Lone Star College-North Harris

Educational Talent Search www.lonestar.edu/19028.htm

Free Application for Federal Student Aid (FAFSA)

Seminar for Students & Parents

January 12, 2013

*

• Welcome

• Introduction of Educational Talent Search Staff

• What is Talent Search?

• What I should know about Financial Aid (video)

• What is FAFSA (video)

• Overview of what Parents & Students should know about

FAFSA

• Intermission & Evaluation

• Breakout Sessions

• Students in DTEC 104

• Parents in DTEC 107

• Conclusion

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Brian R. Flores

Program Director

Kacie Osorio

Program Coordinator

Maria Gonzalez

Department Assistant • Bachelor of Science (B.S.) &

Masters in Education (M.Ed.)

• In education for 22 years

• Elementary, Middle School &

High School teacher: Victoria,

Texas, Austin, Texas & Houston,

Texas

• Elementary School Principal:

Houston, Texas

• Middle School Principal:

Houston, Texas

• Director of EAGLE Academy

servicing 6 high schools:

Houston, Texas

• District Special Education

Coordinator: Houston, Texas

• Independent Consultant: Austin,

Texas & Houston, Texas

• Bachelor of Social Work (BSW) &

Masters of Arts in Educational

Counseling (MA)

• Pupil Personnel Services

Credential (PPS)

• In education for 6.5 years

• High School Education

Counselor, San Diego CA: Scripps

Ranch HS

• 4 years Financial Aid Counselor

at high school

• 3 years worked in at-risk (Level

12) group home with boys

between the ages of 8-14 years

old as counseling staff

• Secretarial Certificate from

Houston Community College

• In education for 9 years

• Elementary School

(Principal’s Secretary):

Houston, Texas

• Middle School Secretary

(Principal’s Secretary):

Houston, Texas

• Texas Department of Human

Services (Human Resources

Department): Houston,

Texas

• Texas Workers’

Compensation Commission

(Administrative Assistant):

Houston, Texas

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The Talent Search program identifies and assists individuals from

underrepresented backgrounds who have the potential & desire to

succeed in higher education.

The Talent Search team helps raise aspirations for college, navigate

the admissions process and ease the initial transition to college for

eligible students that have “critically unmet” needs in an effort to

maximize their educational potential and higher education

completion.

Talent Search focuses on 3 middle schools (Wells, Klein & Wunderlich)

and 3 high schools (Nimitz, Westfield & Klein Forest)

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*

Presented by: Kacie Osorio, MA

Program Coordinator, TRiO/ETS

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*

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FREE Application for Federal Student Aid (FAFSA) *Applying for the FAFSA typically equates to when you hear about people “applying for financial aid”

*Application for different types of financial aid

*The form needs to be updated and submitted each year

*Online application (almost exclusively now, especially for renewals)

*

Item Description

TUITION Cost of taking a course varies

(www.studentaid.ed.gov/myfsa)

ROOM AND BOARD Cost of lodging and food vairies

(www.studentaid.ed.gov/myfsa)

for estimated cost

BOOKS AND SCHOOL SUPPLIES $1,122 (average ‘09-’10) 4year

Book bags, notebooks, pens,

pencils, paper, folders, test paper

FEES Activity fee, parking decal, ect.

EQUIPMENT AND ROOM MATERIAL Computer, lamps, microwave,

sheets, refrigerator, ect.

TRAVEL AND MISC. Going home, clothing, cell phone,

getting sick

*

*The average annual tuition and fees range from

*$8,244 for in-state at a public school

*$20,770 per year for out-of-state students

*$28,500 at a private college

* Represent the largest component of your total annual cost

HOW TO SAVE:

* Scholarships!! which don’t have to be paid back.

* Automatically be eligible for some scholarships offered by the schools you get accepted by

* Consider going to an in-state or two-year school for a couple of years and then transferring

* Get your degree from your dream school at half the price.

*

*Depends on where you live and what school you go to

*Public schools average $8,887 per year

*Private schools average $10,089 per year

* These prices are for dorms on campus

*choose to live in a Greek house, an off-campus apartment

* to really save money, living at home

HOW TO SAVE:

*Live in a dorm your

freshman year, probably

have to buy a meal plan

*After freshman year you

might want to ditch the

meal plan—it’s often

cheaper to buy

inexpensive food on own

*

*Average yearly cost of books for college students is $1,200

*Could pay more if a science major

* these classes of have expensive textbooks updated each year

*Could pay less if an English major

* paperback novels bought for a few bucks.

HOW TO SAVE:

* Renting textbooks or buying used textbooks

* websites or campus book store (eCampus.com, Chegg.com or BookRenter.com)

* Downloading books or novels

* Gutenberg.org

* Key: sell back your textbooks to the bookstore (or put them for sale online) at the end of the semester to recoup some cost

* Some companies ( Dell and Apple) offer discounts to students

* Microsoft offers a “student edition” for Office software, which is less than the standard version. Check for education discounts on other software, such as Adobe Acrobat.

*

TRANSPORTATION *on campus spends about

$1,082 per year

*Next to nothing if family lives right near the university, to thousands of dollars if fly home

*CAR: Gas, maintenance and possibly parking, or pay by the hour

How to Save:

*Shop for flights months in advance and do it on a Tuesday afternoon

*Save on gas with GasBuddy.com

*Regular maintenance

OTHER, ECT….laundry to cell phone service to entertainment * Plan on spending average of

$2,000 per year

* New students may face “start-up expenses”

How to save:

* Create a budget

* Lower cell phone bill

* family plans, negotiating with provider, cutting back on unnecessary features, and going with the base model plan or even pay-per-minute plan

* Take advantage of every free form of entertainment that there is at your school

TUTION FINANCIAL AID

*

TERMS TO KNOW:

*Cost of Attendance (COA) – includes tuition, Room & Board, Books, Transportation, Supplies, Personal Expenses and other Student Fees

*Expected Family Contribution (EFC) - the amount that you and your family are expected to contribute as determined by your personal information

*Financial Aid Eligibility - the determined amount of "need” for financial aid, which the college will attempt to meet with grants, loans, and Federal Work Study

*

TAFSA (Texas Application

For Student Aid)

TEXAS grants (Towards

Excellence, Access, &

Success)

TPEG/for Continuing

Education ( Texas Public

Grant)

TEOG (Texas Educational

Opportunity Grant)

• DO NOT HAVE TO PAY BACK

• “GIFT-AID”

GRANTS

• MUST REPAY YOUR LOANS, WITH INTEREST

• BORROWED!!! LOANS

WORK

STUDY Federal and College funded– let you earn

money in certain jobs on or off campus to help

pay for your education.

SCHOLARSHIPS

• FREE MONEY for college, community, family, ect.

• based on your area of study or merit, such as good

grades, high test scores, athletic, musical or other special

talents, community service, and sometimes financial need

*GRANTS

*GRANTS

*GRANTS

*GRANTS

*TEXAS Grant Initial (Towards Excellence, Access, & Success)

*Need – Based students who completed college-pre in HS

*Award amount not to exceed $2400 per year

* Must be enrolled in at least 9 or more hours/units

*Schools you have applied and been accepted to have application

*TEXAS Grant Renewal

*end of first year student must be meeting school's Satisfactory

Academic Progress(SAP) requirements and meet other qualifications

*Texas Public Education Grant (TPEG)

*Texas Public Education Grant (TPEG) for Continuing Education

*Texas Educational Opportunity Grant (TEOG)

*SCHOLARSHIPS

What are scholarships? Need-based or Merit-based monetary gifts Awarded by various bodies, including state, colleges, federal gov’t,

public and private organizations as well as individuals

What are the criteria for awarding scholarships? Varies, depends on donor Program of Study Talent, Specialized skills

Are scholarships the same as grants? Free money, yes Grants are need-based, Scholarships can be need-based or merit-

based Scholarships have individual applications

*SCHOLARSHIPS

*Various amounts available

*Scholarships offering small amounts of money tend to be less competitive and less time-consuming to apply.

*Since students can receive multiple scholarships, smaller scholarships can be combined so that their total can meet or exceed that of so-called larger scholarships.

*Yes! Remember that there are literally thousands of scholarships available -- need-based and merit-based, large and small.

*Every student, including you, is probably eligible for some kind of scholarship.

*Students are strongly encouraged to spend at least as much time seeking and applying for scholarships as they do seeking and applying for college.

*LOANS

SUBSIDIZED *The government pays

your interest as long as you are in school half-time (6 units for undergraduates and 4 units for graduates)

*Federal Gov’t Pays for your interest while you’re in school

*Repayment typically begins 6 months when you drop to less than half time status or finish school

UNSUBSIDIZED

*Similar to regular loans, you borrow and YOU pay interest from time loan is dispersed until loan is paid off in full

*Repayment schedule is worked out between lender and borrower

*

YOU should apply! No age limit Admissions Residency Status: TX residents – YES! Non-TX residents – YES! Citizenship Status:

U.S. Citizens – YES!

Eligible Non-Citizens – YES!

*http://www.lonestar.edu/19028.htm

*WWW.FAFSA.ED.GOV

*WWW.COLLEGEBOARD.COM

*http://www.finaid.org/scholarships/

*http://studentaid.ed.gov/types

*http://www.tasfaa.org/

*http://www.thesalliemaefund.org/smfnew/sections/learn.html

*http://www.aie.org/Paying-for-College/FAFSA-Info-

Center/Frequently-Asked-Questions-About-the-FAFSA.cfm

*http://www.tgslc.org/

*Phone: (800) 845-6267

*Phone: (512) 219-4560 (For hearing or speech impaired customers.)

*Fax: (512) 219-4633

*Email: cust.assist@tgslc.org

*Monday - Thursday, 8 a.m. to 6 p.m. Central Time

*Friday, 8 a.m. to 5 p.m. Central Time

*

* Apply for your FAFSA Pin #

WWW.PIN.ED.GOV

* Prepare your required documents

* APPLY for the

FREE APPLICATION for FEDERAL STUDENT AID!!!

WWW.FAFSA.ED.GOV

* Apply Early!!! NO LATER THAN APRIL FOR STATE LOANS & GRANTS!!!!

* Complete Tax Returns!

* Wait to receive and review your Student Aid Report (SAR)

* Make any necessary corrections and submit any additional documents

* Wait for Financial Award Packages from schools you applied

* Understand your loans and grants!!!

* Decide what school you want to attend. Accept or decline the school’s financial aid package

* Renew each year!

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