Klong ToeyKlong ToeyImprovement on Housing

Proudly presented by:Abigail[1]Vivien[2]Stacy[12]Cheryl[22]

ObjectivesObjectives

• To make sure there are basic housing utilities in every household.

• To allow every household to own a property.

• To lower the death rate, infant mortality rate and raise the life expectancy of an average person in Klong Toey.

• Allowing lower-income households to own a property.

Problems facedProblems faced

• Massive spontaneous or informal self-help housing (loosely termed as shanty housing) on the fringe of large cities is largely centered.

• Fringe developments dominates the area covered; the distribution of high density dwellings for low income groups is complex.

Problems they are facingProblems they are facing

• They face threat of eviction as now the Port Authority wants to clear the area to make way for commercial development to increase tourism rate in the city.

• With support from the Duang Pratreep Foundation, the slum dwellers fight against the eviction due to the unaffordable rent for high rise flats.

Current schemeCurrent scheme

• The Thai Government has launched many housing loan programmes such as: – the Government Housing mortgage loan

programme for civil servants and state-owned enterprises' employees; and

– the Government Savings Bank's mortgage for low-income people.

Current schemeCurrent scheme• There is low interest rate as well as

long maturity loans, which has been highly conducive to borrowers.

• The programme currently finances 26.7 billion Baht (1.267 billion SGD) worth of mortgages.

• The success of these loan packages has influenced many commercial banks to offer comparable loans, giving the consumers more alternatives.

Our suggested schemeOur suggested scheme

The Thai Government should:• Fund the lower-income households so that

they have essentials for living.• Give grants to lower-income households,

allowing them to own their own property.• Create more jobs for the economy.• Provide free/subsidised education for the

people.• Provide free/subsidised healthcare for the

people.

Similarity and DifferenceSimilarity and Differencebetween the current scheme and our suggested between the current scheme and our suggested

one.one.

• Similarity– The Thai Government is funding for the

providing of essentials to their people.

• Difference– The current scheme caters to financial

needs of the people whereas our suggested scheme caters to providing the people with essentials so they can have a longer life span and proper housing.

To whom does this benefits?To whom does this benefits?

– slum dwellers;– people in need of financial assistance;

and– homeless people.

Who does this affect?Who does this affect?The Thai Government

Slum dwellersHomeless people

Projected timeline and possible Projected timeline and possible source of fundingsource of funding

• Timeline:About 3 to 5 years• Source of funding:The Thai Government and charities like

the Duang Prateep Foundation.

How does it improve life?How does it improve life?

• Lower-income households will have the essentials to live and own a property.

• They will also have a job, so they will not be as poor.

• The young of the households will have at least basic education.

• The life expectancy of a person in the country will increase because of the free/subsidised healthcare provided.

Once again, it’s done by:Abigail[1];Vivien[2];Stacy[12]; andCheryl[22].