Land Savings Account to Stop Farmers' Suicides in India

download Land Savings Account to Stop Farmers' Suicides in India

of 74

Transcript of Land Savings Account to Stop Farmers' Suicides in India

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    1/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs

    suc`clgs cn Cnlcd --- Fy Ydrod\mg Hdnl Pdvcnjs D``aunt smauhl fg cntralu`gl ta pur`mdsg ar sghh dny cooavdfhg

    prapgrty dnywmgrg cn Cnlcd. \a fuy dny cooavdfhg prapgrty d pgrsan smauhl mdvg d HdnlPdvcnjs D``aunt.

    \mg oaluhg ai tmg hdnl sdvcnjs d``aunt cs dvdchdfhg an tmg wgfsctgs ---

    www.vckdydvdrod.`ao www.scnjhgtdx.arj www.tdxrgiaros.ngt

    Fgiarg yau rgdl tmcs la`uognt lawnhadl dnl stuly tmg hdnl sdvcnjs d``aunt oaluhg.

    mttp;//vckdydvdrod.`ao/wp-`antgnt/uphadls/624

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    2/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 6

    odny pgrsans ds phats ar ihdts. Gd`m pgrsan smauhl fg jcvgn hdnl sdvcnjs d``aunt. \mcs

    hdnl sdvcnjs d``aunt `dn fg usgl ta starg d pgrsan's cooavdfhg prapgrtcgs faujmt

    dnywmgrg cn tmg `auntry cn lcjtdh iaros. \mg gntcrg hdnl drgd ai tmg `auntry smauhl fg

    rg`arlgl cn tmgsg d``aunts fghanjcnj ta pgrsans, javgrnognt, arjdncsdtcans, trusts,

    cnstctutcans, `aopdncgs gt`., cn tmgcr rgspg`tcvg hdnl sdvcnjs d``aunts. Pghhcnj dnl fuycnjai hdnl prapgrtcgs smauhl fg lang fy tmcs d``aunts anhy. \mgrg wchh fg anhy ang Hdnl

    Pdvcnjs D``aunt iar ang pgrsan ta fuy dny cooavdfhg prapgrty dnywmgrg cn Cnlcd. Hdnl

    uncts, wmgrg fuchlcnjs hceg maogs, dpdrtognts, id`tarcgs, funjdhaws, `cngod mdhhs,

    stulcas, smappcnj odhhs gt`, drg `anstrc`tgl an tmgsg uncts, smauhl fg `mdrd`tgrcsgl wctm

    `alg hgttgrs.

    Iar gxdophg ci tmg uncqug cl nuofgr cs

    D460

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    3/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 0

    mg/smg sghhs dny prapgrty tmdt cs `rglctgl cn mcs HPD, tmg sdog wchh fg lgfctgl irao

    mcs/mgr Hdnl Pdvcnjs D``aunt dnl tmg sdog prapgrty wchh fg `rglctgl cn tmg fuygrs Hdnl

    Pdvcnjs D``aunt (HPD). \mg `rglct cn tmg HPD ogdns pur`mdsg ai cooavdfhg prapgrty dnl

    lgfct ogdns sghhcnj ai cooavdfhg prapgrty. \mg cooavdfhg prapgrtcgs wchh fg cn

    lgodtgrcdhcsgl iaro dnl tmg awngrsmcp rcjmts `dn fg trdnsigrrgl irao ang d``aunt tadnatmgr d``aunt kust hceg oangy trdnsigrs dnl smdrgs. Kust hceg smdrgs tmgrg wchh fg na

    pdpgr la`uognts iar prapgrtcgs. Wnhceg `dsm trdnsigrs tmg fuygrs prgsgn`g dnl

    scjndturg/dutmgntc`dtcan smdhh dhsa fg ngglgl iar dny prapgrty trdnsd`tcan. D fdne

    stdtgognt ai tmg sg`anl iahlgr (HPD) ai dny pgrsans Odcn Pdvcnjs D``aunt wchh mahl tmg

    gntcrg awngrsmcp rcjmts ai tmdt pgrsans dhh cooavdfhg prapgrtcgs cn tmg gntcrg `auntry.

    \mg Rgaphg `dn jgt tmgsg fdne stdtgognts ai tmgcr prapgrtcgs dt dny tcog dt fdnes cn

    dllctcan ta wggehy, oantmhy ar ygdrhy stdtgognts fy past ar g-odchs ar fatm. \mgy wchh jgt

    pmang ogssdjgs dnl godch stdtgognts cooglcdtghy ditgr gd`m prapgrty trdnsigr.

    \mgrg wchh fg na ouhtcphg sghhcnj ai tmg sdog prapgrty ta lciigrgnt pgaphg dnlundutmarcsgl sghhcnj/pur`mdsg dnl chhgjdh a``updtcan ai atmgr pgrsans prapgrty wctmaut

    mcs/mgr enawcnj/`ansgnt wchh nat fg passcfhg.

    \mg dlvdntdjgs ai tmg Hdnl Pdvcnjs D``auntmttp;//tdxrgiaros.ngt/wp-`antgnt/uphadls/6246/29/Hdnl-Pdvcnjs-D``aunt.xhsx

    4. Hdnl `gchcnj d`t

    Cn tmg prgsgnt systgo rc`m pgaphg drg mdvcnj mujg trd`ts ai djrc`uhturg hdnls cn lciigrgnt

    lcstrc`ts dnl Ptdtgs odecnj oa`egry ai tmg hdnl `gchcnj d`t. \mg rgjcstrdtcans ai hdnls,

    ihdts, phats dnl atmgr prapgrtcgs drg fgcnj odlg fy tmg rgjcstrdtcan lgpdrtognts dnl hdnlrg`arls drg odcntdcngl fy rgvgnug lgpdrtognts.

    Cn tmg \AR \dx systgo hdnl `gchcnj d`t `dn fg strc`thy gniar`gl an cnlcvcludhs dnl na

    cnlcvcludh `dn mdvg oarg tmdn 62 d`rgs ai hdnl cn tmg gntcrg `auntry. Gvgry cnlcvcludh wchh

    mdvg anhy ang Odcn Pdvcnjs D``aunt `anscstcnj ai sgpdrdtg suf d``aunt `dhhgl Hdnl

    Pdvcnjs D``aunt iar dhh cooavdfhg prapgrtcgs hceg hdnls, phats, ihdts, gt`., Dhh cooavdfhg

    prapgrtcgs, sctudtgl wmgrgvgr cn tmg `auntry wctm uncqug cl nuofgrs Uwmc`m rgvgdh

    lgtdchs faunldrcgs, lgs`rcptcan, ndturg, odp, jga ha`dtcan, vchhdjg, lcstrc`t, stdtg, gxtgnt_

    dnl ldtg ai sghhcnj/fuycnj ai gd`m prapgrty ai gd`m pgrsan wchh fg rg`arlgl dnl

    odcntdcngl cn Hdnl Pdvcnjs D``aunt (H@D).\mg Hdnl Pdvcnjs D``aunt wchh fg apgrdtgl dnl odcntdcngl fy fdnes kust hceg oangy

    sdvcnjs d``aunts. Lgfcts dnl @rglcts ai dhh prapgrtcgs wchh fg odlg cn tmg Hdnl Pdvcnjs

    D``aunt wmchg d pgrsan fuys ar sghhs mcs prapgrty. \mg tatdh gxtgnt ai hdnl rg`arlgl cn dhh

    Hdnl Pdvcnjs D``aunts fghanjcnj ta pgaphg, Javgrnognts, lgpdrtognts, arjdncsdtcans,

    `aopdncgs, cnstctutcans gt`., wchh rgodcn gxd`thy tmg sdog gvgn ditgr `aunthgss nuofgr ai

    lgfcts dnl `rglcts gd`m ldy. Fut tmg nuofgr fuchlcnjs fucht an tmgsg hdnl ody cn`rgdsg

    gvgry ldy wctm ngw rgjcstrdtcans. \mg Hdnl Pdvcnjs D``aunt wchh smaw dn cnlcvcludhs

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    4/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

    7.7% ai L

    Fdne `dpctdh

    oangy rdtca

    ta tatdh hadns/

    dlvdn`gs ?

    V smauhl fg >

    44.44 % ai G

    94,4:6 4/4= ai L >4/3 ai G

    \mg @gntrdh Fdne D``aunt Oaluhg \mcs cs dn gxdophg ai `gntrdh fdne d``aunt. \mgrgwchh fg anhy ang @gntrdh fdne unlgr wmc`m dhh fdnes apgrdtg wctm tmausdnls ai frdn`mgs dt tmg

    rdtca ai ang fdne frdn`m iar gvgry 6722 pgaphg cn d auntry. \mg @gntrdh fdne d``aunt mdnlhgs

    tmg `uouhdtcvg oangy supphy cn tmg `auntry dsscstgl fy odny fdnes tmraujm tmausdnls ai

    frdn`mgs.

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    34/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 0 `ustaogrs Hadns

    \mg vdhug ai I lg`rgdsgs wmgn `ustaogrs lcjctdh oangy L cs 8 `ustaogrs Hadns

    \mg vdhug ai H lg`rgdsg wmgn `ustaogrs L cs > `ustaogrs hadns cn tmg ngw mast fdne d``aunt

    \mg vdhugs ai H cn`rgdsg wmgn `ustaogrs L cs 8 `ustaogrs hadns cn tmg ngw mast fdne d``aunt

    Iun`tcan 7Zmgn fdne jcvgs hadns

    \mg `ustaogr lcjctdh oangy cn`rgdsg

    \mg vdhugs ai L, G, dnl E cn`rgdsg dt fdne frdn`m

    \mg vdhugs ai L, E, G, dnl H cn`rgdsg cn Fdne d``aunt, tmg vdhugs ai T, V lg`rgdsg

    \mg vdhugs ai L, E, G, dnl H cn`rgdsg cn @gntrdh Fdne D``aunt, tmg vdhugs ai T, V lg`rgdsg

    Iun`tcan 9Zmgn hadns Uprcn`cphg_ doaunt drg rgpdcl

    \mg ustaogr lcjctdh oangy lg`rgdsg\mg vdhugs ai L, G, dnl E lg`rgdsg dt fdne frdn`m

    \mg vdhugs ai L, E, dnl H lg`rgdsg cn Fdne d``aunt, tmg vdhugs ai T, V cn`rgdsg

    \mg vdhugs ai L, E, G, dnl H lg`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhugs ai T, V cn`rgdsg

    Iun`tcan 9 DZmgn cntgrgst an hadns drg pdcl

    \mg lcjctdh oangy cn `ustaogr d``aunt lg`rgdsg

    \mg vdhugs ai F dnl @ cn`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L lg`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V cn`rgdsg cn Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    \mg vdhugs ai F6, @, T, V cn`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    Iun`tcan : D - \mg usgr `mdrjgs, sgrvc`gs `mdrjgs an rgjcstrdtcans dnl awngrsmcp trdnsigr rcjmtsiar oavdfhg dnl cooavdfhg prapgrtcgs hceg hdnls, phats, ihdts, vgmc`hgs, jahl smdrgs gt`. wchh fg dllgl ta

    fdne `dpctdh oangy. \mg fdnes `dpctdh oangy cn`rgdsg wmgngvgr tmg dfavg `mdrjgs drg pdcl dnl

    dllgl ta fdnes dpctdh oangy lg`rgdsgs wmgngvgr fdnes pdy sdhdrcgs dnl atmgr apgrdtcnj gxpgnsgs

    \mg vdhugs ai F dnl @ cn`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L lg`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V cn`rgdsg cn Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    \mg vdhugs ai F6, @, T, V cn`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L lg`rgdsg

    Iun`tcan : FZmgn fdne spgnls oangy tawdrls sdhdrcgs, rgnts, stdtcangry gt`.\mg doaunt cn cts `dpctdh lg`rgdsgs.

    \mg lcjctdh doaunts cn rg`cpcgnts OPDs/PPDs - L cn`rgdsg.\mg vdhugs ai F dnl @ lg`rgdsg cn frdn`m d``aunt, tmg vdhugs ai L cn`rgdsg

    \mg vdhugs ai F, @, R, T, dnl V lg`rgdsg cn Fdne d``aunt, tmg vdhug ai L cn`rgdsg

    \mg vdhugs ai F6, @, T, V lg`rgdsg cn @gntrdh Fdne d``aunt, tmg vdhug ai L Cn`rgdsg

    \mgrg wchh fg na `mdnjgs cn tmg @gntrdh fdne d``aunt

    Iun`tcan =Zmgn pdyognts drg odlg ta tmg iargcjn d``aunts

    D_ \mg lcjctdh doaunt L cn OPD/PPD ai trdnsigrar lg`rgdsgs.

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    39/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 03

    F_ \mg vdhugs ai L dnl I lg`rgdsgs cn frdn`ms d``aunt, tmg vdhugs ai L, I dnl E wchh lg`rgdsg cn tmg

    fdnes d``aunt, tmg vdhugs ai @, L dnl M cn `gntrdh fdne d``aunt lg`rgdsgs, tmg vdhug ai F4 cn `gntrdh

    fdne d``aunt cn`rgdsgs.

    Iun`tcan 3

    Zmgn iargcjn rgocttdn`gs aog ta Cnlcd\mg vdhug Iargcjn gx`mdnjg UM_ cn `gntrdh fdne d``aunt cn`rgdsgs

    D_ \mg lcjctdh oangy L cn ustaogr d``aunt cn`rgdsgs.

    F_ \mg vdhugs ai L dnl I cn`rgdsgs cn frdn`ms d``aunt, tmg vdhugs ai L, I dnl E wchh cn`rgdsg cn tmg

    fdnes d``aunt, tmg vdhugs ai @ dnl M cn `gntrdh fdne d``aunt cn`rgdsgs, tmg vdhug ai F4 cn `gntrdh fdne

    d``aunt lg`rgdsg dnl tmg vdhug ai L cn @gntrdh fdne cn`rgdsg

    Natg \mgrg smauhl fg @gntrdh fdne frdn`mgs dt dhh cntgrndtcandh dcrparts. Dhh cn`aocnj pdssgnjgrs

    smauhl lgpasct tmg iargcjn `urrgn`y lahhdrs, Guras gt`., fraujmt wctm tmgo irao dfradl, cn tmg fdnes dt

    tmg dcrpart fgiarg tmgy hgdvg aut ai dcrpart. \mg gqudhhcnj vdhug ai Cnlcdn `urrgn`y wchh fg `rglctgl ta

    tmgcr OPDs

    @drrycnj dnl mahlcnj ai dny iargcjn `urrgn`y dnywmgrg cn Cnlcd autsclg tmg prgocsgs cntgrndtcandh

    dcrparts smauhl fg fdnngl.

    Iun`tcan 42Zmgn Cnlcdn `urrgn`y jags aut ai `auntry wmchg coparts ar iargcjn taurs ar iargcjn cnvgstognts

    \mg vdhug Iargcjn gx`mdnjg UM_ cn `gntrdh fdne d``aunt lg`rgdsgs

    \mg vdhug ai lcjctdh oangy UF4_ dt @gntrdh Fdne cn`rgdsgs, tmg tatdh lcjctdh oangy ai dhh fdnes UL_

    rg`arlgl dt @gntrdh Fdne lg`rgdsgs. Fut \atdh oangy supphy UE_ rg`arlgl cn tmg @gntrdh Fdne rgodcns

    tmg sdog.

    \mg doaunt cn OPD/PPD ai d``aunt mahlgr, wma coparts ar nggl iargcjn gx`mdnjg iar vdrcaus rgdsans

    lg`rgdsgs,

    \mg vdhugs ai UL_ dnl UI_ wchh lg`rgdsg cn frdn`ms d``aunt5 tmg vdhugs ai UL_, UI_ dnl UE_ wchh lg`rgdsg

    cn tmg fdnes d``aunt. \mg hadn pgr`gntdjg ta oangy supphy cn tmdt fdne cn`rgdsgs.

    Natg \mgrg smauhl fg @gntrdh fdne frdn`mgs dt dhh cntgrndtcandh dcrparts. Dhh autjacnj pdssgnjgrs,

    wma ja dfradl dnl nggl iargcjn gx`mdnjg, `dn tdeg lahhdrs ar Guras irao fdne frdn`mgs dt tmg

    dcrpart. \mg gqudhhcnj vdhug ai Cnlcdn urrgn`y wchh fg lgfctgl irao tmgcr OPDs

    Natg - @drrycnj dnl mahlcnj ai dny iargcjn `urrgn`y dnywmgrg cn Cnlcd autsclg tmg prgocsgs

    cntgrndtcandh dcrparts smauhl fg fdnngl.

    Iun`tcan 44Gvgry ygdr, dllctcandh rgdh oangy gqudhhcnj 76.90% ai tmg vdhug ai tmg jrawtm cn tmg JLR, smauhl fg

    dllgl ta tmg Javgrnognt d``aunt (aut ai tmcn dcr) dt tmg tcog fuljgt prgsgntdtcan ta `mg`e lgihdtcan

    dnl rg`gsscan. \mg dllctcandh oangy tmdt smauhl fg dllgl gvgry ygdr ? 76.90% x Uvdhug ai JLR ai

    prgsgnt ygdr - tmg vdhug ai JLR ai prgvcaus ygdr_. \mdt ogdns tmgrg wchh fg irgsm rgdh oangy arcjcndtgl

    irao Javgrnognt d``aunt gvgry ygdr tmdt cs gqudh ta tmg vdhug ai 76.90% ai jrawtm rdtg ai JLR.33.

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    40/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    41/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    42/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    43/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    44/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    45/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    46/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    47/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    48/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    49/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    50/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 72

    icndn`g systgo cs lg`rgdscnj tmg rgdh id`g vdhug ai tmg pmysc`dh `urrgn`y. Dhtmaujm tmg cnlcvcludhs

    gdrncnjs drg cn`rgdscnj gvgry ygdr, tmg pur`mdsg vdhug ai tmg `urrgn`y cs lg`rgdscnj dnl rgd`mgl

    dhoast 4/42tm ai cts id`g vdhug. \AR \dx systgo trcgs ta icx tmcs prafhgo fy qudhctdtcvg dnl qudntctdtcvg

    supphy ai oangy cn g`anaoc` systgo sa tmdt tmg pur`mdsg vdhug ai pmysc`dh `urrgn`y dt cts id`g vdhug

    rgodcns mcjm dnl sdog iar hanjgr pgrcal ai tcog. \mg prc`gs ai `aooalctcgs ar sgrvc`gs wchh rgodcn

    sdog ar gvgn lg`rgdsg gnmdn`cnj tmg pur`mdscnj `dpd`cty ai pgaphg gvgry ygdr wctm cn`rgdsg cn

    gdrncnjs (pgr `dpctd cn`aog) gd`m ygdr.

    Cn tmg sujjgstgl \AR \dx systgo 33.

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    51/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 74

    mdhi hgvgh ai tmg prgsgnt prc`gs lug ta tmg iahhawcnj id`tars ndoghy, haw tdx `aopangnt (fghaw 44%),

    haw cntgrgst rdtgs (0% pgr dnnuo), na tdx `aophcdn`g `asts dnl iuhhy apgn odregt wctm oarg phdygrs

    cn tmg fuscngss. Oangy wchh fg purghy utchcsgl anhy iar gx`mdnjg ai jaals, `aooalctcgs, dssgts,

    sgrvc`gs, smdrgs, pmysc`dh dnl cntghhg`tudh wares. Zmgn tmg \AR \dx systgo rgd`mgs cts icndh

    lgstcndtcan, tmg prc`gs ai `aooalctcgs/jaals ar sgrvc`gs cn`hulg anhy tmg vdhug/`ast ai odnpawgr

    (pmysc`dh/cntghhg`tudh) wmgrg dfunldnt rdw odtgrcdhs drg dvdchdfhg. Cn tmg prgsgnt systgo tmg prc`gs

    ai `aooalctcgs/jaals ar sgrvc`gs cn`hulg vdrcaus `aopangnts hceg rdw odtgrcdhs `ast, tdx, praict,

    cntgrgst, `arruptcan, tdx `aophcdn`g `ast, odn pawgr (pmysc`dh/cntghhg`tudh), trdnspart, pawgr

    (iugh/ghg`trc`cty) dnl smghi hcig. \mg icndh rgsuht ai \AR \dx systgo wchh fg tmg d`mcgvgognt ai pgrig`t

    gquchcfrcuo fgtwggn lgodnl dnl supphy5 lgvghapognt dnl gqudhcty5 jrawtm dnl cnihdtcan5 rgdh oangy

    dnl `rglct oangy (hadngl oangy)5 rgvgnugs dnl gxpgnlcturg. \mg hapsclgl lgvghapognt doanj

    pgaphg dnl rgjcans tmdt cs fgcnj wctngssgl cn tmg prgsgnt g`anaoc` systgo wchh `gdsg ta gxcst. \mg

    ndturdh rgsaur`g dnl wgdhtm ai d `auntry `dn fg gqudhhy lcstrcfutgl doanj tmg pgaphg.

    Wnlgr prgsgnt g`anaoc` systgo tmgrg drg anhy d igw phdygrs, oarg rgigrggs (hc`gnsg, pgroct,

    `mg`e pasts, wdy fchhs, dulctcnj, dssgssognt dnl cnspg`tcan) dnl oarg spg`tdtars. \mg prapasgl \ap

    tdx systgo wchh hgdvg spd`g iar oarg phdygrs, d igw rgigrggs (pahhutcan `antrah fadrl anhy) dnl d igw

    spg`tdtars. \mg odregts wchh fg`aog sa wclg apgn wctm na pgrocts ar hc`gn`gs rgqucrgl (gx`gpt

    pahhutcan `antrah fadrls pgrocsscan) ta run dny fuscngss ar cnlustry gx`gpt tmasg wmgrg dfsahutg

    ng`gsscty cs rgqucrgl iar pgrocsscans irao Javgrnognts iar ocncnj args, ocngrdhs, sggls, pgstc`clgs,

    gxphascvgs gt`,. \mus gvgryang `dn gntgr cnta tmg odregt dnl stdrt mcs/mgr awn fuscngss ar cnlustry

    wctmaut dny smd`ehgs tmgrgfy rglu`cnj ungophayognt sufstdntcdhhy. Dt tmg sdog tcog, wctm sa odny

    phdygrs cn tmg odregt dnl mcjm `aopgtctcan, tmg prc`gs ai jaals/sgrvc`gs wchh fg`aog `mgdpgr,

    fgngicttcnj `ansuogrs. \mcs cnvdrcdfhy cn`rgdsgs `ansuoptcan hgdlcnj ta oarg pralu`tcan dnl jrawtm

    rdtg.

    \mg fdsc` `an`gpt ai tmg \AR \dx systgo cs tmdt anhy scnjhg tdx, cn tmg phd`g ai prgsgnt ouhtcphg

    tdxgs, wchh fg pdcl fy tmg pgaphg an `aooalctcgs/sgrvc`gs odnuid`turgl wctmcn tmg `auntry, dpdrt

    irao tmg `ustaos luty wmc`m cs copasgl anhy ta sdvg laogstc` cnlustry ar fuscngss. \mg `ustaos luty

    `dn fg rgoavgl an `grtdcn jaals hceg `gognt dnl stggh ds dnl wmgn ng`gssdry ta `mg`e tmg kd`egl up

    prc`gs `dusgl fy `drtgh doanj tmgsg `aopdncgs dnl dhsa an djrc`uhturg pralu`g wmgn suiic`cgnt iaal

    jrdcn pralu`tcan cs nat dvdchdfhg iar `ansuoptcan ar pra`urgognt tawdrls gssgntcdh fuiigr sta`e,

    fg`dusg ai lraujmt ar atmgr ndturdh `dhdoctcgs. Pa tmg dnnudh fuljgt prgsgntdtcan, ci ng`gssdry, wchh fg

    odcnhy utchcsgl ta lcstrcfutg dnl dhha`dtg rgvgnugs ta vdrcaus sg`tars, lgpdrtognts dnl wghidrg

    s`mgogs cnstgdl ai ia`usscnj an tdxdtcan, tdx `ahhg`tcan dnl gniar`gognt an tdx `aophcdn`g.

    Cn tmg prgsgnt g`anaoc` systgo tmg fuljgt prgpdrdtcan cs odsscvg, ouhtc

    stdjgl, tcog `ansuocnj dnl hdfarcaus pra`gss. \mgrg drg tmausdnls ai lciigrgnt mcjm ar vgry haw

    vdhugl jaals ar sgrvc`gs ta fg sgjrgjdtgl cnta lciigrgnt jraups dnl tdxgl fy fatm @gntrg dnl Ptdtgs

    wctm lciigrgnt tdxgs dt tmrgg ar oarg shdf rdtgs dnl, ds ci tmgsg drg nat gnaujm, tmgrg drg dllctcandh

    sur`mdrjgs ar `gssgs an sghg`tgl jaals. \mgsg tdx stru`turgs dnl shdf rdtgs an lciigrgnt jaals eggp

    `mdnjcnj gvgry ygdr. Zctm tmgsg `aophc`dtgl tdx stru`turgs dnl gvgr `mdnjcnj shdf rdtgs gvgry ygdr,tmg tdx `aophcdn`g fy cnlcvcludh odnuid`turgrs, lgdhgrs dnl rgtdchgrs mds fggn lciic`uht, `uofgrsaog

    dnl fatmgrsaog. \dxgs drg fgcnj `ahhg`tgl fy lciigrgnt tdx `ahhg`tcan lgpdrtognts fdsgl an tmg

    d``aunts odcntdcngl fy cnlcvcludhs wma run cnlustry ar fuscngss. \mgrg cs phgnty ai raao iar

    unlgrstdtgognt ai pralu`tcan dnl sdhgs, tdx gvdscan dnl `ansgqugnt fy-pralu`t ai fhd`e oangy. Fut

    cn tmg sujjgstgl \AR \dx systgo tmgrg wchh fg scnjhg tdx `dhhgl \AR (\rdnsigr Ar Rur`mdsg) tdx wctm

    icxgl/stdtcandry shdf rdtg (

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    52/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 76

    odnuid`turgrs. \mg \rdnsigr Ar Rur`mdsg \AR \dx (

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    53/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 70

    Cn tmcs ngw g`anaoc` systgo tmg tatdh rgvgnugs ai dny `auntry wchh fg dppraxcodtghy gqudh ta

  • 8/10/2019 Land Savings Account to Stop Farmers' Suicides in India

    54/74

    HDNL PDYCNJP D@@AWN\ ta stap idrogrs suc`clgs cn Cnlcd\rdlctcandh @apy rcjmt Dhh Vcjmts Vgsgrvgl

    mttp;//www.aptcodhtdxdtcan.ngt www.scnjhgtdx.arj vckdyd erusmnd vdrod Rdjg 7