Lifestyles After 50 Hillsborough October 2013 edition

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Vol. 24 • October 2013 AFTER 50 www.lifestylesaſter50fl.com • Hillsborough • FREE • Local Soſtball Leagues • e Book on Weight Loss • Visit to the POW Museum

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Transcript of Lifestyles After 50 Hillsborough October 2013 edition

Page 1: Lifestyles After 50 Hillsborough October 2013 edition

Vol. 24 • October 2013AFTER 50

www.lifestylesafter50fl.com • Hillsborough • FREE Lifestyles

• Local Softball Leagues

• The Book on Weight Loss

• Visit to the POW Museum

Page 2: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 2

Join us . . .

. . . for lunch.Lunch-n-Learn Tuesdays 11:00 to 12:00 This October Topic’sOct. 8 Income Planning–How can I guarantee myself and spouse a lifetime income?Oct. 15 Tax Avoidance–How can I be assured I am not creating unnecessary taxes for myself?Oct. 22Risk Avoidance–How can I get better returns and also reduce risk?

Sand Piper Grille1702 South Pebble Beach Blvd.

Sun City Center, FL 33572

Seating is limited.

Please Call: 941-556-8500

Page 3: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 3

Mute Buttons, Hide Clicks and Caller ID: The Real Magic of Modern Technology

Dear Readers,

A July article in the Wall Street

Journal pointed out that millennials in their 20s and 30s are the first generation to hit the workforce with fully tech-savvy parents. “Most baby boomers are using the same smart-phones, tablets and laptops as their children, making daily communication with Mom easier and more open-end-ed than ever,” wrote Lindsay Gellman. Chatting online—as long as the computer’s sound effects are on mute—is silent. Texting means sending a message without the phone ringing and the ensuing one-sided conversation for all to hear. Here’s how it plays out. Texting is “all in a day’s work” for baby boomer wife, mother and grandmother, Julie S., age 56. Although she never phoned or saw her daughter last Tuesday, she did send Heather 16 text messages from her work cubicle. Heather, age 28, sent 15 texts to her mother. Their texts, said Julie, involved messages about the weather, lunch, a new blouse, Heather’s husband’s fi shing trip and “a Publix BOGO we don’t want to forget about.” I’m comparatively tech-savvy myself; at fi rst it was because I had to be in the world of work. I’ve done a great deal of kicking and screaming along the way. And I said to many

of those younger people who helped me along the way, “Don’t tell me to JUST do it. At my age I don’t JUST do anything with a computer. Show me and let me try it.” Now I want to keep up with technology so I can interact with my grandchildren, although I still do a lot of sighing and grunting when I’m presented a new gizmo to learn. For today’s child, the computer holds no mysteries, no wonder, no under-the-breath-words such as I’ve experienced. It reminds me of the little train story. I say—as the little train did—“I think I can, I think I can, I think I can.” My grandchildren say, “Of course it can, of course it can. Let me show you.” Each area of life which I adapt to with technology leads me to say, “Wow. That’s so cool.” E-mail, of course, has become the accepted tool for communication with everything from friends and family to churches,

clubs and work. Texting? Once I wondered why I would ever need to text anyone. Now I know to text when I want someone to get a message without having to interrupt both of us with a phone call. It’s so simple. A text message is unobtrusive and the response is often

just a “yes” or “no” or “Thx.” Similarly, a chat message keeps a conversation on the computer and is less disruptive to a work cycle than having to stop to converse on the phone. Facebook? I’ve loved Facebook for years for keeping up with siblings, cousins, nieces, nephews and old friends in faraway places. The ones who share too much of their lives, like daily baby pictures and potty training reports? Well, here’s the thing about technology. The solution is just one click away. I can actually hide from people. No bullying; just quiet, simple rejection when I choose—modern high tech stuff! It’s as handy as the mute button on my iPhone, the caller ID display on the landline or a vacation to a far place. Ah, technology.

Janice Doyle, Editor

Senior Connection • August 2009 • page 2

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

[email protected]

Publisher/Director of Events & MarketingKathy J. Beck

[email protected]

EditorJanice Doyle

[email protected]

Offi ce ManagerVicki Willis

[email protected]

Advertising Sales1-888-670-0040

FCOA

Distribution1-888-670-0040

News Connection USA, Inc.P.O. Box 638

Seffner, Florida 33583-0638(813) 653-1988 • 1-888-670-0040

Fax: (813) 651-1989www.lifestylesafter50fl .com

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Nov. 2013 issue is Oct. 15, 2013. Magazines are out by the 7th of each month. All rights reserved.

Tampa BayDena Bingham: (813) 293-1262

Production Supervisor/Graphic DesignKim Burrell

[email protected]

Associate Editor/Production AssistantTracie Schmidt

[email protected]

Customer Service1-888-670-0040

Suncoast Edition: Pinellas/Pasco CountiesLake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee

Southwest Edition: Lee/Collier & Charlotte

Our other editions:

To learn more, call 1-888-670-0040

Hillsborough/Pinellas/PascoChuck Bingham: (813) 293-1550

Sarasota/ManateeDave Tarantul: (941) 284-2930

Published monthly by News Connection U.S.A., Inc.

Hillsborough Edition

General ManagerDave Tarantul

[email protected]

Publisher/Director of Events & MarketingKathy J. Beck

[email protected]

EditorJanice Doyle

[email protected]

Offi ce ManagerVicki Willis

[email protected]

Advertising Sales1-888-670-0040

FCOA

Distribution1-888-670-0040

News Connection USA, Inc.P.O. Box 638

Seffner, Florida 33583-0638(813) 653-1988 • 1-888-670-0040

Fax: (813) 651-1989www.lifestylesafter50fl .com

Attention Readers: The articles printed in Lifestyles After 50 do not necessarily refl ect the opinion of the Editor or the staff. Lifestyles After 50 endeavors to accept reliable advertising; however, we cannot be held responsible by the public for advertising claims. Lifestyles After 50 reserves the right to refuse or dis-continue any advertisement. Our advertising deadline for the Nov. 2013 issue is Oct. 15, 2013. Magazines are out by the 7th of each month. All rights reserved.

Tampa BayDena Bingham: (813) 293-1262

Production Supervisor/Graphic DesignKim Burrell

[email protected]

Associate Editor/Production AssistantTracie Schmidt

[email protected]

Customer Service1-888-670-0040

Suncoast Edition: Pinellas/Pasco CountiesLake Edition: Lake/Marion Counties Sarasota Edition: Sarasota/Manatee

Southwest Edition: Lee/Collier & Charlotte

Our other editions:

To learn more, call 1-888-670-0040

Hillsborough/Pinellas/PascoChuck Bingham: (813) 293-1550

Sarasota/ManateeDave Tarantul: (941) 284-2930

Page 4: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 4

Limited Golf Course View Homes

Available. Stop By

For Details.

*Some restrictions apply. Special pricing expires 10/31/13. WAC.

4 No Flu For You. Get your flu shot and enjoy free lunch, activities,

prizes and more! 10 am to 2 pm at Memorial Hospital, 2901 W. Swann Ave., Tampa. Info: 813-342-1313.

5 Holiday Cards For Troops. Hand-make cards that will be sent to de-

ployed service members so they can send holiday greetings to loved ones. 9 am to 3 pm at Center Place Fine Arts and Civic Association, Brandon. 813-685-8888.

5 Walk to End Alzheimers. Two-mile walk and tribute ceremony. Free.

Donations welcome. 9 am at Curtis Hixon Park, 600 N. Ashley Drive, Tampa. Info/register: 727-259-2317.

5 – 13 “I Do! I Do!” This musi-cal traces 50 years of a marriage

from 1895 to 1945. $15/seniors. 8 pm at Hillsborough Community Col-lege Studio Theatre, 2204 N 15Th St., Ybor City. 813-259-6490.

6 Celebrate Hispanic Heritage Month: Enjoy an hour of classical guitar

music with Flamenco artist Victor J. Moreno. 2:30 to 3:30 pm at Brandon Regional Library. 813-273-3652.

7 Tampa Bay Senior Games, 9 am at All People’s Life Center, 6105

E. Sligh Ave., Tampa. Two weeks of competition in various locations. Call for venues and times. 813-635-3519 Competition open to anyone age 50 and older; $20. Spectators: $10.

9 Crazy Quilts! Quilt a placemat for the holiday season. Instructions

provided; bring fabric. Keep items or donate to charity. 1:30 to 3 pm at North Tampa Branch Library. 813-273-3652.

11 – 12 Yard and Bake Sale. Bran-don Moose Lodge Hall, 804 S.

Miller Rd., Valrico. 8 am to 2 pm. Dona-tions can be dropped off at the hall on Oct. 9 after 6 pm. Info: 813-382-5206.

11 Brews By The Bay. Enjoy food, craft beers and live music

as you stroll through the Florida Aquarium. $50. 701 Channelside Drive, Tampa. 8 pm. 813-273-4000.

13 Ghost Hunting 101: The Scientific Way. Members of

the Paranormal Research Organiza-tion Of Florida will explain how to investigate hauntings and share findings from Florida ghost hunts. 1 – 4 pm at Bloomingdale Regional Public Library. 813-273-3652.

14 Top Forty Favorite Plants. Master Gardeners Lucy Hoyt

and Pat Harris will tell you about forty plants that do well in our area and are easy to find and grow. 6:30 to 7:30 at Lutz Branch Library. 813-273-3652.

14 “Fall Fun” Brandon Chris-tian Women’s Connection

luncheon with speaker Linda Moore at The Special Events Center, 2102 Bell Shoals Road, Brandon, 11 am to 1 pm. $14. All welcome. RSVP by Oct. 7: 813-740-0098.

18 Owl ‘Oween Costume Party and Dance Social. 5:30 pm.

Sandwiches, finger foods and des-serts. Live music! Come in Halloween costume and compete to win prizes! $10. Location/info: 813-963-6971.

26 Homegrown In Hillsbor-ough Festival. Five hours

of programs presented by local artists, writers, performers, chefs and more. 10 am to 3 pm at John F. Germany Library, 900 N. Ash-ley Dr., Tampa. 813-273-3652.

26 Hyde Park Village Art Fair. Over 150 artists. 10 am

at 1621 W Snow Circle, Tampa. Free. Info: 561-746-6615.

30 From Idea To Novel: Writing Workshop. 6:30

to 8:30 pm at New Tampa Re-gional Library. 813-273-3652.

Send Around Town news to News Connection USA, Inc., P.O. Box 638, Seffner, FL 33583; fax 813-651-1989 or email [email protected]. News must be received by the 10th of the month prior to event (i.e. October 10 for November event.)

Around TownW H A T ’ S H A P P E N I N G O C T O B E R 2 0 1 3

Page 5: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 5

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Page 6: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 6

BY JANICE DOYLE

His nephew might call him an “old duffer,” but when John

Young walks up to bat on the softball field, his friends in the dugout only call out encouragement and friendly advice. After all, many of them have had knee replacements too. Senior softball players, like John, smile and laugh a lot—at themselves and at each other. They still feel the euphoria of getting a hit or catching a fly ball. The chatter in the dugout has changed topics since they played as teens, but they still hand out the typical baseball field trash talk as

teams move around the dugouts and the field. All through west central Florida hundreds of senior men and women play ball and form fast friendships. They share tales of former glory days, and they often solve the world’s problems over lunch after a game. The teams

keep score, but the game is about a whole lot more than scoring points.

Why play? Al Youmans of the Bradenton Senior Softball League says, “Our players are activity oriented. Most have been former athletes or lifelong athletes and want to stay in shape. We enjoy competing, like all red-blooded American guys.” His league for age 60+ includes 19 men over age 80. “Playing softball makes me feel young, brings back my youth. I didn’t play for 40 years and when I got back out on the field it washed away all

troubles, all stresses and brought me right back to when I was young,” says Joe Madia, President of the Cape Coral 50 Plus Softball League. Here’s the thing about senior softball. The rules are modified for safety just in case someone forgets he’s not as young as he used to be. There’s no sliding into home plate, for example. Youman says, “We want to avoid collisions, so players run to an outside base at first. Recently there’s a trend of protecting the pitcher by putting

up a screen because with high-tech aluminum bats the balls just come flying and can be very dangerous.” Many older players can still hit and catch, but running is a problem. So, teams with older players may say that if you can hit the ball and get to first base, a pinch runner can go in for you. Youman says, “We also have a line in the outfield, and if a player can hit the ball over that line, you can’t put him out at first base. That keeps the older guys playing.” Raul Lafitte, 82, still plays in Cape Coral. Madia says, “To see a man that age athletically compete on a field with men in their 50s is truly inspirational. He still hits and throws well and plays first base.”

Want to join? What you need to know if you want to play: there are all kinds of leagues, including ability leagues. Also, it’s never too late to play. Beginners often work hard and can still enjoy being one of “the boys of summer” all year round in Florida.

“You don’t stop playing because you grow old. You grow old because you stop playing.” —Senior Softball Association’s philosophy

Kids and Kubs The Granddaddy of all senior softball teams is the Kids & Kubs team in St. Pete—the Three-Quarter Century Softball Club of St. Petersburg, Florida. They’ve been around for over 80 years and have provided a sports team for over 1,000 players and spectator pleasure over half a million fans. The club started out to be a social club but turned into an iconic softball club for seniors and athletics. In 2012 there were 62 members. Four teams played the regular home season as well as many games against teams throughout Florida and other states.

Freedom SpiritClearwater’s Freedom Spirit 70+ Women’s Softball team is made up of a majority of players from the Tampa Bay area. They’ve played together since 1997. One of the women told a reporter, “We’re not little grannies out there. We’ve got some ladies that can really play.” For them, like men playing softball, it’s about fun, support and comaraderie—and that good-natured competition. Five members of this team are in the National Softball Association Hall of Fame.

If you’d like to play senior softball, here’s what you need to know:

Tampa: Tampa Thursday Night Seniors play at Greco Field. Contact Max Hiser at 813-274-5147.

Land O Lakes: Friday mornings at Land O Lakes Recre-ation Complex, 3932 Collier Pkwy., Land O Lakes. Contact: Walt Bockmiller at 813-527-8211.

Brandon: Senior Softball, play at William Owens Pass Sports Complex, 1300 Sydney Dover Road, Dover. Contact Jack Peifer at 813-326-0432. Play Tues and Thurs at 9 am.

Ruskin: Ruskin Recreation Center, 901 6th St., Ruskin. Contact Kevin Clethen at 813-672-7881.

If we missed your league, let us know and we’ll get the word out next month: [email protected].

Raul Lafitte, 82, still a good hitter.

Pitcher (and league treasurer) Howie Spry, 80, just released

a high arcing curve.

Page 7: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 7

“THE AMBASSADOR OFTHE GREAT AMERICAN SONGBOOK”

SATURDAYOCT. 19

8:30 P.M.FERGUSON HALL

IT’S MORE THAN JUST A SHOW.Tickets: 813.229.STAR (7827) • STRAZCENTER.ORG

Group Sales: 813.222.1016 or 1018Events, days, dates, times, performers and prices are subject to change without notice.

STRAZ CENTER

AN EVENING WITH

MICHAEL FEINSTEIN

Fall Festivals12 Fall Plant Festival. Workshops,

plant vendors, scarecrow display and broom making. $5. 10 am at University of South Florida Botanical Gardens, 12210 USF Pine Drive, Tampa. 813-974-2329.

12 Fall Festival and Brewhaha. 5 pm at Hyde Park Village, 1621

W. Snow Circle, Tampa. Safe trick-or-treating and kids activities, street festival, live entertainment, food and beer trucks. Benefits Big Brothers Big Sisters. Free admission. 813-251-3500.

18 Owl ‘Oween Costume Party and Dance Social

with Northdale Owls. Sandwiches, finger foods, desserts and live music. Come in Halloween costume and compete to win some prizes! $10. 5:30 pm. Location and more info: call Alice Bustelo at 813-963-6971.

18 – 20 Oktoberfest. 5 pm at Tampa Bay Downs, 11225

Race Track Rd., Tampa. Munich-

style tent with music, German food, carnival and games including stein holding, log sawing, barrel rolling and keg tossing. Info at 813-855-4233.

19 Farm Fall Festival. Bring the family for hayrides,

pumpkin patch, bonfire, scarecrow contest and more. $10. 11 am at Horse Power for Kids, 8005 Race Track Rd., Tampa. 813-855-8992.

25 Doggie Howl-O-Ween. Carni-val featuring costume contests

for dogs, children and adults. Free. 6 pm at Northdale Park, 15550 Spring Pine Dr., Tampa. 813-264-8956.

25 Senior Halloween Social. Gather for an evening of fun.

This is a chance to interact with friends and make some new ones. This year’s event will feature food, music, games and a costume contest. 7 to 10 pm at Keystone Recreation Center, 17928 Gunn Highway in Odessa. Ages 50+ free. 813-264-3819.

Page 8: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 8

No matter your politics, religion or lifestyle, the maxim “all of

life is a wager” is a reliable one, says Marshall Chamberlain, a self-de-scribed recluse and, by many stan-dards, modern-day Renaissance man. “It seems to me that most people live in a state of inertia and pursue only the most prescribed avenues. To me, the world is much too rich not to sample what life’s buffet has to offer,” says Chamberlain, who has experienced life as a businessman, an officer in the U.S. Marines, husband (and divorcee), father, world traveler, boat dweller, writer and all-around adventurer. “Spend your days putting off your dreams, and the time to realize those dreams can easily slip away. Consider-ing time and the unknowable nature of

one’s expiration date, all of life is a wager. I say the time for taking action on those ideas—usually relegated to day-dreams—is now.” If you’re feeling like a drone, Chamberlain of-fers the following tips on the way to becoming a true adventurer:

• Parlay your strengths into new adventures. With a period of his life invested in the USMC, Chamberlain became accustomed to a largely physical, Spartan-like existence. After his divorce, he decided to simplify the needs of his everyday life, so he became self-sufficient, living aboard a 30-foot sailboat for the better part of 10 years. He also

traveled the world, participated in activities communing with nature and pursued his passion to become an author of adventure-thrillers.• Make a list of what’s really important to you; trim the fat soon after. To put it simply, most of us will not know in advance of our death. We know one thing: we will one day die. With a finite amount of time to wager, we simply don’t have the time to watch the same bad movie every Friday night. Go big! Lose 20 pounds of fat and gain 20 pounds of muscle, or take a chance with that crush you’ve been nursing for six months, or buy a guitar and learn how to play it! You don’t have time for a banal life.• Become fluent in a second language (literally and figuratively). Indeed, become familiar with Span-ish, French, Italian or some other language. More importantly, become fluent in a new language to approach-ing life. Start saying yes to ideas

that you’ve harbored for a long time. One thing leads to another; perhaps in learning Italian you’ll develop a passion for the language’s rich culture. This could lead you on a trip to Italy. Who knows? The important takeaway is not to fear a new kind of fluency.• Confront your fears. Are you sick and tired of the sheer predictability of your existence? Nothing shrugs off the dreary residue of the daily commute than jumping out of a plane to put things in perspective. If you have a fear of heights and skydiving is too overwhelm-ing, consider going to the top of the tall-est building near you. Confronting fear not only fills you with adrenaline… you will also likely walk away filled with confidence. But don’t let the adventure stop there! Let this be a lesson in affirm-ing life’s exciting potential; keep the adventure going by testing your limits.

Chamberlain is author of the Ancestor Series of adventure-thrillers. Go to marshallchamberlain.com.

Make Life Interesting: Diversify Your Experiences

Author and adventurer Marshall Chamberlain

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Page 9: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 9

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Page 10: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 10

Hot Rocks, Cool Gems & Jewelry, Oh My!You won’t need a rock pick or a

rock tumbler to enjoy the 54th Annual Gem/Mineral/Jewelry Show and Sale October 19 and 20 at the Strawberry Festival Expo Build-ing in Plant City. Exhibitors have collected, polished and categorized their best gems and minerals for you to see. Collectors will have displays of fossils and rocks. Look for tools, lapidary material, jewelry making supplies, jewelry and much more. The show is presented by the Tampa Bay Rock Club, a group which ranges from beginners to experienced lapidar-ists. One experienced rockhound is show chairman Carolee Boyles whose start with rocks came when she found the Rock Club and began asking questions. She says when she found out she could cut stones she was hooked. Now, Boyles says, “I have seven and a half tons of rough rock in my backyard.” Some of the rock she imports, some she buys from

miners and other sources, but all of it is in bins and crates. It’s categorized and documented on spreadsheets. Boyles says the show will have lots of rocks and minerals and is a good place to see everything from slab rock to fine finished jewelry. It’s a place to learn, too. “Most any dealer would be glad to answer questions,” she says. Besides rocks, visitors will find silver, beads, pearls. “Dealers have a variety to show,” says Boyles. “We have quality jewelry to fit any taste. It’s a good place for anyone who

likes jewelry or who has a wife who loves jewelry and who wants to get a leg up on Christmas shopping.” Children at the show will enjoy a touch table and grab bags.

Tampa Bay Rock Club Like Boyles, if you’re looking for a starting point to learn about rocks and minerals, joining the Tampa Bay Rock Club is the best way to learn. The club has a house off Falkenberg Rd. in east Tampa. Inside the house, club members have access to a complete silversmith

shop, wire wrapping instruments, lapidiary equipment and more.. Classes are offered in acrylic glass, polymer clay and many other choices. If your grandchild carries home pocketfuls of various rock beau-ties, the Club also has an active youth program. Maybe there’s a rockhound in your family!Show details:• $5 admission; Children 12 to 16

and Students with ID $4; children under 12 free with parent

• Live demonstrations• Door prizes, silent auction,

touch table• Free parking Tampa Bay Rock Club Info: tampabayrockclub.comMeetings: 3rd Tuesdays, 7 pmClubhouse: 10207 Fisher Ave., TampaPhone/Email: 813-684-2039 [email protected]

Tampa Bay Rock Club members enjoy field trips, classes, shows and more.

54th Annual Tampa Bay Mineral & Science Show

Strawberry Festival Main Exhibit Hall Plant CityFREE PARKING • Admission $5

Hot Rocks, Cool Gems & Fabulous Jewelry

Minerals • Fossils • Jewelry • GemsCall for information: 813-447-1026

Lapidary is cool!October 19 & 20

Page 11: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 11

Don’t wait. Enrollment ends Saturday, December 7.

Humana is a Medicare Advantage organization with a Medicare contract. Enrollment in this Humana plan depends on contract renewal. Medicare beneficiaries may enroll in the plan only during specific times of the year. Contact Humana for more information. A sales person will be present with information and applications. For accommodation of persons with special needs at sales meetings, call 1-855-869-7995 (TTY: 711), 8 a.m. to 8 p.m., 7 days a week. Y0040_GHHHL3WHH TMP 10/13

Call now.1-855-869-7995 (TTY: 711) 8 a.m. to 8 p.m., 7 days a week

Humana 2014 Medicare advantage plans are here!

learn more at a Medicare meeting in your neighborhood.

Get Medicare Ready!Humana has a full range of Medicare advantage plans. Find out more about which one may be right for you.

Page 12: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 12

SHINE Can Help with Medicare ChoicesAct now! SHINE can help with

your Medicare Enrollment decisions. SHINE is a Florida Department of Elder Affairs pro-gram operated in partnership with your local Area Agency on Aging to provide information and assistance with Medicare. All services are free, objective, and confidential. They are not an insurance company and there is no cost for their services. This is the time to:

• Choose a plan that covers yourmedications in 2013.

• Switch Prescription Drug Plans orAdvantage Plans.

• Enroll for the first time if you are new to Medicare or if you did not enroll when you were first eligible.

The Area Agency on Aging is here to help you through the process. Please call us for assistance or more information: 1-800-96-ELDER (1-800-963-5337)

Grief Cafe OpenGrieving a loss? Meet

others in a relaxed con-versation about grief and loss facilitated by a professional and served with beverages and snacks. Venues now include lo-cations in Zephyrhills, Thono-tosassa, Town ‘n Country, Brandon, Westshore, Univer-sity area, north Tampa, Hyde Park and Sun City Center.

Grief Cafe is appropriate for anyone who wants to know more about healthy grief. For a complete schedule of Grief Cafe openings and to reserve a space, interested persons can call 727-487-3207 or email [email protected]. Reservations required. Free admission but donations are accepted to help defer costs.

Champion of Change HonoredMyriam Escobar, Com-

munity Outreach Worker at Moffitt Cancer Center, was honored at the White House as a Cham-pion of Change for her pro-gram called Yo me cuido ® (I take care of myself). The program teaches and motivates Hispanic women to take care of themselves

through early detection and by living a healthy lifestyle with an emphasis on breast cancer prevention. To date, Yo me cui-do ® has reached over 2,000 women. One marker of its success is that of the women Ms. Escobar works with who are age 40 and older, 48 percent have had the appropri-ate mammography screening.Myriam Escobar

It’s Pecan TimeThrough October 31,

the women of First United Methodist Church of Brandon will be taking orders for fresh-from-the-grower pecans with all profit going to support local charities. The se-lections: a one-pound bag of halves for $10; a five-pound box of either

halves or pieces for $45; chocolate amoretti pecans for $16; and pralines for $16. To place an order, e-mail

[email protected] or call 813-689-7016 by Nov. 1.

The pecans will be available for pickup from 8 am to 6 pm Nov. 9

and 11 at The Boys & Girls Club, 213 N. Knights Avenue, Brandon.

JSA Medical Group is the area’s largest provider of primary health care services to the Medicare population. We have won numerous awards for excellence in the delivery of primary health care services. In addition, JSA’s quality care standards consistently exceed the National averages. JSA is committed to providing quality healthcare, well care and preventive care for each of our patient members. Find out how you can become a JSA member by visiting our website.

quality care right in your neighborhood.

We have over 20 JSA and JSA Affiliate physician offices in the Hillsborough area alone!

To find a JSA Medical Group Physician near you, please visit our website at: www.JSAMedicalGroup.com

BRANDON HEARING CENTERSYou’ll hear the difference!

Patty takes pride in her service to the community, celebrating more than 45 years in Brandon and Sun City Center.

“We work together to find the best Hearing Aid for your need.” –Patty Paddock

• Call for FREE Audiometric Testing• Demonstration of latest digital hearing aids• Credit and debit cards accepted

E-mail us at: [email protected]

681-2622205 E. Brandon Blvd., #C • Brandon, FL 33511

Best of Brandon & South Shore 2007-2012

GOLD WINNER

Patty Paddock, HAS, BC-HIS

Page 13: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 13

Page 14: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 14

More Than Muscles: Testosterone and the BrainTestosterone is commonly associated

with muscle mass and performance enhancement in sports, but it is more often sought now as a medical treatment by men and women for its effects on the brain. Low testosterone is linked to depression, migraine and cluster headaches, memory loss and dementia. “Testosterone has moved out of gyms, where there was no medical need, and into executive suites and retirement communities, where there is,” said Dr. David Marks of InBalance Health. “The clinical evidence that low testosterone has numerous ill effects on brain function and that testosterone replacement improves it is now overwhelming.”

Low Testosterone, Memory Loss and Dementia For men, memory loss tends to be more gradual, consistent with the gradual decline they experience in testosterone. Studies have shown that testosterone replacement improves

memory and that hormones may have therapeutic value against Alzheimer’s disease in aging males. Patients with Alzheimer’s who are treated with testosterone experience greater improve-ments in their scores on the caregiver version of the quality-of-life scale. Women experience memory loss in the years around menopause. These changes may be particularly significant in the first year after the final menstrual period. Mild impairment sometimes progresses to dementia, which affects women significantly more than men, and there are currently no effective treat-ments to prevent the decline. But tes-tosterone holds some promise: a study presented at the 2013 Endocrine Society annual meeting showed testosterone therapy improves verbal learning and memory in women after menopause.

Low Testosterone and Headaches A recent pilot study found that 92 percent of women had significant improvements in their migraines up to

three months after being treated with a testosterone implant just under their skin. And three quarters of them said their headaches were completely gone! This is an extraordinary response for any migraine therapy. More studies need to be done, but this is exciting news that offers hope for headache sufferers.

Low Testosterone and Depression Aging men who are depressed appear to have the lowest testosterone levels. In several studies of depressed men with low testosterone, replacement therapy as a primary or secondary treatment was effective in alleviating depression. The prevalence of mood disorders in women is significantly greater than men, possibly because of fluctuating hormone levels in the years around menopause. A recent study showed that postmenopausal women receiving testosterone therapy experienced significant improvement in depres-sive mood, with higher doses providing greater improvements.

Nutrition Assistance

Attention citizens age 60 or older: Are you having trouble making

ends meet? Could you use a little help with your grocery bill? Do you live in Hillsborough or Manatee County? If so, the Supplemental Nutrition Assistance Program (formerly known as Food Stamps) may be able to help you pay for some of your groceries. The West Central Florida Area Agency on Aging’s Aging Resource Center has a team of specialists who can help you complete your Supplemental Nutri-tion Assistance application over the phone. If you would like assistance in applying for the Supplemental Nutrition Assistance Program (SNAP), please call: 800-96ELDER or call800-963-5337.

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Page 15: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 15

At 75, Would Popeye Still Take on Bluto? If Popeye were to age naturally like

the rest of us, he would need more than just big muscles to stay indepen-dent during his senior years. When it comes to muscles and aging, the im-portant thing is quality, not quantity, as shown by the findings of a new study.

Men and women who maintain better muscle quality (the ratio of strength to muscle mass) have better functional reserves, which helps maintain independence. Women with lower muscle quality had a three to six times higher risk of developing functional impairments

such as difficulty walking, getting up from a chair or climbing stairs. Many seniors, whom we often perceive as frail and fragile, can surprise us by their muscle strength. Although inevitable, normal age-related muscle loss should no longer be seen as a sign of weakness. Get into a fitness program that includes toning those muscles! (Newswise)

“…the important thing is quality, not quantity.”

Flu Shots No Longer One Size Fits AllThe next flu shot

season will include several new vaccine options for consumers, accord-ing to doctors at Mayo Clinic. Fearful of needles? There’s now an influenza vaccination just for you. Allergic to eggs? It won’t stop you from getting a flu shot. The new choices move influenza vaccina-tions closer to the personalized approach long sought by immunologists, but they may also prove bewildering to patients. What’s really going to be confusing to patients and to doctors and nurses is that we’ll have seven different choices this year. The new influenza vaccine options available for the upcoming flu season include:

• A shot with four strains of influenza rather than the traditional three strains.• Nasal sprays with four strains rather than the usual three strains.• A high-dose vaccine for the elderly, to boost their immune response and protection.• For those with egg allergies, two new vac-cines without egg proteins.• For the needle-phobic, a new vaccine delivered by a tiny needle called a

micro-needle into the skin, rather than by a regular needle under the skin. Instead of ‘one size fits all,’ this is a very real example of the incredible advances happening in medicine, where there’s not one choice for everybody, there’s a best choice for each individual.

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Page 16: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 16

Medicare Annual Open Enrollment Changes ExpectedThe Medicare annual open enroll-

ment period begins Oct. 15. This year’s Medicare season crosses cal-endars with the rollout of the Health Insurance Marketplace, so it’s impor-tant Medicare-eligible beneficiaries understand the differences between the two government programs. During the Medicare annual enroll-ment period, Oct. 15 to Dec. 7, all Medicare beneficiaries have the option to change their Medicare plans for the coming year to better match their needs. This includes anyone using original Medicare, Medicare Advan-tage or Part D prescription drug plans. This year may be confusing for Medicare beneficiaries who falsely think they have to enroll in an exchange plan to avoid penal-ties. Medicare is separate from the Affordable Care Act’s Health Insurance Marketplace. Another potential area of confusion is for those individuals turning 65 during Medicare annual enrollment.

Because some seniors become Medi-care eligible during this time period, they need to look at their Medicare selections for coverage that takes them through year-end 2013, as well as coverage that will begin Jan. 1, 2014.

What to Expect: Medicare Coverage 2014 Medicare is not part of the Health Insurance Marketplace. Anyone with Medicare is considered covered and won’t face penalties for being uninsured under provisions of the Affordable Care Act (ACA). Medicare recipients reaching the drug donut hole will benefit from

lower costs. The gap in prescription drug coverage starts when someone reaches the initial coverage limit, estimated at $2,850 in 2014. It ends when they have spent $4,550, when catastrophic coverage begins. (These are reductions of $120 and $200, respectively, from 2013.) During the donut hole, all costs are covered by individuals out of their own pocket. In 2014, those who reach the donut hole can receive a 52.5 percent discount on brand-name drugs and 28 percent discount on generic drugs (an increase from 21 percent in 2013). Medicare Part B premium changes are expected. The 2013 monthly premium for Medicare Part B (medical insurance) was $104.90, but watch for changes. Prescription drug Part D plans will see slight changes in deductible and premi-ums. The Part D initial deductible de-creases by $15 to $310 and are predicted to remain relatively stable, at $31 for a basic prescription drug plan in 2014.

Changes anticipated for Medicare Advantage plans. Not all plans change every year, but common changes include costs, such as premiums, deductibles and co-pays, and changes to covered procedures, tests, med-ical facilities and other provisions. Some plans may be eliminated, which means beneficiaries will need to select a new plan or default to original Medicare Part B Above information collected by Allsup Medicare Advisors, which is an affordable, flat-fee based service for Medicare-eligible individuals. Here are other places for Medicare advice:• SHINE (free assistance)

1-800-963-5337• Medicare Plan Finder Tool

(online tutorial from the Centers for Medicare & Medicaid Services)

• 1-800-MEDICARE (633-4227)• Medicare Rights Center’s

Toll-Free Helpline: 800-333-4114(Mon. through Fri.)

During the Medicare annual period, Oct. 15 to Dec. 7, all

Medicare beneficiaries have the option to change their Medicare

plans for the coming year to better match their needs.

Page 17: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 17

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Learn more about our innovative COPD treatments and how we can help you breathe easier. Meet one-on-one with our chief medical director, Dr. Burton Feinerman, to discuss how we can create a personalized treatment plan that’s right for you.

Page 18: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 18

Kicking the Sugar HabitOur sugar-laden diet is literally

killing us. That’s the conclusion of a study reported at the annual meet-ing of the American Heart Association this year. Sodas and fruit drinks aren’t our only sources of sugar. The average American eats between 22 and 30 teaspoons of added sugar each day, according to the AHA. “The harmful effects of sugar are pri-marily due to the weight gain from added sugar in the foods we eat and sugar-sweetened beverages,” says Dr. Michelle Hauser of Harvard Medical School. How much sugar do we actually need? According to AHA guidelines, women shouldn’t get more than 100 daily calories (about 6 teaspoons) from added sugar. In reality, “You don’t need any added sugar,” Dr. Hauser says.

Sugar aliases Sugar comes in many forms—includ-ing honey, brown rice syrup, corn syrup and molasses. You want to

limit all of them. By and large, all types of sugar have the same effect on your body—with one exception. Researchers say that fructose, but not glucose, alters blood flow in areas of the brain that stimulate appetite. “When we take in high-fructose corn syrup and fructose, it stimulates appetite and causes us to eat more,” Dr. Hauser says. So you want to especially limit foods containing high-fructose corn syrup (such as sodas and sweetened cereals). Always read labels. You can control the amount of extra sugar you spoon onto your food, but sometimes it’s hard to spot sugar hidden in presweetened packaged and processed products.

Are artificial sweeteners better? Artificial sweeteners, which are sugar-free and typically lower in calories than sugar, might seem like healthier options, but that idea is controversial. There’s also evidence that eating these sweeteners, which are generally

hundreds—or even thousands—of times sweeter than sugar, can make you crave sweets even more. You undermine the benefit of using artificial sweeteners, for example, if you use a glass of diet soda to justify having a bowl of ice cream. However, if artificial sweeteners can help you cut back on calories in a meaningful way, then they can be helpful in control-ling weight and blood sugar. “For people who are trying to make small changes to their diet, artificial sweeteners are some-times a good stepping stone, but they’re not a permanent fix,” Dr. Hauser says. You may wonder which artificial sweetener is best. All of the sweeten-ers on the market today are considered safe. Prior reports linking saccharin to bladder cancer in rats were overturned in later studies which didn’t find any evidence of the same effect in humans. Aspartame being linked to cancer has also been disproved. Still, if you’re concerned about the safety of your artificial sweetener,

Dr. Hauser suggests using sucralose, which has not been linked to any adverse health effects.Break the sugar addiction If you’re “hooked” on sugar, don’t try to eliminate all sugary foods at once. Eat a healthy diet made up of more satisfying foods—whole grains, fruits, vegetables, healthy oils and lean protein. “When you get used to eating fewer super-sweet things, you crave them less,” Dr. Hauser says. “You become more satisfied with less sweet things.” You also won’t feel guilty on those less frequent occasions when you do splurge.

Simply Healthcare Plans, Inc., a Medicare-contracted coordinated care plan that has a Medicaid contract with the State of Florida Agency for Health Care Administration to provide benefits or arrange for benefits to be provided to enrollees. Enrollment in Simply Healthcare Plans, Inc. depends on contract renewal. The benefit information provided is a brief summary, not a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits may vary by plan and county. Benefits, formulary, pharmacy network, provider network, premium and/or co-payments/co-insurance may change on January 1 of each year. You must continue to papay your Medicare Part B premium. For full-dual members the Part B premium is covered. Premiums, copays, and coinsurance may vary based on the level of Extra Help you receive. Please contact the plan for further details by calling, Member Services toll-free at 1-877-577-0115 (TTY 711). From October 1 to February 14, we are open 7 days a week from 8 a.m. – 8 p.m., Eastern. From February 15, we are open Monday through Friday, 8 a.m. – 8 p.m. H5471_SHPM01K2027 Accepted 9/26/2013

1-888-577-0212 (TTY:711) mysimplymedicare.com

When you find a health plan that simply works for you, you have to pass it on.

ATTENTION MEDICARE BENEFICIARIES

That plan is Simply Healthcare.A Medicare Advantage plan that gives you more of the

benefits you need and the service you expect.

Our plans have a wide variety of benefits that may include:• Up to $552 yearly giveback on your Medicare Part B premium• $0 or low copay for prescription drugs• $0 copay for doctor office visits

• $0 copay for enhanced dental benefits (including dentures)• Up to $1,000 for hearing aids every year• Up to $200 for eyewear every year

Page 19: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 19

See What You’ve Been MissingBY CHUCK BINGHAMLifestyles After 50

Like many of us, I take my eye health for granted, ignor-

ing gradual changes that could significantly affect my vision. Several months ago I awoke to find “floaters” in my left eye. Then about a month later my right eye also experienced a floater. Timing is everything; at one of our recent Fun Fests, The Eye Associates brought their mobile eye screening vehicle. I took advantage of The Eye Associates free screening to assess my condition. Based upon those preliminary results, I called and scheduled a complete eye exam at their 779 Cortaro Drive, Sun City Center location (they have six locations throughout Sarasota, Manatee and Hillsborough counties). It had been approximately six years since I had an eye exam, so I was long overdue for a thorough checkup.

Upon arrival, Certified Ophthalmic Tech Tammy Grobeck guided me to an exam room where she performed an extensive series of eye tests. But, what about those “floaters?” Shortly after my exam, Dr. Brian Foster, Board Eligible Ophthalmologist, entered the exam room to discuss my results and performed additional testing. Then Dr. Foster put me at ease about “Vitreous Syneresis” or “eye floaters.” He explained in detail (and plain English) what the causes and effects of the floaters were. In my case, these are basically age-onset. And, although they are a nuisance in my case, there is no great need for me to be alarmed. Then, with a smile, Dr. Foster gave me the very good news: My eyes were healthy and normal for my age. Moral of the Story? Be safe. Get your eyes checked now. Call The Eye Associates for an appointment at 1-866-865-2020.

Medicare AnswersDear Marci, Does Medicare

cover hepatitis B shots? —Igor

Dear Igor, Yes. Medicare Part B covers the hepatitis B vaccine if you have a high or medium risk for hepatitis B. People who are considered to have a high or medium risk for hepatitis B may include:• Those with End-Stage Renal

Disease (ESRD) or kidney failure• Hemophiliacs• Clients and staff at institutions for

the developmentally disabled• Health care professionals who

have frequent contact with blood or bodily fluids during work

Original Medicare covers 100 percent of its approved amount for the hepatitis B vaccine, even before you meet the Part B deductible. You will not have to pay anything for the hepatitis B vaccine if you see doctors or other health care providers who

accept Medicare and take assignment. Doctors who accept Medicare and take assignment cannot charge you more than the Medicare approved amount. Medicare Advantage plans, also known as Medicare private health plans, may cover the hepatitis B vac-cine; however, they may do so with different costs and rules. Contact your plan to see what costs and rules apply. Keep in mind that Medicare Part D, the Medicare prescription drug benefit, covers the hepatitis B vaccine if you are at low risk for hepatitis B. Contact your Part D plan to see what costs and rules apply. —Marci

Call 800-MEDICARE or visit www.medicare.gov to locate doctors who accept Medicare and take assignment.

AL License #9949

Oct. 25th6pm – 8pm

War of the Worlds ReturnsThe Carrollwood Cultural Center will

present a live staged recreation of the original radio broadcast of The War of the Worlds on Oct. 26 at 8 pm and Oct. 27 at 2 pm. Oct. 30 will mark the 75th anniversary of Mercury Theatre’s radio broadcast of Howard Knoch’s adaptation of the H.G. Wells’ classic. They will also present it at Ruskin Firehouse Cultural Center on Oct. 25. For info or tickets, call 813-269-1310 or visit carrollwoodculturalcenter.org.

Santas Wanted“Here comes Santa Claus....”

Playing Santa has been the subject of both funny and horrific stories.

We’d like to tell your Santa stories in our December issue. If you have been a costumed Santa for public and/or party events in the past 10 or 15 years—or if you know someone in our area who has been—let us know. Email your name and phone number to: [email protected]. Tell a little about your Santa experiences.

Page 20: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 20

He Wrote the Book on Weight LossBY EVELYN MACKEY

“I struggled for over 50 years with my weight problem, from just

being overweight, to obese, to severely obese,” says Philip Hamrick. The retired information management specialist is living proof that you don’t have to spend money for dieting and diet-related products to lose weight and keep it off.

Hamrick, who lost 220 pounds in recent years, says, “My weight gain was from mismanagement of eating habits.” In his early years, he played sports, including weight lifting, and as long as he was exercising he could maintain his weight. When he got into heavy lifting, he had to get his weight up. He stopped weight lifting but didn’t change his eating habits. He also went from an active to inactive job. “The next thing I knew

I had gained 10 pounds and then 20 pounds and then I got up to 300 pounds,” Hamrick says. In his 40s he weighed 350 pounds, then went over 440 pounds, and his health suffered. At 57, he started his own weight-loss program. Hamrick says he turned himself into a foodaholic in that he thought about everything that had to do with the food he ate. Dieting today is hard, says Hamrick. He mentions buffets, social lives built on food, larger portion sizes, fast food. “I had to learn to eat and enjoy but control myself.”

What he did to lose He learned to lose one or two pounds a week. “I was eating 4500 calories, so to get down to 200 pounds I had to go down to eating only 2000 calories a day.” First he

cut 1,000 calories a day and began to lose. It took him three years to get to the weight he wanted. He began to exercise but says, “ The older you get the harder it gets. Pain felt good when I was younger. At 60 pain hurts and it takes longer to get over it. I’ll never bench press 460 pounds again, but I’m lifting 150 to 170 which tones and burns calories.”

He also does isometrics like chinups for muscle tone. Hamrick’s routine is one hour in the weight room three times a week and a five-mile walk three days a week. “The hard part is still keeping it off!” At 218 pounds, his pulse is normal, his sugar levels and cholesterol are good, he can move easily, stand longer and walk regularly. Hamrick’s 9-to-5 career days had in-cluded much documentation, so when he went on the diet, he documented what he ate and did. That led to his book, The Easi-est Weight Management and Smart Eating Program which is a guide for others.

What he does: I eat anything so I don’t have cravings, but I control portion size. I’ve had a couple of breaks, but I catch myself and get back on track the next day. I recognize that every day is a battle.

The Easiest Weight Management and Smart Eating Program for Weight Loss by Philip Hamrick.

Health

Philip Hamrick before...

...and after!

Page 21: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 21

Let’s Move!

The year’s 6th “Let’s Move” Hills-borough County Fun Walk was held

Sept. 10 at Gibsonton Senior Center and Park. 39 registered walkers participated and took a total of 99,958 steps, equal to 43.5 miles. Doctors Biggars and Biggars, a husband and wife doctor team, spoke to the seniors about Alzheimer’s disease and prevention. Free hearing screenings and blood pressure checks were available.

Totals for the 6 walks:183 registered walkers have attended one or more walks750,738 steps recorded =

3/4 million steps = 326.5 milesTop Walkers – Women

Jana Alexander – 11,953 steps, which is a new high total

Miriam Mitchell – 9,374 stepsJudy Bergendale – 8,323 steps

Top Walkers – MenTony Webb – 2829 stepsBill Benton – 501 stepsMJ Williams – 500 steps

If we were to take those steps down I-75 toward the Florida Keys, we would be exactly 100 miles from Key West and we have three more walks remaining. What will we do when we reach Florida’s southernmost point? Water aerobics, any-one? Watch out, Diana Nyad—we may be swimming from Key West to Cuba! The next walk is October 8th at Ster-ling Heights. Aging Services could not offer these walks without the hard work of our great employees, volunteers, Lifestyles After 50 staff, vendors, spon-sors, Parks Special Events Team and the fantastic seniors who keep coming to the walks month after month.

Paula JorySenior Recreational TherapistHillsborough County BOCC,

Department of Family and Aging

One mile “FUN” Walk Walkers Receive: T-Shirt, Continental Breakfast,

& PRIZES. Fun and More!

HCF

In consideration of our acceptance of this entry, I for myself, my heirs, devises, executors, administrators and assign hereby waive, release, discharge any and all claims against Hillsborough County Parks or News Connection USA, Inc., or anyone sponsoring or conducting this event or their employees, representatives or successors for any and all damages or injuries I may suffer. I hereby, grant permission for the free use of my name and pictures in any broadcast or account of this event.

Join the Fun! SEND This Walk Form In Today

With $5.00 Registration. Good For All Locations.News Connection USA, Inc. • P.O. Box 638 • Seffner, FL 33583-0638

2013 Let’s Move Walk Sites April – December, 2013 • 8:30am -11:30am

(Check Locations You Want To Participate In)

Name ____________________________________ Age _________Address ________________________________Phone __________ City ______________________________________ Zip__________ E-mail Address __________________________________________Signature ____________________________________Date ______

SIGN UP TODAY!

Bring A

Friend !!

To Register That Morning Come

at 8:30am

Call Paula For More Information 813-714-8735

PLUS!

Join Us At One

Site Or Any Of

These Site

Locations!

May 14 _____ Young At Heart Intergenerational Walk Ruskin Senior Center & Park 905 6th SE St., Ruskin 33570 June 11 ____ Oaks at Riverview Senior Center, 101 E Kirby St., Tampa 33604July 9 ____ Town ‘N Country Senior Center, 7606 Paula Dr., Tampa 33615 Aug. 13 ___ Phyllis Busansky Senior Center, 4102 W. Spruce St., Tampa 33607 813-554-5156Sept. 10 ____ Gibsonton Center, 10017 Vaughn St., Gibsonton 33534, 813-671-7601

Oct. 8 ___ Sterling Heights Center 11706 Williams Rd., Thonotosassa 33592 Nov. 7 ____ Progress Village Center, 8701 Progress Village Blvd., Tampa 33619 Dec. 10 ____ Seffner Center, 1209 S. Kingsway Rd., Seffner 33584

Brandon Senior Center /Davis Park, 612 N. Parsons Ave., Brandon 33510Walk Completed

Walk Completed

Walk Completed

Walk Completed

Walk Completed

Walk Completed

April 9 ____

Page 22: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 22

Pink Ribbons For Breast Cancer Awareness MonthLocal businesses

are joining forces this October for a Pink Ribbons of Hope campaign to promote breast cancer awareness. South Bay Hospital, the Sun City Center Chamber of Commerce and Sun Towers will all be selling pink ribbons and displaying them on mannequins in their respective locations. The community is invited to buy a ribbon and join the battle against breast cancer. The ribbons will be sold for a minimum of $1 donation with the goal of raising money for the American Cancer Society and raising awareness about the importance of

mammograms and early detection. According to the American Cancer Society, about 232,340 new cases of invasive breast cancer will be diagnosed in women in 2013. Early detectionof breast cancercan save

thousands of lives each year and a screening mammogram is the best tool for detecting breast cancer at an early stage in women 40 and older. For more information on Pink Ribbons of Hope campaign, contact Natalia Diaz at 813-634-0496 or visit a participating location.

(L to R) Local business chamber members Dana Dittmar, Debbie

Caneen and Sherrell Bennett.

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Page 23: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 23

Page 24: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 24

Page 25: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 25Lifestyles After 50 • September 2013 • page 29Lifestyles After 50 • July 2013 • page 13

A+ Hearing Center, Inc.

813-642-8200

Don Guiley, BCHISHearing Instrument Specialist“He who has ears let him hear”

1647 SCC Plza Bldg., Ste. 203A • Sun City Center, FL 33573email: aplushearing@aol. com • fax: 813-633-6568

Everything Under the Sun!(813) 634-3347

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813-634-8679Serving Sun City Center for over 20 years CAC1816456

We Care Every Day In Every WayExperienced senior care for total peace of mind

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Errands • Shopping • Escort to Doctor Visits • Light Housekeeping • Meal Prepartion Companionship • Assistance with all ADL’s

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The Fun Never Stops In Sun City CenterThe Sun City Center

Area is a vibrant and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walkways, fitness centers, lush landscap-ing and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development.

And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart parade to kick off the holiday season! You see, Sun City Center is not a retirement community. Our resi-dents are too busy to retire. Between

the award-winning golf, tennis, bocce ball and lawn bowling courses, there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and organizations so you can indulge whatever hobby you have. Top-rated and highly respected physicians, specialists and dentists are here supporting our very own South Bay

Hospital. We also have lawyers, financial advisors and businesses representing 165 industry categories as members of our Chamber, ready to take care of your every need. Our members are dedicated to mak-ing Sun City Center one of the premier

adult communities in the country. To showcase what they offer, we host a spectacular Splash into Spring Expo and an Extreme Makeover: Sun City Center Edition Extravaganza in the fall full of incredible prizes and bargains for our residents. You can participate in our Golf Tournament, or network at Schmoozapalooza. And the first Friday of every month, we host golf cart poker runs with an After Party sponsored by the Tampa Bay Buccaneers. In addition, our Chamber facility houses a 3,800 square foot banquet room which accommodates up to 210 people and is usually bustling with mini-trade shows, educational seminars, and the occasional wedding reception. We also offer a confer-ence room for smaller meetings. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here!

The staff of the Sun City Center Chamber of Commerce

The Fun Never Stops In Sun City CenterThe Sun City Center

Area is a vibrant and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walkways, fitness centers, lush landscaping and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development.

And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart parade to kick off the holiday sea-son! You see, Sun City Center is not a retirement community. Our residents are too busy to retire. Between the

award-winning golf, tennis, bocce ball and lawn bowling courses, there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and orga-nizations so you can indulge whatever hobby you have. Top-rated and highly respect-ed physicians, specialists and dentists are here supporting our very own South Bay Hospital. We also have lawyers, financial advisors and businesses repre-

senting 165 industry categories as members of our Chamber,

ready to take care of your every need. Our members are dedicated to mak-ing Sun City Center one of the premier adult communities in the country. To showcase what they offer, we host a spectacular Splash into Spring Expo

and an Extreme Makeover: Sun City Center Edition Extravaganza in the fall full of incredible prizes and bargains for our residents. You can participate in our Golf Tournament, or network at Schmoozapalooza. And the first Friday of every month, we host golf cart poker runs with an After Party sponsored by the Tampa Bay Buccaneers. In addition, our Chamber facility houses a 3,800 square foot banquet room which accommodates up to 210 people and is usually bustling with mini-trade shows, educational seminars, and the occasional wedding reception. We also offer a confer-ence room for smaller meetings. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here! To learn more, please visit their website at suncitycenterchamber.orgor call 813-634-5111.

The staff of the Sun City Center Chamber of Commerce

We do your “HONEY-DO” lists! No job too small or too big!

Call: 813-654-0885 any time Allison Bastin, Branch Mgr/ Carole Eason, contact

Yard work, moving, spring cleaning, repairs, windows, house cleaning, etc. You name it - we do it! Your Need is Our Demand!!

The Fun Never Stops In Sun City Center

The Sun City Center Area is a vibrant

and active part of Hillsborough County located between Tampa and Sarasota with easy access to I-75. With more than 17,000 private homes and some 14 facilities providing a multitude of senior living options, Sun City Center is a lifestyle destination for those age 55 and over, boasting golf courses, walk-ways, fitness centers, lush landscaping and friendly people. We have access to anything you could want: professional sports, performing arts, state-of-the-art medical care, lots of shimmering water, a receptive business climate, and prime land for future growth and development. And speaking of access, did you know our streets are open to golf carts? We even have a decorated golf cart

parade to kick off the holiday season! You see, Sun City Center is not a retirement community. Our residents are too busy to retire. Between the award-winning golf, tennis, bocce ball and lawn bowling courses,

there’s no reason to stay inside. But if you want to, there’s always yoga classes, the computer club, mahjongg tournaments and various acting groups and choirs. In fact, there are over 200 clubs and organizations so you can indulge whatever hobby you have. So welcome to Sun City Center. Stop by and visit us and let us help you get acquainted with the area. That’s why we’re here! To learn more, please visit their website at suncitycenterchamber.orgor call 813-634-5111.

Meet the staff of the Sun City Center Chamber of Commerce

Page 26: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 26

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Page 27: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 27

Chips Ahoy!BY MARK PILARSKI

Dear Mark: I plan on purchas-ing a new set of poker

chips for, as you so often put it, our weekly kitchen-table poker game. We currently use a cheap plastic set. Be-sides a quality upgrade, how many chips do you think I should buy? —Paul M.

Casino chips, also known as ca-sino or gaming tokens, checks or cheques, are small round discs used in lieu of hard currency. When purchasing a set of chips, there are two things you should keep in mind: quantity and quality. As with most things, you pay for quality, and I recommend buying the highest quality chip set your budget allows. The vast majority of authentic casino chips are “clay” chips, although they are more accurately described as com-pression molded chips. The chips used in North American casinos typically weigh about 10 grams, but can range anywhere between 8 and 14 grams. As for quantity, a good rule of thumb is as follows:3 – 4 players: 300 chip set will suffice.4 – 6 players: 400-500 chip set will do.6 – 8 players: 500-650 chip set would be a minimum.8 – 10 players: At least 1,000 plus chips. Although this is a suggested amount required, you really cannot have too many chips, only too few. So, buy the amount you can afford and pur-chase more down the road if you need them. Many chip resellers main-tain an open stock of their chips, so you should be able to obtain chips matching what you already own. Currently, there are literally thou-sands of sets on eBay, so expect to pay around $50 for a set of 300 (14-gram composite, 3-tone chips). A similar set of 300 clay chips will cost about $20 to $30 more. An injection-molded plastic set can be had for far less.

If your kitchen table game sees plenty of action, you will appreciate bucking up for quality and quan-

tity. Have your crew pitch in for a top-of-the-line, 1,000 true clay chip set that are 39 mm in diameter and 14 grams in weight. Plan on that chip set putting you

back about $150. You can’t put a price on a good time.

Dear Mark: Probably not the most interesting question you ever received, but I would be interested in your an-swer. About a month ago I walked up to a blackjack table while the dealer was shuffling. I placed $100 cash on the table for chips. A lady seated at the table said, “He can’t take it, he’s shuf-fling.” I said I would wait, the money won’t walk away. She said, “No, take it back NOW!” I said “gladly,” hav-ing no desire to play with the bossy lady, and went to another table. I certainly made the right decision, as I did very well at the other table. But, I later wondered if I violated some un-known etiquette, not that doing so would justify the lady’s nasty tone. —Gary M.

This should not have been an ‘Aha! Gotcha’ moment, Gary. Plenty of objects are not allowed on a blackjack table, but your hard-earned money, at any given time, is not one of them. Sure, no dealer will stop mid-shuffle to convert cash into chips, but no table etiquette that I am aware of states you can’t put money on the layout while the dealer is shuffling cards. Of course, I can’t discount the possibility of some goofy house rule where you play. The funniest thing I have seen allowed on the layout was a chocolate-colored toy poodle, good-naturedly sitting alongside the player’s chips, barking every time the player yelled “Snapper” when he got a blackjack. The player was a whale (big hitter), and a George (big tipper), so I am sure some rule was undoubtedly suspended that night. I won’t mention the pit boss on duty by name, but his initials were M.P. (SENIOR WIRE)

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What’s Your Lifestyle After 50?Tell us in 260 words or less.

How do you spend your Lifestyle After 50? What makes your life fulfilling, your day fun, your grandkids smile and

your neighbors jealous? Each month we will select a write-up to publish in Lifestyles After 50 magazine, online.

This year I turned 65, and found I’ve acquired — along with plenty of aches and pains — a perspective on the world that I lacked as a younger person. The biggest problem with aging is routine; absolutely the most debilitating thing we can do. Keep imagination alive, hold on to a sense of adventure and preserve a willingness to learn new things are strategies that work for me. Like many baby boomers who have watched their parents age in less than perfect health, I’ve realized that being active is probably the single most important aspect to aging well. Fortunately, I’ve found the perfect two-part recipe for living well after fifty; a plan that turns me on, inspires me and makes me happy. The first is mentoring. Over the years I’ve volunteered for Big Brothers/Big Sisters, school based reading programs, as well

as library based English as a second language programs. But my real passion is traveling. Since my caregiving days are gratefully at an end — mother-in-law, husband and mother — I’m free as the proverbial bird. Whether traveling, tutoring or mentoring, I find myself with people who are on an exciting journey. My biggest fear is being cooped up in my house with no new challenges, no new conversations, no new vistas to explore. That thought far outweighs any fears traveling solo in a strange land might present. Friends are prone to comment how lucky I am being single and free to do as I please. My retort: Luck is good planning carefully executed, but with wiggle room for change.

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Page 28: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 28

Veterans Corner

BY JANICE DOYLE

Eric Leonard, Public Information Officer

at Andersonville Na-tional Park, has a pas-sion for military history, even the haunting parts like the prisoners of war. Andersonville is home to the National POW Museum which means he and rangers in the park talk about the tragedy of POWs every day. Leonard said, “We address the fact that this is the most famous of 150 military prisons across the pan-orama of American military history.” Andersonville National Historic Site in Georgia comprises three distinct components: the former site of Camp Sumter Civil War Military Prison, the Andersonville National Cemetery and the National Prisoner of War Museum, which opened in 1998 to honor all U.S. prisoners of war in all wars. The military prison site began as a stockade built about 18 months before the end of the U.S. Civil War to hold Union Army prisoners captured by Confederate soldiers. Designed for a maximum of 10,000 prisoners, at its most crowded it held more than 32,000 men in horrific conditions. As a national cemetery for veterans and their spouses, Andersonville has about 200 burials a year. (By compari-son, Arlington averages 200 per week.) The National POW Museum is yet another facet. “Part of our story here is that no matter what conflict you were involved in, the emotions are haunt-ingly the same,” said Leonard. In the National Park System alone there are over 12 POW museums, but this is the place most talked about. “We’re the famous one, but not the only one.” He notes that the museum is a reminder that the cost of POWs is a tangible consequence of any conflict, including our present Middle East involvements.

POW Day of Remembrance He and other park staff members joined thousands of visitors and the surrounding community for National POW Recognition Day on the third Friday of September. The annual presidential-ly declared day included the Avenue of Flags. This is the display of a mul-

tiplicity of U.S. flags arrayed on both sides of the principal drive that leads from the main entrance or gate into the cemetery. Leonard said, “The cemetery is a beautiful, haunting, moving place any day of the year. The Avenue of Flags brings those feelings up a notch.” About 1,000 motorcycles called “The Ride Home” rode into the area to honor and remember all former prisoners of war. They escorted the Vietnam moving wall to the campus of Georgia Southwestern University in Americus and brought in about 100 POWs from WWII, Korea and Vietnam for recognition and honor. The time of recognition continued when Former POWs spoke at a convocation held on the GSW campus. One speaker was Iraq War POW Shoshana N. Johnson, the first African American female POW.

Several anniversaries this year This is a busy year for remembering POWs. Leonard said, “It is the 60th anniversary of the 1953 Korean War armistice and the release of Americans held by the Chinese and Koreans. Last spring marked Operation Homecoming, the 40th anniversary of the return of our Vietnam POWs, and coming up is also the 10th anniversary of the release of the POWs taken early in the Iraqi War.” Admission to the park is free. For more information, please call 229-924-0343 or visit the site online.

Andersonville National POW Museum Is Worth the Trip

The Avenue of Flags at Andersonville National

POW Museum

Big Thanks to All of Our Sponsors!

Monday, July 15: Online Registration

Monday, Aug. 5: Mail-in Registration

Registration Deadline: Friday, Sept. 25

More information & registration forms:

www.HillsboroughCounty.org/SeniorGames • 813-635-3519

October 7 - October 18, 2013At various sites throughout Hillsborough County

Cost: $20 per participant (*additional fees apply for some events)Age: 50 and over as of Dec. 31, 2013

The Tampa Bay Senior Games is held in partnership with the City of Tampa Parks and Recreation Department, the City of Temple Terrace Leisure Services Department,

Hillsborough County’s Family and Aging Services Department and Hillsborough County’s Parks, Recreation

and Conservation Department.

Join the Fun!

Page 29: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 29

Scottsdale’s Amazing

Diversity Is a Bonus for

Winter TripsBY VICTOR BLOCK

Women wearing the latest fashions stroll into Gucci and Neiman

Marcus intent on adding to their chic winter wardrobes. Not far away, men and women wearing blue jeans and boots pass through the swinging doors of taverns that would be at home on the set of a Western movie. My afternoon was spent exploring a rugged wilderness of giant cactus and towering mesas.

The first impression of Scottsdale, Arizona, is the diversity of attractions. The shopping alone provides an intro-duction to the something for everyone variety. Along with top-of-the-line stores are shops selling cowboy hats, boots and everything that’s worn between them. Even visitors who don’t buy whole hog into the cowboy theme find that casual attire is perfect for exploring the Sonoran Desert which surrounds the town. While descriptions of deserts usually include words like bleak and drab, I learned that what looks like a dry wasteland is home to plants and animals that have adapted to life in searing summer temperatures—winter highs hover in the 50s—and an almost complete lack of water. The Sonoran Desert is a virtual cactus heaven. The majestic saguaro (pronounced suh-WAHR-oh) can grow to 50 feet tall and live as long as 200 years.

Many other species of cactus also find the Sonoran’s arid conditions to their liking. They come in a range of shapes and sizes, and colorful names —like purple prickly pear, organ pipe and teddy-bear cholla—add to their appeal. Also fascinating is how plant and animal life have adapted to the harsh environment. Some cactus have stems that expand to trap rainwater for later use. The saguaro can store enough water to last up to a year. The western banded gecko collects liquid in its long tail. There’s a wide choice of alternatives for exploring this other-worldly setting. On land, they include hiking, biking, horseback rides and off-road driving tours. Those who prefer to take to the air may choose a hot-air balloon ride or clamber aboard an airplane, helicopter or even a seaplane for a flight that includes a lake landing.

Some of the desert’s magic and magnificence is captured in sanctuaries and museums. The McDowell Sonoran Preserve is a mini-wilderness that provides an enticing introduction to the desert. It’s home to hundreds of types of plants and animals, and 60 miles of trails. The Desert Botanical Garden contains more kinds of cactus than I knew existed. Five paths meander through an amazingly varied collec-tion of arid plants from deserts around the world. Exhibits demonstrate how Native Americans used various plants for food, medicine and other needs. In fact, reminders of American Indians are everywhere. An extensive collection of Indian art and artifacts is featured at the Heard Museum locations in North Scottsdale and adjacent Phoenix. The Pueblo Grande Museum and Archeological Park sits atop remains of a village of the Hohokam people,

who lived in the area from about 450 to 1450 AD. They were the first to cultivate the Sonoran Desert, using a vast system of irrigation ditches, some of which are still visible. Also intact are an excavated ball court, and full-scale reproductions of both early houses and a later-style adobe home. Neighborhoods in and around Scottsdale combine interesting historical tidbits with an array of shopping and recreational opportunities.

Old Town, perched on the original site of the community, is a hub of muse-ums, historic structures, dining, night life and shopping. Many of the city’s estimated 125 art galleries also are there, offering works ranging from ren-derings of cowboys and Native Ameri-cans to avant-garde abstract pieces. Other enclaves have unique appeals. Cave Creek (population about 5,000) was settled in 1870 by miners and ranchers, and served as a stopping point for U.S. Cavalry troops. The town clings stubbornly and proudly to its western heritage, as home to several saloons and periodic rodeos. The adjacent village of Carefree is very different in atmosphere. It was built as a planned community with homes now valued at millions of dollars, which line streets with names like Easy, Tranquil, Ho and Hum. Locals describe this juxtaposition of Old and New West as the “home of cowboys and caviar.” That same comfortable marriage of old with new, casual with chic is experienced everywhere in and around Scottsdale. This combination of upscale life with a laid-back attitude adds to its charm and allure. For more information about a visit to Scottsdale, call (800) 782-1117 or log onto experiencescottsdale.com.

Travel

(L) The Pueblo Grande Museum and Archeological Park. (R) Hiking through the Sonoran Desert.

(L) Take a Sonoran Desert Jeep Tour.

The Desert Botanical Garden

Page 30: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 30

Macbeth with a Halloween TwistJobsite Theater keeps their Hallow-

een tradition alive this season with a tale of ambition, greed and murder under the watchful eye of otherworld-ly beings in this unique treatment of William Shakespeare’s Macbeth, Oct. 30 – Nov. 24 in the Shimberg Playhouse at the Straz Center, where Jobsite is the resident theater company. This new cutting of Shakespeare’s text promises to be a razor-sharp

treatment that focuses on the very dif-ferent ways that two families respond to power, both real and phantasmal. Apart from the four central characters in this cutting—Macbeth, Lady Mac-beth, Macduff, and Lady Macduff—the rest of the roles will be performed by four actors who are representative of primordial, elemental forces. For tickets and more info, visit jobsitetheater.org or call 813-229-7827.

Ukulele Festival ComingThe ukulele used to be considered

a toy or a tourist trinket, but no more! One ukulele video had nearly 4 million views. (See Jake Shimabukuro While My Guitar Gently Weeps.) November 1 and 2 is your chance to find out why when the Tampa Bay Ukulele Getaway will feature ukulele artists performing and they will

teach you how they do it. Enjoy workshops,

jamming sessions and vendors with the

uke of your dreams. The event will be held at the Holiday Inn St. Petersburg North, 3535 Ulmerton Rd.,

Clearwater. To learn more, call 727-577-9100 or visit online at

TampaBayUkuleleSociety.com.

Last Month’s Answers September Sudoku

Karen Costantine is last month’s winner!

Congratulations!

Oct. Sudoku Sudoku requires no arithmetic

skills.The object of the game is to fill all the blank squares with the correct numbers. Each row and each column of 9 numbers must

include all digits 1 through 9 in any order. Each 3 by 3 subsection of the 9 by 9 square must include all digits 1 through 9 as well. Good luck! The first correct answers selected from

the drawing on Oct. 21 will win.Send your answers along

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Oops!—Word Search AnswersDear Readers:

We know how much you look forward to the Word Search each month, which is why we sincerely

apologize about last month, when we mistakenly ran the previous month’s Word Search next to its own answers!

Thanks to all of our loyal readers who called in to let us know.

Fear not—we once again have a brand new Word Search this month. To everyone who played last month and sent in their Word Search answers,

we still accepted all submissions and randomly selected a winner for our monthly prize.

Congratulations to September’s winner, Angela McElroy!

Thank you for playing—look for more games and puzzles in the months ahead.

Sincerely, Tracie Schmidt – Associate Editor, Lifestyles After 50

Word Search OctoberIn the grid below, twenty answers can be found that fit the category for today. Circle each answer that you find and list it in the space provided at the right of the grid. Answers can be found in all directions – forwards, backwards, horizontally,

vertically and diagonally. An example is given to get you started. Can you find the twenty answers in this puzzle?

Send your answers along with your name, address and telephone number to:

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Page 31: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 31

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Page 32: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 32

Gift Tax Rarely OwedBY WILLIAM R. MUMBAUER, Attorneywww.fl willstrustsprobate.com

A reader asks: I want to give my daughter $85,000 to help her buy

a home. But I am concerned that I will owe gift taxes because I’ve heard that all gifts over $14,000 are subject to a tax. Can I avoid taxes by having my name listed on the house, which is worth several hundred thousand dol-lars, as a joint owner so I can claim that I purchased half of the house?

Response: I am not even going to talk about what a bad idea it is for you to give your daughter such a large sum of cash, but the fact that it is such a very bad idea has absolutely nothing what-soever to do with gift taxes as you will not owe any taxes if you make the gift. You need to understand that every person has an annual amount available

for gifting that is not subject to a gift tax and that does not require that a gift tax return be filed. The annual exclusion amount in 2013 is $14,000 and adjusts annually for inflation. A person may give $14,000 to as many individuals as he or she chooses, as long as the annual amount given to any one person does not exceed the allowable amount. And although the gift you are consid-ering giving to your daughter exceeds the annual exclusion by $71,000, every taxpayer has a unified lifetime credit against the gift tax Under current law, the unified credit is 5.25 million dol-lars. Although a federal gift tax return, Form 709, must be filed if your gift to your daughter exceeds $14,000, I must assume that it is obvious that you will never owe gift tax as I seriously doubt that the gifts you will make over your lifetime will ever come even close to exceeding 5.25 million dollars. Think about it this way. Have you seen the cars in your local high school’s

parking lot lately? Do you really believe that all those paid a gift tax after they gave Jr. his shiny new BMW? Mr. Mumbauer, a 5th generation Floridian, has maintained a law practice in Brandon, Florida since 1980 with emphasis on estate planning. Mr. Mum-bauer takes special pride in representing the senior community by maintaining a sensitive and practical approach to problem solving. Mr. Mumbauer is a member of the National Academy of Elder Law Attorneys, the Elder Law Section of the Florida Bar and is a participating attorney in the AARP Legal Service Network. Mr. Mumbauer is also a Mentor in probate law and has been qualified by the Second District Court of Appeal in Florida as an expert witness in matters involving the drafting of Wills. Mr. Mum-bauer’s Martindale-Hubbell Peer Review Rating among judges and lawyers for Legal Ability is High to Very High and his General Recommendation Rating is Very High. His articles are based on general principles of law and are not intended to apply to individual circumstances.

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Page 33: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 33

Three Things Every Woman Should Know About Herself and Her MoneyIf you’re a woman, chances are

good that either you’re singularly responsible for managing your money or you will be at some point. That could be a problem: Even among the very affluent, many women admit they know little to nothing about bigger-picture money concerns such as financial planning and investment management.

Part of the problem is that financial education is male-oriented, catering to how men’s brains are wired and what appeals to them, says Luna Jaffe, author of the new “Wild Money: A Creative Journey to Financial Wisdom.” “When we approach it creatively and from a more emotion-based perspective, women are not only drawn to learning about it, they have no trouble getting it,” Jaffe says.

She offers these three things every woman should know about their relationship to money:

• Your investment decisions are in-fluenced by your emotional baggage. We all bring baggage into our relationships, and it’s no different with money, Jaffe says. When you’re not aware of the baggage operating quietly in the background, you may think you’re making smart decisions when you’re actually simply reacting

to past experiences. And those might not have been even your own experiences! “Whether you or a loved one suffered the consequences of a bad financial investment, it can color your thinking in many ways, from destroying your confidence in your judgment to writing off all similar investments as ‘bad.’’’ Take time to reflect on the experiences you’ve had with investing, the decisions you

made and the conclusions you made as a result. What stories do you tell yourself because of these experiences?

• Understand the emotional response with which you receive money, wheth-er a paycheck, a gift or an inheritance. It’s important to receive money with grace—to savor it, to be grateful for it, to be at peace with it. But depending on the circumstances by which it arrives, and lingering emotions from

past experiences, we sometimes receive money with anger, guilt, re-sentment, greed, entitlement or any of a host of other negative emotions. This can lead to self-destructive actions.

• Know your comfort zone for risk and stay within it. Investment comes with risks; you can assume a lot for potentially greater returns, or less for lower returns. Understanding your Comfort Zone and staying within it will help you stay committed to your financial plan. If you got $100,000 with instructions to invest it all in just ONE of these options—stocks, a savings account, a mutual fund portfolio of stocks and bonds or your best friend’s start-up—which would you choose? Knowing whether you’re very conservative, happy with a little growth, comfortable with some ups and downs or in for adventure will help you avoid taking financial advice that makes you uncomfortable.

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Page 34: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 34

The Florida Orchestra Season OpensThe Florida Orchestra kicks off the

2013/2014 season on the Tampa Bay Times Masterworks series with Beethoven’s glorious Symphony No. 9 and its beloved “Ode to Joy” carried on the 150 voices of The Master Cho-rale of Tampa Bay. Guest conductor Evan Rogister takes the podium to lead this concert, which also includes Stravinsky’s solemn and baroque-intoned Symphony of Psalms. Concerts are Oct. 11, 12 and 13 in Tampa, St. Petersburg and Clearwater. The orchestra’s Rock Concert series opens with the return of the spot-on Beatles tribute band, Classical Mys-tery Tour. The concert is Oct. 18 at the Mahaffey Theater in St. Petersburg. Stuart Malina is the conductor and host of the first morning Coffee Con-cert, “From Russia with Love,” featur-ing popular works by Tchaikovsky, Shostakovich, Glinka and Borodin, all

on Oct. 24 in St. Petersburg. Enjoy free coffee and doughnuts before the show. The Raymond James Pops series begins with the return of Cirque de la Symphonie, a troupe of international-ly-renowned acrobats accompanied by

The Florida Orchestra in a selection of symphonic favorites. The evening concerts are Oct. 25, 26 and 27 in Tampa, St. Pe-tersburg and Clearwater. The orchestra also has free Pops in the Park Concerts on Oct. 19 at Vinoy Park in St. Petersburg and Oct.

20 at River Tower Park in Tampa. From October through May, the orchestra performs at the Straz Center for the Performing Arts in Tampa, Duke Energy Center for the Arts - Mahaffey Theater in St. Petersburg, and Ruth Eckerd Hall in Clearwater. For a free season brochure or to order packages or tickets, visit floridaorchestra.org or call 1-800-662-7286.

Tic ket s Now On Sa le!727.892.3337 or 1.800.662.7286www.FloridaOrchestra.org

Tampa • St. Pete • Clearwater

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Tampa Bay Times Masterworks

Beethoven’s Symphony No. 9 The Master Chorale joins the orchestra in this perfor-mance of Stravinsky’s solemn and baroque-intoned Symphony of Psalms together with Beethoven’s beloved Symphony No. 9 with its life-af rming “Odeto Joy.” Evan Rogister conducts.

OCT 11-13

Rock Concerts

Classical Mystery TourJoin Classical Mystery Tour and The Florida Orchestra for a night of 30 Beatles’ hits, including Penny Lane, Yesterday, Eleanor Rigby, Hey Jude, Strawberry Fields Forever, I Saw Her Standing There, and many more, all in a show hailed for spot-on mannerisms, note-perfect arrangements, and Fab Four vocal harmonies. Martin Herman conducts.

OCT 18 • ONE PERFORMANCE ONLY!

Raymond James Pops

Cirque de la SymphonieCirque de la Symphonie returns with a new program of breathtaking and seemingly impossible acts by some of the world’s premiere cirque artists, including aerial yers, acrobats, contortionists, and more, all accom-panied by The Florida Orchestra in a broad selection of symphonic favorites. Jeff Tyzik conducts.

OCT 25-27 • MATINEE ADDED!

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Page 35: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 35

Page 36: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 36

Seniors Getting Together4310 seeking christian gentle-man, ns, ND, understanding, honest, fun-loving. No couch potato. I’m 67, look like 40 Christian woman. Still working, eat right, take good care of myself. Love trav-eling, cooking, gardening. 65 – 70 okay.

men seeking Women4286 intelligent christian compan-ion, partner Former police officer, 66, WM, 6’, 180, grey, blue, D, C, NS, SD, roman-tic, active, no couch potato, not mattress minded. Tennis, golf, nature. ISO close friend, LTR, HWP, C, for mutual TLC. Clearwater.4296 man seeking Woman SWM, 53 YO, 5’7”, blond, blue eyes, looking for a romantic, kind lady who enjoys Florida’s great outdoors. Someone that is outgo-ing, enjoys spending time together. Largo.4298 active, Well-traveled guy, 79 NS, W, C, SOH, ISO lady, NS SOH for companionship, day trips, somewhat adventurous, young at heart, race unimportant, tats/piercings fine. Hudson.4302 sBm naturapath ISO SW full-figured female for LTR. Ages of 55 – 65 ok. I’m 55 years young, enjoys weight

Women seeking men

4119 seeking christian gentleman Former airline stewardess and model, 5’4”, 104 lbs., widow, slender, white with Ph.D. in healthcare. Fulbright scholar, eats healthy and exercises. Likes sports and animals. Loves the Lord. Florida.4287 sWF, 54, sexy, sWeet childless 54-yr-old seeks gentleman who likes to take their lady out and spoil them a little. Clean shaven only. Please be 56 – 70 and healthy. Caucasian or hispanic. Eastern Hillsborough.4299 active White Female 70’s, ISO active “outdoor type” SWM 70 – 80s for LTR. Must enjoy kayaking, hiking, cycling, camp-ing, yard sales, playing cards. NS, NDrg. Largo.4305 sWF, slender, attractive, educated, kind senior, 70s, seeking quality fun-loving, outgoing, active gentleman for companionship. I’m a diamond in the rough. Pinellas, St. Pete.4308 looking For ltr with sincere gen-tleman. 75 yrs, 5’6”, blond hair, avg. weight. I like to dance, travel, play cards, cooking and just having someone to do something special together. Pinellas, St. Pete.

lifting, fishing, cooking, gardening, flea markets, travel. Don’t drink or smoke.4303 man seeking special lady SWM, 70’s, 6’, 228, NS, ND, ISO WF, dine out, movies, outdoors, walks, fun, togetherness, loveable. TLC. Brandon.4304 i am a male, 65 years young seeking a female, white, petite, for a LTR. Someone who loves yoga and the Eastern philosophy. 4313 secure, healthy, intelligent man W,C,S, HWP, SOH, SD, P, NS, ISO active, slender, romantic 70’s lady who dresses young. Let’s dine, hug, stroll, travel. SOH, LTR. Please write with photo. I’ll do same. Thank you. Holiday.

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Seniors Getting Together1602 S. Parsons Ave.,Seffner, FL. 33584

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by the 15th of the month will appear in the following issue. No more than three ads will be accepted each month per person. The editor reserves the right to edit any ads for

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commonly used abbreviations:F-Female, M-Male, S-Single, D-Divorced, WW-Widow, A-Asian, B-Black, H-Hispanic, I-Indian, W-White, C-Christian, J-Jewish, YO-Years Old,

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Page 37: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 37

Last Month’s Answers

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Senior Connection • June 2005 • page 36

LEARN HOW TO PLAN FOR YOUR PETS IN AN EMERGENCY

The SPCA’s brochure "Our Best Friends Deserve Better Plans" has allthe latest information on Estate Planning for Pets and Florida's PetTrust Law and it is FREE! This brochure helps pet owners plan for theirpets in case of an emergency or in case their pets outlive them. Use thisorder form to order your free materials.

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Page 38: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 38

Here’s A Treat For YouBY DR. BOB ENCINOSA

Who doesn’t love to give their dog or cat an occasional treat?

My family is certainly no exception.We buy all kinds of treats for our cats and dogs. Of course lately it seems that every treat our pets become accustomed to gets recalled for some reason. However, in spite of that, we still try to be health conscious where they are concerned.

For most families, the biggest health concern revolves around trying to keep our pets from getting overweight. Matters become more difficult when there are multiple family members who would all like to hand out the treats. I’ve also noticed that it is very rare for treat makers to put the calorie count on their labels. So how can you tell what’s too much?

Recently I found a helpful website that lists the calorie content of hundreds of dog and cat treats. You can find this information at Petfinder.com. When you get to the website, search “Dog treats calorie count.” You can also search “Cat treats calorie count.” It’s quite interesting and, in some cases, amazing to see how many calories common treats can have. After reviewing this list, I felt better about something I’ve been doing for years with my two 60 pound dogs. Whenever we have run out of dog treats, I have resorted to Cheez-Its or Wheat Thins. As it turns out, both of these human treats have fewer calories than most dog treats. Of course the salt content is probably not so good for a dog in congestive heart failure, but then again, neither is obesity. An-other advantage of Cheez-Its or Wheat Thins is the cost. At about one penny a piece, they are much cheaper than most of the name brand dog treats.

Here’s a few more things to think about. Why does a 60 pound dog need a “large” treat? Treats are for taste, not nutritional support. Use small breed treats, even for giant breed dogs. Most dog treats do not help keep teeth clean. Even many brands that actually make that claim are ineffective in my opinion. I believe that for a dog treat to help clean teeth, the dog treat must take 3 – 5 minutes for a dog to actively chew and consume. Occasional Greenies and rawhide are what I give my dogs. Rawhide that has been chopped and pressed like particle board is probably safer, especially when multiple dogs in a household are chewing competitively. If your family life is such that you cannot control the numbers of treats your pet gets, I suggest using treats with the most nutritional value and the fewest calories. Then reduce the amount they are fed in their daily meal. Sometimes you just have to compromise.

Caring For Your Pet

If you have ever traveled to New Or-leans, eating great seafood was proba-

bly high on your ‘to do’ list. Chef Gisele Perez, a New Orleans native, loves to showcase the delicacies of her home town. Here is a favorite salad that brings together the best of New Orleans food. You can make them at home as well. This recipe features a key ingredient found in many New Orleans dishes: Ravigote, a French-Creole sauce tradi-tionally used with cold seafood, particu-larly crab and shrimp. Ravigote: visit food.com/recipe/ravigote-sauce-356193.

Shrimp and Tortellini Salad with Sauce Ravigote1 lb cheese tortellini, cooked

and cooled slightly

1/ 2 lb cooked shrimp, split in half

1 small bunch asparagus (8 – 9 spears), roasted and cut into 1/2 inch pieces

1/ 2 red or yellow bell pepper, roasted, peeled and cut into 1/2 inch dice

1/2 c Ravigote Sauce

Combine together the tortellini, shrimp, asparagus and roasted pep-per in a large bowl. Gently mix in the Ravigote. Garnish with snipped herbs. You can mix in whatever vegetables you have on hand—ar-tichoke hearts and roasted cherry tomatoes would be excellent!

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Page 39: Lifestyles After 50 Hillsborough October 2013 edition

Lifestyles After 50 • October 2013 • page 39

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Rofflers Barber College Barber Unisex For Men & Women

Located at7415 US Highway 301, South Riverview

Fade, Fohawk, Regular Haircut $11.00, Age 49 and under

Call to set up an appointment or call 5 min. ahead

Master Barber Barber Cell: (813) 900-9949

Wed. Through Sun. 10 a.m. – 6 p.m.

Ears, Eyebrows, Mustaches included w/Haircut

(50+)

Veteran Owned Business“For Bathroom Safety & Peace of Mind”

“Give Us A Call, Before You Fall.”

2 for $119Installed

TOLLFREELICENSED

INSUREDADA

COMPLIANT

✦ Featured on Nationwide TV✦ Reasonable rates✦ Huge windows on

tropical gardens✦ Vet on call✦ Soft music, lots of

loving & petting

15501 Boyette Rd.Riverview

Unique Vacation Hotel for Cats Only!

u212

We Seniors!Senior Sports—Over 60

Softball League and MoreSenior Sports has fun-filled

competition in a Slo Pitch Softball League, Golf, Tennis and Bowling. Their Senior Over 60 Slo Pitch Softball League will be at Land ‘O Lakes Recreation Complex, 3932 Collier Parkway in Land ‘O Lakes with registration

on Fridays. Teams will be balanced by experience so all can enjoy playing. Play golf each Wednesday on a variety of rotating courses. A competitive tennis team is

developing. Call Walt Bockmiller now for more information on Senior

Sports activities at 813-527-8211.

Page 40: Lifestyles After 50 Hillsborough October 2013 edition

BlueMedicareSM Advantage Plans

A new generation of plans for your generation.

*You must continue to pay the Medicare Part B premium. The Zero Monthly Plan Premium only applies to the HMO and RPPO plans. Florida Blue is a Medicare Advantage organization with a Medicare contract. A Medicare-approved Part D sponsor. Limitations, copayments and restrictions may apply. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Benefits, formulary, pharmacy network, premium and/or copayments/co-insurance may change on January 1 of each year. Florida Blue is a trade name of Blue Cross and Blue Shield of Florida Inc., an Independent Licensee of the Blue Cross and Blue Shield Association.

Florida Blue is Florida’s Blue Cross and Blue Shield plan.

Call toll-free 1-800-876-22278 a.m. - 9 p.m. ET, every day (Oct. 1 - Feb. 14) or 8 a.m. - 9 p.m. ET, Mon. - Fri. (Feb. 15 - Sept. 30)

(TTY users dial 1-800-955-8771), visit BlueMedicareFL.comor contact your local agency for Florida Blue.

ZeroMonthly Plan Premium*

$0

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