Islami Bank Bangladesh ltd - Rds

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WELCOME TO OUR PRESENTATION Our topic :Rural development scheme of IBBL

Transcript of Islami Bank Bangladesh ltd - Rds

Page 1: Islami Bank Bangladesh ltd - Rds

WELCOME TO OUR PRESENTATION

Our topic :Rural development scheme of IBBL

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We are “SAGAR”Here are our Identification …..

Md. Rakibul Hasan - B 125054 Md. Al- Emdad - B 125050 Md. Washim Ahmed - B 125048 Md. Moniruzzaman Sobuj - B 125102 Md. Mohsin Bin Roshid - B 125065 Md. Liar Hossen - B 125127 Md. Kamruzzaman - B 125001 Md. Shabbir Hasan - B 125116 Asifa Akter - B 125114

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INTRODUCTION

Most of the people of Bangladesh are living under poverty line. To alleviate poverty, thousands of NGOs and GOs have been working since the inception of the Bangladesh.

Bangladesh with its 38% people living below poverty line and 18% living in absolute poverty is suffering from acute rural-urban economic disparity coupled with illiteracy, lack of proper health and sanitation facilities. Islami Bank Bangladesh Limited was founded with the major objective of establishing Islamic economy for balanced economic growth by ensuring reduction of rural-urban disparity and equitable distribution of income. Accordingly, a Scheme in the name and style of 'Rural Development Scheme' has been introduced in 1995.

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RDS’S PROSPECT

To extend investment facilities to agricultural, other farming and off-farming activities in the rural areas.

To finance self-employment and income generating activities of the rural people, particularly the rural unemployed youths and the rural poor.

To alleviate rural poverty through integrated rural development approach.

To extend investment facilities for hand tube-wells and rural housing, keeping in view the needs of safe drinking water and housing facilities of the rural dwellers.

To provide education and Medicare facilities to the down-trodden people.

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Sl. Sector of Investment Duration Ceiling of Investment(BDT)

1 Crop Production 1 year 25,000/-

2 Nursery and commercial production of Flowers & Fruits

1 year 50,000/-

3 Agriculture Implements 1 to 3 years 50,000/-

4 Live stocks 1 to 2 years 50,000/-

5 Poultry & Duckery 1 year 35,000/-

6 Fisheries 1 to 2 years 50,000/-

7 Rural Transport 1 year 20,000/-

8 Rural Housing 1 to 5 years 50,000/-

9 Off-firm activities 1 year 50,000/-

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In 2015 RDS Program Areas of performance No.&Volume/Amnt.Area Coverage

1 No. of Branches handling the Scheme 251

2 No. of Villages (no. of total village in the country is about 87,000)

18,810

3 No. of Districts (no. of total district in the country is 64)

644 No. of Centers 28,7405 No. of Groups 177,7966 No. of Members (existing) 940,989

7 % of Women members in the Scheme 79%

8 Average no. of members per Centre (expected no. 40)

33

9 No. of Clients (Who availed investment) 560,357

 

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PROBLEMS20% Client’s low moral obligation to declare its actual profit.Default culture of the country. The promotional activities of the Bank are not adequate to widen its function. The Branches of the bank have to depend on its Head office for decisions. The product diversification of the bank is very narrow. The bank has 30% redundant manpower compared to other banks of the same generation, which increases it operational cost . Persons having liabilities with other banks/institutions are not eligible for investment under the Scheme. The metropolitan and the hill tract areas.

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টাকা দি�তাম না ! পারলে� তুই�া নেনন !!

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IBBL May Do …..Group meeting with members for developing their views.More Promotional activities could work.Various products launch for several named.Flexible process for branches.Slum dwellers, hill tracks people may be included. Besides these clients morality development….

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