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AUDITORS'REPORT
BELGHORIA IANAKATYAN SAMITY(BIS)
For the Year 2015-1,6
By
KN. lainVCl.Shartered Acccuntants
2, LalBazar Street, 2nd Floor,R. No -204, 205 Kolkata - 700 001
Phone: 033 2231-,- 6502/03, Fax: 033 g'1,-6504
E-mail : info @V,rtJainco. com, Web \ry w\M.knj ainco. com
K.N.lainUCo.Chartered Accountants
2,LalBazar Street, 2nd Floor, R. No- 204,205, Kolkata - 700 001
Phone :033 2231-6502103, Fax: Afi2231-6504E-mail : [email protected], Web: www.knjainco.com
BRANGHES: . GlRlDlH . RANIGANJ . ffAMGAR
lndependent Auditor's Report
To the lVt"rO"rs ofBelqhoria Janakalvan Samitv
Report on the Financial Statements
We have audited the accomp_anying financial statements of Belghoria JanakalyanSamity, having it's Registered Office at 13, Rishi Bankim Road, Nimia, Kolkata-7ood4g,which comprise the Balance Sheet as at 31"t March, 2O1G and in" lncome andExpenditure Account for the year then ended and a summary of thesignificant accounting policies and other exptanatory information.
Management's Responsibility for the Financial statementsThe Company's Management is re;ponsible for the preparation of these financialstatements that give a true and fair view of the financial position. This responsibility includesthe design, implementation and maintenance of internal control relevant to the preparationand presentation of the financial statements that give a true and fair view and are free frommaterial misstatement, whether due to fraud or error. ,
Aud itors' ResponsibilityOur responsibility is to express an opinion on these financial statements based on our audit.We conducted our audit in accordance with the Standards on Auditing issued by the lnstituteof Chartered Accountants of lndia. Those Standards require that we comply with the ethicalrequirements and plan and perform the audit to obtain reasonable assurance aboutwhether the financial statements are free from material misstatement.
An audit involves performing procedures to obtain audit evidence about the amounts and thedisclosures in the financial statements. The procedures setected depend on the auditor'sjudgment, including the assessment of the risks of material misstatement of the financialstatements, whether due to fraud or error. In making those risk assessments, th€j auditorconsiders the internal control relevant to the Organization's preparation and fair presentationof the financial statements in order to design audit procedures that are appropriate in thecircumstances. An audit also includes evaluating the appropriateness of accounting policiesused and the reasonableness of the accounting estimates made by the management, as wellas evaluating the overall presentation of the financial statements.
v
K.N.lainACo,Chartered Accountants
We believe that the audit evidence we have obtained is sufficient and appropriate to providea basis for our audit opinion.
Opinion r
In our opinion and to the best of our Information and according to the explanations given tous, the financial statements of Belghoria Janakalyan Samity for the year ended 31't March,2016 are prepared in all material respects in accordance with relevant law in the manner sorequired and give a true and fair view in conformity with the accounting principles generallyaccepted in lndia.
For K.N. JAIN & Co.Chartered AccountantsFirm Reg. No- 3191 19E
Date: 2nd June , 2016Place: Kolkata
C--^c^a_"]Samya SenguptaPartner r
Membership No. 059027
BELGHORIA JANAKALYAN SAMITYHead Office-'AE-592,, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
BALANCE SHEET AS'AT 31"t MARCH 2016
NoteAs At 31't March, 2016 As At 31't March, 2015
I. SOURCES OF FUNDS
A. Capital FundGeneral Fund
B. lndia Micro Finance Equity Fund-SlDBl
G. Business Capital from KIVA- USA
D. Loans :
Secured Loans
E. Current Liabilities
F. Loan Loss Reserve
Total
II. APPLICATION OF FUNDS
A. Fixed Assets
B. lnvestments
G. Gurrent Assets, Loan and Advancesa) On-lending to SHGb) Loans & Advancesc) Cash and Cash Equivalentsd) Other Current Assets
Total
1
2.4
2.8
3
4
5
6
7
891011
19291422
20000000
42141228
207321626
847 101
2250326
13829295
1 5000000
21794839
104291224
51 8037
1049677
291851703 156483072
2219173
283021 19
2250327506381 58
346105211048982
1795347
I 1 697831
104967738270056
37202236549864
291 851 703 156483072
Notes to the Balance Sheet enclosed
As per our attached report of even date
FoTKNJAIN&CO.Chartered AccountantsReg No-3191 19E
On behalf ofBelghoria Janakalyan Samity
naeI \_L->\ \ \ O--, X*^*
(Samya Sengupta)PartnerMem. No. 059027Kolkata, 2nd June,2016
SecretaryBelghoria Janakalyan Samity
BELGHORIA JANAKALYAN SAMITY
Head Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
INCOME & EXPENDITURE ACCOUNT FOR THE YEAR ENDED 31"1 MARCH 2016
NoteFor the year ended 31"1
March- 2016
For the year ended31st March.2015
INCOME
Revenue from OperationGrant ReceivedOther lncome
Total of (A)
EXPENDITUREB.
Employee Benefit ExpensesFinancial ExpensesAdministrative and Other ExpensesExpenses for Other Social activitiesDepreciationLoan Loss Provision
Total of (B)
SURPLUS FOR THE YEAR (A.B}Transfer to Capital Fund
1213
',4
15161718
65
44817869646129
1 343608
25094157767539
1162493
46807606 27024189
856087620237519
84352522275989
6351 931200649
585901 9880955755478352095090
638071279441
41345479 23229013
5462127 3795177
Notes to lncome and Expenditure account Enclosed
As per our attached report of even date
FoTKNJAIN&CO.Chartered AccountantsReg. No-3191 19E
On behalf ofBelghoria Janakalyan SamitY
fr- \-4.--rr J g -D--
(Samya Sengupta)PartnerMem. No.: 059027Kolkata,2nd June,2016
SecretaryBel ghoria Janakalyan Samity
'.v........
BELGHORIA JANAKALYAN SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
CASH FLOW STATEMENT FOR THE YEAR ENDED 31ST MARCH 2016
Particulars As on 31"t March,20,16
As on 31"t March,2015
A CASH FLOW FROM OPERATING ACTIVITIES:
Net Surplus before TaxAdjustment for Non Cash Expenditure:Depreciation on Fixed AssetsLoan Loss ProvisionAcclued lnterest on BorrowingAdjustment for Non Cash lncomeAccrued lnterest on LoanAccrued lnterest on FDROperating Profit before Working Capital Change
Adjustment for(lncrease)/ Decrease in Operating AssetsDisbursements of Loan to BorrowersRecovery of aforesaid LoansLoan Written OffOther Advances/ Recoverablelncrease/ (Decrease) in Operating LiabilityCash Flow Before Extraordinary ltems
Net Cash Flow From Operating Activities (A)
B CASH FLOW FROM INVESTING ACTIVITIES:Purchase of Fixed Assets tFixed DepositNet Cash Flow From lnvesting Activities (B)
C CASH FLOW FROM FINANCING ACTIVITIES:Secured Loan taken during the periodRepayment of Secured LoanUnsecured Loan taken during the periodRepayment of Unsecured LoanProceeds from Subordinated Debt from SIDBI
I Business Capital
I Increase/( Decrease) in Cash Credit Account
I Net Cash Flow From Financing Activities (C)
I Net lncrease or Decrease in Cash and Cash EquivalentsI ta+B+c)lnoo' Opening Cash and Cash EquivalentslClosinq cash and cash equivalents as per Books
5462127
6351 931 200649
(256577)(959288)
3795177
638071279441
(21e43)(148347)
6082104 4542398
(446334100)326269088
(610643)329064
(212982000)1 85037906
9126200582
(1 20346591 ) e7734386\
1142644861 (23191988)
(105e019)(1 5645000)
(1267361)(8385854)
(1 670401 9) {9653215)
155000000(52000710)
500000020346389
31112
70066000(164e28_45)
ussti qo
837230128376791 689521 25
(2591715)
37202236
361 1 6923
1 08531 3
346',,0521 37202236
As per our Report of even date
For K.N. JAIN & Co.Chartered AccountantsReg. No-3191 19E
"(__*_^ASamya SenguptaPartnerMembership No. 0590272nd June, 2016Place: Kolkata
On behalf ofBel ghoria Janakalyan Sam ity
SecretaY-tBelghoria Janakalyan S amitY
L'i1,,
. BELGFIORIA JANAKALYAN SAMITY--...-'H ead oI:.- 45-5:3,.
9:do.t: 1, sa lt 1".\: g itv:
-Ko l kata-799994
Reg, Office- 13; Rish'i Bahkim Road, Nimta, Kolkata-700049
GENERAJ- pTSCLOSURE9
Basis of PreparationThe Organization follows mercantile system of accounting. The'accounts are prepared on the historical cost basis, as a going
concern and are consistent with applicable Accounting Standards issued by the lnstitute of Chartered Accountants of lndia(lCAl) to the extent applicable.
Basis of Estimates
The presentation of financial statements in conformity with lndian Generally Accepted Accounting Principles requires
management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosr:re of
contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses during
the reporting period. Although such estimates are made on a reasonable and prudent basis taking into account all ar.'ailable
information, actual results may differ from those estimates.
Notes on Business Operations
Belghoria Janakalyan Samity is registered under the West Bengal Societies Registration Act. 1961 (Registration number
511L136292). The organization provides livelihood promotion services mainly to the low-income rural, urban, semi-urban andperi-urban households, comprising of livelihood and other micro financial services to those population segments which are
mostly un-reached by the formal banking systems with the principal purpose of promoting sustainable livelihoods.
A seven member Executive Committee is the highest policy making platform of the organization. These committee members
meet every quarter to assess performance parameters, to approve budgets and to review growth plan to the organization.
Secretary of the organization is bestowed with powers to execute and oversee day to day management of operational aspects.
Presently the organization reaches to its targeted clients through the network of 19 branches, 5 of which are located in North
24 Parganas, 2 of which are in Murshidabad, 3 of which are in Alipurduar, 4 of which are in Coochbehar and 5 are in Jalpaiguri
district. t
The organisation is registered under section 12A(b) and 80G of the lncome-tax Act,1961 .
BELG HORIA JANAKALYAN SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
Note Annexed to and Forminq Part of Balance Sheet(Figures in Rs.)
Note No- 1
Capital Fund
Net Surplus (excess of income over expenditure) of the year Rs.5462127 was transferred to Capital Fund, As on 31st March
2016 capital fund of the organization was Rs.19291422.
SIDBI has given Subordinate Debt Assistance of Rs.2.00 core under lndia Microfinance Equity Fund Scheme (IMEF). The
organization is paying interest @8o/o p.a. Sub-ordinated Debtwill be repaid within 6 years, including an initial moratorium of 4
years from the date of first disbursement of Rs.1 .SOcore bearing rate of interest @ 9o/o p.a. Sub-ordinated Debt of Rs.50 lacs
rate of interest @ 9% p.a. will be repaid within 6 years, including an initial moratorium of 5 years from the date of firstdisbursement.
KIVA-USA has given the interest free Fund as a sector building initiative for a period of 3 years for onward lending the fund
with the option of perpetually increasing or extending the fund on maintaining and fulfilment of certain condition.
Note No- 3Loan Fund
unParticulars As At 31"t March ,2016 As At 31"t March , 2015
Opening Cumulative Surplus
Add: Surplus During the Year
Total
13829295
5462127
1 00341 1 I
3795177
1929',1422 13829295
Note No- 2A. lndia Microfinance Fund
Particulars As At 31"1 March ,2016 As At 31"t March ,2015Opening balance
Add: Received from SIDBI during the Year(Sub-ordinated debt assistance)Total
1 5000000
5000000
1 5000000
20000000 1 5000000
B Business Capital from KIVA- USAParticulars Ae Af ?,lst Marnh ?O'lA Ac Af ?'lst March ?015
Opening balance
Add: Received from KIVA- USA during the Year
Total
21794839
20346389
7243099
14551740
42141228 21794839lTotat (A+B) 62141228 36794839
Particulars As At 31"t March ,20'16 As At 31"t March , 2015Cash Credit LoanState bank of lndia, MCC BranchBGV Bank, Hatiara BranchTotal (A)
Term LoanSIDBIDena BankMaanaveeya Development & Finance Pvt.Rashtriya Mahila Kosh (RMK)lndian Overseas Banklndian Grameen ServiceUCO BankUnited Bank of lndiaLoan from MilapBandhan BankAnnaya FinanceReliance CapitalBMBNational Bank for Agriculture and RuralDevelopment (NABARD)Total (B)
Total- (A)+ (B)
Ltd.
982500114772998
9747554148'19333
43939401 5666671
r zaoloo21497407
395841227560005484306311 95660001 0000000
444444020000000
4999989426132
24597999
9666000834000
540000027000000
1 00000001 500000011258337
566000
24566887
182723627 79724337
207321626 104291224
Att I oans are secrrrecl aoainst hvnothecation of book debts. The oroanization is reoavino instalment of Term loan and interest
BELGHORIA JANAKALYAN SAMITY
Head Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
Note No- 4Current Liabilities
Note No- 5Loan Loss Reserve
As on 31st March 2016 the organization has past due loan instalments of Rs.65575 against total outstanding of Rs.66733. As
on 31st March, 2016 standard portfolio of the organisation was Rs.224966017 (99.97%). As per RBI guidelines the
organisation has provided loan loss reserve @1% on entire portfolio outstanding and accordingly provision was required
Rs.2250326. Existing provision up to 31st March 2015 was Rs.1049677, balance amount of Rs.1200649 was provided during
the year.
Note No- 6Fixed Assets
Fixed assets are stated at cost, net of depreciation. The cost of an asset comprises of its purchase price and any cost directly
attributable for bringing the asset to its working condition and location for its intended use.
Depreciation is provided on the assets following W.D.V. method at the rates appropriate as per the lncome Tax Act, 1961 .
All assets of the organization are tangible fixed assets. During the current financial year fixed assets worth Rs.105901 t has
been purchased. The company has not sold or disposed off any assets during the year.
Details of fixed assets have been given in separate sheet as Annexure 1 to the Note-6 of the Balance Sheet.
Particulars As At 31"t March ,2016 As At 31"t March ,2015Audit Fees Payablelnterest Accrued but not DueProvident FundEmployees' ContributionEmployer's ContributionP.F. Administrative ChargeEmployees State lnsurance (ESl)Employees' ContributionEmployer's ContributionProfessional TaxStaff $ecurity DepositTDS PayableSundry CreditorsAdvance from othersSHG lnsurance PremiumTotal
3073830733
3666
68700281026
651 37
263682490
1 9300094277
1 161 003
2364923649
2863
921_24
501 61
218191910
'140500
9000
25000177523
711619252
58981s921
847101 51 8037
Particulars As At 31"t March ,2016 As At 31"t March,2015
Opening Loan loss ReserveAdd: Reserve created during the year
Less: Loan Written-Off during the year
Total
10496771200649
2250326
770236279441
1049677
2250326 1049677
2250326 1049677
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BELGHORIA JANAKALYAN SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-70004g
Note No- 7lnvestment
Note No- 9Loans and Advances
Presently the organization has total fixed deposit of Rs.27072653 lying with different banks. Fixed Deposits Receipts ofRs'27062653 were pledged with different banks .ggainst various loan facilities from various banks and financial institutions.Accrued lnterest on Fixed deposit has been takdn into account. TDS amounting to Rs.1 13814 has been deducted by banks.Net Accrued lnterest (after deducting TDS) was taken into account.
Note No- 8Loan Portfolio
Particulars As At 31"t March ,20'16 As At 31't March , 2015Fixed DepositUCO BankBandhan BankUnited Bank of lndiaBharatia Mahila Banklndian Overseas Bank, lalbazar BranchState Bank of lndiaSIDBIAnnaya Financelndian Overseas Bank, Lalbazar Branch(Recurring Deposit))UBl, Talsha Branch (Recurring Deposit))Dena BankBGBV, Hatiara BranchAccrued lnterest on Fixed DepositUCO BankBandhan BankAnnaya FinanceBharatia Mahila BankSIDBIUnited Bank of lndiaDena BankState Bank of lndialndian Overseas Bank, Lalbazar BranchBGBV, Hatiara Branch
450000035000006000000
50000040000001 650000
1250001 000000
620000140000
31600001877653 27072653
1229466
1 500000
2000000
aoooooo
400000
1 6500001877653 11427653
270178
130714205076001 0
24664548
238016256759
6592253427256427
4116
tiz+77019
8823499035
28302119 1 1 697831
Particulars As At 31"t March ,2016 As At 31"t March,2015Balance as per Last accountAdd: Loan Disbursed during the year
Less: Loan Realized during the yearLess: Loan Written-off during the year
1049677384463341 00 551 301 838
326269088
77023644212982000 290005644
1 85037906
326269088 1 85037906
225032750 104967738
Particulars As At 31"1 March ,2016 As At 31=t March ,2015A. Staff Loans and Advances
Travelling advance to StaffsPersonal LoanBi-cycle Advance to Staff
B Advance to Others of expensesAdvance to Others of expenses
1 880063650 82450
555708
115005240656550 120456
149600555708 1 49600638158 270056
BELGHORIA JANAKAI.YAN SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg.Offi0e- 13, RiShi Bankim Road, Nimta, Kolkata-700049
Cash and Cash Eouivalents
Bank accounts are reconciled on periodical basis. No long pending entry has been found in Bank reconciliation statementsPhysical verification of cash in hand are carried out by the management on regular basis.
The Cash Flow Statement is prepared in accordance with the indirect method prescribed in Accounting Standard 3.
Cash Flow Statement is given in separate sheet along with the Balance Sheet.
Note No- 11
Other Current Assets
The organization has a policy to collect interest on weekly basis from the members. The company has provided for interest for3 days on the entire outstanding loan portfolio balance as on 31.03.2016.
Previous year figures have been re-grouped and re-arranged wherever necessary.
Note No- 10u
Particulars As At 3t"r March,,2016 As At 31"t March , 2015
Cash in Hand
(As Certified bv manaqement)
Balances with Banks
738714
33871807
52553
37'14968334610521 37202236
Particulars As At 31=t March, 2016 As At 31"t March ,2015A. Deposit with land lords (offices)
B Accrued lnterest on loan to SHG members
C TDS Receivables
388600
480892
179490
232100
224315
93449
1048982 549864
BELGHORIA JANAKALYAN SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
Note Annexed to and Forming Part of lncome and Expenditure Accounts(Figures in Rs.)
Note No- 12Revenue from n
Particulars For the year ended
31"t March, 2016
For the year ended
31"t March, 2015
lnterest on Loan from SHG MembersMicrofinance Loan Processing Fees
40437549.004380320.00
231018771992280
44817869 25A94157
The Organization provides livelihood promotion services mainly to the low-income rural, urban, semi-urban and peri-
urban households, comprising of livelihood and other micro financial services to those population segments which
are mosly gn-reached by the formal banking systems with the principal purpose of promoting sustainable livelihoods.
Revenue Recoqnition
All incomes arising from various business segments and micro finance are recognized on accrual basis, unless
otherwise stated.
lnterest on loans are charged and accounted for on diminishing balance method. Allied income and loan processing
charges are accounted for as per contracts with the borrowers. However, income on non-performing assets (NPA) is
recognized only when it is realized and unrealized interest on Non Performing Assets (NPA) is reversed from the
current interest, when an asset becomes NPA.
Note No- 13
Grants
Note No-14Other lncome
lnterest on fixed deposit is inclusive of accrued interest of Rs.959288
Note No- 15
Particulars For the year ended
31"t March, 2016
For the year ended
31"t March,2o15
Grants from NABARDGrant from Bandhan t 646129
127500640039
646129 767539
Particulars For the year ended?,f st Marnh 2n',8
For the year ended3'lst March 2015
lnterest on lnvestmentlnterest on Savings Bank Accountlnterest on Staff LoansSubscription from EC MembersReceipt from Livelihood ProgrammeReceived against Financial Literacy TrainingDonation for Disaster Relieflnterest on 'TDS Refunded'from lncome Tax Dep.Other lncome
1158617824
19318700
135322
2278026373410
3547633749
13618
68049095814
92513134
1343608 1162493
Benefit EParticulars For the year ended
31"t March, 2016
For the year ended
31"t March,2015Staff SalaryBonus and Exgratia to StaffLeave Travel AllowanceLeave SalaryEmployer's Contribution to PFEmployer's Contribution to ESI
PF Administrative Charges
76331 1 9
30091 7
25245594
332439208694
39861
51 676691 98665
1 35055539
23949016476231544
8560876 585901 I
BELGHORIA JANAKALYAN SAMITYHead Office- AE-592, Sector-1 , Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
Note No- 16Financial Ex
lnterest and other cost incurred in connection with the borrowing of funds are charged to revenue on proportionate
basis of time unless otherwise stated. Accordingly lnterest on loan has been taken into account on accrual basis.
Administrative and Other Expenses have been taken into account on accrual basis. Expenditure has been provided
where ever necessary.
nancParticulars For the year ended
31"1 March, 2016
For the year ended
31"t March, 2015
A lnterest on Cash Credit Account
B lnterest on Term Loan
C lnterest on lndia Micro Finance Equity, SIDBI (llME)
D Loan Processing Charges
3187408
12000950
1448640
3600521
3353208
3644609
1127672
684068
Total (A+B+C) 20237519 8809557
Note No- 17Administrative and Other Ex Micro Finance
Particulars For the year ended
31"t March, 2016
For the year ended
31"t March, 2015
AGM/EC Meeting ExpensesBusiness DevelopmentExpenses for Credit Bureau Checkinglnsurance ChargesProfessional fees for ConsultancyPenalty on ESI PaymentRating Expenseslnterest on TDS paymentSHG Member Welfare ExpensesAudit FeesBank ChargesUtensils and CookeriesDocumentation expensesMembership FeesMonthly Coordination MeetingStationery and PeriodicalsStaff Training and DevelopmentElectricityRefreshment and HospitalityOffice MaintenanceOffice RentPostage and TelephoneRepairs and MaintenanceTravelling and ConveyanceWebsite Developmentlnterest on Staffs' Security DepositSoftware MaintenanceStaff Recruitment CostM iscellaneous ExpensesRound offStaff Welfare Expenses
6372533901 I
205171773494422
1 71 000
zssitz1431 00
8243124189146306604513682
7844022035928
25447331 9961431242
1220400241230
6784914537 18
247081054
3000001 30962518
2
1 000
2474763794
991 0
127472909
1 68540400
750010483288920221751544051854
602447874
133722120361726748127 10058202931 871 06
1681801 068467
864
aiza
82506
8435252 5547835
: BELGHORIAJANAKALYAN:SAMITYHead Office- AE-592, Sector-1, Salt Lake City, Kolkata-700064
Reg. Office- 13, Rishi Bankim Road, Nimta, Kolkata-700049
Note No- 18for other Social Activities
Particulars For the year ended31"t March, 2016
For the year ended
31"t March,2015Expenses for Livelihood ProgrammeProgramme Expenses-Target Hardcore PoorExpenses for Financial Literacy TrainingDisaster ReliefSchool ProgrammeDonation to Local Bodies
1470681180223
83561 I50000
3598027099
1 092959403789534381
4340520556
2275989 2095090
The Organization spent an amount of Rs.2275989 under Social Welfare expenses for skill development of SHGmembers, financial literacy training to SHG members, distribution of books, stationeries, bags to the student of BJSschool, where children of brick field workers are studying, support to the Hard Core Poor, livelihood promotion andgave donation to local bodies to organize blood donation camp, sports and cultural programme.
Previous year figures have been re-grouped and re-arranged wherever necessary.