Louisiana Bankers Association 115th Annual Convention

& Exposition

8:00am-1:00pm Golf at The Ritz-Carlton Golf ResortTransportation will depart from the main entrance of The Ritz-Carlton Beach Resort at 7:00am. Includes continental breakfast and box lunch. $199/player*Please see page 4 for more information

8:30am-2:30pm Everglades Airboat Tour and LunchTransportation will depart from the main entrance of The Ritz-Carlton Beach Resort at 8:30am. Includes lunch at a local restaurant. $250/person*Please see page 4 for more information

4:00pm-6:00pm Registration Open (Ritz-Carlton Ballroom Foyer)

6:00pm-8:00pm Exhibit Hall Grand Opening Reception (Ritz-Carlton Ballroom) Sponsored by Louisiana Bankers Service Corporation

Wednesday May 13, 2015

2015 Convention Agenda

7:00am-8:30am Exhibit Hall Breakfast (Ritz-Carlton Ballroom)

8:00am-8:30am General Session (Vanderbilt I Ballroom)

Opening Remarks:RobertTaylor,Chief ExecutiveOfficerLouisiana Bankers Association

Office of Financial Institutions Update

8:30am-9:00am Independent Community Bankers of America Update (Vanderbilt I Ballroom) Rebeca Romero Rainey, ICBA Chair-Elect

9:00am-9:15am Exhibit Hall Break (Ritz-Carlton Ballroom)

9:00am-12:00pm Guest Program: Frond Art Class and Breakfast Class to be held in the Tea Garden at The Ritz-Carlton. Price includes course, shipment of your masterpiece home and breakfast. $199/person*Please see page 4 for more information

9:15am-10:30am General Session (Vanderbilt I Ballroom)The Payments Revolution: The Impact of New Financial Technologies and Implications for Growth, Competition and FraudRon GallowayApple’s iTunes has 650 million customers and is about to put the iWallet on its iPhones, which could make it the 4th largest payments system in the world. The fastest growing bank in Japan exists only on a phone. Facebook is eyeing the payments space, as is Amazon. Bitcoin has even been acknowledged by the Federal Reserve to be a viable virtual currency. In the world of finance, there is a fixed base of deposits. But now more entrants are competing with established players for this same payments base by leveraging existing IT and scale. How can you compete, while safeguarding against fraud in an environment changing monthly? The

payments industry is becoming the BIT industry (banking, information, technology), powered by mining data and offering personalized services delivered on an increasingly mobile platform. This session demonstrates how to offer innovative new products and services that fit consumers’ chang-ing needs, while safeguarding against potential fraud.

10:30am-10:45am Exhibit Hall Break (Ritz-Carlton Ballroom)

10:45am-12:00pm Concurrent Sessions (Choose One)

Session One (Vanderbilt I Ballroom) Regulatory Compliance Hot Button Issues - Staying Ahead of the ExaminersKarl Nelson, KPN ConsultingAs we continue on the road to recovery from this past crisis, we continue to see increased attention to our business from our regulators. Dodd-Frank and BASEL III will impact how we do business and all of us would like to know what issues are of most importance in coming exams. This session will discuss the current regulatory hot buttons and how to stay in front of these issues.

Session Two (Vanderbilt II Ballroom)Cyber Security: What You Need to KnowLisa Traina, Traina & AssociatesAfter a recent round of examinations of community financial institu-tions, the FFIEC plans to update guidance pertaining to cyber security. The FFIEC will soon expect executives and boards of directors to be knowledgeable about cyber threats and their institution’s preparedness. This session is designed to meet the need for board education by providing information about the current threats along with questions board members should be asking. Make sure your institution and board are prepared for the next exam!

12:00pm-1:30pm Exhibit Hall Lunch (Ritz-Carlton Ballroom)

1:30pm-2:30pm Concurrent Sessions (Choose One)

Session One (Vanderbilt I Ballroom)Cyber Liability Insurance: It May Suprise YouAlicia Reitzell, Community Financial Insurance CenterThis session includes a comparison of major insurance companies’ cyber liability policies along with an in-depth discussion of the policy itself, new developments in cyber liability, and recent claim examples.

Session Two (Vanderbilt II Ballroom)Public-Private Partnerships: Leveraging Public Dollars with Private Investment to Transform Communities Fred Tombar, Louisiana Housing CorporationFinancial institutions are integral partners in the transformation of communities across this state. Hear from the Louisiana Housing Corporation’s Executive Director Fred Tombar about creative and unique ways to develop multi-faceted public-private partnerships where citizens would want to live, work and play.

6:30pm-10:00pm “Havana Nights” Banquet Center Court and Artisans Room, Ritz-Carlton

Brush off those dancing shoes and join us for a night ofsalsa and latin beats! Cocktails begin at 6:30pm along

with a dinner buffet complete with some of South Florida’s finest Cuban cuisine.

Thursday May 14, 2015

2*Attire for all convention events, including the Thursday evening banquet, is resort casual.

7:00am-8:30am Breakfast (Ritz-Carlton Ballroom)

8:00am-8:30am LBA Business Session (Vanderbilt I Ballroom) Paul Durand, LBA Board Chairman Director Elections Installation of New LBA Chairman Service Award Presentations

8:30am-9:00am American Bankers Association Update (Vanderbilt I Ballroom) Dan Blanton, ABA Chairman-Elect

9:00am-9:15am Break

9:15am-10:15am General Session (Vanderbilt I Ballroom)The Road Ahead: Five Questions for Bank CEOs and DirectorsRichard ParsonsAfter a 31 year career in banking, Rick Parsons wrote “Broke: America’s Banking System” which the Risk Management Association published in 2013. His book explains why the U.S. banking system is vulnerable to devastating cycles of failure. Expect to be challenged by his data and provocative ideas when he discusses “The Road Ahead: Five Questions for Bank CEOs and Directors.” This session will be especially beneficial for bank executives and directors as they consider the challenges and unique opportunities ahead for community banks.

10:15am-11:30am General Session (Vanderbilt I Ballroom)Board and Executive Oversights Expectations in 2015Pam Perdue, Continuity ControlThere’s no denying that the bar has been raised for directors and senior management when it comes to regulatory compliance oversight. Make sure your institution is not at risk in 2015 (and beyond!) In this presentation, we’ll clearly outline the director and management oversight responsibilities and discuss critical take- aways from recent enforcement actions including practical advice for structuring an effective Oversight Program.. With the stakes higher than ever, your institution needs to ensure that appropriate controls are in place for Board and Senior Management to demonstrate their engagement and involvement.

11:30am Convention Adjourns

Convention AttireAttire for all convention events, including the Thursday evening “Havana Nights” Banquet is resort casual

Friday May 15, 2015

2015 Convention AgendaLocation & Accomodations

The Ritz-Carlton Beach Resort280 Vanderbilt Beach Road

Naples, Florida 34108

The Ritz Carlton, Naples beachfront hotel was named to Conde Nest Traveler’s 2013 “Gold List” and Travel + Leisure “World’s Best List” 2013. This South Florida beach resort features stunning views of the Gulf of Mexico.

The LBA has contracted for a set number of sleeping rooms at The Ritz-Carlton Beach Resort, Naples based on the last few years’ convention attendance. We will monitor the room pickup and add rooms if available. We encourage you to make your reservations early. To ensure the LBA group rate of $309+tax/night, please call 1-800-241-3333 and identify that you’re booking with the Louisiana Bankers Association Annual Convention room block. Reservations can also be made online at https://www.ritzcarlton.com/en/Prop-erties/Naples/Reservations/Default.htm?gc=TRFTRFQ#top. *Group Code for online reservations is TRFTRFQ. Sleeping room reservations must be made by April 10, 2015 at 5:00pm or until the blockof roomsforLBAisfilled,whicheverissooner.AfterApril10, 2015, reservations will be made based on availability and the hotel may not be able to honor the discounted rate. *Check in time is 4pm. Check out time is 11am.

*Complimentary shuttle service between The Ritz-Carlton, Naples BeachResort and The Ritz-Carlton Golf Resort, Naples is provided every hour between 7am and 10pm Sunday-Thursday and 7am-11pm Friday and Saturday.

Traveling to NaplesBelow are the airports that service Naples and the approximate traveling distance from the airport to the Ritz-Carlton Beach Resort, Naples:• Southwest Florida International Airport (RSW) - 25 minutes• Miami International Airport (MIA) - 2 hours• Ft. Lauderdale International Airport (FLL) - 2 hours

Airport TransportationNaples Transportation & Tours (NT&T) is the preferred and recommended provider of transportation services for groups and individual travelers. Call 239-262-3006 for more information or visit www.nttep.com.

*Attire for all convention events, including the Thursday evening banquet, is resort casual. 3

Convention ActivitiesGolf at The Ritz-Carlton Golf Resort

Wednesday May 13, 20158:00am-1:00pm $199 per person*

*Cost includes transportation from the Ritz-Carlton Beach Resort to the Ritz-Carlton Golf Resort and back, continental breakfast, refreshments and box lunch.

*Transportation will depart from the main entrance of the Ritz-Carlton Beach Resort at 7:00am. Tee time is 8:00am.

Journey up the winding road to The Ritz-Carlton Golf Resort, Naples and a stately Italianate structure emerges from thelushgreenlandscape.Asoneof thefinestgolf resortsin Naples, The Ritz-Carlton Golf Resort, Naples provides a tranquil, country club atmosphere—complete with two Greg Norman designed golf courses—merely three miles from the white sand beaches along the Gulf of Mexico located at the neighboring Ritz-Carlton, Naples beach resort. The Ritz-Carlton Golf Resort, Naples features championship 36-hole golf in a serene, natural setting designed by the legendary Greg Norman. Tiburón Golf Course is the home of the PGA Tour and The Shootout, held annually in December. The courses are marked by the use of stacked sod wall bunkers, coquina sand and no rough.

The Ritz-Carlton Golf Resort, Naples2600 Tiburon DriveNaples, Florida 34109http://www.ritzcarlton.com/en/Properties/NaplesGolf/Default.htm

*For club rentals, please contact the clubhouse (239) 254-3340 at least one week in advance of the convention to make arrangements.

Everglades Airboat Tour with Strand Walk & Lunch

Wednesday May 13, 20158:30am-2:30pm $250 per person**Cost includes roundtrip transportation from the Ritz-Carlton Beach Resort, refreshments and lunch at The Oyster House Restaurant in Everglades City.

*Please meet in the hotel lobby for 8:15am. Transportation will depart from the main entrance of the Ritz-Carlton Beach Resort at 8:30am.

Experienced local airboat captains will take you on a thrilling ride through this wonderful eco system. Learn about the history of the Everglades while viewing plants and wildlife which are native to the area.

*Guests are encouraged to wear comfortable clothing and shoes on this tour. Guests may want to bring sunscreen, sunglasses and a hat.

Frond Art Class & Breakfast

Thursday May 14, 20159:00am-12:00pm $199 per person**Cost includes course, shipment of your masterpiece home and breakfast.

Discover the beauty and creativity of Southwest Florida’s favorite artistry - Palm Frond Art, three-dimensional art in the form of animals from palm fronds. Local artist Jean Stanish will provide you with all the necessary tools and crafts to design your very own, one of a kind masterpiece. Class to be held in the Tea Garden (outdoors) at the Ritz-Carlton. 4

REGISTRATIONPlease complete this form and return to Louisiana Bankers Association, 5555 Bankers Avenue, Baton Rouge, LA 70808 with your payment, or fax it to 225-343-3159. Please print or type clearly. *For additional registrants, please copy this form. Registrations can also be submitted in the Education Section of LBA’s website at www.lba.org.

Name __________________________________________

Bank/Firm______________________________________

Spouse/Guest____________________________________

Street Adress_____________________________________

City/State/Zip____________________________________

OfficePhone___________________Fax_______________

Cell Phone_______________________________________

Email___________________________________________

Check (Made Payable to Louisiana Bankers Association)

Visa Mastercard

American Express

Card Number_________________________________

Expiration Date_______________________________

Name on Card (please print)______________________

____________________________________________

Signature____________________________________

Billing Address _______________________________

__________________________________________

Amount to be charged on card $________________

FEES Number Total ____ Primary Registrant, $599/ea. __________

____ Spouse/Guest, $349/ea. __________

____ Golf, $199/ea. __________

Name ____________________________________

Pairing Request(s)____________________________

__________________________________________

____ Everglades Airboat Tour & Lunch, $250/ea. _________

Name: ____________________________________

Name: ____________________________________

____ Palm Frond Art Class & Breakfast, $199/ea. ___________

Name: ____________________________________

Name: ____________________________________

Total $__________

Convention Fees: $599 Banker $349 Spouse/Guest Ten or more bankers and/ordirectors from same bank: $579 Banker

$329 Spouse/Guest

Louisiana Bankers AssociationPhone 225-387-3282/Fax 225-343-3159

5555 Bankers Avenue, Baton Rouge, LA 70808

PAYMENT OPTIONS

5

CANCELLATION POLICYDue to the commitments we must make, if you must cancel your registration, please do so by May 6, 2015. Cancellations received after May 6, 2015 will not receive a refund.

GOLF: Please cancel by May 6, 2015 to avoid a $100 cancellation fee.

EVERGLADES AIRBOAT TOUR & LUNCH: Please cancel by May 6, 2015 to avoid a $100 cancellation fee.

PALM FROND ART CLASS & BREAKFAST: Please cancel by May 6, 2015 to avoid a $100 cancellation fee.

Louisiana Bankers Association115th Annual Convention & ExpositionMay 13-15, 2015