LankaBangla Finance Limited: A Study on Leasing (NBFI) Sector

8/17/2019 LankaBangla Finance Limited: A Study on Leasing (NBFI) Sector

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Insurance company, It’s Development &Financial performance analysis: A study on

“Green Delta insurance company Limited

Welcome to Our Presentation

Name Student ID

Md Shahriar-Al-Arman 440

M.A. Naim 444

Md. Saddam HossainKhan

463


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Obecti!es

"o #denti$% the &ractical condition o$ 'reen (elta#nsurance )om&an% *imited as +ell the insurancesector o$ ,anladesh

"o Kno+ about the Products and ser!ices oered b%#nsurance )om&anies li/e '(#)

"o demonstrate the nancial &er$ormance anal%sis o$the com&an% b% usin dierent measures.

Suestions 1eardin chane or more !alue creation


3/16


4/16

GDI *roducts and Services

vs +ur su!!estions

*roducts and Service

:ire insurance Marine insurance Motor insurance> 'reen delta health insurance Personal accident insurance ,urlar% insurance All ris/ insurance

“Niedita" ompre$ensiveinsurance policy for #omen

+ur Su!!estions 'rou& Household #nsurance )ellular Phone )ontinenc%

#nsurance Weather #nde< ,ased #nsurance


5/16

?ear to %ear ro+th anal%sis

@02 @024 @023 @02@ @022

0.00

@.00

4.00

6.00

5.00

20.00

[email protected]

[email protected] 2@.@@

23.27

[email protected]

5.6@

Net Premium Aamount in millionsB

@02 @024 @023 @02@ @022

0

0

200

20

@00

@0

300

30

400

302.4

[email protected]

@02.6

2@@.43

Net claims

"he abo!e ure in the table sho+s that thenet claim is in reducin state $rom @023 but in@023 the amount sinicantl% rises than @022

C @02@. "he main reason behind it is thenumber o$ accident rise in @023.

"he net &remium income has increased $rom&re!ious %ear but the hihest number sho+s

in @023. "he o!erall cost has increasedbecause o$ +hich the net &remium also

decrease in @02 thouh the ross &remium ismuch hiher.


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@02 @024 @023 @02@ @022

0

0

200

20

@00

@0

300

30306.25 30.

@55.26 @5.04

[email protected]

-ndere#ritin! pro.t

@02 @024 @023 @02@ @022

0

0

200

20

@00

@0@[email protected]

@@[email protected]

23.4 232.5

Investment Income

the under+ritin &rot in increasin o!ertime but the &ercentae o$ chane is !er%lo+ in the %ear o$ @02 than @024. As +e

alread% identi$% that o!erall cost hasincreased in this &eriod..

in!estment income in @02 has decreased$rom the &re!ious %ear thouh man% o$ thein!estment amounts has increased but asinicant &ortion o$ interest income hasdecreased because o$ the maturit% o$ the

debenture.


7/16

@02 @024 @023 @02@ @022

0

0

200

20

@00

@[email protected]

@3.@@@.03 @37.67

234

*ro.t After /a0


one o$ the main sources o$ income is the

in!estment income so the reduction o$ itaects o!erall income o$ the com&an%.

"he shareholders eDuit% is in a risin trend$or the %ear @022-@02 +hich is a !er% ood

indicator $or the rm as +ell as $or thein!estors. As the mar/et !alue o$ the

com&an% increases the !alue o$ shareholderseDuit% also increases.

@02 @024 @023 @02@ @022

0.00

20.00

@0.00

30.00

40.00

0.00

60.00

6.@

45.344.7

35.5

@.20

S$are$olders ()uity


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@02 @024 @023 @02@ @022

26.00

26.0

27.00

27.0

25.00

25.0

2.00

2.0

@0.00 2.65

27.46

25.53

27.@3

2.4

/otal Liaility

"he total liabilit% o$ the com&an% alsoincreases in @02 than @024 and it has

increased more than @00 million. "he mainreason is '(#) in!est in commercial s&aces

in (ha/a and .

@02 @024 @023 @02@ @022

0.00

20.00

@0.00

30.00

40.00

0.00

60.00

70.00

50.00

0.00

76.60

6.63.0

.5@

44.64

/otal Assets

total asset !alue is increasin o!er %ear@022-@02. #n @02 the !alus is sinicantl%

rises because the% &urchase commercials&ace in both )hittaon and (ha/a.


9/16

@02 @024 @023 @02@ @022

0

2

@

3

4

@.53.@6

3.63.73

@.6

(arnin! per s$are


!alue has been decreased$rom @024 to @02 and the

&re!ious %ear as +ell. As thenet income is lo+er in @02

com&ared to @02 so the;PS +ill ine!itabl% lo+erthan the &re!ious %ear.

@02 @024 @023 @02@ @022

0

20

@0

30

40

0

25.5@@@.73

@.73

2.

46.4

*1( ratio

PE; has sinicantl%

decreased $rom @022 +hich+as 46.4 in @02 it is onl%25.5@. #t means the &rice o$the share oes do+n o!er

%ears com&ared to itsincome.


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@02 @024 @023 @02@ @022

60

6

70

7

70.4

66.26

72.@3

60.4 60.55

'oo2 value per s$are


the boo/ !alue &er share ismeasured $or the commonshare holders $or ensurin

sa$et% and as the !alueoes u& so +e can sa% that

it assures more sa$et%.

@02 @024 @023 @02@ @022

0

00

2000

200

@000

@00

3000

300

4000

A!ailable

sol!enc%

marin

1eDuired

sol!enc%

marin

Solvency mar!in

!er% hih sol!enc% marinthan the reDuired amount.


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@02 @024 @023 @02@ @022

0F

F

20F

2F

@0F

@F

30F

)ash (i!idend

Stoc/ (i!idend


the rm &ro!ides cash di!idend in @02 and $rom @02@-@024 it &ro!ides bothcash and stoc/ di!idend and in @022 it &ro!ides onl% stoc/ di!idend

Dividend paid


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)om&arison +ith the (S; inde<

@7-04-@026 32-2@-@02 30-6-@02 @-2@-@024 30-6-@024

0

000

20000

2000

@0000

@000

30000

3000

@367

3@35@

2224@

5446

24400

GDIL /rade volume

0

@0000000

40000000

60000000

50000000

200000000

2@0000000

240000000

260000000

2043@25@704764

246464

0244

7060754

DS( trade volume

)omment> the $ollo+in t+o ra&hs sho+ the o!erall trade !olume o$ (S; and '(#* $or the

&articular date ta/en randoml%.


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)orrelation anal%sis bet+eenmar/et inde< and '(#* &rice

45"67"

4689

4"64"

4689

;8"84"

468<

;6"="

468<

;6"69"

468<

68"6;"

468<

4"84"

87

;8"="

87

;6"9"

87

6;"6;"

87DS(

IND(

>

4@35. 422.

7

[email protected]

4

470.

5

453.2

2

473.6

4524.2

6

44.

@

4450.

@

467.3

0

GDIL

*%I(

4 4. 3.7 2.5 @.5 72.@ 73.7 7.6 50. 77.@

Correlation analysis between market

index and GDIL price:

DS(> 2

GDIL 0.33050@

GDIL share price is positively co-related with overall Index but the correlation isnot strong. As we use only 10 days value so the result is not significant here. or

analy!ing properly we need to use "ore data set. #e cannot conclude by using

this s"all nu"ber of data set.


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)om&arison With the sectormo!ement +ith '(#*

?arc$,4689

Feruary,4689

@anuary,4689

Decemer, 468<

Novemer, 468<

Sector /urnover

Non"Life amount in millionB

24 @@. @. @6.2 [email protected]

Non"life sector performance

return

-2.3F -3.4F 4.0F 4.6F -3.6F

GDIL close price 4 4. @.7 3.7 47.@

Correlation between sector turnover and GDIL

close price:

Sector

/urnover

Sector "urno!er 2

'(#* close &rice 0.7256

sector turnover and price "ove"ent is positively correlated. $hat "eans if the price of the share goes down then the sector turnover will go down and if the

price of the share goes up then the sector turnover will go up and this

relationship is shown by calculation of the correlation which shows 0.%1&''(

positive correlation.


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:#N(#N'S

"he re&ortin s%stem o$ 'reen (elta is Duiet +ell

"he net &rot is little bit lo+ in @02

"he in!estment increase in @02

O!erall cost increases due to mar/et condition

"he shares are tradin less than boo/ !alue

(S;G inde< and the share &rice chane o$ 'reen (elta are&ositi!el% correlated

Sector turno!er and &rice mo!ement is &ositi!el%

correlated


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"han/s $or ?our Kind Attention...

AN? uestionsIIII

LankaBangla Finance Limited: A Study on Leasing (NBFI) Sector

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Transcript of LankaBangla Finance Limited: A Study on Leasing (NBFI) Sector