Kilian News December 2010

KCC NEWS

ISSUE 24

December 2010

Kilian Community College Issue 24

If you have not already obtained your new (photo) student ID card, please see the

front desk to get your picture taken! All students, staff and visitors are required

to wear an ID when on campus. Visitor IDs are available at the front desk. Stu-

dent IDs are red and staff/faculty IDs are blue. You may be asked to show ID

while you are on the Kilian campus. Please take care of your ID - the cost of a

replacement is $5.00.

Did the vending machine take your money?

Please visit the front desk.

Unfortunately we cannot issue you an immediate re-

fund, however we will be happy take your name, the

$$$$ amount & which machine is the guilty party.

We will obtain a refund from the vending machine

company as soon as we possibly can! They are nor-

mally on campus at least a few times each week. If

you have any questions about this policy, please see

Gene McDaniel, Dean of Student Services. Thanks!

ANNOUNCING

CHANNEL 19: Watch the television in the front lobby

for Kilian-related announcements.

Channel 19 is now dedicated to commu-

nicating information to our students!

“Fear will always knock on your

door. Just don’t invite it in for dinner.

And for heaven’s sake, don’t offer it a

bed for the night.” - Max Lucado, from his book Fearless:

Imagine Your Life Without Fear


Once upon a time there was a young couple that were going on an 11 day cruise. They had thought

about a cruise for several years & had even worked hard and saved up a little bit of money. They de-

cided to pay for the rest with a loan. When asked why they wanted to go their response was that a

cruise would provide adventure, fun, friends, new experiences and a chance for the “good life.” So …

the couple packed their bags and were ready to go. The following is a recap of their experience on

the cruise …

Day 1: Decided not to go the 1st day because they were afraid they didn’t know anything.

Day 2: Made it to the boat; Missed out on the informational meetings, couldn’t find their room, didn’t

hear about the cruise activities & missed the social mixer. Didn’t meet people and cruise ship staff.

Day 3: Settled in but the cruise wasn’t going as well as they had hoped.

Day 4: Met some people and had some fun in the sun. Things looking a little better.

Day 5: Kind of tired - decided to stay in and missed the planned adventure that day.

Day 6: “Might rain …” Slept in. Missed boat to island for scuba diving & snorkeling! (Weather was fine!)

Day 7: Thought they may be getting sick; Just walked around the boat - boring!

Day 8, 9 & 10: Cruise “sucks.” People aren’t friendly, staff doesn’t care & nothing fun going on.

Day 11: Time to leave! Looked around & saw people laughing, telling stories of adventures and making

plans for next year. “How could their best vacation be our worst?”

A week later they received a letter from the captain of the ship. It stated that the couple’s perform-

ance on the cruise had been monitored. He regretfully informed them that they had flunked “Cruising

1010” and were encouraged not to take another cruise until they were ready to have fun and enjoy the

experience. (PS. You still owe for the cruise - please pay as soon as possible.)

This story reminds me of many college students who plan & dream for years to attend college, but

when the day comes for them to start they “blow it” by not becoming involved, not making an effort

to meet students & staff and not attending class. If this is you, it is almost a guarantee that you will be

miserable in school and even fail!

So from day one …. Jump in & enjoy the cruise!

By: Gene McDaniel, Dean of Student Services & Counselor

(Office 121; [email protected])


BIRTHDAYS IN DECEMBER ...

12/02/1863 ~ Charles Ringling - 1 of 7 original Ringling brothers.

12/05/1902 ~ Strom Thurmond - South Carolina Senator for 48 years

12/10/1830 ~ Emily Dickinson - Reclusive poet whose work was published af-

ter she died.

12/12/1923 ~ Bob Barker - “Price is Right” Host and South Dakota native!

12/14/1919 ~ Shirley Jackson - Author of eerie short story “The Lottery”

12/21/1959 ~ Florence Griffith Joyner - Track star and Olympic gold medalist who won 3

in 1988

December is “Write a Friend” Month.

December 1 = World AIDS Awareness Day

December 7 = Pearl Harbor Day

December 10 = Human Rights Day

December 25 = Christmas Day

December 31 = New Year’s Eve

What is KWANZAA?

The word Kwanzaa is Swahili for “first fruits.”

It is an African American holiday observed

throughout the world beginning December

26th and ending January 1. It’s roots are in an

ancient African first-fruit harvest celebration.

Kwanzaa is organized around 5 activities: (1)

gathering of family, friends and community

(2) reverence for the Creator (3) commemora-

tion of the past (4) recommitment to the

highest ideals of the African community and

(5) celebration of the “Good Life” - life, strug-

gle, achievement, family, community and cul-

ture.

Source: “Kwanza,” Microsoft® Encarta ®

Online Encyclopedia 2008

Wishing you

a very

Merry

Christmas!

What is Hanukkah?

Hanukkah or Chanukah (Hebrew for

“dedication”) is an annual festival of the Jew-

ish people celebrated on 8 successive days.

Hanukkah commemorates the rededication

of the Temple of Jerusalem in 165 BC. Ha-

nukkah is a festive family occasion with spe-

cial foods and song. Children receive small

gifts or money and play games.

Hanukkah is also known as the Festival of

Lights, Feast of Dedication and Feast of the

Maccabees. It begins on the 25th day of

Kislev, the 3rd month of the Jewish calendar,

corresponding to December on the Gregor-

ian calendar.

Source: “Hanukkah,” Microsoft® Encarta ®

Online Encyclopedia 2008


COSTS OF SMOKING …

1 week: $42.00

1 month: $168.00

1 year: $2190.00

3 years: $6570.00

5 years: $10,950.00

DID YOU KNOW THAT …

1/2 of all smokers will end up dying from a

smoking-related illness?

In the US, smoking is responsible for nearly 1 in 5 deaths?

South Dakota Dept. of Health

QUITLINE

1-866-SD-QUITS

www.cancer.org

www.befreesd.com


Money management now makes a better life after graduation.

With the holidays approaching, money is on everyone’s mind. Does it seem like your fellow stu-

dents

always have the cash to do the things they want to do and buy the things they want to buy? Don’t

worry about “keeping up.” Instead, remember that sacrifice now means a better life later! Live like

a student!

Before making a purchase this holiday season, ask yourself these questions:

1) Can I really afford it? How much will it cost me? Don’t forget about interest.

2) Does this purchase help me meet my goals?

3) Can I be more creative with my gift-giving? Is there a homemade treat I can give?

4) How can I give of my time & talent instead?

Know people doing something fun over the holiday break? Instead,

Work - EARN money this season to offset the spending.

Go home & visit your family

Volunteer - Helping the less fortunate always puts our own finances in perspective!

Catch up on your sleep - Take good care of yourself over break!

Read a good book or better yet … Catch up on your homework

Start a new exercise routine.

Is the money already spent? Do you feel like you might be getting in financial trouble?

Set up a budget right away and follow up. There are easy to use calculators online!

Only borrow the student loan money you NEED. Don’t be tempted by unnecessary overage!!!

Make it a priority to spend less than you earn. You’ll be shocked by how many “wants” you pur-

chase!

STOP using your credit cards. Think you can’t afford to? You can’t afford not to.

START using coupons and watching for the products you use regularly to go on sale!

Make all minimum payments on time each month.

Call your creditorss about working out a plan before you get in too deep.


Opportunities abound this season

if you’re looking for a way to give back …

Active Generations Christmas Party - December 14 from 6-9 pm

Provide refreshments, give out door prizes, dance with a senior & more. Contact Lisa at 336-6722 Second Chance Rescue Center - Pictures with Santa at Petco

Volunteers are needed on December 11th from 12-4. Call 362-1722 Goodwill Shoe & Mitten Party - December 11th

Southern Hills United Methodist Church … Call 731-1932 Over 100 volunteers are needed! Good Samaritan “Angel” Opportunites - Good Samaritan Homes

Help with the beauty shop, manicures, yard care & more! Contact Marcia Brown at 370-4770 Join the Baker’s Club at the Ronald McDonald House

Volunteers can use the great kitchens here to bake treats for the families! Contact Barb Auch, House Manager, at 336-6398 And many, many more . . .

Visit www.heplinecenter.org for more information on the opportunities in our area!

Never doubt that a small group of committed people can

change the world. Indeed, it is the only thing that ever has.

--Margaret Mead

THANK YOU, JON! A big thank you goes out to

Jon Klockman who volun-

teered his time & talent to take

pictures at Kilian on Novem-

ber 19th. Many students &

families came to get family

pictures, pictures with friends/

siblings/pets or individual

shots. Students were able to

choose from a selection of

backdrops & props and even a

Christmas themed backdrop!

All poses were given elec-

tronically and copyright re-

leases are available. This al-

lows everyone to get prints

made anywhere they want to,

which is a big money saver for

everyone! We hope everyone

enjoys their new pictures!


DO YOU NEED A NOTARY PUBLIC?

Kilian provides this service to students at no charge! Just stop

by to see Erin (Room 106) or Joyce (Room 113). Remember

to bring your photo ID. We cannot notarize your document

without it, even if we know who you are. Also, your document

must be signed in front of us, not prior to stopping by.

The staff and faculty of Kilian Community

College wish you and your family a safe and

happy Holiday Season. We are glad you are

here and look forward to working with you in

the New Year. Happy Holidays!

IN NEED OF

DENTAL CARE?

The USD Dental

Hygiene Program

provides clinical den-

tal services in Sioux

Falls:

521 N. Main Ave,

Suite 202

367-8046

Please call for hours,

pricing & services

available in this teach-

ing environment!

MESSAGES FOR STUDENTS -

The front desk is unable to take messages for you. In the event of an

emergency only, the front desk staff will take down the name and

telephone number of the caller or visitor along with the nature of the

emergency. An attempt will be made to locate you.

If you need to contact your instructor, please use the contact informa-

tion in your syllabus. The front desk cannot notify your instructor if

you are going to be late or miss class. If you have any questions

about this policy, see Gene McDaniel in Room 121.

“If money is your hope for independence you will never have it. The only

real security that a man will have in this world is a reserve of knowledge,

experience and ability.” Henry Ford

“Success in business requires training and discipline and hard work. But

if you’re not frightened by these things, the opportunities are just as great

today as they ever were.” David Rockefeller

“Leadership is not magnetic personality - that can just as well be a glib

tongue. It is not “making friends & influencing people”- that is flattery.

Leadership is lifting a person’s vision to higher sights, the raising of a

person’s performance to a higher standard, the building of a personality

beyond its normal limitations.” Peter F. Drucker


OVERAGE CHECKS

Dates have been established by the KCC administration for the distribution of financial aid

“overage” checks for the winter semester which begins Nov. 29, 2010.

*RETURNING STUDENTS/PREVIOUS STUDENT LOAN BORROWERS*

Thursday, December 23, 2010

(PLEASE NOTE THE COLLEGE IS CLOSED ON DECEMBER 24!)

*NEW STUDENT LOAN BORROWERS*

Thursday, January 13, 2011

Distribution will be in the Business Office & will begin at 8:30 am.

Checks not picked up that day will be mailed to the address on file.

Be sure the Business Office has your current address on file!

BRRRR … WINTER WEATHER POLICY – Local broadcasting stations announce postponement or cancellation of classes.

Television stations contacted are KELO, KDLT and KSFY. Radio stations con-

tacted are KELO-AM, KELO-FM, WSN-AM, KRRO-FM, KSOO, and KSOB.

If you believe classes could be cancelled due to weather, call 221-3100. If

classes have been cancelled, the voice mail message will affirm that decision.

Important Dates:

November 29 Winter Semester Begins

December 3 Last Day to Add/Drop a Class

Dec 20-Jan 3 Winter Break for Students

Dec 24-Jan 3 Kilian Offices CLOSED

Jan 10-Jan14 Midterm Week

February 4 Last Day to Withdraw

February 25 Winter Semester Ends

Your FICO score is a large part of your credit rating. IT MATTERS! Lenders usu-ally base approvals and denials on FICO. FICO ranges from 300-850. A higher score is better and can result in a lower interest rate. FICO scores are calculated based on your rating in 5 categories: payment history, amount owed, length of credit history, new credit & types of credit. Fico score are usually used to gauge the likelihood that a borrower will default on a loan.

Check your credit report from all three major reporting agencies once per year. If you feel you are getting into trouble with credit card debt, there are two practical ways to go about paying it down. 1) Pay off loans or credit cards with high interest rates first –or- 2) Pay off the smallest balances first, if watching the initial debt disappear will be

good incentive to continue.

Increase your knowledge of credit card terms: (Source: Imagine America Foundation)

Annual Percentage Rate (APR): The 1 year rate that is charged for borrowing. Example = A credit card might charge 1% a month, but the APR is 1% x 12 = 12%! Balance Transfer: Moving a balance from one card to another. Some cards allow 0% interest for the first balance transfer, which means you can transfer the card balance without paying an extra dime. Credit Limit: The maximum amount of money available to you on a credit card. Be careful not to exceed this limit! If this limit is exceeded, high penalty fees are charged and it can affect both your interest rate and your credit rating. Debt-to-Credit Limit Ratio: Measured by dividing the combined unpaid balances on a credit card by the total credit limit. The lower the ratio, the better your credit rating.

Remember the old saying, “An ounce of prevention is worth a pound of cure!” Think about your future before you charge a purchase today. Is it a want or a

need?

FINANCIAL AID TIPS by Carolyn Halgerson

HOLIDAY CLOTHING SALE

PRESENTATION COLLEGE BOOKSTORE

Take 20% off all CLOTHING

now through December 10th!

Stop in Room 139 to shop!

Can order different sizes and styles.

MERRY

CHRISTMAS

&

HAPPY NEW YEAR!

Kilian News December 2010

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