January 2O15 - United American Insurance | Home Sheets V2/Library... · The news and ideas magazine...

The news and ideas magazine for the Independent Agents of United American and First United American Life Insurance Companies

A New Beginning

January 2O15

DIRECTOR OF MARKETINGChristie Gibson

CONTENT SUPERVISORKaley Lockaby

EDITORSRoberta Boyd King

Gay Falkowski

GRAPHIC DESIGNERJohn Begg

[email protected]

to update information for Summit or to submit news for the Editor’s page.

HOME OFFICE972-529-5085

FIRST UA315-451-2544

AGENT SERVICE CENTER 800-925-7355 or email

[email protected]

WEBSITES unitedamerican.com

unitedamerican.com/logon firstunitedamerican.com

firstunitedamerican.com/office

Published regularly by United American and First

United American Life Insurance Companies for the dissemination of information to their Agents.

Prior permission must be obtained from the Home Office

for reproduction or other use of material herein.

ATTN: PROCARE RATE APPROVALS IN AL, DE, DC, ID, NC, ND, AND SCAs previously announced, UA received new 2015 rate approvals for ProCare Medicare Supplement plans in Alabama, Delaware, District of Columbia, Idaho, North Carolina, North Dakota, and South Carolina.

The new business effective date is Feb. 1, 2015, in all states, except Alabama and Idaho, where both the new business and renewal effective date is Feb. 15, 2015.

The renewal effective date is Feb. 1, 2015, in Delaware, District of Columbia, and North Dakota.

The renewal effective date is Feb. 3, 2015, in North Carolina and Feb. 7, 2015, in South Carolina.

Not all plans apply in all states.

ATTN: PROCARE RATE APPROVALS IN NYAs previously announced, First UA received new 2015 rate approvals for ProCare Medicare Supplement plans in New York. The new business and renewal effective dates were Jan. 15, 2015. A new Area 5 has also been approved for ZIP codes 11200-11299.

ATTN: WHOLE LIFE APPROVALS IN AK, CT, FL, KY, ME, MD, NC, SC, TX, VT, AND WYAs previously announced, United American received approval for sale of UA’s Final Expense Whole Life product for issue ages 50 to 80 in Alaska, Connecticut, Florida, Kentucky, Maine, Maryland, North Carolina, South Carolina, Texas, Vermont, and Wyoming.

ATTN: JUVENILE WHOLE LIFE APPROVALS IN AK, CT, DC, FL, KY, MO, NE, NH, NM, ND, OH, OK, SC, WV, AND WYAs previously announced, United American received approval for sale of UA’s Juvenile Whole Life product for issue ages 0 to 18 in Alaska, Connecticut, District of Columbia, Florida, Kentucky, Missouri, Nebraska, New Hampshire, New Mexico, North Dakota, Ohio, Oklahoma, South Carolina, West Virginia, and Wyoming.

Please contact Agency Service at 1-800-925-7355 or email [email protected] with questions on any of the above approvals.

ATTN: ALL UA/FIRST UA GENERAL AGENTSAs previously communicated, the iGO e-App® has been enhanced with a new e-Sign feature. It provides Agents the convenience of e-signing directly from their ‘My Cases’ dashboard. When all required consumer e-Signatures are collected, the e-Sign action appears in the corresponding case’s ‘Case Actions’ menu. Once the e-Sign action is selected,

the Agent is seamlessly transitioned to the e-Signature screens and can review all required information and sign electronically. The e-Signature process itself has not changed.

The e-Sign case actions are available in addition to the traditional e-Signature email notifications. The new e-Sign case action applies only on non face-to-face applications.

Please contact Agency Service at 1-800-925-7355 or email [email protected] with questions.

CODE OF BUSINESS CONDUCT & ETHICSTorchmark and its affiliates are committed to maintaining a business atmosphere and working environment based on honesty, fair dealing, and sound business ethics. Please review The Torchmark Corporation Code of Business Conduct and Ethics by logging into the UAGA/First UA Agent websites and clicking the ‘Code of Business Conduct and Ethics’ link on the right side of the page. This Code of Conduct expresses the standards of integrity and business conduct that all Company directors, officers, employees, and independent contractors must uphold and follow. The Code is provided to help you understand what the Company expects of you and should be read carefully.

WAY TO GO, NOVEMBER GARMIN WINNER THOMAS PAYANT!

GOOD JOB, JONATHAN!“Jonathan (Vall), thanks for the webinar today. I have sold Med-Supps for years and NEVER understood the advantage of High Deductible Plan F. Now I understand.”

~ Agent James Wittke

INTEREST RATES SET The Lifestyle Annuity rate for Jan. 2015, is 3.00 percent. Rates are reviewed and adjusted accordingly. The Deposit Fund Rider new business interest rate for 2015 is 3.00 percent.

WORDS OF WISDOM

“Nothing is predestined. The obstacles of your past can become the gateways that lead to new beginnings.”

~Ralph Blum

2 January 2O15 A New Beginning

mailto:[email protected]

http://www.unitedamerican.com

http://www.unitedamerican.com/logon

http://www.firstunitedamerican.com

http://www.firstunitedamerican.com/Office

http://www.torchmarkconvention.com

https://www.facebook.com/UnitedAmerican

http://www.youtube.com/UnitedAmerican1

https://twitter.com/United_American

http://pinterest.com/ualadies/

http://www.linkedin.com/company/united-american-insurance

http://instagram.com/unitedamerican

http://www.torchmarkconvention.com

Source: https://www.google.com/?gws_rd=ssl#safe=active&q=What+does+%27pie+in+the+sky%27+mean%-

A New Beginning ...I love this time of year. It’s a new year and a new beginning. It’s the time of year when disappointments of the past can be put behind you, and you can look to the future with hope and confidence. Anything and everything becomes possible again. Life is good, and you have the opportunity to make this year the best year of your life.

Change is good!It may sound a little ‘pie in the sky’ … you know, something pleasant to contemplate, but very unlikely to be realized … but it isn’t. You can look to the future and create a better one when you are willing to do things differently than you have done in the past.

I believe change is almost always a good thing. Consider changes our Companies have experienced in the past few years:

� Tremendous growth in the number of UA/First UA Agents appointed

� Major growth in our Home Office staff, in particular our Recruiters, Directors, and Trainers

� Additional webinars and live seminars

� Development of the e-App for Medicare Supplement sales

� Automated Appointment System � Online Supply Order Form � New Whole Life Products

� Updated websites � Increased Social Media interaction � Extension in Agent Services hours

These changes have led to a substantial increase in recruiting and sales for UA and First UA, and I believe it will only get better as the year progresses.

What’s your resolution?One of my resolutions for 2015 is the same as it’s been for several years. I want to spread the UA/First UA opportunity to as many Agents as I possibly can. I want to spread the value of our ProCare Medicare Supplement insurance plans, our cancer plans, our accident plans, and our critical illness plan to both Agents and customers. But I’ve expanded my professional resolution for 2015. I want to make United American a household name when it comes to quality life insurance products, just the way we have for Medicare Supplements.

Many insurers focus almost exclusively on the under age 65 market for life sales – young families and individuals starting their professional lives. Life insurance is important at any age, but insurers have not pursued the Senior market to the same degree. United American is changing that with our new Whole Life for Final Expense policy. Available for issue ages 50-80 in most

approved states, this whole life policy was created to fill a void that's existed for too long in the Senior market. Our new Juvenile Whole Life policy addresses another segment of society often neglected in terms of life sales – children and young people, ages 0-18.

Original Medicare, a quality Medicare Supplement, and appropriate life products help create a safety net for Seniors and gives them the protection they need to deal with any eventuality.

You have only a few days left in the Medicare Advantage Disenrollment Period. Make the most of them! There are thousands of Seniors across the United States still waiting for you to knock on their door. Then get ready for the best year of your career!

3 January 2O15 A New Beginning A New Beginning January 2O15 3

Charles Mankamyer Senior Vice President / General Agents

THANK YOU FOR JOINING THE UA/FIRST UA FAMILY. PREPARE TO UNLEASH THE POTENTIAL OF YOUR NEW BEGINNING!

UNITED AMERICANAbdallah, NasiymaAbramyan, IsabelAguilera, Anthony A.Alaniz, Michael E.Ali, Akbar A.Allenbright, MarloweAmes, Richard B.Anderson, PrestonArmstrong, YanaArreola, MarinaArtiga, Lily H.Aubrey, GeraldAverill, James D.Bacon, Jaime M.Badyna, MartinBarnes, HaroldBarton, Russell H.Bartz, CliffordBaxley, JeffreyBelliveau, Scott T.Beltran, CarlosBeltran, Harry W.Ben, LillieBender, Joel L.Bender, Ronald J.Bender, TimothyBlack, Kent J.Bodin, EdwardBohm, KeithBongiovanni, Terry D.Booth, Gayle A.Botti, BethBoyd, ScottBrady, KennethBranstiter, Harold D.Brashear, Faith H.Brooks, Donald E.Bulloch, WilliamBurda, RaymondBurns, Tommy H.Butschek, KennethBynum Cathcart, DonnaCaldera, MarianelaCalrima Senior Services & Insurance Solutions, Inc.Campbell, Heather E.Cannon, Charlotte A.Carrico, RitaCarrier, James G.Carvo, Andrew M.Castaldi, Matthew W.Catalano, PeterChamberlain, OliverChamberlin, Olin M.Chester, David E.Christensen Management Services, Inc.Cisneros, EduardoClark, Michael W.Clark, Steven P.Claycomb, Lisa G.Collis, James A.Conrad, Edward J.Conrad, SuzanneCooper, Regina F.Crawford, Robbin

Cross, Danny W.Croy, James A.Cunningham, Miles H. Sr.Curtis & Associates Financial Services, Inc. Dahlke, Brian W.Davis, Michael M.Davis, Ronald F.Dawson, KnowlanDe Leo, Patricia A.Deese, Gary L.Dortch, Frank A.Doss, WillieDougherty, Daniel T.Douglas, Alan G.Duchscher, Walden J.Dunlap, Vaughn W.Duque, Nora N.Eaton, AndrewEchols, John H.Educator Group Plans Insurance Services, Inc.Eikanger, John R.Esparzo, JohnFarrell, Richard T.Fawell, Sharon R.Fayen, Thomas P.Fields, Robert L.Fiscal Funding, Inc.Fleischer, David A.Foster, CharlesFranco, KimFranzini, Irene A.Garcia, Allen W.Geyer, Kasey N.Gideon, AugustineGoodwin, Thomas Jr.Gravitt, Michael W.Gross, StephenGuilfu, FrancheskaGulley, Judy K.Haddadin, RolaHafif, IsaacHallberg Insurance Network, Inc.Harmel, Janet L.Harper, CarrollHarris, Brian T.Harrison, Houston R.Havard, Cheryl G.Hay Magdaleno, SandraHayden, John W.Heckelmoser, KarlHector, JoanHeim, John A.Helfrich, Daniel W.Hellerud, WendyHenton, WilliamHicks, Larry D.Hinojosa, Jose C.Hoppe, Leroy T.Horner, Richard A.Hurt, Gary R.Husson, DavidJackson, Samuel L.Jimenez, Jose L.Johnson, Mark

Johnston, Julie A.Jordano, KeithJoslen, TimKaplan, Barry L.Kasper, George K.Kennedy, Bruce S.Kerr, Ryan W.Kettler, FredKhan, Sardar K.Khountham, Kristeen D.Kimbrough, MistyKirk, RoyKnight, Etheridge R.Koehler, Craig R.Kohler, Raymond L.Kroll, Eric A.Kuiawa, DeborahLacey-Gray, Mary AnnLadyman, Cindy B.Landsberg, DebraLanham, JamesLantefield, John V.Lazaro, Deborah S.Leckliter, John A.Lee, Christopher M.Leech, Terry G.Leroy, TiffanyLessert, Crystal D.Lichtenstein, Gary M.Linford, John D.Longland, Michael B.Lovette, MelvinLynn, Bruce W.Mack, James A.Madamba, Joan V.Magalhaes, Ana V.Malabad, ErnestoMandl, MaryMarcano, AvaMaribona, Francisco P.Martina, William P.Martinez, MariaMcCabe, Edward O.McCarthy-Hewitt, ErinMcCoy, Jordan A.McKibben, Thomas R.McMahan, DarrenMcMahon, Al D.McNamara, Michael T.Menard, FitoMensah, AlbertMeyers, Timothy J.Miller, Jeffrey A.Miller, Ward L.Mirkamali, SamMitchell, GayleMompoint, AlexMontoya, Valerie R.Moranz, Edward R. IIIMoscevsky, VladimirMoses, JamesMunoz, Zoila E.Mydell, Tonia C.Mysliwiec, Larry J.Nestler, Steven E.New Horizon Insurance Agency, Inc.Nguyen, Robert

Ollek, LarryOlsey, Kathleen B.Ongoto, Roger M.Orujyan, TigranOstrem, Adam T.Page, Robert P.Pamplona, Alfredo E.Patel, VasavdattaPatterson, David L.Patton, Jesse A.Paulino, Juan M.Pearce, Julie J.Pedzich, ThaddeusPerez, Elena C.Perez, GilbertPhillips, Billy D.Phillips, Roger W.Phlamm, James D.Pickell, Herbert L.Pike, JackPirapakaran, SamPlata, Rick E.Plauche, Tom E.Polzer, Joseph D.Porter, Lanny G.Pottinger, WinsomePreyer, LatoriaPucci, KatyaPuente, RicardoPulisciano, PatriciaPulley, Richard E.Putrino, Amy C.Quinones, ElsieQuintero-Chica, S. MichelleRaddjam, Amir M.Rascoe, Kevin W.Richards, Charles G.Richardson, HarveyRieck, JoelRoa, Alberto I.Roberts, Christina L.Robinson, Tevi D.Rosales-Phipps, BernardaRoyston, TheodoreRue, Gerald G.Saenger, Fred O.Salameh, IntesarSamuel, RubinaSarver, Joan Q.Schenck, CharlesSchiessl, GeorgeSchoomaker, PaulScott, Edward H. Jr.Scott, Clint L.Scrivner, Robert L.Senior Benefits SolutionsShamberger, Robert L. Jr.Shea, StephenSmith, GloriaSmith, JamesSmith, ValerieSoler, LuisaStevens, RogerSt-Germain, WilhelminaStille, Benjamin G.Strimel, AnthonySturm-Chomout, Katherine M.

Suarez, PatriciaSutton, CassandraSwager, GertieSylvester, OlgaTate, Melody K.Taylor, PatrickThompson, Alvin E.Tommarello, Carlo J.Turner, Benny M.Urban, RobertVangemert, Kenneth A. Jr.Vick, PhillipVillanueva, AraceliVincent, ChadVirden, GailVong, Doc V.Walters, Benjamin L.Watkins, Elbert R.Watson, Carol H.Weeks, Thomas M.Wells, Kim E.Westchester Benefit Group, Inc.Wharton, James R.Wheeler, Robert D.White, Antonio D.White, Diane C.Willard, SusanWillett, KevinWilliams, Arkisha R.Williams, Bart D.Williams, JulieWitting, Pirkko H.Woods, Michael L.Worsham, DoloresWorthy, Thomas F.Wright, EvangelineWright, Keith A.Wright, Marty J.Xanthaky, George S.Xavier Da Silva, Paulo A.Yasika, Shawn M.Young, Monica L.Zummo, Matthew C.

FIRST UNITED AMERICANBernstein, Scott L.Gotay, MadelineHarris, ShawandaMaranca, AnthonyMena, HarryMoscato, Edward C.Oliver, Roslyn D.Rateb, AlReimers, Yoan M.Williams, MariiaZayas, Victor


The in San Jose del Cabo, Mexico, is the epitome of luxury, where you can pamper yourself and your guest. Swim, walk on the beach, play golf, shop, sightsee … indulge your every whim. Create memories that last a lifetime at Convention 2016!

June 22–25, 2016#UAConvention2016


EXPLORE

LIFE!

BE OPEN TO LIFE IN

2015!

No Cost Offer Med Facts Kit Print Ad - AD-222

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UAI0593B

This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company. www.unitedamerican.com

But, if you are unable to talk …

Documented health and medical

information could save your life.

Our Med Facts Kit contains a convenient

guide where you can record critical

information about health conditions,

prescriptions, allergies, doctors, family

contacts, and insurance policies.

Contact us today to receive your

Med Facts Kit at no cost, no obligation.

Communication may

save your life. Or the life

of someone you love.

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UAI0593B


But, if you are unable to talk …

Documented health and medical information could save your life.

Our Med Facts Kit contains a convenient guide where you can record

critical information about health conditions, prescriptions, allergies,

doctors, family contacts, and insurance policies.

Communication may save your life.

Or the life of someone you love.

Contact us today to receive

your Med Facts Kit at no

cost, no obligation.

2 Column

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AD-222

Memorial Guide

for final

Wishes

and

Requests

MG03

R3552

Memorial Guide

for final

Wishes

and

Requests

MG03

No Cost Offer Memorial Guide Print Ad - AD-223

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UAI0593A


Losing you will be an emotional time

for your family members and friends.

But you can help protect them from

additional stress by leaving your final

wishes in writing.

Our Memorial Guide provides one

convenient location where you can

record details about your life, funeral

instructions, insurance policies,

financial records, and more.

Contact us today to receive your

Memorial Guide at no cost, no

obligation.

Do your loved

ones know your

final wishes?

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UAI0593A


Losing you will be an emotional time for your family members and friends.

But you can help protect them from additional stress by leaving your final

wishes in writing.

Our Memorial Guide provides one convenient location where you can

record details about your life, funeral instructions, insurance policies,

financial records, and more.

Do your loved ones know

your final wishes?

Contact us today to receive

your Memorial Guide

at no cost, no obligation.

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You Need

This Valuable

Information!

Memorial Guide Print Ad - AD-140

2 ColumnAD-140

3 ColumnAD-140

AD-140

1214

This is a solicitation for insurance and you will be contacted by a state-licensed insurance Agent

representing United American Insurance Company.

Have you made your choices clear to family or friends on what to do

at the time of your death?

Are your wishes in writing and in a safe place that is known to others?

Call now! A licensed agent representing United American will fill out

a personalized Memorial Guide for you ... FREE OF CHARGE!

You Need This Valuable Information!

AD-140

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This is a solicitation for insurance and you will be contacted by a state-licensed insurance Agent representing United American Insurance Company.

Have you made your choices clear to family or friends on what to do

at the time of your death?

Are your wishes in writing and in a safe place that is known to others?

Call now! A licensed agent representing United American will fill out

a personalized Memorial Guide for you ... FREE OF CHARGE!

Agent Name

Agent Address

Agent Phone

Agent Name

Agent Address

Agent Phone

AD-140

© 2014 United American Insurance Company. All rights reserved.These insurance policies have some limitations and exclusions. Plans and benefits may vary by state.

The primary purpose for contacting you is to solicit your inquiry concerning insurance.

You may be contacted by an Agent representing United American Insurance Company.

LC-70

P.O. BOX 8080 • MCKINNEY, TEXAS 75070

Policy Forms UL10-20

___________________________________________________________ ________

Name

Age

___________________________________________________________ ________

Spouse

Age

_____________________________________________________________________

Address (Street, City, State, ZIP)

____________________________ ______________________________________

Phone

E-mail

Do you currently have life insurance? ❑ Yes ❑ No

These policies have some limitations and exclusions. An Agent representing

United American Insurance Company will contact you with details. Of course,

there is no obligation.

If you would like more information,

PLEASE FILL OUT THIS CARD

This card is postage-paid — no stamp is necessary.LC-70RC

United American’s

Fundamental Life Series™

Affordable life insurance

protection with face amounts ranging

from $25,000 to $500,000.

Protect your family’s future ... today.

Protecting the people you love is a fundamental

responsibility. Nothing is more important than

safeguarding your family.

But what happens when you die?

• Would the people you love be able to

sustain their standard of living?

• Could your family handle its financial obligations?

UAI0436 1214

A policy from United American’s Fundamental Life Series

can help protect those who matter most.

LC-70FD786

UAI3030 1214

© 2014 United American Insurance Company. All rights reserved.

Our Final Expense Insurance Policy

is All About Helping You Plan Ahead!

Planning now

makes good

financial sense!

The last thing you want loved

ones to say when planning

your final arrangements is,

“I can’t afford this.” Grieving

takes an emotional toll, and

it can be even more difficult

when there’s a financial

burden.

It’s never easy to think about

what life would be like for

your family after you’re gone.

But planning now can help

your loved ones focus on

the life you lived, and less on

your final expenses.

FD786

United American’s

$3,000 Accidental Death Policy

$3,000 coverage for you • $3,000 coverage for your spouse • $1,000 coverage for each child

■ No premiums due until the end of the first

policy year

Pay no premiums during the first

policy year.

At the end of the first policy year, keep the

coverage for $10 a year premium. If you

decide not to keep the coverage, the plan

terminates and no premium is due.

■ Coverage begins the day the application

is signed

Coverage is effective when the named

insured or spouse signs the application

for insurance.

■ No health questions or physical exam

■ Issue Ages 18-68 (primary insured)

■ Noncancelable and guaranteed renewable

IMPORTANT FACTS*

■ Accidents are the leading cause of death

among those 1 to 44 years old and the fifth

leading cause of death overall.

■ An estimated 122,900 Americans were

killed by unintentional injury in 2011.

■ An accidental death occurs every four

minutes in the United States.

*Source: National Safety Council’s Injury Facts 2013 Edition

Protect yourself

and your loved

ones in case

of accident

To request your $3,000 Accidental Death Policy, contact

UAI2019 1214

This is only a brief description of United American’s Accidental Death Policy, form UAINADP. See policy for definitions. Noncancelable until the anniversary following

your 70th birthday. Full details, including exceptions for payment of benefits, are in the policy. Insurance benefits provided by United American Insurance Company,

3700 S. Stonebridge Drive, McKinney, Texas 75070.

F9356


Name

Phone Number

E-mail Address

F9356

Life Insurance For

Children

Ensures that cash will be there

Life is precious. Unfortunately, accidents and disease claim the lives of children every day. Consider that:

• Accidental injuries are the leading cause of death among children in the United States*.

• Cancer is the second leading cause of death among children age 1 – 24*.

Having money for final expenses provides financial protection when the unexpected happens. With United

American’s Juvenile Whole Life Policy you can get help with that protection.

Whole life policies accumulate cash value, so as the child ages the value of UA’s Juvenile Whole Life policy will also

grow.

Keeps the premium affordable

Premiums for United American’s Juvenile Whole Life policy are based on age, so the cost to you will never be

lower than it is now. Buy today and the affordable rate remains the same for life.

• Available for children ages 0-18

• Benefit amounts range from $1,000 to $25,000

• Terminal Illness Accelerated Benefit Rider (ABR1) is included at no additional cost. Upon satisfactory proof of

a terminal illness, this rider pays 50% of current benefits available prior to death (where state approved).

The company behind the coverage

Stability - United American has been in the life and supplemental health insurance business since 1947.

Strength - For more than 35 consecutive years, United American has earned the A+ (Superior) Financial Strength

Rating from A.M. Best Company (as of 6/14).


FD113 R

UAI2917 0914*Centers for Disease Control and Prevention, NCHS Data Brief, March 2013

This brochure highlights the features of policy form SWL. Policy described herein is not a

preneed or prearranged funeral plan. Policy has some limitations and exclusions. Refer to Your

policy for actual coverage, benefit amounts, and terms. Plan, issue ages, and benefits may vary

by state. Applicant must qualify for coverage amount applied for based on applicant’s age and

health. This is a solicitation for insurance. You will be contacted by a state-licensed insurance

Agent representing United American Insurance Company. FD113

Current Medications I Am Taking

(IMPORTANT: Spell these CORRECTLY)

Date

Prescribed

Dosage

(mgs)

Frequency

(daily, weekly)

Personal medical information for:

MedFacts® is provided as a

courtesy of your local Agent.

Name: ______________________________

Address: ____________________________

City ________________________________

State______ ZIP ______________________

Sex: ❑ M ❑ F ❑ Married ❑ Single

Date of Birth:_______/________/ ________

Preferred Hospital: ____________________

Primary Physician: ____________________

Other Physician: ______________________

Helpful hint: Photocopy this brochure (both sides) and keep it in your auto glove

compartment. If you have a friend who might want a MedFacts® kit, tell your Agent about it!

Instructions: Place the peel-and-stick magnet on the back of the clear plastic

pouch. Keep MedFacts® in the pouch and attach to outside of refrigerator with

magnets. Place MedFacts® stickers near front and back doors in easy view for

medical personnel.

N-3297

LNL0912 0114

N-3297

Register for a life insurance training webinar on the UAGA Agent

website. This webinar introduces you to our Final Expense Whole Life

Insurance Policy for issue ages 50 to 80 and our Juvenile Whole Life

Policy for issue ages 0 to 18. Learn the fundamental principles of selling

life insurance and give your production a boost!

Life is good, and it’s going to get even better in 2015,

as we accelerate our life insurance sales efforts.

Director Bob Lochard and Assistant Director

Vinnie Coiro focus on the life market and can

help you every step of the way.

Young families aren’t the only people who

benefit from life insurance. As Seniors

age, they may become more aware of the

importance of final expense coverage. No

Senior wants to leave a son or daughter with

the expense of planning and paying for their

funeral. It makes sense to prepare in advance

and save loved ones the heartache, stress,

and financial burden.

In addition, when your prospect makes their

adult child or grandchild beneficiary of their

policy, the benefit can provide a financial

legacy, something your Senior policyholder

may not have the financial resources to give

otherwise.

To kick off your life insurance sales campaign,

offer younger prospects a $3,000 Accidental

Death Policy and existing Medicare

Supplement customers a no-cost Memorial

Guide and/or MedFacts Kit. Schedule a time

to stop by, and while you discuss the $3,000

ADP or help them complete the guide or kit,

transition to a discussion of life insurance

needs. Use marketing materials from the

General Agency website Ad Catalog in your

local newspaper or community bulletin and

send lead cards to generate interest in final

expense coverage.

No-Cost Offers

Lead Card:

Flyer:

Print Ads:

Brochures:


Take a FRESH Look at MEDICARE SUPPLEMENTS!

Sources: http://www.medicare.gov/sign-up-change-plans/medicare-health-plans/medicare-advantage-plans/things-to-know-medicare-advantage-plans.html; http://health.usnews.com/health-news/medicare/articles/2014/10/15/medicare-vs-medicare-advantage-how-to-choose

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11 Since 1947, United American has been the Company that does what it says it will do

One of the largest nationwide carriers of individual Medicare Supplement insurance (NAIC)*

23

For more than 35 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company for overall financial strength (as of 6/14)

4

United American has been selling Medicare Supplement insurance since Medicare began in 1966

5Sound premiums – our rates are based on actual claims experience, not the competition. This keeps our Company and rates sound

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Personalized service from local Agents – licensed insurance Agents in 49 states and the District of Columbia

Speak to a live customer service representative in the United States – no outsourcing to other countries

24/7 online customer service – sign up for United American’s free eService Center™ and review policy details, claims status, premium payments, and much more

* NAIC Medicare Supplement Loss Ratios, 2013 Medicare Supplement Insurance Experience Reports, August 2014.

Guaranteed renewable Medicare Supplement insurance policies, so long as premiums are paid on time ♦ 6

Several plan options – United American offers 10 of the 11 standardized Medicare Supplement insurance plans, so you can choose a plan that best suits your needs✢

✢United American offers standardized plans A, B, C, D, F, HDF, G, K, L, and N where available.

♦United American Medicare Supplement insurance policies are also guaranteed renewable as long as there is no material misrepresentation.

AD-317

Policy Form XXXX

United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to

disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company.

United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an

Agent representing United American Insurance Company.

UAI2166 0714

AD-317 UAI2166 0714

www.unitedamerican.com


MEDICARE ADVANTAGE MEMBERS ANNUAL DISENROLLMENT PERIOD


Jan. 1, 2015 - Feb. 14, 2015

Jan. 1, 2015 - Feb. 14, 2015

To learn more:

Learn the FACTS!Compare the Medicare Advantage plan benefits to Original Medicare

and a Medicare Supplement.Make sure you receive the benefits YOU DESERVE!

Learn the FACTS!Compare the Medicare Advantage plan benefits to Original Medicare and a Medicare Supplement.

Make sure you receive the benefits YOU DESERVE!

To learn more:

Medicare Advantage Print Ad

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Agent First NameAgent Last Name

Agent AddressAgent Phone

Agent NameAgent AddressAgent Phone

Guaranteed renewable as long as premiums paid on time

No networks Portable

United American has provided Medicare Supplements since Medicare began and has an A+ (Superior) Financial Strength rating*. See what UA can do for you!

AD-332

Policy Form XXXX

UAI0561 0813

AD-332 UAI0561 0813



To learn more:

*For more than 35 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/13). United American Insurance Company is not connected with or endorsed by the U.S.

Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06,

MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an

Agent representing United American Insurance Company.

* For more than 35 consecutive years, United American has earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/13). United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be

available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company.

Is your Medicare coverage checking all the boxes? A Medicare Supplement insurance policy does that and more!

Guaranteed renewable as long as premiums paid on time

No networks

PortableUnited American has provided Medicare Supplements since Medicare began and has an A+ (Superior) Financial Strength rating*. See what UA can do for you!

Is your Medicare coverage checking all the boxes? A Medicare Supplement insurance policy does that and more!

Medicare Supplement Print Ad

2 Column

3 Column

[Agent Name][Agent Address][Agent Phone]


These policies meet the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Insurance Department. The expected benefit ratio for these policies is 65%. This ratio is the portion of future premiums, which the Company expects to return as benefits, when averaged over all people with these policies. IMPORTANT NOTICE – A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR

LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER. First United American Life Insurance Company is not connected with or endorsed by the U.S. Government, the federal Medicare program, Social Security, or any other government agency. This is a solicitation for insurance, and you may be

contacted by an Agent representing First United American Life Insurance Company.

To learn more contact:

F7115 R10

www.firstunitedamerican.com

These policies meet the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined

by the New York State Insurance Department. The expected benefit ratio for these policies is

65%. This ratio is the portion of future premiums, which the Company expects to return as benefits, when averaged over all people with these policies. IMPORTANT NOTICE – A CONSUMER'S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE

FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS

INSURER. First United American Life Insurance Company is not connected with or endorsed by the U.S. Government, the federal Medicare program, Social Security, or any other government agency.

This is a solicitation for insurance, and you may be contacted by an Agent representing

First United American Life Insurance Company.

To learn more contact:

F7115 R10

www.firstunitedamerican.com

WHY DO I NEED A MEDICARE SUPPLEMENT?ARE ALL MEDICARE SUPPLEMENTS THE SAME?

HOW DO I KNOW WHICH ONE IS RIGHT FOR ME?You have questions, and we have answers. For almost a quarter century, New York-area Seniors have turned to First United American Life Insurance Company for

quality Medicare Supplements. You can too!

WHY DO I NEED A MEDICARE SUPPLEMENT?ARE ALL MEDICARE SUPPLEMENTS THE SAME?HOW DO I KNOW WHICH ONE IS RIGHT FOR ME?You have questions, and we have answers. For almost a quarter century, New York-area Seniors have turned to First United American Life Insurance Company for quality Medicare Supplements. You can too!

Policy Forms: [NYMSA10, NYMSB10, NYMSC10, NYMSD10, NYMSF10, NYMSHDF10, NYMSG10, NYMSK06, NYMSL06, NYMSM10, NYMSN10].

Policy Forms: [NYMSA10, NYMSB10, NYMSC10, NYMSD10, NYMSF10, NYMSHDF10, NYMSG10, NYMSK06, NYMSL06, NYMSM10, NYMSN10]. FUA0916

FUA0916

First UA Med-Supp Ad

2 Column

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texttexttext

texttexttext

ATTENTION SENIORSAre you looking for an affordable Medicare Supplement insurance policy?

Medicare Supplement insurance policies offer you freedom of choice – freedom to choose your doctors and hospitals where Medicare is accepted. There is never a need for a referral from your primary care physician for any covered procedure.

has been a trusted name in the senior insurance market for more than 50 years.United American ProCare® Medicare Supplement PlansUnited American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company.

FC692 © 2014 United American Insurance Company. All rights reserved. UAI2817 0214

Sorry we missed you!

FC657

SENIORSAre you looking for an

affordable Medicare Supplement insurance solution?

WE MAY HAVE IT! If you are in relatively good health,

it may make sense to consider an HDF policy with United American for the considerable savings in premiums!

UA ProCare Monthly Premium Comparison*

Plan F Plan HDF How much can the HDF policy save you annually

in premiums?$184 $33 $151 x 12 = $1,812

* UA ProCare national average monthly premium, female, age 65 nonsmoker. Per Company records Jan. 2014. For illustrative purposes only.

UAI2806 1114

These policies have some limitations and exclusions. The primary purpose for contacting you is to solicit your inquiry concerning insurance. Of course there is no obligation. These policies meet the minimum standards for MEDICARE

SUPPLEMENT INSURANCE as defined by the New York State Department of Financial Services. The expected benefit ratio for this policy is 65%. This ratio is the portion of future premiums, which the Company expects to return as benefits,

when averaged over all people with this policy. IMPORTANT NOTICE – A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER. First United American Life Insurance Company is not connected with or endorsed by the U.S. Government or the federal Medicare program. The rating refers only to the overall financial status of the Company and is not a recommendation of

the specific policy revisions, rates, or practices of the insurance Company. *As of 6/12.NYLC-40R12

POST OFFICE BOX 3125 • SYRACUSE, NEW YORK 13220-3125

Name _____________________________________________________Age______ (Spouse, if any.)

Name ____________________________________________________Age______

Covered under Medicare? ❑ Yes ❑ NoCovered under Medicaid? ❑ Yes ❑ No

Address (If rural, give directions.) _______________________________________

___________________________________________________________________

___________________________________________________________________

Phone No. ( ) ___________________________________________________

These policies have some limitations and exclusions. An Agent representing First United American Life Insurance Company will contact you with details. Of course, there is no obligation.

If you would like more information,PLEASE FILL OUT THIS CARD

This card is postage-paid — no stamp is necessary.

NYLC-40RC12

You may be able to cut out-of-pocket expenses with quality Medicare Supplement coverage

Policy Forms NYMSA10, B, C, D, F, F+, G, K, L, and N

Quality insurance from a strong provider backed by quality service from the Company and your Agent!

➤ Wide range of plans . . . from basic protection, to coverage of excess charges.

➤ Claims paid quickly . . . on average within a week.

➤ Guaranteed Renewable for life . . . protection that is guaranteed renewable, as long as premiums are paid on time and there is no material misrepresentation.

➤ Personal one-on-one, professional Agent service.

➤ Automatic payment plan

Superior Financial Stability:

Our commitment to every policyholder is to provide the finest products, service, and stability! First United American has earned the

A+ (Superior) Financial Strength Rating from A.M. Best Company*.

FUA2286 0612

Top 10 ReasonsTo Choose United American Insurance Company for Medicare Supplement Insurance

AD-360 UAI2901 1014


3700 S. Stonebridge DriveP.O. Box 8080

McKinney, TX 75070-8080

www.uageneralagency.com

This is a solicitation for insurance and you may be contacted by a licensed Agent representing United American Insurance Company. United American Insurance Company is not connected with or endorsed

by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual

Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Medicare Supplement insurance policies are available for persons who are under 65 years of age and eligible

for Medicare by reason of disability or End State Renal Disease (ERSD).


AD-316

ATTENTION SENIORS ...

ATTENTION SENIORS ...

Policy Form XXXX

If you are currently enrolled in a Medicare Advantage Plan … this is your opportunity!


Jan. 1, 2015 - Feb. 14, 2015

If you are currently enrolled in a Medicare Advantage Plan … this is your opportunity!

MEDICARE ADVANTAGE MEMBERS ANNUAL DISENROLLMENT PERIODJan. 1, 2015 - Feb. 14, 2015

This is your last chance to change your plan for 2015

Review the advantages of a Medicare Supplement insurance policy

• No networks; use any doctor or hospital nationwide that accepts Medicare

• You can’t be canceled, guaranteed renewal for life*

Medicare Supplement policy starting as low as $29 per month**

A+ (Superior) rating by A.M. Best Company for more than 35 consecutive years***

This is your last chance to change your plan for 2015

Review the advantages of a Medicare Supplement insurance policy

• No networks; use any doctor or hospital nationwide that accepts Medicare

• You can’t be canceled, guaranteed renewal for life*

Medicare Supplement policy starting as low as $29 per month**

A+ (Superior) rating by A.M. Best Company for more than 35 consecutive years***

*As long as premiums are paid on time. **Area 2, Texas Medicare Supplement Plan HDF, female age 65, nonsmoker. ***Rating as of 6/14. We are also rated A+ “Strong” for Financial Strength by Standard & Poor’s (as of 7/13). United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved.

Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company.

To learn more:

*As long as premiums are paid on time. **Area 2, Texas Medicare Supplement Plan HDF, female age 65, nonsmoker. ***Rating as of 6/14. We are also rated A+ “Strong” for Financial Strength by Standard & Poor’s (as of 7/13). United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSF10, MSHDF10, MSG10, MSK06, MSL06, MSN10, and MC4810 in WI are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be

contacted by an Agent representing United American Insurance Company.

UAI2166 0714

AD-316 UAI2166 0714



To learn more:

Medicare Advantage Print Ad

2 Column

3 Column



AD-235 R10

Stability: Now More Than Ever

Policy Form XXXX

Disenrolled by Medicare Advantage? Find a stable home with United American Insurance Company.

Providing individual Medicare Supplement insurance plans since Medicare began in 1966.

A+ (Superior) Financial Strength Rating*.

United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSG10, MSF10, MSHDF10, MSK06, MSL06, and MSN10, MC4810 in WI

are available from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company. *From A.M. Best Company as of 6/13. This rating refers only to the overall financial strength of the

company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.

To learn more:


Stability: Now More Than EverDisenrolled by Medicare Advantage?

Find a stable home with United American Insurance Company.

Providing individual Medicare Supplement insurance plans since Medicare began in 1966.

A+ (Superior) Financial Strength Rating*.

United American Insurance Company is not connected with or endorsed by the U.S. Government or federal Medicare program. Policies and benefits may vary by state and have some limitations and exclusions. Individual Medicare Supplement policy forms MSA10, MSB10, MSC10, MSD10, MSG10, MSF10, MSHDF10, MSK06, MSL06, and MSN10, MC4810 in WI are available

from our Company where state approved. Some states require these plans be available to persons eligible for Medicare due to disability. This is a solicitation for insurance. You may be contacted by an Agent representing United American Insurance Company. *From A.M. Best Company as of 6/13. This rating refers only to the overall financial strength of the company and is not a

recommendation of the specific policy provisions, rates or practices of the insurance company.

To learn more:


UAI0561 0813

UAI0561 0813


www.unitedamerican.comwww.unitedamerican.com

AD-235 R10

Med-Supp Print Ad

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When selling to Seniors during the Medicare Advantage Disenrollment Period (MADP), help prospects realize the true value of Medicare Supplement insurance plans by promoting their simplicity, ease of use, and stability:

f All Medicare Supplement insurance plans offer the same coverage no matter which company sells them. A Plan F offers the same benefits from every insurer.

f Once Medicare-eligible, Seniors may purchase a Medicare Supplement any time during the year.

f There are NO network restrictions!

f Seniors can see any doctor or go to any health facility that accepts Medicare patients.

f In most cases, Seniors do not need referrals to see a specialist.

f If Seniors have a Medicare Supplement insurance plan in conjunction with Original Medicare, they may have NO out-of-pocket costs for covered services.

f Seniors never have to worry about being canceled due to ill health as long as their premiums are paid on time.

f Medicare Supplement insurers do not contract with Medicare each year like MA insurers, so Seniors won’t worry about losing their plan and needing to find another.

Consider direct lead mailers too. Our suggested vendor list is on the Agent website, so check with Agent Services about using lead dollar credits to purchase leads.

Plexiglass stands in a doctor’s office or Senior center can also be a good source for potential prospects.

Distribute door hangers and place print ads in local newspapers and community bulletins to reach the local Senior population.

Promote UA and First UA Medicare Supplements using preapproved advertising materials from the UA and First UA Ad Catalogs on the Agent websites.

AD-360

FC692

FC657

AD-316

AD-317

AD-235 R10

AD-332

F7115 R10

NYLC-40R12


#5

PACE

SETT

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CLU

BPR

ESID

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LUB

#1 #2 #3 #4 #5

#2 #3 #4#1

STARS OF THE MONTH

6. TIM AHLBUM

7. RAY STEVENS Stevens & Associates Insurance Agency, Inc.

8. DEVIN M. BARTA

9. RON CONCKLIN Rosenberg-Concklin, Inc.

10. SCOTT E. MEDNICK Professional Insurance Systems of Florida

11. ROBERT M. WROBLEWSKI SOS Insurance Group

12. KERRY SACHS Secure Retirement Solutions, Inc.

13. PAUL T. SHELDON Paul Sheldon Insurance & Benefits Planning

14. SHAWN T. SCHROEDER Jack Schroeder & Associates, Inc.

15. JOSEPH MAISONET Maisonet Insurance Agency

16. JOHN W. CLARK Senior Solutions Insurance Agency

17. EDWARD A. CATRON

18. SCOTT J. SCHWARTZ Insurance Protection Services

19. AMERICAN EAGLE CONSULTANTS, INC.

20. CHRISTOPHER N. GRAHAM, CLU

21. PAUL SWEENEY Quality First Insurance Agency, Inc.

22. JACKSON EDWARDS IV

23. CESAR CHACON The Insurance Hub

24. RANDOLPH W. FREY JR.

25. BENEFIT PLANS OF AMERICA, INC.

26. JOHN R. SLOWIK

27. FUTURITY FIRST INSURANCE GROUP, INC.

28. VINCENT ABBATIELLO

29. SENIOR SERVICES OF NORTH AMERICA, INC.

30. JAMES F. SCHULER Consumer Group Services, Inc.

Through December 2014, these top producing Agencies and Agents have the highest net combined annualized premium. They qualify to attend the annual Convention based on Company production and retention requirements.

JON AHLBUM The Ahlbum Group

MIKE LEMAR Sunshine State Agency

WILLIAM J. BOROSAK JR. Secure Financial Group

CATHERINE E. HATTON Long Island Insurance Solutions

EDWARD L. SHACKELFORD The Assurance Group, Inc.

TIM AHLBUM PAUL T. SHELDON KERRY SACHS SCOTT J. SCHWARTZ DEVIN M. BARTA

6. JON AHLBUM


8. RAY STEVENS

9. EDWARD A. CATRON


11. ROBERT HOLZMAN

12. FRED M. ULAYYET

13. JASON STEVENS

14. AARON GORDON

15. EUGENE RANNEY

16. MARK HELLER

17. GARY S. KEMPLER

18. DEXTER R. SAYLOR

19. RICHARD D. SAKHAROFF

20. JOSEPH A. JAFFE

21. JORDAN VICKERS

22. THOMAS A. PAYANT

23. TIMOTHY T. RUSH

24. CHAD A. ROBBINS

25. BEVERLY J. KINGSLEY

26. STEPHEN MAISTO


28. ROBERT V. TANTILLO

29. JULIA LEMBCKE

30. JEFF D. HACKMEIER

1. JON AHLBUM $563,381 2. MIKE LEMAR $273,080 3. WILLIAM J. BOROSAK, JR. $248,313 4. CATHERINE HATTON $182,006 5. STEVENS & ASSOCIATES $169,782 6. SCOTT MEDNICK $151,289 7. ROSENBERG-CONCKLIN, INC. $145,072 8. TIM AHLBUM $129,742 9. DEVIN BARTA $123,579

10. EDWARD L. SHACKELFORD $120,490

1. TIMOTHY RUSH $76,260 2. KERRY SACHS $60,588 3. JASON STEVENS $60,274 4. SCOTT SCHWARTZ $52,840 5. PAUL SHELDON $51,084 6. TIM AHLBUM $50,508 7. RAY STEVENS $43,766 8. JACKSON EDWARDS IV $42,427 9. RICHARD SAKHAROFF $38,568

10. ROBERT HOLZMAN $36,996

For the month of December 2014, these top 10 General Agents and Writing Agents have the highest net combined annualized premium.


WR

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LOOK FOR YOUR NAME ON FACEBOOK AND TWITTER!

LOOK FOR YOUR NAME ON FACEBOOK AND TWITTER!

1. MIKE STEVENS Farm & Ranch Healthcare, Inc.

2. RANDALL F. EATON Eaton Insurance Agency

3. LOREN A. OLGUIN Olguin Insurance Agency

4. NEAL STACY Stacy Insurance Agency

5. ENSURITY GROUP, INC.

6. DONALD K. SALTIS Saltis Insurance Agency

7. CHARLES A. LOPER JR. Loper Insurance Agency

8. RONALD C. WOODLIEF Woodlief Insurance Agency

9. JACOB M. MCGEOY Secure Benefits Alliance

10. DAVID K. DANIELS David K. Daniels & Associates, Inc.

11. FRANCES D. SALETT Salett Insurance Agency

12. EDWARD A. MAXFIELD Maxfield Insurance Agency

13. ELMER GARCIA Garcia Insurance Agency


15. JON AHLBUM The Ahlbum Group

16. JAMES A. HOLMQUIST Holmquist Insurance Agency


18. MELVIN M. WILLIAMS Williams Insurance Agency

19. LEE V. JERNIGAN Jernigan Insurance Agency

20. MARCUS KABORE Kabore Insurance Agency

21. ORAN W. YOUNG Young Insurance Agency

22. TENITRA M. SMITH

23. DENNIS J. CLEOFE Cleofe Insurance Agency


25. WILLIAM H. FARNUM

26. KEVIN A. HENRY

27. MARIE F. WILLIAMS Williams Insurance Agency

28. MACK M. DANIELS Daniels Insurance Agency

29. AGENCY SERVICES ONLINE, INC.

30. ERICKA CEBALLOS

1. MARK A. SIMPKINS

2. CRAIG S. WALKENBACH

3. EDWARD T. CODY

4. LOREN A. OLGUIN

5. RICHARD L. KRETSCHMAN

6. DORA SOLIS

7. LEE A. MCGRIGGS

8. ROBERT C. LACKEY

9. RONALD C. WOODLIEF

10. MARIA-RICHETTA HARRIS

11. ROGER A. GRADY JR.

12. FRANCES D. SALETT

13. CICERO MORRIS

14. ELMER C. GARCIA

15. WILLIAM E. CRAIGHEAD

16. WAYNE L. JACKSON

17. ANTHONY BINGHAM III

18. LEE V. JERNIGAN

19. MARCUS KABORE

20. ORAN W. YOUNG

21. TENITRA M. SMITH

22. DENNIS J. CLEOFE

23. WILLIAM H. FARNUM

24. JOSEPH MAISONET

25. KEVIN A. HENRY

26. MARIE F. WILLIAMS

27. MACK M. DANIELS

28. LETICIA A. CARRANZA - ROBLES

29. WILLIAM P. SCARCELLA

30. MICHAEL E. SMITH

1. JON AHLBUM The Ahlbum Group

2. MIKE LEMAR Sunshine State Agency

3. WILLIAM J. BOROSAK JR. Secure Financial Group

4. CATHERINE E. HATTON Long Island Insurance Solutions

5. EDWARD L. SHACKELFORD The Assurance Group, Inc.

6. TIM AHLBUM

7. RAY STEVENS Stevens & Associates Insurance Agency, Inc.

8. DEVIN M. BARTA

9. RON CONCKLIN Rosenberg-Concklin, Inc.

10. SCOTT E. MEDNICK Professional Insurance Systems of Florida

11. ROBERT M. WROBLEWSKI SOS Insurance Group

12. KERRY SACHS Secure Retirement Solutions, Inc.

13. PAUL T. SHELDON Paul Sheldon Insurance & Benefits Planning

14. SHAWN T. SCHROEDER Jack Schroeder & Associates, Inc.


16. JOHN W. CLARK Senior Solutions Insurance Agency

17. EDWARD A. CATRON

18. SCOTT J. SCHWARTZ Insurance Protection Services



21. PAUL SWEENEY Quality First Insurance Agency, Inc.


23. CESAR CHACON The Insurance Hub

24. RANDOLPH W. FREY JR.


26. JOHN R. SLOWIK

27. FUTURITY FIRST INSURANCE GROUP, INC.


29. SENIOR SERVICES OF NORTH AMERICA, INC.

30. JAMES F. SCHULER Consumer Group Services, Inc.

1. TIM AHLBUM

2. PAUL T. SHELDON

3. KERRY SACHS

4. SCOTT J. SCHWARTZ

5. DEVIN M. BARTA

6. JON AHLBUM


8. RAY STEVENS

9. EDWARD A. CATRON


11. ROBERT HOLZMAN

12. FRED M. ULAYYET

13. JASON STEVENS

14. AARON GORDON

15. EUGENE RANNEY

16. MARK HELLER

17. GARY S. KEMPLER

18. DEXTER R. SAYLOR

19. RICHARD D. SAKHAROFF

20. JOSEPH A. JAFFE

21. JORDAN VICKERS

22. THOMAS A. PAYANT

23. TIMOTHY T. RUSH

24. CHAD A. ROBBINS

25. BEVERLY J. KINGSLEY

26. STEPHEN MAISTO


28. ROBERT V. TANTILLO

29. JULIA LEMBCKE

30. JEFF D. HACKMEIER

1. TIMOTHY RUSH $76,260 2. KERRY SACHS $60,588 3. JASON STEVENS $60,274 4. SCOTT SCHWARTZ $52,840 5. PAUL SHELDON $51,084 6. TIM AHLBUM $50,508 7. RAY STEVENS $43,766 8. JACKSON EDWARDS IV $42,427 9. RICHARD SAKHAROFF $38,568

10. ROBERT HOLZMAN $36,996


LIFEW

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AG

EN

TSG

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TS HEALTH

BOCA

RATON#UACONVENTION2015

FLORIDA

2015 CONVENTION JUNE 18-21, 2015, BOCA RATON RESORT & CLUB

WH

AT Y

OU

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D T

O Q

UA

LIFY

IF

YO

U A

RE A

GEN

ERA

L A

GEN

T:

MONTH LIFE ONLY HEALTH ONLY COMBINED

$180,000 NAP $350,000 NAP $350,000 NAP

JAN. $15,000 $29,167 $29,167

FEB. 30,000 58,333 58,333

MAR. 45,000 87,500 87,500

APR. 60,000 116,667 116,667

MAY 75,000 145,833 145,833

JUNE 90,000 175,000 175,000

JULY 105,000 204,167 204,167

AUG. 120,000 233,333 233,333

SEPT. 135,000 262,500 262,500

OCT. 150,000 291,667 291,667

NOV. 165,000 320,833 320,833

DEC. 180,000 350,000 350,000

WH

AT Y

OU

NEE

D T

O Q

UA

LIFY

IF

YO

U A

RE A

WR

ITIN

G A

GEN

T:

MONTH LIFE ONLY HEALTH ONLY COMBINED

$100,000 NAP $150,000 NAP $150,000 NAP

JAN. $7,500 $12,500 $12,500

FEB. 15,000 25,000 25,000

MAR. 22,500 37,500 37,500

APR. 30,000 50,000 50,000

MAY 37,500 62,500 62,500

JUNE 45,000 75,000 75,000

JULY 52,500 87,500 87,500

AUG. 60,000 100,000 100,000

SEPT. 67,500 112,500 112,500

OCT. 75,000 125,000 125,000

NOV. 82,500 137,500 137,500

DEC. 100,000 150,000 150,000

Agents who contract after Feb. 1, are prorated for Convention qualification. For example, contract in March and the Agent life/health requirement is 10 months or $125,000 of combined NAP. Minimum NAP for an Agent who contracts in June is six months or $75,000

combined NAP. Agents must be contracted and produce at a six-month minimum production level to be eligible for Convention.

January 2O15 - United American Insurance | Home Sheets V2/Library... · The news and ideas magazine...

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Transcript of January 2O15 - United American Insurance | Home Sheets V2/Library... · The news and ideas magazine...