January 05, 2010 ANHD Inc. Reader

8/9/2019 January 05, 2010 ANHD Inc. Reader

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said Mrs. Michaels.In the six years since I started run-ning the day care center, Ive doubledmy income. Its wonderful that mychildren see my success and knowthey can achieve even more for them-selves. This program can help womenturn their dreams into real businesses,right here in New York City.

WHEDCo, whose Family Childcare Im-provement & Microenterprise programis meant to provide a pathway out ofpoverty, aims to launch 600 new child-care enterprises like Mrs. Michaelsthroughout New York City in 2010.

According to WHEDCo, it is traininghundreds of women City-wide to startand grow successful home-basedchildcare businesses, providing chil-

dren with high-quality nurturing envi-ronments and allowing parents to seek

January 5, 2010 Volume XXXV Number 1the READER

ahdninc.

The ANHD Inc Reader is proud topresent from within our membershipwo wonderful success stories of 2009.

The rst ANHD success story comesrom WHEDCO, a Bronx-based mem-

ber, whose work was critical to helpingMaria Michaels realize her dreams ofhome and business ownership.

Mrs. Michaels and her husband re-cently built a home for themselves andheir four children. They also bought

a second two-family house to expandheir childcare business. Mrs. Mi-

chaels, who had her rst child at 14,credits WHEDCos Family Childcaremprovement & Microenterprise pro-

gam with getting her where she is to-day.

Working with WHEDCo to become abusiness owner has changed my life, Contd on pag

Members Succeed in 2009with momentum to grow 2010

clickontitlebelowtovisitpage

COMMUNITY ORGANIZEAPPRENTICESHIPBEGINS YEAR TWO

The Center for Neighborhood Leadeship [CNL], the community organize

recruitment and training center founby ANHD and the NYIC, is proud to nounce the start of the recruitment dfor its second apprenticeship cycle fnew community organizers.

ANHD news..

APARTMENTS INTHE BRONX FOR REN

Decatur Terrace Apartments is accepapplications for 121 affordable hourental apartments under constructio3322 Decatur Avenue in the Norw

section of the Bronx.Resouces and Notices..

ANHD MEMBER SEEKTO HIRE COUNSELOR

Bridge Street Development Corporais seeking a highly motivated indivito ll the position of HomeownersForeclosure Counselor.

Job Postings..

LEARN TO RETROFITYOUR BUILDING

ANHD in collaboration with Pratt Centeteach you how to retrot your buildingWednesday, January 6, 2010.

Calendar of Events...p

Maria Michaels with children in her daycare center located in her affordable house.

and maintain employment. In addto keeping children safe, WHEDFamily Childcare Improvement &croenterprise program is also a p

erful economic development tool.


2/12

2 JANUARY 05, 2010VOLUME XXXV, NUMBER 1

Providing training and technical assistance to caregivers al-ows them to increase their revenues and nancial security.On average, the potential for earnings more than doublesfter training, rising to $1,100 per week.

Another ANHD member success story comes from a Brook-yn-based member, Pratt Area Community Council, whosework to restore a family to a home destroyed by re alsoelped to restore that familys faith in community.

On August 1, 2008, the Ricks family and hundreds of theireighbors watched the ames roaring in their 88-unit build-

ng. An electrical re destroyed the apartment they calledome for over thirty years. Finally, after a full year of living

n a rough shelter, they moved into a PACC building on Her-imer Street.

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SHARE YOUR 2009STORIES OF SUCCESS

WITH US TODAY!

The ANHD INC. READER would like to

feature your organization in an upcoming

issue. Were particularly interested in stories

that tell how critical your organization was

in keeping housing affordable to a family in

need. Each story is a concrete victory. And

each concrete victory is critical and news-

worthy both to our overall effort in keeping

and expanding affordable housing in New

York City.

Would you like your past victories to be

future cover stories in The ANHD INC.

READER?

If interested, please email either your story

or appropriate contact and time for an

interview to: [email protected].

click here to send your story.

I can say that my faith

n humanity was restoredwhen I met Ms. Blue andhe people at PACC, saysZareta Ricks, the coura-geous mom who kept heramily together throughouthis nightmare. When yousee all your possessionsdestroyed and doors arebeing closed in your face, tond a place like PACC, its such a relief.

The Ricks had a difcult time obtaining subsidies but PACCeld the apartment for them throughout the stressful process.

Says Ricks, They have been so patient, kind and under-tanding and our apartment is everything I ever dreamed ofits bigger than our old place and its truly an answer to myrayers.

PACC has developed more than 800 units of quality, afford-ble housing throughout Central Brooklyn. Its property man-gement team manages more than 607 as rental units; oth-rs, such as the new green Gates Avenue Co-ops, are soldt affordable prices to low- and moderate-income families,

meeting community needs in a housing market where hom-ownership might otherwise beyond their means.

The preceding were two wonderful testaments to the kind ofne-on-one work our membership organizations commit to

amilies and communities in New York City.

f your organization has a story that youd like to share, pleaseead the notice to the right. Wed love to read and share it.

Zareta Ricks and family
mailto:[email protected]:[email protected]


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www.mtb.com 2008 M&T Bank. Member FDIC.

A community

bank at heart.

M&T Bank has a long tradition of beinginvolved in the cities, towns and neighborhoods

in which we operate. As a community bank,

we understand that the well-being of our

company is connected to the well-being of the

communities we serve. We offer both our time

and our resources to make our communities

better places to live, work and grow.

See the difference our personal, local and long-

term commitment can make. After all, we livehere too. Call us today at 212-350-2523, or

visit us at www.mtb.com.


At least ten new or less-experienced community organizerapprentices will be chosen between February and June 2010o serve a ten month apprenticeship that begins September

2010 and runs through June 2011.

The Apprenticeship focuses on knowledge and skills devel-opment, through a combination of weekly formal instruction,personalized mentoring and coaching as well as experientialand peer-to-peer learning. Upon selection, the apprentice willalso become an Ally under the national Public Allies program.As an Ally, the apprentice will be provided with additionalearning and personal development opportunities unique toPublic Allies core leadership development program.

Selected apprentices will be placed with a New York City front-ne organization, a member organization of either ANHD or

NYIC, that has locally based community organizing as a cen-ral aspect of its operations and work. The current class ofapprentices, who are scheduled tograduate in June 2009, serve inCNL host organizations includingCASA-New Settlement apartmentsin the Bronx, CHHAYA in Queens,Make the Road NY in Queens-Stat-en Island, Fifth Avenue Committee

n Brooklyn, Mirabal Sisters Cultural and Community Centern north Manhattan and MinKwon Center for Community Ac-ion also in Queens (a full listing of CNLs host organizations

and present apprentices is available upon request and will be

posted on the website).

The apprentices will be supported by a minimum stipend of$17,800 (the current stipend is $22,800), health insuranceand either academic certication or accreditation through ouracademic partner, Empire State College SUNY, for eld workand studies completed during the apprenticeship term. Ap-prentices may also receive additional supports and benetsduring and upon successful completion of the apprentice-ship program through Public Allies including child care and a$4750 educational grant award.

Look for the new Center for Neighborhood Leadership web-

site, which is expected to be online by the end of January2010. Through the website you will be able to obtain moredetailed application information as well as download and/orsubmit any necessary forms. The website will also have infor-mation on how to apply and qualify to be an apprentice hostsite for the 2010-11 cycle. In the interim for more information,contact CNL Director Hector Soto by email at:[email protected] or by telephone at 212-747-1117 ext 24.

The Center for Neighborhood Leadership gratefully acknowl-edges the continuing commitment and generosity of its pri-mary funding partner, the JP Morgan Chase Foundation.

Contd from cover


4/12



5/12

TWO AND THREE FAMILY HOMES FOR SALEIN BEDFORD STUYVESANT, BROOKLYN

East New York Homes is pleased to announce that applicationsare now being accepted for 5 two-and three-family homes lo-cated in the Bedford Stuyvesant section of Brooklyn.

These homes are being offered through the HomeWorks/203KProgram of the City of New Yorks Department of Housing Pres-

ervation and Development (HPD) and the Federal Departmentof Housing and Urban Development (HUD). All ve homes arecurrently vacant and will be completely rehabilitated or newlyconstructed before transfer to the homebuyers.

http://www.nyc.gov/html/hpd/html/buyers/lotteries.shtml

NEWLY CONSTRUCTED APARTMENTS FOR RENT AT860 EAST 161ST STREET IN LONGWOOD, THE BRONX

Longwood Gardens LLC is pleased to announce that applica-tions are now being accepted for 25 affordable housing rentalapartments under construction at 860 East 161st Street in theLongwood section of the Bronx, New York.

This building is being constructed through the New Housing Op-portunities Program (New HOP) of the New York City HousingDevelopment Corporation and the Multifamily New ConstructionParticipation Loan Program of the New York City Department ofHousing Preservation and Development.

http://www.nyc.gov/html/hpd/html/apartment/lotteries.shtml

ATLANTIC TERRACE IN FT. GREENEApplications are now being accepted for 59 mixed-income 1, 2and 3 bedroom cooperative units at Atlantic Terrace. Atlantic Ter-race provides a range of incredibly affordable homeownershipopportunities. Located in Brooklyn at 212 South Oxford Street,this mixed-use building provides a unique opportunity to live in

the heart of vibrant Fort Greene in one of Brooklyns rst LEEDGold certied residences.

http://www.atlanticterraceliving.com

You may also come to 621 DeGraw and pick up an applicationin person. Applications must be postmarked by January 6, 2010and sent to the PO Box listed on the application in order to beconsidered. Applications will be selected by lottery, and appli-cants must meet a variety of income and asset requirements.

Fifth Avenue Committee expects the units to be occupied byOctober of 2010. Please monitor your mail after the January 6deadline for updates on your application status.

RESTORED HOMES HAS ANNOUNCEDAVAILABLE HOMES FOR SALE.

Restored Homes, through an afliate organization Restorinban Neighborhoods LLC, is working in collaboration with NYS Housing Finance Agency, the National Community Szation Trust and lenders/servicers to facilitate the transferproperty to qualied owner-occupants to help alleviate the d

bilizing effects that the growing stock of vacant homes is hon many New York City neighborhoods.

Restored Homes will purchase and redevelop approximateREO properties over a 36 month period.In order to create the largest positive impact, the REO Protargets the areas of greatest need, based on the highest peof foreclosures, high cost loans and lis pendens lings, for erty acquisition, rehabilitation, and marketing of homes.

Restored Homes currently has homes available for sale toble homebuyers in designated neighborhoods throughout Blyn, Staten Island and Queens.

For a list of available homes and homebuyer eligibility rements, visit Restored Homes and HPDs website.

http://www.neighborhoodrestore.com/homeowner.htmlor

http://www.nyc.gov/html/hpd/html/buyers/lotteries.shtml

For additional information, please contact Restored Homesat www.neighborhoodrestore.com or (212) 584-898

3322 DECATUR AVENUE, BRONXDecatur Terrace Apartments is accepting applications for 1fordable housing rental apartments under construction atDecatur Avenue in the Norwood section of the Bronx.

This building is being constructed through the New Housinportunities Program (New HOP) of the New York City HoDevelopment Corporation and the Department of Housing ervation and Developments Multifamily New Constructionticipation Loan Program (PLP).

http://www.nyc.gov/html/hpd/html/apartment/lotteries.shtm


APARTMENTS/HOMES FOR SALE AND RENT

Resources and NoticesThis area highlights available resources and funding

opportunities for non-profit organizations.

RESTORED HOMES FOR SALE

NEWLY CONSTRUCTED APTS FOR RENT


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7/12

Eligibility: Organizations eligible to apply for funding under thisnitiative are limited to not-for-prot organizations such as:community-based organizations, workforce investment boards,community rehabilitation programs, independent living centersand other public entities.

Deadline: February 5, 2010Expected Number of Awards: 6Estimated Total Program Funding: $1.5 million

Award Ceiling: $250,000Agency: NYS Ofce of Temporary and Disability Assistance, Center for Employment and Economic Supports

http://www.otda.state.ny.us/main/cgo/2009/lives/..................................................................................................

NEW MARKETS TAX CREDIT PROGRAM

New York City Economic Development Corporation (NYCEDC)s inviting qualied parties to respond to this Request for Propos-als (RFP) to collaborate with NYCEDC on the application for, anddeployment of, New Markets Tax Credits (NMTC) allocation onprojects in New York City (the City).

Respondents may submit questions and/or request clarications

from NYCEDC no later than 4:00 p.m. on Wednesday, Janu-ary 6, 2010. Questions regarding the subject matter of this RFPshould be directed to [email protected].

For all questions that do not pertain to the subject matter of thisRFP please contact NYCEDCs Contracts Hotline at (212) 312-3969.Answers to all questions will be posted by Wednesday, January13, 2010, towww.nycedc.com/RFP

Eligibility: Respondents must have the following minimumqualications: Experience developing and/or nancing capital projects locatedn economically distressed areas.

Evidence of mission and programs with a focus on economicand community development. Portfolio of successful economic and community developmentprojects in the City, or partnership with a local organization withsuch a portfolio. Successful track record of securing and deploying NMTC al-ocation from at least two of the previous rounds. Certication by the CDFI Fund as a CDE.

Deadline: January 20, 2010Funding Amount: not statedAgency: NYC Economic Development CorporationGrant ID: PIN# 26690001

CONSOLIDATED PLAN PUBLIC HEARINGSTo participate in certain federal community developmenhousing programs, the State of New York must prepare a 5Consolidated plan and an annual Action Plan and provide otunities for citizens to participate in its development.

As part of this process, the state will conduct public hearinobtain the views of citizens, public agencies, local governmand other interested parties on the housing and non-ho

community development needs of the State before a draftsolidated Plan for 2011-2015 and a draft annual Action Pla2011 are prepared.

The public is encouraged to offer oral and/or written commat public hearings on January 12 and 13, 2010, from 9 10and from 23 p.m. at all DHCR Regional Ofces. Speakebe limited to 5 minutes of testimony. Attendees must pre-reby calling 1-866-ASK-DHCR and must present a drivers licor other ID upon entry.

All speakers are urged to provide a written copy of their tesny. Individuals who are unable to attend may submit commto NYS DHCR, Attention: Brian McCarthy, 38-40 State SAlbany, NY 12207, or e-mail them to DHCRConPln@nys

gov. Written comments must be received no later than Ja21, 2010. E-mail comments must also be sent by this date...............................................................................................

NYS DHCR WEATHERIZATION ASSISTANCE PROGRFOR LOW-INCOME HOUSEHOLDS PUBLIC HEARIN

New York State Division of Housing and Community Ren(DHCR) will conduct public hearings for the purpose of reing comments on the draft Weatherization Assistance ProState Plan for the 2010 Program Year and the amendment American Recovery and Reinvestment Act State Plan.On Tuesday, January 5, 2010 from 11:00 a.m. to 1:00 ppublic hearing will be held via video conference at 38-40 Street, Salo Conference Room, Albany, NY; 535 WashiStreet, Buffalo Conference Room, Buffalo, NY; 620 Erie West, Syracuse Conference Room, Syracuse, NY; and, 25

ver Street, 7th Floor Conference Room, New York City, NYThe Weatherization Assistance Program is funded by theDepartment of Energy and the U.S. Department of HealthHuman Services. It is administered in New York State by DThe purpose of the program is to increase the energy efcof dwellings owned or occupied by low-income persons, retheir total residential energy expenditures and improvehealth and safety, especially low-income persons who are pularly vulnerable such as the elderly, handicapped and chil

If you cannot attend one of the hearings, you may stateinterest or concerns through written testimony mailed to Dor emailed to [email protected] by close of busFriday, January 15, 2010.


GRANTS CONTD

Resources and NoticesThis area highlights available resources and funding

opportunities for non-profit organizations.

PUBLIC HEARINGS


8/12

Bedford Stuyvesant Restoration Corporation is seeking to hire aSite Supervisor for its NYC Justice Corps program.

SPECIFIC JOB RESPONSIBILITIES: Supervise off-site commu-nity projects (i.e., neighborhood development, landscaping, con-struction, green projects, etc.) in collaboration with communitypartners. Ensure that all services are delivered in compliancewith agency standards and contractual requirements and main-taining professional ethics, boundaries and client condentialityat all times. Actively participate in outreach and recruitment forthe program.

QUALIFICATIONS: Professional experience in Landscaping,Construction, Maintenance, Carpentry, Installation, Masonryetc. a plus but not required. Must have a commitment to workfrom a strength based and/or youth development perspective,particularly with youth formerly incarcerated. Ability to manage agroup/crew of 15 youth (young adults)

Please fax or email cover letter, resume, and three refer-ences-two professional and one long-term personal refer-ences to Judith Anglin, Personal Director at 718-857-5984 or

[email protected].

Mount Hope Housing is looking to hire a Senior Vice Presidentof Operations. The Senior Vice President of Operations reportsto the President and CEO and is responsible for oversight of allaspects of management operations and program development.

QUALIFICATIONS: strong management skills; Proven ability tounderstand complex nancial transactions; Excellent written andverbal communication skills; MBA/Advanced Degree required;7-10 years of executive experience; Salary commensurate withexperience.

CONTACT: [email protected]

Bridge Street Development Corporation (BSDC) an innova-tive Brooklyn based not-for-prot is seeking a highly motivatedindividual to ll the position of Homeownership/ ForeclosureCounselor. Responsibilities: Provide individual counseling toprospective homebuyers from the application through contractsigning. Provide counseling to individuals facing foreclosure.Develop and coordinate educational workshops. Market BSDCscounseling services and educational programs. Pre-qualify ap-plications for competitive mortgage products. Market BSDCsavailable properties.

QUALIFICATIONS: The successful candidate should possessa minimum of two years demonstrated experience in homeown-ership/foreclosure counseling, computer literate with MS ofceproducts and Counselor Max. The candidate must have excel-

lent oral and written communication skills and the ability totask and work effectively as a member of a team. Bachdegree preferred.

E-mail cover letter and resume to: [email protected]

Northwest Bronx Community and Clergy Coalition is lookhire a Director of Congregational Organizing.Position overview: NWBCCC was founded by local clergthe Director of Congregational Organizing will strengtherole that clergy play today in the organizations decision mand leadership. Through coordinating NWBCCCs congtional work, conducting intensive organizing in several cogations, and supporting the organization as a whole, the tor of Congregational Organizing will be central to connfaith and social justice in the northwest Bronx.Responsibilities: Recruit and organize local congregationoccasionally community organizations, universities, or tassociations-Coordinate and grow the Clergy Caucus, a body of clerga dozen denominations devoted to building relationship

joining together for interfaith celebrations and actions on iof concern-Supervise 1-2 community organizers and support con

tional organizing in NWBCCC overall; Develop leadershipcongregations through Listening Campaigns and the formof Faith in Action committees-Transition leaders from congregational leadership into thleadership base of the NWBCCC-Organize campaigns on the issues that emerge from thestitutions, such as neighborhood safety, housing, and jobs-Provide leadership trainings on organizing and political etion, as well as organizing Know Your Rights workshops itution-Assist with grant development to current & potential futhrough writing reports, maintaining funder relationshiphelping recruit new funders-Assist with fundraising through membership dues and sevents

-Maintain clear les about congregational organizing and udatabase regularly-Must attend weekly staff meetings and submit weekly tions.Requirements:-Minimum two years experience in organizing, activism,lated eld-Preference for candidate with experience organizing faithmunities-Commitment to social justice and understanding of commorganizing as an approach to social change


SITE SUPERVISOR (PART-TIME 30 HOURS)

Job ListingsANHD members, place your want ads in our job listings for FREE

email your job posting to [email protected] or fax it: 212.747.1114

EXECUTIVE SENIOR VP OF OPERATIONS

HOMEOWNERSHIP/FORECLOSURE COUNSELOR

DIRECTOR OF CONGREGATIONAL ORGANIZIN

JOBS contd on pag


9/12

-Flexibility and strong interest in working as part of a team withstaff and leaders-Spanish language skills desired but not mandatory-Ability to work occasional weekends and weeknights

Salary commensurate with experience.

Please submit resumes by email to Co-Executive Director LauraVazquez ([email protected]) and Director of Congre-gational Organizing Abby Bellows ([email protected]).

West Side Federation for Senior and Supportive Housing seeksa Senior Project Manager for Housing Development. Respon-sibilities: Oversight of ongoing housing development activitieswhich shall include activities such as: identifying sites, devel-oping project budgets and securing necessary project funding,managing projects during construction, and coordinating activi-ties of all internal and external team members to ensure thatprojects are delivered on time and on budget.

Qualifcations: The successful applicant will have demonstra-ble skills in nancial analysis, demonstrable real-estate relatedproject management experience (in particular, management of

projects while in-construction), and experience utilizing NewYork City, New York State, and federal programs for subsidizedhousing. Candidate should understand and be comfortable withgrant, equity, and debt structures including bond and commer-cial credit transactions. The ability to juggle multiple prioritiesand maintain an attention to detail is paramount, as is the abilityto manage workload with minimal oversight. The ideal candi-date will be creative and motivated, with the capacity to developa long-range vision for existing and potential projects.

Salary: commensurate with experience.

Interested applicants should email [email protected] request a full job description explaining application require-ments. Please do not contact the ofce by phone or fax.

Citizens for Citizens, Inc. is accepting applicants for SubstituteTeacher Assistants. Work for a developmentally appropriatepreschool program on an as needed basis.

Duties include working with individual children and small groupsunder the direction of the Teacher.

A High School Diploma or G.E.D. required. Experience workingwith preschool children preferred.Pay rate is $8.00 per hour.

Help needed from 8:00 a.m. to 1:00 p.m. for our part-day class-

rooms and help needed between the hours of 7:00a.m. andp.m. for our full-day classrooms.

Complete an application at: Citizens for Citizens, Inc. Head427 Robeson Street Fall River, MA 02720Or Email your resume w/references to grace.kipp@cfcinc

Abyssinian Development Corporation of Harlem seeks anExecutive Assistant. The Executive Assistant assists thExternal Affairs in assigned duties and functions in an admtrative capacity including, preparing for, attending and recomeetings, and the coordination of schedules. She/he proassistance in research activities which supports the Deparof External Affairs; serves as a source of administrative suto VP, External Affairs in coordinating relationships with funmedia, government contacts, and special projects.

Qualications: Undergraduate Degree Preferred

Exprience: 5 years administrative experience with demoned increasing responsibility, preferably in the eld of nonResource Development and/ or Communications.

Benets: ADC offers a competitive benet package whicludes: medical, dental, life, MMBB 403(b)Tax AnnuitySupplementary benet, AFLAC a voluntary supplementaet, e-TRAC Qualied Transportation ExpenseProgram and paid time off (PTO).

Compensation: Commensurate with experience.How to Apply: Submit cover letter and resume to:Human Resources | Abyssinian Development Corporation4 West 125th Street | New York, New York 10027Preferably email: [email protected] calls or faxes please. In the subject line of email pleasecate job title/position for which you are applying.

http://www.adcorp.org/employ.html


SR PROJECT MANAGER FOR HOUSING DEVELOPMENT

Job ListingsANHD members, place your want ads in our job listings for FREE

email your job posting to [email protected] or fax it: 212.747.1114

SUBSTITUTE TEACHER ASSISTANTS

JOBS contd from page 8

EXECUTIVE ASSISTANT


10/12

ANHD INC. is a not-for-prot social welfare organization which advocates on behalf of New York City community-based non-prot housing organi-zations and the neighborhoods they serve. ANHD INC. advocates for comprehensive, progressive housing policies and programs to supportaffordable, ourishing neighborhoods for all New Yorkers, especially our lower income residents. The ANHD Inc. Reader (ISSN: 2150-5292). The ANHD Inc. Reader is published 26 times per year (bi-weekly) by ANHD INC., which is located at 50 Broad Street, Suite 1125,New York, NY10004. Phone: (212) 747-1117. Fax:(212)747-1114.

Calendar of EventsANHD members, place your event in our calendar, easy and FREE

Email your event to [email protected] or fax it: 212. 747.1114. Please send notice of yougroups event 30 days prior to event date, to ensure its publication in ANHD.


GET THE INFORMATIONYOU NEED

TO RETROFIT YOUR BUILDINGS.

Join us for another essential and enlightening Managing Leanand Green workshop on Building Retrots.Build your understanding of energy assessments and retrotsof multifamily buildings. We will also be discussing the newNYC Green Buildings legislation on building energy code andretrots. This workshop is part of a monthly series created justfor you. Managing Lean and Green meets the rst Wednes-day of every month through July 2010. Participants may regis-ter for a single session ($25) or the entire series($200). Advance registration required reserve your seat todayat www.prattcenter.net/events .

Contact Wendy Fleischer, Coordinator, NYSERDA Energy$mart Communities Program at [email protected] or (718)636-3486 x 6450.

LEGISLATIVE ACTION DAY

TUESDAY, FEB. 23, 2010

Meeting At 11 A.M.Hearing Room A

L.O.B., Albany, NY

Save the date! Come to Albany to support the NeighborhoodPreservation Coalitions legislative agenda!!

LEGISLATIVE ACTION DAY

ahdninc.

ANHD MEMBER WOKSHOPS

WEATHERIZATION SEMINAR

Join Neighborhood Housing Services of Bedford StuyvesanInc for a FREE weatherization seminar and obtain informa-tion on how to weatherize your home. Protect your home frunwanted disasters. Topics include:Cleaning out gutters; wrapping pipes; changing lters.

Thursday, January 21st, 2010 6:00 8:00 pm

NHS of Bed-Stuy | 1012 Gates Ave, Brooklyn, NY 11221

To RSVP, please contact: 718.919.2100

Click image on right to view Flyer.

FORECLOSURE INTERVENTION WORKSHOP

Neighborhood Housing Services of Bedford-Stuyvesant, Inproviding the following FREE services:one on one counselMortgage Analysis; and Financial & Budget Planning.A HUD Certied Foreclosure Counselor will advise youabout available options and develop a sound action plan onSaturday, January 16st, 2010 10 am 2 pmNHS of Bed-Stuy | 1012 Gates Ave, Brooklyn, NY 11221

To RSVP, please contact: 718.919.2100

Click image on right to view Flyer.

MANAGING LEAN AND GREEN WORKSHOP
http://www.anhd.org/currentevents/WeatherizationSeminar.pdfhttp://www.anhd.org/currentevents/Foreclosure_Clinic.pdf


11/12

In todays market, it is more important than ever for your clients to work

with a lender they trust. Bank of America is the right choice for your clientsmortgage because:

Last year more people chose Bank of America for their home nancing than

any other lender in the U.S.

We originate one in ve of all mortgages to low- to-moderate income borrowers.

With No Fee Mortgage PLUS, your clients will get the best mortgage deal

backed by our close-on-time guarantee.

Our mortgage professionals will keep your clients informed every step of theway so there are no surprises.

HELP YOUR CLIENTS GET

THE MORTGAGE THEYNEED

FROM THE BANKYOU TRUST.

Credit and collateral subject to approval. Only for Bank of America customers.Program rate, terms and conditions are subject to change without notice.THIS INFORMATION IS INTENDED FOR MORTGAGE AND REAL ESTATE PROFESSIONALUSE ONLY AND SHOULD NOT BE DISTRIBUTED OR SHOWN TO CONSUMERS OROTHER THIRD PARTIES.Bank of America, N.A. Member FDIC. Equal Housing Lender.2008 Bank of America Corporation AD-TL-T3

Visithttp://neighborhoodlending.bankofamerica.com to fnd out how

Bank o America can provide the best mortgage solution or your clients.


12/12

Diversityis a source of

strength for our people

and our businesses.

At Citi, we have worked hard to create a workplace with

an emphasis on inclusion, innovation and merit, rooted in

our shared values and respect for our colleagues and the

millions of people we serve. We aspire to be a company

where the best people want to work; a company dedicated

to empowering individuals and families around the world;

and a company that provides opportunity for all.

An Equal Opportunity Employer M/F/D/V | careers.citigroup.com

2009 Citigroup Inc. Citi and Arc Design is a registered service mark of Citigroup Inc.571810 11/09

January 05, 2010 ANHD Inc. Reader

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Transcript of January 05, 2010 ANHD Inc. Reader