June 2015 - YYY Money (Give Yourself a Pay Rise)
1
you you you all about you 58 glamour Text: Nandi Ndlovu, Danielle Pergament; Photography: Peopleimages.com How to really have fun at a nightclub Do some research If you don’t have a good club recommendation, check your city guide. To know if a club is fun and crowded, see its entertainment schedule. Time your arrival If the club opens at 10pm, get there at 11.30pm. If you go right when it opens, you’ll have to warm up the dance floor. VIPs arrive around 1am, and that’s when the line is longest. If the wait is more than 20 minutes, you may not get in – come back another time. Don’t wear flats A good club look is heels, skinny jeans and a cute top, or heels and a dress. You want to look chic, elegant and sexy, but not desperate. Remember: unless it’s incredibly hot, showing too much skin can feel cheap. Avoid the entourage It’s best to go with just one or two friends. If you’re part of a huge group, you’re less likely to get in or get a table, and even less likely to be invited to join someone else’s table. Look at the line-up Most clubs have an opening DJ or band. Learn about the night’s performer and use that information to get in. If the doorman knows you’re a fan, he’s more likely to allow you access. Don’t order a fancy drink Bartenders are too busy to make a complicated cocktail. Try a tequila and orange juice – it’s great for sipping, and tequila is more of a pick-me-up than other alcohol. Just alternate with water to last the whole night! I s your spending getting out of control? Are you shelling out more money than you’re earning? Don’t worry, you’re not the only one who needs to get their shopaholic tendencies in check! Five ladies who’ve curbed their bad spending habits offer practical tips to make your money go further. “Eating out is what I waste my money on most of the time. I frequently go out for lunches and dinners, and I’m often too lazy to cook when I’m home, so I wind up ordering takeout. “My solution: I’ve started cooking my own meals. Now I spend much less on food than I did before. Cooking at home has a massive impact on your spending and (bonus!) your culinary skills. I also freeze all my leftovers to eat later on in the week.” – Tanya, 31 “I struggle to save money because I’m terrible at tracking my spending! But I recently came across the budgeting app Goodbudget (free on Android and iPhone – visit goodbudget.com for more information), and I haven’t looked back since. “The app is simple: register your household and input your monthly income. Then, you simply add ‘envelopes’ to track where your money is going. I have five envelopes: accounts, essentials (like toiletries and food), travelling expenses, student loan and miscellaneous (for extras). “All I need to do is input an estimated budget for each of the envelopes, and I can track my spending. Now I actually stick to my budget because I can check on my spending throughout the month.” – Ashleigh, 23 ATTITUDE Tips from Jayma Cardoso, owner of New York’s trendy club The Surf Lodge. MONEY Five brilliant ways to help make your hard-earned moolah go the extra mile. Give yourself a pay rise, today! “Whenever I have cash in my purse, I find I’m tempted to spend it. To keep temptation at bay, I now take all of the money in my purse under R50, and put it aside in a jar. At the end of the month, I take out what I’ve accumulated in my jar and put it into my savings account.” – Janna, 25 “To keep myself from swiping my salary away, I’ve resorted to carrying cash when I go out or go shopping for clothing. I allocate a certain amount for the outing, and leave my cards at home. It forces me to think about what I’m spending my money on, and I’m not left weeping when I next check my bank statement.” – Siya, 26 “I tend to overdo it on grocery shopping, and I don’t even end up eating all of the food I buy! To avoid the waste, and the stress on my bank account, I now shop with a grocery list and a limited amount of cash. “This trick ensures that I’m strict with myself, and I only get what I need. I also try to eat something beforehand – shopping hungry is never a good idea!” – Andi, 30 FOLLOW US FOR EIGHT EASY WAYS TO SAVE MONEY, HEAD TO GLAMOUR.CO.ZA YYY_Money + Attitude.indd 1 2015/04/08 12:20 PM
-
Upload
ashleigh-klein -
Category
Documents
-
view
36 -
download
0
Transcript of June 2015 - YYY Money (Give Yourself a Pay Rise)
you you you all about you
58 glamour
Text
: Nan
di N
dlov
u, D
anie
lle P
erga
men
t; P
hoto
grap
hy: P
eopl
eim
ages
.com
How to really have fun at a nightclub
Do some research If you don’t have a good club recommendation, check your city guide. To know if a club is fun and crowded, see its entertainment schedule.Time your arrival If the club opens at 10pm, get there at 11.30pm. If you go right when it opens, you’ll have to warm up the dance floor. VIPs arrive around 1am, and that’s when the line is longest. If the wait is more than 20 minutes, you may not get in – come back another time.
Don’t wear flats A good club look is heels, skinny jeans and a cute top, or heels and a dress. You want to look chic, elegant and sexy, but not desperate. Remember: unless it’s incredibly hot, showing too much skin can feel cheap. Avoid the entourage It’s best to go with just one or two friends. If you’re part of a huge group, you’re less likely to get in or get a table, and even less likely to be invited to join someone else’s table.
Look at the line-up Most clubs have an opening DJ or band. Learn about the night’s performer and use that information to get in. If the doorman knows you’re a fan, he’s more likely to allow you access.Don’t order a fancy drink Bartenders are too busy to make a complicated cocktail. Try a tequila and orange juice – it’s great for sipping, and tequila is more of a pick-me-up than other alcohol. Just alternate with water to last the whole night!
I s your spending getting out of control? Are you shelling out more
money than you’re earning? Don’t worry, you’re not the only one who needs to get their shopaholic tendencies in check! Five ladies who’ve curbed their bad spending habits offer practical tips to make your money go further.
“Eating out is what I waste my money on most of the time. I frequently go out for lunches and dinners, and I’m often too lazy to cook when I’m home, so I wind up ordering takeout.
“My solution: I’ve started cooking my own meals. Now I spend much less on food than I did before. Cooking at home has a massive impact on your spending and (bonus!) your culinary skills. I also freeze all my leftovers to eat later on in the week.” – Tanya, 31
“I struggle to save money because I’m terrible at tracking my spending! But I recently came across the budgeting app Goodbudget (free on Android and iPhone – visit goodbudget.com for more information), and I haven’t looked back since.
“The app is simple: register your household and input your monthly income. Then, you simply add ‘envelopes’ to track where your money is going. I have five envelopes: accounts, essentials (like toiletries and food), travelling expenses, student loan and miscellaneous (for extras).
“All I need to do is input an estimated budget for each of the envelopes, and I can track my spending. Now I actually stick to my budget because I can check on my spending throughout the month.” – Ashleigh, 23
attitudeTips from Jayma Cardoso, owner of New York’s trendy club The Surf Lodge.
Money
Five brilliant ways to help make your hard-earned moolah go the extra mile.
Give yourself a pay rise, today!
“Whenever I have cash in my purse, I find I’m tempted to spend it. To keep temptation at bay, I now take all of the money in my purse under R50, and put it aside in a jar. At the end of the month, I take out what I’ve accumulated in my jar and put it into my savings account.” – Janna, 25
“To keep myself from swiping my salary away, I’ve resorted to carrying cash when I go out or go shopping for clothing. I allocate a certain amount for the outing, and leave my cards at home. It forces me to think
about what I’m spending my money on, and I’m not left weeping when I next check my bank statement.” – Siya, 26
“I tend to overdo it on grocery shopping, and I don’t even end up eating all of the food I buy! To avoid the waste, and the stress on my bank account, I now shop with a grocery list and a limited amount of cash.
“This trick ensures that I’m strict with myself, and I only get what I need. I also try to eat something beforehand – shopping hungry is never a good idea!” – Andi, 30
Follow us
for eight easy ways to save
Money, head to gLaMour.Co.Za
YYY_Money + Attitude.indd 1 2015/04/08 12:20 PM
