Legal Rights for Senior Citizens: Government Concessions, Pension and Schemes in Maharashtra

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‘Legal Rights for Senior Citizens’ : Government Concessions, Pension and Schemes for Senior Citizens

Transcript of Legal Rights for Senior Citizens: Government Concessions, Pension and Schemes in Maharashtra

  • By Sailesh Mishra Sil I i F d tiSilver Inning Foundation J l 20th 2014July 20th 2014 Silver Inning Foundation
  • India is a vast country both in terms of area as well as population. With 29 State & 7 Union Territories ,It has a total area of 3 288 000 square kilometers Its Totaltotal area of 3,288,000 square kilometers. Its Total population as on 2011 1.21 billion , Male 623.7 million (51.54%) , Female 586.5 million (48.46%) . Sex ratio : 940 females per 1,000 males. Currently. India's 50% population is below the age of 25. India is gradually undergoing a demographic changeIndia is gradually undergoing a demographic change. With decline in fertility and mortality rates accompanied by an improvement in child survival and increased life t i ifi t f t f d hi hexpectancy, a significant feature of demographic change is the progressive increase in the number of elderly persons Elderly are the most ignored and neglected segment
  • Aged as per 2014 are 104 million( 10 crore) 10% Aged Male : 7.1% of total populationg p p Aged Female : 7.8% of total population According to UN by 2050, 336 million nearly 20% of Indias population will comprise of people over the age ofIndia s population will comprise of people over the age of 60 years General population in Rural 72.2% People in Urban 27.8% 2001 A di UN b l i i I dias on 2001 .According to UN urban population in India will increase from 30 % in 2010 to more than 50 % by 2045. 35% Elderly in BPL ( Below Poverty Line) ,around 60% in Rural India , 90% no social security Soon India will cross 10% ? - An Ageing Nation .India hasSoon India will cross 10% ? An Ageing Nation .India has 2nd largest number of Elderly Silver Inning Foundation
  • According to UNICEF Life expectancy in India : In 1951 42 yrs In 1970 49 yrs In 1990 58 yrs In 2005 64 yrsIn 2005 64 yrs In 2008 68.6 yrs There is 60% increase in 60 yrs of lifespan 53% Female & 47% Male Aged and out of total aged 50% are widow Drastic change in 3 segment :Young Old (60 70 yrs ) Old OldDrastic change in 3 segment :Young Old (60- 70 yrs ), Old Old ( 71 80yrs ) Very Old ( 81+ yrs) Silver Inning Foundation
  • 53% Female , 47% Male : Aged in India WHO's representative to India Dr Nata Menabde : She said, "Women's longer life-spans compared to men, combined with the fact that men tend to marry womenco b ed t t e act t at e te d to a y o e younger than themselves, mean that the number of widows will increase rapidly." Sh dd d "B i l d i t d i t d iShe added, "Being a male-dominated society and given the fact that women in India rely on their husbands for the provision of economic resources and social status, a large percentage of older women are at risk of dependency, isolation, and/or dire poverty and neglect."
  • Silver Inning Foundation
  • Silver Inning Foundation
  • Silver Inning Foundation
  • Poverty among the Elderly: estimated that about 6 % of the poor persons% of the poor persons Illiteracy: In 1981, among the elderly males, only 34.79 % were literate Among the female elderly,g y, only 7.89 per cent were literate Employment: there seems to be a marked downward trend due to adoption of newdownward trend -due to adoption of new technology or methods of production difficult for the elderly or work conditions have become harder and unsuitable for them. Silver Inning Foundation
  • Dependency: Majority of the elderly in both rural (50.78 %) and urban (57.35%) areas are totally dependent on others for economic support.depe de t o ot e s o eco o c suppo t Living Arrangements: About 7.31 % of the elderly in rural areas as against 5.54 % of the elderly in the urban areas are living alone. Health Problems and Physical Disabilities: 45 % of theHealth Problems and Physical Disabilities: 45 % of the rural elderly are chronically ill - 45.01 % men and 45.85 % women. In the urban areas, 44.82 % of the elderly (45.49 % women and 44.34 % men) are h i ll illchronically ill. Cough and problem of joints are the most common health problems. As far as physical disabilities are concerned, in the rural areas, 5.4 % of all the elderlyconcerned, in the rural areas, 5.4 % of all the elderly (6.8 % females and 4.4 % males) are physically disabled while in the urban areas, 5.5 % of all the elderly (6.7 % females and 4.7 % males) are physically disabled. Silver Inning Foundation
  • Elder Abuse: According to a rough estimate, nearly 40 % of older people living with their families are reportedly facing abuse of one kind or another, but l 1 i 6 t ll t li ht M t ldonly 1 in 6 cases actually comes to light . Most elders are ill-treated by their own children, who have emerged as the largest group of perpetrators at 47.3 %. Neglect is the most common form of abuse at 48.7 % followed by emotional/psychological, financial exploitation, physical abuse and abandonment respectivelyrespectively. There is growing number of insecurity, injustice and abuse in Elderly in India Dementia and Alzheimer's: According to NationalDementia and Alzheimer s: According to National Dementia Report 2010 approx 2.6% to 3% people over 60 yrs of age suffer from some form of Dementia and out of this 50% suffer from Alzheimer's. In 2010 there are around 3 7 million people with Dementiaare around 3.7 million people with Dementia Silver Inning Foundation
  • Helpage India Dignity FoundationDignity Foundation Harmony Silver Inning Foundation The Family Welfare Agency ARDSI Shree Manav Seva Sangh FESCOM AISCCONAISCCON Nightingale Medical Trust ILC I Anugraha IndiaAnugraha India Agewell Foundation INPEA, AGI , GSI (Geriatric Society of India) Senior Citizens Associations /Pensioners & Retired persons i ti Silver Inning Foundation association
  • D C CDay Care Center Dementia Day Care Dementia Home Old Age homes & Retirement Township H l liHelp lines Counseling Services Memory Clinics Ambulance service M bil Cli iMobile Clinics Hospitals Home Care Services Discounts , concession and Subsidy Pension Tax Benefit BPL Benefit for Medicare INTEGRATED PROGRAMME FOR OLDER PERSONS 2008: Old Age homes, Training, Help lines etcHelp lines etc U3A NPOP , Senior Citizens Maint.Act , NPHCE Silver Innings Matrimonial & Companionship A1 Snehanjali Silver Innings Assisted Living Elder care home Nalasopara Silver Inning Foundation A1 Snehanjali , Silver Innings Assisted Living Elder care home , Nalasopara
  • There is no specific law till recently: Section 125 of the Cr PC AThere is no specific law till recently: Section 125 of the Cr PC - A magistrate can order the child to maintain his old parents. Hindu Adoptions and Maintenance Act: Requires Hindu sons and daughters to maintain their elderly parents when parents are unable toand daughters to maintain their elderly parents when parents are unable to maintain themselves Domestic Violence Act : Provides parents with right to seek relief in case of violence Maintenance of Welfare of Parents and Senior Citizens Bill: Dec 2007- Its revolutionary law - Tribunal headed by the SDM will decide the case. No Advocate,90 days time line,3rd Party can file suit Not yet Implemented all over India Rules framed insuit. Not yet Implemented all over India. Rules framed in Maharashtra in July 2010 and now Tribunals formed as inform by state govt. Maintenance of Welfare of Parents and Senior Citizens Act 2007 (MWPSCA) : Not yet implemented . Maintenance Max Rs 10,000/- p.m. Penality Rs.5000/- - 3 months jail . Silver Inning Foundation
  • National Programme for the Health Care of the Elderly (NPHCE)( ) February 2011 BY Health & Family Welfare Ministry The elderly population will increase to 12% of the total population byThe elderly population will increase to 12% of the total population by 2025, 10% of which would be bedridden, requiring utmost care. NPHCE to address various health-related problems of elderly people. This policy aims to provide long-term, affordable and accessiblep y p g , healthcare to seniors. Designed to be preventive, curative and rehabilitative for the elderly," would be rolled out in 100 districts of 21 states. Under the programme, district hospitals are being aided to start a 10- bedded geriatric ward. Eight regional 30-bedded geriatric centres are being set up including at Grants Medical College & JJ Hospital, Mumbai, Maharashtra. Silver Inning Foundation
  • Senior Citizens Income tax benefits now start at 60 as against 65 Very Senior Citizens 80+ enjoying Income free of Tax )no tax) upto 5y j y g p Lakhs. IGOAP Age reduced to 60+ Giving Rs 500 pm (earlier 200/0) as IGOAP to 80+ poor seniors.g p ( / ) p Increasing Senior Citizens Income Tax exemption limit to 2.5 Lakhs (earlier 2.4 lakh) Railway concession for women to start at 58 years 50%.Railway concession for women to start at 58 years 50%. Increasing Rail concession to male senior citizens to 40% National Programme for Health Care of Elderly (NPHCE) to improve health services for the elderly Major activities proposed to be takenhealth services for the elderly. Major activit