Main pricing conditions

October 1st 2013

Standard rates summaryThe prices below are exclusive of promotional offers or prices specific to certain clients.

List of services Prices in euros

Subscription for internet account management (My online bank)

free of charge

SMS alert on the account status (HSBC Alerts)

€2.10 per month, to receive 6 alerts per month or indicatively €25.20 per year

International immediate debit card (Visa Classic Card)

€37 per year

International deferred debit card (Visa Premier Card)

€130 per year

Systematic authorisation payment card Not available

Withdrawals in euros from ATMs of another bank in the eurozone with an international payment card

free of charge

Occasional external SEPA transferin the eurozone

– in a branch, by transfer €4– by internet (available from

01-02-2014) free of charge

Direct debit – direct debit set-up authorisation free of charge

– by direct debit free of charge

Brokerage Not provided for

Insurance against loss or theft of means of payment (HSBC Volassur)

€24 per year

Warning: the commissions and fees shown are in euros or percentage of euros, all taxes included and excluding taxes for the tax on share purchases (TAT)(1). The general terms and conditions described in this document pertain to the most common operations. This pricing may be changed at any time. HSBC Private Bank may receive rebates for certain investments made on behalf of its clients. We are at your disposal for any further information. Please contact us should you have any special requests.

3

4

Opening, operating and monitoring of your account

Opening, closing

Opening of current account free of charge

Current account closure free of charge

HSBC Easy, service for changing banking information

free of charge

Account statements

Monthly statement or e-statement free of charge

On request free of charge

Holding of account

Current account holding fee free of charge

Branch services

Mail domiciled at the bank €570 per year

Search fee (per document) or supplyof a duplicate

€30 + actual costs

Certification fee €30

Safe rental fee Contact us

Inheritance or gift – Filing fees and annual management fees

0.20% per year of the amount (min. €500 - max. €1,000)

Provision of cash for clients of other HSBC Group Private Bank entities

1%(minimum €50)

Deposit or withdrawal of cash (except euro)– Processing commission– Exchange commission

1.6%€37

Euro cash withdrawal in excess of €50,000 1%

Chequebook sent by registered mail Actual shipping cost

Circularisation fee (external auditors) €312

Online bankingConsultation of online account

Online banking services onwww.hsbcprivatebankfrance.com

free of charge

Services by phone: HSBC Client Relations on 0 810 17 17 17(15)

free of charge

Mobile services: HSBC application for iPhoneand Android or the HSBC mobile site on http://mobile.hsbc.fr(15)

free of charge

Alert services: HSBC Alerts

Subscription for 6 alerts €2.10 per month

Subscription for 25 alerts €5.10 per month

In excess of flat rate(2) €0.40 per SMS / €0.20 per e-mail

5

Your payment means and transactions

Cards

Annual fee

Visa Infinite Card €300

Visa Premier Card €130

Visa Business Professional Card Contact us

Immediate debit Visa Classic Card €37

Deferred debit Visa Classic Card €47

Other services

Stop order on lost or stolen card free of charge

Recreation of credit card €12

Reissue of code €9 per year

Modification of card contract €44

Transactions carried out in the eurozone and outside the eurozone with a bank card

Payments

ATM withdrawals HSBC Group network(3)(4)

ATM withdrawals from a bank other than HSBC

Branch withdrawalsVisa or MasterCard networks

Eurozone free of charge free of charge free of charge €5 per withdrawal

Outside eurozone

2.90% of the gross amount of the transaction

free of charge€3.05 + 2.90% of the gross amount of the transaction

per withdrawal €5 + 2.90% of the gross amount of the transaction

Transfers

European transfers(7)

Euro transfers issued to/from EEA countries (the 28 Member States + Iceland, Liechtenstein, Norway). Only possible fee option: “SHARE”.

Single transfer issued

Initiated from “My online bank”(5) (Internet et Mobile) free of charge

Initiated from a branch per transfer €4

Permanent transfer issued

Initiated on Internet free of charge

Initiated in a branch per transfer €1.05

International transfers

Transfer in the currency of an EEA country (except euros) issued to/from an EEA country. Only possible fee option “SHARE”. All other transfer, regardless of the currency. Possible fee options: “SHARE”, “BEN”, “OUR”.

International transfer received(16) €25

International transfers issued

Issued from “My online bank”(5)(16) (Internet and mobile) €12.50

6

Issued from a branch(16) 0.10% of a min. €25transaction

Other fees on transfers

Exchange commission €31

Correspondent costs €20

Required information missing or incorrectAdditional commission

€15

Direct debits / TIP

Setting up a direct debit free of charge

Stop order on direct debit free of charge

Cheques

Payment and receipt* of cheques on CORE

All free of charge

Payment and receipt of cheques except CORE

Transfer or collectioncommission(7)

0.10% (min. €31 max. €156)

Exchange commission(8) €31

Correspondent costs Actual costs

Issuance of a bank cheque (in euros) €13

Stop order on lost or stolen cheque or cheque book €12.50

* Value date: J (J = interbank settlement day). – On cheques and transfers, HSBC Private Bank applies the value dates that are used by the Market systems.

Irregularities and incidents

Specific transactions

Declaration to the Banque de France

For card withdrawal following a payment incident €30

For a cheque paid while banking privileges are suspended €20

Handling charge for suspension of banking privileges by another bank €30

Handling charge per third-party notification €100

Handling charge per entry €100

Administrative stop order max. €100 within the limit of 10% of the amount of the stop order

Payment incidents

Incidents on cheques

Flat rate for bounced cheque for insufficient funds(18)

For a cheque ≤ €50 €30

For a cheque > €50 €50

7

Charge for information letter prior to bouncing a cheque for insufficient funds(17) €13

Incidents on cards

Charge for a bank card cancellation for improper use €36

Direct debit incidents

Charge by unpaid direct debit(18) Direct debit amountmax. €20

Overdrafts and credits(9)

Overdraft facilities (depending on the system used by each bank)

Unauthorised overdraft Base rate(10) + 5%

Letter relative to an unauthorised debit position €20 + postage

Credits (contact us)

Administrative fee Contact us

Opening of a pledge account in favour of another bank

€156

Opening of a pledge account in favour of HSBC Private Bank

free of charge

Pledge (recording and notice of account holdings against a credit transaction)

Actual costs

Fee on the highest overdraft amount(11) 0.10%

Turnover fee(12) 0.5‰

Guarantees (contact us)

Deposits and guarantees on first demand

Annual risk commission (calculated according to the amount of the guarantee and reviewed quarterly in advance).

1.5% of the commitment (min. €365)

Administrative fee 1% (min. €300)

Annual information to guarantors €20 per commitment

Financial investments

Securities

Portfolio management contract

The management fee will be charged in arrears in December of each year and will be calculated on the basis of the portfolio valued as of 30 November of the year.

Portfolio management contract fee Maximum 2%

“Investment information and advice” service

The “Investment information and advice” service fee will be charged in arrears in December of each year and will be calculated on the basis of the portfolio valued as of 30 November of the year.

“Investment information and advice”service fee

Maximum 1%

8

Brokerage fees

Shares : – France(13) 1% (min. €16)

– Abroad(13) 1% (min. €36)

Bonds 0.50% (min. 0.13%)

Options 2% of the order (min. €104(14))

Futures 2% of the order (min. €104(14))

Subscription fee / redemption of UCITS Max. 1.50%

Custody fees

Custodial fees are paid in euros in arrears in December of each year based on the portfolio valued as of 30 November of the year.

from €0 to €150,000 €990

then from €150,001 to €500,000 0,47%

then from €500,001 to €1,000,000 0,42%

then from €1,000,001 to €5,000,000 0,33%

more than €5,000,001 0,23%

The UCITS managed by management companies which are subsidiaries of HSBC France are exempt from custody fees with the exception of UCITS whose management is delegated.

Remuneration of the bank (distributor) for the marketing of UCITS (payback of management fees on the basis of net assets)

Shares from 0.10% to 1.30%

Bonds or other debt securities from 0.15% to 1.10%

Money securities from 0.01% to 0.70%

Diversified from 0.05% to 1.35%

Structured funds: refer to the specific sales brochures for the funds in question

“Pursuant to article 314-76 of the AMF General Regulations, HSBC Private Bank is available to investors for any additional information.” These rates may change depending on market and UCITS developments.

Remuneration linked to structured products and derivatives traded over the counter

The remuneration offered by issuers within and outside the HSBC Group includes a distribution fee paid to HSBC Private Bank, which represents no more than 2.5% of the nominal issuance amount.

New business commission

HSBC Private Bank may introduce the client to a company of the HSBC Group, for the provision of investment services. In this case, HSBC Private Bank receives a commission which may be recurrent, representing 35 to 60% of the income earned by the Group company. When the client’s relationship with HSBC Private Bank is or has been initiated by a company belonging to the HSBC Group or a service provider or a company outside the HSBC Group, HSBC Private Bank will pay a commission which may be recurrent, of between 30 and 60% of the income acquired by HSBC Private Bank.

Miscellaneous transactions on securities

Securities account closure €156

Securities account holding fee €131

9

Fees for transfer of securities to outside establishments

Flat rate €94

+ per line of securities €52

Securities received from outside establishments

Per line of securities €30

Unlisted securities transactions

Per line and per transaction €192

Fees for cashing coupons on:

Domestic securities €15 per coupon

Foreign securities €52 per coupon

Costs of recovering tax on international coupons €31

Blocking / release of securities for a General Assembly

€78

Conversion of registered shares to bearer and vice versa €104

Payment of dividends as stock €31

“ISF” portfolio statement free of charge

Single tax document (IFU) free of charge

These prices are excluding tax for the tax on share purchases (TAT) (1), at the current rate of 0.2%.

HSBC Private BankHSBC France - Registered office: 103 avenue des Champs-Elysées, 75008 Paris Postal address: 109 avenue des Champs-Elysées, 75419 Paris Cedex 08 Tel +33 (0) 1 49 52 20 00 - Fax +33 (0) 1 49 52 20 99Limited company with an authorized capital of 337,189,135 euros - SIREN 775 670 284 RCS Paris - Bank and insurance brokerage company registered with the Insurance Intermediary Registry Organism under number 07 005 894 (www.ORIAS.fr) - VAT Intracommunity : FR 707 756 702 84.

www.hsbcprivatebankfrance.com

10

Our service quality: judge for yourself

Service quality is extremely important for HSBC and forms the basis of its reputation in the banking world.

However, difficulties can arise with operating your account or using the services associated with it.

If you encounter difficulties using our services, please be sure to contact your usual account manager immediately.

He or she is the best person to provide additional information or to put the matter right for you as soon as possible.

If you do not receive a satisfactory reply within what you consider to be a reasonable time frame, please do not hesitate to contact our Customer Relations Department, which will handle your questions and provide a prompt response by finding the most appropriate solution with your private bank.

Customer Relations Department 103, avenue des Champs-Elysées - 75419 Paris Cedex 08 - Toll-free 0 800 215 915 - www.hsbc.fr, rubrique “Contact us” by choosing “Complaint” as “Reason for contact”.

In last resort, you may submit your case to the HSBC France mediator, whose address appears on your account statement. They will step in to facilitate the resolution of the dispute and find the most appropriate solution.

If your dispute relates to a financial instrument or service (delegated asset management, investment advisory, UCITS, structured products, non-trading property, mutual fund investing in innovation and securities, etc.), as either a saver or an investor, you may send your request to: Mediator of the French financial markets authority (AMF) - 17 Place de la Bourse, 75082 Paris Cedex 02. For more information, please see our brochure “Committed to handling your complaints”, available in your nearest branch or on the bank’s Web site.

Resolving a dispute

11

Footnotes

(1) TAT: This tax, called the Taxe sur les Acquisitions de Titres (or TAT – tax on share purchases) at the current rate of 0.2% of the financial transaction amount, is charged on any acquisition against payment of an equity security or similar security (listed for trading on a French or foreign regulated market) in a French company whose stock market capitalisation exceeds one billion euros at 1 January of the relevant tax year.For a list of the companies whose shares are subject to the TAT, please go to www.hsbcprivatebankfrance.com. You will be charged this new tax on the aforementioned transactions within the contractual time limits, whether they are performed directly by you or under a management contract.

(2) Fee charged upon receipt of the first alert in excess of the flat rate, regardless of the chosen alert device.

(3) Only MasterCard cards are accepted in HSBC ATMs in Canada.

(4) Commissions may be charged nonetheless by the local bank in certain countries.

(5) From your secure area: up to €12,500 or its equivalent value per day. For up to one transfer per day. These caps are indicative.

(6) From 1st February 2014, the SEPA transfer replaces the European transfer. Euro transfers issued to/from a country within the SEPA zone (the 28 Member States + Iceland, Liechtenstein, Norway, Switzerland, and Monaco). Only possible fee option: “SHARE”. Same fee structure as for European transfers.

(7) Fees calculated on the amount of the transaction.

(8) The exchange rate applied, including our fees, is that in force on the day of the transaction; it is available in our branches.

(9) This does not under any circumstances constitute an offer of a loan or an overdraft.

(10) Base rate: bank base rate for HSBC. 7.40% on 01/05/13. The base rate is determined by each bank, according to the type of credit granted and taking into account the different rates on the capital markets. This rate is the basis to calculate the conventional credit rate.

(11) Applies to clients that are legal entities. Calculated on the highest overdrawn amount each month in the quarter capped at 100% of debit interest.

(12) Applies to clients that are legal entities. Calculated on total movements of capital out of the account excluding transactions within HSBC Private Bank.

(13) Over and above broker fees.

(14) Over and above clearing costs.

(15) Costs vary according to the operator. Contact your private bank in order to obtain access codes to log in to the voice server and to HSBC Mobile. HSBC Mobile: Touchscreen mobile compatible with Internet mobile. Excluding communication and subscription costs charged by your operator.

(16) Additional fees may be charged by French and/or foreign correspondents, or warranted by a specific service or following a foreign exchange transaction.

(17) Fees are not charged in case of rejection.

(18) The amount is a flat rate including all invoices issued (information fee, assistance charge, etc.).