Joanna Jarvis

MYFLIP

Debt & Financial Advice

Services

Session Plan

Balloon Game Balloon Game

How good are you with How good are you with money Quizmoney Quiz

Priorities & Priorities & Consequences Consequences

Debt Jargon Debt Jargon

Debt letters review Debt letters review

DVD Attitudes to Debt – DVD Attitudes to Debt – Facing BankruptcyFacing Bankruptcy

Dealing with debtDealing with debt

Case Study Case Study

Financial Advice Financial Advice Services Services

Further Information Further Information

Introduction

What is debt?What is debt?

Understanding Financial JargonUnderstanding Financial Jargon

How good are you with Money?

QuizQuiz

Understanding attitudes & behaviour to Understanding attitudes & behaviour to moneymoney

Making positive choices Making positive choices

Prioritising Debt & Bills

It is a priority?It is a priority?

What happens if I don’t pay? What happens if I don’t pay?

What can happen?

• You could lose your home or be You could lose your home or be evictedevicted

• You could be cut off from services You could be cut off from services

• You could get a fineYou could get a fine

• A Sheriffs Officer could take your A Sheriffs Officer could take your belongings belongings

• You could be taken to court You could be taken to court

• You could go to prison You could go to prison

• Your credit rating could go downYour credit rating could go down

• You could have money taken from You could have money taken from your benefits, wages or bank your benefits, wages or bank accountaccount

• You could be made bankrupt You could be made bankrupt

DVD – A Positive Approach to DebtDVD – A Positive Approach to Debt

Facing Bankruptcy!Facing Bankruptcy!

Dealing with Debt!

CAB advice – Step by Step Guide CAB advice – Step by Step Guide

Debt Busting TipsDebt Busting Tips

Case Study Case Study

Debt Letters Debt Letters

Further Information

www.midlothian.council.gov.ukwww.midlothian.council.gov.uk

www.citizensadvice.org.uk www.citizensadvice.org.uk

www.moneyadvicescotland.org.ukwww.moneyadvicescotland.org.uk

www.nationaldebtline.co.uk www.nationaldebtline.co.uk

www.cccs.co.uk www.cccs.co.uk