Maharashtra Gramin Bank Paper Download

download Maharashtra Gramin Bank Paper Download

of 16

Transcript of Maharashtra Gramin Bank Paper Download

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    1/16

    3566

    KA[^KC@X SI^ZQNGE TCXF ZNAZ^CXON@X XNQXQ

    EIZ IEECANZ QAKGN / CC

    & Tzcxxn` Xnqx = ;:.25.:2;;#

    OKFKZKQFXZK DZKOC@ JK@L

    &Qri`qiznh js Diux. ie C`hck' Diux. ie Okfkzkqfxzk k`h Jk`l ie Okfkzkqfxzk#

    Fnkh Ieecan = Qfcukmc`kdkz' @k`hnh / 81; 52:

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    2/16

    :

    C. C@XZIH^AXCI@

    Tn kzn dgkh xfkx si~ fkun krrgcnh c` znqri`qn xi i~z khunzxcqnon`x eiz xfn znaz~cxon`x ie Ieecanz Qakgn CC

    ;. Xfcq jiilgnx ai`xkc`q hnxkcgq rnzxkc`c`d xi ukzci~q kqrnaxq ie xfn nvkoc`kxci` si~ kzn dic`d xi xkln k`h corizxk`xc`qxz~axci`q kji~x zngkxnh okxxnzq Xfn kqqnqqon`x ie k`qtnzqfnnxq tcgg jn hi`n js k aior~xnzcqnh okafc`n'fn`an si~ qfi~gh akzne~ggs znkh c`qxz~axci`q zndkzhc`d fk`hgc`d ie xfn k`qtnzqfnnx k`h xfn onxfih ie okzlc`dk`qtnzq. Si~ kzn khucqnh xi qx~hs xfcq jiilgnx akzne~ggs kq cx tcgg fngr si~ c` rznrkzc`d eiz xfn nvkoc`kxci`

    :. Jneizn krrnkzc`d eiz xfn tzcxxn` nvkoc`kxci` si~ qfi~gh qxzcaxgs n`q~zn si~zqnge xfkx si~ e~gecg xfn ngcdcjcgcxs azcxnzck

    qxcr~gkxnh js xfn jk`l c` kgg znqrnaxq1. Rgnkqn `ixn xfkx qc`an xfcq cq k aiornxcxcun nvkoc`kxci`' onzn rkqqc`d cq `ix khn{~kxn Si~ fkun xi ijxkc` k fcdf zk`l

    c` xfn izhnz ie onzcx kq cx fkq k jnkzc`d c` xfn ec`kg qngnaxci` Si~ qfi~gh' xfnzneizn' r~x ~r si~z jnqx neeizx c` xfnnvkoc`kxci`

    CC. DN@NZKG C@QXZ^AXCI@Q

    ;. Rkzxca~gkzq xi jn @ixnh = Rgnkqn `ixn akzne~ggs si~z Zigg @~ojnz' Akxndizs' hkxn' xcon k`h un`~n eiz xfn nvkoc`kxci`dcun` c` xfn akgg gnxxnz Rgnkqn kgqi `ixn xfkx xfcq akgg gnxxnz hinq `ix ai`qxcx~xn k` ieenz ie norgison`x js xfn jk`l

    :. R~`ax~kgcxs c` Kxxn`hk`an = Si~ qfi~gh jn rznqn`x kx xfn nvkoc`kxci` fkgg kx gnkqx fkge k` fi~z jneizn xfn xcon dcun` c`xfn akgg gnxxnz Ak`hchkxnq kzzcuc`d gkxn tcgg `ix jn rnzocxxnh xi n`xnz xfn Nvkoc`kxci` Fkgg

    1. Akgg gnxxnz xi jn Q~zzn`hnznh = Keecv eczogs k airs ie si~z znan`xrkqqrizx qc}n rfixidzkrf c` xfn qrkan rziuchnh eiz cx c`xfn akgg gnxxnz k`h c` xfn izcdc`kg rkson`x afkggk` k`h jzc`d xfnqn tcxf si~ tfn` si~ aion xi xfn un`~n eiz xfn nvkoc`kxci`Si~ tcgg `ix jn rnzocxxnh xi krrnkz eiz xfn nvkoc`kxci` ce si~ hi `ix jzc`d xfn akgg gnxxnz kgi`dtcxf xfn izcdc`kg

    rkson`x afkggk` tcxf xfn rfixidzkrfq keecvnh i` jixf. Si~ tcgg jn zn{~cznh xi qcd` c` xfn qrkan rziuchnh eiz ak`hchkxnqqcd`kx~zn i` si~z akgg gnxxnz c` xfn rznqn`an ie xfn c`ucdcgkxiz c` xfn nvkoc`kxci` fkgg Si~ qfi~gh fk`h iunz si~z akgg gnxxnzkgi`dtcxf xfn izcdc`kg rkson`x afkggk` xi xfn c`ucdcgkxiz c` xfn nvkoc`kxci` fkgg' tfn` fn aiggnaxq xfn akgg gnxxnzq ezio xfnak`hchkxnq Rgnkqn znxkc` xfn ai~`xnzeicg kx xfn jixxio ie xfn akgg gnxxnz tcxf si~ eiz si~z rnzqi`kg znaizh

    8. Aiorgck`an tcxf C`qxz~axci`q = Si~ qfi~gh qaz~r~gi~qgs eiggit xfn c`qxz~axci`q dcun` js xnqx khoc`cqxzkxizq k`h xfnc`ucdcgkxizq kx kgg xfn qxkdnq ie xfn nvkoc`kxci` eiz tfcaf si~ fkun jnn` akggnh Ce si~ ucigkxn xfn c`qxz~axci`q si~ tcgg jnhcq{~kgcecnh k`h oks kgqi jn kqlnh xi gnkun xfn nvkoc`kxci` fkgg

    >. ^qn ie Jiilq' @ixnq k`h Airsc`d iz Znancuc`d)Dcuc`d Kqqcqxk an @ix Kggitnh = @i akga~gkxiz' qnrkzkxn iz tcxf tkxaf'rkdnzq' anggrfi`nq' jiilq' qgchn z~gnq' eiix z~gnq' `ixn/jiilq iz tzcxxn` `ixnq tcgg jn kggitnh c`qchn xfn nvkoc`kxci`fkgg K`s ak`hchkxn tfi cq ei~`h ncxfnz airsc`d iz znancuc`d iz dcuc`d kqqcqxk`an tcgg jn hcq{~kgcecnh

    5. Qrnacon` K`qtnzqfnnx k`h Fit xi ecgg c eizokxci` I` cx = K jgk`l qrnacon` k`qtnzqfnnx cq kxxkafnh xi xfcq jiilgnx kxxfn n`h Ecgg c` xfn zn{~cznh jcihkxk k`h ixfnz c`eizokxci` i` xfcq k`qtnzqfnnx eiz si~z rzkaxcan k`h jzc`d cx tcxf si~ xi xfnnvkoc`kxci` fkgg Si~ tcgg dnx k qcocgkz k`qtnzqfnnx c` xfn nvkoc`kxci` fkgg' i` tfcaf si~ tcgg fkun xi airs xfn jcihkxk

    k`h ixfnz c`eizokxci` kgznkhs ecggnh c` js si~ i` xfn qrnacon` k`qtnzqfnnx Fit xi ecgg c` xfn c`eizokxci` i` xfnk`qtnzqfnnx cq nvrgkc`nh c` xfcq jiilgnx ngqntfnzn &kx QC. @i. CU# k`h qfit` i` xfn qrnacon` k`qtnzqfnnx.

    4. ^qn ie FJ Rn`acg k`h Jkgg Rn = Si~ qfi~gh jzc`d tcxf si~ xti FJ rn`acgq' k diih {~kgcxs nzkqnz' k qfkzrn`nz k`h k jkgg/ric`x rn` Si~ kzn khucqnh xi jzc`d xti rn`acgq xi kuich on`hc`d k rn`acg h~zc`d xfn nvkoc`kxci` kq si~ oks giqn xcon^qn jkgg/ric`x rn` eiz ecggc`d ~r xfn c`eizokxci` i`gs c` jivnq ;/;; i` Qchn ;. ^qn FJ rn`acg i`gs' eiz ecggc`d ~r c`eizokxci`c` jivnq ;1/:6 i` qchn ; ie xfn k`qtnzqfnnx k`h jiv :3 i` qchn : ie xfn k`qtnzqfnnx Kgg xfn k`qtnzq qfi~gh kgqi jnokzlnh js ~qc`d FJ rn`acg i`gs.

    6. Fk`hgc`d k`qtnzqfnnx = Rgnkqn fk`hgn si~z k`qtnzqfnnx tcxf nvxznon akzn k`h lnnr cx h~qx eznn Ce cx cq o~xcgkxnh' xiz`'eighnh' tzc`lgnh iz ziggnh' cx oks `ix jn nukg~kxnh js xfn okafc`n

    K`qtnzqfnnxq k`h {~nqxci` rkrnzq tcgg jn q~rrgcnh js xfn Jk`l Kexnz xfn xnqx cq iunz' si~ qfi~gh fk`h iunz xfnk`qtnzqfnnx k`h ijmnaxcun xnqx jiilgnx &{~nqxci` rkrnz# xi xfn c`ucdcgkxiz jneizn gnkuc`d xfn ziio.K`s ak`hchkxn tfihinq `ix znx~z` xfn {~nqxci` jiilgnx k`h)iz k`qtnzqfnnx iz cq ei~`h xi kxxnorx xi xkln iz rkqq i` xfn {~nqxci` jiilgnxiz k`qtnzqfnnx c`qchn iz i~xqchn xfn nvkoc`kxci` fkgg tcgg jn hcq{~kgcecnh k`h xfn Jk`l oks xkln e~zxfnz kaxci` kdkc`qx

    fco kq rnz z~gnq ie xfn Jk`l3. Zi~df tizl xi jn hi`n i` xfn jiilgnx = Si~ qfi~gh hi kgg xfn `nanqqkzs zi~df tizl i` xnqx jiilgnx){~nqxci` rkrnz

    cxqnge i`gs Si~ QFI^GH @IX hi si~z zi~df tizl i` xfn k`qtnzqfnnx iz k`s ixfnz rkrnz Ce k`s zi~df tizl cq hi`n i`xfn k`qtnzqfnnx' si~z k`qtnzqfnnx tcgg `ix jn kqqnqqnh

    ;2. I`n Qc dgn K`qtnzqfnnx = Eiz kgg xfn ijmnaxcun xnqxq xfnzn tcgg jn k qc`dgn k`qtnzqfnnx

    ;;. Onxfih ie Qfitc`d K`qtnzq = Kgg si~z k`qtnzq o~qx jn okzlnh c` xfn k`qtnzqfnnx i`gs Xfn onxfih ie c`hcakxc`dk`qtnzq kq hnqazcjnh k`h cgg~qxzkxnh jngit o~qx jn eiggitnh Ce xfcq cq `ix hi`n xfn k`qtnzqfnnx tcgg `ix jn kqqnqqnhjs xfn aior~xnzcqnh okafc`n

    ;:. Tzcxn Zigg @i. i` xfn Xnqx Jiilgnx = Si~ qfi~gh tzcxn si~z Zigg @i c` xfn qrkan rziuchnh i` xfn aiunz rkdn ie xfn xnqxjiilgnx Ce si~ hi `ix tzcxn si~z Zigg @i i` xfn xnqx jiilgnx si~z k`qtnzqfnnx tcgg `ix jn kqqnqqnh

    ;1. C`eizokxci` i` xfn K`qtnzqfnnx = Si~ qfi~gh tzcxn kgg xfn c`eizokxci` zn{~cznh i` xfn k`qtnzqfnnx q~af kq Zigg @i'@kon' Xnqx Eizo @i' nxa Ce si~ hi `ix tzcxn si~z Zigg @i.' @kon k`h Xnqx Eizo @i.' nxa. k`h hi `ix hkzln` xfnznqrnaxcun iukgq' si~z k`qtnzqfnnx tcgg `ix jn kqqnqqnh.

    ;8. Xzkunggc`d Kggitk`an ix khocqqcjgn = @i xzkunggc`d kggitk`an iz ixfnz nvrn`qnq c` ai``naxci` tcxf xfn nvkoc`kxci` tcggjn rkch

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    3/16

    1

    CCC. ONXFIH IE QFITC@D K@QTNZQ

    Fit xi qfit si~z k`qtnz = Nkaf {~nqxci` cq eiggitnh js k`qtnzq tfcaf kzn `~ojnznh ;' :' 1' 8 k`h > Qngnax xfn oiqxkrrzirzckxn k`qtnz Xfn` js ~qc`d FJ Rn`acg jgkaln` xfn iukg jnkzc`d xfn aizznax k`qtnz `~ojnz kdkc`qx xfn qnzckg`~ojnz ie xfn {~nqxci`. Eiz nvkorgn' ce xfn k`qtnz xi [~nqxci` @~ojnz : cq k`qtnz ~ojnz >' cx cq qfit` kq eiggitq =

    :.

    HI @IX QN JKGG RN@ IZ C@L RN@ XI OKZL K@QTNZQ.

    Rgnkqn kgqi `ixn xfkx si~ qfi~gh `ix ~qn k` F' :F)FF' 1F xsrn ie rn`acgq Xfn okzlq okhn js q~af fkzh rn`acg tcgg jn xii gcdfxk`h tcgg `ix jn znkh js xfn aior~xnzcqnh okafc`n Qi q~af fkzh rn`acgq kzn @IX XI JN ^QNH Ce si~ ~qn xii qiex rn`acgq gcln:J)JJ' 1J nxa' si~z okzlq tcgg jn xii hkzl Qi tfn` si~ tk`x xi afk`dn si~z k`qtnz js nzkqc`d xfn eczqx i`n' xfnzn oks jnqo~hdnq iz hkzl okzlq c` rgkan ie xfn nzkqnh k`qtnz iz kzi~`h cx Qi qiex Rn`acgq kzn @IX XI JN ^QNH XFNZNEIZN' ^QNI@GS FJ RN@ACGQ

    QION TZI@D ONXFIHQ IE OKZLC@D K@QTNZQ =

    Rgnkqn HI @IX okzl si~z k`qtnzq iz ecgg ~r c`eizokxci` js ~qc`d hceenzn`x onxfihq ie okzlc`d kq cgg~qxzkxnhjngit =

    &^qn ie Gc`n Okzl#

    &Fkge ecggnh iukg#

    &Okzlq i~xqchn xfn iukg#

    C` kgg xfn kjiun akqnq' xfi~df si~ oks fkun qfit` si~z k`qtnz' cx oks ix jn znkh js xfn okafc`n jnak~qn ie tzi`d onxfihie qfitc`d xfn k`qtnz

    UNZS CORIZXK@X

    K`qtnzq qfit` i`gs js jgkaln`c`d k` iukg js FJ rn`acg tcgg jn kaanrxnh

    Rgnkqn `ixn xfkx xfn iukg qfi~gh jn hkzl n`i~df k`h qfi~gh jn ecggnh c` kq aiorgnxngs kq riqqcjgn. Si~ `nnh `ix oklnqrnackg neeizxq xi hkzln` k`s iukg kzxcqxcakggs.

    Fit xi afk`dn si~z K`qtnz = Ce si~ tcqf xi afk`dn si~z k`qtnz' NZKQNaiorgnxngs xfn kgznkhs hkzln`nh iukg js ~qc`d diih{~kgcxs nzkqnz k`h xfn` jgkaln` xfn `nt iukg jnkzc`d si~z znucqnh k`qtnz `~ojnz

    Tfcgn afk`dc`d xfn k`qtnz' nzkqc`d xfn nkzgcnz k`qtnz aiorgnxngs cq nvxznongs nqqn`xckg. Ce cx cq `ix nzkqnh aiorgnxngs'qo~hdnq tcgg jn gnex i` xfn nzkqnh iukg k`h xfn {~nqxci` tcgg jn znkh kq fkuc`d xti k`qtnzq k`h tcgg jn cd`iznh eiz dcuc`dk`s aznhcx.

    &Qo~hdn gnex c` iukg @i 1 h~n xi jkh nzkqnz k`h xfn eznqf k`qtnz c` iukg @i 8 tcgg jn znkh kq xti k`qtnzq 1 % 8 k`h xfnzneizn`i aznhcx tcgg jn dcun` nun` ce xfn k`qtnz @i 8 fkrrn`q xi jn xfn aizznax k`qtnz#

    CU. FIT XI ECGG C@ SI^Z JCIHKXK C@EIZOKXCI@ I@ XFN K@QTNZQFNNX =

    Corizxk`x

    &;# Xfn c`eizokxci` cq xi jn ecggnh c` js si~ c` jivnq ;/;; k`h ;1/:6 i` Qchn ; k`h c` jiv :3 i` Qchn : ie xfn k`qtnzqfnnx

    &:# Si~ fkun xi ecgg c c eizokxci` c` jivnq ;/;; js ~qc`d jkgg ric`x rn`

    &1# C`eizokxci` c jivnq ;1/:6 i` qchn ; k`h :3 i` qchn : cq xi ecggnh ~r js ~qc`d FJ rn`acg i`gs.

    Fit xi ecgg c` xfn c`eizokxci` cq nvrgkc`nh tcxf xfn fngr ie k` nvkorgn dcun` jngit = &Ecggnh c` Qrnacon` K`qtnzqfnnx cq kgqin`agiqnh#

    ZNONOJNZ xfcq cq I@GS k` nvkorgn eiz si~z d~chk`an Si~ fkun xi ecgg ~r SI^Z IT@ c`eizokxci` i` si~z k`qtnzqfnnx

    @kon ie xfn Ak`hchkxn = Riimk Qfkzok

    Hkxn ie Nvkoc`kxci` = ;:25:2;;

    Izdk`c}kxci` = Okfkzkqfxzk Dzkoc` Jk`lZigg @i ie xfn Ak`hchkxn = ;;24222;>6

    An`xzn ie Nvkoc`kxci` = @k`hnh

    Riqx = Ieecanz Qakgn / CC

    Akxndizs = Dn`nzkg

    Hkxn ie Jczxf = ;1;2;36>

    Qnv = Enokgn

    Zngcdci` = Fc`h~

    [~kgcecakxci`q =

    Nvko Rkqqnh Rgkan ie Qx~hs Jikzh)^`cunzqcxs Rnzan`xkdn ie okzlq Onhc~o ie C`qxz~axci`q

    Q Q A Hcqxzcax F[ AJQN 4: N`dgcqf

    F Q A Hcqxzcax F[ AJQN 4> N`dgcqfJ K Qxkxn Akrcxkg QZXO ^`cunzqcxs 42 N`dgcqf

    ; : 1 8 >

    ; : 1 8

    ; : 1 8 >

    ; : 1 8 >

    ; : 1 8 >

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    4/16

    8

    K``~kg Ekocgs C`aion = Zq 8'82'222)/

    Rkzn`xkg Nh~akxci` = Ekxfnz Dzkh~kxnOixfnz Riqx Dzkh~kxn

    @it rgnkqn znenz xi xfn n`agiqnh Qrnacon` K`qtnzqfnnx tfcgn znkhc`d xfn eiggitc`d hnqazcrxci`

    Qchn C

    E~gg @kon ie xfn Ak`hchkxn &Jiv @i. ;# = Si~ fkun xi tzcxn c` akrcxkgq si~z e~gg `kon c` N`dgcqf Qnn fit xfn ak`hchkxn fkq

    tzcxxn` fnz `kon c` xfn qrkan rziuchnh js ~qc`d jkgg/ric`x rn`

    Ixfnz c`eizokxci` &Jiv @i. : xi 4# = Si~ tcgg ec`h xfkx xfn c`eizokxci` kqlnh eiz c` xfn jivnq ezio : xi 4 ak` jn ecggnh c` nkqcgsEcgg c` xfcq c`eizokxci` js ~qc`d jkgg/ric`x rn` &Lnnr jiv 5 jgk`l#

    Xnqx Jiilgnx Qnzckg @~ojnz' Xnqx Jkxxnzs @~ojnz k`h Xnqx Eizo @~ojnz &C`eizokxci` zn{~cznh c`Jivnq 6/;2# = Xnqx Jiilgnx Qnzckg @~ojnz' Xnqx jkxxnzs @~ojnz k`h Xnqx Eizo @~ojnz &c`eizokxci` zn{~cznh c` Jivnq 6/;2#kzn rzc`xnh i` xfn xnqx jiilgnx Si~ fkun xi airs xfnqn `~ojnzq i` si~z k`qtnz qfnnx ~qc`d jkgg ric`x rn` ezio xfn xnqx jiilgnxtfcaf si~ tcgg znancun kx xfn xcon ie nvkoc`kxci`

    Ak`hchkxnq Qcd`kx~zn &Jiv @i. ;;# = Rgnkqn r~x si~z qcd`kx~zn js jkgg ric`x rn`

    ^QN FJ RN@ACG EZIO JIV @I. ;1 I@TKZHQ

    Ak`hchkxnq @kon &Jiv @i. ;1# = Xfnzn cq k zit ie ;2 jivnq eiz tzcxc`d xfn `kon M~qx jngit nkaf jiv si~ tcgg ec`h k aig~o`ie :5 iukgq nkaf ai`xkc`c`d k gnxxnz ie xfn N`dgcqf kgrfkjnx Xfn xir iukg c` nkaf ai`xkc`q k gnxxnz K tfnznkq xfn gkqx iukg jnkzq

    ] Qnn fit xfn ak`hchkxn fkq tzcxxn` fnz `kon c` akrcxkgq js n`xnzc`d i`n gnxxnz c` nkaf jiv ~qc`d FJ rn`acg' k`h fkqjgkaln`nh xfn krrzirzckxn iukg ~`hnz nkaf jiv Rgnkqn `ixn xfkx xfn ak`hchkxn fkq gnex i`n jiv k`h znqrnaxcun aig~o` ie iukgqjgk`l jnxtnn` xti rkzxq ie fnz `kon Ce si~z `kon ai`xkc`q oizn gnxxnzq tzcxn i`gs xfn eczqx ;2 gnxxnzq &c`ag~hc`d qrkan#tfcaf si~ ak` kaaiooihkxn c` xfn Jivnq rziuchnh.

    Ak`hchkxnq Zigg @~ojnz &Jiv @i. ;8# = Si~ tcgg jn kqqcd`nh k ;2 hcdcx Zigg @~ojnz Xfnzn cq k zit ie ;2 jivnq rziuchnh xitzcxn xfn Zigg @~ojnz M~qx jngit nkaf jiv xfnzn kzn ;2 iukgq `~ojnznh ezio ; xi 3 k`h 2 Qnn fit xfn ak`hchkxn fkq tzcxxn`fnz Zigg @~ojnz c` xfn jivnq' n`xnzc`d i`n hcdcx c` nkaf jiv js ~qc`d FJ rn`acg k`h fkq jgkaln`nh xfn krrzirzckxn iukg ~`hnznkaf jiv Si~ fkun xi tzcxn si~z Zigg @~ojnz i` xfn xnqx jiilgnx kgqi c` xfn qrkan rziuchnh eiz cx

    Riqx &Jiv @i. ;># = Lnnr xfcq Aig~o` Jgk`l

    Akxndizs &Jiv @i. ;5# = Akxndizs aihnq kzn dcun` c` K``nv~zn C Rgnkqn ec`h i~x xfn aihn ~ojnz ie xfn akxndizs si~ jngi`dxi k`h n`xnz xfn aihn c` xfn jiv k`h jgkaln` xfn krrzirzckxn iukg js FJ rn`acg Qnn fit xfn ak`hchkxn c` xfn nvkorgn fkqtzcxxn` k`h hkzln`nh xfn krrzirzckxn iukg eiz fnz akxndizs

    Xnqx Eizo @i. &Jiv @i. ;4# = Si~ tcgg fkun xi tzcxn xfn xnqx eizo ~ojnz &1 hcdcxq# ~`hnz Jiv ;4 Tzcxn nkaf ie xfn hcdcxq c` xfnjivnq rziuchnh k`h jgkaln` xfn krrzirzckxn iukgq js FJ rn`acg

    Unzqci` ie xfn Xnqx ^qnh &Jiv @i. ;6# = Lnnr xfcq aig~o` Jgk`l

    Hkxn ie Jczxf &Jiv @i. :2# = Hkxn ie jczxf ie xfcq ak`hchkxn cq ;1;2;36> Qnn fit xfn ak`hchkxn fkq n`xnznh xfn hkxn' oi`xfk`h xfn snkz c` xfn jivnq k`h hkzln`nh xfn krrzirzckxn iukgq aizznaxgs Ce xfn hkxn iz xfn oi`xf fkrrn`q xi jn qc`dgn hcdcx si~qfi~gh c`hcakxn xfcq js rznecvc`d }nzi

    Hcqacrgc`n)eka~gxs &Jiv @i. :;# = ^`hnz xfcq xfn ak`hchkxn fkq xi okzl fcq)fnz Eka~gxs ie Qx~hs uc} Kzxq' Qacn`an' Aioonzan'N`dc`nnzc`d k`h Xnaf`igids iz Ok`kdnon`x Ce xfn eka~gxs qx~hcnh js si~ cq ixfnz xfk` xfnqn' xfn` c`hcakxn kq ixfnzq

    Onhc~o ie C`qxz~axci` &Jiv @i. ::# = C` xfcq jiv' xfn c`eizokxci` kji~x onhc~o ie c`qxz~axci` kx ukzci~q gnungq ie qx~hs' uc}QQA' &V Qxh#' FQA &VCC Qxh#' Dzkh~kxci` &HNDZNN# k`h Riqx Dzkh~kxci` &RD# cq xi jn c`hcakxnh Xfn gk`d~kdn aihnq kzn dcun`jngit =

    Aihn Gk`d~kdn Aihn Gk`d~kdn Aihn Gk`d~kdn Aihn Gk`d~kdn;; Kqqkonqn ;> Fc`hc ;3 Okzkxfc :1 Qc`hfc

    ;: Jn`dkgc ;5 Lk``khk :2 Izcsk :8 Xkocg

    ;1 N`dgcqf ;4 Lkqfoczc :; R~`mkjc :> Xng~d~

    ;8 D~mkzkxc ;6 Okgkskgko :: Qk`qlzcx :5 ^zh~

    Xfn ak`hchkxn c` i~z nvkorgn fkq qx~hcnh c` N`dgcqf Onhc~o ezio QQA i`tkzhq ~rxi Dzkh~kxci` Xfnzneizn' qfn fkq tzcxxn`Aihn ;1 ~`hnz QQA' FQA k`h Hndznn Kgqi qfn fkq jgkaln`nh xfn krrzirzckxn iukgq c` xfn aig~o` jngit nkaf jiv

    Rnzan`xkdn ie Okzlq &Jiv @i. :1# = C` xfcq jiv rnzan`xkdn ie okzlq ijxkc`nh kx nkaf gnung ie nvkoc`kxci` &zi~`hnh iee xi xtihcdcxq# cq xi jn c`hcakxnh Eiz nkaf gnung ie nvkoc`kxci`' xti jivnq eiz tzcxc`d xti hcdcxq fkun jnn` rziuchnh ^`hnz nkaf jivnhqrkan' ;2 iukgq zk`dc`d ezio ; xi 3 % 2 fkun jnn` rziuchnh eiz jgkaln`c`d xfn krrzirzckxn iukg C` akqn dzkhnq kzn dcun` js k`nvkoc`c`d kdn`as' ai`unzx xfn qkon c`xi n{~cukgn`x rnzan`xkdnq k`h c`hcakxn kq kjiun

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    5/16

    >

    Rgkan ie Qafiig)Aiggndn &Jiv @i. :8# = C` xfcq jiv' xfn ak`hchkxn fkq xi c`hcakxn' js jgkaln`c`d xfn krrzirzckxn iukg' fcq)fnzrgkan ie qx~hs &Ucggkdn' Xnfqcg' Hcqxzcax' Qxkxn Akrcxkg' Onxzirigcq# eiz nkaf gnung ie nvkoc`kxci` &QQA' FQA' Hndznn' RD#

    K``~kg Ekocgs C`aion &Jiv @i. :># = Qnn fit xfn ak`hchkxn fkq jgkaln`nh xfn krrzirzckxn iukg c`hcakxc`d fnz ekocgs c`aion

    Rkzn`xkg Nh~akxci` &Jiv @i. :5# = C` xfcq jiv xfn aig~o` ; c`hcakxnq gnung ie nh~akxci`' aig~o` : k`h 1 kzn eiz c`hcakxc`dekxfnzq k`h oixfnzq nh~akxci` znqrnaxcungs @ixn fit xfn ak`hchkxn fkq jgkaln`nh xfn znqrnaxcun iukgq ~qc`d FJ Rn`acg.

    Zngcdci` &Jiv @i. :4# = C` xfcq jiv c`hcakxn si~z zngcdci` js hkzln`c`d xfn krrzirzckxn iukg ~qc`d FJ rn`acg Qnn c` xfnqrnacon` k`qtnzqfnnx' fit xfn ak`hchkxn fkq hkzln`nh xfn znqrnaxcun iukg

    Qnv &Jiv @i. :6# = Qnn fit xfn ak`hchkxn fkq jgkaln`nh xfn krrzirzckxn iukg ~qc`d FJ Rn`acg.

    Qchn : =

    Zigg @~ojnz &Jiv @i. :3# = Si~ qfi~gh tzcxn si~z Zigg @~ojnz js FJ rn`acg c` xfcq jiv kx xfn gnex fk`h jixxio aiz`nz ie Qchn: ie xfn k`qtnzqfnnx

    U. CORIZXK@X RIC@XQ XI ZNONOJNZ

    ;. Xfn okafc`n eczqx znkhq xfn Xnqx Eizo @i i` qchn ; Jiv @i. ;4 ie xfn k`qtnzqfnnx k`h xfn` nukg~kxnq si~z k`qtnzqkq rnz xfn aizznax k`qtnzq ie {~nqxci`q c` xfkx Eizo Xfnzneizn' si~ O^QX C@HCAKXN SI^Z XNQX EIZO @I. AIZZNAXGSJS ECGGC@D XFN AIZZNAX IUKGQ JS FJ RN@ACG.

    :. CORIZXK@X = Si~z k`qtnzqfnnx OKS @IX jn kqqnqqnh ce si~

    &c# Hi ix hkzln` xfn aizznqri`hc`d iukgq xi si~z Zigg @~ojnz c` Jiv ;8.

    &cc# Hi ix hkzln` xfn aizznqri`hc`d iukgq xi xfn Xnqx Eizo @~ojnz c` Jiv ;4.

    &ccc# Hi `ix eiggit xfn rzirnz onxfih ie c`hcakxc`d xfn k`qtnzq cn hkzln`c`d xfn iukgq

    1. Si~z k`qtnzqfnnx oks kgqi `ix jn kqqnqqnh

    &k# Ce si~ hi xfn zi~df tizl i` xfn k`qtnzqfnnx

    &j# Ce si~ hi ix tzcxn si~z Zigg @i i` xfn Xnqx Jiilgnx

    &a# Ce si~ hi `ix tzcxn kgg xfn c`eizokxci` zn{~cznh i` xfn k`qtnzqfnnx

    &h# Ce si~ hi `ix fk`hgn si~z k`qtnzqfnnx akzne~ggs

    8. Si~ kzn khucqnh xi jzc`d tcxf si~ xfn eiggitc`d xfc`dq =/

    &c# Akgg gnxxnz kgi`dtcxf izcdc`kg rkson x afkggk` tcxf si~z znan`x rkqqrizx qc}n rfixidzkrf keecvnh xfnzni`

    &cc# Aiorgnxngs ecggnh c` jcihkxk c`eizokxci` i` xfn qrnacon` k`qtnzqfnnx rziuchnh kx xfn n`h ie xfcq jiilgnx

    &ccc# Xti FJ Rn`acgq' k rn`acg qfkzrn`nz k`h k diih {~kgcxs nzkqnz

    &cu# I`n jkgg ric x rn

    >. Tfn` QXKZX qcd`kg eiz Ijmnaxcun xnqx jiilgnx cq dcun`' hi ix tkqxn si~z xcon c` eczqx znkhc`d kgg xfn {~nqxci`q c` nkaf iexfn xnqxq kq cq hi`n c` xfn Qafiig)Aiggndn)^`cunzqcxs nvkoc`kxci`q Qc`an xfnqn {~nqxci`q kzn ie ijmnaxcun xsrn' znkh krkzxca~gkz {~nqxci` k`h coonhckxngs okzl si~z k`qtnz i` xfn k`qtnzqfnnx C` akqn si~ ec`h k rkzxca~gkz {~nqxci`hceeca~gx' qlcr xfn {~nqxci` k`h di i` xi xfn `nvx {~nqxci` Xfn {~nqxci` qi qlcrrnh oks jn qigunh kx xfn n`h' ce xcon cqkukcgkjgn

    5. C` xfn nvkoc`kxci` fkgg tfn` xfn c`ucdcgkxiz kqlq si~ xi xnkz irn` xfn tzkrrnz ie k rkzxca~gkz xnqx ie xfn xnqx jiilgnx' irn`xfn tzkrrnz eiz xfkx xnqx i`gs kgi`d xfn zcdfx fk`h nhdn. HI @IX znoiun xfn qxkrgnq ie xfn xnqx jiilgnx tfcaf kzn kxxfn gnex fk`h qchn Coonhckxngs kexnz irn`c`d xfn xnqx tzkrrnz kgi`d zcdfx fk`h nhdn' unzces xfkx kgg xfn {~nqxci`q kznrzirnzgs rzc`xnh c` si~z jiilgnx k`h xfn` jndc` k`qtnzc`d xfn xnqx C` akqn xfn xnqx jiilgnx cq hnenaxcun' dnx cx znrgkanh jsk`ixfnz xnqx jiilgnx jnkzc`d xfn qkon Xnqx Eizo @i Xcgg xfn c`ucdcgkxiz znrgkanq si~z xnqx jiilgnx ai`xc`~n k`qtnzc`dixfnz {~nqxci`q tfcaf kzn `ix hnenaxcungs rzc`xnh qi xfkx si~ hi `ix giqn xcon tfcgn xfn znrgkanon`x ie xfn hnenaxcunjiilgnx cq jnc`d hi`n

    4. Ce xfn {~nqxci` cq qlcrrnh akzn qfi~gh jn xkln` tfcgn okzlc`d xfn k`qtnz ie xfn `nvx {~nqxci` Cx qfi~gh jn okzlnhkdkc`qx xfn krrzirzckxn {~nqxci` qnzckg `~ojnz gnkuc`d jgk`l xfn k`qtnz qrkanq eiz xfn qlcrrnh {~nqxci`

    6. @i nvxzk xcon tcgg jn dcun` eiz hkzln`c`d xfn iukgq kexnz xfn xcon cq iunz k`h xfn QXIR Qcd`kg cq dcun`

    CORIZXK@X =

    Ak`hchkxnq znqizxc`d xi k`s ~`ekcz rzkaxcanq ncxfnz h~zc`d xfn tzcxxn` xnqx iz h~zc`d q~jqn{~n`x qngnaxci` rzianh~zn tcggjn gckjgn eiz hcqacrgc`kzs kaxci` xkln` kdkc`qx fco)fnz js xfn Jk`l' kq rnz xfn hcqacrgc`kzs rzianh~zn gkch hit`.

    Xfn Jk`l ti~gh jn k`kgsqc`d xfn znqri`qnq ie k ak`hchkxn tcxf ixfnz krrnkznh ak`hchkxnq xi hnxnax rkxxnz`q ie qcocgkzcxs Cekq rnz xfn gkch hit` rzianh~zn cx cq q~qrnaxnh xfkx xfn znqri`qnq fkun jnn` qfkznh k`h xfn qaiznq ijxkc`nh kzn `ix dn`~c`n)ukgch' xfn Jk`l znqnzunq xfn zcdfx xi ak`ang fcq)fnz ak`hchkx~zn

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    6/16

    5

    UC. TZCXXN@ NVKOC@KXCI@

    C` xfn tzcxxn` nvkoc`kxci` xfnzn tcgg jn Ijmnaxcun xnqxq kq eiggitq

    IJMNAXCUN XNQXQ

    Qz. @i. @kon ie xfn Xnqx @i. ie [~nqxci`q Okvco~o Okzlq Xcon Kggixxnh

    ; Znkqi`c`d >2 >2

    : [~k`xcxkxcun Krxcx~hn %Hkxk C`xnzrznxkxci` >2 >2

    1 Ec`k`ackg Ktkzn`nqq >2 >2

    8 Dn`nzkg N`dgcqf >2 >2

    XtiFi~zq k`h Xfczxs Oc`~xnq cn ;>2 oc`~xnq i`gs cq xfn nvkax k`h aioriqcxn xcon eiz kgg xfn kjiun xnqxq Si~ okskxxnorx xfn xnqxq){~nqxci`q c` k`s izhnz si~ gcln

    RKQQ OKZLQ = Ak`hchkxnq o~qx ijxkc` 82. &1>. eiz QA)QX# c` tzcxxn` xnqx Okzlq ijxkc`nh c` xfn tzcxxn` xnqx tcgg jnznali`nh eiz onzcx zk`lc`d Kaaizhc`dgs' ak`hchkxnq tcgg jn akggnh eiz c`xnzucnt Hnrn`hc`d ~ri` xfn `~ojnz ie ukak`acnqi`gs xfiqn ak`hchkxnq tfi zk`l q~eecacn`xgs fcdf c` xfn tzcxxn` xnqx tcgg jn akggnh eiz c`xnzucnt c` xfn zkxci ie ; = 1 &xfznn xconqxfn `~ojnz ie ukak`acnq# Onzn ngcdcjcgcxs ) rkqq c` xfn xnqx qfkgg `ix unqx xfn ak`hchkxn tcxf k`s zcdfx xi jn akggnh eiz xfnc`xnzucnt Ec`kg qngnaxci` tcgg jn i` xfn jkqcq ie xfn zk`lc`d kaaizhnh' kexnz khhc`d xfn okzlq ijxkc`nh c` xfn tzcxxn` xnqx k`h

    c`xnzucnt

    Fitnunz jk`l znqnzunq zcdfxq xi kon`h qxk`hkzh ie rkqqc`d kx k`s qxkdn k`h qfkgg afk`dn iz kon`h ie qxk`hkzh ie rkqqc`dtcgg `ix jn q~jmnax xi k`s ai`xnqx js k`s ak`hchkxn

    XFNZN TCGG JN RN@KGXS EIZ TZI@D K@QTNZ OKZLNH JS SI^ C@ XFN IJMNAXCUN XNQXQ. Xfnzn kzn ecun kgxnz`kxcunq c`nunzs {~nqxci` ie k xnqx Eiz nkaf {~nqxci` eiz tfcaf k tzi`d k`qtnz fkq jnn` dcun` js si~' i`n/ei~zxf iz 2 .:> ie xfn okzlqkqqcd`nh xi xfkx {~nqxci` tcgg jn hnh~axnh kq rn`kgxs Ce eiz k`s {~nqxci` si~ dcun oizn xfk` i`n k`qtnz' cx tcgg jn xznkxnh kqtzi`d nun` ce i`n ie xfn dcun` k`qtnzq fkrrn`q xi jn zcdfx k`h xfnzn tcgg jn xfn qkon rn`kgxs kq kjiun eiz xfkx {~nqxci` Cek {~nqxci` cq gnex jgk`l' cn `i k`qtnz cq dcun` js si~' xfnzn tcgg jn `i rn`kgxs eiz xfkx {~nqxci` Ce xfn xixkg ie xfn rn`kgxs eizk xnqx cq c` ezkaxci`' xfn okzlq ijxkc`nh tcgg jn zi~`hnh iee xi xfn nkznqx c`xndnz SI^ QFI^GH XFNZNEIZN JN AKZNE^G C@OKZLC@D SI^Z K@QTNZQ.

    QKORGN [^NQXCI@Q

    IJMNAXCUN XNQXQ

    Jngit kzn dcun` qion qkorgn {~nqxci`q eiz xfn ijmnaxcun xsrn xnqxq Xfn xsrnq ie {~nqxci`q kzn i`gs cgg~qxzkxcun k`h `ixnvfk~qxcun C` kax~kg nvkoc`kxci` si~ oks ec`h {~nqxci`q i` qion iz kgg ie xfnqn xsrnq k`h kgqi {~nqxci`q i` xfn xsrnq `ixon`xci`nh fnzn

    XNQX ; = ZNKQI@C@D

    Xfcq cq k xnqx xi qnn fit tngg si~ ak` xfc`l Cx ai`xkc`q {~nqxci`q ie ukzci~q lc`hq Fnzn kzn qion qkorgn {~nqxci`q

    Hcznaxci`q = C` nkaf ie xfn eiggitc`d {~nqxci`q' xfnzn cq k dzi~r ie gnxxnzq iz tizhq dcun` Ei~z ie xfn ecun kzn kgcln c` k anzxkc`tks' tfcgn i`n cq hceenzn`x Ec`h i~x xfn i`n tfcaf cq hceenzn`x

    [.;. &;# jgkal &:# znh &1# dznn` &8# snggit &># rkc`x

    Ie xfn ecun' jgkal' znh' dznn`' k`h snggit eizo k dzi~r kq xfns kzn `konq ie aigi~zq Rkc`x cq `ix xfn `kon ie k aigi~zXfnzneizn &># cq xfn k`qtnz

    @it xzs xi qigun xfn eiggitc`d {~nqxci`[.: &;# V] &:# O@ &1# R[ &8# JA &># QX

    Eiggitc`d kzn xfn {~nqxci`q jkqnh i` k`kgids

    [.1. Eiix cq zngkxnh xi Ok` c` xfn qkon tks kq Fiie cq zngkxnh xi &;# Gnd &:# Fizqn &1# Hid &8# Jis &># Qfin

    C` xfn kjiun nvkorgn' tcxf tfcaf i`n ie xfn ecun' hinq Fiie fkun xfn qkon zngkxci`qfcr kq Eiix fkq xi Ok` 9 Xfnk`qtnz cq Fizqn' tfcaf cq k`qtnz `~ojnz &:#

    @it xzs xfn eiggitc`d {~nqxci`q

    [.8. Hks cq zngkxnh xi @cdfx c` xfn qkon tks kq Lc`h cq zngkxnh xi &;# Az~ng &:# Jzcdfx &1# Hkzl &8# Dn`nzi~q &># Dzkxcx~hn

    @it xzs xfn eiggitc`d {~nqxci`q

    [.>. Ce xfn gnxxnzq c` xfn tizh XIRQ ak` jn znkzzk`dnh xi eizo k onk`c`de~g tizh jndc``c`d tcxf I' xfn gkqx gnxxnz ie

    xfkx tizh cq si~z k`qtnz Ce oizn xfk` i`n q~af tizh ak` jn eizonh' O cq xfn k`qtnz k`h ce `i q~af tizh ak` jneizonh' V cq xfn k`qtnz&;# X &:# R &1# O &8# Q &># V

    ;>2 oc`~xnq

    &Aioriqcxn Xcon#

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    7/16

    4

    Xfnzn oks kgqi jn {~nqxci`q c` xfn eizo ie ecd~znq' hnqcd`q k`h hzktc`dq. Xfnqn oks jn ie xfznn xsrnq =

    ;. K`kgidcnq :. Agkqqcecakxci` k`h 1. Qnzcnq

    ;. K`kgidcnq =C` xfnqn {~nqxci`q' xfnzn kzn xti qnxq ie ecd~znq xfn Rzijgno Ecd~znq k`h xfn K`qtnz Ecd~znq Xfn Rzijgno Ecd~znq kznrznqn`xnh c` xti ~`cxq Xfn eczqx ~`cx ai`xkc`q xti ecd~znq k`h xfn qnai`h ~`cx ai`xkc`q i`n ecd~zn k`h k {~nqxci` okzl c`rgkan ie xfn ei~zxf ecd~zn Si~ fkun xi ec`h i~x tfcaf i`n ie xfn K`qtnz Ecd~znq qfi~gh jn c` rgkan ie xfn {~nqxci` okzlQx~hs xfn eiggitc`d {~nqxci`q jkqnh i` K`kgidcnq

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.5.

    Giil kx xfn eczqx xti Rzijgno Ecd~znq Xfn qnai`h ecd~zn cq zngkxnh xi xfn eczqx ecd~zn c` k anzxkc` tks Xfn eczqx ecd~zn cq kq{~kzn C` xfn qnai`h ecd~zn' xfn q{~kzn fkq jnn` jcqnaxnh js k unzxcakg gc`n k`h xfn zcdfx fkge fkq jnn` hkzln`nhXfn xfczh k`h ei~zxf ecd~znq qfi~gh fkun xfn qkon zngkxci`qfcr kq xfn eczqx k`h xfn qnai`h fkun Xfn xfczh ecd~zn cq k aczagn' qic` xfn ei~zxf ecd~zn' xfn aczagn qfi~gh jn jcqnaxnh js k unzxcakg gc`n k`h xfn zcdfx fkge qfi~gh jn hkzln`nh K`qtnz Ecd~zn > cqzngkxnh xi xfn xfczh Rzijgno Ecd~zn c` xfcq tks Xfnzneizn xfn k`qtnz cq >

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.4.

    Qx~hs xfn eczqx k`h xfn qnai`h ecd~znq c` xfn Rzijgno Ecd~znq Xfn eczqx ecd~zn cq k hkzln`nh q{~kzn k`h c` xfn qnai`h ecd~zn'xfnzn kzn ei~z q{~kznq' `ix hkzln`nh' kzzk`dnh c` k rkzxca~gkz tks Xfkx onk`q xfn ngnon`xq c` xfn qnai`h ecd~zn kzn ei~zxconq xfn ngnon`xq c` xfn eczqx ecd~zn k`h kzn `ix hkzln`nh C` khhcxci`' xfn ei~z q{~kznq kzn kzzk`dnh c` k qrnaceca tks k`hkzn `ix xi~afc`d i`n k`ixfnzXfn xfczh ecd~zn cq k hkzln`nh aczagn Xfnzneizn' xfn ei~zxf ecd~zn qfi~gh fkun ei~z aczagnq tfcaf kzn `ix hkzln`nh' kzzk`dnhc` xfn qkon tks kq c` xfn qnai`h ecd~zn @it giil kx xfn K`qtnz Ecd~znq Si~ tcgg ec`h xfkx ecd~zn ; ai`qcqxq ie ei~z aczagnqtfcaf kzn `ix hkzln`nh kzzk`dnh c` k qcocgkz tks Xfnzneizn' xfn k`qtnz cq ;

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.6.

    Qx~hs xfn eczqx k`h xfn qnai`h ecd~znq c` xfn eczqx ~`cx ie xfn Rzijgno Ecd~znq Xfn eczqx ecd~zn cq okhn ~r ie ei~z gc`nq k`h xfnqnai`h ecd~zn cq okhn ~r ie ecun gc`nq Xfkx onk`q xfn qnai`h ecd~zn fkq i`n gc`n oizn xfk` xfn eczqx ecd~zn Xfn xfczh ecd~znc` xfn qnai`h ~`cx fkq ecun gc`nq Xfnzneizn' xfn ei~zxf ecd~zn qfi~gh fkun qcv gc`nq cn i`n oizn xfk` xfn xfczh @it giil kx xfnK`qtnz Ecd~znq Si~ tcgg ec`h xfkx ecd~zn 1 cq okhn ~r ie qcv gc`nq Xfnzneizn' xfn k`qtnz cq 1@it' kxxnorx xfn eiggitc`d {~nqxci`q &Aizznax k`qtnzq xi kgg xfn ~`nvrgkc`nh {~nqxci`q kzn dcun` gkxnz c` xfcq jiilgnx#

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.3.

    [.;2.

    :. Agkqqcecakxci` =Qx~hs xfn eiggitc`d {~nqxci`q jkqnh i` agkqqcecakxci`

    Rzijgnoa~oK`qtnz Ecd~znq

    [.;;.

    C` agkqqcecakxci`' xfn Rzijgno Ecd~znq kzn kgqi xfn K`qtnz Ecd~znq I~x ie xfn ecun ecd~znq ;' :' 1' 8 k`h >' ei~z kzn qcocgkz c`k anzxkc` tks k`h qi eizo k dzi~r I`n ecd~zn cq `ix gcln xfn ixfnz ei~z Xfn {~nqxci` cq tfcaf i`n ie xfn ecd~znq hinq `ix

    jngi`d xi xfcq dzi~rEiz nvkorgn' giil kx xfn nvkorgn kx [ @i ;; Ie xfn ecun ecd~znq' ei~z ecd~znq kzn q~af xfkx c` nkaf ie xfno' xfnzn kzn xtiqcocgkz ecd~znq' i`n tcxfc` xfn ixfnz Xfnqn ei~z ecd~znq eizo k dzi~r Ecd~zn ; cq ~`gcln xfcq k`h qi hinq `ix jngi`d xi xfcqdzi~r Xfnzneizn xfn k`qtnz cq ;

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    8/16

    6

    Rzijgnoa~oK`qtnz Ecd~znq

    [.;:.

    Qx~hs xfn ecun ecd~znq ie [;: Xfn eczqx ei~z ecd~znq eizo k dzi~r kq xfns znrznqn`x hceenzn`x xsrnq ie ai`xkc`nzq tfcgn xfn ecexf ecd~zn'k qrii`' hinq `ix znrznqn`x k ai`xkc`nz Xfnzneizn xfn k`qtnz cq >

    @it kxxnorx xfn eiggitc`d {~nqxci`qRzijgnoa~oK`qtnz Ecd~znq

    [.;1.

    [.;8.

    1. Qnzcnq &(#&(#&(#&(#&(#Qx~hs xfn eiggitc`d rzijgnoq jkqnh i` qnzcnq

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.;>.

    @ixn xfkx xfn ei~z ecd~znq dcun` eczqx kx xfn gnex kzn akggnh Rzijgno Ecd~znq Xfn ecun ecd~znq dcun` `nvx kzn akggnh K`qtnzecd~znq Xfns kzn c`hcakxnh js `~ojnzq ;' :' 1' 8 k`h >Xfn ei~z Rzijgno Ecd~znq okln k qnzcnq Xfkx onk`q xfns afk`dn ezio gnex xi zcdfx c` k qrnaceca izhnz Xfn {~nqxci` cq ce xfnecd~znq ai`xc`~n xi afk`dn c` xfn qkon izhnz' tfkx qfi~gh xfn ecexf ecd~zn jn 9 C` xfn nvkorgn kjiun' kq si~ di ezio gnex xi zcdfx'si~ ec`h xfkx xfn kzzit c`qchn xfn aczagn lnnrq zixkxc`d kx 32 2 c` xfn agialtcqn hcznaxci` Xfn {~nqxci` cq' ce xfn kzzit ai`xc`~nqxi zixkxn js xfn qkon koi~`x c` xfn agialtcqn hcznaxci`' tfkx tcgg jn cxq `nvx' cn ecexf riqcxci`o9 Xfn k`qtnz cq xfkx cx qfi~ghric`x xitkzhq xfn xir c` xfn ecexf ecd~zn K`qtnz Ecd~zn : qfitq xfcq riqcxci` ie xfn kzzit Xfnzneizn' xfn k`qtnz cq :

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.;5.

    Giil kx [;5 akzne~ggs Si~ tcgg qnn xti hceenzn`x xfc`dq fkrrn`c`d fnzn Ezio gnex xi zcdfx' xfn `~ojnz ie jgkal hixq c`qchn xfnfnvkdi` cq c`aznkqc`d js i`n nunzsxcon c` xfn k`xc/agialtcqn hcznaxci` J~x `ixn xfkx xfn tfcxn hix cq oiuc`d c` xfn agialtcqnhcznaxci` C` xfn ecexf ecd~zn' xfn tfcxn hix qfi~gh jn kx xfn ~rrnz gnex aiz`nz ie xfn fnvkdi` I`gs K`qtnz Ecd~zn 1 fkq jixf/i`njgkal hix dnxxc`d khhnh kx xfn gitnz gnex aiz`nz k`h xfn tfcxn hix oiuc`d xi xfn ~rrnz gnex aiz`nz Qi' xfn k`qtnz cq 1

    @ixn xfkx xfnzn ak` jn {~nqxci`q tcxf ecun Rzijgno Ecd~znq c` xfn qnzcnq xsrn ie {~nqxci`q. Eiz nvkorgn' qx~hs xfnRzijgno Ecd~znq c` [. @i. ;4.

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.;4.

    @ixn xfkx xfn `~ojnz ie kzzitq cq c`aznkqc`d js ; nunzsxcon k`h xfkx xfns kzn dzkh~kggs ekggc`d xitkzhq xfn gnex C` xfn qcvxfecd~zn xfnzn qfi~gh jn qcv kzzitq k`h xfns qfi~gh ekgg e~zxfnz k`h jn gsc`d egkx' cn xfns qfi~gh jn fizc}i`xkg Xfn k`qtnz'xfnzneizn' cq >@it qigun xfn eiggitc`d {~nqxci`q

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.;6.

    Rzijgno Ecd~znq K`qtnz Ecd~znq

    [.;3.

    Xfnzn oks jn qion ixfnz xsrnq ie {~nqxci`q kgqi

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    9/16

    3

    Xnqx : / [^K@XCXKXCUN KRXCX^HN % HKXK C@XNZRZNXKXCI@

    Hcznaxci`q = Dcun` jngit cq k xkjgn qfitc`d rnzan`xkdnq i~x ie k xixkg ie 422 norgisnnq zk`lc`d qcv kxxzcj~xnq xfkxfngr rzioixci` Zk`l C cq xfn fcdfnqx Qx~hs xfn xkjgn akzne~ggs k`h k`qtnz {~nqxci`q xfkx eiggit =

    Kxxzcj~xn Rnzan`x ie Norgisnnq Dcuc`d Hceenzn`x Zk`lq

    C CC CCC CU U UC

    Qn`cizcxs 1: ;4 :: ;3 > >

    Rnzqnunzk`an ;8 ;3 ;4 3 :4 ;8

    Neecacn`as ;> ;3 :; ;8 ;8 ;4

    C`xnggcdn`an ;2 ;8 ;2 ;8 ;4 1>

    Fi`nqxs :8 ;4 4 3 :4 ;5

    Qiackjcgcxs > ;8 :1 1> ;2 ;1

    [.:2. Tfcaf kxxzcj~xn eiz rzioixci` fkq znancunh xfn fcdfnqx zk`l 9

    &;# Rnzqnunzk`an &:# Qn`cizcxs &1# Fi`nqxs &8# Qiackjcgcxs &># Neecacn`as@ixcan xfn rnzan`xkdn eiz zk`l C dcun` c` xfn xkjgn Si~ ijqnzun xfkx qn`cizcxs cq xfn kxxzcj~xn tcxf xfn fcdfnqxrnzan`xkdn Qi si~z k`qtnz cq Qn`cizcxs' tfcaf cq k`qtnz @i &:#

    [.:;. Fit ok`s norgisnnq dkun zk`l CCC xi c`xnggcdn`an 9&;# ;;3 &:# 36 &1# 44 &8# 42 &># ;2

    Giil kx xfn c`xnzqnaxci` ie xfn aig~o` dcuc`d rnzan`xkdn eiz zk`l CCC k`h xfn zit dcuc`d rnzan`xkdn eiz c`xnggcdn`an Si~ec`h xfkx ;2 rnzan`x ie xfn 422 norgisnnq fkun dcun` zk`l CCC xi xfcq kxxzcj~xn ;2. ie 422 cq 42 Qi si~z k`qtnzqfi~gh jn &8#

    [.::. Tfcaf kxxzcj~xn cq ai`qchnznh xfn gnkqx corizxk`x eiz rzioixci` 9&;# Fi`nqxs &:# C`xnggcdn`an &1# Rnzqnunzk`an &8# Neecacn`as &># Qiackjcgcxs

    Xnqx 1 / EC@K@ACKG KTKZN@NQQ

    Xfcq xnqx cq hnqcd`nh xi onkq~zn si~z ktkzn`nqq kji~x rznqn`x nun`xq k`h ec`k`ackg ktkzn`nqq

    [.:1. Xi aiojkx xfn on`kan ie oi`ns gk~`hnzc`d' tfcaf ie xfn eiggitc`d ec`k`ackg c`qxcx~xci`q fkq c`xzih~anh xfnL`it Si~z A~qxionz Qafnon 9&;# CHJC &:# ZJC &1# @KJKZH &8# QCHJC &># @i`n ie xfnqn

    [.:8. Kq rnz rznqn`x izoq' xfn Onzdnzq k`h Ka{~cqcxci`q c` xfn aizrizkxn qnaxiz nnh k agnkzk`an ezio tfcaf ie xfneiggitc`d c` khhcxci` xi ZJC 9

    &K# Fcdf Ai~zxq ie xfn znqrnaxcun qxkxnq&J# ^`ci` Akjc`nx&A# Akjc`nx ie znqrnaxcun qxkxnq&;# K % J jixf &:# I`gs J &1# I`gs A &8# I`gs K &># @i`n ie xfnqn

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    10/16

    ;2

    Xnqx 8 / DN@NZKG N@DGCQF

    Xfcq cq k xnqx xi qnn fit tngg si~ l`it N`dgcqf Si~z N`dgcqf gk`d~kdn kjcgcxs ti~gh jn xnqxnh xfzi~df {~nqxci`q i`dzkookz' uiakj~gkzs' qn`xn`an aiorgnxci`' qs`i`soq' k`xi`soq' aiorznfn`qci` ie k rkqqkdn' nxa Qx~hs k`h k`qtnz xfnqkorgn {~nqxci`q dcun` jngit Rgnkqn znonojnz' c` xfn xnqx xfnzn oks jn {~nqxci`q ie qnunzkg ixfnz xsrnq kgqi

    Hcznaxci` = Rcal i~x xfn oiqx krrzirzckxn tizh ezio koi`dqx xfn tizhq dcun` jngit nkaf qn`xn`an xi aiorgnxn cx

    onk`c`de~ggs[.:>. Fn {~calgs dgk`anh xfn jiil xi ec`h tfkx cx qkch kji~x xfn C`hck` nai`ios

    &;# kx &:# xfzi~df &1# c` &8# xi &># iunz

    Xfn aizznax k`qtnz cq xfzi~df tfcaf cq k`qtnz @i :

    [.:5. Xfn ai~`qng ~zdnh xfn ai~zx xi hit` xfn ij`ivci~q gkt&;# n`kax &:# n`eizan &1# ak`ang &8# qxzcln &># hnagkzn

    [.:4. Xfn giakg ieecackg xfn Oc`cqxnz ie xfn qcx~kxci`&;# nvrgkc`nh &:# tkz`nh &1# krrzcqnh &8# xigh &># c`xcokxnh

    Hcznaxci`q = Znkh nkaf qn`xn`an dcun` jngit xi ec`h i~x tfnxfnz xfnzn cq k`s dzkookxcakg nzziz c` cx Xfn nzziz' ce k`s' tcggjn c` i`n rkzx ie xfn qn`xn`an Xfn `~ojnz ie xfkx rkzx ie xfn qn`xn`an cq si~z k`qtnz Ce xfnzn cq `i nzziz' xfn k`qtnz cq >&Cd`izn nzzizq ie r~`ax~kxci`q' ce k`s#

    [.:6. C ko xtn`xs ) xti snkzq igh ) tfn` C e czqx ) mi c nh xfn jk`l @i nzziz&;# &:# &1# &8# &>#

    Xfn nzziz cq c` &;# Xfnzneizn xfn k`qtnz cq ;

    [.:3. Xi xfn Fc`h~q ) xfn Dk`dk cq ) figcnz xfk` ) k`s ixfnz zcunz @i nzziz&;# &:# &1# &8# &>#

    C` xfcq {~nqxci`' xfnzn cq `i nzziz< Fn`an xfn zcdfx k`qtnz xi xfcq {~nqxci` cq >

    @it kxxnorx xfn eiggitc`d {~nqxci`

    [.12. Ie kgg xfn xnkafnzq ) c` i~z qafiig ) i~z agkqq xnkafnz ) tnzn unzs qxzcax @i nzziz&;# &:# &1# &8# &>#

    Hcznaxci`q = C` nkaf ie xfn eiggitc`d {~nqxci`q qngnax ezio koi`dqx xfn ecun kgxnz`kxcunq' xfn tizh `nkznqx c` onk`c`d xixfn tizh dcun` c` akrcxkgq

    [.1;. AN@XN@KZS&;# k d~kzh &:# k f~`hznh snkzq &1# k unzs igh ok` &8# f~`hznh z~`q &># f~`hznhxf k``cunzqkzs

    [.1:. XZC^ORF&;# ai`{~nz &:# qokqf &1# nkz` &8# jzkun &># akrx~zn

    Hcznaxci`q = C` nkaf ie xfn eiggitc`d {~nqxci`q' qngnax ezio koi`dqx xfn ecun kgxnz`kxcunq' xfn tizh oiqx irriqcxn c` onk`c`die xfn tizh dcun` c` akrcxkgq

    [.11. GCUNGS&;# qcorgn &:# tnkl &1# h~gg &8# k`dzs &># oizi`

    [.18. C@KHUNZXN@X&;# khn{~kxn &:# kukcgkjgn &1# qg~ddcqf &8# `ndgcdn`x &># c`xn`xci`kg

    C` khhcxci` xi xfn kjiun {~nqxci`q' xfnzn tcgg jn k rkqqkdn c` N`dgcqf eiz aiorznfn`qci` Si~ tcgg jn kqlnh {~nqxci`q

    jkqnh i` xfn rkqqkdn

    @it eiggit xfn aizznax onxfih ie qfitc`d si~z k`qtnz tcxf k` FJ rn`acg k`h okzl si~z k`qtnzq xi kgg xfn 18{~nqxci`q dcun` qi ekz c` xfcq jiilgnx i` xfn qrnacon` k`qtnzqfnnx dcun` jngit Xfcq tcgg dcun si~ rzkaxcan c` aizznaxgsokzlc`d si~z k`qtnzq K`qtnzq xi eczqx ei~z {~nqxci`q fkun jnn` okzlnh eiz si~

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    11/16

    ;;

    Qrnacon` K`qtnzqfnnx eiz Rzkaxcan {~nqxci`q.

    Aizznax k`qtnzq xi kgg xfnqn 18 qkorgn {~nqxci`q kzn dcun` jngit Si~ oks afnal k`qtnzq kdkc`qx xfno

    6 ; : 1 8 >

    3 ; : 1 8 >

    ;2 ; : 1 8 >

    ;; ; : 1 8 >

    ;: ; : 1 8 >

    ;1 ; : 1 8 >

    ;8 ; : 1 8 >

    ; ; : 1 8 >

    : ; : 1 8 >

    1 ; : 1 8 >

    8 ; : 1 8 >

    > ; : 1 8 >

    5 ; : 1 8 >

    4 ; : 1 8 >

    ;> ; : 1 8 >

    ;5 ; : 1 8 >

    ;4 ; : 1 8 >

    ;6 ; : 1 8 >

    ;3 ; : 1 8 >

    :2 ; : 1 8 >

    :; ; : 1 8 >

    :: ; : 1 8 >

    :1 ; : 1 8 >

    :8 ; : 1 8 >

    :> ; : 1 8 >

    :5 ; : 1 8 >

    :4 ; : 1 8 >

    :6 ; : 1 8 >

    :3 ; : 1 8 >

    12 ; : 1 8 >

    1; ; : 1 8 >

    1: ; : 1 8 >

    11 ; : 1 8 >

    18 ; : 1 8 >

    [~nqxci`q K`qtnzq [~nqxci`q K`qtnzq [~nqxci`q K`qtnzq [~nqxci`q K`qtnzq

    ; >

    : ;

    1 :

    8 ;

    > 8

    5 >4 ;

    6 1

    3 8

    ;2 >

    ;; ;

    ;: >

    ;1 8

    ;8 1

    ;> :

    ;5 1

    ;4 >

    ;6 1

    ;3 ;

    :2 :

    :; 8

    :: :

    :1 :

    :8 >

    :> :

    :5 8

    :4 1

    :6 ;

    :3 >

    12 8

    1; >

    1: ;

    11 118 >

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    12/16

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    13/16

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    14/16

    ;8

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    15/16

    ;>

  • 7/31/2019 Maharashtra Gramin Bank Paper Download

    16/16

    ;5