Internet banking, e banking and the internet economy
14
Internet banking, e-banking and the internet economy from a banker’s perspective. January 2016 H. Van de Vyver
-
Upload
hubert-van-de-vyver -
Category
Economy & Finance
-
view
495 -
download
8
Transcript of Internet banking, e banking and the internet economy
Internet banking, e-banking and the internet economy
from a banker’s perspective. January 2016
H. Van de Vyver
Your trainer
Trainings all over the world
• Electronic banking expert for the ATTF-Luxemburg, the Belgian Bank Academy and Radcliffe Training in London
• International Trainer and Consultant (seminars on e-banking, electronic finance and multichannel banking)
.
Mr. Hubert VAN DE VYVER
19 January 2016
2
Long tracking record
Business development South of Europe and Latin America for Hoogewerf Fiduciary(patrimonial structuration) in Luxemburg
Marketing department of the BNP Paribas Group in Luxemburg since 1999
Private Banking department of the
Kredietbank Group in Luxemburg.
Internet economy ?
19 January 2016
3
Internet economy ?
19 January 2016
4
Source: Mc Kinsey Global Institute
Internet economy ?
• More data and trends
Internet specific venture capital deals in the USA: 20 % of total deals
People spend as much time on social networks als writingemails
Strong impact on growth, job creation, productivity and standards of living
19 January 2016
5
Source: Mc Kinsey Global Institute
Internet economy ?
19 January 2016
6
Internet economy ?
19 January 2016
7
19 January 2016
8
© ediaro.com
E-banking?
E-banking?
19 January 2016
9
19 January 2016
10
Electronic banking, or e-banking, is the use of electronic methods to deliver traditional banking services using any kind of payment media.
Source: Six Puzzles in Electronic Money and Banking
Connel Fullenkamp and Saleh M Nsouli
International Monetary Fund
E-banking?
19 January 2016
11
• Disruption 1: Nonbank digital entrants are transforming the customerexperience
• Nature of the attackers
• Smartphone as important new channel
• Changing customer experience
• Disruption 2: Payments infrastructure modernization is already underway
19 January 2016
12
• Disruption 3: Cross border paymentsineffeciences an open door to new players
• Front end
• Back end
• Disruption 4: transition to digital in retail banking important implications for transaction banking
Test
19 January 2016
13
