LIC Jeevan Anand Policy Call your LIC agent Anandaraman R Mob: +919843146519

7/30/2019 LIC Jeevan Anand Policy Call your LIC agent Anandaraman R Mob: +919843146519

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WWW.INSURE2ENSURE.IN


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JEEVAN ANAND (Table No. 149)

Minimum S.A- Rs.100000

Policy Term- 5 to 100Yrs

Age limit- 18 to 60 Yrs

Maturity Benefits:

S.A + Bonus+ Finaladditional Bonus payableto policy holder

Death benefits:

S.A + Bonus up to thatdate payable to nominee

Double benefits: Once atmaturity payable toPolicy holder and onemore time after death of

policy holder to his/hernominee.

* Life long Risk covereven premium payingterm over (100 Yrs)



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JEEVAN ANANDA Blend of happiness and security.

Attractions:- Combines benefits of Endowment and whole Life Policy. Financial protection against death throughout your lifetime with the

provision for payment of lump sum at the end of the term in case of survival. Jeevan Anand is the only plan of its kind. Accident benefit is available during the Premium paying Term and thereafter

upto age 70. Exclusive limit for Free Accident Cover upto Rs. 5lakhs. Enjoy your savings in your lifetime and also provide financial security for

family. Even after the Premium Paying Term is over, risk cover continues till the

death of the Policyholder.The best in the class



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JEEVAN ANANDFeatures:-

Who can avail of this plan?

Males and females who have their own independent income aged between

18 years(completed) and 65 years(nearest birthday).

For how many years is the premium payable?

You can choose premium payment terms between 5 and 57 years.

For what sums is insurance available under this plan?The minimum amount is Rs. 1 lakh. The maximum amount has no limit, but

depends upon the income of the applicant.

At what frequency can premiums be paid?

Yearly, half-yearly, quarterly and SSS.WWW.INSURE2ENSURE.IN


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JEEVAN ANANDSample Premium ChartAnnual Premium Rs.

Age Term Sum Assured Rs.

1 lakh 2 lakhs 5lakhs 10lakhs

20 10 11,543 23,086 56,965 1,12,930

25 10 11,766 23,080 58,080 1,15,161

30 20 5,660 11,320 27,550 54,274

35 20 5,873 11,747 28,617 56,408

40 30 3,880 7,760 18,650 36,550



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JEEVAN ANANDWhen are the benefits payable?

Survival Benefits:What happens if the policyholder sruvives till the date of maturity and the

policy is in force?

Full Sum Assured + Vested Bonuses + Final Additional Bonus, if any, is

payable. Risk cover continues after maturity, without the need to pay

a premium.

Risk Cover:What happens in the vent of death during the premium payment period?

Full Sum Assured + Vested Bonuses + Final Additional Bonus, if any, is payable.

What happens in the event of death after the premium paying period?

Full Sum Assured is payable.WWW.INSURE2ENSURE.IN


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JEEVAN ANANDIllustration 1:

Age at entry : 35 years.

Premium paying Term : 25 years.

Mode of Premium Payment : Yearly

Sum Assured : Rs. 1,00,000/-.

Annual Premium : Rs.4,535/-

EndOf

Year

TotalPremiu

mPaid

Benefit payable on earlier death / SurvivalUp to end of the policy tern

Guaranteed

Variable Total

Scenario1

Scenario 2 Scenario 1 Scenario 2

25 1,13,375 1,00,000 41,500 1,41,000 1,41,500 2,41,000

26Onwards

1,13,375 1,00,000 0 0 1,00,000 1,00,000



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JEEVAN ANANDIllustration 1:

Age at entry : 35 years.

Premium paying Term : 25 years.Mode of Premium Payment : Yearly

Sum Assured : Rs. 1,00,000/-.

Annual Premium : Rs.4,535/-



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JEEVAN ANAND

EndOf

Year

TotalPremium

Paid


GuaranteedVariable Total

Scenario 1 Scenario 2 Scenario 1 Scenario 2

1 4,535 1,00,000 1,500 5,100 1,01,500 1,05,100

2 9,070 1,00,000 3,000 10,200 1,03,000 1,10,200

3 13,605 1,00,000 4,500 15,300 1,04,500 1,15,300

4 18,140 1,00,000 6,000 20,400 1,06,000 1,20,400

5 22,675 1,00,000 7,500 25,500 1,07,500 1,25,500

6 27,210 1,00,000 9,000 30,600 1,09,000 1,30,600



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JEEVAN ANAND

EndOf

Year

TotalPremiu

mPaid


Guaranteed

Variable Total

Scenario1

Scenario2

Scenario 1 Scenario2

7 31,745 1,00,000 10,500 35,700 1,10,500 1,35,700

8 36,280 1,00,000 12,000 40,800 1,12,000 1,40,800

9 40,815 1,00,000 13,500 45,900 1,13,500 1,45,900

10 45,350 1,00,000 15,000 51,000 1,15,000 1,51,000

15 68,025 1,00,000 22,500 76,500 1,22,500 1,76,500

20 90,700 1,00,000 33,000 1,13,000 1,33,000 2,13,000

25 1,13,375 1,00,000 41,500 1,41,000 1,41,500 2,41,000



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JEEVAN ANANDAssumptions and Disclaimers:

The illustrations are applicable to a non-smoker male/female standard life

(from a medical, lifestyle and occupational point of view)

The non-guranteed benefits in the illustrations are calculated so that theyare

consistent with the Projected Investment Rate of Return assumption of

6%p.a (Scenario 2) or 10%p.a (Scenario 2) respectively. In other words, in

Preparing these benefit illustrations, it is assumed that the projectedInvestment Rate of Return that LIC will be able to earn through the term of

the policy will be 6%p.a or 10%p.a., as the case may be. The Projected

Investment Rate of Return is not guaranteed.



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LIC Jeevan Anand Policy Call your LIC agent Anandaraman R Mob: +919843146519

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