January 8.2010, Affidavit of Andre Murray supporting Amended Motion (third version) dated January 8,...

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    Court File Number: MC064209IN THE COURT OF QUEENS BENCH OF NEW BRUNSWICKTRIAL DIVISIONJUDITICAL DISTRICT OF MONCTONBETWEEN: .~ ROYAL BANK OF CANADA & 501376 N.B. Ltd.,a body corporate,

    Plaintiffs, .-and-

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    ANDRE MURRAYDefendant,

    AFFIDAVITI, Andre Murray of the City of Fredericton, in the county of York and Province of NewBrunswick, MAKE OATH AND SAY AS FOLLOWS:

    I. I Andre Murray did receive by mail from the Appeals Court of New Brunswickthe decision Dated Dec s" , 2009 by Justice Richard Bell in regards to the Noticeof Motion for Leave to Appeal which was heard the 9th and 12th of November,2009 . A copy of which is attached hereto and marked Exhibit P.

    2. Attached hereto and marked Exhibit Q is a copy of the affidavit of Process ServerDave Daneliukdated October 14th , 2009.

    3. Attached hereto and marked Exhibit R is a copy of the cover letter for the Pre-Hearing Brief of the Notice of Motion heard Oct z o " , 2009 and addressed to the' ,Clerk of the Court from George LeBlanc Court of Queens Bench, Trial Divisionof Moncton Client Services File Dated October 16th, 2009

    4. Attached hereto and marked Exhibit SCsa copy of pages 7 to 12from the Pre-Hearing Brief heard Oct 20th; 2009 from George LeBlanc, solicitor for RoyalBank of Canada Court of Queens Bench, Trial Division of Moncton ClientServices File Dated October 16th, 2009 I

    5. Attached hereto and marked Exhibit T is a copy of the cover letter for theAmended Notice of Motion previously scheduled to be heard Oct 20th, 2009,addressed to the Clerk of the Court from George LeBlanc Court of QueensBench, Trial Division of Moncton Client Services File Dated, October 15th, 2009.

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    6. Attached hereto and marked Exhibit U is a copy of the first page of the AmendedNotice of Motion scheduled to be heard Oct 20th, 2009 addressed to AndreMurray from George LeBlanc Court of Queens Bench, Trial Division ofMoncton Client Services File Dated October 15th, 2009.

    7. Attached hereto and marked Exhibit V is a copy of the affidavit of the HughCameron, Solicitor for the Plaintiff 5013 76 N.B. Ltd., a body corporate Courtof Queens Bench, Trial Division of Moncton Client Services File Dated Octoberth 19 ,2009. . .

    8. Attached hereto and marked Exhibit W is the envelope which contained a handwritten letter addressed and mailed to Andre Murray at 19Marshall StreetFredericton, New Brunswick from Landlord Betty Danielski.

    9. Attached hereto and marked Exhibit X is a copy of a hand written letteraddressed and mailed to Andre Murray at 29 Marshall Street Fredericton, NewBrunswick from Landlord Betty Danielski, Dated April 1st, 2009.

    10. Attached hereto and marked Exhibit Y is a copy of a Phone Bill addressed toAndre Murray at 29 Marshall Street, Dated October 31st, 2009.11. Attached hereto and marked Exhibit Z is a copy of a Power Bill addressed to

    Andre Murray for service at 29 Marshall Street, Dated Aug 19th, 2009.12. Attached hereto and marked Exhibit AA is a copy of a Power Bill addressed toAndre Murray for service at 31 Marshall Street, Dated Aug 19th, 2009.13. Attached hereto and marked Exhibit BB are two Service New Brunswick,

    Fredericton, New Brunswick print outs of the Parcel Information Report, for 29Marshall Street Fredericton, County of York, PID (property IdentificationNumber) 01548650, Dated Jan 8th, 2010 displaying theregistered owner is BettyRose Danielski. .

    14. Attached hereto and marked Exhibit CC is a copy of the Tenants Insurance..Policy for 291 31 Marshall Street, Fredericton, New Brunswick, in the name ofAndre Murray which has coverage to the owners of the property up to 1milliondollars forfire and liability insurance, Dated Jan 8th, 2010.

    15. This affidavit is made insupport ofaNOTICE OF MOTION by Andre Murray.SWORNTOAT TJIE City of fredvLirrh)In the County of ' I e ) I- '"~nd Province of )New Brunswick this )l3" 'h day of 0CUt'io/'12010. )

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    P arce l In fo rm a tio n : Page 1 of2

    b J. . ~ B r u n s r V ~ S c e k . ~Nouveau .> '~ ..... L O R I J. D A N I E L SC O M M IS S IO N E R O F O A T HS--c---------- . . . . . . ; . J , o . u i l l l l l , I S S I ONE X P I RE SD E C EM B E R 3 1 , 2 0 1 4

    Parcel InformationYorkID: 01548650 County:

    status: Active Active DatefTime:Land Related Land Management Unit:Description:Area: 4047 Area Unit:Date Last Updated: 2009-04-21 15:06:59 HarmonizationStatus:Land Titles Status: Not Land Titles Land TitlesDatemme:Dateof LastCRO: Manner of Tenure:Land Gazette NoInformation:

    NB1S05Square MetresHarmonized

    Not Applicable

    Description of Tenure:

    Public Comments:MAP / CARTE 13L62SW

    Parcel Interest HoldersNameDanlelskl, Betty Rose

    Qualifier Interest TypeOwner

    Assessment ReferencePANType Taxing Authority Code Taxing AuthorityAN

    00506975 300 City of/Cite deFredericton

    Parcel LocationsStreet NameMarshall

    Street TypeStreet

    Street Direction Place NameFredericton

    Civic Number29

    https:/lwww.planet.snb.caIPLANETDB/parOOOl$parcel.Quervview?P PID=1548650&Z... 2010-01-08

    http://https/lwww.planet.snb.caIPLANETDB/parOOOl$parcel.Quervview?Phttp://https/lwww.planet.snb.caIPLANETDB/parOOOl$parcel.Quervview?P
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    s : ru"""'l lillVllUQ.UVU.

    CountyYork

    County ParishParishSaint Marys

    Number27051904

    27035311

    25642902

    114Q099311490951~58034256954266953

    DocumentsRegistrationDate2009-04-21

    Book Page Code Description5600 Us Pendens

    Claim for Lien(Mechanics'Lien)Discharqe,Release orSatisfactionMortgageDeed/Tra nsferDischargeMortgageDeed

    2009-04-16 5700

    I

    2008-06-04 61002000-10-31 2270 409 51002000-10-31 2270 403 11001992-10-27 1580 288 1071983-01-01 873 782 1041983-01-01 873 775 101

    PlansNo Records returned

    Parcel ReJationsNo Re.cords returned

    Non-Registered InstrumentsNo Records returned

    https://www.planet.snb.caIPLANETDB/parOOOl$parcel.queryview?P_PID=l548650&Z... 2010-01-08

    Developed bv caris

    http://https//www.planet.snb.caIPLANETDB/parOOOl$parcel.queryview?P_PID=l548650&Z...http://https//www.planet.snb.caIPLANETDB/parOOOl$parcel.queryview?P_PID=l548650&Z...
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    L O R ' J . D A N I e L S Jt;JO M M IS S IO N E R O F O A TH S 7llC O M M I S S IO N E X P IR E SStateFamP~~'M\~~l i C9mpanyNB Rer'ltel'$~"Application 18ind~~Ree:eipt

    Applicant Name: MURRA.Y, ANDREBinder Effective Date: 01-08-201064-BC-B345-1

    BUSINESSMURRAY, ANDRE

    ING ADDRESS: 2931 MARSHALL ST PROPERTY LOCATION: 2931 MARSHALL STFREDERICTON, NB E3A4J8 FREDREICTON, NB E3A4J8

    t application on SFPP: YesIPREMIUM SECTION:

    Type: RENTERS Policy Deductible: 500Back-Up of Sewer orDrain Deductible: 1,000ricy Coverage Limit Premium Endorsements Limit PremiSection IPersonal Property (Coverage B) 20,000 132.00 Back-Up Dwell/Listed Property 20,000 39Section II Comprehensive COyEndorsement 15Personal Liability (Coverage L) each 1,000,000 10.00occurrenceMedical Payments (Coverage M) each 5,000occurrenceCredit Card I BankCard and Forgery 5,000Damage to Property of Others (Each 500Occurrence)Loss of Use (Actual Loss Sustained)

    Loss Settlement OptionsLoss Settlement Option - Personal 81 - Limited 26.00Property ReplacementCostcepted Options Oeclined Options IEndorsementsJewellery and Furs 2,000 included Addllnsured - Special EventSilver IGoldware Theft - Option SG 5,000 included Back-Up DwelllListed Property 10,000Home Computer - Option HC 5,000 included Back-Up DwelllListecl Property 30,000

    Business Pursuits - TeachersCorporal Punishment - Option BUEarthquake EndorsementHealth Care Facillty PropCov 5,000Home Computer - Option HC 10,000Identity Restoration CoverageJewellery and Furs 2,500/5,000Option JFNurses' Professional UabilityOff Premises StructuresPersonal InjuryRented Personal PropertySilver IGoldware Theft - Option SG 7,500Silver IGoldware Theft - Option SG 10,000Unscheduled Residence Glass

    IChargesClaim free discount (7.00)Home alert ( 6 . 0 0 )

    tal Premium: $209.00ount Paid: $0.00redit Amount: $0.00lance Due: $0.00

    2615 CN.1 Rev. 012010 Page 1

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    NB RentersApplication I Binder-Receipt

    ApplicantName: MURRAY,ANDREBinder Effective Date: 01-08-201064-BC-B345-1

    State Farm Fire and Casualty Company

    ENT INFORMATION:pp date and time: 01-08-2010, 03:46 PM

    Agent: Kevin BurkeKEVIN BURKE INS AND FIN SVCS

    Agent IAFO Code: 7055 IF099 Agent Phone: (506) 455-3276

    as applicant had any losses, insured or not, in the past 5 years: Noas any insurer or agency canceled or refused to issue or reneW similar insurance to the named applicant Of any household member within the past 3ears: Noas the applicant been convicted of arson, fraud, or other insurance related offences: NoPLICANT(S) ACKNOWlEDGEMENT:y submission of this appl ication, you agree that: (1) You have read this appl icat ion, (2) your statements on this appl icat ion are cor rect, (3) the coverages,nduding options and endorsements, and the amounts of coverage on this application are those chosen by you, and (4) the premium charged mustomply with state Farm's rules and rates and may be revised. .or purposes of the Insurance Companies Act (Canada), this document was issued in the course of State Farm Fire and Casualty Company's insurancesiness in Canada.

    tate Farm will provide coverage to the applicant and his or her legal representative on the property described for up to ninety (90) days from the EffectiVeate, subject to all terms and conditions of the policy and endorsements for which application has been made. If no Effective Date is indicated, this Binderoes not provide any coverage. This Binder will be void when the declarations page is issued on the pOlicy for which application has been made or whenoverage under this Binder is canceled in accordance with pol icy provisions.he premium due State Farm for the coverage provided by this Binder will be the full annual premium for the policy for which application has been made, aill be pro-rated for the length of time coverage is provided under this Binder.

    Location Address: 635 Union StreetFredericton, NB E3A 3N6

    IMPORTANT NOTICESGARDING CLAIMFRf!E DISCOUNT ...If you are a new applicant, the Claim Free Discount Plan, if in effect in your province, provides a premium discount if you have not had any claimsconsidered for the Plan in the five-year period before applying for coverage with State Farm. When rating new applicants, State Farm considers all claims,including weather-related claims, that resulted in property damage or injury.If you are a current policyholder and have been insured by State Farm for three or more years, the Claim Free Discount Plan provides a premium discountif you have not had any claims considered for the Plan in the most recent three-year period since becoming insured with State Farm. Claims consideredor the Plan generally include claims resulting i~ a paid loss and, depending on the Claim Free Discount Plan that applies in your province, may includeeather-related claims. Additionally, if you hat been insured with State Farm for less than three years, your claim record in the five-year period beforeapplying for coverage with State Farm may affect your eligibility for the Claim Free Discount. To find out whether a Claim Free Discount Plan isin effect inyour province and to learn more about the Plan and the claims we consider for the Plan, please contact your State Farm agentGARDING CONSUMER REPORTS ...Consumer reports, including credit and insurance loss history reports, may be ordered in conjunction with this application. We may also obtain and use acredit-based insurance score developed from information contained in these reports. We may use a third party in connection with the development of yourinsurance Score. These reports provide information that assists with determining your el igibi li ty for insurance and the price you are charged.GARDING YOUR COVERAGE AMOUNT ...he State Farm replacement cost is an estimated replacement cost based on general information about your residence. It is developed from modelsassuming a variety of contents in a typical unit The actual cost to replace your personal property may be significantly different. State Farm does notguarantee that this figure wtU represent the actual cost to replace your personal proper ty. You are responsible for selecting the appropriate amount ofcoverage. Higher coverage amounts may be selected and wi ll result in higher premiums.GARDING CLAIM RECORD RATING PLAN ...The longer you are insured with State Farm, and the feWer claims you have, the lower your premium. Our Claim Record Rating Plan determines if apremium discount or premium increase applies. The premium adjustment is based on the number of years you have been insured with State Farmand onhe number of claims that we consider for the Plan. Depending on the Claim Record Rating Plan that applies in your province, claims