Keeping Student Healthy in the US
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Keeping Students Healthy in the US
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This was presented at the NAFSA Region I in Spokane WA in 2013, about Keeping International Students Healthy in the US. It was presented by Apinant Hoontrakul, Cynthia Cox (Oregon State University) and Sage Mwiinga (The College of Idaho)
Transcript of Keeping Student Healthy in the US
Keeping Students Healthy in the US
Presenters
Apinant Hoontrakul International Student Insurance Marketing Manager/ Licensed Insurance Agent
Cynthia Cox Oregon State University International Student Advisor
Sage Mwiinga The College of Idaho International Student Advisor
Presentation Overview
What students need to know: Healthcare inside vs. outside the US Health insurance Staying healthy
Tools and strategies to educate students
Crisis management: what to do in an emergency
Discussions
Healthcare in the USA
What students should know about...
Healthcare in the US is expensive!
Healthcare Overview
Outside the US
Medical treatment is less expensive
Nationalized health care
Visit hospital for major and minor conditions
Inside the US
Medical treatment is expensive
Private insurance
Hospital is not the “go-to” for all treatment
Seeking Treatment Appropriately
• Minor sicknesses & injuries• Wellness & preventative care• Serious medical conditions• Emergency
Health InsuranceWhat students should know about...
• Key insurance provisions• How to use insurance• Common misconceptions• The Affordable Care Act
Key Insurance Provisions
Out-of-pocket costsWellness Care/ Preventative Care
Mental healthMaternityPre-existing Conditions
How To Use Insurance
Where to get treatmentProvider Network
How to file a claim
Who to contact to get assistance
Common Misconceptions
“Don’t have to pay anything”Covers “everything”Dental & vision
Affordable Care Act - Facing the Change
AFFORDABLE CARE ACT
Clarity on the ACA
IRS enforces mandate based on resident vs. non-resident alien analysis
F, M, Q and J (student/scholar) visa holders are exempt for 5 years from: maintaining minimum essential coverage paying the shared responsibility payment
International students can choose their plan: School’s group plan Individual health insurance State exchanges
International students will still need to meet the US Department of State (J visa) and their school’s insurance minimums
What this means for compliant group plans? Annual Limits:
Policy year September 24, 2012 until December 31, 2013: Annual limits of no less than $500,000
Policy year on or after January 1, 2014: No annual limits
Preventative Care: Student health coverage is required to provide preventive services without cost-sharing.
Lifetime Limits: Plan may not impose lifetime limits Pre-existing condition limitations: Plans may not
impose pre-existing condition limitation on those younger than age 19.
• After January 2014, pre-existing conditions cannot be excluded
Staying healthy - mind and body
What students should know about...
Challenges to Staying Healthy
Leaving home for the first timeHaving appropriate transportationMaking adjustments:
Cultural differences Climate differences
Possible Risks
Mental issues Physical issues
Poor Diet & Physical health
Risky Behaviors Sex Drugs Alcohol
Environmental
Staying HealthyMind & Body
Get involved School associations Community organizations Intramural/club sports Gym and recreational areas
Staying HealthyMind & Body
Develop support systems Advisors and Support Staff Mental health counselors
*Stigma associated with mental health
Staying HealthyMind & Body
Develop a healthy lifestyle Exercise Eat Sleep
Educating Our Students
Tools and Strategies
Tools
OrientationsPhysical materialsVirtual resources
Educational video example: http://www.internationalstudentinsurance.com/explained/us-healthcare-system-video.php
Before They Arrive
-Website
-Pre-Departure Guide
Welcome PacketsEmail Communication Request for allergy informationStudent Experience Blogs – (http://
www.collegeofidaho.edu/blog/student-experience)
FacebookRA Training on Cultural Awareness
When they arrive- Student Health Services at Orientation
- http://www.youtube.com/watch?v=XGtafBJjJrA&feature=player_embedded
All about Student Health Services Video
http://www.youtube.com/watch?v=XGtafBJjJrA
When they arrive
New International Student Orientation “Your Health & Welfare at The College of Idaho” Team-building activities (social support network). Use of upperclassmen – share personal experiences.
International Student First Year Mentor
After arrival and beyond
International Coffee hour Student Health Mentors give presentations
Online Ongoing Orientation Alcohol Awareness Module Sexual Health Module Potential Mental Health or “Healthy Living” module
After arrival and beyond
Residence Life programing Alcohol Awareness, Suicide Prevention, etc.
International Student Support Group International Student Organization Collaboration with other offices on campus Partnerships with local community members
Religious organizations, alumni, etc
What to do when something major does occur
Medical Evacuations/ Repatriation of Remains
Discussions / Q&A
QuestionsToolsEffective strategiesPersonal experience
Thank you.
Apinant Hoontrakul [email protected]
Cynthia Cox [email protected]
Sage Mwiinga [email protected]
Ismail Warsame [email protected]
