA COMERCIAL FILIALA DE FURNIZARE A ENERGIEI ELECTRICE "ELECTRICA FURNIZARE TRANSILVANIA SUD" S.A. FILIALA DE FURNIZARE A ENERGIEI ELECTRICE "ELECTRICA FURNIZARE MUNTENIA NORD" S.A. INTERAGRO S.A. PLUDI MARKET S.R.L. TOP BRANDS DISTRIBUTION S.R.L. ARABESQUE S.R.L. MGV DISTRI-HIPER S.A. CEZ VANZARE S.A. ALFRED C. TOEPFER INTERNATIONAL (ROMANIA) S.R.L. BILLA ROMANIA S.R.L. URSUS BREWERIES S.A. SOCIETATEA NAIONAL DE TRANSPORT GAZE NATURALE TRANSGAZ S.A. PROCTER & GAMBLE DISTRIBUTION S.R.L. SOCIETATEA COMERCIAL FILIALA DE FURNIZARE A ENERGIEI ELECTRICE "ELECTRICA FURNIZARE TRANSILVANIA NORD" S.A. AUTOLIV ROMANIA S.R.L. ROMSTRADE S.R.L. COMPLEXUL ENERGETIC CRAIOVA S.A. SOCIETATEA COMERCIAL COMPLEXUL ENERGETIC TURCENI S.A.

1,858,550,487 1,849,625,431 1,816,233,805 1,803,627,450 1,658,472,050 1,643,630,915 1,559,954,224 1,526,658,007 1,491,438,639 1,456,692,228 1,435,740,560 1,424,456,474 1,417,927,245 1,410,481,647 1,394,607,481 1,354,971,486 1,335,072,970 1,326,210,899 1,323,005,431 1,307,863,067 1,307,457,286 1,303,695,609 1,303,195,334 1,291,820,982 1,265,076,264 1,222,300,380 1,204,598,943 1,187,350,293 1,186,416,504 1,175,552,274 1,164,287,243 1,133,754,799 1,132,424,788 1,125,501,865 9


65. 66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 91. 92. 93. 94. 95. 96. 97. 98. 99.

HIDROCONSTRUCIA S.A. MICHELIN ROMANIA S.A. BUNGE ROMANIA S.R.L. REGIA AUTONOM DE DISTRIBUIE A ENERGIEI TERMICE BUCURETI R.A.D.E.T. R.A. PRAKTIKER ROMANIA S.R.L. COMPANIA NAIONAL DE CI FERATE "CFR" S.A. OLTCHIM S.A. REGIA NAIONAL A PDURILOR ROMSILVA R.A. DEDEMAN S.R.L. SOCIETATEA NAIONAL DE TRANSPORT FEROVIAR DE MARF "CFR - MARF" S.A. FARMEXPERT D.C.I. S.A. HOLCIM (ROMANIA) S.A. DISTRIGAZ SUD REELE S.R.L. SCHAEFFLER ROMANIA S.R.L. ELECTROCENTRALE DEVA S.A. CARGILL AGRICULTURA S.R.L. SPEDITION UMB S.R.L. GRUP SERVICII PETROLIERE S.A. SOCIETATEA NAIONAL A LIGNITULUI OLTENIA S.A. TAKATA-PETRI ROMANIA S.R.L. LAFARGE CIMENT (ROMANIA) S.A. CARPATCEMENT HOLDING S.A. HOLZINDUSTRIE SCHWEIGHOFER S.R.L. RELAD INTERNATIONAL S.R.L. ARCTIC S.A. OSCAR DOWNSTREAM S.R.L. SOCIETATEA COMERCIAL COMPLEXUL ENERGETIC ROVINARI S.A. FILDAS TRADING S.R.L. POLISANO S.R.L. SENSIBLU S.R.L. COMPANIA NAIONAL DE TRANSPORTURI AERIENE ROMNE TAROM S.A. CEZ DISTRIBUIE S.A. DELPHI PACKARD ROMANIA S.R.L. BRICOSTORE ROMANIA S.A. COMPANIA NAIONAL DE AUTOSTRZI I DRUMURI NAIONALE DIN ROMNIA S.A.

1,122,399,432 1,122,364,434 1,107,278,452 1,100,607,075 1,091,333,015 1,081,820,194 1,077,518,784 1,076,106,206 1,067,270,206 1,064,403,893 1,051,987,166 1,043,142,475 1,019,440,371 996,953,446 973,740,189 953,428,462 932,403,373 921,998,617 910,255,131 900,262,315 886,162,144 884,238,007 875,673,942 874,612,279 853,072,414 845,642,129 845,406,170 843,798,724 841,130,750 815,370,111 811,945,430 778,610,972 775,739,983 754,478,694 752,468,180 751,505,875

100. FARMEXIM S.A. 10 Major Companies in Romania

Net ProfitNo. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. Company OMV PETROM S.A. ORANGE ROMNIA S.A. VODAFONE ROMANIA S.A.

Reported results for 2009RON 1,368,127,631 1,146,846,734 1,035,804,851 779,069,717 380,383,472 326,972,228 301,904,073 298,631,541 288,517,481 283,321,830 280,052,234 237,972,374 235,499,318 230,276,035 211,826,736 205,419,443 204,173,548 202,073,645 187,322,879 172,327,145 162,276,270 159,361,359 158,901,796 150,650,944 150,590,050 141,735,292 133,852,947 130,429,912 127,183,180 123,474,392 Major Companies in Romania 11

BRD - GROUPE SOCIT GNRALE S.A. GDF SUEZ ENERGY ROMANIA S.A. BRITISH AMERICAN TOBACCO (ROMANIA) TRADING S.R.L. LAFARGE CIMENT (ROMNIA) S.A. SOCIETATEA NAIONAL DE TRANSPORT GAZE NATURALE TRANSGAZ S.A. RAIFFEISEN BANK S.A. CARPATCEMENT HOLDING S.A. ENEL DISTRIBUIE MUNTENIA S.A. BANCA COMERCIAL ROMN S.A. UNICREDIT IRIAC BANK S.A. AUTOMOBILE DACIA S.A. RCS & RDS S.A. CONTINENTAL AUTOMOTIVE PRODUCTS S.R.L. CEZ DISTRIBUIE S.A. SPEDITION UMB S.R.L. SOCIETATEA DE INVESTIII FINANCIARE OLTENIA S.A. COCA-COLA HBC ROMNIA S.R.L. PORSCHE ROMANIA S.R.L. NOKIA ROMANIA S.R.L. TEHNOSTRADE S.R.L. SOCIETATEA COMERCIAL ENEL DISTRIBUIE BANAT S.A. COMPANIA NAIONAL "LOTERIA ROMN" S.A. E.ON GAZ ROMNIA S.A. ROMSTRADE S.R.L. RBS BANK (ROMANIA) S.A. METRO CASH & CARRY ROMNIA S.R.L. ARCTIC S.A.

31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50. 51. 52. 53. 54. 55. 56. 57. 58. 59. 60. 61. 62. 63. 64. 65. 12

SOCIETATEA DE INVESTIII FINANCIARE TRANSILVANIA S.A. ROMTELECOM S.A. SOCIETATEA DE INVESTIII FINANCIARE BANAT-CRIANA S.A. APA NOVA BUCURETI S.A. ALPIQ ROMENERGIE S.R.L. SELGROS CASH & CARRY S.R.L. SOCIETATEA DE INVESTIII FINANCIARE MOLDOVA S.A. HOLZINDUSTRIE SCHWEIGHOFER S.R.L. E.ON GAZ DISTRIBUIE S.A. ROMPETROL S.A. TIMKEN ROMNIA S.A. ENEL DISTRIBUIE DOBROGEA S.A. HOLCIM (ROMNIA) S.A. DEDEMAN S.R.L. CARREFOUR ROMANIA S.A. ROMANIA HYPERMARCH S.A. SOCIETATEA DE INVESTIII FINANCIARE MUNTENIA S.A. MEDIPLUS EXIM S.R.L. ASTRA VAGOANE CLTORI S.A. PHILIP MORRIS TRADING S.R.L. KAUFLAND ROMANIA S.C.S. ALRO S.A. ING ASIGURRI DE VIA S.A. MOL ROMANIA PETROLEUM PRODUCTS S.R.L. PIRELLI TYRES ROMNIA S.R.L. AVON COSMETICS (ROMANIA) S.R.L. PIRAEUS BANK ROMNIA S.A. QUADRANT AMROQ BEVERAGES S.R.L. ALICO ASIGURRI ROMNIA S.A. EUROAVIPO GRUP S.A. BUZMANN INDUSTRIES S.R.L. LINDE GAZ ROMANIA S.R.L. ENKA CONSTRUCTION AND DEVELOPMENT BV AMSTERDAM SUCURSALA CLUJ ROMANIA BECHTEL INTERNATIONAL INC S.R.L. RENO NEVADA SUA SUCURSALA CLUJ-NAPOCA ROMANIA COLGATE-PALMOLIVE (ROMANIA) S.R.L.

116,663,029 113,007,550 112,185,660 111,187,438 110,346,592 104,630,053 101,332,824 101,201,282 101,113,020 96,592,046 94,240,338 92,084,825 91,325,980 90,944,110 88,014,083 84,625,554 82,022,909 80,874,422 80,320,576 79,388,815 78,898,339 78,216,767 77,320,633 73,728,249 71,898,610 71,828,831 71,680,557 69,924,998 69,146,407 68,996,923 68,747,065 62,349,757 62,117,060 62,117,059 62,009,448


66. 67. 68. 69. 70. 71. 72. 73. 74. 75. 76. 77. 78. 79. 80. 81. 82. 83. 84. 85. 86. 87. 88. 89. 90. 91. 92. 93. 94. 95. 96. 97. 98. 99.

BANCA TRANSILVANIA S.A. OMV PETROM GAS S.R.L. COMPANIA NAIONAL AEROPORTUL INTERNAIONAL HENRI COAND BUCURETI S.A. EURO CONSTRUCT TRADING 98 S.R.L. ING BANK N.V. AMSTERDAM - BUCHAREST BRANCH TOP DIAGNOSTICS S.R.L. ARCADA COMPANY S.A. KRAFT FOODS ROMANIA S.A. E.ON MOLDOVA DISTRIBUIE S.A. OSCAR DOWNSTREAM S.R.L. CONTITECH ROMANIA S.R.L. TBIH MANAGEMENT SERVICES S.R.L. SOCIETATEA NAIONAL "NUCLEARELECTRICA" S.A. SOCIETATEA COMERCIAL DE PRODUCERE A ENERGIEI ELECTRICE N HIDROCENTRALE "HIDROELECTRICA" S.A. A & R S.R.L. HENKEL ROMANIA S.R.L. BENROM S.R.L. ITALSOFA ROMNIA S.R.L. CITIBANK EUROPE PLC, DUBLIN - SUCURSALA ROMNIA CONSTANA SOUTH CONTAINER TERMINAL S.R.L. COM-AXA S.R.L. DELTA ANTREPRIZ DE CONSTRUCII I MONTAJ 93 S.R.L. ACTAVIS S.R.L. SODEXO PASS - ROMANIA S.R.L. OMNIASIG VIENNA INSURANCE GROUP S.A. PETROM LPG S.A. JOHNSON CONTROLS ROMANIA S.R.L. ROMELECTRO S.A. WIEE ROMANIA S.R.L. PROSPECIUNI S.A. G4S CASH SERVICES S.R.L. REGISTRUL AUTO ROMN R.A. BAUTECH GENERAL CONSTRUCT S.R.L. REWE (ROMANIA) S.R.L.

61,935,038 61,024,645 59,467,977 57,561,420 57,126,648 56,873,696 55,446,294 54,942,039 53,571,940 52,855,821 52,404,297 52,232,334 49,358,088 48,377,249 48,290,761 48,200,499 47,139,953 46,502,997 46,467,809 46,178,748 45,572,026 45,090,866 43,993,251 43,918,224 43,414,116 43,249,134 42,573,628 42,207,207 41,902,101 41,052,599 40,464,686 40,435,218 40,044,970 39,907,831 39,592,263 Major Companies in Romania 13

100. HEWLETT - PACKARD (ROMANIA) S.R.L.

Annual Turnover GrowthReported results 2009 vs. 2008No. 1. 2. 3. 4. 5. 6. 7. Company* BANCA COMERCIAL ROMN S.A. NOKIA ROMANIA S.R.L. BANCPOST S.A. UNICREDIT IRIAC BANK S.A. AUTOMOBILE DACIA S.A. ENEL ENERGIE MUNTENIA S.A. GARANTIBANK INTERNATIONAL N.V. SUCURSALA ROMNIA BANCA ROMNEASC S.A. MEMBR A GRUPULUI NATIONAL BANK OF GREECE VOLKSBANK ROMANIA S.A. ALPHA BANK ROMANIA S.A. KAUFLAND ROMANIA S.C.S. BRITISH AMERICAN TOBACCO (ROMANIA) TRADING S.R.L. BANCA TRANSILVANIA S.A. real,- HYPERMARKET ROMANIA S.R.L CARREFOUR ROMANIA S.A. B&B BUSINESS SOLUTIONS INVESTMENT S.R.L. LIBRA BANK S.A. MARFIN LEASING IFN (ROMANIA) S.A. MKB ROMEXTERRA BANK S.A. SANOFI-AVENTIS ROMANIA S.R.L. FARMEXPERT D.C.I. S.A. CREDIT EUROPE BANK (ROMANIA) S.A. KDF ENERGY SRL 2008 (RON) 12,277,251,226 1,678,450,508 3,151,464,353 2,750,320,758 7,642,296,976 679,595,534 1,213,548,936 2009 (RON) 17,482,888,215 4,355,066,124 5,741,529,299 4,725,362,709 9,004,409,833 1,919,519,114 2,308,808,250 2009 vs. 2008 (RON) 5,205,636,989 2,676,615,616 2,590,064,946 1,975,041,951 1,362,112,857 1,239,923,580 1,095,259,314

8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. 23. 14

3,637,637,672 1,297,080,008 1,734,126,360 2,865,395,405 3,603,192,529 4,293,440,757 2,643,346,291 3,800,425,375 78,150,730 430,643,997 150,549,517 474,622,147 105,853,763 613,936,106 3,212,900,904 3,854,329

4,674,389,313 2,293,672,308 2,630,479,010 3,693,962,118 4,406,839,150 4,890,938,924 3,223,566,592 4,352,594,422 600,977,058 912,461,470 621,913,316 945,377,325 562,296,512 1,051,987,166 3,644,538,750 422,475,566

1,036,751,641 996,592,300 896,352,650 828,566,713 803,646,621 597,498,167 580,220,301 552,169,047 522,826,328 481,817,473 471,363,799 470,755,178 456,442,749 438,051,060 431,637,846 418,621,237


24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40. 41. 42. 43. 44. 45. 46. 47. 48. 49. 50.

AUTOLIV ROMANIA S.R.L. ING BANK N.V. AMSTERDAM - BUCHAREST BRANCH GROUPAMA ASIGURRI S.A. REMAT SCHOLZ S.A. GA.PI S.R.L. HOLZINDUSTRIE SCHWEIGHOFER S.R.L. EUROPHARM S.A. BUNGE ROMANIA S.R.L. CANDUR IMPEX SRL MIKE TRADING & INVESTMENT S.R.L. LUFIN CONSTRUCT S.R.L. REWE (ROMNIA) S.R.L. CONTINENTAL AUTOMOTIVE PRODUCTS S.R.L. ALPIQ ROMENERGIE S.R.L. PLUDI MARKET S.R.L. SPEDITION UMB S.R.L. AUCHAN ROMANIA S.A. DISTRIGAZ SUD REELE S.R.L. PIRAEUS LEASING ROMANIA IFN S.A. CONTINENTAL AUTOMOTIVE ROMANIA S.R.L. BCR LEASING IFN S.A. JT INTERNAIONAL MANUFACTURING S.A. SENSIBLU S.R.L. RCS & RDS S.A. CONFORT S.A. ROMTELECOM S.A. AGRO-CHIRNOGI S.A.

758,062,651 1,249,322,474 338,018,769 173,119,439 153,729,505 545,138,196 82,998,640 787,063,268 8,237,161 208,162,171 134,657,068 1,256,620,785 1,118,016,874 196,161,396 1,021,174,158 649,494,571 1,025,412,065 746,832,467 292,483,205 346,237,446 392,132,842 1,406,693,874 580,332,946 1,424,448,939 296,398,438 3,110,139,137 250,698,360

1,164,287,243 1,635,715,406 720,021,221 527,059,970 506,048,101 875,673,942 405,945,226 1,107,278,452 324,389,740 523,035,791 444,908,989 1,559,954,224 1,417,927,245 490,085,981 1,307,863,067 932,403,373 1,303,195,334 1,019,440,371 564,300,556 614,219,403 630,447,858 1,643,630,915 815,370,111 1,658,472,050 527,083,276 3,338,655,609 474,723,397

406,224,592 386,392,932 382,002,452 353,940,531 352,318,596 330,535,746 322,946,586 320,215,184 316,152,579 314,873,620 310,251,921 303,333,439 299,910,371 293,924,585 286,688,909 282,908,802 277,783,269 272,607,904 271,817,351 267,981,957 238,315,016 236,937,041 235,037,165 234,023,111 230,684,838 228,516,472 224,025,037

Note: * Data for Private Companies Major Companies in Romania 15

Banking & Finance


17

Banking and Financial InstitutionsOverviewFor the financial and banking industry, the last two years represented an abrupt shift from ecstasy to agony, as the players in these markets experienced a powerful combined effect between the difficulties encountered by the parent groups in their home markets and the problems of the Romanian economy. Strong economic recession in 2009 - translated into hundreds of thousands of companies that have put locks on the door, a falling real estate sector, sharp decrease of many other industries heavily financed by banks in the past, an accelerated increase of the unemployment, lower income for population and a widespread sense of fear for the future - redesigned the whole financial-banking market in Romania. Banking: Following an abrupt drop in the funding received from the parent banks, and also an increase of the risks on the domestic market, the main growth engine of the banks in recent years - the credit collapsed and continues to drop from month to month. If, until recently, the main concern of the bankers was to increase their market shares, loan portfolios, regional networks and profits, starting with 2008 the whole picture has changed. 2009 was a year of struggle for attracting resources from the population (translated into huge yields offered for deposits), for coping with the surging growth of arrears (share in total outstanding loans to the private and business sectors reaching 5.5% in April) and for staying in the market. However, for the bankers last year ended with a net profit of about EUR 186 mn - mainly on account of the biggest players -, while in the first quarter of 2010 the 42 local banks managed to have a cumulative net profit of about EUR 100 mn, according to the central bank. Non-banking Financial Institutions: The same kind of difficulties and constraints has affected the nonbanking financial institutions industry. The leasing market (which until recently recorded growth rates of 40-50% per year) fell in 2009 with over 70%, followed in the first quarter of 2010 by another drop of 30%, mainly on account of freezing investments of the companies, but also on the uncertainty of the private sector about the future. Since the crisis started dozens of leasing and consumer loans companies have gone out of the market, given that their shareholders could not provide the funds anymore or, in the absence of any prospects for improving the business environment, did not want to do so. Insurance: The insurance market has not been immune to the crisis either: in 2009 gross written premiums of the 42 companies in this industry fell by 1.1% over the previous year (on the background of an important decrease of life insurance) and the first quarter of 2010 brought another contraction of 5%, to about RON 2.3 bn. After an extremely difficult year in 2009, life insurance experienced a recovery in the first quarter of 2010, marking a plus of 6.7%, while general insurance fell in the same interval by 7.6% (mainly due to the auto insurance segment, strongly impacted by the sharp decrease in car sales). Private Pensions: For the private pensions market, 2009 marked a consolidation period, filled with numerous mergers and acquisitions. Thus, in April 2010, on the 2nd Pillar market there were nine mandatory pension funds (and as many administrators), 5 less than in January 2009; at the same time, on the 3rd Pillar market, 14 funds managed by 10 managers were authorized. Overall, at the end of April 2010, private pension funds have reached a total of 5.2 million participants and net assets under management totaling EUR 3.4 bn (EUR 824 mn), according to APAPR. Despite the difficult economic conditions and numerous challenges faced, private pension funds have posted excellent returns: from the launch moment up to date, the average annualized return on the mandatory pillar was about 19%, and 10.5% on the voluntary pillar. Investment Funds: In April 2010, there were 67 investment funds functioning on the Romanian market, accumulating a volume of net assets of RON 4.7 bn (EUR 1.1 bn), according to AAF, with 53 open investment funds and 14 closed funds. The number of investors in this industry exceeded 280,000 persons at the end of April, out of which over 67% are for the open funds. Last year the yields varied widely between gains of over 80% and losses of 25% (both recorded by stock funds). Capital Market: For the Bucharest Stock Exchange 2009 seemed to contradict all the steep drops in the real economy; for the investors, last year was an exceptional one. In a year of deep recession, the stock market generated returns of over 100% (in SIFs, for example), but even so, the unpredictability and the expectations for the imminent return of the market remains a "block of salt" that hover over this market in 2010. An important event for this industry, Bucharest Stock Exchange listed itself at the beginning of June 2010. 18 Banking & Finance

Banking1. 2. 3. 4. 5. 6. 7. 8. 9.

Reported results for 2009BANCA COMERCIAL ROMN S.A.Bucureti - Sector 3 Total Assets: 62,863,064,200 RON

BRD - GROUPE SOCIT GNRALEBucureti - Sector 1 Total Assets: 46,346,266,319 RON

VOLKSBANK ROMANIA S.A.Bucureti - Sector 2 Total Assets: 21,728,597,529 RON

ALPHA BANK ROMANIA S.A.Bucureti - Sector 1 Total Assets: 21,162,980,181 RON

CEC BANK S.A.Bucureti - Sector 3 Total Assets: 20,805,255,195 RON

UNICREDIT IRIAC BANK S.A.Bucureti - Sector 1 Total Assets: 20,400,000,000 RON

RAIFFEISEN BANK S.A.Bucureti - Sector 1 Total Assets: 20,009,587,918 RON

BANCA TRANSILVANIA S.A.Cluj-Napoca - CLUJ Total Assets: 19,472,269,784 RON

BANCPOST S.A.Bucureti - Sector 3 Total Assets: 14,590,522,816 RON

10. ING BANK N.V. AMSTERDAM - BUCHAREST BRANCHBucureti - Sector 1 Total Assets: 10,985,188,443 RON

11. PIRAEUS BANK ROMNIA S.A.Bucureti - Sector 1 Total Assets: 9,518,344,426 RON

12. BANCA ROMNEASC S.A. MEMBR A GRUPULUI NATIONAL BANK OF GREECEBucureti - Sector 1 Total Assets: 8,590,474,313 RON

13. RBS BANK (ROMANIA) S.A.Bucureti - Sector 1 Total Assets: 7,176,364,976 RON

14. CREDIT EUROPE BANK (ROMANIA) S.A.Bucureti - Sector 6 Total Assets: 5,775,635,000 RON

15. CITIBANK EUROPE PLC, DUBLIN - SUCURSALA ROMANIABucureti - Sector 1 Total Assets: 4,539,411,915 RON

16. BANCA COMERCIAL CARPATICA S.A.Sibiu - SIBIU Total Assets: 3,600,839,886 RON

17. GARANTIBANK INTERNATIONAL N.V. SUCURSALA ROMANIABucureti - Sector 2 Total Assets: 3,513,985,453 RON

18. OTP BANK ROMANIA S.A.Bucureti - Sector 1 Total Assets: 3,401,056,711 RON

19. BANCA DE EXPORT IMPORT A ROMANIEI (EXIMBANK) S.A.Bucureti - Sector 5 Total Assets: 3,380,077,108 RON

20. BANCA ITALO ROMENA S.P.A. ITALIA TREVISO - SUCURSALA BUCURETIBucureti - Sector 2 Total Assets: 3,313,763,260 RON

Banking & Finance

19

ProfileExecutive CommitteeDominic Bruynseels, Executive President OANA PETRESCU, Executive Vice-President HELMUTH HINTRINGER, Executive Vice-President WOLFGANG SCHOISWOHL, Executive Vice-President Banca Comerciala Romana (BCR), a member of Erste Group, is a universal bank serving both retail and corporate customers. Managing assets worth more than EUR 16,4 billion, BCR is the leading financial services provider in Romania and the most valuable Romanian financial brand. BCR is currently the most important financial Group in Romania, including operations abroad as well as leasing, saving & lending for housing purposes (housing bank) and private pensions subsidiaries. BCR offers the full range of banking services including internet, phone banking and e-commerce solutions. The banks network numbers more than 665 retail branches and agencies (for individuals and micro companies) across the country in towns with more than 10,000 inhabitants. Corporate customers (SMEs and big companies) are serviced in 48 dedicated commercial centres. BCR operates the largest national ATM and POS network over 2,000 machines and over 17,000 electronic terminals operational at merchants for card payments. BCRs strategic market positioning Excellent funding and liquidity provide strong support to maintain & expand market share No. 1 by total assets No. 1 by total loans No. 1 by total deposits6%

Shareholders structure6.1175% 0.5762% 6% 6% 6%

Dominant presence on the municipality segment and solid SME customer base Awarded Bank of the Year 2009 in Romania by The Banker in recognition of active support for customers throughout the crisis, efficient operations & good service quality, as well as leading role in driving shift from cash to non-cash transactions Permanent innovation of products & servicesEGB Ceps Holding GmbH (100% owned subsidiary of Erste Group Bank AG through EGB Ceps Beteiligungen Gm) SIF Muntenia SIF Moldova SIF Banat Crisana SIF Transilvania SIF Oltenia Others

69.3063%

Solution for recharging Bucharest public transportation cards at BCR ATMs Partnership with largest local oil company to install ATMs in oil stations POSs in City Halls for local taxes payment Dedicated package for students Community package for NGOs & foundations Continuously upgraded alternative channels supporting shift to non-cash transactions Strong development of BCR subsidiaries 44.5% market share in asset management Good position in pension fund administration: 1st on voluntary (~26% market share) on a par with ING & 7th on mandatory (~6% market share) in terms of customer base Savings-based building society subsidiary holds ~50% of specific market & 90% of new contracts in only 1.5 years from launching Ranking 2nd in leasing (~10% market share) Dominic Bruynseels, CEO of BCR on the banks strategy Our strong position in the market supported by our balanced business model, good liquidity, sound lending policy, broad customer base and by our parent bank Erste Group enables us to further help our customers as we go forward through tough economic conditions. We have the capabilities to achieve better performance and we will continue focusing on improving the way we serve our customers and operate our business.

BCR ratingsMoodys Long term (bank deposits): Baa3 Short term (bank deposits): P-3 FITCH Long term: BBB Short term: F3

Subsidiaries:

Contact Information: Banca Comerciala Romana, 5 Regina Elisabeta blvd, Bucharest, 030016 Romania, www.bcr.ro Press department Tel: 004 021 312.00.56, Fax: 004 021 313.01.17, e-mail: [email protected]

XXX

BCR is the Bank of the Year 2009 in Romania according to The Banker magazineErste Bank and Sparkassen and Ceska Sporitelna are the Bank of the Year in Austria and in the Czech Republic Bucharest, 03.12.2009 - The international finance magazine The Banker, of the Financial Times Group, one of the worlds most respected publications, named Banca Comerciala Romana as The Bank of the Year 2009. The trophy was handed over to BCR representatives by the Chief editor Stephen Timewell during the Bankers Awards Gala 2009 which took place in London on Thursday evening 03.12.2009. BCRs nomination as the best bank in Romania is based on the performance of BCR in 2008 as well as in 2009 in a very difficult economic environment the Bankers Editor Brian Caplen says. BCRs active approach to assisting customers manage their financing during the crisis helped the bank win market share. Efficient operations and good service quality have given the bank further momentum the cost-to-income ratio fell by more than 15 percentage points in 2008, says The Bankers Editor Brian Caplen. The bank has also played a major role in accelerating the switch-over to electronic banking in Romania, and its strategic focus has not been derailed by the turbulent financial and economic conditions over the past year, adds Mr. Caplen. Commenting on the award Dominic Bruynseels, CEO of BCR says: In terms of challenges we have been through a perfect storm and come out the other side in good shape - the weather is still bad though! We kept our head in the Crisis and kept close to our customers - something we will need to do even more as the recession continues and hopefully recovery emerges. We have helped thousands of customers reconsider their plans and their financing requirements from us and tailored solutions for many to help them through. We remain regarded as the most trusted and leading Bank in the Romanian marketplace - something that the crisis only enhanced. Regarding BCRs plans for the future Mr. Bruynseels underlines the customer oriented strategy of BCR as the leading bank in Romania. Through the efforts of our colleagues to stay close to our customers and ensure we treat them fairly according to their condition in this difficult environment; to actively manage our credit risks and recoveries and finally to focus on the efficiency of our business and doing all this having the longer term interests of the business and of Romania as our guide says Dominic Bruynseels. It is pleasing to see that the Erste Group received a total of three awards this year: The Austrian Erste Bank and Sparkassen and the Czech Ceska Sporitelna were also awarded the title of best bank in their respective countries. The distinction of Bank of the Year in Romania was awarded by a jury in which CEOs and managers of British companies, as well as several editors from The Banker, led by chief editor Stephen Timewell, were represented. The Banker is a London-based monthly magazine of the Financial Times Group specializing in banking. It is particularly aimed at the uppermost management levels and financial experts. In banking circles, the magazine is thus considered one of the most important source of information on the banking sector, and its rankings are a recognized benchmark in international banking. *** For more information about the products and services provided by BCR: Call 0801.0801.227 (InfoBCR) on the fixed phone network, for a local tariff regardless of the country region where the call is placed; call 021/407.42.00 from any phone network or *0801227 using the Vodafone EasyDial service, Mondays through Sundays, between 8:00 and 22:00 Send an e-mail message at [email protected]. Your enquiries are processed on a daily basis, and the available information in the Contact Center will be provided within a maximum of 24 hours from the receipt of your message. Call 021/311.10.01 and 021/311.02.16 for card assistance services, 24 h 7 days. For more information: BCR, Communications Division, Phone: 021.312.00.56; Fax: 021.313.01.17 Cornel Cojocaru, e-mail: [email protected] Ionut Stanimir, e-mail: [email protected] Cezar Marin, e-mail: [email protected] Nicoleta Deliu, e-mail: [email protected]

XXX

15 years in Romania a success story about the value of experienceAt RBS Romania we know and we believe in the value of the experience we gathered in 15 years, in the high quality solutions we offer and in our unique team of specialists. Over the 15 years following the establishment of the banks operations in Romania, our team has built an impressive history of developing strong business relationships with corporate and retail clients. We work mostly with multinational corporations, international companies doing cross-border business with Romania, and local companies especially those with export and growth potential. It was the banks aim to build such relationships as it grew with the Romanian business market. Our Corporate Banking product range consists of transaction banking, treasury and crediting services. Starting with September 2004, we have been offering products and services for our retail clients. Our expanding product range currently includes current accounts, debit and credit cards, overdraft facilities, mortgage and home equity loans, personal loans, saving plans. Since its establishment in Romania, the bank has built a reputation as a reliable, solid and professional partner, leader in product innovation and service quality. We believe in what we do and we will not stop here. Offering free and impartial guidance and financial information in the RBS Romania branches In 2010 RBS Romania launched MoneySense a financial education programme addressed to the wider public. MoneySense is the financial education programme of the RBS Group, which has been carried out for 15 years, being one of the most important initiatives of this kind in UK and Ireland. The programmes objective is to offer access to information and financial education to as many people as possible, both young people, as well as existing and potential clients. MoneySense offers guidance and financial information on personal finances and financial services to any interested person. With the help of this programme, everyone can better manage their personal budget, in order to have the right financial balance and be better prepared for the future. This service is made available free of charge and impartially in at least one branch in each city where the bank is present. The programme is offered through the MoneySense representatives, RBS employees specially trained to provide assistance through this programme. MoneySense also provides financial information on the projects website www.rbsmoneysense.ro. Therefore, all those who are interested can freely access the MoneySense brochure, a small financial guide on how to manage personal finances. Financial education for young people in Romania Through the partnership with CREDE Foundation and AIESEC Romania, RBS Romania addresses young high school and university students, offering them support in managing their personal budget and gaining a better understanding of various banking services and products. Thus, MoneySense covers basic knowledge regarding banks, banking products, personal finance management and developing a business. Financial education classes have been held by teachers, assisted by the banks employees and AIESEC volunteers, who offered teenagers in high schools an international perspective on the economic subjects discussed. The MoneySense programme component addressed at young people took place between April-June 2010 in 36 high schools located in 7 cities: Bucharest, Braov, Cluj-Napoca, Galai, Oradea, Piteti and Timioara.

Banking & Finance

23

BANCA COMERCIAL ROMN S.A.Contact:Bulevardul Regina Elisabeta, nr. 5, sector 3, Bucureti Phone: +40-21-312.61.85 +40-21-314.91.90 Fax: +40-21-311.18.19 +40-21-310.02.46 E-mail: [email protected] Website: www.bcr.ro

Company profile: BCR, a member of the Erste Group, is a universal bank dedicated to both retail and corporate customers. BCR is the leading banking organization in Romania, managing assets worth of more than EUR 16.4 billion. BCR is the most valuable Romanian financial services brand. The bank is offering a full range of banking services having 668 retail branches and agencies (for individuals and micro corporations) located in most of the Romanian cities with a population of more than 10,000 inhabitants. The corporate customers are serviced in 48 corporate commercial centres dedicated exclusively to SMEs and big companies. The bank provides to both retail and corporate customers a complex offer of banking products and services, including Internet banking, phone banking and e-commerce services. BCR issues 25 types of debit and credit card, and is the owner of the largest national ATM and POS network over 2,000 machines and over 17.000 electronic terminals operational at the merchants, for card payments. BCR is currently the most important financial Group in Romania, with operations both in Romania and abroad developed by its local branches, foreign banking subsidiaries and representative offices. BCR is also holding top positions on the financial market segments for leasing, asset management, housing bank, equity and pension funds supported by its domestic subsidiaries. Members of the board:ANDREAS TREICHL - Chairman of the Supervisory Board MANFRED WIMMER - Vice Chairman of the Supervisory Board HERBERT JURANEK - Member BERNHARD SPALT - Member FLORIN POGONARU - Member MIHAI FERCALA - Member TUDOR CIUREZU - Member

Financial information:Registered capital 2,119,693,000 RON (2009) Total Assets 16,900,000,000 EUR (2009) Net profit 206,300,000 EUR (2009) Employees 8,496

Shareholders:EGB Ceps Holding GmbH (100% owned subsidiary of Erste Group Bank AG through EGB Ceps Beteiligungen GmbH): 69.3063% Financial Investment Company (FIC) Moldova: 6% Financial Investment Company (FIC) Banat - Crisana: 6% Financial Investment Company (FIC) Transilvania: 6% Financial Investment Company (FIC) Muntenia: 6% Financial Investment Company (FIC) Oltenia: 6.1175% SC Actinvest SA: 0.0020% SAI AVIVA INVESTORS Romania SA: 0.0001% SC Carina Import Export SRL: 0.0006% SC Milord Impex SRL: 0.0002% SC Cozamin SRL: 0.0013% Individuals: 0.5719%

Ownership:Private-owned: 100% Romanian: 30.7% Foreign: 69.3%

Top management:DOMINIC BRUYNSEELS Executive President OANA PETRESCU - Executive Vice-President HELMUTH HINTRINGER - Executive Vice-President WOLFGANG SCHOISWOHL - Executive Vice-President

Auditor:Ernst & Young

Contact Person:CORNELIU COJOCARU Executive Manager, Communication Division CRISTIAN ALEXANDRU SPANU Investor Relations

Quality certificates:SR EN ISO 9001:2001 issued by Moody International**

Brands:BCR

BANCA ROMNEASC S.A. Membr a Grupului National Bank of GreeceContact:Bulevardul Unirii, nr. 35, 030822, sector 3, Bucureti Phone: +40-21-305.90.00 +40-21-305.93.00 Fax: +40-21-305.91.91 E-mail: [email protected] Website: www.banca-romaneasca.ro

Company profile: Banca Romaneasca is part of the largest financial group in Greece and South-Eastern Europe, the National Bank of Greece. Banca Romaneasca launched its activities on the Romanian banking market 17 years ago and it is currently offering to its clients a wide range of products and services for individuals and corporations. Since 2005, another important shareholder joined the bank, namely EBRD, which holds 10,21% of the banks share capital, while the National Bank of Greece holds 89,07%. Thus, the bank is benefiting from a strong and consistent shareholders structure which provides the necessary support for its future sustainable growth. At the end of 2009, Banca Romaneasca had a share capital of approx. EUR 200 million and a territorial network formed of 151 branches, where more than 1600 professionals work. Top management:Ownership Private-owned: 100% Romanian: 0.662% Foreign: 99.338% Shareholders National Bank of Greece: 89.07% The European Bank for Reconstruction and Development (EBRD): 10.21% Auditor Deloitte Audit SRL Employees 1,650

Financial information:Registered capital 748,648,220 RON (2009) Total assets 2,595,730,771 EUR (2009) Total revenues 114,996,892 EUR (2009) Gross profit 16,282,304 EUR (2009) Net profit 15,645,915 EUR (2009) * data provided in MIS

CRINA COSMA - Deputy General Manager TRAIAN HALALAI - Chief Financial Officer LAKIS COUNINIS - Executive Director Retail & Network COSMIN CALIN - Executive Director Corporate DAVID GARNER - Senior Risk Advisor ALEXANDROS KITSOPANOS - Executive Director Risk DANIEL ANTONESCU - Head of Secretariat Division

24

Banking & Finance

ALPHA BANK ROMANIA S.A.Contact:Calea Dorobanilor, nr. 237B, Neocity Tower, 010566, sector 1, Bucureti Phone: +40-21-455.99.98 Fax: +40-21-231.65.70 E-mail: [email protected] Website: www.alphabank.ro

Company profile: ALPHA BANK ROMANIA belongs to one of the leading Greek financial groups, Alpha Bank Group, having an experience of over 130 years in financial banking services. As a company dedicated to the clients needs, it has constantly improved the quality and it has diversified its products. By providing corporate and retail solutions and by offering advanced services to both business and private customers, through dedicated Divisions and a branch network covering the most important localities of Romania, the Bank has a responsible approach covering all the banking needs of the clients. All Banks efforts are oriented towards listening to the customers objectives and establishing a dialogue in order to help them choose the best solutions for their needs and to offer them the best comfort. In 2009 ALPHA BANK ROMANIA has celebrated 15 years of services completed for the Romanian customers with high proficiency, always meeting their needs with performant solutions. Members of the board:CHRISTOS GIAMPANAS Chairman SERGIU BOGDAN OPRESCU Executive President and Member STERE CONSTANTIN FARMACHE Executive First Vice President and Member GEORGIOS KONTOS Member GEORGIOS GEORGIOU Member SPYRIDON ANDRONIKAKIS Member LAZAROS PAPAGARYFALLOU Member EVANGELOS KALAMAKIS Member GEORGIOS RAPANAKIS Member

Financial information:Registered capital 958,811,443 RON (2010) Ownership Private-owned: 100% Shareholders Alpha Bank A.E.: 99.91838% Eirini Brintakis: 0.08162% Auditor KPMG Employees 2,549 (2010)

Top management:SERGIU BOGDAN OPRESCU Executive President STERE CONSTANTIN FARMACHE Executive First Vice President CRISTIAN HINCU Executive Vice President - Retail ION STAN Executive Vice President - Operations GABRIEL MATEESCU Executive Vice President - Financial PERIKLIS VOULGARIS Executive Vice President - Corporate

RBS BANK (ROMANIA) S.A.Contact:Piaa Montreal, nr. 10, World Trade Center, etaj 2, sector 1, Bucureti Phone: +40-21-202.04.00 Fax: +40-21-319.11.69 E-mail: [email protected] Website: www.rbsbank.com

Company profile: In Romania, the bank has been present since November 1995. Currently, it operates out of 15 cities (Arad, Bucharest, Braov, Bacu, Cluj-Napoca, Constana, Craiova, Galai, Iai, Oradea, Piteti, Ploieti, Sibiu, TrguMure and Timioara) through its 30 locations, of which 3 are dedicated to Royal Preferred Banking and its direct sales force. By using its international network, the bank offers integrated financial products and services to its retail, corporate and institutional clients. More details about the RBS Bank (Romania) S.A. can be found on www.rbs.ro. Top management:JOHAN GABRIELS - President MAGDA MANEA - Vicepresident ROBERT HADLEY - COO ROBERT KARREMAN - Country Risk Officer JHON BELL - Country Head of Retail RADU ROPOTA - Head of Corporate Clients LUDMILA DROZDEA - Country Head of Global Transaction Banking LUCICA PITULICE - Head of Finance COSMIN BUCUR - Country Head of Global Markets ENA BADEANU - Country Head of Human Resources ADINA ENESCU - Head of FIPS RALUCA IONESCU - Head of Legal MARIJANA VASILESCU - Head of Communications & Marketing

Financial information:Registered capital 308,173,000 RON (2009) Annual turnover 870,582,632 RON (2009) Gross profit 154,388,213 RON (2009) Net profit 130,429,912 RON (2009) Employees 1,300 Shareholders The Royal Bank of Scotland N.V.: 99.9% Auditor Deloitte

Contact person:CRISTINA MIHAILA - Communication Manager

Banking & Finance

25

RAIFFEISEN BANK S.A.Contact:Piaa Charles de Gaulle, nr. 15, 011857, sector 1, Bucureti Phone: +40-21-306.10.00 Fax: +40-21-230.07.00 E-mail: [email protected] [email protected] Website: www.raiffeisen.ro

Company profile: Raiffeisen Bank is a top universal bank on the Romanian market, a subsidiary of the Austrian Raiffeisen International Bank-Holding AG, which in turn is a fully consolidated subsidiary of Vienna-based Raiffeisen Zentralbank sterreich AG (RZB). The Bank provides a complete range of high quality products and services to private individuals, small and medium-sized enterprises (SMEs) and large companies, via multiple distribution channels: banking outlets (over 500 throughout the country), ATM and EPOS networks, phonebanking (Raiffeisen Direct), mobile-banking (myBanking) and internet banking (Raiffeisen Online). Raiffeisen Bank services its customers through dedicated spaces: retail agencies for individuals and SMEs, Friedrich Wilhelm Raiffeisen - the private banking service, and dedicated corporate regional centers established in major cities. Raiffeisen Bank is also a major player on the cards market - it launched the first co-branded card, the first multifunctional chip credit card and offers a complete range of debit and credit cards, for companies and individuals, in local or foreign currency, for international or national use, type Visa or Mastercard. Top management:STEVEN VAN GRONINGEN - President & CEO MARINEL BURDUJA - First Vicepresident JAMES DANIEL STEWART - Vice President RZVAN MUNTEANU - Vice President CARL ROSSEY - Vice President VLADIMIR KALINOV - Vice President

Financial information:Registered capital 1,196,259,000 RON (2010) Total Assets 4,692,216,000 EUR (2009) Gross profit 85,501,000 EUR (2009) Net profit 73,610,000 EUR (2009) Employees 6,000

Shareholders:Raiffeisen International Bank-Holding AG: 99.49% Others: 0.51%

Ownership:Private-owned: 100% Foreign: 99.49%

Auditor:KPMG Romania

XX BANK ROMANIA S.A. ATE Calea Griviei, nr. 24, sector 1, Bucureti Phone: +40-21-303.07.46 Fax: +40-21-303.07.32 Total assets: 1,453,441,753 RON (2009) XX BANCA COMERCIAL CARPATICA S.A. Strada Autogrii, nr. 1, 550135, Sibiu, judeul SIBIU Phone: +40-269-23.39.85 Fax: +40-269-23.33.71 Total assets: 3,600,839,886 RON (2009) XX BANCA COMERCIAL FEROVIAR S.A. Strada Popa Tatu, nr. 62 A, sector 1, Bucureti Phone: +40-21-327.21.22 Total assets: 58,061,793 RON (2009) XX BANCA DE EXPORT IMPORT A ROMNIEI

XX BANCA MILLENNIUM S.A. Piaa Presei Libere, nr. 3-5, City Gate, Turnul Sudic, parter/13-17, 013702, sector 1, Bucureti Phone: +40-21-308.11.10 Fax: +40-21-308.13.97 Total assets: 1,956,421,452 RON (2009) XX BANCA MONDIAL BIROUL ROMNIA Strada Vasile Lascr, nr. 31, bloc UTI, etaj 6, sector 2, Bucureti Phone: +40-21-201.03.11 Fax: +40-21-201.03.38 Total assets: N/A XX BANCA NAIONAL A ROMNIEI Strada Lipscani, nr. 25, 030031, sector 3, Bucureti Phone: +40-21-313.04.10 Fax: +40-21-312.38.31 Total assets: N/A XX BANCA TRANSILVANIA S.A. Strada George Bariiu, nr. 8, Cluj-Napoca, judeul CLUJ Phone: +40-264-40.71.50 Fax: +40-264-40.71.79 Total assets: 19,472,269,784 RON (2009) XX BANCPOST S.A. Bulevardul Dimitrie Pompeiu, nr. 6 A, 020337, sector 2, Bucureti Phone: +40-800-110.200 Total assets: 14,590,522,816 RON (2009) XX BANK LEUMI ROMANIA S.A. Bulevardul Aviatorilor, nr. 45, sector 1, Bucureti Phone: +40-21-206.70.75/76/77 Fax: +40-21- 206.70.50 Total assets: 1,303,381,260 RON (2009)

(EXIMBANK) S.A.

Splaiul Independenei, nr. 15, 050092, sector 5, Bucureti Phone: +40-21-405.31.38 Fax: +40-21-405.34.70 Total assets: 3,380,077,108 RON (2009) XX BANCA EUROPEAN PENTRU RECONSTRUCIE

I DEZVOLTARE

Strada Orlando, nr. 8, sector 1, Bucureti Phone: +40-21-202.71.00 Fax: +40-21-202.71.10 Total assets: N/A XX BANCA ITALO ROMENA Company name: BANCA ITALO ROMENA S.P.A. ITALIA TREVISO - SUCURSALA BUCURETI Strada Gara Herstru, nr. 2-4, parter,1,2,3, 020334, sector 2, Bucureti Phone: +40-21-232.07.12/26 Fax: +40-21-232.07.38 Total assets: 3,313,763,260 RON (2009)

26

Banking & Finance

XX BANK OF CYPRUS PUBLIC COMPANY LIMITED

NICOSIA SUCURSALA ROMNIA

XX GARANTIBANK INTERNATIONAL N.V.

SUCURSALA ROMANIA

Calea Dorobani, nr. 187 B, sector 1, Bucureti Phone: +40-21-409.93.52 Fax: +40-21-409.91.06 Total assets: 543,048,129 RON (2009)

oseaua Fabrica de Glucoz, nr. 5, Novo Park, etaj 5-6, sector 2, Bucureti Phone: +40-21-208.92.60 Fax: +40-21-318.56.90 Total assets: 3,513,985,453 RON (2009)

BCR XX BANCA PENTRU LOCUINE S.A. Calea Victoriei, nr. 15, Bucharest Financial Plazza, etaj 5, sector 3, Bucureti Phone: +40-801-080.275 Fax: +40-21-312.00.06 Total assets: 254,196,559 RON (2009) BRD XX - GROUPE SOCIT GNRALE Bulevardul Ion Mihalache, nr. 1-7, sector 1, Bucureti Phone: +40-21-301.61.00 Fax: +40-21-301.61.36 Total assets: 46,346,266,319 RON (2009) CAJA DE AHORROS Y PENSIONES XX DE BARCELONA SUCURSALA ROMNIA

ING XX BANK N.V. AMSTERDAM - BUCHAREST BRANCHoseaua Kiseleff, nr. 11-13, sector 1, Bucureti Phone: +40-21-222.16.00 Fax: +40-21-222.14.01 Total assets: 10,985,188,443 RON (2009)

INTESA SANPAOLO BANK XX Company name: BANCA COMERCIALA INTESA SANPAOLO ROMANIA S.A. Bulevardul Revoluiei, nr. 88, Arad, judeul ARAD Phone: +40-257-30.82.00 Fax: +40-257-28.82.02 Total assets: 2,971,277,233 RON (2009) LIBRA BANK S.A. XX Strada Semilunei, nr. 4-6, 020797, sector 2, Bucureti Phone: +40-21-208.80.00 Fax: +40-21-230.65.65 Total assets: 605,905,132 RON (2009) MARFIN BANK (ROMANIA) S.A. XX Strada Emanoil Porumbaru, nr. 90-92, 011428, sector 1, Bucureti Phone: +40-21-206.42.00 Fax: +40-21-206.42.82 Total assets: 2,035,575,331 RON (2009) MKB ROMEXTERRA BANK S.A. XX Strada Elefterie, nr. 18, Elefterie Business Center, sector 5, Bucureti Phone: +40-21-405.17.54 Fax: +40-21-317.82.17 Total assets: N/A OTP XX BANK ROMANIA S.A. Bulevardul Buzeti, nr. 66-68, sector 1, Bucureti Phone: +40-21-307.57.00 Fax: +40-21-307.57.30/33 Total assets: 3,401,056,711 RON (2009) PIRAEUS BANK ROMNIA S.A. XX oseaua Nicolae Titulescu, nr. 29-31, sector 1, Bucureti Phone: +40-21-303.69.69 Fax: +40-21-303.69.68 Total assets: 9,518,344,426 RON (2009) PORSCHE BANK ROMANIA S.A. XX oseaua Pipera-Tunari, nr. 2, Voluntari, judeul ILFOV Phone: +40-21-208.26.00 Fax: +40-21-208.26.05 Total assets: 399,402,162 RON (2009) PROCREDIT BANK S.A. XX Strada Buzeti, nr. 62-64, 011017, sector 1, Bucureti Phone: +40-21-201.60.00 Fax: +40-21-305.56.63 Total assets: 1,091,734,390 RON (2009) RAIFFEISEN BANCA PENTRU LOCUINE S.A. XX Bulevardul Dimitrie Pompeiu, nr. 6 A, etaj 1 bis, 020337, sector 2, Bucureti Phone: +40-21-233.30.00 Fax: +40-21-232.23.54 Total assets: 331,003,745 RON (2009)

Strada Munii Tatra, nr. 4-10, 011022, sector 1, Bucureti Phone: +40-21-599.22.40 Fax: +40-21-599.22.30 Total assets: 473,098,826 RON (2009)

CEC XX BANK S.A. Calea Victoriei, nr. 11-13, 030022, sector 3, Bucureti Phone: +40-21-311.11.19 Fax: +40-21-312.54.25 Total assets: 20,805,255,195 RON (2009) CITIBANK EUROPE PLC, DUBLIN XX - SUCURSALA ROMNIACalea Victoriei, nr. 145, 010072, sector 1, Bucureti Phone: +40-21-203.55.50 Fax: +40-21-203.55.65 Total assets: 4,539,411,915 RON (2009)

CREDIT EUROPE BANK (ROMANIA) S.A. XX Bulevardul Timioara, nr. 26 Z, Anchor Plaza, etaj 5, sector 6, Bucureti Phone: +40-21-406.40.00 Fax: +40-21-317.20.33 Total assets: 5,775,635,000 RON (2009) DEUTSCHE BANK AG - REPREZENTAN XX Strada Poet Andrei Mureanu, nr. 11-13, 011841, sector 1, Bucureti Phone: +40-21-231.26.10 Fax: +40-21-231.26.09 Total assets: N/A DEXIA KOMMUNALKREDIT ROMANIA S.R.L. XX Strada Emanuel Porumbaru, nr. 89, sector 1, Bucureti Phone: +40-21-206.01.50 Fax: +40-21-206.01.40 Total assets: N/A EMPORIKI BANK - ROMANIA S.A. XX Strada Vasile Lascr, nr. 40-40 Bis, 020502, sector 2, Bucureti Phone: +40-21-408.49.70 Fax: +40-21-310.39.65 Total assets: 777,614,866 RON (2009) FORTIS BANK S.A./N.V. BRUXELLES XX SUCURSALA BUCURETIStrada Tipografilor, nr. 11-15, 013714, sector 1, Bucureti Phone: +40-21-401.17.00 Fax: +40-21-401.17.18 Total assets: 101,043, 379 RON (2009)

Banking & Finance

27

XX ROMANIAN INTERNATIONAL BANK S.A. Bulevardul Unirii, nr. 67, bloc G2A, 030835, sector 3, Bucureti Phone: +40-21-318.95.00/01/02 Fax: +40-21-318.95.16/17 Total assets: 528,751,716 RON (2009)

VOLKSBANK ROMANIA S.A. XX oseaua Mihai Bravu, nr. 171, sector 2, Bucureti Phone: +40-21-209.44.00 Fax: +40-21-209.48.84 Total assets: 21,728,597,529 RON (2009)

UNICREDIT IRIAC BANK S.A. XX Strada Ghearilor, nr. 23-25, 014106, sector 1, Bucureti Phone: +40-21-200.20.00 Fax: +40-21-200.20.02 Total assets: 20,400,000,000 RON (2009)

Non Banking Financial InstitutionsLeasing Reported results for 20091. 2. 3. 4. 5. 6. 7. 8. 9.Bucureti - Sector 1 Total assets: 3,992,846,957 RON

UNICREDIT LEASING CORPORATION IFN S.A. BCR LEASING IFN S.A.Bucureti - Sector 3 Total assets: 2,661,665,178 RON

PORSCHE LEASING ROMANIA IFN S.A.Voluntari - ILFOV Total assets: 1,737,837,638 RON

BRD SOGELEASE IFN S.A.Bucureti - Sector 1 Total assets: 1,521,862,097 RON

PIRAEUS LEASING ROMANIA IFN S.A.Bucureti - Sector 1 Total assets: 1,331,673,105 RON

NBG LEASING IFN S.A.Bucureti - Sector 1 Total assets: 1,087,241,692 RON

VB LEASING ROMANIA IFN S.A.Bucureti - Sector 1 Total assets: 984,636,667 RON

EFG LEASING IFN S.A.Bucureti - Sector 2 Total assets: 958,614,678 RON

TIRIAC LEASING IFN S.A.Bucureti - Sector 6 Total assets: 883,229,145 RON

10. MOTORACTIVE IFN S.A.Bucureti - Sector 3 Total assets: 856,210,282 RON

11. RAIFFEISEN LEASING IFN S.A.Bucureti - Sector 5 Total assets: 844,888,789 RON

12. IMPULS - LEASING ROMANIA IFN S.A.Bucureti - Sector 2 Total assets: 844,358,885 RON

13. RCI LEASING ROMANIA IFN S.A.Bucureti - Sector 1 Total assets: 776,788,388 RON

14. CREDIT EUROPE LEASING IFN S.A.Bucureti - Sector 6 Total assets: 654,236,120 RON

15. ROMSTAL LEASING IFN S.A.Bucureti - Sector 1 Total assets: 595,959,894 RON

28

Banking & Finance

Most important companies in "Non Banking Financial InstitutionsLeasing"XX AGER LEASING IFN S.A. Calea Floreasca, nr. 212, 011646, sector 1, Bucureti Phone: +40-21-409.00.00 +40-21-409.00.20 Fax: Total assets: 183,964,188 RON (2009)

IMMORENT ROMANIA IFN S.A. XX Strada Tudor Arghezi, nr. 8, etaj 7, sector 2, Bucureti Phone: +40-21-387.61.00 Fax: +40-21-387.61.01 Total assets: 273,606,040 RON (2009) IMPULS - LEASING ROMANIA IFN S.A. XX Strada Luigi Galvani, nr. 61-63, 020361, sector 2, Bucureti Phone: +40-21-200.71.00 Fax: +40-21-200.71.11 Total assets: 844,358,885 RON (2009) INTERNATIONAL LEASING XX - INSTITUIE FINANCIAR NEBANCAR S.A.

ALPHA LEASING ROMANIA IFN S.A. XX Calea Buzeti, nr. 14-18, sector 1, Bucureti Phone: +40-21-264.90.00 +40-21-314.90.24 Fax: Total assets: 553,329,211 RON (2009) ATLASSIB LEASING IFN S.A. XX Strada Alba-Iulia, nr. 108, 550135, Sibiu, judeul SIBIU Phone: +40-269-22.25.24 +40-269-23.49.62 Fax: Total assets: 72,833,268 RON (2009) BCR XX LEASING IFN S.A. Piaa Alba-Iulia, nr. 8, bloc I7, etaj 1, 031105, sector 3, Bucureti Phone: +40-21-323.73.10 +40-21-323.73.84 Fax: Total assets: 2,661,665,178 RON (2009) BRD XX SOGELEASE IFN S.A. Bulevardul Ion Mihalache, nr. 1-7, 011171, sector 1, Bucureti Phone: +40-21-301.41.00/88 +40-21-301.41.04/05 Fax: Total assets: 1,521,862,097 RON (2009) BT XX LEASING TRANSILVANIA IFN S.A. Strada George Bariiu, nr. 1, etaj 1, Cluj-Napoca, judeul CLUJ Phone: +40-264-43.88.16 +40-264-44.41.50 Fax: Total assets: 355,022,770 RON (2009) CREDIT EUROPE LEASING IFN S.A. XX Bulevardul Timioara, nr. 26 Z, Anchor Plaza, etaj 7, 061331, sector 6, Bucureti Phone: +40-21-308.55.00 +40-21-308.55.55 Fax: Total assets: 654,236,120 RON (2009) DEL XX FIN LEASING IFN S.A. Strada Matei Voievod, nr. 40, 021456, sector 2, Bucureti Phone: +40-21-252.40.80 +40-21-252.40.85 Fax: Total assets: 49,830,319 RON (2009) EFG XX LEASING IFN S.A. Bulevardul Dimitrie Pompeiu, nr. 6 A, etaj 5, ap. 5.04, sector 2, Bucureti Phone: +40-21-308.61.21 +40-21-323.06.13 Fax: Total assets: 958,614,678 RON (2009) FORTIS LEASE ROMANIA IFN S.A. XX Strada Maria Rosetti, nr. 6, etaj 4, sector 2, Bucureti Phone: +40-21-231.22.38 +40-21-200.06.50 Fax: Total assets: 578,723,887 RON (2009)

Strada Munii Tatra, nr. 4-10, etaj 6, 011013, sector 1, Bucureti Phone: +40-21-305.51.50-59 Fax: +40-21-305.51.50-59 Total assets: 160,997,895 RON (2009)

ITALO ROMENA LEASING IFN S.A. XX Bulevardul Dimitrie Cantemir, nr. 1, bloc B2, etaj 4, sector 4, Bucureti Phone: +40-21-316.20.93/94 Fax: +40-21-316.20.95 Total assets: 428,264,491 RON (2009) MARFIN LEASING IFN (ROMANIA) S.A. XX Strada Emanoil Porumbaru, nr. 90-92, 011428, sector 1, Bucureti Phone: +40-21-405.05.00/01/02/03 Fax: +40-21-404.34.33 Total assets: 394,833,364 RON (2009) MKB ROMEXTERRA LEASING IFN S.A. XX Bulevardul Unirii, nr. 11, sector 5, Bucureti Phone: +40-21-337.15.31/32/33 Fax: +40-21-337.15.80 Total assets: 448,384,247 RON (2009) MOTORACTIVE IFN S.A. XX Strada Sfnta Vineri, nr. 29, Bectro Center, etaj 2, sector 3, Bucureti Phone: +40-21-318.88.22 Fax: +40-21-318.88.33 Total assets: 856,210,282 RON (2009) NBG LEASING IFN S.A. XX Strada Bilciureti, nr. 20-22, etaj 3-4, sector 1, Bucureti Phone: +40-21-409.10.00/01/02/03 Fax: +40-21-404.39.99 Total assets: 1,087,241,692 RON (2009) OTP XX LEASING ROMANIA IFN S.A. Strada Nicolae Caramfil, nr. 79, sector 1, Bucureti Phone: +40-21-407.29.00 Fax: +40-21-407.29.99 Total assets: 404,666,475 RON (2009) PIRAEUS LEASING ROMANIA IFN S.A. XX Bulevardul Nicolae Titulescu, nr. 29-31, sector 1, Bucureti Phone: +40-21-303.69.57 Fax: +40-21-405.16.37 Total assets: 1,331,673,105 RON (2009)

Banking & Finance

29

XX PORSCHE LEASING ROMANIA IFN S.A. oseaua Pipera-Tunari, nr. 2, Porsche Bank, etaj 1, Voluntari, judeul ILFOV Phone: +40-21-208.26.00 Fax: +40-21-208.26.05 Total assets: 1,737,837,638 RON (2009)

TBI XX LEASING IFN S.A. Strada Puul lui Zamfir, nr. 8-12, sector 1, Bucureti Phone: +40-21-529.86.00 Fax: +40-21-231.88.73 Total assets: 276,129,000 RON (2009)XX TIRIAC LEASING IFN S.A. Calea Giuleti, nr. 6-8, sector 6, Bucureti Phone: +40-21-206.26.00 Fax: +40-21-301.05.03 Total assets: 883,229,145 RON (2009) XX TRANSILVANIA LEASING IFN S.A. Calea Bucureti, nr. 20, Braov, judeul BRAOV Phone: +40-268-31.94.55 Fax: +40-268-31.51.72 Total assets: 57,974,963 RON (2009) XX UNICREDIT LEASING CORPORATION IFN S.A. Strada Nicolae Caramfil, nr. 25, 014141, sector 1, Bucureti Phone: +40-21-200.77.77 Fax: +40-21-200.77.87 Total assets: 3,992,846,957 RON (2009) XX LEASING ROMANIA IFN S.A. VB oseaua Bucureti-Ploieti, nr. 17-21, sector 1, Bucureti Phone: +40-21-204.44.00 Fax: +40-21-233.32.39 Total assets: 984,636,667 RON (2009)

PRO XX LEASING INSTITUIE FINANCIAR NEBANCAR S.A.Strada Gheorghe Doja, nr. 41, 45 F3, etaj 2, ap. 2, Ploieti, judeul PRAHOVA Phone: +40-244-59.72.57 Fax: +40-244-59.72.56 Total assets: 35,712,724 RON (2008)

RAIFFEISEN LEASING IFN S.A. XX Calea 13 Septembrie, nr. 90, Grand Offices Marriott, etaj 9, 050726, sector 5, Bucureti Phone: +40-21-403.33.34/05 Fax: +40-21-403.32.98/99 Total assets: 844,888,789 RON (2009) RCI XX LEASING ROMANIA IFN S.A. Bulevardul Aviatorilor, nr. 41, etaj 3, sector 1, Bucureti Phone: +40-21-201.20.00 Fax: +40-21-201.20.99 Total assets: 776,788,388 RON (2009) ROMSTAL LEASING IFN S.A. XX Calea Dorobanilor, nr. 59-63, sector 1, Bucureti Strada Matei Basarab, nr. 20, sector 3, Bucureti Phone: +40-21-212.05.50/51/52/53/54 Fax: +40-21-212.05.50/51/52/53/54 Total assets: 595,959,894 RON (2009)

Non Banking Financial InstitutionsFleet Management and Operational Leasing Reported results for 20091. 2. 3. 4. 5.30 Banking & Finance

ALD AUTOMOTIVE S.R.L.Bucureti - Sector 1 Annual Turnover: 29,074,163 EUR

ARVAL SERVICE LEASE ROMANIA S.R.L.Bucureti - Sector 1 Annual Turnover: 15,008,114 EUR

GENERAL LEASING S.A.Bucureti - Sector 1 Annual Turnover: 13,643,168 EUR

PORSCHE MOBILITY S.R.L.Voluntari - ILFOV Annual Turnover: 11,326,856 EUR

LEASEPLAN ROMANIA S.R.L.Voluntari - ILFOV Annual Turnover: 8,986,654 EUR

Most important companies in "Fleet Management and Operational Leasing"XX AUTOMOTIVE S.R.L. ALD Bulevardul Ion Mihalache, nr. 1-7, Turn BRD, etaj 12, sector 1, Bucureti Phone: +40-21-301.49.50 Fax: +40-21-301.49.55 Annual turnover: 29,074,163 EUR (2009)

HERTZ LEASE XX Company name: AUTOTECHNICA FLEET SERVICES S.R.L. Bulevardul Theodor Pallady, nr. 47, etaj 1, ap. 1, 032258, sector 3, Bucureti Phone: +40-21-407.82.00 Fax: +40-21-407.82.29 Annual turnover: 5,970,000 EUR (2009) LEASEPLAN ROMNIA S.R.L XX oseaua Pipera-Tunari, nr. 4 C, Construdava Business Center, Voluntari, judeul Ilfov Phone: +40-21-407.21.42 Fax: +40-21-407.21.49 Annual turnover: 38, 079,148 RON (2009) PORSCHE MOBILITY S.R.L. XX oseaua Pipera-Tunari, nr. 2, Voluntari, judeul ILFOV Phone: +40-21-208.26.00 Fax: +40-21-208.26.14 Annual turnover: 11,326,856 EUR (2009) UNICREDIT LEASING FLEET MANAGEMENT S.R.L. XX Strada Nicolae Caramfil, nr. 25, 014141, sector 1, Bucureti Phone: +40-21-200.79.00 Fax: +40-21-200.77.79 Annual turnover: 5,488,850 EUR (2009)

ARVAL SERVICE LEASE ROMANIA S.R.L. XX Strada Banu Antonache, nr. 40-44, Floreasca Business Center, etaj 2, sector 1, Bucureti Phone: +40-21-206.03.00 Fax: +40-21-206.03.01 Annual turnover: 15,008,114 EUR (2009) DIRENT GROUP S.A. XX Strada Turturelelor, nr. 11A, Cldirea C, etaj 7, 050122, sector 3, Bucureti Phone: +40-21-300.09.96 Fax: +40-21-321.20.33 Annual turnover: 3,525,750 EUR (2009) FIRST FLEET MANAGEMENT AND LEASING S.R.L. XX Bulevardul Timioara, nr. 60 D, etaj 1, ap. 33, sector 6, Bucureti Phone: +40-21-444.33.34 Fax: +40-21-444.27.79 Annual turnover: 4,265,714 EUR (2009) GENERAL LEASING S.A. XX Bulevardul Ficusului, nr. 8, ap. 2, sector 1, Bucureti Phone: +40-21-233.10.64 Fax: +40-21-233.10.67 Annual turnover: 13,643,168 EUR (2009)

Most important companies in "Consumer Credits"XX CETELEM IFN S.A. Strada Clucerului, nr. 78-80, sector 1, Bucureti Phone: +40-21-312.02.20 +40-21-312.02.19 Fax: Annual turnover: N/A

EFG XX RETAIL SERVICES IFN S.A. Bulevardul Dimitrie Pompeiu, nr. 6 A, parter, etaj 3 , sector 2, Bucureti Phone: +40-21-308.40.00 Fax: +40-21-320.90.40 Annual turnover: 300,022,658 RON (2009) GE XX Money Company name: RALFI IFN S.A. Strada Fabrica de Glucoz, nr. 5, etaj 1, 020331, sector 2, Bucureti Phone: +40-21-387.80.00 +40-21-383.80.01 Fax: Annual turnover: 38,522,830 EUR (2009)

GE XX Money Company name: DOMENIA CREDIT IFN S.A. oseaua Fabrica de Glucoz, nr. 5, Novo Park 3, cldirea F, etaj 4, sector 2, Bucureti Phone: +40-21-387.80.00 Fax: +40-21-387.80.01 Annual turnover: 28,284,878 EUR (2009) OPPORTUNITY MICROCREDIT ROMANIA XX IFN S.A.Bulevardul 1 Decembrie 1918, nr. 183, 540528, Trgu Mure, judeul MURE Phone: +40-265-26.36.44 Fax: +40-265-26.36.40 Annual turnover: 18,935,324 RON (2009)

TBI XX CREDIT IFN S.A. Strada Puul lui Zamfir, nr. 8-12, 011683, sector 1, Bucureti Phone: +40-21-231.89.41/43/44 Fax: +40-21-231.89.41/43/44 Annual turnover: 33,746,220 EUR (2009)

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Banking & Finance

Most important companies in "Factoring"XX FINANCE IFN S.A. BRD Bulevardul Ion Mihalache, nr. 1-7, Turn BRD, sector 1, Bucureti Phone: +40-21-301.48.30 Fax: +40-21-300.10.20 Annual turnover: 65,829,950 EUR (2009) XX CETELEM IFN S.A. Strada Clucerului, nr. 78-80, sector 1, Bucureti Phone: +40-21-312.02.20 Fax: +40-21-312.02.19 Annual turnover: N/A XX COFACE ROMANIA CREDIT MANAGEMENT

EOS XX KSI ROMANIA S.R.L. Bulevardul Dimitrie Pompei, nr. 10A, bloc C3, etaj 6,7, sector 2, Bucureti Phone: +40-21-305.54.84 Fax: +40-21-300.35.57 Annual turnover: 8,191,089 EUR (2009) ING XX COMMERCIAL FINANCE IFN S.A. Strada Tipografilor, nr. 11-15, S-Park, corp B4, sector 1, Bucureti Phone: +40-21-308.95.05 Audit Fax: +40-31-406.75.05 Annual turnover: 1,559,842 EUR (2009) RAIFFEISEN BANK S.A. XX Piaa Charles de Gaulle, nr. 15, 011857, sector 1, Bucureti Phone: +40-21-306.10.00 Fax: +40-21-230.07.00 Annual turnover: N/A TBI XX CREDIT IFN S.A. Strada Puul lui Zamfir, nr. 8-12, 011683, sector 1, Bucureti Phone: +40-21-231.89.41/43/44 Fax: +40-21-231.89.41/43/44 Annual turnover: 33,746,220 EUR (2009) UNICREDIT CONSUMER FINANCING IFN S.A. XX Strada Ghearilor, nr. 23-25, 014106, sector 1, Bucureti Phone: +40-21-200.20.20 Fax: +40-21-200.97.01 Annual turnover: 7,117,163 EUR (2009)

SERVICES S.R.L.

Calea Floreasca, nr. 39, etaj 3, 014453, sector 1, Bucureti Phone: +40-21-231.60.20 Fax: +40-21-231.60.21 Annual turnover: 4,482,436 EUR (2009) XX COMPANIA DE FACTORING S.A. Strada George Clinescu, nr. 8, sector 1, Bucureti Phone: +40-21-231.55.77 Fax: +40-21-231.55.80 Annual turnover: 18,392,767 EUR (2009) XX RETAIL SERVICES IFN S.A. EFG Bulevardul Dimitrie Pompeiu, nr. 6 A, parter, etaj 3, sector 2, Bucureti Phone: +40-21-308.40.00 Fax: +40-21-320.90.40 Annual turnover: 300,022,658 RON (2009)

Insurance1. 2. 3. 4. 5. 6.

Insurance Companies Reported results for 2009ALLIANZ-IRIAC ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 1,285,882,261 RON

OMNIASIG VIENNA INSURANCE GROUP S.A.Bucureti - Sector 1 Total gross written premiums: 1,114,407,407 RON

SOCIETATEA COMERCIAL DE ASIGURARE - REASIGURARE ASTRA S.A.Bucureti - Sector 3 Total gross written premiums: 809,471,525 RON

ASIGURAREA ROMNEASC - ASIROM VIENNA INSURANCE GROUP S.A.Bucureti - Sector 2 Total gross written premiums: 645,887,553 RON

BCR ASIGURRI VIENNA INSURANCE GROUP S.A.Bucureti - Sector 1 Total gross written premiums: 576,058,371 RON

GROUPAMA ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 536,983,257 RON

Banking & Finance

33

7. 8. 9.

ING ASIGURRI DE VIA S.A.Bucureti - Sector 5 Total gross written premiums: 527,059,032 RON

GENERALI ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 506,946,316 RON

UNIQA ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 496,700,000 RON

10. ASIGURARE REASIGURARE ARDAF S.A.Bucureti - Sector 1 Total gross written premiums: 327,107,895 RON

11. EUROINS ROMNIA ASIGURARE REASIGURARE S.A.Bucureti - Sector 2 Total gross written premiums: 281,126,365 RON

12. BCR ASIGURRI DE VIA VIENNA INSURANCE GROUP S.A.Bucureti - Sector 1 Total gross written premiums: 255,131,476 RON

13. CARPATICA ASIG S.A.Sibiu - SIBIU Total gross written premiums: 196,809,513 RON

14. ALICO ASIGURRI ROMNIA S.A.Bucureti - Sector 1 Total gross written premiums: 191,498,781 RON

15. GARANTA ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 134,748,801 RON

16. AVIVA ASIGURRI DE VIA S.A.Bucureti - Sector 1 Total gross written premiums: 101,950,836 RON

17. SOCIETATEA DE ASIGURRI CHARTIS ROMANIA S.A.Bucureti - Sector 1 Total gross written premiums: 89,900,559 RON

18. GRAWE ROMNIA ASIGURARE S.A.Bucureti - Sector 3 Total gross written premiums: 74,371,384 RON

19. EUREKO ASIGURRI S.A.Bucureti - Sector 3 Total gross written premiums: 52,006,152 RON

20. FATA ASIGURRI S.A.Bucureti - Sector 1 Total gross written premiums: 34,697,263 RON

Most important companies in "Insurance Companies"XX ALICO ASIGURARI ROMANIA S.A. Bulevardul Lascr Catargiu, nr. 47-53, Europa House, etaj 4, 010665, sector 1, Bucureti Phone: +40-21-208.41.00 +40-21-208.41.01/04 Fax: Total gross written premiums: 191,498,781 RON (2009)

ASIROM - VIENNA INSURANCE GROUP XX Company name: ASIGURAREA ROMANEASCA - ASIROM VIENNA INSURANCE GROUP S.A. Bulevardul Carol I, nr. 31-33, sector 2, Bucureti Phone: +40-21-317.81.36/37/39 Fax: +40-21-317.81.31/32 Total gross written premiums: 645,887,553 RON (2009) ASITO KAPITAL S.A. XX Bulevardul Elena Vcrescu, nr. 100A, sector 1, Bucureti Phone: +40-21-230.04.63 Fax: +40-21-230.35.08 Total gross written premiums: 33,001,187 RON (2009) ASTRA-UNIQA XX Company name: SOCIETATEA COMERCIAL DE ASIGURARE - REASIGURARE ASTRA S.A. Strada Nerva Traian, nr. 3, M 101, etaj 10, 031041, sector 3, Bucureti Phone: +40-21-318.80.80 Fax: +40-21-318.80.74/75 Total gross written premiums: 809,471,525 RON (2009)

ALLIANZ-TIRIAC ASIGURARI S.A. XX Strada Cderea Bastiliei, nr. 80-84, 010617, sector 1, Bucureti Phone: +40-21-208.22.22 +40-21-208.22.11 Fax: Total gross written premiums: 1,285,882,261 RON (2009) ASIGURARE REASIGURARE ARDAF S.A. XX Strada Polizu, nr. 58-60, sector 1, Bucureti Phone: +40-21-264.31.32 +40-21-317.60.76 Fax: Total gross written premiums: 327,107,895 RON (2009)

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Banking & Finance

XX AVIVA ASIGURRI DE VIA S.A. Strada Buzeti, nr. 62-64, etaj 6, sector 1, Bucureti Phone: +40-21-203.83.00 +40-21-203.83.01 Fax: Total gross written premiums: 101,950,836 RON (2009) XX ASIGURRI DE VIA VIENNA INSURANCE BCR

XX GENERALI ASIGURRI S.A. Strada Gheorghe Polizu, nr. 58-60, parter - etaj 4, 011062, sector 1, Bucureti Phone: +40-21-312.36.35 Fax: +40-21-312.37.20 Total gross written premiums: 506,946,316 RON (2009) XX GRAWE ROMNIA ASIGURARE S.A. Strada Vulturilor, nr. 98A, 030857, sector 3, Bucureti Phone: +40-21-312.60.03 Fax: +40-21-312.50.44 Total gross written premiums: 74,371,384 RON (2009) XX GROUPAMA ASIGURRI S.A. Strada Mihai Eminescu, nr. 45, etaj 4, 010513, sector 1, Bucureti Phone: +40-21-305.80.00 Fax: +40-21-310.99.67 Total gross written premiums: 536,983,257 RON (2009) XX ASIGURRI DE VIA S.A. ING Strada Costache Negri, nr. 1-5, etaj 1, sector 5, Bucureti Phone: +40-21-402.85.80 Fax: +40-21-402.85.81 Total gross written premiums: 527,059,032 RON (2009) XX OMNIASIG - ASIGURRI DE VIA S.A. Strada Pechea, nr. 13, 013982, sector 1, Bucureti Phone: +40-21-408.91.00 Fax: +40-21-408.91.01 Total gross written premiums: 25,761,749 RON (2009) XX OMNIASIG VIENNA INSURANCE GROUP S.A. Bulevardul Aviatorilor, nr. 28, sector 1, Bucureti Phone: +40-21-231.50.40/41/42/43 Fax: +40-21-231.50.28 Total gross written premiums: 1,114,407,407 RON (2009) XX ROUMANIE ASSURANCE INTERNATIONAL S.A. Bulevardul Gheorghe Polizu, nr. 58-60, 021522, sector 1, Bucureti Phone: +40-21-322.88.14 Fax: +40-21-322.31.11 Total gross written premiums: 11,988,863 RON (2009) XX SOCIETATEA DE ASIGURARE-REASIGURARE

GROUP S.A.

Strada Rabat, nr. 21, 011834, sector 1, Bucureti Phone: +40-21-206.90.40 +40-21-230.63.49 Fax: Total gross written premiums: 255,131,476 RON (2009) XX ASIGURRI VIENNA INSURANCE BCR

GROUP S.A.

Strada Grigore Mora, nr. 23, 011886, sector 1, Bucureti Phone: +40-21-405.74.20 +40-21-311.44.90 Fax: Total gross written premiums: 576,058,371 RON (2009) XX CARPATICA ASIG S.A. Strada Autogrii, nr. 1, 550135, Sibiu, judeul SIBIU Phone: +40-269-22.28.77 +40-269-21.10.40 Fax: Total gross written premiums: 196,809,513 RON (2009) XX CERTASIG - SOCIETATE DE ASIGURARE I

REASIGURARE S.A.

Strada Nicolae Caramfil, nr. 61B, sector 1, Bucureti Phone: +40-21-311.91.04 +40-21-311.50.56 Fax: Total gross written premiums: 33,115,602 RON (2009) XX CREDIT EUROPE ASIGURRI-REASIGURRI S.A. Splaiul Unirii, nr. 12, B6, Tronson 3, 040034, sector 4, Bucureti Phone: +40-21-408.04.00 +40-21-408.04.49 Fax: Total gross written premiums: 42,340,402 RON (2009) XX EUROLIFE ASIGURRI DE VIA S.A. EFG Bulevardul Dimitrie Pompeiu, nr. 6A, Olympus, 020337, sector 2, Bucureti Phone: +40-31-423.00.80 +40-31-418.40.84 Fax: Total gross written premiums: 12,595,720 RON (2009) XX EUREKO ASIGURRI S.A. Bulevardul Decebal, nr. 25-29, Olympia Tower, 030964, sector 3, Bucureti Phone: +40-21-9677 Total gross written premiums: 52,006,152 RON (2009)

CITY INSURANCE S.A.

EUROINS ROMANIA ASIGURARE XX REASIGURARE S.A.Bulevardul Dimitrie Pompei, nr. 10A, Cladirea Conect , etaj 2, 014142, sector 2, Bucureti Phone: +40-21-317.07.11/12 +40-21-317.07.14/18 Fax: Total gross written premiums: 281,126,365 RON (2009) XX FATA ASIGURRI S.A. Intrarea Av. Marcel Andreescu, nr. 30, sector 1, Bucureti Phone: +40-21-231.18.88 +40-21-230.00.41 Fax: Total gross written premiums: 34,697,263 RON (2009) XX GARANTA ASIGURRI S.A. Bulevardul Ion Mihalache, nr. 19-21, sector 1, Bucureti Phone: +40-21-303.70.34 +40-21-307.99.70 Fax: Total gross written premiums: 134,748,801 RON (2009)

Strada Lisabona, nr. 8, 011787, sector 1, Bucureti Phone: +40-21-231.00.90/79 Fax: +40-21-231.04.42 Total gross written premiums: 28,465,086 RON (2009) XX SOCIETATEA DE ASIGURRI CHARTIS

ROMANIA S.A.

Piaa Montreal, nr. 10, World Trade Center, sector 1, Bucureti Phone: +40-21-300.96.21 Fax: +40-21-300.96.36 Total gross written premiums: 89,900,559 RON (2009) XX UNIQA ASIGURRI S.A. Bulevardul Dacia, nr. 30, sector 1, Bucureti Phone: +40-21-212.08.82 Fax: +40-21-212.08.41/42/43 Total gross written premiums: 496,700,000 RON (2009)

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35

Insurance1. 2. 3. 4. 5. 6. 7. 8. 9.

Insurance Brokers Reported results for 2009PORSCHE BROKER DE ASIGURARE S.R.L.Voluntari - ILFOV Incomes from brokerage activities: 39,850,625 RON

UNICREDIT INSURANCE BROKER S.R.LBucureti - Sector 1 Incomes from brokerage activities: 34,403,418 RON

MARSH BROKER DE ASIGURARE-REASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 25,864,337 RON

RCI BROKER DE ASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 20,954,401 RON

D&CA INSURANCE BROKER S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 18,238,795 RON

VBL BROKER DE ASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 15,956,285 RON

AFIN BROKER DE ASIGURARE-REASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 14,508,228 RON

INK CONSULTAN - BROKER DE ASIGURARE S.R.L.Bucureti - Sector 2 Incomes from brokerage activities: 12,343,707 RON

AON ROMANIA BROKER DE ASIGURARE-REASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 11,810,757 RON

10. GRAS SAVOYE ROMANIA BROKER DE ASIGURARE - REASIGURARE S.R.L.Bucureti - Sector 1 Incomes from brokerage activities: 9,351,075 RON

Most important companies in "Insurance Insurance Brokers"XX AFIN BROKER

DE ASIGURARE-REASIGURARE S.R.L.

Strada Tipografilor, nr. 11-15, sector 1, Bucureti Phone: +40-21-224.24.27 Fax: +40-21-224.24.47 Income from brokerage activities: 14,508,228 RON (2009) XX AON ROMANIA BROKER

XX EURIAL BROKER DE ASIGURARE S.R.L. Calea Bucureti, nr. 24, Otopeni, judeul ILFOV Phone: +40-21-202.99.30 Fax: +40-21-202.99.55/52 Income from brokerage activities: 6,586,602 RON (2009)

GRAS SAVOYE ROMANIA BROKER XX


DE ASIGURARE - REASIGURARE S.R.L.

Calea Victoriei, nr. 145, etaj 7, sector 1, Bucureti Phone: +40-21-212.58.16/17 Fax: +40-21-315.57.58 Income from brokerage activities: 11,810,757 RON (2009) XX D&CA INSURANCE BROKER S.R.L. Strada Gheorghe Missail, nr. 24, etaj P+1, ap. 1, sector 1, Bucureti Phone: +40-21-650.01.01 Income from brokerage activities: 18,238,795 RON (2009)

Strada Armindenului, nr. 2, sector 1, Bucureti Phone: +40-21-231.91.69 Fax: +40-21-231.91.70 Income from brokerage activities: 9,351,075 RON (2009)

INK XX CONSULTANTA

- BROKER DE ASIGURARE S.R.L.

Strada Olari, nr. 7 A, sector 2, Bucureti Phone: +40-21-212.06.40 Fax: +40-21-212.22.96 Income from brokerage activities: 13,110,544 RON (2009)

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Banking & Finance

XX KUNDEN BROKER DE ASIGURARE S.R.L. Strada Republicii, nr. 109, Sigma Center, 400489, Cluj-Napoca, judeul CLUJ Phone: +40-264-50.77.00 Fax: +40-264-50.77.17 Income from brokerage activities: 8,168,142 RON (2009)

XX BROKER DE ASIGURARE S.R.L. RCI Bulevardul Aviatorilor, nr. 41, etaj 4, ap. 1, sector 1, Bucureti Phone: +40-21-201.20.00 Fax: +40-21-201.20.99 Income from brokerage activities: 20,954,401 RON (2009)

MARSH BROKER XX


SAFE INVEST ROMANIA BROKER XX DE ASIGURARE S.R.L.Bulevardul George Cobuc, nr. 69, 040531, sector 4, Bucureti Phone: +40-21-301.99.39 Fax: +40-21-336.36.66 Income from brokerage activities: 7,118,064 RON (2009) XX UNICREDIT INSURANCE BROKER S.R.L. Strada Nicolae Caramfil, nr. 25, sector 1, Bucureti Phone: +40-21-200.77.77 Fax: +40-21-200.77.87 Income from brokerage activities: 34,403,418 RON (2009) XX BROKER DE ASIGURARE S.R.L. VBL oseaua Bucureti-Ploieti, nr. 17-21, etaj 2, ap. 118, sector 1, Bucureti Phone: +40-21-204.44.44 Fax: +40-21-233.32.39 Income from brokerage activities: 15,956,285 RON (2009)

Calea Floreasca, nr. 169 A, Floreasca Business Park, corp A1, etaj 3, 014459, sector 1, Bucureti Phone: +40-21-232.18.74 Fax: +40-21-232.21.02 Income from brokerage activities: 25,864,337 RON (2009)

OVB XX ALLFINANZ ROMANIA BROKER DE ASIGURARE S.R.L.Strada Franz Liszt , nr. 30, 400696, Cluj-Napoca, judeul CLUJ Phone: +40-264-58.85.50/51 Fax: +40-264-58.85.52 Income from brokerage activities: 6,517,469 RON (2009)

PORSCHE BROKER DE ASIGURARE S.R.L. XX oseaua Pipera-Tunari, nr. 2, Porsche Bank, etaj 1, Voluntari, judeul ILFOV Phone: +40-21-208.26.00 Fax: +40-21-208.26.05 Income from brokerage activities: 39,850,625 RON (2009)

Pension Funds ManagersMandatory Pension Funds Reported results at June 30th, 20101. ING Pensii Societate de Administrare a Unui Fond de Pensii Administrat Privat S.A.Fund Name: ING Bucureti - Sector 5 Net assets: 1,323,658,000 RON

2.

Allianz-iriac Pensii Private Societate de Administrare a Unui Fond de Pensii Administrat Privat i a Fondurilor de Pensii Facultative S.A.Fund Name: AZT Viitorul Tu Bucureti - Sector 1 Net assets: 793,492,000 RON

3. 4. 5. 6. 7. 8. 9.

Generali Societate de Administrare a Fondurilor de Pensii Private S.A.Fund Name: Aripi Bucureti - Sector 1 Net assets: 272,823,000 RON

Alico Societate de Administrare a Unui Fond de Pensii Administrat Privat S.A.Fund Name: Alico Bucureti - Sector 1 Net assets: 241,775,000 RON

Aviva Societate de Administrare a Unui Fond de Pensii Privat S.A.Fund Name: Pensia Viva Bucureti - Sector 1 Net assets: 223,628,000 RON

Eureko - Societate de Administrare a Fondurilor de Pensii Private S.A.Fund Name: Eureko Bucureti - Sector 3 Net assets: 182,485,000 RON

BCR Pensii - Societate de Administrare a Unui Fond de Pensii S.A.Fund Name: BCR Bucureti - Sector 1 Net assets: 170,129,000 RON

Aegon - Societate de Administrare a Unui Fond de Pensii Administrat Privat S.A.Fund Name: Vital Cluj-Napoca - Cluj Net assets: 88,593,000 RON

BRD Pensii Societate de Administrare a Unui Fond de Pensii S.A.Fund Name: BRD Bucureti - Sector 1 Net assets: 82,809,000 RON

Banking & Finance

37

Most important companies in "Pension Funds Managers Mandatory Pension Funds"XX AEGON -

SOCIETATE DE ADMINISTRARE A UNUI FOND DE PENSII ADMINISTRAT PRIVAT S.A.

XX BRD

SOCIETATE DE ADMINISTRARE A FONDURILOR DE PENSII PRIVATE S.A.

Calea Dorobanilor, nr. 98-100, etaj 2, 400691, Cluj-Napoca, judeul CLUJ Phone: +40-264-30.22.00 Fax: +40-264-30.22.90 Fund name: Fondul de Pensii Administrat Privat Vital No of Participants: 165,590 Net assets: 88,600,000 RON (30.06.2010) XX ALICO

Splaiul Independenei, nr.15, bl.100, tronson 1, etaj 6, sector 5, Bucureti Phone: +40-21-408.29.00 Fax: +40-21-408.29.20 Fund name: Fondul de Pensii Administrat Privat BRD No of Participants: 128,590 Net assets: 82,809,000 RON (30.06.2010) XX EUREKO

SOCIETATE DE ADMINISTRARE A UNUI FOND DE PENSII ADMINISTRAT PRIVAT S.A.


Bulevardul Lascr Catargiu, nr. 47-53, Europe House, etaj 4, sector 1, Bucureti Phone: +40-21-208.44.44 Fax: +40-21-208.44.45 Fund name: Fondul de Pensii Administrat Privat Alico No of Participants: 315,847 Net assets: 241,775,000 RON (30.06.2010) XX ALLIANZ-IRIAC

Bulevardul Decebal, nr. 25-29, Olympia Tower, 030964, sector 3, Bucureti Phone: +40-21-9670 Fund name: Fondul de Pensii Administrat Privat Eureko No of Participants: 357,025 Total Assets: 182,485,000 RON (30.06.2010) XX GENERALI


PENSII PRIVATE SOCIETATE DE ADMINISTRARE A UNUI FOND DE PENSII ADMINISTRAT PRIVAT I A FONDURIL

Major Companies

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Transcript of Major Companies