Introduction pageLIFESTYLE

2XL Furniture & Home Décor

> Receive a discount of 20% on non sale merchandise

Mina Centre, Abu Dhabi 02 673 3008Abu Dhabi Mall 02 644 4089Al Ghurair City, Dubai 04 222 6166Uptown Mirdif, Dubai 04 288 8071Regis building, Sharjah 06 575 4900*Offer not valid in conjunction with any other promotion or offer.

Balance Wellness Club

> Receive a 15% discount on all organic or ayurvedic spa services on a minimum spend of AED 300> Receive a discount of 20% on purchases or Regular Yoga Series of 12 or 24 classes> Receive a discount of 20% on any Lifestyle Solution Programs

Oasis Centre, Dubai 04 384 7016*Offer not valid in conjunction with any other promotion or offer. Offer valid to the Ladies Banking cardholders.

Dear Valued Customer,

It is our pleasure to welcome you to a world of features and benefits, chosen specially for you.

We, at Emirates NBD, understand that women have various unique needs. Your responsibilities towards your family, your work and your culture influence your choices and shape your decisions. To aid you with your tasks and respond to your requirements, we have teamed up with various outlets across the country to provide you with discounts and benefits. These offers can be availed at leading fashion, lifestyle, home décor and dining outlets, as well as health-care, well-being, recreational and educational centers. Simply present your unique debit card at participating outlets and claim the privilege of being our special Ladies Banking customer.

We hope that these offers add value to your family, your work and, importantly, yourself.

Enjoy!

Terms & Conditions apply

> Emirates NBD Ladies Banking Debit Card offers are exclusive and are not valid in conjunction with any other promotion, in-store sales, theme nights, blackout nights, shopping festival sales and already discounted items> To avail the discount, the Emirates NBD Ladies Banking Debit Card has to be presented at the outlet > The offers are given at the sole discretion of the bank and may be withdrawn, amended or replaced without notice> The Bank is not liable for any issues related to the specific purchase made by availing the offers> Please read all offers carefully for any special instructions > Offers valid till March 31st, 2013

Bowling City

> Receive a complimentary game of bowling when a game of bowling is purchased > Receive a complimentary 30 minute session of karaoke when a 30 minute session of karaoke is purchased > Receive a complimentary game of billiards when a game of billiards is purchased > Spend AED 30 at Momento cafe & receive a complimentary game of bowling

Al Ain Mall 03 751 0006Al Mariah Mall 02 676 0444Al Khalidya Mall 02 635 4317Dubai Festival City 04 232 8600Deira City Centre 04 295 7070* Offer not valid in conjunction with any other promotion or offer.

FASHION & ACCESSORIES

Interiors

> Receive a discount of 25% on furniture and accessories

Hamdan street, Abu Dhabi 02 679 7040Industrial area, Al Ain 03 721 1233Umm Hurrair road, Dubai 04 337 0116Al Wahda street, Sharjah 06 559 8625Al Hamra Mall, Ras Al Khaimah 07 243 4044Wafi Mall, Dubai 04 704 8484 / 8388*Offer not applicable during sale, promotion and on special offer items.

Avenue

> Receive a discount of 10% on every spend of

AED 200 and above

Opposite BurJuman, Dubai 04 397 9983King Faisal street, Sharjah 06 559 6363Mathar road, Fujairah 09 224 4130Al Diyafah, Dubai 04 345 4000*No refund is permitted against this purchase.

Beverly Hills Polo Club

> Receive a discount of 15% on total purchases

Al Jimi Centre, Al Ain 03 762 4826Mirdif City Centre 04 284 3867Dubai Outlet Mall 04 425 5323Factory Mart building 06 748 4342Sahara Centre 06 531 6809

*Offer not valid in conjunction with any other promotion or offer. Offer not valid on sale items.

Calonge

> Receive a discount of 25% on merchandise

Abu Dhabi Mall 02 644 4584Khalidiya Mall, Abu Dhabi 02 635 4800 Al Ghurair City, Dubai 04 228 4232Dubai Festival City 04 232 5223Town Centre Jumeirah, Dubai 04 349 1477Dubai Outlet Mall 04 425 5312*Offer not applicable during sale, promotion and on special offer items.

Iconic

> Receive a discount of 15% on merchandise

Deira City Centre, Dubai 04 295 5151*Terms & conditions apply. Offer only valid on Iconic products.

Mario Cerutti

> Receive a discount of 15% on total purchases

Outlet Mall, Dubai 04 438 0125*Offer not valid in conjunction with any other promotion or offer.

Rivoli Silks

> Receive a discount of 25% on total purchases

Karama, Dubai 04 337 4891*Offer not valid in conjunction with any other offer or promotion. Offer valid on fabric designs only.

The Watch House

> Receive a discount of 20% on Fossil, Esprit and Casio

> Receive a discount of 25% on Puma, Alfex, Armani, Guess, ED Hardy, DKNY, Diesel, Adidas, Raymond Weil

Valid at all locations across the U.A.E.*Offer not valid in conjunction with any other promotion or offer. Offer valid on regular stock only.

Valencia

> Receive a discount of 20% on every spend of

AED 300 & above

Marina Mall, Abu Dhabi 02 681 6809Bawadi Mall, Abu Dhabi 03 784 0606Deira City Centre, Dubai 04 295 0990Mall of the Emirates, Dubai 04 341 3020Maktoum street 04 223 2772Mirdif City Centre 04 284 0044*Offer not valid in conjunction with any other promotion or offer.

BEAUTY

Thai Privilege Spa

> Receive a discount of 30% on all spa and facial treatments. Receive a complimentary 15 minute foot reflexology on every manicure & pedicure On every hair treatment (minimum spend AED 150) receive a professional blow dry

Al Wasl road, Dubai 04 348 9679*Offer not valid in conjunction with any other promotion or offer.

Karisma Ladies Centre

> Receive a discount of 25% on services

Oud Metha road, Dubai 04 335 9533 *Offer not applicable on retail, hypoxi, vacunaut, Inoa, free lancing services, membership and discounted offers.

Style 360

> Receive a discount of 20% on total bill

Oud Metha, Opposite 04 336 2255

Lamcy Plaza*Offer not valid in conjunction with any other promotion or offer.Offer valid to the cardholders.

DINING

Options

> Receive a discount of 15% on total food bill

Financial Centre, Dubai* Offer not valid in conjunction with any other promotion or offer.

Assia In Wok

> Receive a discount of 25% on total bill

Burj Dubai, Dubai 04 420 5225 Dubai Mall, Lower Ground, 04 434 0380Café CourtDubai Mall, Ice Rink New 04 434 0375Dubai Marina Mall 04 434 2506*Offer not valid in conjunction with any other promotion or offer.

Café Supreme

> Receive a main course complimentary when a main course of an equal or a greater value is purchased

Al Ghurair Centre, Dubai 04 224 1939Dubai Health Care City 04 439 3597 Mall of the Emirates, Dubai 04 341 1556*Offer not valid in conjunction with any other promotion or offer.

Gerard Patisserie

> Receive a discount of 15% on total bill value or discount of 20% on birthday cakes

Ajman City Centre 06 743 5110Al Qasba, Sharjah 06 556 0428Al Ghurair City, Dubai 04 222 8637Magrudy Shopping Mall, Dubai 04 344 3327Emaar Downtown, Dubai 04 454 8354Marina Mall, Abu Dhabi 02 681 4642*Offer not valid in conjunction with any other promotion or offer.

The Rupee Room

> Receive a discount of 20% on total bill value

North Podium, Marina Walk 04 390 5755*Offer not valid in conjunction with any other promotion or offer.

Low Fat & Low Calories Frozen Yogurt

Yogurberry

> Receive a small size yogurberry complimentary on a spend of AED 50 or a medium size yogurberry complimentary on a spend of AED 75

Skywalk, Dubai Festival City 04 232 8289For more information , please contact info@yogurberry.ae or visit www.yogurberry.ae*Offer not valid in conjunction with any other promotion or offer.

SERVICES

Free Sim Card (Activation Free), AED 200 monthly commitment which includes - 400 National minutes, 200 International minutes, 2 GB National data or Unlimited National Blackberry, 100% discount on calls within Her Business Plan Circle, Flat IDD rate of 1.25 across top 190 major international destinations - 5% monthly value back as Club Apparel reward points on the monthly billed invoice

Her Business Plan

Al Maraam Commercial Broker LLC

> Avail Her Business Super Plan at discount rates from Al Maraam Commercial Broker LLC on a priority basis

Emirates Driving Institute

> Receive 6 classes complimentary upon registering for 40 lessons on LMV (car) Regular, Friday & Shift classes only> Receive 4 classes complimentary upon registering for 20 or 30 lessons for LMV (car) Regular, Friday and Shift Duty courses only

Al Qusais, Dubai 04 263 1100*Offer not valid in conjunction with any other promotion or offer.

Al Maraam Commercial Broker LLC 04 282 8288

Brain O Brain Education

> Receive a discount of 30% on registration fees

Valid at all locations in the U.A.E.*Offer not valid in conjunction with any other promotion or offer.

*Offer not valid in conjunction with any other promotion or offer.

New Medical Centre

> Receive a discount of 15% on all services (Out patient procedures, In patient, Lab, Radiology, etc.)

Electra street, Abu Dhabi 02 633 2255Al Mutaredh area, Al Ain 03 755 5999Al Nahda 2, Dubai 04 267 9999Hor Al Anz, Dubai 04 268 9800Bel Resheed Tower, Sharjah 06 575 8000*Discount not applicable on consultation, insurance cardholders, pharmacy & consumables.

مستشفى أن أم سي التخصصي ذ.م.م.

nmc specialty hospital L.L.C. hospital

Raffi Frames

> Receive a discount of 25% on frames & artwork

Raffi Frames, Karama, Dubai 04 337 6989Al Warda Gallery, 04 349 4283Jumeirah Centre, Dubai Al Warda Gallery, 04 343 1161Sheikh Zayed road, Dubai*Offer not valid in conjunction with any other promotion or offer.Offer not valid on sale items.

Zulekha Hospital

> Receive a discount of 15% on consultation with Gynecologist and Dermatologist> Receive a discount of 10% on pap smear test, mammography and whole abdomen ultrasound

Al Nahda 1, Dubai 04 267 8899Al Naseerya, Al Sahara Street, 06 565 8866Sharjah

*Offer not valid on registration charges, insurance cardholders, insurance company payments, medicines and any other services that arenot stated in the offer.

TRAVEL

For more information,call now on 600 54 0000> Visit your nearest branch

> www.emiratesnbd.com

Al Naboodah Travels & Tourism Agencies LLC

> Receive a free travel insurance for up to 5 days, Schengen States only, a discount of 10% on tailor- made packages and a discount of 5% on any Club Med holiday (minimum stay of 7 nights)

Arabian Mall, Mirdif, Dubai 04 284 5745Al Diyafah street, Satwa, Dubai 04 398 5161Ittihad road, Deira, Dubai 04 294 0099*Offer not valid in conjunction with any other promotion or offer.