Life and Homes Central New York

Life and

HomesCentral NY

www.LifeandHomes.com

On The MarkeT

Residential • Commercial • Multi-Family

It’s Time To Buy

Find Your Dream Home

FreeJune 2012

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2 We bring people and homes together.

Oneida COunty ny, editiOn

Published ByLISI MERCHANT SOLUTIONS, INC.

Publication Franchisee, RMCDAvID P. LISI

Corporate editorKIM LISI

[email protected]

How to Reach us Press Releases or Letters to the Editor

Our e-mail address is [email protected](Please do not send attachments)

Or send to:

LifeandHomes MagazinePO Box 18 Holland Patent, NY 13354

account executive DAvID P. LISI

[email protected]

Premier Mortgage Sponsor SalespersonDAvID P. LISI

865-5845

distribution315-865-7418

Advertising Deadline July Issue

June 22, 2012

Corporate Office Lisi Merchant Solutions, inc.

PO Box 18 Holland Patent, NY 13354

315-865-5845Fax 1-315-865-7418

www.LifeandHomes.com

For franchise information call, 315-865-5845

LifeandHomes is published monthly by Lisi Merchant Solutions, Inc.

Every effort has been made to ensure that home listings, advertisements and

information are free of errors or omissions. The publisher does not guarantee the

accuracy of the submitted information to Life and Homes Magazine and assumes no liability.

this information has been compiled from public records and other sources we believe

to be reliable, but we make no guarantee with respect to its accuracy or completeness or

the absence of restrictions on use and are not responsible for any liability, loss, or risk that subscribers may incur, directly or indirectly,

from using the contents of this site.Copyright © 2012 Lisi Merchant Solutions, Inc.

230 S. James St, Rome • 888.256.3800 • www.beaconfederal.com

See our ad on page 40

Financing Dreams & Building Relationships

Life and

Homes

See Our ad on page 29

Don’t Try to Predict the Future

ACT NOW

Counting Our Blessings We received a special delivery package this past month. Our third grandchild, and first granddaughter, Stella Rae, joined the family May 14th and has been stealing this Papa’s heart ever since. I, my friends, am a very blessed man.

On the real estate front, we should all be counting our blessings that the local market continues to show signs of growth. A healthy real estate market benefits more than just buyers, sellers and agents. According to a survey of relocating Americans, as reported by Realtytimes.com, the average new homeowner spends more than $9,000 on purchases within the first few months of a move. The average renter spends close to $4,000. I’m not convinced local averages match these survey percentages, but I can assure you every move we’ve made required additional related purchases.

The same survey reports that within several weeks of their moves, nearly 60 percent of homeowners and 40 percent of renters purchase furniture. More than half of homeowners purchase at least one appliance, more than one third purchase flooring, nearly half purchase home decorations and approximately one third purchase lawn equipment, home entertainment equipment and tools/hardware. With percentages like this, it’s easy to see how all local businesses and residents benefit from a healthy real estate market.

When local business is robust, we all win. LifeandHomes™ is proud to support local business and promote the benefits of living in Central NY. We encourage you to do the same

David P. Lisi, RMCReal Estate Marketing Consultant315-865-5845 • [email protected]

David P. Lisi


Your Area’s Common Sense Lending Team

LifeandHomes™ Premier Mortgage Sponsors

Welcome


home smart home.

Stella Rae & proud Grandpa.

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Payment Options for Home ImprovementYou have several payment options for most home improvement and maintenance and repair projects. For example, you can get your own loan or ask the contractor to arrange financing for larger projects.

For smaller projects, you may want to pay by check or credit card. Avoid paying cash. Whatever option you choose, be sure you have a reasonable payment schedule and a fair interest rate. Here ar e some additional tips:• Try to limit your down payment. Some state laws limit the amount of money a contractor can request as a down payment. Contact your state or local consumer agency to find out what the law is in your area.• Try to make payments during the project contingent upon completion of a defined amount of work. This way, if the work is not proceeding according to schedule, the payments also are delayed.• Don’t make the final payment or sign an affidavit of final release until you are satisfied with the work and know that the subcontractors and suppliers have been paid. Lien laws in your state may allow subcontractors and/or suppliers to file a mechanic’s lien against your home to satisfy their unpaid bills. Contact your local consumer agency for an explanation of lien laws where you live.• Some state or local laws limit the amount by which the final bill can exceed the estimate, unless you have approved the increase. Check with your local consumer agency.• If you have a problem with merchandise or services that you charged to a credit card, and you have made a good faith effort to work out the problem with the seller, you have the right to withhold from the card issuer payment for the merchandise or services. You can withhold payment up to the amount of credit outstanding for the pur-chase, plus any finance or related charges. (ftc.gov)

Join the Conversation: Go to www.facebook.com/pages/LifeandHomes-CNY to leave your thoughts on this and other articles.

estate Planning For Every Age & Income LevelThere’s a common misconception among the American public that estate planning is only the domain of the elderly or the very wealthy. That’s far from the truth.

If you haven’t considered yourself as a candidate for estate planning, you might be underestimating the value of your assets. In fact, items like your home, your car and your life insurance are assets – and valuable ones at that. The unhappy result of failing to plan may be unnecessary fees, expenses and delays at a time when your loved ones are struggling to cope with loss.

The complex nature of planning your estate might put some people off, but in that situation, a professional, Accredited Estate Planner (AEP) can simplify the process. Working with a team of professionals ensures that your plans are streamlined, understandable and clear-cut, to avoid confusion down the road. The NAEPC makes it easy to find vetted professionals in your area with a search tool on its website www.naepc.org.

The most important thing to remember is that planning your estate well ahead of time – when you’re feeling your best and when you’re calling the shots – ensures that your goals will be accomplished. visit www.estateplanninganswers.org for more information. (ARA)


Should Lenders Be Forced to Cut Mortgages?For the second time in less than a year, respondents to a Housing Predictor poll say that banks and other mortgage lenders should be forced to reduce mortgage principal and cut loan payments for

underwater homeowners. Respondents to the online poll were in favor of principal reductions by a resounding 60% of those polled. The remaining 40% said bankers should not be forced to reduce mortgages.

The new survey indicates Americans feel lenders should pay the price for throwing the U.S. economy into chaos. Respondents were in favor of reducing mortgage principal in the exact same poll question when it was asked last November astoundingly by the exact same margin, demonstrating how strongly respondents feel about the subject, despite the inability of Congress to take action on the issue.

Housing Predictor regularly surveys consumers on issues closely related to the real estate industry, monitors and issues forecasts on more than 230 U.S. cities housing markets and offers the latest mortgage rates and real estate news. (RealEstateRama)


Salt & Vinegar SolutionsPour salt generously over spilled eggs to cover then wipe the eggs up with a paper towel.

Remove rust from household tools by adding salt to 1 tablespoon lemon juice until it forms a paste. Apply the paste to rusted area with a dry cloth and rub away the rust.

Place silk flowers in a large bag with one cup of salt. Shake vigorously and remove. Your flowers will be clean.

Help remove odors from garbage disposals by pouring 1/2 cup of salt directly into the garbage disposal. Run the disposal following manufacturer's directions.

To patch small nail holes and fine cracks in plaster or wallboard, mix 2 tablespoons salt, 2 tablespoons cornstarch and about 4 to 5 teaspoons water to make a thick, pliable paste. Fill hole and let dry. Sand if necessary, then paint.

Wash fresh vegetables with a mixture of 1 tablespoon of white distilled vinegar in 1 ½ quarts of water.

To make cleaning the grill easier, spray a solution of half water and half white distilled vinegar on the cooking surface.

Polish car chrome with full-strength white distilled vinegar on a soft cloth.

newsShorts

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Rome $699,000Prime commercial high traffic corner property adjacent to Lowe’s, many possibilities for this excellent development sight!

Thendara (Old Forge) $299,000Building off ers many commercial uses, wide open interior to suit, 3,200 sq/ft main level, 800 sq/ft offi ce, 3 phase electric, overhead doors, large lot, plenty of parking!

Rome $299,900Outstanding location off ers high traffi c & visibility for this 2 pump gas station, 15 X 8 building houses attendant & light retail, solid investment!

Commercial Properties

FREE Daily Customized Home Searches - Right to Your Inbox!

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Contact me or visit my website for Exciting Details!

www.RichardParentHomes.com • Offi ce: 315-768-1680 x 203

Richard ParentOffi ce Manager/Sales Associate4957 Commercial DriveYorkville, nY 13495

315.292.8617 (Cell)[email protected]

Russia $165,0005089 Military Road - Classic 3 BR federal style home set on park like 3.8 acres! Open kitchen, loft, sunroom, cherry hardwoods, original features, barn/garage, work shop.

Schuyler $210,000128 Windfall Road - Want new without building? 2,000 sq/ft 3 BR split has been totally remodeled! Offers new custom maple kitchen w/stainless appliances, central air & more!

Clinton $125,0003100 Austin Road - New EVERYTHING in this luxury 1700 sq ft Ranch, like new top to bottom, Boasting Hickory Cupboards, granite counters. Priced to Sell!

Barneveld $239,9007357 Trenton Rd -Updated 5 BR 2,846 sq/ft Victorian on approx 8 rural acres! Gorgeous updated kitchen! Only sold with additional 2 family, Holland Patent schools.

Thendara (Old Forge) $289,000230 Spruce Drive - Gorgeous Adirondack year round 3 bedroom Cape, custom kitchen, granite counters, spacious loft & family room, covered porch & private rear deck, much more!

Schuyler $475,000792 Newport Rd - 4 BR Spectacular custom contemporary on 14 acres off ers amazing views, custom kitchen, heated pool, Whitesboro schools

Featured New ListingRemsen 234,900938 Plank Road - Spectacular custom built 2,370 Sq/Ft 4 BR 2.5 Bath Cape bordering the Cincinnati Creek on 6 private acres! Updated cheerful kitchen with Corian counters, beautiful hardwoods, formal dining, dramatic vaulted ceilings & lookout, cozy fire place, new furnace, heated garage and additional large pole barn, close to the Adirondacks.

Featured New Listing

Frankfort $139,900115 Sheila Place - Pristine 3 bedroom 1,537 Sq/Ft Ranch in fantastic & convenient rural setting…if you’re looking to just move in…this is it! Key updates include a gorgeous cherry kitchen with granite counters, new bathrooms, beautiful hardwood floors, new windows, vinyl siding & more!

Otter Lake $64,90014045 State Rt. 28 - Affordable 4 BR camp with lake rights! Convenient location, enjoy the seasons in your own Adirondack getaway.

West Winfield $119,900751 North Winfield Rd - Well kept 3 Bedroom ranch in rural 1.3 acre setting just outside village! Open kitchen & living room layout, fantastic yard & gardens!

Clark Mills $44,9006 Millpond Crossing - 1,792 sq/ft 4 bedroom newer spacious doublewide in popular Millgate Meadows, separate FR, central air, Clinton Schools, Priced to sell!

West Winfield $144,900149 Truax Road - Classic 2,400 4 BR sq/ft colonial, dramatic new kitchen & tons of updates! Minutes from Cooperstown, move in is an understatement!

Boonville $159,9008170 State Rt. 294 - Spectacular 3 BR farmhouse & barn on 5.8 acres w/stream & pond! Barn has a heated workshop! Close to riding trails & Adirondack Park.

Barneveld $99,500121 Mappa Ave - 3,288 sq/ft village 2 story w/ in law apartment on almost 3 acres offers excellent upside potential and rental income!

South Utica $135,0009 Beverly Place - Strong curb appeal in this spacious 2,771 sq/ft 5 bedroom colonial in sought after S. Utica location!

South Utica $139,9001 Regent Court - Beautiful 1,901 sq/ft stone ranch on a quiet Cul-de-sac & rare triple city lot! Stunning open bright kitchen, well appointed spacious fl oor plan.

West Winfi eld $125,000276 North Street -Stunning 3,500 sq/ft 1820’s Italianate style home, 4 plus bedrooms & in-law apartment, large carriage barn w/ loft, beautiful grounds & village setting!

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Common Credit Report ErrorsWhile credit reports typically provide a complete and accurate look at our credit history and tell a potential creditor how likely we are to repay them, errors on credit reports can cost consumers money.

Misreported late payments and accounts that aren’t actually yours can affect the interest rate you pay when borrowing money and can, in some cases, prevent you from getting credit.

“Check your credit report regularly and address any incorrect information promptly,” cautions Laura Creamer, financial education specialist for CredAbility. “While many errors are common and easily corrected, others can be a sign that you have been a victim of identity theft and should be addressed quickly." CredAbility shares common errors consumers should look out for:

errors in personal information

Common errors include variations in names, including the addition of a suffix such as Jr. or Sr., or an incorrect middle name, addresses where you have never lived, and incorrect social security numbers. While errors in personal information might be more common for consumers with common last names, they can happen to anyone.

incorrect balances on accounts

The balance on your accounts listed may be inaccurate. These balances, along with your available credit, are often used to determine how good a candidate you are for future credit, so correcting inaccuracies is important. Providing

proof of balances with receipts is a great way to document the error to the credit bureau. Late payments, collections and charge-offs

This is particularly common with medical bills. If your credit report shows a late payment that was actually made on time or an unpaid bill that you have paid, provide proof of payment to the credit bureau. Collection and charge-off activity where the creditor has taken your balance due as a loss will also affect your credit rating, so be sure that only accurate information appears and take steps to document any incorrect reports. Judgments, late payments and collection activity typically stay on your credit report for seven years, so be sure that any old information is addressed.

accounts that aren’t yours

Carefully review the list of accounts that appear on your credit report to be sure they are actually yours. Errors sometimes occur when a family member, former spouse or someone with a similar name or address opens a credit account. In other cases, there may be fraudulent activity where someone has deliberately opened an account in your name. Knowing what accounts you have and checking your report regularly is an important step in protecting your credit.

inaccurate account information

A good mix of credit types and a record of paying on time will have a positive impact on your credit score. Be sure that the information reported on your account is correct—such as the length of time the account has been opened, the type of account it is (usually revolving or installment), the credit limits and the payment history.

Correcting misinformation

If you find an error on your credit report, you can file a dispute by going to the website of any credit bureau. CredAbility also has a sample dispute letter on its website. (Link: http://tinyurl.com/disputeletter) Correcting a wrong address

or other personal information is usually simple. Disputing late payment or collection reports requires providing documentation such as receipts or proof of payment. If you believe you have been the victim of identity theft, you may need to file a police report in addition to contacting the credit bureaus. All written communication with the credit bureaus should be sent via certified mail.

CredAbility is one of the leading nonprofit credit counseling and education agencies in the United States. Service is provided 24/7 by phone at 800.251.2227 and online at www.CredAbility.org


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BARNEVELD10716 Bolton Rd- 2 bdrm, Ranch, 1 ½ baths, hardwoods, deck, newer roof, siding and windows. $119,900

BROOKFIELD3174 Gorton Lake Rd-Waterfront! 2 bdrms, dock, views. $94,900

CAMDEN2521 Miliddy Rd-4 bdrms, 1 ½ baths, 1600+ sq. ft, new kitchen, newer roof. $94,900

CLINTON131 Homewood Dr-JUST lISTeD 3 bdrm, Ranch, hard-woods, updated bath and windows. $137,900

EAST UTICA 1615 Conkling Ave-3 bdrms, hardwoods, updated kitchen and bath. $49,9001661 Howard Ave-JUST lISTeD 3 bdrms, hardwoods, new furnace and windows. $49,900 1634 Oneida St-3 bdrms, 1500+ sq. ft, hardwoods, 1st fl oor laundry. $55,000912 Elizabeth St-5 bdrms, 3 baths, central air, hardwoods. $69,900720 Eleanor Pl-4 bdrms, 1 ½ baths, 1700+ sq. ft, hard-woods. $89,0001217 Greenview –3 bdrms, hardwoods, desirable location. $102,9001129 Hilton Ave-4 bdrms, 1 ½ baths, hardwoods, newer furnace and windows. $105,000603 Pleasant St- 5 bdrms, 1 ½ baths, 1900+ sq. ft, updated kitchen, hardwoods. $109,900813 Eleanor Pl-3 bdrms, 1800+ sq. ft, hardwoods, updated kitchen and bath, deck. $115,900 58 Pond Lane-3 bdrm, Ranch, 1 full, 2 half baths, hard-woods, updated kitchen. $159,9001600 Schoolcraft Rd-3 bdrm, Ranch, 1700+ sq. ft, 2 baths, hardwoods, SunRoom, central air, patio, double lot.PRICe ReDUCeD $179,900

FLOYD7748 Starlane Dr- 3 bdrms, 1 ½ baths, hardwoods, newer roof and windows. Oriskany Schools. $134,900

FRANKFORT338 First Ave-3 bdrms, 1 ½ baths, hardwoods, deck. $59,9002714 Southside Rd-JUST lISTeD 3 bdrms, 1st fl oor laundry, double lot. $59,900 211 Hardiman Pl-JUST lISTeD 3 bdrms, 2 baths, 3100+ sq. ft, 1 acre. $149,900116-118 Frankfort St- 3 bdrms, 1 ½ baths, 1600+ sq. ft, 1st fl oor laundry. $62,000 321 Bee St- 3 bdrm, Ranch, 7 years young, 2 baths, deck. $94,900116 Sunset Ct- 3 bdrm, Ranch, eat-in kitchen, central air, newer furnace, great yard. PRICE REDUCED $99,900663 Dutch Hill Rd-3 bdrm, Ranch, 1+ acre, updated kitchen and bath. PRICE REDUCED $139,900

HARTWICK2994 County Rt 11-JUST lISTeD 3 bdrm, mobile home, 2 baths, deck. $49,900

ILION256 E. Clark St-3 bdrms, hardwoods, updated kitchen, newer windows. $52,900 147 South 3rd Ave- 4 bdrms, 2 baths, hardwoods, view. PRICE REDUCED $89,50027 S. Fourth Ave-3 bdrms, 2 baths, 1600+, sq. ft, hard-woods, open fl oor plan, updated kitchen, newer roof and windows. $129,90032 Harriet Ave- 4 bdrms, 3 baths, 2300+ sq. ft, hardwoods, vaulted ceilings, fi nished basement. $229,900

LEE CENTER5360 Brook� eld Rd-JUST lISTeD One owner! 3 bdrms, 2 baths, 1800+ sq. ft, central air, deck. $179,900

NEW HARTFORD 6 Esmerelda Ave-2 bdrm, Ranch, deck, fresh paint and carpet. $59,900128 Clinton Rd-3 bdrm, Ranch, 1 ½ baths, hardwoods, deck, new kitchen, newer windows and furnace. $119,90017 Royal Brook Lane – 3 bdrms, Ranch, 1.5 baths, new windows, kitchen and bath $129,9001905 Tilden Ave -3 bdrm, Sherman hills Ranch, 2 baths, fi replace, hardwoods. $144,900

32 Evalon Rd-JUST lISTeD Renovated 3 bdrm, 1 ½ baths, hardwoods, granite kitchen with stainless appliances, new roof, siding and windows. $148,9001427 Gra� enburg Rd-4 bdrms, 2 ½ baths, 1900+ sq. ft, hardwoods, deck. $149,9009871 Sessions Rd-3 bdrm, 5 years young, Ranch, 2 baths, 1600+ sq. ft, open fl oor plan, 1st fl oor laundry. $174,90020 SilverBirch – 4 bdrms, 2.5 baths, new furnace, hardwoods, private lot $269,900

NEWPORT 3116 School St. - 4 bdrms., 2 baths, 2,500+ sq. ft., deck, newer windows. $64,900 359 Old State Rd-3 bdrm, Ranch, 2 baths, 11+ acres, deck, views. PRICE REDUCED $145,000

NEW YORK MILLS426 Main St-2 bdrms, open fl oor plan, updated kitchen, newer furnace and windows. $62,500 15 Campbell Ave- 3 bdrms, 2 baths, 1900+ sq. ft, hard-woods, great yard. $119,9009 Crandall Pl-3 bdrm, Ranch, hardwoods, updated kitchen, bath and electrical. PRICE REDUCED $124,90017 Royal Brook Lane-3 bdrm, Ranch, 1 ½ baths, central air, newer kitchen, bath and windows. $129,900

NORTH UTICA514 Cedarbrook Cres-JUST lISTeD 3 bdrms, 1 ½ baths, central air, hardwoods, deck, corner lot. $139,900 1304 Herkimer Rd-JUST lISTeD 3 bdrm, Colonial, 3 ½ baths, 2100+ sq. ft, hardwoods, updated kitchen. $175,000

ONEIDA578 Main St-5 bdrms, 1 ½ baths, fi replace, hardwoods, new windows. $129,900

ORISKANY123 Elm St- 3 bdrm, 7 years young, Colonial, 2 ½ baths, 1700 sq. ft, deck, newer windows. $134,900

REMSEN8900 Stockhauser Rd-JUST lISTeD 4 bdrms, 2 baths, 2100+ sq. ft, 1 acre, hardwoods, 1st fl oor laundry, newer roof. $179,900

Call: (315) 735-9244 Or Visit: Assist2SellCNY.com

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ROME 402 W. Court St-4 bdrms, 1 ½ baths, hard-woods, newer furnace. $59,900608 Grant Pl-3 bdrms, offi ce, newer wn-dows, great yard. $67,900 1017 Clinton St - 2 bdrm, Ranch, oak kitchen. $69,900904 Highland Ave-3 bdrm, Ranch, hard-woods, eat-in kitchen. $69,900717 N. Jay St-3 bdrms, 1900 sq. ft, hard-woods, new kitchen. $74,900429 E. Locust St. - 3 bdrm. ranch, updated furnace and roof. $74,900601 Park Dr-JUST LISTED 3 bdrms, 2 baths, central air, newer roof and siding. $98,900307 W. Thomas St-5 bdrms, 3 baths, 3000+ sq. ft, hardwoods, newer electrical and plumbing. $119,9007992 Brookside Dr-JUST lISTeD 4 bdrms, 1 full, 2 half baths, 2000+ sq. ft, central air, hardwoods, new roof and windows. $154,900

SAUQUOIT 3088 Oneida St. - 3 bdrms., 1,900+ sq. ft., 1 acre, updated kitchen, new roof and win-dows. $164,9002678 Holman City Rd- 4 bdrms, 2 baths, 2+ acres, 2700+ sq. ft, new kitchen, hard-woods. $209,9002589 Sulphur Springs Rd-4 bdrm, Colonial, 2 ½ baths, 2700+ sq. ft, hardwoods, central air, Sun Room, deck, views. $264,900

SCHUYLER2099 State Route 5-3 bdrms, 2 ½ baths, 2000 sq. ft, 1st fl oor laundry, deck. Whites-boro Schools. $159,900

SOUTH UTICA111 Woodlawn Ave W-JUST lISTeD 3 bdrms, 1 ½ baths, hardwoods, deck, new roof and furnace. $82,000

Call: (315) 735-9244 Or Visit: Assist2SellCNY.com

VERONA 5600 E. Main St. - Prime commercial acreage! 2+ acres. Frontage on Rt. 365. $125,000

WESTMORELAND6483 W. South St-2 bdrms, hardwoods, 1st fl oor laundry, views. $69,900 4863 State Rt 233-4 bdrms, 2 baths, 1+ acre, 1600 sq. ft, pond. $144,9005779 Scadden Rd-4 bdrms, 2 baths, 3200+ sq, ft, 229+ acres, hardwoods, deck, ponds. $260,000

WEST UTICA1429 Watkins Ave-JUST lISTeD 3 bdrms, 2 baths, hardwoods, central air, master suite, deck, newer furnace and windows. $94,900

WEST WINFIELD570 East Main St - 3 bdrm, Ranch, hard-woods, new windows and roof, updated bath, views. $99,900

WHITESBORO 14 Pine St-3 bdrm, 1 ½ baths, 1700 sq. ft, hardwoods, new kitchen and baths. PRICE REDUCED $89,900 40 Beechnut Terr-3 bdrm, Ranch, updated kitchen, newer electrical, roof and siding. $96,90030 Hughes St-3 bdrms, 2 baths, fi replace, hardwoods newer roof. $109,9009 Olena Dr-4 bdrm, Ranch, 1 ½ baths, hard-woods, updated kitchen, deck. $132,90023 Orchard Ave-2 bdrms, 1 ½ baths, central air, hardwoods, updated kitchen, deck, newer roof. PRICE REDUCED $139,9007 Cheriton Dr- 3 bdrm, Ranch, 2 baths, central air, hardwoods, newer kitchen and windows. $169,900111 Ben Bar Circle-amber Crossing! 4 bdrm, Colonial, 2 ½ baths, 1800+ sq. ft, deck. PRICE REDUCED $229,000

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LifeandHomes.com Open Market Listing Service™

1474 Big Moose Rd. 9 Bedrooms / 3 full baths/ 2 half bathsRivet RealtyRivet Realty • 315-369-6573

Office • [email protected]

Visit www.LifeandHomes.comType in Quick Search #215100

Big Moose $825,000

129 Main Street - 3 Units 5 Bedrooms / 3.0 Baths1St. Rome RealtyTracy Winterton • 315-335-3843

Lic. R.E Salesperson • [email protected]


Camden $99,900

9625 Crooked Hill Road 3 Bedrooms / 1.0 BathsNew Nest RealtyAmy La Clair • 315-790-4153

Broker/Owner • [email protected]


Clayville $155,000

20 Norton Ave 4 Bedrooms / 1.5 BathsClinton Real EstateBarbara Frank • 315-853-4400

Lic. R. E. Broker • [email protected]


Clinton $129,900

4042 Bristol Road 3 Bedrooms / 1.0 BathsClinton Real EstateBarbara Frank • 315-853-4400



Clinton $119,900

3579 Harding Road 3 Bedrooms / 2.0 BathsClinton Real EstateBarbara Frank • 315-853-4400



Clinton $224,900

16 Rachael St - Panther Lake Camp 2 Bedrooms / 1.0 BathsRA Wilkes Real EstateBambi Norman • 315-245-2263



Constantia $66,900

313 Lansing Street 3 Bedrooms / 1.0 BathsBruce Ward & CompanyMarie Scialdone • 315-866-4892

Licensed RE Agent • [email protected]


Herkimer $88,000

506 N. Main St. 3 Bedrooms / 2.5 BathsBruce Ward & CompanyNancy Arno/Anna Lyga • 315-895-4520

Lic. R. E. Salesperson • [email protected]


Herkimer $119,000

7391 Glass Factory Road 3 Bedrooms / 2.0 Baths1St. Rome RealtyTracy Winterton • 315-335-3843



Holland Patent $107,000

Raymond J. Hapanowicz

Small Backhoe, loader, dumptruck work. Landscaping, lawns & retaining walls installed. Concrete & demolition work.

723.5512

Our Property Preservation specialists are dedicated

to 100% customer satisfaction. We follow strictly by

HUD and FHA guidelines. We can perform debris

removal, winterizations, rekeying/lock replacement,

lawncare, boarding and securing, janitorial services,

and repair and remodeling. We take pictures of the

whole process and turn in all applicable paperwork.

Call David at 865-5845 or email [email protected]

Life and

Homes™

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GSAR Greater SyracuseAssociation of REALTORS®

www.cnyrealtor.com Greater Utica Rome Board of REALTORS®

Clinton $519,000Gorgeous newer 4 bdrm, 3.5 bath home w master & junior suites, hardwoods, stone fireplace, 3 car garage. 6 stall horse barn, fenced pastures. Over 16 acres. Gaetano Belmonte, 449-6695

Williamstown $58,0003bdrm, 2 bath home w wonderful open fl oor plan, many interior updates, fi rst fl oor laundry & great yard. Near snowmobile trails, hunting & fi shing.Shari Kimball, 264-9230

Herkimer $299,900Beautiful Colonial on 4.7 acres. Stainless steel applianced Kitchen. Fireplaced Family Rm, Library, 3 bed, 2 1/2,2 stall att garage.Lorene Prenderville, 868-3330

HUNTREALESTATE.COM

HUNT Real Estate ERA is home to some of the most elite agents in the

Oneida-Utica Marketplace.

730 Lenox Ave, Oneida 13421 363-55338380 Seneca Turnpike, New Hartford 507-2275

119 Genesee St, Chittenango 687-6109

Mary RouseManager

Sherrill $164,900Fabulously updated colonial across from school. This gorgeous home has a marvelous new kitchen & more! This home is a real fi nd!Sue Rosendale, 374-7451

Stockbridge $179,900Great home on 1.72 acres! 4 bdrm, 2 bath ranch with fi nished basement. Home has lots of upgrades. Wonderful pool & outbuildings.Mary Lynn Denby, 218-0293

Oneida $189,900Spectacular Victorian w incredible woodwork, staircase, original stained glass windows! Best of all, beautifully & thoughtfully updated. Home warranty for buyer for 1 year. Mary Pat Adams, 761-5484

Oneida $124,900Lovely 4 bdrm ranch w spacious kitchen, large family room, good sized bdrms. Lovely gardens and 2 sheds on over a half acre! Don’t miss out!Penny Wuest, 264-8212

Oneida $250,000Located on a quiet street w great views, this 5 bdrm, 3 bath home is in tip-top condition! This home has been lovingly maintained.Mary Lynn Denby, 218-0293

Canastota $299,900Beautiful Contemporary on nearly 2 Acres, w picturesque views. Wonderful fl oor plan and attention to detail, this 4 bdrm, 2.5 bath home is truly a must see! Jackie Haley, 430-7173

Oneida $189,900Phenomenal panoramic views from this hilltop location! Lovely 3 bdrm, 2.5 bath Cedar Colonial w spacious sun fi lled rooms on over 5 acres. New heating system, appliances & windows. Karen Novak, 723-4538

Sherrill $112,900Lovely 3 bdrm home at end of quiet dead end street. Very nicely kept, many recent updates. Fully fenced back yard. Sherrill-Kenwood Power & Light. Sue Rosendale, 374-7451

Oneida $124,900Move in ready 3 bdrm, 2 bath home w remodeled kitchen, hardwood fl oors, master suite. 2 garages, barn, and above ground pool, all on nearly 1 acre. Shari Kimball, 264-9230

Morrisville $145,000Lovely ranch on 1.56 acres w fruit trees and gardens. 4 bdrms, 2 baths, hardwoods, stone fi replace, sky lights and expansive great room.Penny Wuest, 264-8212

Oneida $134,900Beautiful 3 bdrm, 2 bath ranch w lovely large kitchen. Both the living room & kitchen open onto the deck. Conveniently located.Sue Rosendale, 374-7451

Camden $189,9003 bedroom, 2 bath, move in ready ranch, w family friendly layout, large rooms, eat in kitchen w breakfast bar, & fi nished basement. 2 car attached garage over 2 acres.Ryan Kirch, 264-4198

Richfi eld Springs $299,0004 bdrm chalet tucked away on 40 private acres w 240’ of frontage on Canadarago Lake! Quiet setting, private road. A must see property!Amanda Reinfelds, 404-9154

Oneida $79,800Immaculate 2 story home with charm and character throughout! 4 bdrms, 2.5 baths, large kitchen w newer appliances. French doors, gas frpl, mastersuite.Jeanette Denney, 240-3814

Vernon $112,500Charming 3 bdrm Colonial on nearly 1 acre. Eat-in kitchen w breakfast bar, 1st fl laundry, large family room, garage w workshop, outbuilding.Anna Collins 264-1270

Oneida $103,5004 bdrm 2 bath home on large corner lot w partially heated 3 car garage. Interior is super clean, freshly painted and move in ready!Ryan Kirch, 264-4198

Utica $109,900Looks are deceiving! This 4 bdrm 1.5 bath home features lrg bdrms, huge family room! Includes all appliances, hardwood fl oors, new HW Tank & updated baths.Jim Lenahan, 723-2270

Utica $72,000Wonderful updated bungalow in West Utica. Beautiful new kitchen, Master suite on 2nd fl oor, new hot water tank, furnace, garage. 3 bdrm, 2 baths, natural woodwork.Cynthia Koch, 316-3126

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#1 Coldwell Banker in New York State4957 Commercial Drive, Yorkville NY Call 768.1680

The Area’s Premiere Real Estate Search Engine!www.ColdwellBankerPrime.com

Whitesboro $233,900138 Ben Bar Cr. Kitchen w/ island & break-fast nook, living rm w/ fi replace & built in shelving, fi nished room in basement offers additional living space & offi ce area MLS# 1201366Debbie Roberts Ext. 239

Oriskany $149,9007950 State Route 69. Family room renovated, down to the studs. Open fl oor plan,w/fi rst fl laundry, Private wooded setting, on 2 acres. Oriskany Schools. MLS#1201438 Gloria Rocci Ext. 217

Kirkland $142,9003900 Fountain St. This updated bungalow's new front porch welcomes you inside to hardwood fl oors, formal dining, updated baths & more!MLS#1201691 Jan Cidzik Ext. 209

Rome $159,9007973 Winfi eld Circle. Spacious 2300 sq ft Split Level home in wonderful nieghbor-hood. 4 bdrms, 2 full baths, family room w/ fi replace, formal living/dining room. MLS#1201617 Jan Cidzik Ext. 209

Frankfort $139,900115 Sheila Pl. 3 BR 1,537 Sq/Ft Ranch in fantastic rural setting. Just move in to this totally updated home, w/a gorgeous cherry kitchen w/granite, & new bathrooms.MLS#1201563 Richard Parent Ext. 203

Rome $124,900503 E Linden. Adorable 3 bed, 2 bath Ranch with a nice size kitchen/dining that over looks a beautiful back yard w/ above ground pool. Finished basement.MLS#1201444 Scott Kelley Ext. 242

Barneveld $51,0008301 State Rte 28 #51. Great 3 season cabin. Screened front & rear porches, open living/dining room, updated bath, 3 bdrms & a sleeping porch upstairs. MLS#1201375 Pat Townsend Ext. 218

East Utica $142,5001242 Greenview Dr. Immaculate 3 bd, 2 ba, Cape. New windows, siding, & partial roof. Full dry basement, move in condition. Huge fenced yard w/ water feature.MLS#1201777 Pat Townsend Ext. 218

Boonville $160,00014 Woodgate Manor. Cul-de-sac setting for this great raised ranch! Living room w/fi replace, den, eat-in kitchen, 2 bedrooms, 2 baths, rear back porch. MLS#1201602 Jodie DeCosty Ext. 201

Floyd $227,5007359 Davis Rd. Spacious open fl oor plan w/ just the right features such as Hrwd fl oors, granite counters, High end stainless steel appl., Central AC. OVER SIZED garage. MLS#1201392 Laura Minard Ext. 205

Whitestown $189,50066 Whitford Ave. Nice 3 bd, 2.5 ba, Colo-nial. This charming home has a great fl oor plan w/ an open kitchen, master bed & bath,on a beautiful lot.MLS#1201264Diana Raymond Ext. 207

Plainfi eld $59,900124 Perkins Rd. This home was Rebuilt from the foundation up in Mid 90's offering large oversize county Kitchen, Mud/laundry room step down family room.MLS#1201549 Laura Minard Ext. 205

Vienna $59,900153 Drive 22. Desirable waterfront site w/ a seasonal camp on Oneida Lake. As a shareholder the use of the waterfront, docks,& more included w/ your purchase. MLS#1201676 Debbie Roberts Ext. 239

Canastota $99,5009103 Arthur Jenkins Ave. Better then New everything is this home is new. Nice fl oor plan 4 bdrms, 2 baths, walk to Oneida Lake and enjoy the Lake rights. MLS#1201441 Laura Minard Ext. 205

East Utica $117,000715 Eleanor Place. Beautifully maintained 2-Family! Updated kitchen & bath, gleaming hardwoods. Large 2 stall detached garage. All separate utilities! MLS#1201543Gloria Rocci Ext. 217

Why Coldwell Banker Prime Properties?Whether you’re buying or selling consider just a few of the clear cut advantages when choosing our agents…

• Multiple MLS Systems - Both Utica & Syracuse!…Increased listing activity & improved selection of homes!• A Special Website & custom yard sign for every listed property!• SmartHome - Instant 24/7 texted property information! • National Relocation Network - Our agents are always working with relocating buyers or sellers! • Award Winning Website - ColdwellBankerPrime.com … An innovative and consumer friendly internet marketing platform!

• Lead Router Rapid Response - Advanced technology that allows our agents to immediately follow-up with clients!• E-Synergy Marketing Center – Advanced web based software provides impressive property marketing materials!• Web Based Contact Management System – Our agents will consistently keep you informed!• Plus more!

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Trudy Hurd has over 25 years of mortgage lending experience in the Utica area and is known by past customers and real estate agents as being the best in her fi eld. As New York State Licensed Mortgage Originators, Trudy and Joe will guide you toward homeownership using years of mortgage knowledge

and expertise to fi nd the right loan program to fi t your fi nancial needs and goals.

• 0% Down Payment USDA Program • FHA 3.5% Down Payment • FHA 203k Rehabilitation Program • Conventional Minimum 3% Down Payment

Call Trudy 794-0291 or Joe 430-4778 today and join the hundreds of homeowners who call Commonfund Mortgage ‘Their Common Sense Lender for Life”.

Introducing Your Area’s Common Sense Lending Team At Commonfund Mortgage

Pre-qualify online at www.JoeSovare.com

Trudy HurdSenior Loan Offi cerNMLS #623939

(315) 794-0291

Joe SovareSales ManagerNMLS #128782

(315) 430-4778

Commonfund Mortgage Corp717 Erie Boulevard West, Syracuse, NY 13204(315) 422-2325 or (800) 724-7748NMLS # 53923Licensed Mortgage Banker- N.Y.S. Banking Dept.- Equal Housing Lender

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Campion-Weeks

Professional.Knowledgeable.

Experienced.Customer Service Driven.

141 Genesee St., New Hartford, NY 13413

Realtor (315) 794-4467

Executive Club

Vera Sadallah

Lee $224,9009161 Sly Hill RdBeautiful 4 bedroom raised ranch on 1 acre. 2 full baths and 1 partial. 2 stall garage. fi replace and woodstove. Many updates to include main bath fully remodeled plus radiant heat. Formal dining room leads to deck. Large 2 story barn for storage and/or workshop. New entry masonry work. Cement driveway.

Denise WitchleyLic. Real Estate Broker/Owner

335-6971 cell337-0841 office

SALE PENDING 6448 Springbrook Drive. QSN #176710SALE PENDING 6607 Bartlett Rd. QSN #33888SOLD 5204 Rte 233, Westmoreland; 3 bed 2 bath ranch

www.homecomingrealty.net • 734 Erie Blvd. W, Rome, NY 13440For more information on any of these homes, visit www.LifeandHomes.com and type in the QSN#

“The Key to your front door”

QSN#42443

Durhamville $39,9004165 Senn RdAdorable 2 bedroom mobile home with addition. Sunroom. Approx 450 sq. ft. Central air, propane fueled generator - just in case! 2 stall detached garage. Lot is aprox 100x200. Nice area. Downsizing? First home? This could be the one. Come see!

QSN#130313

Rome $49,900535 W. Embargo StreetAdorable starter home! Nice back yard with parking area. Open kitchen. Front porch to living room. Three bedrooms upstairs with a special use room - maybe a bath? Offi ce? Weights? Additional play? Come see!

QSN#214874

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141 Genesee St., New Hartford, NY 13413 • www.campionweeks.comCall Mark 315-794-3452

Whitestown 119,900Just listed adorable and mint 3 br 2 bath w/great yard and garage.

Mark CanterTop Producer

Mark Canter + Weichert Realtors,

Campion Weeks = SOLD

Selling your home?I represent YOU!

New Hartford $429,900Just listed great size & condition 4 br colonial.

Deerfi eld $139,900Just listed great size and condition ranch.

Westmoreland $174,900Just listed large open 3 br log home.

Marcy $109,900Affordable county 3 br ranch with city utilities, Holland Patent schools.

Lewis Co $199,90085’ Waterfront camp

Campion-Weeks

Ava-Lee-West $139,900Large ranch w/great family room on 2 acres w/2 stall garage.

INGROUND POOL

Deerfi eld $209,900Large immaculate ranch w/inground pool.

INGROUND POOL

Whitesboro 289,9004 br 3 bath ranch w/ in-law apt.

NEW PRICE

Campion-Weeks

Marcy • $345,900Immaculate Transitional offers 4 Bedrooms, 3 Full Baths,

Formal Living and Dining Rooms, Family Room with Stone Fireplace,Gleaming Hardwood Floors, Crown Moldings, Large Eat-in Kitchen with Birch Cabinets,Corian Counters & Gorgeous Tiled Floors. Sun Filled 4 Season Room leads to Private Land-

scaped Yard with Heated Pool & Hot Tub. Finished Lower Level boasts Recreation Room with Bar, Exercise Room & Full Bath. 4 Zone Heat 3 Car Heated Garage, Home Warranty. Brand New

Stainless Appliances. Don’t wait too long!

Call Caroline @ 404-7380 for your private showing!

Holland Patent • $269,900This updated Circa 1798 Federal Colonial is an antique lovers

dream! Sitting on 11+- acres with Pond and Barn, this picturesqe property offers room to roam. Interior boasts 3400 square feet of living with 4 Bedrooms and 3 Full Baths, Fireplaced Living room and Formal dining, Offi ce and 1st fl oor laundry, plus the many

recent interior updates makes this a peaceful escape!

Call Caroline @ 404-7380 for your private showing!

Representing both Buyers and Sellers. Experienced.

Mark Canter + Weichert Realtors, Campion Weeks = SOLD

With every listing and sale, I am making a contribution to the

Children’s Miracle Network

Caroline MarinoAssociate Broker

[email protected]

Top Producer

Recognized. Respected. Recommended.

For All Your Real Estate Needs

Representing both Buyers & Sellers.

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Open Market Listing Service™ LifeandHomes.com 164 E Clark ST 4 Bedrooms / 1.0 BathsDominion HomesAmy Abdoo • 315-794-2653



Ilion $63,900

368 Otsego Street 3 Bedrooms / 1.5 BathsUnited Country Real Estate/HBE Group, Inc.Thomas J. Vennard • 315-429-9754



Ilion $134,900

9161 Sly Hill Road 4 Bedrooms / 2.5 BathsHomeComing RealtyDenise Witchley • 315-337-0841

Licensed R.E. Broker • [email protected]


Lee $224,900

188 Loomis St 5 Bedrooms / 2.0 BathsDominion HomesAmy Abdoo • 315-794-2653



Litlle Falls $49,900

6376 Anderegg Drive 3 Bedrooms / 1.0 BathsRE/Max All ProTony Abone • 315-339-2222



Lee $69,500

726 St. Rt. 29 3 Bedrooms / 1.5 BathsBruce Ward & CompanyMarie Scialdone • 315-866-4892

Licensed RE Agent • [email protected]


Middleville $89,900

6278 Middle Road 3 Bedrooms / 1.0 BathsRE/Max All ProTony Abone • 315-339-2222



Munnsville $145,000

19 Leard Road 4 Bedrooms / 2.0 BathsFabozzi RealtyTosca Meloa • 315-725-0598



New Hartford $115,000

Adirondack Log Cabin Handbuilt Custom Log CabinOneida County - FSBOSean Hagarty • 315-601-1403

Owner • [email protected]


Ohio $235,000

3rd Lake 4 Bedrooms / 2.0 BathsBird’s Adirondack Real EstateRichard Bird • 315-369-2136

Lic RE Broker/Owner • [email protected]


Old Forge $845,000

GATEWAYFENCE SYSTEMS

• Vinyl/Wood• Chain Link/ Concrete• Ornamental aluminum• Deck/Porch/ railing Systems• Trash enclosures• Custom Gates

(315) 725-0736GatewayFenceSystems.com • [email protected]

80 Acres

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TERRA REAL ESTATE

BENN REALTYBENN REALTY

5584 Lake Shore DriveKayuta Lake, Remsen, NY

BennRealty.com

H. Edward Benn, Broker“Herb” Benn - Sales PersonDave Feikert - Sales Person

(315) 831-5061

Kayuta Lake $279,000Spacious 3BR cottage on deep, private, wooded lot w/ 300+’ lakefront. Sandy beach

Kayuta Lake $295,000Totally renovated, 3 BR, 2 bath, home, on a private lakefront lot, barn. Great 4 season location, w/ quick access to major snowmobile trails, and ski trails.

Meyers Hill Rd Snowbird Lake $292,500Custom built, 3BR home on 1.5 A, wooded, waterfront lot.

Kayuta Lake $129,000O’ Brien Road - Immaculate, 3 BR year round cottage, with huge new barn/workshop. Furnished and ready to move right in.

Wheelertown Rd. Russia $50,000Private 10+ A preserve. Short walk to 1000’s of acres of NYS woodlands, and the Black River.

Kayuta Lake $225,000Immaculate 5 BR, 2 bath cottage on spacious lot w/ 100’ lakefront, beautiful beach.

Luxurious Lakefront Home Kayuta LakeImmaculate, 4 BR, 2 bath home, on private, 1-1/4 A lot. 298’ Lakefront. Master suite. Home theater. Game Room. $495,000.

Snowbird Lake $147,9001220 sq. ft., 3 BR cottage on a private 2.4 acre lot. Beach and lake access.

Post & Beam Chalet - Kayuta Lake $295,000Charming 3 BR, 1-1/2 bath chalet on a private peninsula. Dock, great views. Sun Rm w/hot tub.

Bear Creek Lodge $150,000Modern 3 BR, 2 bath, yr rd home. Full basementO/S barn. Owner’s suite.

L A N D • H O M E S • F A R M • B U S I N E S S

Waterville $110,000Cute & affordable country ranch on 1.5 Acres! Large fi replaced living room, beauti-ful hardwood fl oors, great country kitchen, full basement, large storage building, scenic country location with state land just up the street for hiking, snowmobiling and more. MLS#1201527

Augusta $380,000Impressive Currier & Ives farmette nestled on 30 picturesque acres! This impeccable home offers 4 beds, 2.5 Baths, living room w/fi replace, country kitchen-great room combo, bonus room above garage & more… The 36 x 84 barn completes the picture with 8 box stalls and heated tack room. MLS#1201556

Sangerfi eld $166,900Just like new from top to bottom! This lovely home has been completely renovated, there is nothing left for you to do but pack your bags… 3-4 Bedrooms, 2 full baths, beautiful kitchen, family room, green house, covered deck, 2 barns for horses or hobbies and it is situated on 10.5 Acres! MLS#1200628

New Hartford $489,900Stunning contemporary! No expense has been spared in this custom built home, exquisite design and impeccable detailing throughout… Impressive 2 story foyer, designer kitchen & atrium, recessed family room w/cathedral ceiling and gas fi replace, fabulous master suite. Come see the best of the best! MLS#1201361

Waterville $155,000This amazing Victorian is now home to 4 beautiful apartments while retaining much of its original charm… Each apartment has 2 bedrooms, living room, dining room, kitchen, bath, storage room, lots of closet space and front & back entrance. Large yard, plenty of parking, quite residential neighborhood. MLS#1200359

EMERYRealty 841.8834

www.LemeryHomeTeam.com

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“Quality Building Lots”Welcome to

Hillside HeightsYour Family Oriented Development

A Few Remaining Building Lots Are Available At Greatly Reduced Prices.

Curbside Utilities, Deed Restrictions, And Better Schools Make

Hillside Heights A Must See For Your New Home

1 Acre Lots • Builders Welcome Located Off McKern Road, Floyd, NY

Interested Please Phone

315-891-3254New Home PricesFrom $229,900

315-891-3254Tom Koehler Real Estate

New Homes Modular Co.“The Best Homesat the Best Prices”

IT’S SIMPLEWe can give you

better specifi cations, more upgraded features,

A HIGHER QUALITY HOME

and we can do it all for less money.

Phone:315-891-3254

Bring Us Your Best Deal- We Will Beat It!-

Land Steal - Snowmobile Friendly5 Acre Building Lots

Herkimer County - all remaining building lots to be sold at greatly reduced prices! From 5 acres to 40 acres. Prices from $16,900, Special on site fi nancing. Call 315-891-3254.

Brand New Modular Ranch Any Location $69,925

New York Upstate, Brand New Modular Ranch - 3 bed-rooms, 2 baths. Delivered and set on your founda-tion. Free appliance package included. Any loca-tion. Interested, call 315-891-3254.

7905 Hall Rd, Cleveland, NY 13042315.427.9415 • (F) 315.675.9269www.oneidalakerealty.net

Serving: Oneida, Madison, Onondaga & Oswego Counties

Kat NerackerBroker/[email protected]

Nikki HenryLicensed Real Estate Salesperson

[email protected]

Cleveland $29,900This doublewide sits on a nice piece of land which is right next to the trails. If you love to snowmobile, take walks in the woods, walk your dog, or just enjoy the trails this is the right place for you. MLS #S264223

Cleveland $139,90062 feet of water frontage on Oneida Lake. This home sits in the village of Cleveland. So convenient,walk to the post offi ce or grocery store. Beautiful views and sunsets! MLS #S269958

West Monroe $12,500Come check out this 3 acre parcel. Great place to build your new home. Rural but not far from Rt. 81. MLS #S236418

Constantia $159,000This Oneida Lakefront house needs a lot of TLC but with a lot of hard work it could be a great place to live! Lots of space in this one with beautiful Sunset views of Oneida Lake! MLS #S265110

Cleveland $11,500This 6.42 acres is a building lot in the Cleveland Village limits so you will be able to have public water & sewer. The Grinder pump is already on the land. This land gives you the privacy of the country. MLS #S247202

Brewerton $239,000Waterfront on Oneida Lake! Plenty of room in this lakefront home. A private attached in-law apartment with separate entrance, a fantastic deck to hang out and enjoy! MLS #S230463

Constantia $11,000PRICE REDUCED!!!! This is a nice 2 acre parcel. Lots of room to build your dream home. Dug well on property being sold as is! MLS #S257525

Town of Sullivan $104,900Lake Access - This property has so much to off er! Excellent curb appeal, very well kept, the house, 2 car garage, horseshore driveway,large yard & shed nicely placed on this land. MLS #S263377

Cleveland $89,900100 acres - Beautiful woods to build your dream home. Enjoy the country, hiking, horse backriding or just enjoy the land. NO singlewides, doublewides or any mobile homes. Modulars OK! MLS #S255298

Cleveland $90,000This 2 Bedroom/1 full bath home has been remodeled & renovated! Entry rm, living rm, dining rm, small kitchen, 1 bedroom & a full bath on 1st fl oor, upstairs could be a master suite! MLS #S270471

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L O N G - T E R M F I N A N C I N G F O R C O M M E R C I A L P R O P E RT I E S

We help companies fi nd fi nancing at or lower rates than what is available in the marketplace. We provide consulting services for commercial properties regarding issues of fi nance, development, acquisition,

construction, renovation and refi nancing.

• Construction Financing

• Permanent Financing

• Hospitals

• Hotels

• Retirement Centers

• Multi-Family Units

• Resorts

• Shopping Centers

• Student Housing

315.865.7418 OR EMAIL [email protected]

COMMERCIAL LENDING CONSULTANTS

ASSISTING WITH:

SPeCIaLIZInG In Estate Sales & Moving Sales

“always Buying” appraisals - house Sales

315-794-1094

Your “Home Town” Buyer with Over 35 Years Experience

• Full Line Antique Shop• Large Inventory of Vintage Jewelry

52 Oriskany Blvd. Whitesboro ( Next to Kinney Drugs)

The Potting Shed antiques

Smith Inspection Services, LLC

Call 315-363-8074

Serving Central NY and the Mohawk Valley

Pre-Listing & Buyer InspectionsSeptic System Inspections & Dye Tests

Water Purity & Quality TestsRadon Testing & Mitigation Services

35 Years Commercial Construction Experience8 Years Home Inspection Experience

Leisure Village HomesManufactured Housing

4225 St Rt 69 Taberg, NY

Many New Models Arriving!New Modular Ranch, 9/12 roof w/ unfi nished upstairs.

Personalized ServiceCustom fl oor plans

Financing Available

Lvihomes.com • 337-0666

17 years experience inspecting homesNYS Licensed/ Certifi ed Inspector

NEHA/NRPP Certifi ed Radon TesterWell fl ow/Septic Dye/Water Purity Testing

Providing our clients with an educated inspection of their new home purchase while looking for any

minor/major defects

NAHI Don Archer NRPPCall 315-792-9029

http://www.advancedhomeis.com

Advanced Home Inspection Service LLC

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FAITH PROPERTIES

Whitesboro $69,5001 Ellmore Dr - An adorable 3 bdrms cape cod,newer furnace, most new windows, hdwd floors, close to shopping and Whitesboro Schools. MLS #1201114

9475 Jaclyn Ave, Sauquoit $339,900A one owner home with a magnifi cent view. Hdwd fl oors thru out with lg cherry eat in kit w/granite countertops & center island, formal lving rm w/ gas fi replace, fmal Dining rm, open foyer, enclosed sun rm w/ skylights, covered porch, wood deck w/ hot tub, fi nished walk out lower level to gorgeously landscape yd. 4 Spacious bdrms, master has walk-in closets and master bath has whirlpool tub. Truly a must see. MLS #120540

Lori D’Onofrio HamlinAssociate Broker

[email protected]: 315-790-0990

Offi ce: 315-735-2222 x 41

2306 Genesee Street, Utica, New York www.centralnewyork.com/Lori

#1 Selling Company in Utica, Rome & Mohawk Valley

Visit my website www.centralnewyork.com/lori

for more information on more listings or myself.

Also remember,

interest rates are

among the lowest in decades!

New Hartford $129,90015 Merritt Place - What a charm. Bright and airy 2 story, LR and Dn Rm, 1st fl Fm Rm, Lg eat in kitchen, 1.5 BA, 2 stall garage, deep lot, most new windows, newer furnace, walk up attic. Priced to sell! MLS #1201353

Herkimer $49,900354 Eureka Rd - An adorable 3bd home with newer furnace, fenced-in back yard, vinyl siding, newer carpet, and great location. Price to sell! MLS #1201307

New Hartford $89,900Prime location! 6.5 Acres in New Hartford zoned medium density residential! One or two family dwelling or pet cemetery. Owner fi nancing is available. MLS #1103175

6377 State Route 233, Rome NY • 315-336-7323

Gracious Community Living • Meticulously Maintained • Rome Water Secure • Financing Available • No Closing Costs • Westmoreland Schools

Open Mon, Tues, Wed, Fri, Sat by appointmentNew Homes on Display from $72,000!

Great Buy Nice 3 bedroom, 2 bath Ranch. Central air, corner lot.

Range, fridge, dishwasher, deck with ramp, 2 storage sheds. $35,000

Charming Immaculate 2 bedroom 2 bath. All

appliances including washer/dryer, oversize 1 car garage, new furnace, new windows $49,900

On Wooded Lot New Listing. Spacious 3 bedroom, 2 bath ranch, central air, all appliances, including washer, dryer, dishwasher, oversize

2 car garage with shop, beautifully landscaped. Only $50,000

New Listing Nice 3 bedroom 2 bath ranch, backs up to woods, central air, all appliances, including washer, dryer, dishwasher,

fi replace, large deck & gazebo. Only $38,000

New ListingPretty 2 bedroom, 2 bath home. All appliances, range, fridge, dishwasher, washer & dryer, deck with awning. Storage shed,

new windows, new furnace. $36,900

Must See Beautiful 3 bedroom, 2 bath ranch on nicely wooded lot,

new fireplace, jacuzzi, 2 window a/c, washer/dryer, shed, and more! $44,900

New Ranch Home Fabulous 3 bedroom 2 bath ranch, wood burning fi re-

place, ultra kitchen, all walk-in closets, more. $72,500

New Listing Nice 3 bedroom, 3 bath Ranch. Central air, new carpeting, windows & kitchen fl oor. Screened back room, nice lot.

$39,000

Huge 4/5 Bedroom! 4 Bedroom, 2.5 bath Ranch. Family room w fi replace, living

room w pellet stove. Dry wall in living areas, deck, new appliances, extra room could be den, bedroom or offi ce.

BIG- BIG-BIG. $85,000

Drastic Price Reduction Very comfortable & affordable. 2 bedroom, 2 bath ranch, backs

up to woods, central air, freezer, much more. Was $32,500 NOW $25,000

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Art VanVechtenBroker/Owner

Jon Purdy

Dan Lazarek

Dick Nikodem

Robert Spencer

Kathy Maine

Rita Gamela

Karen Basile

Janet Kipper

Agnes Knox

Bill Gamett

Mary Taylor

Serving the Mohawk Valley Since 1976

732-31132617 Genesee Street

Utica, NY 13501www.century21.com

Century 21 Agents. Smarter. Bolder. Faster.

North Utica • $79,000Well maintained home in quiet residential area of the city. Features 3 bedrooms, 1full bath, plenty of storage & closets, attached garage, large yard plus newer roof and all replacement windows! MLS: 1201317

Westmoreland • $90,000Well cared for 2 bedroom home updated, hardwood fl oors, fi replace, detached garage, large deck off the rear of the home out to a large private wooded yard. Lots of potential in a nice country setting. MLS: 1201365

Holland Patent • $319,9002150 square foot home 5 years old stained white pine exterior vaulted ceilings Hickory kitchen master bedroom suite 2 fi replaces attached garage full basement 5 acres with views Holland Patent Schools. MLS:1201068

New Hartford • $385,000Gorgeous Colonial boasts 5 bedrooms, 2 ½ baths, top of the line cherry kitchen with stone cultured counters, family room has gas fi replace, master bath with hot tub & 3 car garage 178x400 lot. MLS: 1200399

Oneida • $159,900Conveniently located Townhouse style home features 2 bedrooms, all appliances, new hardwood fl ooring . Built in 2006 features open fl oor plan to rear deck, garage & full basement. HOA is an asset. MLS: 1201666

MLS: 1101604 - 7688 St Hwy 28 Canadarago Lake $395,000 MLS: 1103369 - 777 Mucky Run Rd, Frankfort $349,000MLS: 1102043 - 150 Paris Rd, New Hartford $299,000

MLS: 1103593- 9544 Park Place Holland Patent $144,900MLS: 1102800- 5316 Old Oneida Rd Verona $129,900MLS: 1200775 - 136 Marnie St, Deerfi eld $104,900

MLS: 1201368 - 8188 Buck Hill Road, Westernville $124,900 MLS: 1103773 - 1206 North James, Rome $109,900MLS: 1200204 - 305 Depot Rd, Columbia $109,500

MLS: 1103944- 1207 Champlin Ave, Yorkville $84,900 MLS: 1103796 - 1114 Utica St, Oriskany $79,900MLS: 1102963 - 113 Butler Ave, South Utica $83,500

MLS: 1201384 - 8188 Buck Hill Road, Westernville $340,000MLS: 1200423 - 7796 State Route 12, Barneveld $75,900 MLS: 1103852 - 8 Andes Ave, West Utica $59,900

Liz MillerLic R.E. Broker

315-942-4408 offi ceinfo@Century21Gentry Realty.com

Phyllis ChaseElizabeth ClairClaire O’RourkeJeanine LloydMelinda RockerRyan Ricci

For more information on any of these homes, visitwww.century21gentryrealty.com and type in the MLS#

www.century21gentryrealty.com • 117 Main Street Boonville, NY 13309

Ava $70,0007333 State Rt. 294 - 48 Acres of Rolling meadows and hardwoods, Mill Creek runs along the front of the property, on Boonville Power.

MLS#S224874

Marcy $125,000This unique piece of property in the Holland Patent School district. 2 homes on 1 lot. The first is a large colonial w/ 5 bdrms. 1 bath, nice size living room, din-ing room & kitchen. There is a lot of original woodwork throughout the home. The second home in the back is smaller with 3 bdrms, 1½ bath, living room & kitchen.

MLS#S271258

Taberg $55,90020 wooded acres with 380 ̀fo frontage on the east branch of Fish Creek. Property is mostly level and has a wide driveway bulldozed from road to landing over looking the creek with a view of the neighboring hillside.

MLS#S268269

Taberg $114,900This very well kept home is in a great location with 12.5 beautiful acres and Fish Creek borders the property. Three bedrooms, two full baths with kitchen, dinning, living room and a bonus family room with wood burning fireplace. It has an entry way and attached two stall garage.

MLS#S267377

Westernville $34,900Beautiful building lot, has had corn planted on property for a couple of years so the land is completely cleared waiting for your dream home. It is also suitable for a small barn with horses or farmette. The river runs through the length of the property where the Mohawk river and the Lansing Kill Creek join together.

MLS#S251748

Camden $59,900Very nice 8.95 acre lot on Empeyville pond has building site which once had a trailer on it. then nicely wooded and lots of frontage on Empeyville Pond (Sun Lake) the setting is private yet just feet off the main road. On the snowmobile trail in T.C. Riders system, great property for a year round home or seasonal get away.

MLS#S257649

Now HiringReal Estate Professionals to enhance busy Boonville Offi ce

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Clemens-Beckley Real Estate, Inc.

420 N. Washington Street ~ Rome, N.Y. 13440 ~ 315-334-1046 Barbara Clemens & Kim Beckley – Broker/Owners

Edward Beer ~ Jill Shafer ~ John McMahon ~ Wendy Palinski ~ Sharron Puglio Karen Scuderi ~ Diane Dainotto ~ Gladys Winterton ~ Julie Sestito

Rome $119,500Custom built 3 bedroom, 2 full bath ranch with open floor plan. Beautiful oak kitchen with tons of cupboards, breakfast area with french doors. MLS #1201565

Rome $69,900This 3 bedroom home sits on 4 city lots! Formal dining room, double living room & beautiful natural woodwork. Great front porch & 2 stall garage. MLS #1201633

Rome $129,000Great Business Opportunity!!! Hot Diggity Dog had been run as a long time 18 hole miniature golf with ice cream & grill. MLS #1201124

Rome $219,900This immaculate home has it all! New country kitchen, family room with fireplace, 4 bedrooms, one is a large master suite with sliders to a deck. MLS #1201622

Verona Beach $79,900You can see the lake & enjoy beautiful sunsets from the deck of this 2 bedroom camp. Newly remodeled kitchen, dining area, den & all new windows. MLS #1101043

Ava $379,000Stunning home on oversized lot. 4 bedrooms, 2 1/2 baths. 1st floor master suite w/ soaking tub. Gourmet kitchen w/ stainless steel GE monogram appliances. MLS #1201547

Rome $68,900New Listing: This 4 bedroom 2½ bath home is close to Franklyn Field w/ a fireplaced family room & den, formal dining, newer kitchen applicances. MLS #1201282

Rome $67,500New Listing: This 2/3 bedroom home has an adorable kitchen, formal dining room, family room in basement and office area upstairs! MLS #1201430

Boonville $154,900Enjoy this beautiful 7 year old, 3 bedroom ranch style home in the country with an open floor plan. Exquisite hardwood floors through out. MLS #1201651

Rome $118,900Large farmhouse on picturesque lot w/ fruit trees. Lg rooms offer a flexible floor plan w/ 2nd floor deck. 1st floor laundry & full bath on each floor. MLS #1103481

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Open fl oor plan is what will attract you to this exquisite 3 bedroom, 2 bath condo located in the popular Oxford heights. MLS #1200933

Holland Patent $109,900

3 Bdrm, 2 bth manufactured home on 6 acres w/pond. new kitchen, open dining area & living room with fi replace. MLS #1200114

Old Forge $299,900

Spectacular waterfront property on the channel in Old Forge! 3 Bedroom camp, covered boat house, jet ski, docks, sunporch. MLS #1200780

Marcy $174,900

Super location. 3 Bdrm ranch. Finished bsemnt w/fr & 1/2 bth. Covered porch w/ atrium doors from lr & mstr bdrm, hot tub, freshly painted interior. Fully appl kit. MLS #1102687


Contemporary drama set on a hilltop tailored for stylish living! Great floor plan. Year round sunrm w/fp. radiant heat. Too many amenities to mention. In law apartment easily converted back w/ kitchen, fr, bdrm, & bath.MLS #1201509


ranch on over 1 acre, set back, giving it a private country setting. Two separate garages, applianced kit, nice hardwoods. MLS #1103788

South Utica $56,500

S. Utica 3 bdrm bungalow. Updated kit, newer windows, lg mstr bdrm. attic w/expansion possibilities. MLS #1103244

LandNew Hartford- higby hills estates. From $51,500.

Frankfort - rolling h ills. From $22,000.

Lenox - Close to rt. 13 & Sylvan beach. $39,000.

Prime New Hartford 45+ acres. $319,000.

Marcy - Two parcels apprx 15 acres. $22,000

Marcy - 15+ acre building lot $59,000

East Utica $119,000

Large, open living rm & kit w/ hrdwd fl rs. Vinyl windows, new interior doors. Full attic. Large 2 stall garage. Property taxes include 3 lots each 40x100. MLS #1201006

Marcy $339,500

Captivating 4 bdrm contemporary on private, cul-de- sac. Super, updated kit. 3 Sided frplc. Oversized 3 stall garage. Finished rm in bsmnt. Bonus, in-law apt w/ 1 bdrm, bath, lr & kitchenette. numerous updates MLS #1201002


exceptional townhome with many updates. Granite counters. Stainless appliances. Lower level fr w/fp. Vaulted ceilings. Lg main level deck & lower covered patio. Large bdrms. Truly a delight. MLS #1103828

North Utica $112,000

Great location! raised ranch w/3 bdr, 1 1/2 bath. Finished family room w/corner fi replace. Deep, private yard. MLS #1103234

South East Utica $134,900

Quiet, convenient location, close to shopping & schools. Meticulously maintained. Fenced yard. Great fr w/pellet stove. hhdwds under 1st fl r carpet. Wonderful 4/5 cape. new roof & electrical entrance. MLS #1201066

North Utica $69,900

affordable 3 bdrm, 1 bth ranch. Well maintained. Updated kitchen and bath. Situated on a nice corner lot. Central air, walk up attic, storage shed and one stall garage. MLS #1201313

SCAMPONEREAL ESTATE

797-7100

FOR A COMPLETE INVENTORY OF LISTINGS & UP TO DATE PROPERTY INFO, VISIT...

s c a m p o n e r e a l e s t a t e . c o m

CONDO

NEW PRICE


COnDO - Many improvements in this 2 bdrm, 1½ bath condo! Up-dated baths, new interior doors, laminate fl ooring, carpet & win-dows. all appliances stay. MLS #1200336

NEW PRICE

NEW PRICE

NEW PRICE

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LOT OWNERS - HOMEOWNERS

3 Bedrooms, 2 bathsFull Basement, 2 Car Garage

(stone optional).Not Included- Water Well

Sewer, Finished Landscapingand Interior Painting

$159,900.00 On Your Lot

We Remodel Too!

Hey, call us738-9458

Or Let Us Design Your New “Dream Home.” Whitesboro’s Elegant “HART’S VIEW TERRACE”

Still has 3 Choice Sites Available (1) 5+ Acre Parcel • (2) 1/3 Acre Lots

• Garages • Decks• additions

• kitchens • Baths• Sunrooms

Phone: 738-9458 or 723-0823 Mailing Address: Box 4625 Utica, NY 13504Email: [email protected]

Over 50 Years of Quality Custom Homes, Dependability, & Fair Prices

Products- Infi eld Mix

- Playground Mulch

- Colored & Organic Mulch

- Decorative Stone

- Topsoil

- Mushroom Compost

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Services- Material Supply

- Landscaping

- Land Clearing

- Hardscapes

- Baseball Fields

- Retaining Walls

- Property Management

315-507-2538 • www.mohawkvalleymaterials.com

Mohawk Valley Materials, Inc9546 River Road, Marcy

New Location7166 E. Dominick, Rome

The Area’s Finest Supplier For All Your Landscaping Needs

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Stamped Concrete • ResurfacingConcrete Removal • RemovalPatio Walks • Garage Floors

Chimneys • Brickwork • Stonework

315.829.5070Vernon, NY

Let us make your project a successwww.masonryworker.com

Carpet BrokersFlooring Center

226 Mohawk Street, Herkimer, NY 315-866-4976 • Carpetbrokersfl ooring.com

Save Big on our store wide Spring Clearance Sale! Carpet, No Wax Vinyl Flooring, Laminate, Hardwood, Ceramic Tile. Save Up To 60% Off On Our Carpet and Vinyl Remnants!

We carry over 100 carpet remnants - many $99 or less

We specialize in farms, land and rural businesses/properties- list with active farmers at fair rates who can

provide buyers with farm know-how to help sell it!

607.965.9955 • www.farmandcountryrealty.com

New Berlin $199,900New gorgeous sports bar/resturant/brand new 2 BR home- on a busy road/turn key and an unbelievable price! Don’t miss this great business opportunity! More detail/photos www.farmandcountryrealty.com 607-965-9955

Russell $209,900175.4 acre farm 4 BR home with some unusual features, 30 x 40 pole barn, trout stream, fantastic views, beef/sheep/retirement dream- at an incredible price! See details under northern farms on our site www.farmandcountryrealty.com Bruce 315-287-1651

Garrattsville $164,50010.36 pastoral acres 3 BR ranch in great shape,40 x 40 2 story horse barn, 2 car garage, nice flat meadow, trout stream, Morris schools.

Hermon $149,900102 acre farm at end of dead end road, about $18,000 marketable timber, 2 BR home completely redone, large pond A STEAL AT $149,900! Call our northern agent Bruce at 315-287-1651

Burlington $650,000248 acres on a super secluded road land on both sides of road, about 45% open and about 65% wooded, barn 6 BR home 11 miles Cooperstown. If seclusion and lots of land is what your soul needs this is it! $650,000 with offers considered.

Norwich $199,00068 acre organic farm 42 ties great barn, or great livestock or hobby farm, horse barn, all mineral rights, brook and 4 BR colonial/farmhouse. Owner will consider all respectable off ers!

West Edmeston $189,90032.58 acre farm sits way back, very private , well kept 3-4 BR home, great front porch, barns,REA (low cost electric) taxes about $2300 A DEAL at $189,900.

LandPittsfi eld 16.63 acres of open & wooded, stream, charming quiet rd. $25,900 Starkville: 20 acres with great views, just $26,500!! Burlington Flats: 18 prttey acres with trout stream $34,500 Brookfi eld on country rd 8.5 acres- open & wooded $32,500 Summit lake >37 acres of LAKEFRONT! last lot on rd JUST $28,500 Exeter: 10 surveyed acres driveway/views/beaver pond $34,500 www.farmandcountryrealty.com 607-965-9955

315 . 717.6499

TREEN’S POOLSSales • Service • Repairs • Installation

Quality & Dependable Service For 20 Years

Replacement LinersFilters, Pumps & Heaters

Equipment RepairsOpening and Closing

Fiber Optic & LED LightingPool Accessories

Winter Safety CoversServing All of CNY

Locally GrownFine Garden Plants & Flowers- Annuals- Perennials- Herbs- Tomatoes/Vegetables- Pond Supplies/Fish

Benson’s Farm & Garden8400 Clark Mills Rd, Whitesboro315-520-8395www.bensonsfarmandgarden.comFair Market Priced Grower

Where would you be today?Picture this …

Your home based internet business consistently pulls in 5 fi gures a month.Would your morning routine change?Probably safe to say you could forget

about setting an alarm clock, huh?Take another peek at

www.Dog-Gone-Truth.com/lifeandhomes/DGT.aspxand discover a lifestyle you may be missing.

Here to Serve, David 315.865.5845

110+/- ft of Waterfront4 BR, 3 baths, great room, formal dining room, Master bedroom & laundry on 1st floor, custom cherry kitchen w/island, full dry walk-out basement w/family & game rooms and half bath. $379,900. Dean Shlotzhauer, 697-3400x16.

Recreation PropertyWonderful 130 mile recreation, hiking, fishing, horseback riding, snowmobile riding trail system. 13,000 acres of state forest adjacent to rear property line. Cabin has well water, septic, kitchen, bath and 4 bedrooms on 5 acres. $89,000.

Oneida $69,000Conveniently located 3 bedroom, 1.5 bath Colonial in move-in condition. Walk-up attic, front porch & back deck, full walk-out basement and partially fenced backyard. Margaret Mulford, Associate Broker, 697-3400x20.

Bring your horses!Horse farm has 72x164 riding arena w/extra jumping height. Main barn w/18 box stalls. Completely renovated 3 BR home w/new kitchen, new baths & hardwood floors on 45+/- acres. $359,900. Dean Shlotzhauer, Sales Assoc., 697-3400x16.

Calling All Horse Lovers! Custom built ranch w/beautiful floor to ceiling stone fireplace, 3 BR, 2 baths, open stairway to large loft area. Horse barn, mustang corral, heated garage w/1 BR apartment. $335,000. Mindy Martin-Robb, Sales Associate, 697-3400x21.

New ConstructionSpacious 1500 sq ft plans with 3 bedrooms, 2 baths, open floor plan, cathedral ceiling in living room and attached garage or bring your own plans. 5+ acres in a beautiful country setting. $150,000. Mindy Martin-Robb, 697-3400x21.

Updated 2 FamilyFirst floor has 3 bedrooms and second floor has 2 bed-rooms. New in past 10 years: siding, windows, 2 electric entrances and 2 gas boilers. Large private back yard. Full basement. Great for owner occupied. $64,900.

Spacious HomeHome with 3100+/- sq ft has 4 BR including 1st floor BR, breakfast room, eat-in kitchen, formal dining room, living room, family room, 1st floor laundry, full base-ment and enclosed porch on 3.5 acres. Large detached barn. $249,000.

Oneida $97,0003 BR Colonial in an excellent neighborhood. Many updates including furnace, replacement windows, electric, roof, ceramic tile floors in baths, refinished hardwood floors and much more. Margaret Mulford, Assoc. Broker, 697-3400x20.

LandARTHUR JENKINS AVE, LENOX, 0.23+/- AC, $10,000.BLACKMANS CORNER, VERONA, 5+/- AC, $16,000.BLACKMANS CORNER, VERONA, 31+/- AC, $44,000.CANAL RD, LENOX, 1+\- AC, $39,900.ELM ST, ONEIDA, 10.7+/- AC, commercial, $34,900.I-90 & RT 13, LENOX, 20+/- AC, commercial, $80,000.LAY RD, MADISON. 1.43+/- AC, single wide mobile lot, $12,900.OXBOW RD, FENNER, 1.77+/- AC, $12,500.OSWEGO RD/ROUTE 13, CAMDEN, 76.8+/- AC, $45,000.ROCK RD, VERONA, 3+/- AC, $15,000.RT 5, ONEIDA, 3.7+/- AC, commercial, $78,000.RT 5, LENOX, 2.6+/- AC, commercial, $78,500.SEEBER RD, LINCOLN, 2+/- AC, $25,000.WARNERS RD, LENOX, 26+/- AC, recreational, $39,900.

TERRA REAL ESTATE

Century 21 Terra Real Estate3166 Seneca Turnpike, Canastota, New York 13032

315-697-3400C21TerraRE@gmail.comwww.Century21TerraRealEstate.comTERRA REAL ESTATE

Whitesboro $239,900Now Reduced! Get ready to entertain! With 4 BR,3 BA, and 3000+ sq. ft.,ingrd.pool, almost an acre lot, formal DR, LR, and super 25 x 20 Great Room w/ beautiful bar, this home has it all! MLS# 1101030

Clinton $159,900Curb appeal plus here! Solid built ranch home on almost an acre! Gleaming refi nished hdwd fl oors, cedar closet,newer kitchen, boiler,roof,& water pump,huge lr & fr both w/beautiful stone fi rpl. MLS#1201057

Utica $69,900If your looking for a Cape Cod on a quiet street look no further! Features 4 br, 1 bath, with newer roof, vinyl siding, furnace, some windows, garage door & opener. 1 Stall garge with storage/work area. MLS# 1201756

Westmoreland $149,500Roomy 5 bedroom, 1.5 Bath ranch in Westmoreland with most updates complete including; Furnace, Central Air, most windows, Electric, Kitchen, & refi nished hardwd fl oors. MLS# 1201526

Utica $94,000Quiet & convenient location for this 3BR/1 Bath Ranch in N. Utica with newly Refi nished Hdwoods & lots of updates. Walking distance to shopping, Jeff erson Sch. & close to SUNY IT. MLS# 1103534

West Winfi eld $269,000Privacy, Perennials, & Pizzaz! This Col. house on 5 acres has it all including great views,extensive landscaping,& your own X-mas Tree Farm! Open floor plan, Oak Hdwd. floors & trim, oak doors, plus updated Kit. w/Granite. MLS#1201793

Frankfort $60,000Imagine 20 Acres with views to build your New Dream Home on! Located in the Land & Lakes subdivision near the Cogar land. Is partially wooded with stream at the rear of property. In area of fi ner homes. MLS# 1200939

Westmoreland $99,900If you are looking for a home w/2 stall garage on 1+acre with the landscaping/perennial gardens all finished for you, this is it! Updates include; Kitchen, Baths, Appliances, Furnace, Windows, hdwd. floors, carpet, & vinyl siding. MLS# 1201772

Jim LenahanAssociate Broker & Trained Buyer’s Agent

Email: [email protected] Cell: 315-723-2270Office: 315- 507-2275 Ext. 55112

8380 Seneca Tpk.New Hartford, NY 13413

315- 507-2275

HUNT Real Estate Corp. invites you to celebrate our 100th year in business - Proudly assisting thousands of families with all of their real estate & homeownership needs.

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LifeandHomes.com Open Market Listing Service™

124 Highland Terrace 2 Bedrooms / 1.0 BathsRivet RealtyRivet Realty • 315-369-6573



Old Forge $200,000

119 Evergreen Lane 3 Bedrooms / 2.0 BathsRivet RealtyRivet Realty • 315-369-6573



Old Forge $425,000

112 N Broad ST 3 Bedrooms / 1.5 BathsDominion HomesAmy Abdoo • 315-794-2653



Oneida $65,075

North Point Road 2 Bedrooms / 1.0 BathsBird’s Adirondack Real EstateRichard Bird • 315-369-2136



Raquette Lake $375,000

6559 Elmer Hill Road 3 Bedrooms / 2.5 BathsClemens-Beckley Real EstateGladys Winterton • 315-334-1046



Rome $139,000

1100 W Thomas Street 3 Bedrooms / 1.0 BathsRE/Max All ProTony Abone • 315-339-2222



Rome $82,000

314 Shedd Road 3 Bedrooms / 2.0 BathsUnited Country Real Estate/HBE Group, Inc.John Carlin • 315-429-9754

Lic. R.E. Broker • [email protected]


Salisbury $170,000

503 16th Ave 10,000 Down No Payments 1 Year

Steve Ruscitto • 315-761-7277 Investor • [email protected]


Sylvan Beach $69,000

133-135 Barton Ave. - 2 Family 6 Bedrooms / 2.0 BathsFabozzi RealtyTosca Meloa • 315-725-0598



Utica $77,500

Barbara Dunn Realty

215 N. James Street Rome315-337-1677 • [email protected]

www.SuperiorPlusEnergy.com

For More Information on ourProducts & Services, Please Call

800-432-8669

Superior Plus Energy Services

12993 State Rt 28 - White Lake Home 3 Bedrooms / 2.0 BathsRivet RealtyBeth F. Roberts • 315-796-1934

Lic R.E Assoc. Broker • [email protected]


Woodgate $379,000

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3 bedroom, 1 bath home in village. Modern kitchen and bath. Hardwood fl oors. New furnace. Wrap around porch. Huge back

yard. Walk to schools. $129,900

31 Sanger Ave, New Hartford

Coming Soon…

Most of our homes sell before they are completed, so call today!

B R A N J E N R E A L T YH O L D I N G S , L L C

Renovated Homes at Reasonable Prices

8469 Seneca TurnpikeNew Hartford

797-7777

www.BRANJEN.com

North Utica2 or 3 bedrooms, hardwoods, Full Basement

North RomeSecluded home on 5-6 acres.

New HartfordLocated just outside Village line

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9 College Street Clinton, NY 853-7251 HUD Broker

Visit Us atwww.PondrasHomes.com

Serving Oneida, Madison & Herkimer County Areas

SEE OPEN HOUSES AT: www.UTICAROMEREALTOR.com OR www.CNYREALTOR.com

PondraBowen-Kitchen

Broker/Owner

149 Pleasant St.-Spacious 2 story Utica home on the Parkway priced to sell! Flexible fl oor plan off ering 4 Bedrooms, 2 Baths, appliances and 2nd fl oor laundry. MLS#1201548

Utica $59,000

Roberts Rd -10 acres, Clinton Schools, Breathtaking views! MLS# 1002427

Clinton $52,000

Clark Mills Rd. - Prepared lot ready for new construction. Town of Whitestown and Westmoreland Schools. Owner has survey and perk test. There is public water and gas available at the road. Lot was cleared and filled, ready to go. MLS# 1200956

Whitestown $22,900

Red Hill Rd. - New Hartford Schools, Clinton mailing address. 1.3 Acres, surveyed lot with view. Area of newer homes, convenient location. MLS# 1201153

Kirkland $35,000

3095 South St. - Circa 1835 Country Colonial! Charming 3-4 Bedroom, 2 Bath home with beautiful 120x40 hobby barn & 6.7 acres of pasture& views. This home has many wonderful updates including roof, septic, boiler, windows, and more. A must see! MLS# 1201750

Clinton $242,500

32 Chenango Ave -Fabulous commercial build-ing located across from the school in the Village of Clinton. All updated interior and mechanicals. 1,500 sq ft, full basement with walk in, laundry hook ups and offi ce. Zones 422 Restaurants. MLS #1000529

Clinton $240,000

10586 Steuben St - Charming village home off ering 4 BR, 1.5 bath, 1st fl laundry, fi replaced DR and new spacious kitchen w/ granite counters, oak cabinets and more. Full basement and attic. MLS #1102550

Remsen $89,900

9102 Wilson Cove Rd - 3 BR, 2 bath redone doublewide on a 360x100 lot. There are lake rights on Oneida Lake and a boat launch with this property. MLS #1002280

Canastota $74,900

5571 Rt 5- Opportunity awaits! This Rt 5 location is hot, you have Utica Rome Speedway next door, Vernon Downs 1 mile up and the Turning Stone close by. This building lends itself to a variety of business ventures. Currently bar/restaurant. Great space. Many updates. Owner will consider owner finance with 50% down. MLS #1101200

Vernon $155,000

Kays Circle/Florence Ct.- 60 Acres. Only 13 lots left in Whitetail Meadows-A 60 Acre site with 30 building lots. Great views, easily accessible off of Route 8 located on Oneida St. Town of New Hartford, Sauquoit Schools. Title lots range from 30,000 to 52,000. MLS # 1201319

New Hartford

3863 New St- 3 BR, 2 bath 2 story home. Flexible fl oor plan, fi rst fl off ers full bath and room ideal for BR or formal DR. Awesome 3 season room in rear. Full attic & basement w/ workshop and FR. Property is an estate being sold as is. Great opportunity. MLS #1200688

Clinton $115,000

3898 Hogan Rd - 11.50 Acres Ready to build! Great location area of newer homes. All improve-ments done Survey, Perk, Drilled well. 780’ driveway in with 3 culverts installed. Owner has electric variance all done. MLS# 1201555

Vernon

3853 Fountain St - 3 bedroom, 1 bath ranch just outside the village off ering a new full bath, carpet and paint. 2 car detached garage. MLS #1102852

Clinton $119,900

1366 Stone Rd- A great starter for the Handy! With a little hug this is a nice 3-4 BR, 1 Bath Bungalow, off ering formal DR, 1ST Fl. Laundry, hardwood fl oors. 2ND FL has all new electric, insulation & sheetrock. MLS # 1201433

Cassville $59,000

194/196 Utica St.- Unique property! 70+ Acres and 2 very nice Ranch Homes & small barn. 194 1-owner 3BR, 1.5Bath Ranch well maintained & private setting, 196 2BR, 1Bath Ranch hardwood Fls, full basement & attic. Leased currently. Land surrounds Homewood Drive in Clinton. MLS #1201451

Clinton $620,000

9520 Maynard Dr - Marcy ranch in great location off ering 3 BR, 1 bath, fi replaced LR. Basement is fi nished with 3 BR, bath, kitchen, LR and fi replace with walkout to private back yard. MLS #1200206

Marcy $179,900

Skyline Drive - 1+ acres, 15,000, Ready for your new home! This parcel has a drilled well, culvert insert driveway,satisfactory perk test. Just pick your style home & start the process. VVS schools & town of Westmoreland, Vernon mailing address. Close to Rte5 for easy access. MLS# 1201243

Westmoreland

136 Ransom Ave - Charming 2-3 BR, 1.5 Bath cape on 54x155 Lot. This home off ers fi re placed LR, Formal DR, Eat in Kitchen, full basement w/ a sum-mer kitchen. Highly desired location. VVS Schools. MLS #1201340

Sherrill $119,900

1106 Conkling Ave - 3BR, 1Bath home in area of well maintained homes. Vinyl sided, this single family home can also be a good investment as rental property. MLS #1200811

Utica $29,900

9330 Pleasant View - Wow Factor! Updated 3BR, 1Bath Ranch freshly painted interiors, gleaming Hd Wood fl oors, Brand new gas furnace, updated, Kitchen & Bath. All on a Double Lot. Sauquoit Schools A must see! MLS #1201412

Sauquoit $109,900

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Don’t Try to Predict the Future

Act NOW!

Rates are still the lowest in 50 years! Don’t let your bank put your future on hold.

Get fast, same day service with Syracuse Securities.

www.ssimortgage.comCorporate Office

1010 James St. Syracuse NY13203315-424-0218 or 800-448-3200

NMLS ID #134875

Roger GuerrieriCell: 315-338-3055

[email protected] ID #53832

The Area’s #1 Independent Mortgage Banker

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#1 Selling Company in Utica, Rome, and the Mohawk Valley

2306 Genesee Street, Utica, New York 735-2222Visit www.CentralNewYork.com for the best local searches!FAITH PROPERTIES

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Sandra Walser Audrey Johnson Barb Roberts Ben Tringo Bitsy Maye-Rattler Bozena Sroczyk Cindy Major Cliff Ganey Deborah Hapanowicz Ted Derby Diane Lockwood Henri Abiyaghi Ismail Yildirim Jay Groah Michelle Thompson Veronica Coe Kathy White Adeline Van Dyke

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Adeline Gri� ths

Ellen Campion

Azza Giorgi

Carla Dochterman Chris Shephard

Linda Cavalier

Luis Montero

Mark Canter

Michael Grassi

Paul Durrigan

Ruth Fanelli

Sam Vedete Vera Sadallah

Alice Donnelly

Anthony Desarro Brett Lojewski

Anne Cesare

Caroline Marino

Kim Johnson

Linda Kuzniar

Marilyn Valvo

Pat LoGuidice

Rosemary Nicotera

Sabrina Arcuri

Susan Alberico

Tom Mazzotta

Jerry Orsaeo

Campion-Weeks

735-8515141 Genesee St., New Hartford

www.campionweeks.comVoted Top Residential Real Estate Company

New Hartford $429,900Exceptional 3300 s/f 4 bedroom, 2.5 bath colonial. FR, DR, offi ce, fi nished basement. 3 car garage. MLS#1201423www.Campionweeks.com 735-8515

New Hartford $207,900Classic 4 bedroom, 2.5 bath colonial. FR, DR, numerous updates. Gazebo, 2 car attached garage.MLS#1201467www.Campionweeks.com 735-8515

New Hartford $339,900Fabulous 4 BD 3.5 bath colonial in South Woods. Solarium breakfast room, FR, DR, fi nished basement.MLS#1100735www.Campionweeks.com 735-8515

East Utica $115,900Updated, vinyl sided 2 family. 2 bedrooms down, 3 bedrooms up. 2 car garage. Separate utilities.

MLS#1103970www.Campionweeks.com 735-8515

South Utica $124,900Spacious 5 bedroom, 2 bath home on a lot 660 ft deep. DR, 2 car garage. Needs some TLC.


Whitesboro $94,900Immaculate 4 bedroom, 1.5 bath home. Completely updated. Newer roof, siding windows.MLS#1201371www.Campionweeks.com 735-8515

Oriskany $139,900Well maintained 3 bedroom, 1.5 bath home. DR, FR, updated roof & windows. 2 car attached garage.MLS#1201465www.Campionweeks.com 735-8515

Holland Patent $269,900Federal style 4 bedroom, 3 bath colonial. 3,400 s/f, 11 acres. 2 car attached garage. Many updates.MLS#1200975www.Campionweeks.com 735-8515

Deerfi eld $200,000Rustic charm, year round 3 BD, 1.5 bath home on 5 acres. 500 ft on West Canada Creek. Great room, FR, 30 x 40 pole barn. Unique!MLS#1201318www.Campionweeks.com 735-8515

New Hartford $267,500Classically elegant 4 BD, 2.5 bath colonial. FR, DR, gorgeous kitchen. Double garage.


Camden $113,000Classic Victorian, 3-4 bedrooms, 1.5 baths. DR, double parlor. Barn/garage.


Whitesboro $91,500Attractive 3 bedroom ranh w/ FR, deck, attached garage. Deep yard. Many updates.


Marcy $109,900Excellent value in this 3 bedroom ranch. Expanded kitchen, hardwoods, deck. View. Holland Patent schools.MLS#1201227www.Campionweeks.com 735-8515

Whitesboro $134,900Like new ranch with DR or 3rd bedroom. Updated furnace, roof, windows, etc. Attached garage.MLS#1200902www.Campionweeks.com 735-8515

Western $139,900Fabulous size & condition. 5 bedrooms, 2 baths, FR, 2 acres. Double garage. New inground pool.MLS#1200389www.Campionweeks.com 735-8515

Clinton $299,900Exceptional 4 BD, 3 bath colonial on 39 acres. 3 car garage. FR, dining area. 8 years young. Vernon Center mailing address.MLS#1200025www.Campionweeks.com 735-8515

Leonardsville $85,000Spacious 2 story on 7.6 acres. 4 bedrooms, newer roof & furnace. Double garage. Mt. Markham schools.MLS#1101813www.Campionweeks.com 735-8515

North Utica $99,900Super 4 bedroom, 2 bath raised ranch. Freshly painted, FR, deck. Pool.


Rome $59,900Great 4 unit building, well maintained. Separate utilities, large lot, 2 car garage. Store front.


South Utica $140,000Charming, updated brick colonial. 3 bed-rooms, 2.5 baths, FR, DR, inground pool. Newer roof & furnace. 2 car garage.MLS#1200053www.Campionweeks.com 735-8515

Deerfi eld $155,900Beautiful 3 bedroom, 2.5 bath raised ranch. FR, DR, 2 car garage. Private yard. Many updates.


Marcy $345,900Gorgeous 4 BD, 3.5 bath colonial, FR, DR, sunroom, pool, 3 car garage. Home warranty.


Deerfi eld $115,000Attractive cape w/ 2 bedrooms plus expansion attic. Dining area, attached garage. Remodeled kitchen & bath.MLS#1201482www.Campionweeks.com 735-8515

East Utica $160,000Well maintained 3 bedroom, 1.5 bath ranch. Attached garage. Large yard. Stone/vinyl exterior. MLS#1201439www.Campionweeks.com 735-8515

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Open Market Listing Service™ LifeandHomes.com

514 Cedarbrook Crescent 3 Bedrooms / 1.5 BathsAssist2Sell Seller’s and Buyer’s 1st Choice!Stephen Bartlett • 315-794-4549



Utica $139,900

1806 Storrs Avenue 3 Bedrooms / 1.5 BathsFabozzi RealtyTosca Meloa • 315-725-0598



Utica $115,000

1117 US Highway 20 4 Bedrooms / 2.0 BathsCentury 21 Rob Diedrich AssociatesValerie Duncan • 315-868-6924

Lic. Associate Broker • [email protected]


West Winfield $134,900

12 Curtis Road 2 Bedrooms / 1.0 BathsNew Nest RealtyAmy La Clair • 315-790-4153



Vernon $86,000

7728 Gifford Hill Road 3 Bedrooms / 1.0 BathsRE/Max All ProTony Abone • 315-339-2222



Westernville $98,500

Stumble Inn - Rt 28 Bar/Restaurant/Log HomeBird’s Adirondack Real EstateRichard Bird • 315-369-2136



White Lake $395,000

Kasoag Lake - Commercial 80 Acre Lakefront LotBird’s Adirondack Real EstateRichard Bird • 315-369-2136



Williamstown $249,000

Scotch Pines Dr - Building Lots 5 Acre Wooded LotRivet RealtyBeth F. Roberts • 315-796-1934



Woodgate $59,900

12993 State Rt 28 - White Lake Home 3 Bedrooms / 2.0 BathsRivet RealtyBeth F. Roberts • 315-796-1934



Woodgate $379,000

KD Homes featuring

Bill Lake Homes A different kind of home built with pride & integrity by professionals.

KD Homes is now offering Doublewides and Singlewides.

Come see our two new models at our sales lot on

Rt. 12 in Waterville. Special pricing: $54,900; 28X48,

3 br, 2 bath ranch. Models open daily.

KD Homes Rt 12 Waterville, NY 13480

Mon - Sat 10am-6pm 841-8700 email [email protected] • web kdhomesny.com

Selling FSBO?This year, more than ever, is not the time to go it alone. Buyers have many homes to choose from. A realtor provides maximum exposure, screens prospects, has contacts with attorneys, home inspectors, surveyors, lenders, contractors. We guide you through the maze of contracts, disclosures, marketing, setbacks and myriad of details. More than ever, you need a friend on your side; someone who knows the market, the risks, the ropes. Now an approved HUD broker. You need Neu.Dot Realty.

Dorothy NeumannNeuDot Realty

Phone: 315-527-3542 Email: [email protected]

1409 Neilson - 2 Family 6 Bedrooms / 2.0 BathsNeuDot RealtyDorothy Neumann • 315-527-3542



Utica $29,900

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219 N. Prospect St. Herkimer NY 13350315-866-2002 • [email protected] • Bruce Ward, Lic. R.E. Broker

173 West St., Ilion • $59,000Multi-Units (3). Looking for a money maker in great location? Take a look at this one! All 1 bedroom apartments, low taxes, enough parking too! Reasonably priced to sell. QSN# 202570

269 W. Monroe St., Little Falls • $57,500Great starter/retirement home - 3 bedroom bungalow w/ living room, formal dining room, applianced eat-in kitchen

& full bath - all on one fl oor convenience. Hardwood fl oors, enclosed front porch, insulated detached garage.

QSN# 198187

130 S. Main St., Dolgeville • $49,500Conveniently located to amenities this 4 bedroom, 1½ bath w/ some tLC would make a great family home. Kitchen, DR,

LR w/ fireplace, den, walk-up attic, 1 stall garage. Reduced to $49,500. QSN#107935

1322 Travis Rd., Stark • $199,900 Twn. Stark - Country living at its fi nest. Ranch on 80+

acres would make a great hobby farm. Off ers 2 bedrooms, applianced kitchen, three season room and screened back porch. 2 stall detached garage & 24 x 42 barn with steel

siding. QSN# 74888

118 Dairy Hill Road, Salisbury • $250,000 Just a Beauty! 18.3 acres of pristine beauty along Spruce

Creek. 3 bedrooms, 2 baths. Home features an applianced kitchen, double FP, pond, plenty of space, gazebo and a

small barn. QSN# 186920

45 E. James St., Richfield Springs • $69,500 Nice family home that off ers 3 bedrooms, applianced kitchen, large living room with fi replace, bath down,

oversized detached garage, covered deck overlooks large yard. QSN#124441

120 Willis Ave., Herkimer • $115,000 Two taxes! Village water with country atmosphere is this

3 BR ranch w/ remarkable updated, oversized LR, den, study/offi ce, excellent exterior - 7 year old roof close to

village. QSN#201590

977 St. Rt 51, Ilion• $139,900 Property has 2 houses w/ 8.6 acres - main has 3 BRs w/

1½ baths, LR, eat-in kitchen, family room, DR offi ce, enclosed porch plus 3 stall garage/workshop. 2nd home

has 5 BRs, 1 bath, LR, eat-in kitchen, older barn w/ 30 stnchions, & much more! QSN#165610

12 Manheim Street, Little Falls • $50,000 Multi-dwelling - two family. Kitchen, 2 LRs, 2 BRs

each apartment, bath down has laundry, refi nished hardwoods throughout, vinyl replacement windows,

separate utilities, also off -street parking. QSN#210588

313 Lansing St., Herkimer • $88,000 Herkimer classic at only $88,000 - 3 BRs, 1 bath, LR w/ gas fi replace, kitchen, DR, new deck, walk-in closet, new front porch, fi nished attic, new electric entrance, large heated

garage on lot 34 x 120. Absolute move-in condition. Make your appointment today! QSN#209126

#1 Selling Company in the Mohawk Valley

FAITH PROPERTIES 2306 Genesee Street, Utica, New York 315-735-2222

Visit www.CentralNewYork.com for the best local searches!

Waterville $139,9008586 Canning Factory Road. Wonderfully kept 4 bedroom Farmhouse on 14 acres of land offers great gleaming plank finished floors, large living room w/ coal stove fireplace, dining room & kitchen. MLS#1201459

Waterville $154,9001581 St. Rte. 12. Approximately 2000 s/f of living space. 4-5BD 2BA tons of updates. Cape w/ large rooms, hdwd floors, fireplaced living room, new roof, tile, new kitchen, & central air, back deck, 3.23 acres. MLS#1100996

Oriskany $129,900405 Utica St. Beautifully maintained 3BD 2BA home with newer kitchen Corian countertops, stainless appliances, large living room with vaulted ceilings and gas fireplace, large bedrooms. MLS#1201672

Frankfort $39,900202 Joseph St. Many extras w/ this 2BD 2BA Double Wide features deck, outbuilding sheds, porch, central air, ceiling is R-Value 33 thickness of 10”, flooring & exterior R-Value 19 thickness of 6”. Nice large lot. MLS#1200579

Utica $79,9002803 Leibel Place. Well Kept 3BD 2BA home in a sought after neighborhood. Large fireplaced living room, dining room, den, 1 detached garage, and nice size yard. MLS#1200405

New Hartford $189,90048 Benton Circle. Wonderful 3BD 1.5BA Ranch with beautiful new kitchen and bath. Features open space, living room, family room, finished basement, patio, fenced yard, and 2 car attached garage. MLS#1200484

West Winfield $104,900570 E Main St. Cute & cozy 3BD Ranch with newer kitchen, large living room, updated carpet, roof, boiler, and Pella windows. Move in and enjoy this adorable home. MLS#1103781

Sauquoit $179,9009414 Willow Brook Lane. Great 3BD 2BA Raised Ranch with finished basement, hardwoods, large lot, new beautiful kitchen with oak cabinets, and screened porch. 1 Car attached garage and carport. MLS#1201621

Deborah Hapanowicz(315) 735-2222 ext. 43(315) 723-7210

[email protected]

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Campion-Weeks

Creating Lifetime Relationships

Through Commitment & Service Excellence

141 Genesee St., New Hartford, NY [email protected]

Realtor (315) 534-2709

Azza Giorgi

WHITESBORO • $99,900Looking for a MOVE-IN ranch style home on quiet street? Totally new INTERIOR-kitchen w/appl., bath, sheetrock, flooring, and EXTERIOR-roof, siding, driveway. Rea-sonable taxes and utilities. MLS# 1200210

CLINTON SCHOOLS • $34,500Drastic price reduction on this “next to new” 2 Bedrm, 2010 model single wide with extras, including 50 ft porch, bay window, skylight, leaded glass. Don’t wait—it’s a deal! MLS# 1103452

UTICA • $109,900Mint condition! Updates include: Roof, furnace, windows, doors, siding, landscaping and bath. MLS#1200966

SAUQUOIT • $112,500OVERSIZED 3/4 BR (1500 sft) CAPE offering large rear addition of Mtr. BR, Fam Rm and full bath and located in quiet sub-division with deep lot, newer roof, furnace and elec. Hdwds, garage and MORE.

FRANKFORT • $114,900CLASSIC center hall colonial featuring

huge master bedrm, 2 add’l bedrms, large fireplaced living room, formal dining room & kitchen w/ breakfst nook. Featuring above-ground pool, spacious, private lot and 2 car

garage. Don’t wait! MLS #1201061

WHITESBORO • $217,000Incredibly SPACIOUS, 4 bedroom, 2.5 bath, Split offers Fam Rm, PLUS office, den, replacement windows, and lg. Baths. Big lot with deck and pool complete the appeal in this great neighborhood.MLS#1200716

Jean Hunt23 Oxford Road

New Hartford NY 13413

MAKE AN OFFER

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Utica area’s full service, premier

rental agency and licensed real

estate company that specializes

in renting and leasing apartments.

315-733-7501Member Since 03/12

ApartmentsTHE APARTMENT CONNECTION

Free or reduced cost energy audits - up to 90%

of homeowners will receive a free energy audit.

Comprehensive home assessment.

315-733-2220Member Since 04/11

EnergyKALEX ENERGY COMPANY

Serving Central nY. Ier offers homeowners

and home-sellers an inexpensive service

that eliminates problem odors at the source:

from pets, mildew, smoking and more. risk free

product trials.

315-982-1372 Member Since 06/11

EnvironmentalINDOOR ENVIRONMENTAL RESTORATION, LLC

Specializing in estate & moving sales. Full line

antiques shop. Large inventory of vintage jewelry.

315-794-1094 Member Since 12/11

Estate SalesTHE POTTING SHED ANTIQUES

GaTeWaY offers fencing solutions

for residential, commercial &

agricultural applications. We

InSTaLL year round.

(315)725-0736 Member Since 03/12

FencesGATEWAY FENCE

high quality dust free fl oor refi nishing.

Generations of high tech methods, knowledge

and hard working values provides a stress free

experience.

315-735-5299Member Since 05/10

FlooringTRU-LINE LANE & FLOOR

If you bring any competitor’s written estimate

and we can’t beat it, you will walk out with a

$50 Gas giftcard!

315-866-4976Member Since 03/12

CARPET BROKERS

heating Oil, kerosene, Diesel, Gasoline &

heating equip. Propane in Oneida County.

www.SuperiorPlusenergy.com

800-432-8669Member Since 09/07

HeatingSUPERIOR PLUS ENERGY SERVICES

Country Suburban will do “Whatever it

takes” to ensure that you are thrilled with

your new system and energy effi ciency.

315-735-5300Member Since 09/07

COUNTRY SUBURBAN HEATING & AIR CONDITIONING

For more than 70 years, people all across

america have relied on Ferrellgas for their

home, business, and agricultural propane needs.

800-437-4856Member Since 12/11

FERRELLGAS

Professional & curteous service -certifi ed &

insured. Inspections for buyers & sellers include:

structural, mechanical, plumbing, radon, & water.

315-768-6823315-723-2258Member Since 11/07

Home InspectionHOME PRO HOME INSPECTIONS

Serving CnY and the Mohawk Valley. Pre-listing

& Buyer inspections, Septic Systems, Inspections

& Dye Tests, Water Purity. The Only Local nYS DOh

eLaP Certified Continuous Monitor radon Testing

Lab in Oneida County.

315-363-8074Member Since 07/08

SMITH INSPECTION SERVICES, LLC

Performing quality inspections at a reasonable

price, I pride myself in providing a comprehen-

sive, independent evaluation of your home!

315-420-2832Member Since 01/09

SHIRE INSPECTION SERVICES, INC

experts in commercial as well as

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installation and service.

www.bigapplemusic.com

315-732-4162Member Since 4/12

Home SecurityBIG APPLE MUSIC

Good design is not expensive. no

matter what the budget constraints

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as looks beautiful, at any price point.

315-868-6611315-429-3911 Member Since 12/11

Interior DesignUNIQUELY YOURS

Snow plowing • shoveling walks/roofs • salt/

sanding • 24 hour availablility • snow removal &

hauling. “Green or White” Call the Wrights!

315-334-2087315-337-8997 Member Since 12/11

Lawn CareWRIGHT’S LAWN CARE

We have our own Crew with over 25 Years

experience Building Log homes Throughout new

York State Including the adirondack Mountains.

315-824-1571Member Since 05/10

Log HomesCEDAR HOMES OF DISTINCTION

Stamped Concrete • resurfacing

Concrete removal • removal • Patio

Walks • Garage Floors • Chimneys

Brickwork • Stonework

315-829-5070Member Since 05/12

MasonryTHE MASONRY WORKER

Whether you’re buying a home or

fixing it up, come see us first for any

of your homeownership needs!

www.uhns.org

315-724-4197Member Since 05/12

MortgagesUHNS NEIGHBORWORKS HOMEOWNERSHIP CENTER

Servicing all your interior/exterior

painting needs. Fully Insured/Lead

Certifi ed. Free estimates.

mohawkvalleypainting.com

315-404-9323Member Since11/11

PaintingMOHAWK VALLEY PAINTING

Debris removal, winterizations,

rekeying/lock replacement, lawncare,

boarding and securing, janitorial

services, and repair and remodeling.

315-865-5845Member Since 04/12

Property PreservationLIFEANDHOMES™ REHAB

Why pay top dollar for a new roof

when all you may need is a simple repair?

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866-277-4090Member Since 11/11

Roofi ngLAKESIDE ROOFING - HOME OF KANGAROOF

We offer Free estimates and are fully insured

for both commercial & residential properties. It’s

time to get rid of that unsightly stump.

315-363-5217Member Since 11/11

Stump RemovalBIG EARL’S STUMP REMOVAL

Sales • Service • repairs • Installation

Quality & Dependable Service for

20 Years.

315-717-6499Member Since 04/09

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ask the expertQuestions? LIVe ChaT with a Local Business expert!Go to www.Lifeandhomes.com, select your category and click on Live Chat.

live ChaT

David P. LisiOwner

andrew DenoOwner

Janice ForteCeO

Tom TavernOwner

Pete BolosOwner

Linda FakeOwner

kevin MalachowskiOwner

Deborah Grossi Owner

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LifeandHomes™

Rentals &Open Houses

apartments to rent, rent-to-Own homes, Lease options, Seller financing, Commercial Leased properties and Lots for rent.

Conveniently located on VIP bus lines

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• Controlled access• Intercoms • Beautiful landscaping • Laundries in each building • Garages • Special pet policies • Picnic area

Landscaped pool area complete with lounge chairs, tables, umbrellas.

New & Used Homes

Call Scott Kelley • 292.8784

• Lot Size 50’ x 100’• Municipal Water

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to

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315-761-7277www.SteveHomeSeller.com

Attention Landlords & Property Owners!

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ATTENTION TENANTS:Let us � nd the perfect place for you!

The Apartment Connection Utica Area’s Premier Rental Agency NY State Licensed Real Estate Company 315-733-7501 2033 Genesee St., Utica, NY Angela Pohleven Deborah Grossi

Who Signs Your Paycheck?

Would you like that person to be you?Certainly eliminates the need to “suck-up” to

your boss for a raise/bonus, right?!Take another peek at

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1 BR studio, 1 week, (anytime), $2500Las Vegas or other 5 Star resorts, 1-2 BR = 20,000 pts., $10,000

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Call me right away and let’s meet.Here is my number -- 315.865.5845Look forward to meeting you!David

www.Dog-Gone-Truth.com/lifeandhomes/DGT.aspx

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Congratulations to these

Top Selling Agents!2306 Genesee StreetUtica, New York 735-2222www.CentralNewYork.com FAITH PROPERTIESJ.C. Pantola Henri Abiyaghi

Coldwell Banker Faith Properties

April 2012 Stars

Frankfort $82,500Move right in & enjoy this Frankfort village home. 1st fl oor includes large eat-in kitchen, living room, dining room, ½ bath & newer addition w/ bedroom and full bath. QSN# 213096

Little Falls $169,900Exceptional Country Ranch between Herkimer and Little Falls. Home features 3 Bedrooms, 1.5 Baths, open concept living room, family room, dining area and kitchen. QSN#207107

Little Falls $33,000Aff ordable Little Falls home featuring 3 bedrooms, 1.5 baths, nice kitchen, fi rst fl oor laundry, living room and formal dining room. Make an appoint-ment today. QSN#205891

Forestport $170,000Privacy is a plus! Charming and cozy 3 bedroom 1 bath ranch style home with kitchen, living room and dining room. Also includes detached 2 car garage , pole barn. All on 16 private acres. QSN#201138

Ilion $65,000Exceptional Ilion Village home with unique Architec-tural styling, including Gables and Turret on the front porch. Home features 3 bedrooms, walk-in closets, remodeled bath. QSN#154998

Ilion $89,500Classic Ilion village home featuring 3 bedrooms, a full bath, formal dining room, living room w/ window bay and foyer. Home has nice hardwood fl oors. QSN#212441

Ilion $87,500Come take a look at this lovely 3 bedroom 1.5 bath Ilion home. Very well maintained home, recent updates include replacement windows, vinyl siding and asphalt shingle roof QSN#211759

West Winfi eld $134,900Rolling green, gardens & shade trees are part of the setting of this 19th century Greek revival farmhouse. This 8 acre paradise is secluded from the road by towering trees. QSN#205892

Newport $109,900This charming home has been totally renovated and includes custom kitchen with plenty of cabinets and ample counter space. The room features a cathedral ceiling with skylights. QSN#198190

Dolgeville $89,500Totally renovated village home with new furnace, water heater, plumbing, wiring, windows, doors, roof and siding. Interior new kitchen cabinets and appliances and remodeled baths. QSN#182661

Century 21 Rob Diedrich Associates55 E. Main Street, Mohawk, NY 13407(315) 866-7702www.RobDiedrichAssoc.com

Valerie Duncan, Associate Broker315-868-6924 (cell) • [email protected]

Geri Simonette-Hendrix, Associate Broker315-894-8057 • [email protected]

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4957 Commercial Drive Yorkville NY768.1680 Ext. 205 525-1974 Cell

Laura Minard

For more information on these and other homes in the area go to www.LauraMinard.com or email [email protected]

New ConstructionColonial SquareTwin Homes starting at 229,900Single family starting at 249,000

Buckland Estates from $289,900

Colonial Square 3 bedroom 2 bath carriage home. Time to pick your colors. $249,900

Your dream home is almost ready. 4 bedroom 2.5 bath with fi nished bonus room. Still time to pick colors.

Featured Homes

Updated 3 bedroom 2.5 bath home, wrap around porch, balcony off Master Suite. 40 x 70 8 stall barn with hay loft holds 2000 bales of hay. Has run-in’s across back 4

paddocks. Multiple large Pastures with free standing run-in’s. Property fenced & cross fenced. Complete comfort for you and your horses with this Turn-key Horse Ranch. See details at www.3909fostercornersrd.com

4 bedroom 3 Full baths. This home has very private yard with view in the heart of Rome Full In-law suite too! I You have to see it!! Sneak a peek at www.1210JervisAve.com

Walk to Oneida lake enjoy Lake access from this Rebuild from the foundation up home. Just move in & your ready to enjoy this 4Bedroom 2 Bath Home can be your year round castle or your summer retreat.

4/5 Bedroom 3 Bath. Multi Level Home, Large family Room with fi replace & wet bar. This spacious home has something for everyone & Move In condition. See all the details at

Come see all the recent changes this Rome Home has to offer. Charm fi lls this 4 Bedroom, 1.5 updated Baths with over sized Kitchen, Master, Living room w/fi replace & Bow windows. Enjoy the summer porch. 3 Car garage with loft.

NEW LISTING

NEW LISTING

www.7993CedarwoodDr.com

www.9103ArthurJenkinsAve.com

KAY Real Estate, Inc.126 MAIN STREET, ONEIDA, NY 13421

www.kayrealestate.com 363-9191

AMAZING PRIVATE RANCH3 stall garage, 3 ½ baths, 4 bedrooms, custom kitchen with new appliances and quality counters, central air, hardwood fl oors, privacy, nestled on 2 lots of 1.1783 & 1.193 acres. Unbelievable full dry basement! $325,000 Janet Mautner

PRIVATE PARADISEHilltop Chalet offers warmth, charm and tons of natural light. Open & airy floor plan nestled on 5.12 acres. Living room open to dining & fully applianced kitchen. 2 bed-rooms plus loft style 3rd bedroom or office. Rec room, 2 ½ baths, 2 car garage. $215,000 Janet Mautner

LAKEFRONT HOME2,500 +/- square foot 4 bedroom 2 bath home with living room with gas fireplace, family or game room remodeled kitchen with Kraftmaid cabinets and appli-ances. City water and sewer. $324,900 Julie Stickels

ENCHANTINGand updated, this 3,200 square foot Craftsman steals the show! 4 or 5 bedrooms, 2 ½ baths, gorgeous mix of hardwood flooring throughout, 2 fireplace, gorgeous staircase with leaded window. All on 1.57 acres with city water. $187,500 Julie Stickels

BRING YOUR OFFERS3 bedroom home has so much to offer! 1 ½ baths, wide plank floors, 1st floor laundry, oak kitchen with appliances, new furnace and water heater, newer roof, siding and windows. 1 ½ car attached garage. $79,900 Julie Stickels

EXCEPTIONAL WATER FRONT!Nestled on 5.15 acres and boasting 500’ of water frontage. Main house off ers charm, hardwood fl oors, fi replace, applianced kitchen, elegant formal dining, family room with gas stove, 4 bedrooms, central air, 2 stall garage. $419,900 Janet Mautner

NICELY UPDATED3 bedroom home offers custom cherry eat-in kitchen, living room with stone fireplace, 1st floor laundry, clean and dry basement, 1 ½ car heated garage. A gorgeous yard and 2 tier deck complete the whole perfect pack-age. $119,900 Julie Stickels

THANK HEAVENS YOU WAITEDModular Ranch built in 2008 nestled on 2.38 acres! Beautiful living room with vaulted and beam ceiling, dining room, kitchen with island and panty, 1st fl oor laundry room, 3 bedrooms, 2 baths and oversize 2 car garage. $126,500 Janet Mautner

HEAD TO THE HILLS3.04 acres. Mother-in-law unit. First fl oor has huge living room open to dining, Woodmode custom kitchen, full bath & bedroom. Lower level has living room, kitchen, 2 bedrooms & bath. Many updates, oversize 2 ½ car garage. $119,900 Janet Mautner

FARMHOUSEstyle home has plenty of room for the growing family. Three bedrooms, 1 full bath, living and family rooms plus an eat-in kitchen & formal dining room w/ pellet stove. 2 car detached garage & above ground pool. All on 1.637 acres with city water! $99,900 Julie Stickels

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Life and Homes Central New York

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