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  • Ÿ&&lrŸ&&

    B§Xya nañna ghH$mar ~±H$ {b{_Q>oS >, BÝXm¡an§OrH¥$V H$m`m©b`…“nañna ghH$ma ^dZ” 3/1, gmCW VwH$moJ§O BÝXm¡a(_.à.)452 001

    (_.à. ghH$mar g{_{V`m± A{Y{Z`_ 1960 H$o AÝVJ©V n§OrH¥$V)(n§Or`Z H«$_m§H$ 38 {X. 16 _mM© 1917)

    Ÿ&& gyMZm &&

    ~±H$oÀ`m g^mgXm§Mr 111 dr gmYmaU g^m e{Zdma, {XZm§H$ 26/09/2020 amoOr gH$mir 10.00 dmOVm ghH$ma gXZ,221, [QiH$nW,> BÝXm¡a `oWo nwT>rb H$m_mgmR>r hmooB©b . Var g^mgXm§Zr doioda `oÊ`mMo H$amdo. JUny{V©À`m A^mdr nmoQ> {Z`_ H«$.(23)à_mUoo H$m`©dmhr hmoB©b.

    Ÿ&& {df` gyMrŸ&&

    dÝXoo_mVa_² .01. dm{f©H$ à{VdoXZ d {X. 31.03.2020 AIoa {dËVr` nÌHo$ _§Oya H$aUo.02. df© 2019-20 Mo Am{W©H$ {ddaU, Z\$m g_m`moOZ da {dMma H$aUo.03. df© 2021-22 Mo A§XmO nÌH$ (~OoQ) AZw_moXZmW© .04. H$O© ì`mO Ed§ XÊS> ì`mOmV gyQ> XodwZ g_m`mo{OV ImË`m§g nwîQ>r XoUo.05. ~¢Ho$V df© 2019-20 Mo CËnÞ j_Vm Zgbobo H$O© (EZ.nr.E.)d {~Z dgwb ì`mO _m{hVrñVd.06. df© 2020-21 À`m d¡Ym{ZH$ A§Ho$jU gmR>r d¡Ym{ZH$ A§Ho$jH$ Mr {Z`wpŠV H$aUo.07. ^maVr` [aOd© ~¢Ho$À`m [ZX}emZwgma ~moS>© Am°\$ _oZoO_|Q> Mo JR>Z H$aÊ`m H$arVm nmoQ> {Z`_ H«$. 35(16) _Yo g§emoYZ d

    ZdrZ nmoQ> {Z`_ 35(30) OmoS>Uo [ñdH¥${VñVd.08. nwT>rb dfm©Mo H$m`©H«$_ d AÝ` gyMZm.09. AÜ`jm§Mo AZw_{VZo àñVwV hmoUmè`m BVa {df`m§da {dMma H$aU|.

    {XZm§H$ 26/09/2020 amoOr g ô Mo H$m`© nyU©© Z Pmë`mg AÜ`j `m§À`m AZw_[VZo g^m ñW{JV H$éZ Vo R>adVrb Ë`m-Ë`m{Xder d Ë`m-Ë`m doiog Vo OoWo R>adVrb VoWo g ôMo H$m_ Mmbob.

    g§MmbH$ _§S>imÀ`m AZwkoZo_w»` H$m`©nmbZ A{YH$mar

    {XZm§H$ : 08/09/2020

    {deof gyMZm :01. gmYmaU g^o g§~§Yr àíZ _w»`mb`/ emIm H$m`m©©b`mV ewH«$dma {XZm §H$ 18/09/2020 n`©ÝV H$m`m©b`rZ doimV

    XoÊ`mMr H¥$nm H$amdr.AmH$S>²̀ m g§~§Yr H$moUVr hr _m{hVr {Z{íMV {XZ§mH$ n`ªV {dMmaë`mgM {Xbr Omdy eHo$b.02. dm{f ©H$ gmYmaU g^m g§~§Yr dm{f©H$ [anm oQ > © ~ ¢H o $M o _ w»`mb`, gd© emIoV Am{U ~¢Ho $À`m d o~gmB©Q >

    www.indoreparaspar.com da CnbãY Amho.03. H¥$noZo gmYmaU g ôV `oVmZm _mñH$ YmaU H$ê$Z `mdo d gmoeb {S>ñQ>oqgJ Mo nmbZ H$amdo VgoM `oVmZm Amnbo n[aM` nÌ ~amo~a

    AmUmdo.

    1

  • Ÿ&&lrŸ&&

    B§Xya nañna ghH$mar ~±H$ {b{_Q>oS >, BÝXm¡an§OrH¥$V H$m`m©b`…“nañna ghH$ma ^dZ” 3/1, gmCW VwH$moJ§O BÝXm¡a(_.à.)452 001

    (_.à. ghH$mar g{_{V`m± A{Y{Z`_ 1960 H$o AÝVJ©V n§OrH¥$V)(n§Or`Z H«$_m§H$ 38 {X. 16 _mM© 1917)

    Ÿ&& gyMZm &&

    ~¢H$ Ho$ gXñ`m| H$s 111 dt gmYmaU g^m e{Zdma, {XZm§H$ 26/09/2020 H$mo àmV… 10.00 ~Oo ghH$ma gXZ 221, {VbH$nW, BÝXm¡a na {ZåZ {df`m| Ho$ {dMmamW© Am`mo{OV H$s JB© h¢Ÿ& g_` na AmnH$s Cn{ñWVr àmW©Zr` h¡Ÿ& H$moa_ Ho$ A^md _| Cn{d{Y H«$(23) Ho$ AZwgma H$madmB© H$s OmdoJrŸ&

    Ÿ&& {df` gyMr &&dÝXoo_mVa_² .

    01. dm{f©H$ à{VdoXZ Ed§ {X.31.03.2020 Ho$ A§V VH$ H$m {dpËV` {ddaU nÌH$ ñdrH¥$V H$aZmŸ &02. df© 2019-20 H$m Am{W©H$ {ddaU, bm^ Ho$ g_m`moOZ na {dMma H$aZmŸ&03. df© 2021-22 H$m AZw_m{ZV Am`-ì`` nÌH$ (~OoQ)> pñdH¥$V H$aZmŸ&04. H$O© ã`mO Ed§ XÊS> ã`mO _| Ny>Q> XoH$a g_m`mo{OV ImVmo H$mo nwîQ>r XoZm &05. df© 2019-20 H$s J¡a {Zînm{XV Am°pñV`m° (EZ.nr.E.) Ed§ {~Z dgwb ã`mO H$s pñW{V H$s OmZH$mar hoVw Ÿ&06. df© 2020-21 Ho$ d¡Ym{ZH$ A§Ho$jU hoVw d¡Ym{ZH$ A§Ho$jH$ H$s {Z ẁpŠV H$aZm &07. ^maVr` [aOd© ~¢H$ Ho$ [ZX}emZwgma ~moS>© Am°\$ _oZoO_|Q> Ho$ JR>Z Ho$ {b ò Cn{dYr H«$. 35(16) _| g§emoYZ d ZdrZ Cn{d{Y

    H«$. 35(30) OmoS>Zo hoVw pñdH¥${V àXmZ H$aZm &08. AmJm_r df© Ho$ H$m ©̀H«$_ Ed§ AÝ` gyMZm Ÿ&09. AÜ`j _hmoX` H$s AZw_{V go àñVwV hmoZo dmbo AÝ` {df`m| na {dMma H$aZmŸ&

    {XZm§H$ 26/09/2020 H$mo g^m H$m H$m ©̀ nyam Z hmoZo H$s pñW{V _| AÜ`j _hmoX` H$s AZw_{V go g^m ñW{JV H$s OmH$ado O¡gm ^r V` H$a| Cg {XZ VWm Cg g_` na do Ohm {ZYm©[aV H$aoJo Cg ñWmZ na g^m H$s H$m ©̀dmhr H$s OmdoJrŸ&

    g§MmbH$ _§S>i H$s Amkm go_w»` H$m`©nmbZ A{YH$mar

    {XZm§H$ : 08/09/2020

    {deof gyMZm :01. gmYmaU g^m g§~§Yr àíZ _w»`mb`/emIm H$m`m©b` _o§ ewH«$dma {XZm§H$ 18/09/2020 VH$ H$m`m©b`rZ g_` _| XoZo

    H$m H$îQ> H$a|Ÿ& H$moB© ^r gm§p»`H$s` OmZH$mar {Z`V {XZ§mH$ VH$ nyN>Zo na hr Xr Om gHo$Jr &02. dm{f ©H$ gmYmaU g^m h oVw dm{f ©H$ [anm oQ> © ~¢H$ H o $ _ w»`mb`, g_ñV emImAmo § VWm ~¢H$ H$s d o~gmB ©Q >

    www.indoreparaspar.com na CnbãY h¡ &03. H¥$n`m gmYmaU g^m _| CnpñWV hmoZo hoVw _mñH$ YmaU H$aHo$ Ed§ gmoeb {S>ñQ>oqgJ H$m nmbZ H$ao gmW hr AnZo n[aM` nÌ

    gmW _| bmdo Ÿ&

    2

  • Ÿ&&lrŸ&&

    B§Xya nañna ghH$mar ~±H$ {b{_Q>oS>, BÝXm¡an§OrH¥$V H$m`m©b`…“nañna ghH$ma ^dZ” 3/1, gmCW VwH$moJ§O BÝXm¡a(_.à.)452 001

    (_.à. ghH$mar g{_{V`m± A{Y{Z`_ 1960 H$o AÝVJ©V n§OrH¥$V)

    AmXaUr` gXñ` ^mB ©-~hZm|,

    Amn gXñ`m| Ho$ g_j ~¢H$ H$m df© 2019-2020 H$m dm{f©H$à{VdoXZ AmnHo$ g_j àñVwV H$aVo hþEo g§MmbH$ _§S>b H$mo AË §̀V

    hf© hmo ahm h¡Ÿ& àñVwV dm{f©H$ à{VdoXZ d A§Ho${jV VwbZ nÌ

    {XZm§H$ 01.04.2019 go 31.03.2020 VH$ H$m h¡Ÿ&01.g§MmbH$ _§S>b H o$ H$m`© :

    H$. d¥ËVm§V df© {XZm§H$ 01.04.2019 go 31.03.2020 VH$g§MmbH$ _§S>b H$s 15 g^mE| hþB© BZ g^mAm| _| 211

    àñVmd nm[aV hþdo Ÿ&

    I. d¥ËVm§V df© {XZm§H$ 01.04.2019 go 31.03.2020 VH$H$m ©̀H$mar g{_{V H$s 61 ~¡R>Ho$ hþB© BZ ~¡R>H$mo _| 747

    àñVmd nm[aV [H$ ò J ò Ÿ&J. gXñ`:

    {XZm§H$ 31.03.2020 VH$ Hw$b {Z`{_V A§eYmar gXñ`13508 Ed§ 1257 Zm__mÌ gXñ` h¡Ÿ& Bg àH$ma Hw$b

    14765 gXñ` h¢Ÿ&

    02.Am{W©H$ {ddaUH $ A§eny§Or:-

    à{Vdo{XV df© _| ~¢H$ H$s A§e ny§Or _| ê$n ò 0.89 bmI H$sH$_r hmoH$a {XZm§H$ 31.03.2020 H$mo Hw$b A§e ny§Or ê$n òo

    610.68 bmI h¢Ÿ&

    I {Z{Y`m ±:~¢H$ H$m a{jV H$mof ê$n ò .658.12 bmI h¡ & Sy>§~V d g§{X½Y G$U

    {ZdmaU {ZYr ê$. 992.48 d AÝ` {Z{Y`m° ê$.3748.07 bmIh¢ Ÿ& Bg àH$ma Hw$b {Z{Y`m± ê$n ò 5398.67 bmI h¡& (H¥$n`m

    {ddaU n¥îR> H«$_m§H$ 10 na XoI|Ÿ&)

    H$m opìhS>- 19 àm oìhrOZ \$ma ñQ>oÊS>S> © AgoQ ²>g^maVr` [aOd© ~¢H$ Ho$ {ZX}emZwgma H$mopìhS>-19 A§VJ©V

    ñQ>oÊS>S>© AgoQ²>g hoVw A{V[aŠV àmdYmZ ê$ 65.00 bmI{H$`m J`m h¡&

    J . A_mZV| :à{Vdo{XV df© _| ~¢H$ H$s A_mZVm| _| ê$n ò 482.52 bmI

    H$s d¥ÜXr hmoH$a {XZm§H$ 31.03.2020 H$mo Hw$b A_mZV|

    ê$n ò 19595.00 bmI h¡.

    AmXaUr` g^mgX ~ §Yw-^{JZtZm |,

    AmnUm§ gdm©§§ g_m>oa ~¢Ho$Mo df© 2019-2020 ̀ m dfm©Mo dm{f©H$d¥Îmm§V gmXa H$arV AgVm§Zm g§MmbH$ _§S>img AmZ§X hmoV

    Amho. d¥Îmm§V d {hemo~ {XZm§H$ 01.04.2019 nmgyZ

    31.03.2020 n ©̀ÝV Mo Amho.01.g§MmbH$ _§S>imMo H$m`© …

    H$. d¥ËVm§V df© {XZm§H$ 01.04.2019 Vo 31.03.2020n ª̀V g§MmbH$ _§S>imÀ`m 15 ~¡R>H$s Pmë`m d `m ~¡R>H$sV

    211 R>amd gå_V Pmbo.I. d¥ËVm§V df© {XZm§H$ 01.04.2019 Vo 31.03.2020

    n ª̀V H$m ©̀H$mar g{_{VÀ`m 61 ~¡R>H$s Pmë`m d Ë`mV

    747R>amd gå_V H$aÊ`m§V Ambo.J . g^mgX:

    {XZm§H$ 31.03.2020 AIoa nQ>mda {Z`{_V g^mgX13508 AgwZ 1257 Zm__mÌ g^mgX Amho. Ago

    EHy$U 14765 g^mgX AmhoV.

    02.gm§n{Î mH$ {ñW{VH$ . ^mJ ^m§S>db:

    AhdmbmMo dfm©V ~ ±H o$À`m ^mJ ^m §S>dbmV ê$n`o0.89.bjmMr KQ>> Pmbr AgyZ {XZm§H$ 31.03.2020

    amoOr EHy$U ^mJ ^m§S>db ê$n ò 610.68 bj Amho.

    I. {Z{Y:~§°Ho$Mr J§JmOir ê$n`o 658.12 bj Amho.VgoM ~wS>rV d

    g§e{`V H$O© {ZdmaU {ZYr ê$. 992.48 bj d AÝ` {Z{Y ê$.3748.07 bj Amho. Ago EHy$U ê$n ò 5398.67 bjmÀ`m

    {ZYr AmhoV. ({ddaU nmZ H«$_m§H$ 10 da H¥$noZo nhmdo)H$m opìhS>- 19 àm oìhrOZ \$ma ñQ>oÊS>S> © AgoQ ²>g

    ^maVr` [aOd© ~¢Ho$À`m {ZX}em à_mUo H$mopìhS>-19 À`m

    ñQ>oÊS>S>© AgoQ²>g gmR>r A{V[aŠV àmdYmZ ê$ 65.00 bmIH$aÊ`mV Ambobo Amho.

    J . R>odr :AhdmbmMo dfm©V ~±Ho$À`m R>odrV ê$n ò .482.52bjmMr

    dmT>> Pmbr AgyZ {XZmH$ 31.03.2020 amoOr EHy$U

    R>odr ê$n ò 19595.00 bj AmhoV.

    3

  • ^maVr` [aOd© ~¢H$ Ho$ {ZX}emZwgma ~¢H$ Zo A_mZVXmam |H$s g^r àH$ma H$s ê$ 5.00.bmI VH$ H$s A_mZVmoH$mo {Zjon ~r_m Am¡a àË`` Jma§Q>r {ZJ_-_w§~B© go ~r{_V{H$`m h ¡ & {Z`_mZwgma AmO VH$ H$m {à_r`_ O_mH$am`m J`m h¡ŸAm ¡a ~r_m nm °{bgr Or{dV AdñWm _| h¡Ÿ&

    K . H$m`©erb ny§Or:à{Vdo{XV df© _| ~¢H$ H$s H$m ©̀erb ny§Or _| ê$n ò 523.48bmI H$s d¥pÜX hmoH$a {XZm§H$ 31.03.2020 H$mo Hw$b H$m ©̀erbny§Or ê$n ò 26069.98 bmI h¡Ÿ&

    M . F$U {dVaU :Am{W©H$ df© {X. 01.04.2019 go 31.03.2020 VH$ ê$n ò3668.08 bmI H$m F$U ñdrH ¥$V {H$`m J`m & {X.31.03.2020 H$m Hw$b H$O© ê$ 9635.99 bm»m h¡ & àmW{_H$Vmàmá joÌ _| Hw$b H$Om} Ho$ 54.14.% H$O© {dVarV h¡&H$O© ã`mO Xa H$s {dñV¥V OmZH$mar n¥îR> 28 na Xr JB© h¡ Ÿ&O_mZVmo Ho$ {Z`_mo _| n[adV©Z H$a {ZYm ©[aV eVm} Ho$AmYma na Ag^mgX ì`pŠV`m| H$s O_mZVo ^r ñdrH$marOm ahr h¢ Ÿ&

    N > . bm^ g_m`m oOZ :-

    à{Vdo{XV df© _| ~¢H$ H$mo {dVaU `mo½` ewÜX bm^ ê$n ò 80.66bmI hþAm h¡Ÿ& bm^ {dVaU H$m {ddaU bm^-hm{Z nÌH$ _| n¥îR>H«$_m§H$ 16 na {X`m J`m h¡Ÿ& H$m o{dS> 19 Ho$ n[aàoj _|^maVr` [aOd© ~¢H$ go àmá n[anÌ H«$. DOR.B.P.BC64/2102/067/2019-20 Dtd. 17.04.2020 AZwgma g^r ~¢H$moH$m o bm^m §e H$s Km ofUm d {dVaU {H$`o OmZo hoVw am oH$bJmB© JB© h¡& AV… bm^m§e H$s OmZH$mar Zht Xr JB© h¡&

    O . d¡Ym{ZH$ A§H o$jU>:

    _Ü` àXoe ghH$mar gmogmB©Q>r A{Y{Z`_ Ho$ AZwgma A§Ho$jUH$m H$m`© MmQ>©S>© AH$m¢C§Q>|Q> go H$admZm Amdí`H$ hmoZo go df©2019-2020 H$o A§Ho$jU H$m H$m ©̀ lr_mZ Am ẁŠV _hmoX`ghH$mar g{_{V`m° ^monmb Ûmam {Z ẁŠV gr.E. _o. ìhr.Ho$.S>\$[a`m EÊS> H§$nZr BÝXm¡a Ûmam nyU© hþAm CZHo$ _yë`m§H$ZHo$ AmYma na lr_mZ g§̀ wº$ Am ẁŠV _hmoX` ghH$mar g{_{V`m±{Obm BÝXm¡a, Ûmam ~¢H$ H$m o “A” dJ© à_m[UV {H$`m OmZmAno{jV h¡&

    03.AZw_m{ZV Am`-ì`` nÌH$ (~OoQ >) :-

    _Ü` àXoe ghH$mar {dYmZ Ymam49(E\$) AZwgma df© 2021-2022 H$m g§MmbH$ _§S>b Ûmam àñVm{dV AZw_m{ZV Am`-ì``nÌH$ n¥îR> H«§$. 23 na {X`m J`m h¡, {Ogo ñdrH¥${V àXmZ H$a|Ÿ&df© 2020-2021 Ho$ ~OQ> Ho$ AZwgma hþE H$_-Á`mXm IM©~m~X g_m`moOZ {H$`m J`m h¡, {Ogo nwîQ>r XoZo H$s H¥$nm H$aoŸ&

    ^maVr` [aOd © ~ ¢H $ o À` m {ZX }e mZ wgma ~ ±H o $ Ûma oR > odrXm§amÀ`m gd © àH$ma À`m ê$n` o 5.00 bj n`ªVMmR> odrMm {Zjon ~r_m Am¡a àË`` Jma§Q>r {ZJ_-_w§~B© H$Sy>Z~r_m KoÊ`m §V Ambm Amh o. {Z`_m à_mUo AmO n` ªV Mo{à{_`_ ^abobo AgyZ nm°{bgr Or{dV AdñWoV Amho.

    K . IoiV o ^m §S >db:AhdmbmMo dfm©V ~±Ho$À`m IoiË`m ^m§S>dbmV én ò 523.48bjmZo dmT>> Pmbr AgyZ {XZm§H$ 31.03.2020 bm EHy$UIoiVo ^m§S>db ê$n ò 26069.98 bj Amho.

    M . H$O© dmQ>n:Am{W©H$ dfmªV {XZm§H$ 01.04.2019 Vo 31.03.2020 n ©̀ÝVê$n ò 3668.08 bjmMo H$O© ñdrH¥$V H$aÊ`m§V Ambo.{X.31.03.2020 amoOr EHy$U H$O© ê$ 9635.99 bj Amho.àmW{_H$Vm àmá joÌmVrb H$O} gd© H$Om©À`m 54.14%Amho.H$O© ì`mO XamMr {dñV¥V _m{hVr n¥îR> 28 da XoÊ`mV AmbrAmho. O_mZVrÀ`m Ym oaUmV n[adV ©Z H $aÊ`mV ` od wZ{ZYm ©[aV AQ >tÀ`m AmYmamda Ag^mgX ì`pŠV ¨À`mO_mZVr hr ñdrH$maÊ`mV `oV Amh oV.

    N . Z\ $m g_m`m oOZ:-

    AhdmbmMo dfm©V ~¢Ho$g {dVaU `mo½` ewÜX Z\$m ê$n ò 80.66bj Pmbm Amho. Z\$m dmQ>Ur Mo {ddaU Z\$m VmoQ>m nÌH$m§V nmZH«$_m§H$ 16 da {Xbo Amho. H$mo{dS> 19 bm nmhVm ^maVr`[aOd© ~¢Ho$ H$Sy>Z àmá n[anÌ H«$. DOR.B.P.BC64/2102/067/2019-20 Dtd.17.04.2020 à_mÊm o g_ñV ~¢H o$Zmbm^m §e Km ofUm d {dVaUm §da ~ §Xr H$aÊ`mV AmbrAgë`mZoo bm^m §e Om{ha H$aÊ`m §V Ambo Zmhr.

    O . d¡Ym{ZH$ A§H o$jU :

    _Ü` àXoe ghH$mar gmogmB©Q>r A{Y{Z`_ à_mÊom A§Ho$jÊm H$m ©̀MmQ>©S>© AH$m ¢C§Q>|Q> H$Sy>Z H$a{dUo Amdí`H$ Agë`mZo df©2019-2020 À`m A§Ho$jUmMo H$m ©̀ lr_mZ Am ẁŠV _hmoX`ghH$mar g{_{V`m° ^monmb Ûmao {Z`wŠV gr.E. _o.ìhr.H o$.S>\$[a`m EÊS> H§$nZr BÝXm¡a Ûmam nyU© Pmbo AgwZ Ë`m§À`m_yë`m§H$Z à_mUo lr_mZ g§̀ wº$ Am ẁŠV _hmoX` ghH$mar g{_{V`m±{Obm BÝXm¡a, ô`m§Zr ~±Ho$g “A” dJ© à_mU nÌ àmá hmoUoAno{jV Amho.

    03.AZw_m{ZV A§XmO nÌH$(~OoQ>) :-

    _Ü` àXoe ghH$mar {dYmZ H$b_ 49(E\$) à_mUo ~±Ho$Mo df©2021-2022 Mo g§MmbH$ _§S>im ×mao àñVm{dV A§XmO nÌH$n¥îR> H«$_m§H$ 23 da {Xbo Amho, Ë`mg pñdH¥$Vr {_imdr. df©2020-2021 À`m ~OoQ> à_mUo Pmboë`m H$_r-OmñV IMm©Mo

    g_m`moOZ H$aÊ`m§V Ambo Amho, Ë`mg nwîQ>r XoÊ`m§Mr H$¥nm H$amdr.

    4

  • 04.H$O© ã`mO/X§S> ã`mO …

    _Ü` àXoe emgZ ghH$m[aVm {d^mJ Ûmam ñdrH¥$V EH$_wíV g_Pm¡Vm`moOZm Ed§ ghH$m[aVm {d^mJ Ûmam bmoH$ AXmbV Ho$ A§VJ©V df© 2019-

    20 _| Hw$b 18 àH$aUm| _| ê$n`o 13,54,695/- H$s X§S> ã`mO Ed§

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    5

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    6

  • K . n[aM` nÌ:gXñ`m| H$r gw{dYm Ed _VXmZ hoVw ~¢H$ H$s Cn{d{Y H«$.25(2) AZwgma n[aM` nÌ Amdí`H$ hmoZo go ~¢H$ _|n[aM` nÌ ~ZmZo H$m H$m ©̀ Mb ahm h¡ Ÿ& {OZ gXñ`m|| Zon[aM` nÌ A^r VH$ Zht ~Zdm ò h¡ do H¥$n`m AnZoZdrZV_ nmgnmoQ>© (1.5x1.5 BªM) gmB©O Ho$ VrZ \$moQ>mo_w»`mb` _| O_m H$am |̀Ÿ& VXZwgma AmJo H$s H$m ©̀dmhrgw{dYmOZH$ hmoJrŸ& n[aM` nÌ Ho$ A^md _| gXñ`m| H$mo~¢H$ Ho$ ì`dhma _| H${R>ZmB© Am gH$Vr h¢Ÿ& Bgr àH$maV¡̀ ma n[aM` nÌ _w»`mb` go ñd §̀ CnpñWV hmoH$a boOmZo H$s H¥$nm H$aoŸ&

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    {XZm§H$ : 08/09/2020

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    A{Zb Aä`§H$aAÜ`j

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    Criteria for FSWM

    (a) CRAR of not less than 10 per cent

    (b) Gross NPA of less than 7% and Net NPAs of not mroe than 3%

    (c) Net profit for at least three out of the preceding four years subjectit not having incurred a net loss in the immediate preceding year.

    (d) No default in the maintenance of CRR/SLR during the precedingfinancial year

    (e) Sound internal control system with at least two professionaldirectors on the board

    (f) Core Banking Solution (CBS) fully implemented; and,

    (g) Regulatory comfort based on, inter alia, record of compliance tothe provisions of the Banking Regulation Act, 1949(AACS), ReserveBank of India Act, 1934 and the instructions/directions issued byRBI from time to time i.e. the bank should have track record ofregulatory compliance and no monetary penalty should have beenimposed on the bank on account of violation of RBI directives /guideline during the last two financial years.

    Ÿ Financialy Sound & Well Managed(FSWM)

    Bank’s Position

    CRAR 24.85 %Gross NPA 4.69% Net NPA 0.00%

    Bank is earning Profit since last manyyears

    No default

    Complied

    CBS Complied

    No Violation of RBI Directives/guidelines

    7

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    8

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    o.

    9

  • INDORE PARASPAR SAHAKARIBalance Sheet

    The third Scedule form “A” Section 29

    31.03.2019 Capital& Liabilities 31.03.20208,00,00,000.00 1. Share Capital 8,00,00,000/-

    A. Authorised8,00,000 Shares of Rs. 100 each

    6,11,57,400.00 B. Issued & Subscribed 6,10,67,500.00Shares of Rs. 100 eachFully called & paid up 6,10,675Shares Held by individuals

    0.00 C. Share Suspense 0.0053,75,59,769.68 2 Reserves & other Funds 53,98,66,736.78

    a. Statutory Reserve 6,58,12,377.66b. Building Funds 55,15,780.00c. Bad & Doubtful Debts reserves 9,92,48,083.38d. Contingent Provision against 38,03,000.00

    standard Assetse. Investment Fluctuation Reserve 1,19,00,000.00f. Prov. Income Tax u/s 36(1)(VII)a 42,95,600.00g. Prov.Long Term Loan u/s 36(1)(VIII) 28,23,000.00h. Staff /Member Training Nidhi 11,42,752.74i. Building Revaluation Reserve 32,11,00,000.00j. Dep. on Govt. Sec. Reserve 32,68,250.00k. Branch Renovation & Opening 25,00,000.00

    Fundl. Computer upgradation fund 25,00,000.00m. Contingency Reserve 94,00,000.00n. Dividend equilisation fund 57,893.00o. Pro. COVID 19 for Standard Assets 65,00,000.00

    0.00 3. Principle Sub. StatePartnership Fund NIL

    59,87,17,169.68 Total B/F 60,09,34,236.78

    10

  • BANK LIMITED INDOREAS ON 31.03.2020OF B.R. ACT (As applicable to Co-op. Societies)

    31.03.2019 Assets 31.03.20201.02,64,950.00 1. Cash in Hand 99,02,934.00

    11,87,55,649.79 2. Balance with R.B.I. Notified 9,74,67,537.00St. Co.op. Banks & CentralCo.Op. Banks

    a. Saving 3,12,32,560.14b. Current 1,12,34,976.86c. Fixed Deposit 5,50,00,000.00

    40,04,35,672.34 3. Balance with Other Banks 42,97,13,873.87a. Savingb. Current 10,39,13,873.87c. Fixed Deposit 32,58,00,000.00

    NIL 4. Money at call & Short Notice NIL69,17,68,750.00 5. Investment in 73,44,23,013.00

    a. Central Govt. Securities & T.Bill 31,36,66,722.00b. State Govt. Securities 38,38,06,266.00c. Shares in Co-op. Institution 2,025.00d. Non SLR Bond 3,69,48,000.00e. Mutual Fund 0.00

    NIL 6. Investments Out of thePrinciple/subsidiary StatePartnership Fund Nil

    1,22,12,25,022.13 Total B/F 1,27,15,07,357.87

    11

  • INDORE PARASPAR SAHAKARIBalance Sheet

    The third Scedule form “A” Section 29

    31.03.2019 Capital& Liabilities 31.03.2020

    59,87,17,169.68 Total B/F 60,09,34,236.78

    1,91,12,48,114.01 Deposit 1,95,95,00,418.15

    A. Fixed Deposits 22,46,00,450.65

    Individual 20,18,01686.65

    Other Society 2,27,98,764.00

    B. Savings 71,70,03,668.02

    Individual 70,57,62,598.04

    Other Society 1,12,41,069.98

    C. Current 3,66,14,546.68

    Individual 3,61,10,731.48

    Other Society 5,03,815.20

    d. Reinvestment 96,53,17,320.80

    Individual 92,99,56,627.80

    Other Society 3,53,60,693.00

    E. Call Money -

    F. Recurring 1,59,15,932.00

    G. Cash Certificates 0.00

    H. Cash Security 48,500.00

    0.00 5. Borrowings/Indusind Bank 0.00

    0.00 6. Bills for collection 0.00

    (As per contra)

    2,50,99,65,283.69 Total B/F 2,56,04,34,654.93

    12

  • BANK LIMITED INDOREAS ON 31.03.2020OF B.R. ACT (As applicable to Co-op. Societies)

    31.03.2019 Assets 31.03.2020

    1,22,12,25,022.13 Total B/F 1,27,15,07,357.87

    95,19,54,218.52 7. Advances 96,35,98,949.98

    A. Short Terms Loans 17,86,33,005.16

    C.C. to O.D. etc. of which

    Secured 17,69,57,063.40

    Unsecured 16,75,941.76

    of which over dues & considered

    Bad & Doubtful Debts 82,44,485.92

    B. Medium Terms Loans 44,21,18,392.33

    Secured 34,69,55,247.61

    Unsecured 9,51,63,144.72

    of which over dues & considered

    Bad & Doubtful Debts2,50,92,359.10

    C. Long Terms Loans 34,28,47,552.49

    Secured 34,28,47,552.49

    Unsecured 0.00

    of which over dues & considered

    Bad & Doubtful Debts 1,18,63,368.25

    3,84,70,450.00 8. Interest Receivable on 2,65,92,465.00

    Govt. Securities 1,19,08,356.00

    Bank Fixed Deposit 1,39,94,355.00

    NON SLR Bonds 6,89,754.00

    3,16,46,486.56 9. Interest Receivable on loans 2,88,24,507.06

    0-00 10.Bills Receivable 0.00

    Bills for collection

    (As per contra)

    2,24,32,96,177.21 Total 2,29,05,23,279.91

    13

  • INDORE PARASPAR SAHAKARIBalance Sheet

    The third Scedule form “A” Section 29

    31.03.2019 Capital& Liabilities 31.03.2020

    2,50,99,65,283.69 Total B/F 2,56,04,34,654.930.00 7. Branch Adjustment 0.00

    3,16,46,486.56 8. Over Due Interest Reserve 2,88,24,507.0669,36,931.76 9. Interest Payable 71,62,695.76

    1,42,15,008.49 10. Provision & Other Liabilities 1,34,14,565.86Audit Fees 3,79,000.00Staff Bonus 17,88,270.00Indore Jila Sahakari Sangh 7,44,934.50Dividend 0.00Suspense Deposit 12,82,277.68Payment of Bills(Local) 19,78,296.82Provi. for Opeational risk for Exps. 15,43,550.30Provision for outstanding Liabi. 44,05,360.00Provision for Staff Retirement Sc. 2,50,000.00Other Liabilities 10,42,876.56

    4,50,000.00 11. Clearing 4,50,000.002,30,83,285.00 12 Liabilities For Income Tax 2,55,36,902.00

    10,94,405.93 13 Profit Carried Forward 25,63,464.921,04,25,839.99 14 Current Year Profit 80,66,491.46

    2,59,78,17,241.42 Total 2,64,64,53,281.99Contingent Liabilities (Bank Guarantee issued)Rs52,50,000/-Contingent Liabilities (DEA Fund) Rs.1,11,66,591.46

    Rama R. PatwardhanAccounts Officer

    V.K. Dafria & Co.Chartered Accountant

    Ravindra V. KekreChief Exe.Officer

    14

  • BANK LIMITED INDOREAS ON 31.03.2020OF B.R. ACT (As applicable to Co-op. Societies)

    31.03.2019 Assets 31.03.2020

    2,24,32,96,177.21 Total B/F 2,29,05,23,279.910.00 11. Branch Adjustment 0.00

    32,11,00,000.00 12.Plot Revaluation 32,11,00,000.00Head Office 23,24,00,000.00Plot 17,52,24,000Add Value on Plot 31.03.20 5,71,76,000Main Branch 8,87,00,000.00Main Br Plot 5,02,75,200Add value on Plot 31.03.20 3,84,24,800

    19,85,084.00 13. Premises 17,86,576.00Original Value 75,95,245.06Less Depreciation up to 31.03.19(-) 56,10,161.06

    19,85,084.00Add: Addition & New Purchase(+) 0.00Less:Depreciation Current year 1,98,508.00

    54,59,987.75 14. Furniture & Fixture 48,76,151.65Opening Cost of Purchase 3,59,52,811.30Add:Purchase During the year 9,15,118.90

    Less:Sale/Writeoff items 0.00Less: Depreciation up to 31.03.19 3,04,92,823.55Less: Depreciation for the Year 14,98,955.00

    2,48,330.00 15. Other Assets 2,52,244.23Advance 1,52,494.23Silver Coins 99,750.00

    2,98,153.94 16.Other Deposit in 3,02,402.02M.P.E.B. 1,,00,898.00Telephone 26581.88Indore Municipal Corporation 83,412.00Input CGST receivable 19,096.22Input MPCGST receivable 42,042.22Input IGST receivable 30,371.70

    70,675.00 17. Clearing 70,675.009,86,603.52 18. Stationary 9,73,244.43

    2,43,72,230.00 19. Advance Bank Income Tax 2,65,67,687.000.00 20. Deaf Receivable 1,021.75

    2,59,78,17,241.42 Total 2,64,64,53,281.99

    Jagdishchandra P. VermaChairman

    Working Committee

    Anil AbhyankarPresident

    Board of Directors

    15

  • INDORE PARASPAR SAHAKARProfit & Loss Account

    31.03.2019 Expenditure 31.03.202010,20,89,729.66 Interest on Deposit 11,04,22,512.30

    1,75,166.51 Interest on borrowing 3,755.4919,85,300.01 Broken period interest on Govt Securities 83,74,545.40

    5,71,45,512.09 Salary,Allow, P.F. Bonus Etc. 5,60,77,649.0000.00 Directors & Local Commtt. Fees 0.00

    42,72,816.92 Rent, Taxes & Insurance 52,13,041.557,26,920.84 Legal Expenses 10,95,596.859,95,631.50 Postage Telegram & Telephone 7,96,823.245,29,005.00 Audit Fees 8,05,205.00

    22,85,501.49 Depreciation & Repairing of Properties 24,27,464.102,91,032.66 Stationary Printing & Advertisement 2,39,642.19

    71,78,486.23 Other Expenses 53,87,119.351,48,632.00 Provision Indore Jila Sah. Sangh 1,51,058.00

    0.00 Bad Debt write off Loan A/C 0.003,00,000.00 Provision for Standard Assets 75,000.00

    13,00,000.00 Prov. as per Income Tax us 36(1)(VII)a 19,00,000.007,00,000.00 Prov. for Long Term Loan u/s 36(1)(VIII) 7,00,000.00

    56,39,559.00 Prov. for income Tax & Indirect Tax 77,92,562.000.00 Prov. for COVID 19 Standard Assets 65,00,000.00

    1,04,25,839.99 Current yer Profit after Tax 80,66,491.4619,61,89,133.90 Total 21,60,28,465.93

    Appropriation Account

    31.03.2019 Particulars 31.03.202026,06,460.00 Statutory Reserve 20,16,622.87

    78,194.00 Indore Jilha Sahakari Sangh(1%) 1,04,258.001,56,387.00 Staff/Member Training Nidhi(2%) 1,61,329.83

    61,15,740.00 Proposed Dividend 0.000.00 Provision for IFR 26,05,000.00

    25,63,464.92 Remaining Balance of profit 57,42,745.681,15,20,245.92 Total 1,06,29,956.38

    Rama R. PatwardhanAccounts Officer

    V.K. Dafria & Co.Chartered Accountant

    Ravindra V. KekreChief Exe.Officer

    16

  • BANK LIMITED INDOREFor the year Ended on 31.03.2020

    31.03.2019 Income 31.03.2020

    17,48,35,938.42 Interest on 18,92,77,737.10

    (i) Loans & Advances 10,00,91,095.31

    (ii) Interest on Govt. Securities 5,73,98,821.26

    (ii) Banks Fixed Depoists 3,17,87,820.53

    (iii) Interest on Call Money 0.00

    11,95,248.00 Interest on Non SLR Bonds (Tax Free) 12,40,660.00

    17,00,962.00 Interest n Non SLR Bonds 16,87,064.00

    0.00 Gain on Mutual Fund

    36,34,875.27 Short Gain Mutual Fund 57,44,840.87

    12,91,500.00 Profit on Sale of Investment 56,84,500.00

    2,24,755.56 Commission 1,68,843.70

    1,33,05,854.65 Other Receipt 1,22,24,820.26

    19,61,89,133.90 Total 21,60,28,465.93

    For the Year Ended 31.03.2020

    31.03.2019 Particulars 31.03.2020

    10,94,405.93 Balance of previous year Profit 25,63,464.92

    1,04,25,839.99 Balance of Profit B/F from P&L A/C 80,66,491.46

    1,15,20,245.92 Total 1,06,29,956.38

    Anil AbhyankarPresident

    Board of Directors

    Jagdishchandra P. Verma

    Working CommitteeChairman

    17

  • *SHREE*INDORE PARASPAR SAHAKARI BANK LTD. INDORE

    REGISTERED OFFICE-“PARASPAR SAHAKAR BHAWAN” 3/1, SOUTH TUKOGANJ, INDORE 452 001

    TOTAL RECEIPTS AND DISBURSEMENT AS ON 31.03.2020

    S.N. Particulars(Liabilities) Op. Bal. Debit Credit Closing Bal

    01. Share Capital 6,11,57,400.00 9,28,816.91 8,38,916.91 6,10,67,500.00

    02. Share Suspense 0.00 0.00 0.00 0.00

    02. Satutory Reserve 6,31,02,940.56 0.00 27,09,437.10 6,58,12,377.66

    03. Building Fund 55,15,780.00 0.00 0.00 55,15,780.00

    04. Bad Doubtful Debts Res. 9,92,48,083.38 0.00 0.00 9,92,48,038.38

    05 Prov. Against Standard As. 37,28,000.00 0.00 75,000.00 38,03,000.00

    06 Investment Flucatuation Reserve 1,19,00,000.00 0.00 0.00 1,19,00,000.00

    07. Staff /Members Trainin Nidhi 9,86,365.74 0.00 1,56,387.00 11,42,752.74

    08. Dividend equilisation Fund 0.00 57,893.00 57,893.00

    09. Computer Upgradation Fund 25,00,000.00 25,00,000.00

    10. Branch Renovation & Opening Fund 25,00,000.00 0.00 0.00 25,00,000.00

    11. Contingency Reserve. 94,00,000.00 0.00 0.00 94,00,000.00

    12. Depre. Reserve on GOI 1,30,60,000.00 1,12,91,750.00 15,00,000.00 32,68,250.00

    13. Prov. in Tax u/s36(1)(V(II)A 23,95,000.00 0.00 19,00,000.00 42,95,600.00

    14. Prov. Long Term Loan us36(1)(VIII) 21,23,000.00 0.00 7,00,000.00 28,23,000.00

    15. Fixed Deposit 20,17,65,319.65 16,29,78,377.00 18,58,13,508.00 22,46,00,450.65

    16. Saving Deposit 77,68,81,648.55 1,81,20,26,847.16 1,75,21,48,866.63 71,70,03,668.02

    17. Current Deposit 4,40,25,294.01 2,20,63,95,287.97 2,19,89,84,540.64 3,66,14,546.68

    18. Reinvestment Deposit 87,28,06,144.80 55,87,08,801.35 65,12,19,977.35 96,53,17,320.80

    19. Revaluation Reserves 32,11,00,000.00 0.00 0.00 32,11,00,000.00

    20. Provision for Covid 19(Standard Ass) 65,00,000.00 65,00,000.00

    21. Recurring Deposit 1,57,17,707.00 1,41,84,026.00 1,43,82,251.00 1,59,15,932.00

    22. Cash Securities 52,000.00 3500.00 0.00 48,500.00

    23 Bills for Collection 0.00 86,538.00 86,538.00 0.00

    24. Overdues Interest 3,16,46,486.56 90,75,589.50 62,53,610.00 2,88,24,507.06

    25. Interest Payable 69,36,931.76 4,92,98,695.20 4,95,24,459.20 71,62,695.76

    26. Provision Other Liabilities 1,42,15,008.49 2,10,51,09,532.68 2,10,43,09,090.05 1,34,14,565.86

    27. Liabilities for Income Tax 2,30,83,285.00 32,34,440.00 56,88,057.00 2,55,36,902.00

    28. Balance of Prev. year Profit 10,94,405.93 10,94,405.93 25,63,464.92 25,63,464.92

    29. Net profit 1,04,25,839.99 28,20,79,988.46 27,97,20,639.93 80,66,491.46

    30. Profit Appropriation A/C 0.00 1,15,20,245.92 1,15,20,245.92 0.00

    31. Bank Guarantee 5,00,000.00 0.00 47,50,000.00 52,50,000.00

    32. Clearing 4,50,000.00 0.00 0.00 4,50,000.00

    33. Branch Adjustment 0.00 10,00,66,76,519.02 10,00,66,76,519.02 0.00

    Total 2,59,83,17,241.42 17,23,46,93,361.10 17,28,80,79,401.67 2,65,17,03,281.99

    .

    18

  • *SHREE*INDORE PARASPAR SAHAKARI BANK LTD. INDORE

    REGISTERED OFFICE-“PARASPAR SAHAKAR BHAWAN” 3/1, SOUTH TUKOGANJ, INDORE 452 001

    TOTAL RECEIPTS AND DISBURSEMENT AS ON 31.03.2020

    S.N. Particulars(Liabilities) Op. Bal. Debit Credit Closing Bal34. Bank Current 11,41,73,088.13 21,83,61,38,315.40 21,80,39,29,992.66 14,63,81,410.8735. Bank Fixed Deposit 40,50,18,234.00 38,08,00,000.00 40,50,18,234.00 38,08,00,000.0036. Investment 69,17,68750.00 14,36,79,66,975.00 14,32,53,12,712.00 73,44,23,013.0037. Loans Short Terms 20,75,62,645.56 1,69,38,01,667.41 1,72,27,31,307.81 17,86,33,00.5538. Loans Medium Terms 39,49,33,139.97 25,69,27,254.92 20,97,42,002.56 44,21,18,392.3339. Loans Long Terms 34,94,58,432.99 7,73,32,915.63 8,39,43,796.13 34,28,47,552.4940. Int.rec. on CGOI Sec. 59,34,231.00 1,90,84,303.00 1,83,17,970.00 67,00,564.0041. Int.rec. on SGOI Sec. 46,78,882.00 1,84,85,043.00 1,79,56,133.00 52,07,792.0042. Int. receivable on B.FD 2,63,26,132.00 2,69,31,563.00 3,92,63,340.00 1,39,94,355.0043. Int. receivable on Non SLR Bond 15.31.205.00 24,73,102.00 33,14,553.00 6,89,754.0044. Int. receivable on loans 3,16,46,486.56 62,53,610.00 90,75,589.50 2,88,24,507.0645. Bills for Collection 0.00 86,780.96 86,780.96 0.0046. Branch Adjustment 0.00 0.00 0.00 0.0047. Building 19,85,084.00 0.00 1,98,508.00 17,86,576.0048. Dead Stock 54,59,987.75 29,24,472.08 35,08,308.18 48,76,151.6549 Advance 1,48,580.00 8,80,425.00 8,76,510.77 1,52,494.2350. Deposit in MPEB 1,06,363.00 16,132.00 21,597.00 1,00,898.0051. Deposit in Tel. Deptt 23,771.69 3,831.00 1,020.81 26,581.8852. Deposit in I.M.Corporation 83,412.00 0.00 0.00 83,412.0053. Silver Coins 99,750.00 0.00 0.00 99,750.0054. Clearing 70,675.00 1,03,706.00 1,03,706.00 70,675.0055. Stationary Stocks 9,86,603.52 2,38,838.37 2,52,197.46 9,73,244.4356. Adv.Bank Income Tax 2,43,72,,230.00 52,74,787.00 30,79,330.00 2,65,67,687.0057. Customer Lia. for B Guarantee 5,00,000.00 47,50,000.00 0.00 52,50,000.0058. Closing Cash 1,02,64,950.00 1,15,82,68,888.52 1,15,86,30,904.52 99,02,934.0059. Deaf 2014 Receivable 0.00 1,67,014.84 1,65,993.09 1,021.7560. Building Revaluation 32,11,00,000.00 0.00 0.00 32,11,00,000.0061. Input CGST receivable 9,996.91 5,99,334.16 5,90,234.85 19,096.2262. Input MPGST receivable 30,058.91 5,89,402.82 5,77,419.51 42,042.2263. Input IGST receivable 44,551.43 7,56,287.17 7,70,466.90 30,371.70

    Total 2,59,83,17,241.42 39,86,08,54,649.28 39,80,74,68,608.71 2,65,17,03,281.99Page No 18 17,23,46,93,361.10 17,28,80,79,401.67Total (Receipt& Disbursement) 57,09,55,48,010.47 57,09,55,48,010.38

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  • *SHREE*INDORE PARASPAR SAHAKARI BANK LTD. INDORE

    REGISTERED OFFICE-“PARASPAR SAHAKAR BHAWAN” 3/1, SOUTH TUKOGANJ, INDORE 452 001In terms of RBI circulars No. UBD.CO.BP.PCB 20/16,45.0/2002-03 Dt. 30.10.2002

    Sr.No. Particulars 31.03.2019 31.03.20201. Capital to Risk Asset Ratio 26.79% 24.85%2. Movement of CRAR

    Tier I Capital 1478.76 1401.56Tier II Capital 1478.76 1401.56Total Capital 2957.52 2803.12Total Risk Assets 11041.50 8450.02Capital Ratios:Tier I Ratios 13.39% 12.42Tier II Ratios 13.39% 12.42CRAR 26.79% 24.85%

    3. Investments:Book Value 6548.19 6974.73Face Value 6500.00 7000.00Market Value 6590.00 7082.72INVESTMENT (Non SLR) 369.50 369.50

    4. Advances against:a) Real Estate 77.03 70.21b) Construction Business 0.00 0.00c) Housing 3495.21 3541.68

    5. Advances against shares & Debentures - -6. Advances to directors, their relatives

    companies/Firms in which they are interestedfund based 13.83 4.91Non funded based - -

    7. Average Cost of Deposits 5.67 6.028. NPAs

    Gross NPAs 404.37 452.00% of Gross NPA to Loans 4.25 4.69Net NPAs 0.00 0.00% of Net NPAs 0.00% 0.00

    9. Movement of NPA:PrincipleOpening Principle 450.63 404.37Addition 492.00 454.63Recovery 538.26 407.00Closing Principal 404.37 452.00ProvisionOpening Provision 992.48 992.48Additions/delition 0.00RecoveryClosing Provision 992.48 992.48Net NPA 0.00

    10. Profitability:a) Interest income as a percentage of working funds 6.95 7.37b) Non interest income as a percentage of working funds 0.75 0.91c) Operating profit as a percentage of working funds 0.68 0.67d) Return on Assets 0.44% 0.32%e) Business (Depsoit+Advances)per employee 318.13 339.90f) Profit per employ 1.16 0.94

    11. Provision made in the year towrards:NPA NIL NIL12. Movement in Provision:

    a) Towards NPA(BDDR) NIL NILb) Towards Depreciation on Investment NIL NILc) Towards Standard Assets 0.00 0.75d) Special provision for Covid 19 65.00

    13. Plot Revaluation reserves 3211.00 3211.0014. Insurance Premium to DICGC Paid Paid15. Penalty imposed by RBI in the Financial year 2019-20 NIL nil16 Restructed of Accounts (No. of A/Cs) nil nil17. Restructured of Accounts (Amounts) NIL NIL18. DEA Fund 96.09 104.07

    a) Add during the year 10.67 8.87b) Claim during the year 2.69 1.52c) Closing Balance 104.07 111.67

    22

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    28