Insurance 101 long
24
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732- 441-7344 www.financialadvisor.com advisor financia l Address: 253 Main Street, #169, Matawan | Office: 732-591-9131 | Fax: 732-441-7344 www.financialadvisor.com Insurance 101 Cash Value Life Insurance A unique approach to financial planning advisor gofinancia ls PO Box 45466 San Diego, CA 92145 | 619-500-7122 | www.gofinancials.com
-
Upload
richard-go -
Category
Economy & Finance
-
view
606 -
download
0
description
Cash value life insurance can be used for retirement savings.
Transcript of Insurance 101 long
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Address: 253 Main Street, #169, Matawan | Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
Insurance 101Cash Value Life Insurance
A unique approach
to financial planning
advisorgofinancials
PO Box 45466 San Diego, CA 92145 | 619-500-7122 | www.gofinancials.com
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
S.No. Slide Name Slide No
1. Cover Slide 1
2. Table of Contents 2
3. Tax 101 3
4. Early Withdrawals & RMD 4
5. Term & Permanent Life Insurance 5
6. Index Universal Life 6
7. Life Benefits 7
Table of Contents
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Tax 101
TAXABLE
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
TAX ADVANTAGE
* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Tax 101
Tax on investment• Capital gains tax• Income tax
TAXABLE• Mutual funds• CDs• Stocks• Bonds• Saving account
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
TAX ADVANTAGE
* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Tax 101
Tax on investment• Capital gains tax• Income tax
TAXABLE• Mutual funds• CDs• Stocks• Bonds• Saving account• Traditional IRA• Annuity• 401 k • TSP
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
TAX ADVANTAGE
* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Tax 101
Tax on investment• Capital gains tax• Income tax
FACTS• Could be short term **• Low percentage yield• Long term investment• Income limit
TAXABLE• Mutual funds• CDs• Stocks• Bonds• Saving account• Traditional IRA• Annuity• 401 k • TSP
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
TAX ADVANTAGE• Municipal bonds **• Roth IRA
* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Tax 101
Tax on investment• Capital gains tax• Income tax
FACTS• Could be short term **• Low percentage yield• Long term investment• Income limit• Tax free *
• Withdrawals• Loans
TAXABLE• Mutual funds• CDs• Stocks• Bonds• Saving account• Traditional IRA• Annuity• 401 k • TSP
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
TAX ADVANTAGE• Municipal bonds **• Roth IRA• Cash Value Life Insurance
* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Early Withdrawals & RMD
Before age 59 ½ • 10% IRS Penalty• Income tax
After 70 ½ • Required Minimum Distribution
59 ½ 70 ½
IRS Penalty *
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Good* RMD*
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Term & Permanent Life Insurance
PERMANENT
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
• 5, 10, 20, 30 years coverage
TERM
insurance
RENT BUILDS CASH VALUE
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Term & Permanent Life Insurance
PERMANENT
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
• 5, 10, 20, 30 years coverage
TERM
insuranceinsuranc
esaving
s
RENT BUILDS CASH VALUE
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Term & Permanent Life Insurance
PERMANENT
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
• 5, 10, 20, 30 years coverage
TERM
insuranceinsuranc
esaving
s
LOANS% 2-3% 3-4% MF
1-10 YRS .75% WL UL VUL IUL11+ YRS 0%DOWNLOAD THE BROCHURE AT HERE: https://www.westernreserve.com/site/newwrl/media/public/PDF/FFIUL/FFIUL_Brochure.pdf
RENT BUILDS CASH VALUE
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Index Universal Life+.75%
S&P 500 INDEX YOUM/2000 -12.27% +.75%M/2001 -13.4% +.75%M/2002 -24.1% +.75%M/2003 +26.3% +13.5%
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
13.5%
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Index Universal Life
GLOBAL INVESTMENT• 50% S&P 500 (VISE VERSA)• 30% EURO STOXX 50 (VICE VERSA)• 20% HANG SENG INDEX
+.75%
S&P 500 INDEX YOUM/2000 -12.27% +.75%M/2001 -13.4% +.75%M/2002 -24.1% +.75%M/2003 +26.3% +13.5%M/2008 -37.2% +.75%
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
13.5%
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Index Universal Life
GLOBAL INVESTMENT• 50% S&P 500 (VISE VERSA)• 30% EURO STOXX 50 (VICE VERSA)• 20% HANG SENG INDEX
PROTECTION• WEALTH TRANSFER
• RICH BECOMES RICHER• LEGAL PROTECTION• FINANCIAL AID FRIENDLY
+.75%
S&P 500 INDEX YOUM/2000 -12.27% +.75%M/2001 -13.4% +.75%M/2002 -24.1% +.75%M/2003 +26.3% +13.5%M/2008 -37.2% +.75%
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
ROOM FOR INVESTMENTS
$$$
SAVINGS
INS
LIFETIME• COVERAGE• AGE• HEALTH
13.5%
MAX
MIN
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Index Universal Life
GLOBAL INVESTMENT• 50% S&P 500 (VISE VERSA)• 30% EURO STOXX 50 (VICE VERSA)• 20% HANG SENG INDEX
PROTECTION• WEALTH TRANSFER
• RICH BECOMES RICHER• LEGAL PROTECTION• FINANCIAL AID FRIENDLY
+.75%
S&P 500 INDEX YOUM/2000 -12.27% +.75%M/2001 -13.4% +.75%M/2002 -24.1% +.75%M/2003 +26.3% +13.5%M/2008 -37.2% +.75%
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
ROOM FOR INVESTMENTS
$$$
SAVINGS
INS
LIFETIME• COVERAGE• AGE• HEALTH
13.5%
MAX
MIN
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Living Benefits {$1,000 $1,000
-50% +100%
$500
SUPPLEMENT RETIREMENT
- VACATION- GRANDCHILDREN’S COLLEGE
1. Death Benefit2. Tax Advantage3. Downturn Protection
(.75%)**4. Up Gain Potential (13.5%)**5. Flexible6. Terminal Illness
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
* Consult a tax professional.** Check current rates here.
PAY MEDICAL BILLSBUCKET LIST
UP
TO
%5
00
,00
0
CA
SH
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
• Secure your future.• Principal protection.• Safe from market volatility and
uncertainty.• Tax deferred/free investment.*• Watch Plan to win now video here.
Why Cash Value Life Insurance?
Dive in with confidence
Take advantage of one-of-a-kind offers to help you accomplish your goals.
• Possible loss of principal.• Market volatility and uncertainty like
in year 2008.• Time Magazine. Why retire your
401k?• Bloomberg. The truth behind fees.• 60 Minutes. 401k crisis.
Stop relying on risky maneuvers
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
advisorfinancial
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
Thank You
Contact us today to find your financial [email protected]
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Video 1
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Video 2
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Video 3
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Time Magazine – Why retire your 401k?
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
Bloomberg – The truth behind fees.
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
Address: 253 Main Street, #169, Matawan Office: 732-591-9131 | Fax: 732-441-7344www.financialadvisor.com
advisorfinancial
60 Minutes – 401k Fall out
PO Box 45466 San Diego, CA 92145619-500-7122www.gofinancials.com* Consult a tax professional.
