Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin...
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![Page 1: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/1.jpg)
Labor Force Participation and Health Insurance Coverage
A Dynamic Interaction
Catherine McLaughlinEconomic Research Initiative on the Uninsured
University of Michigan
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![Page 2: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/2.jpg)
Worker Take-up Rates, By Gender
50
55
60
65
70
75
80
85
90
1987 1996 1999 2000
FemaleMale
Data: NMES 1987, MEPS 1996 and 1999, CPS 2000
![Page 3: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/3.jpg)
Worker Take-up Rates, By Gender, Marital Status, Kids
50
55
60
65
70
75
80
85
90
Mar/Kids Mar/NoKids Single/Kids Single/NoKids
FemaleMale
Data: CPS 2000
![Page 4: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/4.jpg)
Worker Offer Rates, By Gender, Marital Status, Kids
50
55
60
65
70
75
80
85
90
Mar/Kids Mar/NoKids Single/Kids Single/NoKids
FemaleMale
Data: CPS 2000
![Page 5: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/5.jpg)
% Decliners who are Uninsured, By Marital Status, Kids, and Gender
0
10
20
30
40
50
60
70
80
Single Workers Single Workers w/Children
Married Workers Married Workersw/ Children
FemaleMale
Source: CTS, 1996
![Page 6: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/6.jpg)
Questions for policymakers
• What influence does the availability of a group policy have on labor supply decisions of individual workers?– Entry or exit
• Retirement, back to school, staying home
– Full time or part time– Seasonal or temporary– Occupation and industry
![Page 7: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/7.jpg)
What we know about labor force participation and coverage
• Health insurance is a central determinant of retirement decisions by men– Size of effect not known– Effect on women not known
Source: Gruber and Madrian, 2002
![Page 8: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/8.jpg)
What we think is likely about labor force participation and coverage
• Health insurance is an important factor in the labor supply decisions of secondary earners
![Page 9: Labor Force Participation and Health Insurance Coverage A Dynamic Interaction Catherine McLaughlin Economic Research Initiative on the Uninsured University.](https://reader035.fdocuments.net/reader035/viewer/2022072017/56649f075503460f94c1ced2/html5/thumbnails/9.jpg)
What is possible, but there is disagreement in the field
• Health insurance is not a major determinant of the labor supply and welfare exit of low income mothers
• Health insurance plays an important role in job mobility decisions