Kudumbashree State Poverty Eradication Mission 26th... · 2019. 11. 26. · List of 131 NHGs shared...
Transcript of Kudumbashree State Poverty Eradication Mission 26th... · 2019. 11. 26. · List of 131 NHGs shared...
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Kudumbashree
State Poverty Eradication Mission
S. Harikishore, IAS
Executive Director
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Kudumbashree
State Poverty Eradication Mission
Established in 1998
A National Resource Organization since
2012 (MoU with 19 States)
State Nodal Agency of;
•MKSP •NULM
•PMAY •NRLM
•DDUGKY •SVEP
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Organizational Structure
Kudumbashree Local Bady
1065 CDSs 1034 LSGDs
19,489 ADS 19,489 Wards
2.92 NHGs 80 lakh Families
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Micro Finance
1.91 lakh NHGs out of 2.9 lakh NHGs
have live linkage (66%)
Live linkage is Rs.4442.17 Crore
Average Loan size is 4.1 lakhs and
duration is 3 years.
Resurgent Kerala Loan Scheme (28,212
NHGs availed 1680 Cr and 1,95,514 members
benefited)
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Possible areas of Convergence
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More NHG loans
33548 NHGs have SBI Accounts
Out of this 4,179 availed bank
loan(13%)
Average loan size is 4.2 lakhs.
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More JLG loans
65000 JLGs
In 2019-20, total Number of JLGs
availed bank loans are 10,294
Special MoU signed with SBI
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Loans for Enterprises
21365 Micro enterprises
Demand for loan in urban areas (already 45 application submitted to SBI)
Loan upto 10 lakh or more on demand
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RO plant
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Special Projects Kerala Chicken
Kerala Chicken
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Muttathe Mulla
Cooperative banks giving Rs.10 lakh
overdraft to NHGs.
First implemented in Palakkad (Rs. 100 Cr
disbursed through 1025 NHGs)
Now expanded to other districts- Total
150 Cr disbursed
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Muttathe mulla State level Inaguration
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Debt Swapping
Target 10,000 NHGs
Now 752 NHGs debt swapped
List of 131 NHGs shared with
SBI
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Credit Linked Subsidy Scheme(CLSS)
20,323 bank loans given in CLSS
Only 1,049 in SBI
Huge demand in urban areas.
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CSP
2 CSP’s Started
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House keeping
Finance order received
MCC, RCC, Reserve bank
Metro, Vyttila Mobility Hub
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Café Corners at SBI
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ATM Managers
Associating with CSB in 17 ATMs.
Salary of Rs. 4,500 per month
+ incentive for selling products.
Their income ranges from Rs. 4,500 to Rs. 30,000
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Marketing Executives
To sell products
DDUGKY trained candidates
available.
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CSR
1. Can discuss mutually ( Railway Stations )
2. House Construction Unit
3. Providing Financial literacy/
trainings.
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Looking ahead for…
Strong partnership
Long term Relationship.
Customer Focus.
Win-win: benefit to
Community & bank
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Thanks
Committed Leadership
This should be the beginning.
It’s only possible through RM’s
and dedicated officers.