Loan Module

A - Create New Customer Info :

Menu: Maintenance

Step:

1. Click button ‘New’ for input customer information

2. Click button ‘Apply’ for create customer info

3. Customer Key automatically system provide a new number

4. Click button ‘Exit’ for back to main form

B - Create New Customer Account

1- Menu: Maintenance Customer Account Loan Account

Step:

1- Select CURRENCY

2- Select LOAN TYPE

3- On List of Customer Click Search1 or Search2 for Customer Info…

4- Select Customer Info… and Click to Main Holder Account

5- Click Names Button for take Name from Main Holder Account

6- Input Account No, Ref. No and Signature Condition

7- Click Apply Button and OK for Complete

Note: On Account No we have four box but have only one box that can key in, is code of

Account Number. First box is Branch Code it generated automatically follow to the

application used the branch. Second box is Product Type it will be show after

selected from Loan type. Third is Account Number and Fourth is Check sum.

C - Credit Facilities

Menu: Loan Credit Facility Grant

Step:

1. when you open this screen System automatically provide a new Facility Ref

No 2. Enter the Loan account number in Account No columns

3. Choose the Currency from Currency List.

4. Choose the Business Type from list.

5. Enter Amount Limit of this Credit Facility

6. Click button Collateral to enable the following screen, using which you can

define security Valuations

7. select the Collateral Type from the list

8. Enter the Reference No based on your Collateral type selection

9. Enter the details in Valuation box, especially Valuation Amount

10. Click button ‘Add’ to add this collateral detail in Collateral list.

11. If you want to add more collateral, Repeat steps from 7 to 10.

12. After you add all the collateral details, click button ‘Save & Return’ to

return to main screen.

13. Check the Customer Information by clicking the button ‘Customer Info’ if

you need.

14. Click button ‘Grant’ to grant the Credit facility

D - New Loan

Menu: Loan New Loan

Steps:

1. Enter the existing Facility Reference No

2. New Loan Reference No is system Created

3. Enter Loan Amount

4. Enter the Remarks ,if you need

5. Click button ‘Save’ to register a new loan. You will get a confirmation

message as follows.

E - Loan Disbursement

Menu: Loan Loan Transaction Disburse

Step:

1. Tick Unearned Interest or Accrued Interest for type interest calculation

2. Enter Interest Rate

3. Choose installment type Monthly or Yearly

4. Enter No of installment

5. Click button ‘Schedules’ for calculate schedules

6. Choose Define Customer Requirement type

7. Check Repay Interest Daily if you need

8. Click button ‘Generate’ for calculate schedules

9. Click button ‘Apply’ for save schedules

10. Click button ‘Preview’ for view report

11. Click button ‘Quit’ for back to main screen

12. Click button ‘Save’ for save transaction

E - Loan Pay Disburse:

Menu: Loan Loan Transaction Pay Disburse

Step:

1.

2. Enter Loan Reference No

3. Choose Payment Mode (Cash, Transfer To Account or Transfer To Nostro )

4. If you choose Transfer to Account, you have to provide the Account Number to

transfer the money, as show above.

5. Click button ‘Save’ to complete transaction

6. Click button ‘Print’ for enable the following Printing Screen for Disbursement

F - Loan Repayment Transaction

Menu: Loan Loan Transaction Repayment or (Ctrl + P)

Step:

1. Enter the Loan Reference No. Press TAB key and get all the information as shown

above

2. Click button ‘Penalty’ to calculate Penalty

3. Click button ‘OK’ for back to main form

7. Choose Payment Mode (Cash, Transfer To Account or Transfer To Nostro)

4. If you choose Transfer to Account, you have to provide the Account Number to

transfer the money, as show above.

5. Click button ‘Apply’ for do transaction.

6. Click button ‘Print’ for print Repayment Slip