1. Overview Presentation: ISO / MLS Channel

2. VeriFone 3700 / VX Series TerminalORWeb-Based Portal 3.

VeriFone 3700 Series: Products

Bill Payment: 5,000+ Local & National Billers

Merchant Services:AMEX, MC, Visa & Discover

Prepaid Wireless: All Carriers, All Values

Top-Up: Domestic & International Mobile Top-Up

Phone Cards: All Destinations, All Values

Intl Services, Spoof Card, Ringtones & More

Requirements:VeriFone 3700 or VX series terminal and standard telephone line or DSL connection 4.

VeriFone 3700 Series: Features

Biller Search: Search By Name or Biller ID

Dial-up, or IP connection options

Complete Reporting Built In

Full Security: User ID and Password Protected

Compact Unit:8 x 3 x 3 Footprint

E-Z To Use Automatic Updates Fast & Simple

5.

Web-Based Portal: Products

Bill Payment: Pay ANY Bill!

Prepaid Wireless: All Carriers

Top-Up: Domestic & International

Loyalty / Reward Programs

Ringtones, Intl Services & More

Requirements:MS Windows PC, with Internet Explorer 6.0 and DSL connection 6.

Web-Based Portal: Features

VeriSign Secured Transactions

Standard & Custom Reporting

Repeat Customer History

Real-Time Reporting Anywhere!

Integrated Customer Service

7. 1. Consumer communicates bill payment request in retail location 2. Retail equipment sends payment information to iPayStations Data Center 3. Data Center sends data to iPayStations Back Office for daily settlement of retail account (ACH) 4. iPayStations Back Office sends A/R data and payment to MasterCard RPPS 5. MasterCard RPPS sends payment and A/R details to biller for posting to consumers account Bill payment and remittance process is completed in less than 48 hours 8. 1. Consumer communicates product request in Retail Location 2. Retail equipment sends PIN request to iPayStations Data Center, information is sent to Retail Location 3. Data Center sends data to iPayStations Back Office for daily settlement of retail account (ACH) PIN request and retrievalprocess is completed in less than 6 seconds 9. 1. Consumer communicates top-up request in Retail Location 2. Retail equipment sends top-up request to iPayStations Data Center 3. Data Center sends data to iPayStations Back Office for daily settlement of retail account (ACH) 4. Data Center sends top-up information to wireless carrier, and receipt to Retail Location 5. Wireless carrier performs top-up of customers account and notifies customer via SMS Wireless top-up process is fulfilled in less than 6 seconds 10. Pay ANY bill using the iPayStation Network The iPayStation Network lets customers pay all their bills in one place; Electricity, Wireless, Gas, Cable TV, Telephone, Water, - ANY BILL!

Utilities

Credit Cards

Mortgage

Auto Loans

Medical Bills

International Billers

11. The iPayStation Network provides access to a complete portfolio of prepaid wireless airtime The iPayStation Network provides PINS for over 50 different prepaid wireless providers, and Real Time Replenishment (RTR) for Boost Mobile Coming Soon: Cross-Border & International Top-Up!

Prepaid Wireless Carriers

MVNOs

Cross-Border Top-up

Boost Mobile RTR

International Top-up

12. iPayStation provides International Mobile Top-Up Service for over 50 Countries and Carriers iTop-Up International Mobile Top-Up (iTopUp) provides direct top-up of international wireless phones from the U.S. to consumers in other countries.iPayStations iTopUp service refills a wireless users account for voice, data and other service features.Replenishment is accomplished in real-time, with the recipient receiving a text message notifying them of the top-up activity. Its as easy as 1-2-3! 13. Pronto Enviosis a New York based corporation that maintains an impeccable history as a major provider ofmoney transfe r service. iPayStation and Pronto Envios have teamed up to provide products and services to our respective retail agents. Pronto Envios has maintained an impeccable history as a major provider ofmoney transfe r service targeted to the Hispanic market all over the world. Each one of Pronto Envios transactions undergoes rigorous bank compliance monitoring with total transparency to the end user.Providing swift compliant transaction with full customer satisfaction.Quality, Efficiency, and Customer Satisfactiondefines Pronto Envios business philosophy. 14. The Generation-M Platform is designed to allow flexibility and security to meet your customers financial needs.MasterCard and Mobile accounts are married to allow interchangeability. The card may be used wherever MasterCardis accepted. Mobile services let cardholders manage their card accounts, pay bills, buy airtime and share money using their mobile phones. 15. The iPayStation Network provides access to a complete portfolio of prepaid phone cards The iPayStation Network provides PINS for over 40 different prepaid phone cards USA, Mexico, Caribbean, Asia, Africa, Europe & World!

Cards From STI & CTA

DST Americas Choice

TV y Novelas & UNI

Rate Search on Web Portal

16. PlayPhone powers subscription-based mobile destinations for the world's top entertainment and retail brands including Wal-Mart, ABC Television, Cartoon Network, Adult Swim, Real Networks, iPlay and many more. PlayPhone is a leading global media company present in over 20 countries throughout North America, Europe, Asia and Latin America. PlayPhone provides cutting edge personalization and entertainment content to mobile consumers in the form of ringtones, mobile games and much more.PlayPhone gives consumers access to a unique andexclusive media catalog spanning audio, video and gaming content from leading music labels and artists, game publishers and media companies. The company currently operates its own leading mobile entertainment destination at PlayPhone.com, which is available in both English and Spanish. 17. 18. Ten good reasons to offer to The iPayStation Network iPayStation offers more revenue streams and potential than any other service provider in the marketplace.

Accept Bill Payments for ANY Local or National Biller

Perform International Money Transfer Services

Process MasterCard, Visa, AMEX and Discover Cards

Top-Up Mobile Phones: US and International Carriers

Sell Wireless Refill Cards for Over 50+ Carriers

Sell Prepaid International Calling Cards & Services

Load & Sell Prepaid MasterCard tied to Mobile Accounts

FREE Setup and training for qualified businesses

Technical Support 24-7 with Bilingual Customer Service

FREE Point of Sale Collateral: Posters, Stickers and more

19. iPayStation is adding more to its network everyday, new products, new services, new ways for you to make more money. iPayStation, LLCBruce Burke Director of Business Development 6262 142 ndAvenue North # 201 Clearwater, FL 33760 O: (800) 432-7787 x 250 D: (727) 474-3025 F: (978) 334-6464 M: (727) 612-5775 E: [email_address]