TOPIC

• STATE BANK OF INDIA

• CANARA BANK

1. LIST SERVICES PROVIDED

2. DIFFERENT CARDS AVAILABLE

3. WHO CAN USE THE CARD & HOW TO USE IT

STATE BANK OF INDIA1. FOUND OUT IN THE YEAR JULY 1 1995

2. IT IS OWNED BY GOVERNMENT OF INDIA

3. LARGEST BANKING & FINANCIAL SERVICES IN INDIA

4. CHAIRMAN – PRATIP CHAUDHURI

5. HEADQUARTERS – MUMBAI,INDIA

6. PROFIT - 3.202 BILLION

7. 13577 OUTLET OUT OF WHICH 157 ARE OVERSEAS OUTLETS

8. TOTAL EMPLOYEES – 2,92,215

9. PRODUCTS – CREDIT CARDS, CONSUMER BANKING, CORPORATE BANKING, FINANCE & INSURANCE

SERVICES PROVIDEDACCOUNTING & DEPOSITS

CURRENT ACCCOUNT

SAVINGS ACCOUNT

SALARY ACCOUNT

FIXED DEPOSIT ACCOUNT

DEMAT ACCOUNT

RURAL ACCOUNT

RURAL LOAN

BUSINESS LOAN

EDUCATION LOAN

HOUSING LOAN

VEHICLE LOAN

PERSONALLOAN

LOANS

CARDS

CREDIT CARD DEBIT CARD PREPAID CARD

INSURANCE

LIFEINSURANCE

HEALTHINSURANCE

MOTORINSURANCE

HOMEINSURANCE

CANARA BANK

1. IT WAS FIRST FOUND OUT BY SHRI AMMEMBAL SUBBA ROA PAI IN 1906 AS CANARA BANK HINDU PERMANENT FUND, CANARA BANK LIMITED (1910), CANARA BANK (1969)

2. CHAIRMAN – SUNDERRAJAN RAMAN

3. HEADQUARTERS - BANGALORE, INDIA

4. NET INCOME – 40.34 BILLION

5. EMPLOYEES – 44,450

6. PRODUCTS – CREDIT CARDS, INVESTMENT BANKING, CONSUMER BANKING, COMMERCIAL BANKING, RETAIL BANKING, PENSION

SERVICES PROVIDED

ACCOUNTING & DEPOSITS

CURRENT ACCCOUNT

SAVINGS ACCOUNT

RECURRING DEPOSITACCOUNT

FIXED ACCOUNT

KAMADHENU ACCOUNT

CANARA PREMIUM CURRENTACCOUNT

PERSONAL BANKING

PERSONAL LOAN

CANARA MORTGAGE LOAN

HOUSING LOAN

EDUCATION LOAN

CANARA PENSION LOAN

VEHICLE LOAN

CANARA BUDGET (BUSINESS)

OTHER SERVICES PROVIDED ARE -

1. INTERNET BANKING

2. TELE- BANKING

3. ACCEPTING DEPOSIT

4. CENTRALISED BANKING SOLUTION

5. ISSUE OF DEBIT & CREDIT CARD

6. ONLINE BILL PAYMENT

7. SAVINGS PLUS SCHAME

8. AGRICULTURAL SCHAME

9. LIFE INSURANCE POLICIES

CREDIT CARD

• A CREDIT CARD IS PAYMENT CARD ISSUED TO USERS AS A SYSTEM OF PAYMENT.

• IT ALLOWS THE CARDHOLDER TO PAY FOR GOODS & SERVICES BASED ON THE HOLDER’S PROMISE TO PAY FOR THEM.

• THE ISSUER OF THE CARD CREATES A REVOLVING ACCOUNT & GRANTS A LINE OF CREDIT TO THE CONSUMER FROM WHICH THE USER CAN BORROW MONEY FOR PAYMENT TO A MERCHANT OR AS A CASH ADVANCE TO THE USER.

DIFFERENT CREDIT CARDS AVAILABLE•CANCARD

•CANARA VISA CLASSIC/MASTERCARD STANDARD GLOBAL CARD

•CANARA GLOBAL GOLD CARD

•CANARA CORPORATE CARD

SBI SIGNATURE CARD SBI PLATINUM CARD SBI ADVANTAGE SIGNATURE CARD SBI ADVANTAGE PLATINUM CARD

NO ANNUAL FEE & ENROLMENT FEE TIL 31.08.2013

IT IS ACCEPTED THROUGHOUT THE WORLD

CASH WITHDRAWAL UP TO 50% OF YOUR CARD LIMIT

FREE CREDIT PERIOD FROM 20-50 DAYS

FREE CARD REPLACEMANT IN CASE OF LOSS OF CARD

BONUS LOYALITY POINTS

A DEBIT CARD IS A PLASTIC CARD THAT PROVIDES THE CARDHOLDER ELECTRONIC ACCESS TO HIS BANK ACCOUNT

FACILITES AVAILABLE CAN DRAW MONEY FROM ANY ATM

CAN DRAW MONEY FROM 100-15000 PER DAY

CAN ALSO GENERATE STATEMENT SHOWING PAST TRANSACTIONS

IT IS VERIFIED BY MASTERO & IT CAN BE USED FOR ONLINE & OFFLINE PURCHASES