Lic jeevan surabhi 106

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  • Life Insurance Corporation of India presents. Jeevan Surabhi Money Back Plans with cash back at faster rate fulfils growing needs by increasing risk cover

  • LICs Jeevan Surabhi

    Intro Features Benefits Illustrations Y 2005Y 2009Y 2013Y 2017Y 202030% of SumAssured30% of SumAssured40% of SumAssuredVestedBonusesPremium Payment CeasesPolicy CommencesIllustration of 15 year plan

  • LICs Jeevan Surabhi

    Y 2005Y 2020Y 2025Y 2030Premium Payment CeasesPolicy CommencesMaturity DateMaturity DateMaturity DateY 2017Y 2020Premium Payment CeasesPremium Payment CeasesY 2023Y 2005Y 2005Table 106Table 107Table 108Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Y 2005Y 2010Y 2015Y 2020Policy CommencesIllustration of 15 year plan

    Risk cover = Basic Sum AssuredRisk cover = 1.5 timesBasic Sum AssuredRisk cover = 2 timesBasic Sum AssuredPremium Payment Ceases Y2017Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Who can avail of this policy ?

    Those aged between 14 years (completed) and 55 years subject to maximum maturity age : 70 years Who are the modes of premium payment ?

    Premium can be paid in yearly, half-yearly, quarterly or monthly (SSS) instalments. Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Survival Benefit payable chart for

    Plan 106 Policy Term : 15 years - Premium Term : 12 yearsPlan 107 Policy Term : 20 years - Premium Term : 15 yearsPlan 108 Policy Term : 25 years - Premium Term : 18 yearsIntro Features Benefits Illustrations

    PlanTermin yearsPrem. Payable for ..yearsSB Amt paid after 4 yearsSB Amt paid after 8 yearsSB Amt paid after 12 yearsSB Amt paid after 15 yearsSB Amt paid after 18 yearsSB Amt paid after 20 yearsSB Amt paid after 25 years106151230% ofS.A.30% ofS.A.40% ofS.A.VestedBonus---------107201525% of S.A.25% of S.A. 25% of S.A.25% of S.A. ---VestedBonus.---108251820% of S.A.20% of S.A. 20% of S.A.20% of S.A. 20% of S.A. ---VestedBonus.

  • LICs Jeevan Surabhi

    Additional Death Cover : is available depending upon duration of policyCondition:

    Policy shouldbe in full forceIntro Features Benefits Illustrations

    Term15 years20 years25 yearsDurationAdditional Death Cover per thousand sum assuredFirst 5 years------------6th 10th year50050050011th -15th year 10001000100016th 20th year----1500150021st 25th year--------2000

  • LICs Jeevan Surabhi

    Maturity Benefit The policy matures on survival

    to the end of the policy term. All bonuses declared up to maturity

    date will be paid in a lump sum. Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Death Cover If death occurs any time during the term of the policy, provided policy is

    in full force, the basic sum assured with vested bonuses will be payable. Survival benefits already paid will not be deducted from the claim amount.

    Additional amounts, as described earlier, will also be paid depending on

    the duration of the policy. Intro Features Benefits Illustrations

  • LICs Jeevan Surabhi

    Bonus

    Accident Cover The policy is a with profit policy and participates in profits till the end of

    term. Bonus is calculated on basic sum assured and is payable on maturity or death, if earlier.

    Accident cover, equal to basic sum assured is available under the plan, at

    by payment of a small additional premium, subject to a existing overall limits during the premium paying period. Intro Features Benefits Illustrations

  • Age at entry : 35 years Policy Term : 15 Years Premium Paying Term : 12 Years Mode of premium payment : YearlySum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 10963 /-

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal premiums paid till end of yearBenefit on death during the yearGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 2110963100000240048001024001048002219261000004800960010480010960033288910000072001440010720011440044385210000096001920010960011920055481510000012000240001120001240006657781500001440028800164400178800776741150000168003360016680018360088770415000019200384001692001884009986671500002160043200171600193200101096301500002400048000174000198000121315562000002880057600228800257600151315562000003600072000236000272000

  • Age at entry : 35 years Policy Term : 15 Years Premium Paying Term : 12 Years Mode of premium payment : YearlySum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 10963 /-

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal premiums paid till the end of yearBenefit on survival / maturityGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 21109630000022192600000332889000004438523000000300003000055481500000665778000007767410000088770430000003000030000998667000001010963000000121315564000000400004000015131556036000720003600072000

  • Age at entry : 35 years Policy Term : 20 Years Premium Paying Term : 15 Years Mode of premium payment : Yearly Sum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 9581

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal Premiums paid till end of yearBenefit on death during the yearGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 21958110000021004600102100104600219162100000420092001042001092003287431000006300138001063001138004383241000008400184001084001184005479051000001050023000110500123000657486150000126002760016260017760076706715000014700322001647001822008766481500001680036800166800186800986229150000189004140016890019140010958101500002100046000171000196000121149722000002520055200225200255200151437152000003150069000231500269000201437152500004200092000292000342000

  • Age at entry : 35 years Policy Term : 20 Years Premium Paying Term : 15 Years Mode of premium payment : Yearly Sum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 9581

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal premiums paid till end of yearBenefit on Survival / MaturityGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 219581000002191620000032874300000438324250000025000250005479050000065748600000767067000008766482500000250002500098622900000109581000000121149722500000250002500015143715250000025000250002014371505600012200056000122000

  • Age at entry : 35 years Policy Term : 25 Years Premium Paying Term : 18 Years Mode of Premium payment : Yearly Sum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 8776 /-

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal premiums paid till end of yearBenefit on death during the yearGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 2187761000002800650010280010650021755210000056001300010560011300032632810000084001950010840011950043510410000011200260001112001260005438801000001400032500114000132500652656150000168003900016680018900076143215000019600455001696001955008702081500002240052000172400202000978984150000252005850017520020850010877601500002800065000178000215000121053122000003360078000233600278000151316402000004200097500242000297500181579682500005040011700030040036700020157968250000560001300003060003800002515796830000070000162500370000462500

  • Age at entry : 35 years Policy Term : 25 Years Premium Paying Term : 18 Years Mode of Premium payment : Yearly Sum Assured : Rs. 1,00,000 /- Annual Premium : Rs. 8776 /-

    LICs Jeevan Surabhi Intro Features Benefits Illustrations

    YearTotal premiums paid till end of yearBenefit on survival / maturityGuaranteedVariableTotalScenario 1Scenario 2Scenario 1Scenario 21877600000217552000003263280000043510420000002000020000543880000006526560000076143200000870208200000020000200009789840000010877600000012105312200000020000200001513164020000002000020000181579682000000200002000020157968000002515796809300022050093000220500

  • LICs Jeevan Surabhi Intro Features Benefits Illustrations This illustration is applicable to a non-smoker male/female

    standard (from medical, life style and occupation point of view) life.ii)The non-guaranteed benefits (1) and (2) in above illustration are calculated so that they are consistent with the Projected Investment Rate of Return assumption of 6% p.a.(Scenario 1) and 10% p.a. (Scenario 2) respectively. In other words, in preparing this benefit illustration, it is assumed that the Projected Investment Rate of Return that LICI will be able to earn throughout the term of the policy will be 6% p.a. or 10% p.a., as the case may be. The Projected Investment Rate of Return is not guaranteed.iii) The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.iv) Future bonus will depend on future profits and as such is not guaranteed. However, once bonus is declared in any year and added to the policy, the bonus so added is guaranteed.v) The maturity benefit is amount shown at the end of policy term.

  • Your life insurance portfolio

    incomplete without Jeevan Surabhi Th