January 2009

J a n u a r y 2 0 0 9 1

™

The

Real EstatePointerJanuary 2009 n www.realestatepointer.com

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake Priceless

In This Issue:n Get Organized–Digitallyn Multiple Listingsn Auctionsn Area Mapn More!

327 Fox Ridge Lanenear Altavista

for more information on this homeoffered by RE/MAX, see page 8.

2 T h e R e a l E s t a t e Po i n t e r

J a n u a r y 2 0 0 9 3

ADVERTISERS

Real Estate & Auction Companies

Century 21 ............................................................ p. 13

Countryside Land ................................................. p. 12

Counts Realty & Auctions ....................................p. 22

Dewitt Real Estate & Auctions ...........................p. 16

ERA Hallmark Properties ......................................p. 11

Francis Realtors ..................................................... p. 4

Hopkins Brothers .................................................. p. 6

Prudential Realty Services ...................................p. 11

Remax—April Hess ...............................................p. 7

Remax—Dan Vollmer ......................................... p. 8

Remax—Wayne Henson .................................... p. 9

Sims Realty & Mortgage .................................. p. 2, 8

TRF Auctions ................................................................ P. 5

United Country-Country & Mountain Realty .......p. 17

Builders & New Construction

College Square ......................................................p. 16

Crescentwood Townhomes .................................p. 14

David James Homes ............................................p. 18

D.O. Allen Homes ................................................p. 15

D. S. Zechini Construction ...................................p. 14

Jefferson Villas in Forest .....................................P. 19

Parsell & Zeigler General Contractors, Inc. .........p. 4

Sunset Ridge .........................................................p. 21

Financial, Insurance, & Home Services

Bank of the James ..............................................p. 24

Blue Ridge Financial Services ............................ p. 23

Blue Ridge Mortgage .......................................... p. 23

First Bank ............................................................. p. 23

Select Bank .......................................................... p. 23

Sims Realty & Mortgage ..................................p. 2, 8

JLB Publishing Inc. and the Real Estate Pointer uphold Virginia’s and HUD’s equal opportunity housing policies. We do not accept advertising that violates the fair

housing law and to the best of our knowledge all of the listings in this publication are available on an equal opportunity basis.

FOR ADVERTISING INFORMATIONJames Blanks at 804-929-1797

A Publication of JLB Publishing, Inc. P. O. Box 2564, Tappahannock, Va 22560

Office: 804-443-0330 • Fax: [email protected] • www.realestatepointer.com

10 Get Organized—Digitally

20 Area Map

22 Auctions

23 Home Finance

™

The

Real EstatePointer

NEW HOMESNew Floor Plans!

PARSELL

ZEIGLER& GENERAL CONTRACTORS, INC.

Forest Edge - New London Forest Edge - New London

Forest Edge - New London Forest Edge - New London

Bedford City - Near D-Day Bedford County - Near Wal-Mart

Bedford County - Near Wal-Mart Bedford County - Near Wal-Mart

Ride By: From Bedford, 460 East to Left on Rte 811 at Exxon (Thomas Jefferson Rd), bear Right at curve, follow to Subdivision on Left

Ride By: From 460, take 122 South to Right on Industrial, Left on Terra, Right on Emerald Crest, Left on Crest Ridge

Ride By: From 460, Link Rd (714) South, Right on Smith, Left on Essex, Left on Stratford, to new home on Left.

Ride By: From 460, Link Rd (714) South, Right on Smith, Left on Essex, Left on

Stratford, to new home on Left.

Ride By: From 460, Link Rd (714) South, Right on Smith, Left on Essex, Left on

Stratford, to new home on Left.

Open HouseMost Sundays

1-5

www.pzhomes.com 540-537-4859

For general recorded information on new homes,call 800-206-6312 ext 7052Francis Realtors, est 1910

$209,950

$239,950

$189,950

$179,950

$194,950

$209,950

$164,950

$154,950

Similar to Above

Similar to Above

J a n u a r y 2 0 0 9 5

AUCTIONSTRFTorrence, Read, & Forehand

www. smlauction.netwww.trfauctions.com

For more information,visit our website or call

(434) 847-77412508 Langhorne RdLynchburg, VA [email protected]

VAAF501

SATURDAY, FEB. 7 @ 12:30 PM

14 GREAT PROPERTIES AT SML10 CONDOS AT THE POINTE • 4 WATER FRONT LOTS

10 CONDOS AT THE POINTEThe Pointe offers panoramic views overlooking Smith Mountain Lake, 9’ ceilings, sun room, waterfront restaurant, conference facilities, 3 swimming pools, fit-ness facility, covered and open boat slips, boat launch, 18 hole championship golf course, tennis and volleyball courts, children’s playground, private beach, & more.(All condos are fully furnished)• Unit 2104 - 1 BR unit (absolute over $92,940)• Unit 2200 - 1 BR unit (absolute over $92,940)• Unit 2404 - 1 BR unit (absolute over $92,940)• Unit 218 - 2 BR unit (absolute over $251,940)• Unit 221 - 2 BR unit (absolute over $251,940)

• Unit 248 - 2 BR unit (absolute over $251,940)• Unit 313- 2 BR unit (absolute over $239,940)• Unit 315- 2 BR unit (absolute over $251,940)• Unit 324- 2 BR unit (absolute over $251,940)• Unit 348- 2 BR unit (absolute over $251,940)4 WATER FRONT LOTS• Lot 3 Pirates Cove (ABSOLUTE)• Lot 17 Cove Section 1 (ABSOLUTE)• Lot 18 Cove Section 1 (absolute over $164,900)• Lot 21 Westcove (absolute over $151,100)

DIRECTIONSFrom Smith Mountain Lake Parkway turn into Mariners Landing Resort on Deer Trail Drive. Proceed one mile to RIGHT on Lake Retreat Rd. Half mile to RIGHT on Graves Harbor Trail & continue to The Pointe.AGENTS ON SITE• Sat & Sun (1/17,1/18,1/24,1/25,1/31,2/1) 12-4 pm• Thurs & Fri (2/5, 2/6) from 10 am - 4 pm• Or by appointmentTERMS10% deposit day of sale. Balance at closing on or about 30 days. 5% buyer’s premium. See website for complete terms

MORE INFO ONLINE!

THE POINTE CONFERENCE CENTER • MARINERS LANDING • SMITH MTN LAKE • BEDFORD, VA

OPERATING

STATEWIDE INVIRGINIA

SMITH MTN LAKE AUCTION

2 WATER FRONT LOTS SELL ABSOLUTE EVERYTHING ELSE SELLS ABSOLUTE AT 60% OF ASKING PRICE

SUBJECT TO CONFIRMATION BELOW 60%

2% BROKERPARTICIPATION


If you’re looking for a large lot, a small farm or a mountain top retreat in a great location…we have it on the web at

www.hopkinsbros.com

Wintergreen Resort area • Nelson County, VA 10 acres, prime location, awesome views–$185,000Just up the hill past the entrance to Wintergreen Resort. Ten (10) wooded acres with long paved state road frontage on route 664. Surrounded by spectacular towering mountain views. Enjoy all the benefits of being in the resort area without any of its substantial annual fees and restrictions. Access to the Blue Ridge Parkway and the Appalachian Trail is within a mile. Sherando Lake and the GW National Forest are just over the ridgetop. Ideal for fractional ownership and/or rentals.

Quality Properties in Amherst, Bedford and Nelson

Villiage Of Forest area • Bedford County, VA 23 acres along Elk Creek–$495,000This property has long bottom land frontage along Elk Creek (see its strong, steady flow in the photo taken at the low water point of this summer’s drought). Upper elevations offer a spectacular building site surrounded by mountain views, mature pasture and woodland buffer. Joins conservation protected neighboring properties.. All located off route 221 less than a mile from schools and shopping at the Villiage Of Forest.

Banks & Sut Mountain area • Amherst County, VA 18 acres near AP Trail–$125,000 Next in a limited collection of conservation protected retreat cottage properties offered on the south face of Sut Mountain. See more photos and protective conservation restrictions on our web site. Ideal location and property to build your back-to-nature mountain cottage getaway. Really close to hiking trails and native trout streams and just far enough away from the hustle and bustle of Wintergreen Resort area.

Country Home Sites,Acreage, Farmsand Mountain Retreats

www.hopkinsbros.com Hopkins Bros. Realty, Inc.

801 Main StreetLynchburg, VA. 24504

Call anytime 847-6634

Bryant Hare IV434.473.3091

Dick Schoew434.841.3217

Lots, acreage and mountain retreat properties

Farm sales and conservation easement planning

J a n u a r y 2 0 0 9 7

RE/MAXPlatinum Properties

819 Beeks LaneAppomattox

Spout Springs, Appomattox VA. Visit this beautiful farm house that has had renovations, new roof, updated electrical. Situated on 5 acres with tractor shed, 3 bedrooms, 2 full baths. Bring your horses, bring your tractor! This property has a lot to offer! Priced to sell @ $217,777.00

Bedford County Lake front home situated on 4 1/2 acres. Come see this lovely two story lake front home with private dock, secluded lot, mountain views, detached garage with work shop, 4 bedrooms, 3.5 baths, second kitchen in basement, wrap-around decking, vacuum system, hardwood floors, features 2900 finished sq ft. This is a must see priced to sell @ $329,900. Call April for more details 434-610-0422.

REDUCEDby $40,000

1110 Elk Lake Lane, Forest


Want to know more about our local market? Read ‘The Lynchburg Market Report’ at www.DanVollmer.com

Now is the Best Time!Refinance now, while the rates are low!

■ Need to Consolidate Some bills?■ Get a Little Extra Cash?■ Lower Your Existing Rate?

Call Sims Realty & Mortgage Corp.45 Years of Mortgage Financing for Lynchburg and Surrounding Counties. Call us today for some of the lowest mortgage rates in our area!

Home-Grown Service!Wayne Henson, ABR

434-401-1415 Visit www.WayneHenson.com for more

Featured Homes

Great Starter Home featuring 2 BR, large fenced yard with fruit trees. New HW floors and carpet, new cabinets and counters, This home is like new and ready to move into.

$79,900Lynchbrug

Poplar Grove 1.8+ ac Includes

Transferable Initiaion Fee

Commercial Tract

22.5 acresEasy Access Rt 29, Heavy

Industrial

$300,000

Lynchbrug

Great View of Course and Lake

$139,900

Secluded 28 Acres: Nice one story home w/ 3 BR, 2 BA 1596 sf. House needs some TLC. Land lays well. Priced at tax assessment. Great Value for the Money!!

$139,900Concord Area

Pick Your Colors 3 BR, 2 BA 1400 sf, nice floor plan. Similar to Photo Construction Starting 1/1/09

$149,900

Unbelieveable Value!NINE FOOT CEILINGS set the tone for this gracious 3 BR, 2½ bath all brick home. Two masonry fireplaces are beautifully positioned in corners of the LR and DR. Very convenient permanent stairway to floored attic. Laundry connections on two floors, screen porch overlooks lushly landscaped yard, your choice of Bedford or Campbell Co.schools, garage and detached shop. $274,900

15 Acres w/ Pond! Absolutely Beautiful Brick Cape Cod, Barns, inground pool, all pasture land and has gorgeous mountain views. Visual Tour Available.

$375,900

Horse Farm

OWN HISTORY! Early 1900`s Home and bldg for business 1.39 ac beautiful restorable hw flooring, large rooms, 3 BAs with recent upgrade. A MUST SEE.

$175,000Potential B&B

Woods on WiggingtonGreat One Level Living! Located in quiet cul-de-sac 3 BR, 2BA 1344 sf. Private back yard. Well maintained.

$176,900

Bedford Co.

All New 1700 sf One Story Home, sitting off road for privacy. Featuring 3 bedrooms, 2 full baths. Offering potential for horses, etc. Located 25 min from Lynchburg.

8.78 Ac $159,900

Almost Complete 3 BR, 2 BA 1456 sf, nice floor plan. HW floors FP Catedral ceiling, Full w/o bsmt

$207,900

New Construction! 3BR, 2BA, 1556sf, Call Wayne Today!

$219,900

Pick Your Colors 3 BR, 2 BA 1400 sf, nice floor plan. Similar to Photo Hunters Ridge Amherst

$198,900

Concord Area

Amherst

Concord Estates

Concord Estates

Ready To Move InBeautiful 1 level living 3BR, 2½ baths, 2185sf, 2 car attached gar. Open 9’to16’ ceilings, Formal LR & Dr. Full w/o bsmtPlus So Much More!!

Concord Estates

$249,900

Visual Tour Available www.waynehenson.com

One Of A Kind!5.47 Acres with a 3 acre lake highlight this 3600 sf home featuring 3-4 BR, 2½ BA, Open & Birght, Windows galore for lake view, sunken Family Room. Inground pool, Large detached garage.

$369,900

Visual Tour Available www.waynehenson.com

1 0 T h e R e a l E s t a t e Po i n t e r

If you’re like most Americans, your life is overrun with paper. Bills,

reminders, phone numbers, business documents and more quickly turn into piles that are lost or forgotten. This year, make a New Year’s resolution to cut down on the mountains of paper and get digitally orga-nized.

While junk mail can be recy-cled, many other household and business documents con-tain important information that needs to be saved. The problem with having too much paper is not being able to find what you need when you need it. Anyone who has spent hours digging through file cabinets looking for an old password can attest to this. But you should also consider the fact that your vital documents, like insurance policies, can be gone in a flash if you’re struck by a fire or flood.

Here are a few ideas to help you become more organized in the New Year:

Reduce your incoming flow of paper Sign up for electronic bill-ing and opt out of receiving paper bills. This reduces the amount of paper coming into your home and makes it easier to manage as well as having a positive effect on the environ-ment. Paying bills online can also save time. It’s easier to see at a glance how much you’re spending and you can quickly find old invoices without dig-ging through piles of paper.

Digitize important papers For critical documents such as legal records and receipts, con-sider investing in a home scan-ner with a document feeder. Using software such as DYMO File, you can easily scan and file all your important documents electronically (www.DymoFile.com). DYMO File also lets you search for a document using any word within the file mak-ing it quick and easy to find what you need. Make sure to store valuable original docu-

ments in a fireproof safe or a bank deposit box.

Protect your identity With sensitive documents on your computer, it’s important to set up a password in order to access these files. Your password should be at least six characters and should include both letters and numbers. Don’t use obvi-ous passwords like addresses, phone numbers or your name. Remember to shred any mail that contains personal informa-tion..

Digitally capturecontact information Using a system like CardScan, you can scan and electronically read all your business cards from home service companies, your accountant and your dentist as well as business col-leagues (www.CardScan.com). When you receive an e-mail with an automatic signature, you can “drag and drop” it into your CardScan software so all your contact data is in one place. You can also sync the information with your smart

phone for on-the-go access to all your important contacts. You can even safeguard your contacts using CardScan’s free online back up service.

Back Up your Files Once your paper files are con-verted to digital information, don’t forget to back them up. Invest in a separate hard drive and regularly back up copies of all important files. You can also use automated programs such as the “Time Machine” feature on a Mac. Backing up files also secures your personal music, video and digital photos -- files that many consider priceless.

Look for even morepaper to digitizeDon’t stop at just business and critical personal documents when you can digitize even more household paper. Scan and store your children’s report cards, family photos and kids’ art work. You can always keep the paper version if you’d like, but your digital scrapbook is there just in case. n

Get OrganizedMake a New Year’s Resolution to get Organized—Digitally

J a n u a r y 2 0 0 9 1 1

Be Choosey — Call Lucy

Lucy Marshall REALTOR®

434-385-9610 x10841-3962 (Cell)

[email protected]

Hallmark Properties, Inc.3713 Old Forest Road Lynchburg VA 24501Max Guthrie, Broker

[email protected]

Buying? Selling? Relocating?

Try the ERA TEAM Approach:T—Technology E—Education A—Awards & Events M—Marketing

Somerset Meadows

Lot 149 Colby Drive New construction. Two beautiful master suites—one on each level. Builder will pay closing costs or offer

substantial concessions.

3228 Azalea Place—Lynchburg Absolutely beautiful home. 4 Bedrooms, 3, 5 baths.

Includes One-Year Home Warranty

Working with the best pays off.

I wish all my friends and family a Merry Christmas and a Happy New Year. May God bless you during

this wonderful holiday season

The

Real EstatePointer

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake

804-443-0330 www.realestatepointer.com

Single Family HomesMultiple ListingsLots & Acreage

Financial OptionsAuctionsBuilders

Area Map

J L Bpublishing

In Every Issue:

Home Solutions

New Subdivisions

Financial Advice

Auctions

Listings

...more!

Concord Estates, a small, sleepy community,

located conveniently 12 miles from Lynchburg off 460 East.

for more information Contact Wayne Henson with Long & Foster at 434-401-1415.

In Every Issue:In Every Issue:

Home SolutionsHome Solutions

New SubdivisionsNew Subdivisions

Financial AdviceFinancial Advice

The

Real EstatePointer

Volume 5, Number 4

www.realestatepointer.com

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake

J a n u a r y 2 0 0 9 1 3

www.c21all-service.com

The Only Real Estate Company Certifi ed as the “Area’s Most Recommended Business.”

JOAN ROBBINS 660-6400

* Gorgeous All Brick Home * Beautifully Landscaped* Main Level Master Suite w/Private Bath* His & Her Closets* Plus Office & Sitting Area * Formal Dining* Two Story Foyer * Great Room * 3 Spacious BRs * Jack-n-Jill Bath* Eat-In Kitchen * Screened Porch * Deck * Full Unfinished Basement * Many Upgrades

FOREST $417,900

SHERRY MCDANIEL 660-2981

* Lovely Southern Style 2-Story Charmer* New Construction * Beautiful HW Flrs* Very Inviting Columned Covered Porch* Spacious Living Rm w/Built In Gas Log

FP * Double Sliding Doors To Deck* Partially Wooded Back Yard* Eat-In Kitchen * Lots of Cabinets* 4 BRs Plus Bonus Room * 2-Car Garage

FOREST $292,900

GARY BLOUNT 660-8400JUDY CREASY 942-1322

* 360 Degree Mountain Views With Creek* Sit On Your Wrap Porch & Watch Horses* Great Barn w/Stall For Baths * Fenced Pasture* Beautiful Cottage Like House * 2-Car Garage

KEVIN TURNER 665-7575

* Modern Amenities Plus Old World Charm * 2-Story Farm House * Garden Window* Stands Contentedly On .85 Acres* Beautiful Sunroom Lets In Outdoors* Large Kitchen Offers Updated Countertops* Three Bedrooms * Two Baths * 25 Yr. Roof

Installed in 2007 * Fenced Yard* Storage Shed * Great Country Living

MINI-HORSE FARM $242,900

LYNCH STATION $184,900


* Fantastic Floor Plan Offers Main Level Master Suite * 3 Addt'l BRs on 2nd Level

* One BR w/Private BA* Impressive 2-Story Great Room & Foyer * Granite In Kitchen * Eat-In Bar Plus

Breakfast Area * Picture Window in Dining Rm* Unfinished Basement Perfect For

Expansion * 2-Car Garage

LAKE VISTA $299,900


* Follow The Long Paved Drive to 3.7 Acres in Prestigious Brookstone

* All Brick 4 Bedrooms Home * 3.5 Baths* Open Main Level * Hardwood Floors * Fireplace in Great Room * Kitchen w/ Appliances & Center Island * Home Office & Full Bath* Master Bedroom Oversized Jacuzzi &

Walk-In Closet * Den/Media Room

FOREST $415,000

MARTHA HOWELL 841-0230

* Spacious Georgian Brick With Partially Wooded Lot

* Awesome Kitchen, Den & Breakfast Area * Large Windows

* Main Level Bath & Bedroom/Office* Trey Ceiling in Master and Sitting Area * Expandable Lower Level* RI for 5th Bath * Established Subdivision * Large Trees

BETHEL PARK $ 499,900

ILEEN WRENN 770-9997

* Georgian Revival Home in Historic Dis-trict * Historic Home-Modern Amenities

* Elegant 3-Story Has Spacious Rooms w/Maximum storage

* Backyard Leads to Huge, Relaxing Riv-erside Park

* Sun Room * Breakfast Rm * Fireplace* Foyer w/Beautiful Chandelier* Large Storage Building

RIVERMONT $314,900

MARTHA HOWELL 841-0230

* Perfect Family Home w/Dad's Detached 3-Car Garage * Lower Level Man Cave

* Wooded 1.36 Acres with Campfire Site * Numerous Up-Grades * Screened Porch* Maintenance Free Exterior * Open Floor Plan w/Cathedral Ceiling* Wet Bar & Stone FP * Immaculate * Landscaped w/Garden Space

LYNCHBURG $239,000

KAREN WILKINS 258-8599

* Owner Will Pay $2000 Closing Costs/Points * Great Floor Plan

* 4 Bedrooms & 3 Baths* Cathedral Ceiling in Great Room * Huge Walk-In Closet & Private Bath in

Master Bedroom * Hardwood Flrs* Lower Level Family Rm w/Surround

Sound & Pool Table Space

AMHERST $189,900

MARTY DONOVAN 382-8200

* LOCATION * LOCATION * LOCATION !!* Executive Home Located in Fox Meadows * Over 9 Acres* Brick Two Story * 4 Bedrooms and 3.5

Baths * Whirlpool Tub* Two Fireplaces * Kitchen Has Jenn-Aire

Stove & Disposal* ML Laundry * Great Room * Huge 4 Car Garage

BEDFORD $559,000

VICKIE HULL 944-0880

* Convenient to Everything!* Wonderful Property with 12.77 Acres* 2 Acre Stocked Pond* Formal Living & Dining Rooms* Huge Rec Room * Sun Room* 3 Bedrooms & 2.5 Baths* Newly Painted Interior * Neutral Decor * Newer Carpeting * Big Open Kitchen w/

Dbl Panty * Tree Lined Driveway

BEDFORD $349,900

3700 Old Forest Road434-385-6111 800-642-2142

[email protected] Preapproval: 1-888-324-5536

20886 Timberlake Road434-237-7777 800-277-8583

[email protected] Preapproval: 1-888-535-3608

J a n u a r y 2 0 0 9 1 5


College Square

Welcome Home to College Square

For More Information, call:

Realtor, ABR, [email protected] Mobile: (434) 546-1644Offi ce: (434) 239-8684


Introducing College Square

College Square

102Quality Built, Energy Efficient

Tranquil setting convenientlyWithin walking to major area shopping

restaurant venues alongColleges nearby Liberty University,

College Lynchburg Collegewith without

Maintenance FreeLowHomeowner’s

Competitively ~ Starting from

For More Information Call

Realtor, ABR, GRIEmail: [email protected]: (434) 546-1644Office: (434) 239-8684

Renato Mendez

www.renatomendez.com

LibertyShopping

[email protected]: (434) 546-5076

J a n u a r y 2 0 0 9 1 7

www.countrymtnrealty.com

123 NORTH MAIN ST. AMHERST, VA 24521 434-946-7855

VALLEY VIEW ESTATES5 estate lots on private roadgreat mountain views, pasture, wooded, streams most with pond sites close to Town of Amherst and Winton Country Club—from $39,900

Poplar Grove Golf Community—Amherst County

NELSON COUNTYNew subdivision in Nelson County. Acerage tracts, all fronting the Buffalo River with a private road to river on each tract. Great for canoeing and fi shing, mountain views great for weekend get a way or permanent home.Starting in the low $100,000’s

MOUNTAIN HUNTING CABIN Great cabin and 50 acres in one of the best hunting area in Virginia, Amherst. Loaded with deer, bear, turkey, grouse and squirrel. Trails and food plot already established. Good hardwood timber and many persimmon trees and grapes. $299,500. Can be sold with less acreage.

MOUNTAIN HUNTING CABIN

GARLAND HILL - AMHERSTBeautiful wooded lot with level to rolling topography. Located in a secluded neighborhood close to Town of Amherst. A builder’s dream. $79,900.

GARLAND HILL - AMHERSTGARLAND HILL - AMHERST AMHERST COUNTY5 acre lot in rural residential area, minutes from golf, Town of Amherst and lakes. A builder’s dream. $69,900.

AMHERST COUNTYJohnny Maddox 941-1541

Craig Maddox 841-5615 Brandon Maddox 841-8203

Mary Snow 258-5860Elbert Maddox 907-3331

Ricky Williams 804-347-5171

Great Deal—Reduced Price

Great Deal—Reduced Price

MILL VIEWWESTERN AMHERST CO.This 19th century manor house has unmatched pastoral views. Grand 4 BR home situated on 3.8 acres has been lovingly restored and includes today’s desired amenities. Offered at $395,000.

VALLEY VIEW ESTATES

In beautiful Amherst County, this traditional home offers over 4,000 fi nished square feet on almost 4 acres, one of the largest lots in Poplar Grove and the home sits on the highest point in the community. This property offers privacy while still enjoying gorgeous views of the Blue Ridge Mountains, Lakes and a championship golf course and large in-ground swimming pool. The property also borders a pond—perfect site for a gazebo.

In beautiful Amherst County, this In beautiful Amherst County, this traditional home offers over 4,000 fi nished square feet on almost 4 acres, one of the largest lots in Poplar Grove and the home sits on the highest point in the community. This property offers privacy while still enjoying gorgeous views of the Blue Ridge Mountains, Lakes and a championship golf course and large in-ground swimming pool. The property also borders a pond—perfect site for a gazebo.

In beautiful Amherst County, this

MOUNTAIN HUNTING CABIN MOULTIRE PLACE—LYNCHBURGNice spacious well maintained split-level home in established neighborhood. This home offers 4 bedrooms and 3 full baths, gas logs on main level and lower level den. Nice large backyard. Close to shopping and restaurants. Home is situated on .730 acres. $215,000.

Brookville A, 1768 SF, 4 BR, 2 ½ BA, $151,500 on your lot

Covington D, 2309 SF, 4 BR, 3 BA, $161,900 on your lot

Anna Elizabeth, 2647 SF, 4BR, 2 ½ BA, $249,000 on your lot

David James Homes- Bringing Families Home!

“We believe our customers come to us looking for a better way of life. We wake up every morning knowing our job is to help them get there.”

www.davidjamescustomhomes.com

David James Homes will custom-build your dream home on your lot the old-fashioned way - board by board, using national brands, the best of local craftsmanship and the latest in tech-nological advances. We keep it affordable because our national buying power means savings are passed on to our customers.

More than 2,000 families have already built with David James Homes because we build the homes our customers want at affordable prices, without sacrificing quality. Now it’s your turn to discover the value and craftsmanship of a David James Home.

David James Homes exceeds industry standards with features like 13 SEER Heat pumps, poured basement walls, AdvanTech floors, M & W hi-efficency windows designed to be over 30% more efficient, Tec-ply underlayment, 30-year Architectural shingles and so much more included in every home.

David James Homes are so well built that we offer one of the best warranties in the industry. We even guarantee your base-ment dry. Ask your David James Homes consultant about our unbeatable warranty!

Call or stop in for your free brochure or bring your home plans and ideas to David James Homes today for a free estimate - our experience is on the house!

Office Hours:M-F 9-7, Sat 10-4, Evenings& Weekends by Appointmentwww.davidjamescustomhomes.com

• Merillat Oak or Maple Cabinets• Quality Moen Faucets• Kenmore Smooth-Top Range, Microwave, and Dishwasher• Hardwood Foyers• 13-SEER Carrier Heat Pumps• Poured Concrete Basements Guaranteed Dry• 30-Year Architectural Shingles• Tilt-In Double-Hung Windows w/Low-E Glass• 10 Year Warranty• Stick-Built On Your Lot

J a n u a r y 2 0 0 9 1 9

(434) 525-34001434 Jefferson WayForest, VA 24551www.epconcommunities.com

Call first...or just drop byOpen Mon thru Fri: 10 - 5Sunday: 1 - 5

Snow removal

Exterior buildingmaintenance

Garbage Removal

Common area lighting

Landscape maintenance

Driveway and street care

Lawn mowing, fertilizationand weed control

Pricing from the mid-$200s


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Community Locations1. Amaya’s Way2. Bethel Estates3. Blackwater Ridge4. Boonsboro Commons5. Candlewood Court6. College Square7. Concord Estates8. Cornerstone

9. Crescentwood10. Elon Forest11. Farmington12. Forest Edge13. Fox Briar14. Gables at Cornerstone15. Heritage at Wyndhurst16. Hooper Woods

17. Horsley Crossing18. Jefferson Villas19. Legacy Oaks20. McKenna Farms21. New Towne22. Piedmont Landing23. Poplar Ridge24. Serene Creek Run

25. Shannon Forest26. Sleepy Oaks27. Stockton Lake28. Stratford Place29. Tavern Grove30. Townes at Farmington31. Troublesome Creek

J a n u a r y 2 0 0 9 2 1

Sunset RidgeNew, Level and Gently Rolling Lots Beginning at $35,000.

Located in the Stonewall District of Appomattox County,Just Ten Miles from Lynchburg

For More Information, Please Call Randy Foster at 434-660-3238

2 2 T h e R e a l E s t a t e Po i n t e rMARKETING AROUND THE CORNER AND AROUND THE GLOBE

www.countsauction.com

800-780-2991

Visit our award-winning

web site for updates on

our auctions!

Now with offices in Lynchburg,

Richmond, Forest, Madison Heights,

Appomattox, Roanoke

Abingdon & Marion, VA

No other auction company has sold more real estate in

Central Virginia

J a n u a r y 2 0 0 9 2 3

All banks have money to lend and many offer good rates, so what makes one bank better for your

mortgage needs than another? Local decisions. Local ownership. Local experience. Local relationships.

With a variety of mortgage products for buying, refinancing or building, Select Bank has what you

need, when you need it.

To get started, call your local mortgage lender… and neighbor…Garnett Atkins.

Garnett Atkins

7113 Timberlake Road 213 Gristmill Drive (behind Graves Mill Center)

Subject to credit approval. Member FDIC.

www.myselectbank.com4 3 4 . 4 5 5 . 1 7 0 0

MortgageBrokerswork forYOU!

www.brmMortgage.com

630 D Wyndhurst Dr, Lynchburg, VA 24502

FIRST-TIME HOME-BUYER? We Do All The Work & You Get:

Great Service • Great Loan • A Great Rate

100% Finance Options • All Credit Grades Low Rates • Refinance • Purchase • FHA/VA Loans

Spending less for your mortgage will leave you more dollars to put back into your home. Our qualified professional staff are experts in putting first-time homebuyers in their new homes. With our expansive network of lenders, we

offer a wide range of loan products ranging from full documentation, no-income verification, all credit grades, and no down payment loans. You will receive a

good faith estimate of closing costs, which means no surprises at closing. And, you’ll love our “world-class service!”

Empire Equity Group, Inc. d/b/a 1st Metropolitan Mortgage is licensed by the Virginia State Corporation Commission (License No. MB-1432)

Local People. Real Solutions

Mortgage ServicesPurchase, refinance, home improvement or equity loans.

We have a loan to fit your need.Commercial Lending

Construction, acquisition and development and business capital improvementloans structured to your unique business needs.

Investment and Retirement AccountsWe can give you the personal attention that big brokerage firms just can’t afford to

give you through investment specialists who put your interests first.Agriculture Services

We’re the largest agricultural lender among community banks in Virginia, and the only USDA-FSA preferred lender in Virginia.

MEMBER

FDIC

January 2009

Documents

Transcript of January 2009