Key highlights:Luxury 4 bedroom detached villas with private garden, pool & Jacuzzi4 bathrooms/shower rooms with WCNET yield of 7.1% (based on 18 weeks rented)VAT rebate of 20% (if rented out)Residence with tennis, petanque, parking & receptionOnsite management company for rental, cleaning etcA few minutes from the sandy beaches and international golf course500m from the village centre of St Augustin sur merLocal activities include trail biking, hiking,horse-riding, sailing, surfing, fishing & moreUse as a second home, permanent residenceor as a rental property

La Forêt d’armotte - a Luxuryeco-FriendLy hoLiday residence

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the concePt:La Forêt d’Armotte- a unique gem:

By researching the demands of both the wealthier international & French property purchasers and holiday makers we have created an exclusive resort which also stacks up as a great investment.The energy-efficient houses (category A- the best rating in France) are spacious and stylish with good onsite facilities in a natural and tranquil environment. They are set in a highly-prized location on the edge of a Forest and just a few minutes from the sandy beaches and International golf course.

The residence is located on the edge of the pretty village of St Augustin-sur-mer in South West France situated between La Rochelle and Bordeaux with 3 international airports between 45 mins and 2hrs drive away. On-site facilities will include a tennis court, parking, petanque and a reception.

This is a boutique residence of just 20 stylish 4 bedroom detached villas and every property is south facing with a private garden, terrace, pool and Jacuzzi.

Purchasers can buy the properties classic or enter into a management & letting agreement with the onsite management company who will take care of every aspect of the management from maintenance and repairs to letting your property and welcoming clients.

In short, it has the best of both worlds: it provides a great revenue stream when you are not there making it a great investment but also offers you a quality of life that you won’t find anywhere else giving you a chance to make the most of your time off with your family and friends.

Project currently under development and subject to alteration - this document is not legally binding

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the deveLoPment & FaciLities:

Project currently under development and subject to alteration - this document is not legally binding

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the ProPerties:

The detached villas are spacious and modern with extra comforts such as electric shutters and heated towel rails. There is a bathroom/shower room for every bedroom and the front of the houses have large French windows opening out onto the terrace, maximising the amount of light entering the property giving them a bright and airy feel. On the terrace you will also find your own private outdoor Jacuzzi partly shaded by a stylish wooden pergola and your own private pool in the garden.

Project currently under development and subject to alteration - this document is not legally binding

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Each villa comes complete with furniture which will blend beautifully with the contemporary whilst also classic interior design of the properties and have been selected both for their comfort an elegance. A white goods pack plus fully equipped & fitted kitchens and bathrooms are also included so that the properties are ready to rent out and use immediately. The kitchen equipment and white goods pack include the following and more (for the full set please refer to the furniture contract):

• Fridge Freezer• Microwave/oven• Ceramic hobs• Full set of cutlery, crockery and cooking utensils• Dishwasher• Kettle• ToasterThere is also a Flat screen TV and DVD player in the living room plus a telephone line and wifi is enabled throughout each property

the ProPerties (continued):

Project currently under development and subject to alteration - this document is not legally binding

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This is an area abundant with beaches, charming villages and forests; you can walk, cycle or horse-ride for miles along its long sandy beaches or amongst the sweetly scented pine and oak trees of the surrounding forests taking in its wonderful scenery. Just minutes away you have the resorts of St-Palais Sur Mer and Royan each with an excellent selection of seafood restaurants, bars, cafes and boutique shops plus sailing and surfing schools. Together with St Augustin-sur-mer and some surrounding villages, they benefit from a micro-climate giving the area a particularly long bout of sunny weather that usually lasts from March right through to the end of October and even the winters here are quite mild; the amount of sunshine here is known to be comparable to the French Rivera at 2250 hours per year.

The enchanting Islands of Ile de Re, Ile d’Aix and Ile d’Oleron lie just off the coast and are accessible by car; on all these islands you will find salt marshes and plentiful oyster beds (the whole coastal region is known for its cultivation of oysters) but also long stretches of sandy beaches and forest. The islands are home to many French film stars and famous musicians who choose to live and holiday on the islands as they have retained the natural environment of the islands by only building low density, traditional housing and not the huge concrete apartment blocks that you often see on the Cote d’Azur.

the Location:

La Forêt d’armotte

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La Forêt d’Armotte resort is located in the commune of St Augustin-sur-mer and is just 500m from the authentic and cosy village centre where you will find the following: a bakery, tobacconist/newsagents, 2 supermarkets, bicycle shop, restaurant/bar, a primary school, a nursery, a garage, antiques shop, Doctor’s surgery, ceramics & pottery shop, delicatessen, hairdressers and a church. In 2014 (in time for the delivery of the residence) an additional small commercial centre is to be added which will comprise a few more shops/restaurants etc adding to the attraction of the village. St Augustin is wonderfully situated in a peaceful, natural environment surrounded by forest yet incredibly close to the beach and attractions thus having the best of both worlds. The nearest sandy beach is La Plage de la Grande Cote just a few minutes away but the entire coast in this area is dotted with beaches. On this particular beach there are a number of restaurants often serving seafood as their dish of the day- what better way to spend a lazy afternoon in the sun than drinking a bottle of crisp white wine whilst eating freshly caught lobster or mussels?

The seaside towns of Royan and St Palais-sur-mer are 8km and 5km away respectively. Royan is the larger of the two and has no less than 5 sandy beaches spread either side of the town and range from nearby child-friendly beaches to the wild unspoilt beauty of the Cote Sauvage where you can find tranquillity even at the height of the season. The 19th century Belle Epoque Villas line much of the seafront where you will also find an excellent selection of restaurants, cafes, bars and boutique shops. Also, because of its size (20,000 inhabitants) it has a good selection of international retail brands and all the amenities and services that you could need - even a Casino! One of the major attractions of Royan is its famous fresh produce markets (arguably the best in the whole of Charente-Maritime) selling a great selection of foods, wines, cheeses, fruit, vegetables, meat and of course fish.

the Location (continued):

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the Location (continued):

The cities of La Rochelle (45 mins) and Bordeaux (1hr 30 mins) are also key attractions in the area, both of which date back to the 10th century which are evident in their architecture. La Rochelle is a vibrant and charming seaside town centred on a harbour of which you find secret roads lined with arcades, stately residences and aristocratic houses. It holds many Jazz, art and film festivals but is also a very important centre of commerce hosting national and international congresses at its exhibition centres and is the base of many large French companies, helped by having its own TGV (high speed train) station.

Bordeaux is one of the prettiest and majestic cities in the world and is on the UNESCO world heritage list as “an outstanding urban and architectural ensemble” of the 18th century. It is the sixth largest city in France and one of France’s biggest wine producing areas producing 960 million bottles per year and home to some of France’s largest companies. Its many churches, theatres, universities, museums, parks and gardens display its rich culture and along with the infamous “Place de La Bourse” on the river are truly awe-inspiring and attract many tourists each year.

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Poitou-Charentes in figures:

• 1.7m inhabitants• 24 golf courses• 42 pleasure ports• 6 centres for Thalassotherapy• 4 Thermal SPAS• 460km of coast (of which 110km are

sandy beaches)• 220km of navigable waterways• 370,000 hectares of forest• 3 UNESCO world heritage sites• 6 villages in the “Best villages in France”

category• 1.83 billion Euros of revenue from the

tourist industry

Royan Golf course:

The residence is just a few minutes away from the prestigious Royan golf course which is set in the heart of “La Forêt de la Coubre”, surrounded by pine trees and following the natural undulations of the land. It is an immaculate 18 hole golf course which Golfy (the premier national golf network) rates in in the top 10 courses in South West France and where parts of the course have magnificent views of the ocean and famous “Phare de la Coubre”. Facilities include a driving range, 6-hole practice course, 9-hole pitch & putt course, putting green, clubhouse with restaurant & bar, pro-shop and meeting room with no less than 3 golf pros to help you perfect your technique. Just come here to play every now and then by paying a green fee or become a member and immerse yourself with the locals and perhaps enter a tournament or two!

the Location (continued):

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activities and attractions:

The lakes and sea alone offer an incredible amount of activities here from fishing, diving and swimming to surfing, sailing, water-skiing and much more besides. On land on the other hand there are just as many options with two golf courses in close proximity, tennis, mountain biking, hiking, horse-riding, paragliding, quad-biking, dune buggying and a theme park to name but a few and there are also chlidren’s activity clubs and nurseries to give the parents some time to themselves should they wish. With this time they can go on guided boat trips and river tours or visit the many chateaux, art galleries, museums (such as the Gallo-Roman museum at Barzan)and charming villages in the area, see the troglodyte caves, go on wine tasting tours or simply relax in the sunshine. During the summer there are also an extraordinary amount of festivals and shows for children & adults alike from acrobatics and circus events to theatre, concerts and cabaret. The options really are endless!

St Augustin and the surrounding area is a highly sought after spot for a reason - it has everything you could wish for in terms of activities and attractions in such a pleasant and natural environment.

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So, as you can imagine fresh seafood is in abundance in this part of France with oysters, mussels, scallops, soft-shelled crabs, cuttlefish, carp, sea bass, dover-sole and much more being served up in delicious sauces up and down the coast. There are a number of traditional dishes in the area of which the Mouclade is one where mussels are cooked in white wine and covered in a creamy sauce- perfect with a baguette on a sunny afternoon! The Oysters here are also known to be the best in France, having obtained the prestigious “Red label” which sets them apart from any in France due their quality and taste- the best ones come from the “Marennes-Oleron” which is a harbour located on the Isle Oleron. The daily markets offer a good supply of this fresh fish and shell-fish so you can dabble in

some home-cooking or be lazy and sit by a seaside restaurant and be served- the choice is yours!

As you might expect, the area is also renowned for its excellent wines producing red, white and rose and indeed some sparkling wines. In fact the “Vins du Haut-Poitou” (which is just north of Poitiers) has earned itself the prestigious AOC label

differentiating it from any other wine in France. Vineyards are to be found all over the region of Poitou Charentes but the area around Bordeaux (in the Aquitaine region) is even more infamous for its production of fabulous wines including the famous “Claret”. This area around Bordeaux has 8,500 wine producing Chateaux producing more than 60 different appellations of wine most notably in the famous areas of St Emilion, Medoc, Graves and Pomerol. The Poitou-Charentes region is also famous for its Pineau; a fortified wine made from grape, must and Cognac and you can go on Pineau tasting tours at the various “Domaines” much like you can go on wine tasting trips to the vineyards. Last but not least, the area is renowned for its Cognac (a type of brandy or “eau de vie”) production and the Cognac houses often offer marvellous tasting sessions to visitors.

Food, Wine, cognac & Pineau

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Getting to La Forêt d’Armotte couldn’t be easier from the UK & Ireland with two International airports and TGV stations nearby plus a train station in Royan and regular bus services from St Augustin.

By Air:La Rochelle-Ile de Re airport (1hr from St Augustin): Flights from London Stansted, Gatwick, East Midlands, Birmingham, Leeds, Bristol, Southampton, Manchester, Edinburgh, Dublin or Cork (for UK & Ireland)Bordeaux-Merignac airport (1hr 30 mins from St Augustin): Flights from London Gatwick, Luton & Edinburgh (for UK & Ireland).Poitiers Biard airport (2hrs from St Augustin): Flights from London Stansted & Edinburgh (for UK)

By Train/TGV:Eurostar to Paris (2h 15 mins) and then TGV (high speed train) to stations at: La Rochelle, Saintes or Bordeaux (all under 3hrs journey from Paris). Then regular trains to Royan (just 8km from St Augustin).

By Bus:Regular bus service from Royan (line 21) and other surrounding towns/villages to and from St Augustin. Incidentally there is also a regular bus service (line 31) which runs up and down the coast stopping at the various beaches on the route.

By Car:The area is very well serviced by motorways and roads. Once in the centre of St Augustin get on the “Rue de La Bessure” and follow until you see the residence on your right.

access

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Holiday Lets: A rental management agreement is signed and a 65/35 share of the rental income on the property is paid to the owner (65% for the owner and 35% for the management company).. Based on current weekly rental prices owners can expect a NET rent after agency commission and running costs of 7.1% per annum (based on 18 weeks per year being rented out). In this case the property qualifies for a VAT rebate of 20%.

Long term rental: Rent your villa out on a long term basis to people wishing to live in the villa permanently.These are usually 3 year rolling contracts but can be modified to suit both parties.

Classic purchase: No management contract signed and the owner can come and go as he/she wishes.

ManageMent options for purchasers:

A)

B)

C)

the ManageMent coMpany:The management company: The management company will be Odalys; the 2nd largest management company in France with an annual turnover of 212m Euros (7.9m Euros profit) in 2012. Odalys manages 328 residences across Europe (115,000 beds) and had 2.2 million clients in 2012.

There will be 3 distinct options for purchasers at La Forêt d’Armotte:

We have based our provisional rental prices of the properties on the price of other tourist orientated residences in the area knowing that La Forêt d’Armotte is of a much higher standard and far more exclusive. Based on these figures we can indicate to you the prices we expect to charge for each property on a nightly and a weekly basis.

provisional rental prices:A residence such as this you can expect to get a good occupancy rate from April to October and can expect to rent 18 weeks in this period. So from April to end of June & September would be roughly 1,941 Euros/week, July & August 3,203 Euros/week and October 1,068 Euros/week. 18 weeks in this period given 8 weeks rented in July & August and 10 weeks in April to June & September equates to 8*3203 + 10*1941 = 25,624 Euros + 19,410 Euros = 45,034 Euros. At a value of 355,000 Euros each that is a gross yield of 12.7% and after rental commission of 35% and running costs of roughly 4,000 Euros it equates to 25,272 Euros (7.1%) NET per annum.

occupancy rates

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FRANCE IS A SECURE ECONOMY & POLITICALLY STABLE:

• It is the 2nd largest economy in Europe and the 5th largest in the world with a GDP of $2.61 trillion in 2012

• The buying process is known to be the safest in the world

• It is a low risk place to invest due to its secure legal system and stable political system

• The property market doesn’t tend to suffer booms & busts due to the strict lending criteria of French banks

THE VAT REFUND • The level of onsite services allows property

owners to qualify for a rebate of the VAT if they enter into a management and letting agreement

NO HASSLE MANAGEMENT OF YOUR PROPERTY • The management company will take care

of all the maintenance and repairs of your property

• If you sign the management and letting contract they will take care of all the lettings and changeover of clients at your property

• Flexible management options for owners to suit your lifestyle and investment goals

RENTAL DEMAND IN FRANCE AND IN THE REGION

France is the most popular tourist destination in the world with over 83million tourists in 2012 alone• High demand down to its excellent transport links

and infrastructure, an unrivalled lifestyle envied by many of its neighbouring countries, a rich and diverse culture and history, a good climate and a varied landscape from the mountains to the seaside offering many different leisure activities

• Charente Maritime is the 2nd most popular destination in the summer in the whole of France with 78% of the tourist numbers of the entire Poitou-Charentes region

• The “Pays Royannais” (the stretch of coast coming 10km inland centred on Royan) of which St-Augustin-sur-mer forms part of accounts for 35.5% of the tourists in the entire region supporting a thriving tourist industry here

• The Lonely Planet guide 2012 also puts the Poitou Charentes region among the top 10 destinations in the world

Why invest in a ProPerty at La Forêt d’armotte?

Apart from the obvious lifestyle benefits of owning a property in this luxury residence this really stacks up as a solid, no-hassle, profitable investment.

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LOW TAXES • Non-resident owners of French property are liable

to income tax of 35.5% though French tax rules allow investors to off-set this liability against several factors including French mortgage interest repayments, notary fees and depreciation of the property. (*Please seek independent advice for verification).

• This residence has also been designed to fall under the BIC tax system when a rental management agreement is signed. This allows owners to offset 90% of the property price against any income tax due over a period of 30 years. As suchthere would normally be no or very little income tax to pay.

• Capital gains tax is just 34.5% for non-residents (which depreciates to zero over a 30 year period) and because there is a double-tax treaty between the UK (and many other countries) and France you will not pay tax twice.

EXCELLENT FINANCE OPTIONS• Mortgages available up to 80% of the property

value• Historically low interest rates

GREAT PROSPECTS FOR CAPITAL GROWTH• Top location with high specifications and good

on-site services & facilities• Boutique development of just 20 properties

making it exclusive and unique• Currently a shortfall of 4 million homes in France

A CLEAR EXIT STRATEGY • Sell your freehold property at any time with or

without a management & letting agreement• Wide resale market: permanent residents, holiday

home buyers, & investors• Sell it through local estate agents, international

agents, property investment companies or privately

• An on-site re-sales network will also be put in place where purchasers may sell their properties to potential resort guests which is often the way people buy holiday homes and investment properties- in fact we expect a waiting list of buyers on this residence.

A SOLID MEDIUM TO LONG TERM INVESTMENT• Suited for low risk investors seeking a hassle free,

long term investment or to create capital and a rental income for retirement

• All mortgaged properties in France have a life policy attached to it making the scheme even more interesting for your dependants

• A perfect alternative to pension funding due to the stable nature of the investment

Why invest in a ProPerty at La Forêt d’armotte? (continued)

AvecoeurOffice 206, Crown House

72 Hammersmith RdLondon W14 8TH

Tel: 0203 597 7030Fax: 0203 597 7031

Email: info@avecoeur.comweb: www.laforetdarmotte.com